Passing the NMLS Exam - Understanding Adjustable Rate Mortgages (ARMs)

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  • เผยแพร่เมื่อ 22 พ.ค. 2024
  • For more study aids to pass the NMLS Mortgage Loan Originator (MLO) Exam, please checkout out our LIVE and ONLINE course at: mlotrainingacademy.com/
    This video gives you a preview of our course. There are several important laws and regulations that you must master. Here is quick look at a few of them.
    We’re here to help, every step of the way!
    Are your looking to become a Mortgage Loan Originator? Have you tried to pass the NMLS Exam once or twice and can’t afford to fail again?
    Our courses are designed to give you the information you need to pass your NMLS licensing exam and successfully enter the mortgage profession whether it be in sales, lending, processing or underwriting.
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    We provide tons of free training videos here on TH-cam - Make sure not to miss them - Click here to subscribe: / @affinityrealestatemor...
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    Website: www.mlotrainingacademy.com
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    Get a free resource guide - 12 Tips to Passing the NMLS Exam - www.mlotrainingacademy.com/12tips

ความคิดเห็น • 93

  • @affinityrealestatemortgage2058
    @affinityrealestatemortgage2058  4 ปีที่แล้ว +15

    Thank you so much for watching : Passing the NMLS Exam - Understanding Adjustable Rate Mortgages (ARMs). Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)

    • @kyledavidchristian
      @kyledavidchristian 3 ปีที่แล้ว +2

      You teach this very well!

    • @glamgoddess9
      @glamgoddess9 2 ปีที่แล้ว

      Me too! And I truly believe there’s no way in the world I would’ve passed without her program. I took it 3 times. Finally passed the 3rd time because of her program. Rest in Power, Artricia!

  • @jewelcoan4738
    @jewelcoan4738 10 หลายเดือนก่อน +7

    Thank God for Affinty training...Articia is not with us physically...but she is still impacting lives....I passed my test because of these videos.

  • @ldlorenz
    @ldlorenz 3 ปีที่แล้ว +72

    Rest in Peace. I heard your voice while taking the exam. Crushed it.

    • @Andrew-vt4jt
      @Andrew-vt4jt 3 ปีที่แล้ว +2

      She passed away?

    • @YOYO-ie8qj
      @YOYO-ie8qj 3 ปีที่แล้ว +1

      Rest In Peace? What happened?

    • @amandeepkandola2326
      @amandeepkandola2326 3 ปีที่แล้ว +5

      Sadly, I heard she did pass away in Oct 2020. It was posted on the Affinity FB page.

    • @jaydubbs8277
      @jaydubbs8277 3 ปีที่แล้ว +3

      @@YOYO-ie8qj the post on the fb page said her health had been declining over the past few years. my first thought was COVID but that seems to not be the case. they never gave any specificity.

    • @tashas8287
      @tashas8287 3 ปีที่แล้ว +13

      Wowwww this is so sad, I just came across her channel and she is helping me so much. God Rest her soul.

  • @deepakkoirala55
    @deepakkoirala55 14 วันที่ผ่านมา +1

    I just passed the MLS exam with an 86% score. Her videos helped me a great deal. I am going to be forever grateful. The world lost an amazing educator.

  • @haleynicoledance
    @haleynicoledance 3 ปีที่แล้ว +34

    This woman's teaching style is immaculate, and I regret that I didn't do the 20 hours with affinity. I've looked everywhere trying to learn this on my own, and all I needed was a competent explanation. You can tell she cares. Very grateful for her, and very sorry she is no longer with us.

  • @MyReverseMortgage
    @MyReverseMortgage 2 ปีที่แล้ว +11

    Thank you for clarifying that the Lifetime Adjustment is tied to the START RATE. Nobody else made that point clear to me. Love your delivery, too.

  • @ifbbradshaw6781
    @ifbbradshaw6781 4 ปีที่แล้ว +69

    18 years old, bought your program and studied like crazy, passed my NMLS exam first try. Thank you! Definitely recommend this exam prep program to ANYONE looking to get licensed

    • @toddjackson5471
      @toddjackson5471 4 ปีที่แล้ว +7

      I'm 18 too doing the same thing I'm going to pass this test!

    • @Exliptic
      @Exliptic 4 ปีที่แล้ว +7

      609 TJ same, 18 years old studying for my test in 3 weeks, good luck to you!

    • @demitrius2395
      @demitrius2395 4 ปีที่แล้ว +2

      Exliptic did you pass?

    • @JamesSmith-si2mz
      @JamesSmith-si2mz 3 ปีที่แล้ว +1

      Good job

    • @investmentcorner2725
      @investmentcorner2725 2 ปีที่แล้ว +1

      Are you guys still in the business. How is it going

  • @jonbenvenisti7054
    @jonbenvenisti7054 4 ปีที่แล้ว +24

    Thank you so much for all these videos! I took my Pre-License course with another company and as I was studying I found your videos! I know without a shadow of doubt they helped me become better prepared and TODAY, I passed my MLO Exam with an 87%! THANK YOU!!

