How to Survive Your 20s: Career, Finances, Investment, Life Advice (Adulting 101 Tips)| Sophie Ramos
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- เผยแพร่เมื่อ 28 ก.ค. 2024
- Adulting is hard. So here are adulting tips and advice on career, managing finances, budgeting, investing and saving money, and dealing with social pressure and anxiety. These are the things I wish you knew, that I've learned in my 20s and turned to advice for all of you in the same adulthood stage as I am. These are some practical ways on how get your life together in 2020 if you feel stuck, lost and overwhelmed.
This life advice on how to adult is both for beginners (fresh grads, early 20s) and even for those in their mid-late 20s who might be in a quarter life crisis.
Timestamps:
0:00 My Story
2:38 Career: Finding your First Job & Interview Tips
7:47 Career: When to Quit Your Job
13:37 Money: Saving & Budgeting Tips
17:28 Money: Emergency Fund
18:11 Money: Credit Card Pros & Cons (Dos & Don'ts!)
19:23 Money: BEST & First Investments in your 20s
26:04 Life Lessons to Survive Your 20s
31:42 Biggest Adulting Realization
I've poured my heart in making this video so I hope this really helps you out! If it did, please do support this channel so I can keep creating, by hitting the SUBSCRIBE, 🔔, and 👍 button! Share this video to whoever you feel needs to hear this advice 😊
LIKE this video and let me know if you guys want an Adulting Part 2 video and what you'd like me to discuss in the comment section down below!
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I'm 13 though i wanna start early and learn how to be independant, my goal is to escape this 3rd class of mine and learn how to manage money early to be ready for anything!
Transitioning after graduation is a huge step for a lot of people this is helpful.
Thank you!! Glad you found it helpful :)
I’m 18 and I love how organized, well-spoken, and informative your content is. You make me aspire to be a responsible adult who has her life together☺️
Aww thank you! I don't have it all together always though and that's okay! :)
Being unclean in your thoughts is a really good point. You can just feel it being around people who get off on constant drama and gossip.
Life after college is something I didn’t think would be such a huge transitional slap in the face
Oh god how did it go? I am so worried about mine
@@SK_HIYA500me too, but I haven't even graduated hs yet LOL
I was so focused on companies wanting me in an interview. This made me realize i should also think if I would like to work in that certain company
Exactly! Glad you realized this :) All the best!
"Everything happens for a reason and it is always for the better." YES! ♥
Parang may sense of fulfillment kapag andami mong natapos sa isang araw. Pero dapat maprioritize pa rin natin yung health or other life aspects. Relatable!
Yess! Health should be a top priority talaga! :)
So true! Travel is more of an investment than expense. For me, it is good for the mental health so I save money for it. I missed your travel vlogs tuloy
Travel really helps my mental health as well! I still have a couple more travel vlogs to be uploaded soon! :)
Sophie Ramos excited na ko for that. thankyou for being very detailed🤗
Im graduating highschool this year and im so scared for whats to come so im watching this to help me sooth my anxiety, thank you for this
This is my first time watching on your channel and I didn't realized it was 33 minutes!! I don't usually watch vlogs that long but because of how you talk, it really like, it's very genuine and encouraging to me. I am so thankful to you!
If you just turned 18 and watching this video, you made the right choice. Call it "The moment of 18" focus more on your success but don't forget your passion and make your life more enjoyable
I love this content Sophie, it's full of wisdom and helpful tips! I sent this to my younger sister who is 21. This is perfect for the young adults.
This is what you call quality content. Super helpful thank you, Sophie!!
Aww happy it helped you! 💜🤗
Hi! I am so amazed of how you tell everything in detailed. I actually have learned a lot of things in this video since I am so overwhelm thinking that in a few years I will be an adult na. Thank you for making this video. It helps a lot. Take care and God bless! ♡
This is such a refreshing segment. I hope you'll continue doing this. Thanks for all the tips/lessons 💕☺️
Thank you for watching Jod! 😊 What do you want to me to talk more about next? 💕
Love how you shared your story. There are so many layers and new things you have to adjust and learn in your 20s!
So many layers that it can really get overwhelming! Thank you for watching! 💜
Thanks for the video, someone is asking me for advice but I'm not really good at tuning my own thoughts into words... Such a helpful video, and you've changed my perception about travelling. ✨
aww I'm so happy to hear that!
