How To Save Money On A Low Income (Money Saving Tips)
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- เผยแพร่เมื่อ 26 ก.ย. 2024
- 8 realistic ways to save money on a low income...or any income.
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Saving money on a low income is possible if you are strategic with choices that you make in your life. In this video, I share 8 ways to save money on a low income.
1. Take Yo Broke A** Home
Many people buy things with money they don't have to impress other people, which causes them to constantly be behind financially. If you do not have money, you should take steps to get yourself out of a bad financial situation. And although you might be depriving yourself of things in the short run, in the long run, you will have more control over your finances.
2. Treat Saving Like A Bill
We all have monthly bills that we pay every month like our cell phone, rent, and insurance. Every month, we manage to come up with the money to pay for these bills because we prioritize them. In order to save money, get in the habit of treating saving like it is a bill. When you prioritize saving in your life, you will come up with the money to save.
3. See How Sporadic Your Spending Is And Make It Predictable
Many people have trouble managing their money because their spending is very unpredictable and varies month to month. It is important to have a general idea of how much money you are spending each month so that you can plan your life around it. When you make your spending predictable, you can determine a specific amount of money to set aside each month to save.
Expense Tracker: docs.google.co...
4. Analyze And Cut Entertainment Expenses
We all have entertainment subscriptions that we pay each month, and sometimes we can have multiple subscriptions that we don't use. If you take the time to write down all of your monthly entertainment expenses, you can determine which ones aren't bringing you value and cut out those expenses.
5. Analyze Service Expenses And Find Cheaper Alternatives
We all have various service expenses that we pay each month like our cell phone bill, car insurance, and memberships. Oftentimes if you take the time to write down all of these expenses and search for cheaper alternatives, you can save money for switching to similar services.
6. Analyze And Cut Transportation Expenses
Outside of our housing, transportation is our second highest expenses totaling over $10,000 a year. It is important to take this expense seriously and analyze how much you are spending on gas, insurance, payments, and maintenance, and see if there is anything you can lower or cut out.
7. Only Get Gas At The Gas Station
Many people get in the habit of spending a lot of money by constantly buying treats at the gas station. Although these things do not cost that much money, over time they can add up to hundreds of dollars a year. Avoid the convenience of buying things in the gas station and only get gas at the gas station.
8. Live Like It’s 1999
Twenty years ago people spent less money on things because there was less temptations in life. Instead of embracing all of these modern temptations in life, we should choose to live a more simple life so we spend less and save more.
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What's another way to save?
I have reduced expensive grocery items from my budget. Focused more on veggies rather than on meat. It has helped to cut down my food spend.
Take the broke ass home.❤
We cut way back on eating out. We like buffets, but feel sick after over eating. We were planning to go out to a local seafood buffet for our anniversary. We discussed it and decided to make a one pot seafood meal at home. The whole meal cost less than one of us would spend at the buffet. We bought our version of champagne (sparkling white grape juice).
Great inspiration Augustin! Nowadays, it is soooo easy to spend money, online shopping is way too expanded. And thanks to social media, people feel the need to buy things just because others do it too. And i was no exception. What helpes me everytime when I have the need to buy unneccessary things is to look at the flats/houses on the market. I always realise that even if I have some savings, Im too broke for mortgage (for the banks). And guess what? It motivates me to try to save more :)
Transfer high interest credit card balances to lower interest cards and pay off ASAP!
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@EdwardWells-bj4eh That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@Abelone-Alvilda My advisor is Victoria Carmen Santaella;..
You can look her up online
Nah I Can't say I can relate, Victoria Carmen Santaella charge is one-off and pretty reasonable when compared to what I benefit in returns.
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I ain’t got no money so I’m taking my broke ass to work 😂
😂😂😂😂
You repeating, "Take your broke ass home," gave me my first real laugh in a few days. Thank you!😄
I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 58, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
*@mellon-wrigley3* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Also remember that though it is a good start your savings would never be enough. The economy is designed that way. Invest your spare cash in profitable things. increase your sources of income.
motivational speakers always sound this way and make everything sound so easy... tried to invest in stocks months back, came out with way less... would have been better off saving or even lavishing my money...
I've been in your shoes and I'll tell you for sure that it's because you rushed into it. You must either understand the market or get the services of a fin. adviser for your "investment" to count as one. I made close to a hundred grand late last year only after some months of throwing my money in the wind. You should try again, good thing is you now know better. Goodluck!
