Yeah, you're looking at a 10% rebate on a $1 purchase but the round up is less impressive once you get past a $3 or $4 purchase. Sort of a strange card, would've expected something a bit different. They definitely want to change behavior, though, and get you to use the card for small purchases that might otherwise be cash purchases.
If this is how Citi expects to compete in the marketplace with Chase's trifecta or Amex's trifecta then they just failed miserably. They should boost the other spend to 1.5X back or this is going nowhere.
Not really. The Citi Thankyou Premier covers all forms of travel, car gas, dinning, and entertainment. Adding this new card covers groceries. These are the main spends most consumers spend on besides rent/mortgage.
Agent_WestCoast A That doesn't address the fact that this card is just like the Amex Everday card. So if one wants they can just get this card's perks with a better currency. Also, other than entertainment, one can get most of those covered by other cards for no AF or it is already a part of their set up so getting the Citi Premier would be meaningless. If one is running the Chase trifecta set up, travel and dining is covered by a Sapphire card with better returns on dining regardless of the Sapphire card one has. Gas can be covered by the Freedom for 5X back either by it being a category in a quarter like it is now or by purchasing gift cards. Groceries would take on the same approach as gas. And entertainment would only yield a 0.4% greater return than the CFU meaning one would have to spend $14,435 on entertainment to break even over the CFU. If they increase the other spend to 1.5X back that makes this all more doable for Citi. Although, I'd still consider it a fail because the CF is so valuable and not having a 5X card earning TYP makes it a fail, imo.
In short, even if one prefers the Citi ThankYou Premier as their go to travel card, the Amex Everyday is still a better compliment to just that card. AND the set up still pales in comparison to the Chase trifecta.
I'm planning to get a Citi Double Cash anyway. I see no reason not to get this card, get the $150 sign on bonus, and then product change. (Another video confirmed this is possible.)
@@dugroz you seem to know your stuff. Im early in the game, I'm thinking of getting Citi Double w/150 bonus then product changing to this Rewards+ as soon as I can. I am a low spender at this time so it makes sense b/c of the round up. Then in a few years product change again to the better Citi cards and transfer all my points. Currently a student. let me know if this is a plan you would recommend? also am I able to do the product change from this card to a better citi card and keep/transfer all my points? Thank you in advance!
Michael your 1million percent correct that rounding off is most likely going to be for the first year Just like Discover has there cashback/points match and alliant Visa gives you 3% and no annual fee just for the first year so will be the rounding off. This card except for the Jet blue transfer this card isn't in the same category as the Double cash card. looking at these 2 cards I would call this card the rewards card the simplicity and the double cash would be like a capitol1 card?
@@JC907AK you will never see a grocery card just like you will never se a restaurant card. the only grocery card is a check cash card which you get coupons on certain items that expire but you would get it for a month coupons usually last. but you can't get 5% cash back and redeem for a gap gift card or Barnes and nobles gift card or transfer points to airlines that you will never see but you can get a grocery card which would be able to use at that store and you would get coupons but not for purchasing. with the Chase Freedom unlimited which is a cash back card you do get 1.5% cash back on all grocery stores. with the Freedom you get 5% on rotating categorys? With the American Express Gold is 4 points per dollar spent on grocery stores not Walmart, target, Bj's or Sams but actual grocery stores? you can look into this card if you want to?
From what I've heard, you can transfer the points to other thankyou cards, such as the Premier or the Prestige. That way, you can transfer points to other airlines or redeem them for 1.25 cents. Conversely, you can move your points to this card from the Prestige to redeem them for 1.1 cents instead of 1 cent.
After seeing the Citi Prestige card offer Cell Phone Protection, I would like to see American Express offer that benefit to Platinum card holders. Since No annual fee cards offer the cell phone protection benefit, then Amex should be able to offer it for the Platinum card no problem.
It's not going to happen, no reason for American Express to offer it, its to expensive on their part, as the platinum is already staked with benefits on the personal side. I could see them adding it though to the Business Platinum, just not the personal
The no annual fee Wells Fargo Amex card (Propel) comes with cell phone insurance; and it has plenty of 3x rewards categories as well. Barclay's Uber Visa also has a similar offering.