The full 33 minutes of watching was worth it! It's so good that's why I subscribed. Please do more of this. Thank youuu
Aww thank you so much for watching til the end! Means a lot 💕💕 What would adulting topics would you like me to talk about next? 😊
Thanks for sharing your insights and experiences. It helps a lot. Your words were so comforting and I hope you're also having a break when you need one. I love your content and the way you talk, it's just so serene.
Thank you for your comment! This inspires me to create more content like this 💕 Glad this video comforted you 🤗
I can't believe I finish listening to this. Very insightful and informative 💗
Hi, Ate Sophie! ✨ I’ve been following you since your college years. I was in high school then and got inspired by your blog posts. sksksjjks I even followed your UPCAT tips! And here I am now, I just recently graduated from UP. Yay! 🌻 However, because of the pandemic, I really cannot focus on finding a job and I gradually became anxious about my future. I felt that the longer we’re on quarantine, the farther it is for me to succeed. But after some breakdowns (lol huhu) and reflecting, I’ve been enjoying this time off to do what I wasn’t able to during my undergrad years-doing my hobbies, discovering more of myself, and learning new things outside of my major. 😊 It’s really important to have patience especially now that most plans are put to a halt. Like what you said, all our journeys and timelines are different so there’s no need to rush or feel pressured. 💖
I rarely comment because I’m too shy to interact. Huhu! 🥺 But I just want you to know that I’m always thankful for your contents (esp, this vlog!!!) They’re really insightful and comforting. Lovelots, Ate. ❣️
Hi Ella! Aww thank you so much for sticking and growing with me! hugs 🤗 Congratulations on your graduation, I feel so old now! haha! It's a weird time for fresh grads now but I'm glad you were able to make this time more meaningful ✨ We're pretty much forced to take gap months (turning to a year now) and the I guess we just have to make the most of it :)
Aw please don't feel shy haha I super appreciate comments like this! This inspires me to continue to create more content like this ❤️
I've found this video very helpful esp now I am having dilemma if I will quit in my job or not. Actually its my first job and I prayed for it but I realize that I can't grow in this job, I am not happy anymore. And I need to focus more on my internship. This video helped me to decide things. Thank you for this! 💖
Sooo glad I found your channel! You are so inspiring :)
More videos like this, ate Sophie! This is very helpful🥺❤️ Looking forward to part two of this vid
Thanks watching KC! ❤️ What do you want me to talk about in Part 2? 😊
This is so helpful, thank you ❤️❤️
Wow watching this right now is so perfect for my current dilemma as a fresh grad. Thank you for the valuable information and lessons! This will surely help me. ❤️
Glad it was helpful! ❤️❤️
Girl, you are so fluent. Informative 💓👏
Keep it up!!!
Thanks for this insight, Sophie..
This is really helpful! Sharing this to some of my former students and friends. Keep it up, Sophie!
Omg hi Sir! haha thanks for watching & sharing! 😄 hope all is well!
Thank you ate, I learned a lot. God bless♥️💕
thank you for putting up this vlog! Very helpful!
You’re welcome! glad it helped you 🤗
This is a wholesome content and I really learned a lot. 🥺 thank you!! I aspire to be a person like you❤️
Aww thanks for watching! means a lot
Thank you for this video, Sophie! I really agree to what you said in the last part of the video because it is also true for me. I am in my late 20s already (also in denial lol) and as much as I want to feel sad about not knowing the things that I know now earlier, I guess it's really just part of life and the best thing that we can do is just appreciate how much we have learned from our past and how much we have grown from it. 🥰 More power to you and stay safe! 💕
Thank you so much for watching! Age is just a number 😆 Yess let's enjoy the journey as much as the destination ✨ Stay safe 💜
i'm currently an engg student! and i find this video soooooo helpful for my next season lol! hay I admire and appreciate u Sophie Ramos! love yer vids
Aww so happy to hear that❤️🤗
I was soo excited for this vlog of yours. It was insightful and it teaches you that you are who you are because of the choices you made yesterday. But what I really appreciate was when you emphasize the importance of investing in oneself. This is probably something we often forget, which is to invest in ourselves in all sorts of ways. I also love that you mentioned the importance of traveling as an investment related to discovering ourselves and the world.
I look forward to your next vlog :)
Thank you so much for sharing Elle! I'm so glad you appreciated and took away those insights from this video 💜 Feel free to let me know what you want to see in the next one :)
Yes please make this a series!