This is also me ah. I have also considered using an FA but I don't know how to go about it. please, what are the steps for getting one? like a really good one.
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
bad news for you. i saved pretty much
I just canceled my Spotify account and I am planning on canceling car wash subscription. I know it’s not a lot but at the end of the year it makes lots of difference.
If you get TH-cam Premium, you get the YT version of spotify included!
Achieving success hinges on the proactive actions and steps you undertake to reach your goals. The process of building wealth necessitates cultivating positive habits, such as consistently allocating funds at regular intervals towards robust investment opportunities. Financial management, despite its critical importance, often becomes a topic avoided by many, eventually causing difficulties down the road. My sincere hope is that anyone who comes across this message is able to find success and fulfillment in life's endeavors!
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learned from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
Exactly. That's my major concern and what kind of investment can someone make with the current worsening economic situation.
You are right! I’ve diversified my portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $830k in net profit across high dividend yield stocks, ETF and bonds.
How did you achieve it? I been trying to stick with index funds. I feel this new interest rates hikes could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Definitely! All of this happened in less than a year after Stacie Lynn Winson told me what to do. I started with less than $100,000, and now I'm about 17,000 short of having a quarter million dollars.
I've saved hundreds by having a pre-paid phone, I don't like talking on the phone so it works for me, and I never eat out since I like my own cooking better 😊
Agreed
I got a simple mobile plan for like $65 a month, ever since I got that plan I haven’t needed anything phone related. Also upgraded my phone recently from my gf giving me her old iPhone XR, I was using the iPhone 7 for the longest time. I got that simple mobile plan in 2018 so for 5 years I’ve saved so much money when I really think about it!
I have a $50 a month phone bill 💵 📱 with Metro PCS 🏬
So it’s helped me the past 5 years
Same me too! I use prepaid, and my telco has unlimited internet + unlimited call + 3gb hotspot prepaid plan and its fairly cheap! I paid RM35 a month for that. ❤
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last 4months of 2023
I don’t comfortably throw recommendations of her on the internet God she’s brilliant her skills are set exceptionally .Thank you Amelia Jason I’m sure there’re also good people who excel in their field ! .
Woah for real ? I'm so excited. Her strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
she's mostly on Telegrams, using the user name.
AMELIA JASON..that’s it
When sending her a message do ensure she’s VERIFIED” cause a lot of imposters out there., .
Great Video. I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, I'm really just confused at this point.
Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for all these great tips. Living like it's 1999 was the best tip. I've been struggling to go back to simplicity. Actually getting outside to shop will save me so much money
Thanks for watching!
Living like it's 1999 --- but with 2023 prices? Be more realistic and the fact that you're on TH-cam means that your "Living like it's 1999" is already a failure.
Find out what your average utility bill is per month and pay that much when it's below the average monthly bill. This reduces the impact of the higher months. Walking is the cheapest activity you can find when you "Just want to get out of the house". Might even get to know your neighborhood a little better.
I got a quote for solar panels then divided that by my annual power bill, worked out it would take around 5 years to recoup my initial outlay. It actually ended up paying for itself in less than 4 year's because all the excess power I make is fed back into the grid and I am paid for it. Last year alone I withdrew over $700 credit from my power account.
Haha, take your broke *ss home! Love it!😂
This is what I think about when I'm driving listening to the radio looking for inspiration.
FACTS
For me taking control of my grocery bill has been really important because those prices go up so much and so often and you can't stop eating in the same way you can cut your netflix sub. I grow my own, scratch cook, use cashback apps, stack up loyalty points at the supermarket and use yellow sticker discount deals to get my grocery bill down to zero.
I try to get most of my groceries from Aldi's which is a lot cheaper than the other grocery stores here in Florida like Publix, Winn Dixie, and even less expensive than Walmart.
Agree!
I was in Publix the other day and why are they so expensive?!
@@Lakishia Loyal Publix shoppers will say better quality produce. I've noticed their stores are usually very clean. Good customer service too. My guess is they pay their employees well, especially management and so they have to raise their prices.
@@davidnorris6920 Oh ok, I will still go back for their sweet tea gallons, but I don't know if my bank acct can handle their costs. lol
Publix has always been expensive…going back to when I was a teenager in the 1970s and picked up stuff for the fam.
