Passing the NMLS Exam - A Quick Overview of RESPA for the NMLS Exam [older version-info still valid]
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- เผยแพร่เมื่อ 20 ก.พ. 2017
- For more study aids to pass the NMLS Mortgage Loan Originator (MLO) Exam, please checkout out our LIVE and ONLINE course at: mlotrainingacademy.com/
This video gives you a preview of our course. There are several important laws and regulations that you must master. Here is quick look at a few of them.
We’re here to help, every step of the way!
Are your looking to become a Mortgage Loan Originator? Have you tried to pass the NMLS Exam once or twice and can’t afford to fail again?
Our courses are designed to give you the information you need to pass your NMLS licensing exam and successfully enter the mortgage profession whether it be in sales, lending, processing or underwriting.
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Website: www.mlotrainingacademy.com
Facebook: / artricia.affinity
NMLS Study Group: / nmlsexamstudygroup
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Twitter: affinitysrv?lang=en
Instagram: / affinitytrainingacademy
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Get a free resource guide - 12 Tips to Passing the NMLS Exam - www.mlotrainingacademy.com/12tips
Thank you so much for watching: Passing the NMLS Exam - A Quick Overview of RESPA for the NMLS Exam
Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)
does your online class provide this kind of "live recorded" video lectures? Thanks
@@bell6320 sea
PPlease p 7 poop
M m
I just found her videos
May you Rest In Peace 🙏🏽
My prayers are with her family friends and business
May her knowledge live on forever
Excellent teacher ‼️‼️
I’ve been binge watching
Thank you for sharing
I just found out she passed away! She is an excellent teacher! I’m taking my test on March 22nd. I am just listening to these videos on repeat. Hoping for the best. May she rest in peace.
Been watching your videos for the last 3 days. Just passed my exam with a score of 83%!!!
PS: (7 yrs previous mortgage experience)
Thank you!!!!
Thanks soooo much for your insight and sharing your videos. I took the exam on May 4, 2018 and passed with flying colors. Your explanations of the laws and math were very easy to understand and easy to remember. I could not have done this without your training. May God continue to bless you, your business and all you impact.
NURSE
I took a course it doesnt even come close to this training. GOOD JOB!
Very true!!
Why are replying to a comment 2 years ago
FULLY AGREE! She’s amazing!!
lawrence martin , because time doesn’t stand still. Just because you have your license now is no reason to dump on a hopeful prospect
its a free for all meaning myself and anyone else can and will get there NMLS license so careful because the 97' babies are up next and coming hard.
Thank you for the videos. This wonderful lady help me pass my NMLS exam. 🙏🏾🙏🏾🙏🏾
Just passed my test at the end of august. Your videos were a great supplement to my studying. Thank you!
Wonderful! I'm so happy I could help!!
RiP Mrs woods! Thank you for your indefatigable work of preparing students for their NMLS exam. Your videos are very helpful!
@@emylperalta2077 Yes unfortunately she did.
She is awesome in explaining terminology, providing examples and pacing !!! Love her her teaching style!!!!
Iliana Chavez Thank you so much!
You are such a great teacher! You bring the material into focus. These videos have been incredibly helpful.
OMG, I take my exam today and have been studying like crazy but this is soooo much more helpful. Thank you so much for sharing your videos. 👑👑👑
How'd it go!? Nervous about taking mine this coming Saturday D:
You’re a Godsend. Not only do these videos take the info in the course and expand upon it greatly, the real life examples that are constantly offered are of huge value. Thank you so much.
Thank you so much Atricia!! I passed my test thanks to you sharing your knowledge. Forever grateful..forever in my heart. Rest on peace.
Bravo!! I love how you connected terms which makes it easier to understand how terms are connected in the industry. Bless you!💗
You're an awesome teacher! I wish I was in your area so I could sit in class and and listen to you teach this stuff! It is a lot to learn in a short amount of time and knowing a large percent of folks that take the exam, fail it on the first try... boy o boy. I am studying for my NMLS License in Oregon, the school I signed up for is great if you enjoy reading, which I don't! I read the material and then whatever I am confused on (most of it haha), I look it up on TH-cam and pray you have a video on it (which you normally do). The way you teach and explain everything makes so much more sense! Thank you! 8-)
Thank you Patricia your part of the reason I passed and I’m thankful.