Yehey! New vlog from Sophie 🤍🤍🤍😍😍😍
Hope you enjoyed watching ❤️
LOVE THIS VLOG!! The same set of advice I always give to my friends :)
Super agree on ALL you said esp on taking a break after graduating! During that gap month, I thought I was lagging behind and imposed myself the pressure to get a job just so I would have something to say… Quite affected my self esteem and overall mentality. Looking back, that time allowed me to explore my hobbies and assess what I want. That time really helped me become mentally and emotionally stronger 🤍 and luckily, landed me a job that while stressful, challenges me (in a good way).
Thank you for this, Ate Sophie! 😍 never knew I needed this!!! Aahhh. 🤍
You're welcome! :)
I really love ur content. Its true sometimes we always compare ourself to others specially in my field of work which our ages are different more younger than me but their salary are tripple than mine.. cuz lot of things happen in my carrer aftr colleges like financial struggle, without a mentor that u need the most or ideas what u should do first. I hope everyone keep in mind all the adviced came from Ms.Sophie.. its so really helpfull 👍👍👍
This is so helpful and relatable (for an adulting millenial) 😍🙏 Thank you for putting this much effort in this vlog. I literally watched the whole vid and took screenshots of the tips 😅
Wow so glad it was that helpful!! 🤗 Thank you so much for watching until the end! Means a lot to me 💜
I enjoyed watching this video! Ang sarap balik-balikan. 💜
I'm currently taking Businesss Admin course, I'm inlove with your mindset. THANKS!
Aw thank you! Goodluck!
Thank you for this vid ❤ So helpful. Lovelots! 😊
You're welcome! Thanks for watching 😘
Hi! New viewer here :) I feel like I have already watched all of your vids in just one day. Your videos are always so informative and very helpful (pleasing to the eyes + editing is always on point). Praying for more success!
You’re so sweet! Thanks for your comment super appreciate it 💕💕🤗
I rarely comment because I'm shy lol (but participated in one of your Q&As hihi) but really thankful for this content! This gave me more insights on how I can better approach life and make my own plan. Quite insecure because I'm almost turning 24 but still no job experience. Hope you'll continue this as a series!! Btw, I've been following you since blog days haha! :)
Aww don't be shy!! haha I super appreciate your comments & questions 💜 We all have our own timelines just keep going :) Thank you for sticking with me 🤗 What do you want me to discuss next? hehe
Hello Ate Sophie! I just recently came across one of your travel vlogs and now I'm watching the rest of your videos!
Really nice editing and informative content!
Keep it up! Oh and congrats on your 10K! ayiiee!!
Hello! I'm glad you stumbled upon my channel and enjoy my content! Hope to see on my next videos
i think i needed this video the most thank you alooooot for ur guides
Happy to hear that!
Thank you so much!!! 😭💖 luv u!!! 😘
I am loving this. Sobrang insightful! Thank you!
Thanks for watching Trish! 💜
Yes tas minsan parang kasalanan na mag chill kasi dapat laging hustle. 🤣
This video deserves atleast a million views! Very smart!
Aw thanks so much!
super helpful, thanks for sharing 🤍
Happy to hear that!
Thank you for this!💜
You're welcome! Hope it was helpful :)
looking forward to the travel tips/funds :)
very well said for the investment part!! Millenials today not really aware the insurance for yourself is very important they dont know the value of insurance. I'm also a financial advisor and i also know how important to invest for yourself first as early as you can.
Thanks for watching! Great to know that you're helping out others realize that too :)
Thank you for this video 💙
You're welcome! Hope it was helpful :)
Finally, a vlog I can relate to, adulting stuffs 😍 New subscriber here! You look like Miss Kryz Uy, Miss Sophie.
Yay! Welcome Chloe 💜
so insightful 💗
aw thanks janine! 💜
My favorite underrated TH-cam vlogger ❤️❤️❤️ More of this please!!! 😊
Skincare and beauty vlogs please 😊😊😊
Skincare vlog soon ✨
Thank you for this!
You’re welcome! Hope it helped you 🤗
Sending hugs, Sophie!!!!
aww thanks for watching 🤗
Love this, Sophie! ❤️ Especially the investments part. Part two! Also, tell us more about your job about real estate, please ✌🏼
Thanks Kristine!! What do you want to know about it? 🙈
@@hellosophiemos yess part 2 pls! in depth infos about your current job :)
Hi great advice and example's:
I love the life lessons. Huhu ♥️
Love this vlog 😍😍😍
Thank you! 💜☺
This is so helpful! 😍❤
Happy to hear that! 💜
I've been following you since 2011 (blog days) and I can say that your contents are always helpful and on point!