By moving to Europe from California I’ve save $5000 a month! We have no personal cars, we live 5 minutes walking distance away from 6 grocery stores and the shopping mall, 10 minutes away form forest trail and ocean via walking, 10 minutes of walking distance to my son’s school, 5 minutes of walking to hospital and dentist, banks, train station. 15 minutes from airport via bus. Free healthcare, dental, sports, swimming hall, free heating, electric bill is just $25 a month vs $150-180 in California, internet is $5 a month vs $80, phone bill with unlimited data $12 and free roaming within the EU, cheaper food and cheaper housing. Own our condo outright with no property tax it is worth $150k, own SAUNA. All of our hobbies are free that is walking , skiing, biking in nature. Summer time we picked buckets of wild fresh blueberries, strawberries, raspberries, currant, and chanterelles mushrooms, apples, cherries all for free on public land. Am able to retire at age 38😂
That doesn't sound like Europe to me.
@@business-shark Finland
What dreacontry did you move to? Living in Sweden and its f####ing expecive! Electric 400$ internet 50$ gas 9$ gallon, food 400$ (2 person)😢😢😢😢😢😢😢
@@TheJoPaXXXX I went to umeo Sweden and it wasn’t that bad.
@@JuiceBox22 I little bit. Finnish is the hardest language in the world. Basically everyone can speak English here
I save $5 in dimes every time I got money and save my lose change. At the end of the month I have about $40. Put it in your emergency fund.
Born in 1989 and currently living in frugality. Your fan from the Philippines 🇵🇭
😅😅 you are getting funnier by the week! Love it!! Didn't suffer from sensory overload in the good ol' days, but I suppose some things are better now!! 😅
It seems like people like the comedy aspect!
I love the live like its 1999 rule, financially and otherwise. You're right, times were simple and there was less temptation. Thanks so much!
"Too many people spend money they don't have, to buy things they don't need, to impress people the don't even like"
My parents have timers on their powerpoints so they don't have to turn the appliances off before going to bed.
Thank you Agustin this video is for me. Due to a career change I have had to take a pay cut. So this video is very important for me to pay attention to 😊😊
I've changed jobs as well and took a pay cut. I call it getting back to the basics, which is where I should have stayed. More pay for me only made me accumulate more stuff, but I'm now reselling it online to get back some of my money.
I didn't become financially independent till I was in my mid 40s after having a major financial setback during the covid , Thank God i'm now on my feet . In addition to buying my second house, I'm also making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future!
I am 64 and have been a widow for 23 years. Boy do I wish I had your insight into managing on a low income back then (4 children), but I must tell you that you are really helping me even now. Many, many thanks, Love from Ireland. (I have watched this episode quite a few times).
1999? I go back to 1969. LOL Gas stations only had gas. PERIOD.
And it was 25 cents a gallon. 😢
And they pumped it!
@@hikerhobby1204and wiped yer winders and checked yer eril
And cigarettes, candy, & gum!
@@laurabain632 lol now your average truck stop is a huge gas station with a mini supermarket, showers, hookers, and always down the street from a strip club, a massage parlor and sometimes a small church. One stop shopping! It's hard to save money with marketing like that! What chance does your average Joe even have?? Especially here in Pennsylvania where every gas station has slot machines! In Pennsylvania, if you're not living like the Amish, you're living in sin! There's like no middle ground here. Drugs, gambling, hookers, Dollar generals. That's pretty much all you find here outside of places like Lancaster lol
Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for.Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2023 and I believe it's my time to invest and shine for a better future.
I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.
There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
You are right but the market is profitable if you are using a really good broker or account manager to help out with trades or provide signals. Having monitored my portfolio performance which has made a jaw dropping $870k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market.
This is huge aJosh! Think you can point me towards the direction of your advisor? been looking at advisory management myself.. seeking ways to invest and make more money with the uncertainty in the economy.
I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance wealth managers you could check out. I have been working with "Colleen Janie Towe" for about four years now, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her. Most likely, her deets can be found on the net, so you can confirm yourself.
I am with you on the Gas Station Taquitos! I go to 7 eleven to get them once in 2 weeks. I have to stop doing that and save money!
A little hack: just buy frozen taquitos at the grocery store. Although they don't have the "been sitting out for 8 hours and have been touched by strangers" feel that make them extra good.