Gilbert your correct just like after year 1 with the Alliant credit card you get 3% cash back and no annual fee then after year 1 you get 2.5% cash back with a 59.00 annual fee so after one year this sign up bonus will be gone. on this card called rounding off?
Hey credit shift, there’s a very unknown exclusive elite Citibank credit card called the Citibank corporate credit card and it silver or I think diamond in color. I’m pretty sure you’ve never seen or heard of it ha. Can you talk about it and probably get and show it on your channel. I checked other credit card TH-cam channels and nobody has this information. So you’ll be the first😏. You can thank me later.. looking forward to that video.
Question. I'm worried about my credit scores as they are Experian 806 Equifax 659 Transunion 755. Should I wait until my low score increases before trying to apply for cards?
I had a Citi card 12 years ago that went to collections. It's no longer on my credit and my credit is good now. What do you think would happen if I applied for this card?
@@Ricardo-bf6zj why would you want to product change a no annual fee card to a card that has a 450.00 annual fee unless your traveling on company business and your boss says you have to have that card? I believe you can I believe it's the top tiered citi card similar to Chase Sapphire reserve and similar to American Express platinum. you can up grade your Chase Freedom to Chase Sapphire reserve you can up grade The American Express everyday card to the platinum so since this is a Citi card yes you can upgrade if it was the American Airlines then the answer would be no. but yes you can up grade?
is there any indication what the Fico requirements or range will be for this card m? and it is wrong to think that the qualifications might be a little more .... flexible... during the initial roll-out period? I’m sitting at 690 and have a citi preferred which I opened in 4/16 (and my Fico was materially the same then too)
Anyone know why the card is mysteriously missing on Citi's website on the day it should've gone live? I've been refreshing since this morning,nothing is appearing on both the bank's website or through Google searches.
So I hear this card gets 2x on gas and grocery stores what does this get at whole sale clubs like Sams and Bj's ? so let's say you spend 100.00 at a grocery store what do you get back? what do you get back if you spend 35.00? and let's say you spend 27 .00 at a gas station what do you get back? now let's say you spend 65.00 at Bjs what do you get back? what about if you get your car oiled and lubed and at the dealership so let's say you spend 70.00 what do you get back? Now you went to a spa and with tip you spent 100.00 what do you get back? does this card have any foreign trans action fees?
Greetings. I have a question? I have the Citi Rewards + card and I received a pre-approval letter from the Citi Diamond Preferred. If I take out this Diamond card, what benefit can I get from the second cards. oh yes better cancel the Rewards and take the Diamond or do I prefer the rewards? If you can guide me, I will appreciate it.
If it rounds up what the point of the prestige or premier besides being a gateway to transfer points to partners. Thinking of getting this as primary and having the prestige as secondary
I’m new to credit cards as I’ve never had one, but do we have to pay interest on purchases even if we pay on time for for example if I buy a like $15 shirt and get the bill later will it be $15 and interest rate applies if I don’t pay on time or will it automatically have an interest rate applied and then more put on when I don’t pay on time?
You have to pay the bill before the statement month ends. Call and ask when the statement month ends and if is the 15th of the month, pay it the 14th and you won't pay interest or a monthly minimum charge. Btw, don't ever get the Walmart credit card, and do a lot of research before getting any other. See if it feats your needs And always try their pre-approval application before actually applying. Most of the time they can tell you if you would qualify or not, without getting a hard pull on you FICO
I'm working to build my credit card foundation. I have the Amex Everyday, Chase Freedom, and Discover It cards, and I plan to add more. I considered the Citi Double Cash Card, and I guess I can consider this card too, but I just don't know about Citi. How would you (or anyone else viewing this comment) rank Citi in terms of the other issuers?
I have the Citi DC card. It's my primary go to card (though I did just get the Amex Gold). 2% back on everything, always for no fee. Good deal to me. It's also convenient for me since I bank with Citibank and I can just pay off my card and such in the same app I have for banking.