Thank you for these videos, Mrs.Woods. These videos did some quick reviews for me before the test and definitely helped me on a few questions to pass on the first try. RIP
Your freaking brilliant how you explain this and help us remember🙏 Thank you for giving tips and info😘
Your videos are so thorough! The teacher I paid didn't cover nearly so much! Thank you
Thank you so much for putting this together. You have an excellent speaking tone. I was engaged from the beginning to the end.
Getting back into the business after not renwing my license for 5 years and I used your videos which helped tremendously!! I'm not one to leave comments on TH-cam but I had to thank you!! I passed 1st try today and I attribute that to these videos 🙏😊. Very easy to follow, accurate, and exactly what is covered!
what else did you use to help pass your test?
Thank you for these videos. You break it down so much better than the instructor I had.
Still blessing us! Thank you
Passed yesterday your videos were a big help!
Your Knowledge and teaching style is wonderful. Your videos have helped me significantly . Thank you for being you.
I passed my test on the first time using her master test program and watched all her TH-cam videos complete her program you guys will be fine
I watched all your videos, and recently just passed the test. Even though they were posted years ago, I still was able to learn a lot, and made the current study materials I was studying more relatable and understandable. Thank you!
What else did you study??? would you mind sharing your material?
I passed the first time. Your videos where a part of my success. Thank you!
So glad to read a recent positive comment. I take it in a week and a half. I am more of an audible learner. These videos have been heaven sent.
Any study tips you have i didnt pass first time been hammering out practice tests and listening non stop
Artricia, I think you are great! Such a good trainer. Thank you for the resources!
Your teaching ability is amazing!!! I take my test on Tuesday and wish I would have found your videos earlier. I would have 100% paid for your course to prepare. Hoping all these TH-cam videos will give me what I need to pass on the first try. Thank you for being so kind to post these videos for all of us to use!
Thank you so much Mariah and good luck on your exam.
you're awesome. your enthusiasm is tip top and keeps me focused. thanks a lot :)
love this information. so helpful for our newcomers. thank you.
Great info, honest, fun and very informative presentation! Thank you!
i need help
These videos have been Great. Testing today!!
Thank you for this breakdown.
Thank you so much for these videos! You're helping me so much!
Thank you for trusting in me. Have you taken the exam yet?
Thank you for this amazing tutorial!
Artricia your so good precise in every video are so clear
I find this helpful a lot of this is also on the real estate finance exam. Thank you!
Using proschools, I've retained more info from your videos than I have with the proschools course. Thank you
the yzarc omg. So true. I just took a 20 hour class and saw these videos and I learned more here than in the class
Girl you are good! thank you! wish I would have went to your school!
You are such a great teacher!
Thanks Jessica
Your course was crucial to me passing the NMLS exam. The exam was hard but your course really prepared me well. 🙂
Romeo Smith Awesome! Was the material synonymous with vids
I am brand new to this business, and have to take my test in 2 weeks. I was sorta nervous about it until I saw these videos. Thanks!
CoachEgg - you should also consider our online course. affinity.zippycourses.com/course/63606627-e2e5-41a0-9283-aa9dce3af3d4/
I'll look it up, but my company already paid for two, but its flash card stuff asking questions that I just don't know, so I don't know how much good that does.
Jelissa Frank yes. 91.
Try the rest of our TH-cam videos and if you like them - order the online course and get into our Facebook Study Group. www.affinityonlinecourses.com
Blahhhhh...i wish i would have found you before i paid another education provider for my 20hrs. You're so much better. I'll be signing up for your test prep course. The way you break things down and give examples of possible questions is almost ...satisfying. You truly are a blessing. I wonder how many lives you've changed!? I bet you sleep good at night. Good job!
+David Sizemore. I love teaching. I always have. I’m so happy you found value on my videos. Give us a call and see what discounts are available for exam prep! 800.991.5097 ext 1
@@affinityrealestatemortgage2058 I will do that asap. I just finished the section on respa and trid and tila. 17 hrs left and I'll be coming your way. Haha. A discount would be very much appreciated as I am a father of 2, a husband, and a new homeowner attempting to start a new career, so as you can imagine every penny counts. Super stoked I got a response from you! My buddy is gonna freak hahaha you're his hero!
+David Sizemore call 800-991-6097 ext 1. Mention that you spoke with me on TH-cam and ask what discounts are available!!!