@@ElAgustin 😂I am in Canada. Not finding frozen Taquitos in stores here. But I am going to keep looking.
Okay to treat yourself once in a while.
@@ElAgustinI love the frozen Taquitos from the grocery store. 😃😃
I buy the big cheap box of taquitos at the grocery store and they’re good!
Omg I just tuned into your video for the first time ever. Your first tip and your humor automatically made me subscribe. I cannot wait to keep on watching 😭😊
Shout out to all those fellow old fogey El Augustine fans who have kids born before 1999!
I was born in 1965 and life was great
Me too
It was a much simpler time
I don't have any subscriptions or entertainment streaming, I don't have home internet. I pay for a one off annual phone plan.
Since I stopped working I've reduced my petrol bill to $40 a month. I now have more time to walk or ride almost everywhere.
HOW IS THIS NOT VIRAL???????????????? I LOVE U
Very informative and helpful video, moving forward hopefully we can see el augstine review on someone's budget, expenses. Been here for almost 1year plus, good to see more finance review from you ❤
Don't you hate it when you're saving for one thing. But then you used it on another thing that's an emergency.🧐✌️
Yes, and that's why having an emergency fund is a good idea.
The problem is just that it's basically saving money you're not intending to use on anything, while, if you're low income, you probably have specific things you should also be saving for 🥲
If I want to get the best bang for my buck, my monthly spending will NEVER be consistent. Since I budget for my sinking funds, I pay many bills (insurance, property taxes, medical/dental bills) in full, once a year or at the time of service. This causes huge fluctuations in my monthly spending, but not in my monthly budgeting. I have a “Pay Me” bill that I budget for and transfer over each month (just like any other mandatory bill), so the consistent spending is not important. With a true budget, I don’t care how much I spend each month, as long as the funds are in the category or budget line.
I wish we could live like it was 1899 -- no electric bill, no phone, no cars, no take-out, no health insurance: think of the savings! LOL Fun and thought-provoking video as always, Austin, thanks!
Amen, sometimes I deeply long for the pre-internet days of the late 80s and very early 90s.
Not me. No air conditioner! 😅
There was take-out and streetfood throughout history though🤷♀️ by 1899 phones, cars, electricity and insurances have already existed too... maybe you would prefer 1399? No electricity, no nothing, plague, nice
I guess am living in 1899. My electric bill is $29 a month due to free heating, no cars because we live in Europe so walking, biking and public transportation (train, tram, buses) , free health insurance, no property tax, living a free life where we can save 60% of our income. We mainly spend on travel and food the biggest expense. How ever we are saving way less than when we had lived in California😅 two income household to now one income. Am done with the rat race at least for a decade or so.
El Augustine you always crack me up too. Love your videos!!
Do you think you could make a video for those of us who are already doing these things you mentioned in the video, but spend our money on other people? This is my problem with finances. I'm incredibly cheap when it comes to myself, but I spend like crazy on other people. Some tips would really help!
This is a great suggestion for a future topic. This involves some deep psychological work, for sure. Recently, I have had to put in place some boundaries with others. I can't be expected to pay for everything or bail everyone out financially. I have had to make deliberate choices to spend money on myself as I have earned this right.
Time spent with friends and loved ones is more precious. Take hikes or walks, make meals together, anything that costs 0. If they stop calling you then you didn't need them in your life.
I'm interested in this topic as well. Guidelines and tips for gift giving, charity giving (so many worthy "go-fund me" requests).
I've put a "present for... / money gift for ..." line in my budget, just like any other kind of expense. I don't give money anymore when I've reached the set amount.
Take yo broke ass home !!🤣 love it!
😂😂😂
This year we did a staycation. We visited local PA attractions we had wanted to see for years. We put back a little money to go. We didn't have to put the pets in pet hotels (aka overpriced caging of your pets) or hire someone to visit them daily. Hotel fees were greatly reduced. Fuel costs didn't change. Our vacation cost way less. There was no real demand to be anywhere or do anything. It was probably the most relaxing vacation we've had for less than $500 total cost. Our vehicles are paid off. If we're on vacation, we might buy coffee to keep us awake at the gas station. That expense didnt occur this year.
Yeas for staycations. Look at all those people who are coming to your town for vacation and pretend you are one of them.