Nerd moment I would say Citi is a major bank looking at Credit Shifus video you saw that this card can transfer points to the no annual fee Thank you preferred card with chases Freedom card you can't transfer there cash back to the basic chase sapphire just the 2 sapphires with the annual fee the regular sapphire and sapphire reserve? when I went to there bank I was looking at the Citi thank you premiere and Preferred the Premiere has a sign up bonus of spending 4,000 in 3 months get 50,000 points annual fee 95.00 waved the first year. citi preferred no sign up bonus with capitol1 venture1 spend 1,000 in 3 months you get 20,000 miles at 1.25 miles on all purchases including restaurants the citi preferred gets 2x on dining and entertainment with no sign up bonus but has a 3% foreign trans action fee same as the basic sapphire but Venture1 has 0 Foreign trans action fee but only earns 1.25 miles. so looking at Citi double cash you get 2% cash back all across the board Bank Of America offers 3% on gas stations, 2% on grocery stores and whole sale clubs. Capitol1 Quicksilver offers 1.50 cash back all across the board and no foreign trans action fee with Citi theres a 3% fee? we don't know Capitol1 may have better redemption of gift cards more selection and better quality ? then again it may be the same.? with the Chase Freedom unlimited you can transfer your cash back to one of the Sapphires not the basic but the regular and reserve which have annual fees? this is up to you? I would say Citi is a good bank and you should look at one of there cards?
TPG says you can apply for the Citi Prestige starting 1-4-19, but there is nothing on the Citi website as of 1-3. And no one anywhere seems to have any clue as far as what the bonus will be.
I called the application phone # at 2:32am on 1-4-19. Asked if you could apply for the Prestige card. The rep said no. I asked when they would start taking applications because I thought they were starting that process on Jan 4th. They said, "We do not know that information." So for anyone thinking they might want to get the Prestige card or learn about the bonus.....GOOD LUCK.....not gonna happen anytime soon apparently.
How many cards should a beginner start off with? Also, what if you applied to 4 different credit card companies and only two accepted you, will that leave a negative impression on my credit history.
I would say 2 cards and from a local bank not Chase or Bank of America but a bank like trustco, boiling savings bank a credit card like that I would use it for 2 years and then you can start to think about Chase Sapphire , citi?
Hey Ben, I'm thinking about product changing my Capital One platinum but I'm also carrying a balance at this moment. I wanted to know if you can product change while carrying a balance? Or is it much preferred to have no balance and then call to product change? Also is it possible to product change the platinum to a savor one card (the version with no annual fee) or is it only limited to the quicksilver or venture. (Other people are also open to answer this as well)
FilmPassion Productions I product changed from capital one platinum $79 annual fee to the Quicksilver card no annual fee in December. I had payed off the balance first. I had a choice between Quicksilver and Venture. The Savor card was not an option. Hope it helps. No hard pull, no annual fee, and 1.5 cash back.
@@DavidMossMGS I know it has a 495.00 annual fee a 4th night free 2 times a year 2 categorys of 5x and 2 category's of 3x this card won't be in my wallet? did I forget to mention you get airport lounge acess?
Hey guys, I need your advice. So, I am a new immigrant to the US. I don't have any credit history yet. Just got approved for Discover It Secured Card and I set a deposit of 300$. Now I am thinking should I get another secured card with Capital One or not? I mean why I should or why I should not? And one more question...I don't mind to put even more then 300$ as a deposit to increase my credit line..but will it help me in any way to build a score higher or faster? Pls advise! Thanks!
@@BJCyberCloud But if average age of all credit lines matters and number of all credit line also...so maybe it is better to open 2 lines now instead of 1 ?
@@dmytriidolhov90 the negative impact is temporary assuming you wait. You can be more aggressive in 6 months to a year with multiple accounts which will address the average age issue. 1 is ok for now
As soon as you said " Manufactured Spenders" I grinned like the Grinch 😂😂
It doesnt matter if you do it individually they can still group it together in one charge.
