In the exclusion category it is mentioned like this: Q: Are there any exclusions in 2% cashback on Online transactions? A: Please note that for Bill Payments through Billdesk or StanChart Bill Pay, only transactions on Billers registered under the following categories will be eligible for cashback: Telecom Utilities (Electricity, Water, Gas) Could you please let me know the meaning of it?
I am using this card from 1 year. It always says I need a min eligible amount to redeem is 1000 points. I already redeemed 1000 cashpoints 3 times but it is not giving me an option to redeem in multiples of 500
Thanks for the review. I have a DigiSmart and Ultimate cards and was thinking of closing my DigiSmart card. May I know if it makes sense to close DigiSmart and get Smart card instead?
Digismart is very good card for spends on specific brands. But on digismart you don't get any benefits apart from the discounts on specific brands. If you're not spending on those brands then definitely you can switch to SC Smart card.
@@alambuzz I had digismart credit card but, I used it only on blinkit for 10% discount on groceries & card have monthly fees also. Then I got offer from scb to take smart card & I took it. It's very useful for online spending like utility bills, insurance, groceries They don't charge for redeeming of cashback yet. So, according to other cards like idfc, hdfc they gives 6 & 4 points for spent of Rs. 150/- & the value is 1.50 & 0.80 per 150/- Rs. So, this card is better.
@@gkrockers8147 Yes, Rent payment par 1% + GST lagta hai, but sathme 2% cashback hai, to net return 0.82% ho jata hai. Wallet load par koi charge nehi hai, flat 2% return milta hai
HDFC card. You get 5% cash back for all the bills generated in your name. So for LIC premium, electricity bill, water bill, house tax etc, you'll get cash back. But you need to ask HDFC cust care about this offer, as it is available to limited people only.
Mai to is card ko apply ker rha hu .... Baar baar ye bata rha hai That we are to unable proceed your application as it does not meet the prescribed requirements. Matlab kya mujhe nhi milega
I have this and I use it for insurance payments. Even ICICI Amazon pay has stopped giving 2% on insurance payments now so this is the best card for me as of now Btw, Can you confirm if Amazon still allows insurance payments using credit cards in it's amazon pay section?
Totally useless card, minimum amount for redemption Rs. 2500, which is very high. They are changing terms and conditions frequently and very poor customer service. Never go for this card.
Standard Chartered Credit Cards are the worst. They fool people through miscommunication, leading to unwanted charges. Please avoid getting these cards.
Standard chartered Card mat lo . payment late hone pe aapka personal data chori karake aapke family members or friends circle me call karake ma or bahen ki gali dete hai .dhamki dete hai family members or friends ke Ghar tak pahunch jate hai .or aapka acha image kharab karte hai.standard chartered credit card mat lo.very bad service
Standard Chartered serves only to customers with higher salary.....
Also online offers are also nil on Standard chartered cards
Can u pls suggest wch card provides more cashback for insurance?
No mention of utility bill payments. Hope it's under 2% category?
can we get Cashback on Insurance payment? Unlike rent or eduction fee, they charge 2% on these
Hi ma’am, Rent payment comes under offline or online spends?
Online
does it count rent payment expense in milestone
No cb on government payment
Education peyment par kitna kesh back milta hai
I want to know how will i get best return on Amazon and Flipkart with magnus credit card???
Hi, thank you for the detailed review
Is there any expiry date for cashback earned?
Now the cashback rewards redeem minimum 2,500/-. First it was 1,000/-.
We can't redeem as Amazon voucher
I have school fees to pay 1.5Lakh, is this card good or any other, please suggest mam
Hi. Good work. Would like you to suggest a good card for online payment of school fees. Does it count as utility payment ?
Cash back kitne prsend deta he education peyment par
I have to insurance payment of 1.8lk per year. Which card is best for that? pls sugges. Thank you for your reply
Lic ka insurance payment par kitna % cashback milta hai
Can i purchase Amazon pay gift card from axis vistara card for milestone benefits
In the exclusion category it is mentioned like this:
Q: Are there any exclusions in 2% cashback on Online transactions?
A: Please note that for Bill Payments through Billdesk or StanChart Bill Pay, only transactions on Billers registered under the following categories will be eligible for cashback:
Telecom
Utilities (Electricity, Water, Gas)
Could you please let me know the meaning of it?
Where is this mentioned?
Check FAQ
Rental or utility par cashback milta hai
Please do a video on tata infinity vs regalia
What are the pros and cons
I am using this card from 1 year. It always says I need a min eligible amount to redeem is 1000 points. I already redeemed 1000 cashpoints 3 times but it is not giving me an option to redeem in multiples of 500
@10dexter No.