+David Sizemore give is a call! 800.991.6097 ext 1
I love these videos. Do you have an instructor led video course?
You all are amazing at affinity. Thank you so much for giving this for free. That’s crazy how great the content is and it’s free. may God bless your business in abundance. You have blessed so many households. ❣️💫
You are amazing. Thank you so much for this video. 👏👏❤️
Thanks, I understand it clear now!
Thank you so much!! I passed today 💗💗
This is much better than the other school I took!
I love this! thank you!
Wow great educator. Great job!
hey guys this is a best course. I took it and pass first time. thanks
great informations, thank you God bless you and your family
I wish I had taken the course from you. Would have been very helpful. But, now it's too late. I already paid hefty amount. I am watching all your videos multiple times. Hope I nail it down. But, I must say that you are mind blowing. I find your videos very thorough and awesome. Will let you know how I did? Thank you
I Pass mine. 83 Thanks to these Videos. I will ask all my friends to use www.affinityonlinecourses.com. Understanding the material is much more important than doing the tests.
Dilip Rawat what was your score on the first attempt?
This is sooooo helpful! Thank you so much!!!!
Top, thank you for sharing this informations with us
Great info! Thanks for sharing!
Thank you so much you are a great teacher
Ms woods is awesome! Y’all don’t waste y’all money on those other training videos!
This woman is awesome!!!
Omg thank you soooo much!!! 🤎🙏🏾
Thank you
This is so helpful thank you so much 🙏
❤Rest in Peace Teach! Forever grateful for your training.
Excellent review
Thank you so much!!!
You are Amazing! I feel like I am in your class.
I just read that she passed in November 2020 😢
thank you....
Thank you.
You are so awesome thank you so much for taking the time to care about putting this resource together to help us pass the exam. Do you have a Facebook?
great videos!
Thank you!
What do you mean by the services must "correct errors asserted by mortgage loan borrowers?"
Ty
Under seller can not make borrower use their company, typically the seller doesn't care it s the realtor that really wants you to use their title company that they are use to working with.
This was great! Why did I ever take compucram? Hearing it is 10 times betetr!
hi there! im debating on getting compucram or affinity exam prep ... did you do the exam prep with affinity too? how was compucram? your advice would really help! thank you in advance.
would you say this is still what is tested upon currently in 2020 or has the emphasis on what the test changed? looking to pass the first try :)
Hello Monae, some information has changed based upon NMLS updates. For the most up to date materials, feel free to enroll in one of our course.
Here are the links to purchase the combo (20 hour AND exam prep) courses at a discounted price: (saves you $125 off the original price of $605)
mlotrainingacademy.com/5dayonlinecomboj - 5-day online combo - $480
mlotrainingacademy.com/10dayonlinecomboj - 10-day online combo - $480
mlotrainingacademy.com/liveweb20hrandexamprepj - LIVE Webinar COMBO - $480
Feel free to email or call my assistant Jocelyn with any additional questions: 562-503-4692 or jocelyn@affinityreservices.com
Are you from St Louis? Video uploaded 2017 talking bout Rams tickets
john butkus no california
Is there any sequence to listen to her videos??
so lets say I get the book 3 days before the closing and I review all the fees and hidden charges ect / if im not happy or don't agree and or understand lets say can a buyer or seller back out of the deal or is the book just a way of saying here the information that you get good luck hope it helps ?
I have a confusing question about fee splitting...I am a licensed real estate agent and taking my NMLS test tomorrow. I know I cannot be the agent and MLO but I am planning on partnering with another real estate agent to give her my real estate clients/referrals and hanging my license at the brokerage as only a referring agent - for a percentage of the real estate deal (I’m a single mom and can’t always be available to travel to show homes). I plan to actually work in a mortgage office full time where my deals will come from other sources I know or my own generation of leads. So can I legally do the mortgages for the real estate clients that I refer to my partner and she pay me a real estate finders fee? It would be me funneling her real estate leads (and getting a finders fee) and then me doing the mortgage. Is this ok? I need to know if I am breaking the law before I go into this🤦🏽♀️.
I would suggest that you direct this question to the CAR or NAR legal department for more clarity.