Wow wish that was same in Ireland . It’s cheaper go abroad than it is to stay here and go somewhere . I went on a hot holiday for a week to France and cheaper than me going down country and booking a hotel ahead of time just to basic hotel . Sadly can’t staycation in Ireland much anymore it’s so damn expensive
So funny I watched it twice!! 😅 But besides that, as usual, EXCELLENT advise. I am also one of the people: pre 1999, that does the things you talk about but I know a lot of people - Pre & post 1999 that DO NOT!! Hopefully people will watch and listen to what you are ‘trying’ to tell them. It’s a dirty job Mr.Williams but someone has to do it. Keep up the work you do and I’ll be
waiting til Friday ✔️
First time here on your channel… already loving it so much 😊 fun and interesting ❤
Staying home is so true... when you go out, you are often influenced by spending habits of others and it’s difficult to control yourself. I've been staying with my friends in another city for a few days recently, and I've spent some insane amount on eating out that I would have never spent staying home or travelling alone. My friends have a substantial credit card debt, maybe that’s one of the reasons why
P.S. wrote that comment waiting for my pizza delivery
Hahaha, yep you are right
I really like your channel and the tip living like 1999 was the best tip. I am from 1975 so I total agree that in the old days everything was easier.
Haha, you are something else El Augustin, you have a very unique way. I like it. And in 1999, I didn't even have a cellphone😲
You gotta be here!
No we had expensive ma bell long distance 😢
Well,i recommend that you,reader of this,learn to bake bread for yourself. Its SO cheap,quick and easy. We dont know this because of course the hospitality industry,the catering industry,the food manufacture industry has got an interest in keeping bread making mystified, difficult and time consuming. Even when a tv chef shows us "how to make bread" they always make sure to make it look expensive, difficult and time consuming. We dont actually need brick shaped loaves of bread that go mouldy before youve got through them. Most of the worlds populations have versions of bread that are round flatbreads you can mix and bake in 20 minutes. Just enougg for the day,or the meal. They do not want you to know that.. google it and give it a try.
Two songs that make relevant points about money. One. Its a song written by Woody Guthrie about how the migrants from the Oaklahoma dust bowl got received at the California state border. I know a version sung by Nancy Griffiths and Guy ....,it goes "If you aint got that Doh-ray-mi" (you better go somewhere else). But my favourite is a song by George Strait called "Youve Got To Have An Ace In The Hole". It says in 3 minutes EVERYTHING anyone needs to know about money management.
Cancel that costly 3 year uni course in economics and finance and just listen to this song.
just looked up the lyrics and yup everything you need to know : )
Thank you Austin for making amazing content.
I set up a direct debit for savings, just like a bill. It goes out of my current account each month into a savings account. It’s only a minimal amount but I pay that bill every month without fail.
You are the best Austin, insightful and entertaining video as always 😂
The thirst minutes could make a rap clip too. Coolest coach ever.
If I heared your advice long time ago, i would have rich by now..
I've been thinking about shuffling around some of my budget lately. I am currently putting money away to pay off the rrst of my student loans and I'm almost there. Once I do that, I will be able to start putting some more money to the side, but I am also going to lower my cell phone bill by switching to a lower plan. My subscriptions are essentially cut down to where its only items that I use on a regular basis.
You see those green living things behind you we call plants? Yeaaaah... Those get me broke every month :') I am obsessed with plants, and I don't even know how it all started... I need to stop buying so many plants and maybe sell some of my plants... I am so bad with money and I am an impulse buyer, where all rational thinking goes out the window when I shop for plants... but in the long run, when I don't have money later in the month, I regret spending my money...
Bare midriff with beer and shoe fetish the funniest thing ever. Funny.
The book The richest man in Babylon by George Clason was a game changer. He just spelt it out.. First thing you need to do is pay yourself. We pay the clothes maker, shoe maker, television supplier, basically everyone but ourselves. Don't expect anything to be left to save if you don't prioritise yourself....what starts as a difficult thing to do quickly becomes your greatest pleasure....
I did read that book too but in German. Regards from Belgium.
"OUTSTANDING", my Man!!! 🤑
Love the spoken word!!
I love taquitos and I bought a big box for cheap and keep them in my freezer for when the taquito jones hits!
Do you remember me??? I told you your channel will grow. Love from India
Hey Austim im from brazil and im learning a lot from you i 29 divorced and starting again, i have no kids but i like so, maybe in the future
Augustine another fantastic video. Have you made a video on creating a digital filing system? Some documents you have to keep originals, but is this something you would consider doing?