Wooow OG!! ❤️ Thank you for sticking & growing with me 🤗
@@hellosophiemos
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Dear dear greetings, I wish you from the bottom of my heart success and lasting happiness in this world and the hereafter and that all wishes come true for you.🌷🌷🌷🌻🌻🌻🌻🌹🌹🌹🌻
Thank you so much for this, ate Sophie! I've been working now for 2yrs since I graduated in 2018 and I always find myself burning out as I constantly want to be at par or go beyond my manager's expectation (but gratefully I was able to reap what I sow) however it really take a toll on my mental health- I feel exhausted and sometimes demotivated. Your ate tips/advices allow me to retrospect and take things one a time and not overwhelm myself with too many things on my plate. Sabi nga nila work smart. Thank you also for emphasizing the virtue of patience. Things will fall apart in the right time. Biggest takeaway would be, growing up independently and taking up our own responsibilities are just one of the many things we can repay our parents from their sacrifices. 🙏💕
Thank you for sharing Marvik! I can totally relate on the mental health exhaustion. I'm happy that my tips help you realize that! Agree on working smart too especially since we have limited hours and energy in each day!
Thank you for watching until the end, it means a lot to me 🤗💜
@@hellosophiemos more power po, ate Sophie! Continue being an inspiration 🧡🥰
Hi ate Soph! Just turned 18 and this whole quarantine made me overthink how the uncertain future holds especially that I'm still torn what course to take in college. Contents like these were really helpful. Thank you for the glimpse of how is it like in 20s and life lessons! You're my inspo since year '17 when I discovered your ig hehe. Lovelots❤️
-future iska here🤞 (I'm claiming it haha)
Hi Pamela! I'm so happy that you watched this even if you just turned 18! I think these can definitely help you out as early as now to prepare for your 20s! Thank you for sticking with me 🤗 Yes goo that's the best mindset! Rooting for you ❤️
Very timely. Thanks for sharing your tips, Sophie. New subscriber here. More vlogs like this. God bless.
Thanks for watching, Rose! I'm glad my tips helped you (:
Wow what a whirlwind life can be, but your experience and knowledge really helps. Sorry we haven't been able to visit you for the last few weeks we have been in Bulgaria filming. Stay safe and catch up again real soon.
Thank you for watching! Hope you are safe there!
More of this personal kind of video ❤️❤️
Thanks for watching Chloe! 💜What else do you want me to talk about next? :)
2 years from i'll be graduating. Havent experience these things yet but Im happy I came across this video.
Hi! So happy to hear this! Best of luck
PART 2!!!
More videos about adulting pleaseeeee..
Like factors to consider or preparation for moving out and being independent :) thanks
Soon! :)
Hi. I'm just a year younger than you. I worked immediately one week after passing the board exams. I didn't actually have the luxury to have a gap year and I was also afraid of not being able to find jobs if i took a lot of time off. A lot of companies (mostly big) are actually hesitant to accept fresh grads who had a long gap. Anyway, my first job actually helped me realize the career path I wanted to follow. I kind of feel bad that I sort of used them to have a work experience to increase my chance in being accepted in a bigger company, but these things do happen in real life. I'm currently working in my dream company and I didn't regret (as of now haha) any of my decisions in the past. There's no right way actually of discovering what you really want to do or where you want to work for. But if you do realize these things, I hope you'll take a shot and do your best to achieve these.
the first 5 minutes omygod THIS IS SO RELATABLE!!!!!!!!
4:50 exactly, I want to impress them. That's why I took a corporate job in a big IT company... but I know I really want to design for a startup and freelance... I ended up quitting my corporate job with just 3 months in :(
Thank you for this! 💕 I hope to see more of #Adulting101 😊 Please let it be a series 🙏😍
Yay! What do you want to see/know in the next adulting vlog? ❤️
@@hellosophiemos Can you please recommend some good books that guides/influences you through your journey towards adulting? Thanks!