I live in Las Vegas, where can I get the online training courses
Hello Julie, Here are the links to purchase the combo (20 hour AND exam prep) courses at a discounted price: (saves you $125 off the original price of $605)
mlotrainingacademy.com/5dayonlinecomboj - 5-day online combo - $480
mlotrainingacademy.com/10dayonlinecomboj - 10-day online combo - $480
mlotrainingacademy.com/liveweb20hrandexamprepj - LIVE Webinar COMBO - $480
Feel free to call or email my assistant Jocelyn with any questions: 562-503-4692 or jocelyn@affinityreservices.com
Please confirm your assertion that RESPA applies only to "owner occupied" properties. In 21 years in the business (both originating and underwriting) at multiple lenders/banks, I have always been required to follow RESPA on all occupancy types, providing the property is not exempt for some other reason. Also, in reading the actual Regulation, nowhere does it state that rental properties are exempt, or that it only applies to owner occupied dwellings.
You may want to "recheck" where you are getting your info. The guidelines/regulation clearly state that RESPA applies to all 1-4 unit owner-occupied properties. This is not "my" assertion - its the FEDERAL GUIDELINES that have been in place since the SAFE Act was enacted in 2008. If you have something different you want to show me - i'll be happy to look at it.... also, it does CLEARLY state that rental property of more than 4 - that are NOT owner-occupied in atleast 1 of the units - are exempt. I didn't make the rules - just trying to help you guys pass the exam... this is what you need to know to pass the exam - Artricia
Hi Artricia...sorry, I wasn't specific enough in my comment. In your reply you refer to rental properties of more than 4 (units I assume) are exempt. I agree. I was specifically referring to properties of 1-4 units; I just re-read the regulation a 3rd time, specifically the exemptions section, and again, it does not in any way, even indirectly, indicate that 1-4 unit rental properties are exempt. In fact, in both the section indicating covered loans and in the exemption section, no mention of occupancy is made whatsoever. Please don't take this personally, I only used the phrase "your assertion" because you are the only source I have seen that mentions anything about occupancy being a factor in applying RESPA.
Its fine Donnie... I'm just trying to assist students in passing the exam - and they way I explained it - is they way students need to learn it to pass the exam...
No you wbz I did w hi i u andhnsvd
I live in Texas may I still take you online 20 hr course?
Yes you can, since it is a national exam, our course is valid for all states to fulfill the 20 hour NMLS requirement.
Here are the links to purchase the combo (20 hour AND exam prep) courses at a discounted price: (saves you $75 off the original price of $605)
mlotrainingacademy.com/5daycombodiscountj - 5-day online combo - $530
mlotrainingacademy.com/10daycombodiscountj - 10-day online combo - $530
Feel free to email my assistant Jocelyn if you have any other questions. Her email is jocelyn@affinityreservices.com
thank you
So real estate agents can split a portion of their fee to a borrower who refers another but a mortgage loan officer can't? How is that fair?
Hi where can I take this training courses online
Hi Julie, this training is through Affinity Real Estate and Mortgage Training.
Here are the links to purchase the combo (20 hour AND exam prep) courses at a discounted price: (saves you $125 off the original price of $605)
mlotrainingacademy.com/5dayonlinecomboj - 5-day online combo - $480
mlotrainingacademy.com/10dayonlinecomboj - 10-day online combo - $480
mlotrainingacademy.com/liveweb20hrandexamprepj - LIVE Webinar COMBO - $480
Please email or call my assistant Jocelyn if you have any questions: 562-503-4692 or jocelyn@affinityreservices.com
I have notes that say RESPA is sections 8,9,10,12. here is says 6,8,9,10. which is correct?
Tina Merie Martinez sections 6, 8, 9 and 10
Do these same rules apply in Utah
+Robert Smith it’s a National Exam - so it doesn’t matter what State your live in....
+Robert Smith yep!
Dos Section 8 refers to all lending practicing. My ? is when A real-estate agent take a fee know as Earnest money in some way apply part of Section 8 NO Kit backs, NO upfront fees .Yes or No why I say this I put a down payment of $500.00 To scour my spot for this houses. Realtor did disclose that fee of $500.00 was not refundable to the buyer. it apply to this ? So aptly it would apply to section 6? of Section 8 ? right! realtor can't take Earnest money if not under contract.
Aces class 2021
Cheat Sheet , Thank Me Later
S ervicing loans 6 Section
K ickback 8 section
A ffliation 8 ection
T itling 9 section
E scrow 10 section
Robert
LMAO this lady probably can teach anything good.