Thanks for the review. I have a DigiSmart and Ultimate cards and was thinking of closing my DigiSmart card. May I know if it makes sense to close DigiSmart and get Smart card instead?
Digismart is very good card for spends on specific brands. But on digismart you don't get any benefits apart from the discounts on specific brands. If you're not spending on those brands then definitely you can switch to SC Smart card.
@@CardAcademy Thanks so much for your suggestion.
@@alambuzz I had digismart credit card but, I used it only on blinkit for 10% discount on groceries & card have monthly fees also. Then I got offer from scb to take smart card & I took it. It's very useful for online spending like utility bills, insurance, groceries They don't charge for redeeming of cashback yet. So, according to other cards like idfc, hdfc they gives 6 & 4 points for spent of Rs. 150/- & the value is 1.50 & 0.80 per 150/- Rs. So, this card is better.
How much credit card u are carying
Second time onwards also it's minimum 1000 mam not 500
Acha card hai online pe 2% milta hai humko 6 month pahle card mila hai Bangalore me
Very good card. Daughter k school fee pe 2% mil jata hai. Aur koi card nehi deta hai
Leking rent payment par 1% and GST lagate honge na bank Wale ?
And any rewards on wallet load
@@gkrockers8147 Yes, Rent payment par 1% + GST lagta hai, but sathme 2% cashback hai, to net return 0.82% ho jata hai. Wallet load par koi charge nehi hai, flat 2% return milta hai
Y ab kaha se kre yr tution fee or wallet load sabhi ne band kar diya pls suggest
@@sandiproy9059 Rent payment par lagbhag 2% convince+ 1%+ GST and then 2% CB.... Where 0.82% Return?
Mam apka name kya hai??
Plzz reply🙏
Rupa😅😅😅😅😅
Hi Hello, I have taken last month and this month 11 statement bill generated as 499 + 89 tax something and given due is 29 march
Can you please clarify about this
This is my first card from chartered standard Chartered but joing fee charged
LIC premium jama karne ke liye best card suggest kare plz...
HDFC card. You get 5% cash back for all the bills generated in your name. So for LIC premium, electricity bill, water bill, house tax etc, you'll get cash back. But you need to ask HDFC cust care about this offer, as it is available to limited people only.
How ? Thoda khul kr batayenge?@@alokgautam351
@@alokgautam351 wch hdfc card can u pls say?
Mam mere pin code par ye card apply nahi ho raha ....koi dusra option hai lene k lie
Same .. No Delivery in Kanpur Metro city either.😢
I was told that this card is not been given now
Mai to is card ko apply ker rha hu ....
Baar baar ye bata rha hai
That we are to unable proceed your application as it does not meet the prescribed requirements.
Matlab kya mujhe nhi milega
Nhi, reject ho gaya
If I have a 5 Lakh payment for Government transaction / payment (single transaction) which is the best credit card ?
Axis Atlas
It is not allowing any cashback before Rs 2500. Minimum Rs2500 is required to redeem. I have Rs 1700 cashback but can't redeem.
From last month rule has been changed. Before this you can redeem 1000 now it's minimum 2500.
Business wale ko nhi milta hai ITR pe
Rbl duet credit card information please lone offer
Amazon pay ICICI Bank credit card aachha hai 😊
I have this and I use it for insurance payments. Even ICICI Amazon pay has stopped giving 2% on insurance payments now so this is the best card for me as of now
Btw, Can you confirm if Amazon still allows insurance payments using credit cards in it's amazon pay section?
no. stoped
@@human9329 thanks buddy :)
Is still this smart earn card giving 2% cashback on online insurance payments
@@sujayb9204 yes buddy it still does
@@human9329 thanks man
Totally useless card, minimum amount for redemption Rs. 2500, which is very high. They are changing terms and conditions frequently and very poor customer service. Never go for this card.
21k limit diya hai bas😂😂😂😂
Plz help me
I love you ❤️
Standard Chartered Credit Cards are the worst. They fool people through miscommunication, leading to unwanted charges. Please avoid getting these cards.
Here for see you my ❤
Aapki sundarta prathidin badti ja rahi he
Standard chartered Card mat lo . payment late hone pe aapka personal data chori karake aapke family members or friends circle me call karake ma or bahen ki gali dete hai .dhamki dete hai family members or friends ke Ghar tak pahunch jate hai .or aapka acha image kharab karte hai.standard chartered credit card mat lo.very bad service
Worst card, don't believe
Why
Bekar card
I love you ❤