  • @zeng3725
    @zeng3725 3 ปีที่แล้ว +4

    I’m in the process of refinancing and stumbled upon your video because the mortgage advisor is so impatient and unwilling to explain himself. I thank you for educating not just prospective advisors but consumers on important aspects of lending with easy to understand explanations. Bless your heart!

  • @nikkibrown781
    @nikkibrown781 3 ปีที่แล้ว +26

    Im so happy that i came across your channel. I just finished my 20 hour pre license course. A lot of things that you went over in your videos was not even mentioned in my course.

    • @nechelle0903
      @nechelle0903 7 หลายเดือนก่อน

      Did you pass

  • @meganwhite9374
    @meganwhite9374 3 ปีที่แล้ว +8

    I just love listening to these she makes it so much easier to understand everything! I’m so mad at myself for not finding this sooner I would have loved to take her courses instead of the one I’m currently taking. Thank you for making TH-cam videos 🥰

  • @benbacani9350
    @benbacani9350 3 ปีที่แล้ว +5

    Hello, I'm new to your channel, I salute you for your God given talent in teaching, YOU ARE THE BEST... Cheers! Ben

  • @kyrajordan-blackwell9761
    @kyrajordan-blackwell9761 3 ปีที่แล้ว +1

    RIH Artricia, I Thank God for you sharing your gift of teaching. My test is tomorrow!

  • @santresathequeenofbeauty.6655
    @santresathequeenofbeauty.6655 3 ปีที่แล้ว +7

    Thank you Jesus for her💓

  • @user-xs4bl4xb6d
    @user-xs4bl4xb6d 6 หลายเดือนก่อน

    LOVE how she teaches!! very good at explaining it so that it makes sense.

  • @jamesknight5860
    @jamesknight5860 9 หลายเดือนก่อน

    you are my coach mom. Thanks for the God-given vibrance you've shown that others may learn to shine better. Thank you in Jesus. Thank you. I am just Days away from my first attempt. Still struggling on breaking down the scenarical math word problems on ARMS. This video ....Thank you.....

  • @evanbischoff3983
    @evanbischoff3983 3 ปีที่แล้ว +4

    wow your explanation on rate caps helped me understand way better than anyone else's explanations. Great job on breaking that concept down. Thanks!

  • @jenellemccray9802
    @jenellemccray9802 3 ปีที่แล้ว +3

    You’re really good. Thank you for sharing. I’m learning a lot from you. I just passed my 20hr course. This goes along with everything I’ve learned; however , You’re much clearer and I understand your explanations a lot better. I’m able to apply what I’ve learned in a more detailed way. Thank you!

  • @jessehernandez8439
    @jessehernandez8439 4 ปีที่แล้ว +2

    Great Video! You made it easy to understand! Thank you!

  • @LevyLandTV
    @LevyLandTV 3 ปีที่แล้ว +1

    Thanks so much for all the resources!

  • @shahidulchowdhury4431
    @shahidulchowdhury4431 4 ปีที่แล้ว +7

    I like affinity they are great .

  • @Yuhgothaacked
    @Yuhgothaacked 2 ปีที่แล้ว

    These videos are great. I needed these kinds of breakdowns

  • @johngee2645
    @johngee2645 4 หลายเดือนก่อน

    love your passion for helping clients & students thank you!

  • @alexthepicaxerplaysgameshe5664
    @alexthepicaxerplaysgameshe5664 2 ปีที่แล้ว

    Your videos are awesome! You are a great teacher!!

  • @ingriddavilla7807
    @ingriddavilla7807 3 ปีที่แล้ว +2

    Excellent!! you are really good!

  • @williamhinton4027
    @williamhinton4027 2 ปีที่แล้ว

    Thank you very much for helping me pass the State Exam on my first attempt. Your videos were very helpful.

  • @Samperor
    @Samperor 4 ปีที่แล้ว +4

    THank You so much! You are a great teacher! Love this Class!

  • @augqwe190
    @augqwe190 ปีที่แล้ว

    You explain things really well thank you

  • @jobypullappally7577
    @jobypullappally7577 2 ปีที่แล้ว

    Well explained!

  • @haroldgirdlestone6252
    @haroldgirdlestone6252 4 ปีที่แล้ว +2

    Awesome instructor!

  • @josefranco4331
    @josefranco4331 หลายเดือนก่อน

    Thanks affinity for the video.