I just came across your videos today & im so happy. Im ready to get on track.
Thanks for your videos...insane life improvements.
Your humor is unreal. Please, keep it coming. I’m loving it. 🧡 🐪 😂
Feed yow shoe fetish! 😂😂😂😂 Brilliant Austin! Keep up the epic work my man. Much love from Cambridge England
😂😂😂😂😂😂😂 you are so fun and wise!!!!
"Only get gas at a gas station."
Like, where else would I get gas?
I think you meant something like, "Don't buy other things at a gas station. " Or buy only gas at a gas station."
However, convenience stores can be the only source of groceries for far too many people.
There are a hell of a lot of poor people who live in food deserts.
I stopped those weekend stops at the coffee shop. A few bucks each time adds up. I just make it home. I rarely go out to eat and rarely do take out. It's getting easier the more I do this. Paying off the cc each month but I need to bring them down. I stopped the Amazon shopping unless its business related, and I need it NOW. It's hard to change but once it's done, I think it's easier to live. I want to work less and play more.
LOL loved this one especially the broke a s s part, LOL
I thought it was hilarious!
I was searching for money saving tips to get a laugh at some of the fake gurus.
I was not expecting this video to be sound advice.
Great video, but funny enough it was not what I was looking for.
Thumbs up and subscribed.
Cheers mate.
I’m here for the humor although your tips and very informative & to the point. I’ve screenshot a few. I love them Gracias Hasta luego 👍🏻
❤thank you for sharing 👍
As a Man, I shave my head bald to safe money going to the barber shop
Austin you are so hilarious and have great tips thank you!😂😂😂❤
May and june are nuts for me because each year my rent goes up btwn 50-75 and my car registration is also due in June. But my bday is in May, and other annual events like friends birthdays, social events etc. But this year i really am trying to save every penny so i can lower my 2 credit cards at the end of the year its soo harddddd 😫😫😫😫
Treat your saving like bill smart move
You're not the silliest, you're the funniest! 😄
This is so good! Thank you for this video
Im working on savings from babysitter ánd side hustle
Would it be smarter to save my money in cash or in the bank?
Bank ,cash in your closet just looks at you like use me 👀it doesn’t work rather see it as a number in a screen
That’s a fascinating accent, like Boston or New York meets Southern.
Amazing Tips
I do not know how I got unsubscribed 😮 but I'm subscribed again !!!! ❤ you
Welcome back!
And again , you hit the nail right on the head.
Thanks!
I just loveeeee your humour. Seriously I love it
Thanks!
"You just need GAS at the Gas Station"😂 Yep and Yep
If I were single, and living near my family, I’d actually consider not owning a car. My sisters wouldn’t mind taking me grocery shopping with them, and most other outings I’d use Uber or even consider taking the city bus. It’s affordable when you live in a smaller city. My husband is an Aircraft mechanic, but can also do most car repairs, and that saves us at least 50% or more vs. using a car repair shop. Even doing your own oil changes saves $$. I used to do my own oil changes after I got my 1st car in High School. Not sure who taught me how to do that ? 🤔 No you tube back then, and my Dad didn’t know anything about cars, so I’m thinking maybe my boyfriend at the time must have showed me how. Not going out to eat saves a lot. We don’t go out to eat, unless we have family coming for a visit.
This guy is great
Bedankt
Thanks!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
You have the best videos ! Thank you.
I bought caffeine tablets to replace buying coffee for work. Because the average for a coffee is $2 - 4 dollars a coffee. The caffeine tablets that I have 60 in it, it was $9 but definitely said on coffee lol
Hello there. I really appreciate your videos., they have been really encouraging. I wonder what your thoughts are on saving for/buying a home. Would love to see a video on this
I personally think it's a great idea. I mean, getting a house of your own can help you save better as you get to eliminate house rent
Amazing content 👌 easy to remember and make sense! BTW looks like someone has been working on their abs ❤ great job!
Damn...I needed to be told to take my broke ass home....
Your right.
Your videos are enjoyable and informative - because you talk about stuff that you feel strongly about.
Keep ‘em coming, El Agustin… !!! ❤
Hello 👋👋
I agree 👍💯
Saving Must specially in True Money called Physical Gold bullions 😊
hahah Get just GAS from the GAS station hahah I loved it