Doing shopping at store. Can you do all items as separate transactions.
I’m sure the cashier is gonna kill you before Citi does
Unless she/he is into point earning too.
Self Checkout
Citi cards are becoming more competitive. Hope the round up benefit lasts.
Yeah, you're looking at a 10% rebate on a $1 purchase but the round up is less impressive once you get past a $3 or $4 purchase. Sort of a strange card, would've expected something a bit different. They definitely want to change behavior, though, and get you to use the card for small purchases that might otherwise be cash purchases.
If this is how Citi expects to compete in the marketplace with Chase's trifecta or Amex's trifecta then they just failed miserably. They should boost the other spend to 1.5X back or this is going nowhere.
Ryan Field yeah. There’s not much use launching new cards if they’re not as good as the other offerings
Yep. Especially with Chase's 5/24 rule, I wouldn't use a slot for the same benefits I already get or can get with a better currency.
Not really. The Citi Thankyou Premier covers all forms of travel, car gas, dinning, and entertainment. Adding this new card covers groceries. These are the main spends most consumers spend on besides rent/mortgage.
Agent_WestCoast A That doesn't address the fact that this card is just like the Amex Everday card. So if one wants they can just get this card's perks with a better currency.
Also, other than entertainment, one can get most of those covered by other cards for no AF or it is already a part of their set up so getting the Citi Premier would be meaningless. If one is running the Chase trifecta set up, travel and dining is covered by a Sapphire card with better returns on dining regardless of the Sapphire card one has. Gas can be covered by the Freedom for 5X back either by it being a category in a quarter like it is now or by purchasing gift cards. Groceries would take on the same approach as gas. And entertainment would only yield a 0.4% greater return than the CFU meaning one would have to spend $14,435 on entertainment to break even over the CFU.
If they increase the other spend to 1.5X back that makes this all more doable for Citi. Although, I'd still consider it a fail because the CF is so valuable and not having a 5X card earning TYP makes it a fail, imo.
In short, even if one prefers the Citi ThankYou Premier as their go to travel card, the Amex Everyday is still a better compliment to just that card. AND the set up still pales in comparison to the Chase trifecta.
Believe it or not Citi Sent me a letter for this card Already & my offer is 20K?? How is this Possible if its not out?
So it’s just going to be an ok to average credit Card from Citibank!?
No annual fee is a good thing through!
U used a citi card?
I can see using the gaming charging at supermarket self - check out. 🤔
yeah totally
That would take so long... Doesnt seem worth it.
Save ur points for the holidays. Citi does sales on gift cards every November-December. $25 GCs go for 2,250 points instead of 2,500.!!!!
I'm planning to get a Citi Double Cash anyway. I see no reason not to get this card, get the $150 sign on bonus, and then product change. (Another video confirmed this is possible.)
UPDATE: I was given bad info. You have to wait a full year to product change. :(
Is it better then the citi double cash back card?
At the introduction, yes, because of the $150 intro offer. After that, no, not really.
@@dugroz you seem to know your stuff. Im early in the game, I'm thinking of getting Citi Double w/150 bonus then product changing to this Rewards+ as soon as I can. I am a low spender at this time so it makes sense b/c of the round up. Then in a few years product change again to the better Citi cards and transfer all my points. Currently a student. let me know if this is a plan you would recommend? also am I able to do the product change from this card to a better citi card and keep/transfer all my points? Thank you in advance!
I buy soda all the time at $2. That's probably the most common spending for me even at super markets.
Sounds like it's not much better than citi double...
Michael your 1million percent correct that rounding off is most likely going to be for the first year Just like Discover has there cashback/points match and alliant Visa gives you 3% and no annual fee just for the first year so will be the rounding off.
This card except for the Jet blue transfer this card isn't in the same category as the Double cash card.
looking at these 2 cards I would call this card the rewards card the simplicity and the double cash would be like a capitol1 card?
$6K per year is just like the ChFr 5%, there're $1500 for each quarter so it adds up to the same amount.