  • @wilsonramos7402
    @wilsonramos7402 2 ปีที่แล้ว

    THANK YOU SO MUCH!!!!YOU ARE GREAT --IS SO CRYSTAL CLEAR

  • @tonyandthemuse4406
    @tonyandthemuse4406 ปีที่แล้ว

    thanks for doing these they are so helpful

  • @freestyleconversationwitha7640
    @freestyleconversationwitha7640 ปีที่แล้ว

    Very educative. Thank you

  • @elialeticiatorres4519
    @elialeticiatorres4519 4 ปีที่แล้ว +2

    Thank you for your videos..they are very helpful.

  • @willowjune24
    @willowjune24 3 ปีที่แล้ว +1

    Thanks. May God rest her soul.

  • @4Ever1727
    @4Ever1727 4 ปีที่แล้ว +2

    I already blew the $400 on a different School and can't get a refund. I really wish I would have signed up with your MLO course. Thank you for the videos, they're extremely helpful!

  • @blondeballer19
    @blondeballer19 4 ปีที่แล้ว +11

    I passed took me 3x but Thank you so much for your videos

  • @knsharma8525
    @knsharma8525 ปีที่แล้ว

    wawoo! very clear, like it.

  • @TEBCO123
    @TEBCO123 3 ปีที่แล้ว +2

    VERY GOOD

  • @JamesSmith-si2mz
    @JamesSmith-si2mz 3 ปีที่แล้ว +1

    You are awesome

  • @6alisk
    @6alisk 3 ปีที่แล้ว +1

    Hello @Affinity Estate & Mortgage Training is there anything to read or listen to that explains how to do e-disclosures? Thanks!

  • @DocRiprock
    @DocRiprock 2 ปีที่แล้ว +1

    I should have taken this course. I went through learn mortgage and i'm basically reading a power point slide. No video, no audio, and i can't even copy the words to enter into a text to speech software.

  • @tribalblaze65
    @tribalblaze65 3 ปีที่แล้ว +4

    you are such a good instructor. im using training pro right now for my license because ive heard good things about them. But a lot of the verbage is very hard and it doesnt really explain things in "lamen" terms like you. so im going to ask for a full refund and buy youre course!!! thankyou

  • @ghostzero7584
    @ghostzero7584 2 ปีที่แล้ว

    Does her presentation come in a flash cards, I would love to purchase them as I am getting ready for my test

  • @Aiofitnessconsulting
    @Aiofitnessconsulting 3 ปีที่แล้ว +1

    I am nervous for the test...its all I have to do to get my license. I feel it would be smarter to take the test after November...would that be a good assumption? That way to get a whole year worth of licensing?...

  • @LadyM24
    @LadyM24 3 ปีที่แล้ว +1

    Is a 5/25 and 7/23 and example of a hybrid arm or is this a balloon payment?

  • @hellogoodbye3898
    @hellogoodbye3898 ปีที่แล้ว

    Nice

  • @vannyt816
    @vannyt816 3 ปีที่แล้ว +1

    Hi Affinity. Thank you for shared a video. I have a question do you make a CD or record ? I would like to buy so I can listen in the car while I’m driving. Thank you 🙏

    • @ItsMymy
      @ItsMymy 3 ปีที่แล้ว

      A record ???

    • @vannyt816
      @vannyt816 3 ปีที่แล้ว +1

      @@ItsMymy yes whatever it is as long as the CD I can listen on a car while I drive. Not just about the adjustable rate mortgage all kind of different on CD 💿 thanks again

  • @joejuneman1460
    @joejuneman1460 4 ปีที่แล้ว +1

    On a 5/2/6 arm, as I understanding that the rate may be as high as 5% dependent on the index, or it is 5% the first change regardless of the index?
    The on any changes going forward, is limited to the 2% cap.

  • @calliopivogiatzis2235
    @calliopivogiatzis2235 ปีที่แล้ว

    Recently,my husband and I got a senior citizen discount on our 12 year mortgage. Our current interest rate is 6.5%. Is it a good idea to try to do a modification now or should we wait?

  • @rileyhiggins4753
    @rileyhiggins4753 2 ปีที่แล้ว +1

    I can’t think of a scenario where an arm is useful.

  • @FPS_Bang
    @FPS_Bang 4 ปีที่แล้ว +1

    I’m in the mortgage industry, been here at RoundPoint mortgage for about 5 months now. I’m looking to get license ASAP. Any advice would help thanks

  • @the-bu3lb
    @the-bu3lb 4 ปีที่แล้ว +2

    Is this for passing this section on the real estate exam ?

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  4 ปีที่แล้ว +1

      These videos are overviews of certain concepts, for full videos/materials please visit our courses page at mlotrainingacademy.com/exam-prep-courses/

  • @sergiomoreno1669
    @sergiomoreno1669 ปีที่แล้ว

    wish i would of found affinity before i got Mortgage educators. dave luna sucks. i learn way better from affinity videos on youtube. i would of done there 20 hour course too if i known about them.