Hello, ate Sophie! 😊 I want to emphasize how GRATEFUL I am for this video. Everything is so on point. Thank you so much! I'm still 19 but it feels like I'm already experiencing a mid-life crisis. Everything just takes a toll on me and I keep blaming myself why I can't keep up with the others. I just discovered your channel the other day and I can't stress enough how the timing is so perfect. Minutes ago I felt like I lost all hope but after I watched this, I now feel more motivated and wanna get back on track. We have the same life quote; everything really does happen for a reason. I need to be strong for myself and for others, esp for my family.
I'm looking forward to seeing more contents like this and the adulting series really sounds like a great idea! You're like the ate I never had and now, definitely my favorite youtuber. Keep inspiring people! 😊💖
P.S. I never really care to post comments but I felt the need for you to know how, in this simple way, you inspire me so much. I still have a lot to say but this is getting longer hahaha. Thanks a bunch! I never skipped the ads as you deserve it. :))
P.P.S. For expense tracking, my senior suggested me this app which is MISA Money Keeper because she also told me how being conscious on spending is an important habit I need to learn as early as now. It helped me get through my first year in college when I was still studying away from home. :))
Hi Athena! I'm so glad you decided to watch even if you're still 19 and that came in perfect timing for you 💜 I'm really sooo touched by this! I love hearing your comments and I do hope you continue to leave them in the future because I get inspired to create content like this :)
Thanks for the app suggestion, I will check it out! Definitely agree with her that you should be conscious as early as possible to avoid money traps and bad habits later on :)
Stay strong and take your time ✨
Ps. Thank you for watching the ads too! it goes a long way to support my channel huhu
2 years later and I still find myself coming back to this video. The content is really timeless and becoming more relevant than ever 🥲💖
P.S. Still waiting for the travel planning video you mentioned here. Hope you can share it with us soon! 🥰
You saved my life.
thank you for this video atw
i just discovered this channel! Now I can't stop watching your vlogs 😍 Can you make a video about your favorite books too? Or like a must read books? That would be great. 📚
Aww thank you! I'm glad you found me ♥️ been getting requests on this too! What kind of books are you interested in?
@@hellosophiemos hello! i read different sorts of book and i don't stick in a particular genre 😅 Maybe you can share your favorite books? Like from inspiring, to romance, sci-fi, and etc. Thank youuu
This kind of content is ❤️
Thanks Rhea 💜
i admireee u ateee 💖💖
Aww thanks Abegail! 💜
After I heard your surname!! Like mine "Ramos" I automatically subscribed!!! Newbie here!!! So excited to here more vlogs with u!
Aww thank you! Welcome 💜
Hi Sophie, im older than you but i surely got some lessons listening to all u said
Aww so glad to hear that!! 😊
Sobrang nakakarelate ung after graduation anong mangyayari. ❤❤❤
Aww happy you can relate 🤗❤️❤️
Great video! I can also relate to some of your experiences. I also have separate bank accounts for savings and payroll. The moment i receive my paycheck, I immediately transfer 50-60% to my savings since I already know (or have estimated) how much expenses I would spend for next 15days. *just sharing* :))
Thanks for sharing Shannen! Great to hear that you are already doing one of my tips! :)
I agree to everything, it was very actual when I was in 20-ties. Then only one thing what I regret is that I didnt start to do mercury detox on that time.
Thanks so much for watching! Ohh I've never heard of mercury detox before!
I think I found my new favorite youtuber. I love your content. You remind me of Kryzz Uy. ❤️
Aww thank you so much, means a lot! 💜💜💜
@@hellosophiemos saaame (you remind me of Kryzz Uy too 😍) Thank you for this video ate! Everything's on point huhu ❤❤
Thank you so much for this Adulting Video, so helpful po :)
thank you po! Learned alotttttt
I love your make up!
Thank you! 💛
Thanks for sharing..😘
Welcome! :)
gurl this video deserve more viewss!
i hv one q, how do u deal with ur own wrong decisions? i mean, usually its easy for me to accept things that are out of my control. but for things which are in my control(eg making decisions over sumthing) its hard for me to forgive myself since IM the one who made the wrong choice in the beginning. ill go on and hate myself over this wrong choice of mine. any tips on this?
Thank uuuu
Yes, Good mentor is one of the biggest factor
Having a good boss is super impt!
This vlog is really a big help for like us who's lost sometimes. More of this kind of videos please 😊👍
Love this kind of content! I'm 24 and had so much realizations ♡ part 2, yes!
Thanks for watching Claire! Glad you enjoyed this video 😊