Can we get a shopping card or category for Chase? Once a year with Freedom is ok but would like a normal category.
John what do you consider normal?
What I meant to say, is either a grocery card, or add grocery as permanent category for an existing card. Maybe 2% on groceries with the Freedom Unli.
@@JC907AK you will never see a grocery card just like you will never se a restaurant card. the only grocery card is a check cash card which you get coupons on certain items that expire but you would get it for a month coupons usually last. but you can't get 5% cash back and redeem for a gap gift card or Barnes and nobles gift card or transfer points to airlines that you will never see but you can get a grocery card which would be able to use at that store and you would get coupons but not for purchasing.
with the Chase Freedom unlimited which is a cash back card you do get 1.5% cash back on all grocery stores. with the Freedom you get 5% on rotating categorys?
With the American Express Gold is 4 points per dollar spent on grocery stores not Walmart, target, Bj's or Sams but actual grocery stores?
you can look into this card if you want to?
I have a feeling 2019 will present more credit card competition and amazing opportunities for us. Curse you Chase 5/25 rule!! Lol
Tjis cards is one of the best citi cards...no anual fee, every thing rounds up to the nearest 10 points....
I use this card for food shopping only
From what I've heard, you can transfer the points to other thankyou cards, such as the Premier or the Prestige. That way, you can transfer points to other airlines or redeem them for 1.25 cents. Conversely, you can move your points to this card from the Prestige to redeem them for 1.1 cents instead of 1 cent.
Lawrence Downs 6:13
720 CR, have received offer after offer for this card in the mail. Decided to apply.. not accepted.
Sometimes it do be like that.
In Canada we don't have the AMEX everyday card but we do have the SimplyCash card which looks just like the everyday card, but blue.
After seeing the Citi Prestige card offer Cell Phone Protection, I would like to see American Express offer that benefit to Platinum card holders. Since No annual fee cards offer the cell phone protection benefit, then Amex should be able to offer it for the Platinum card no problem.
@i got DiBz You saw a cell phone protection benefit for the Amex Platinum card? If so, where did you see it?
It's not going to happen, no reason for American Express to offer it, its to expensive on their part, as the platinum is already staked with benefits on the personal side. I could see them adding it though to the Business Platinum, just not the personal
The no annual fee Wells Fargo Amex card (Propel) comes with cell phone insurance; and it has plenty of 3x rewards categories as well. Barclay's Uber Visa also has a similar offering.
Self checkout lines are going to start fights when someone tries to split their purchases up to game the bonus.
That round up will be gone in a year
Gilbert Nicholas a year is generous
Using the self-service checkout system will be easier to do, not a Citi customer (yet) but just saying.
Gilbert your correct just like after year 1 with the Alliant credit card you get 3% cash back and no annual fee then after year 1 you get 2.5% cash back with a 59.00 annual fee so after one year this sign up bonus will be gone. on this card called rounding off?
They'll just devalue the points...
Gilbert Nicholas Lol are you stupid?
That points boost won’t last long or they will somehow curtail it. Wonder how this will fit with the new prestige
6:13 is a very important point
BENS FAVORITE WORDS: OK, ALRIGHT , EXCETERA .
Why is it when there is no or low annual fee you rank it so low? For many people this makes more sense then these cards that charge insane fees.
I like the cell phone option that will insure your cell phones. I pay close to 40 a month just for insurance
I did a product change to get this card. Because the credit card that I had with Citi I wasn’t getting any rewards.
You could do self check out at Walmart and just buy a bunch of bananas
Shifu after you told us about the ad thing on your Videos. The ads pop up at me more lol 😂
Just get TH-cam red. No ads
I have had a Citi Diamond Preferred card for a while and they offered me an upgrade to this card, I just took it today. This led me to your review.
Same here!
What credit score you think will be need for this card
I'm guessing upper 600s
At least 700 plus, unless you'd already have a long credit histroy then 700 is a safe bet. Just got approved right now 780 with 14k SL.
I got accepted with 678 ($1,800 limit)
Hey credit shift, there’s a very unknown exclusive elite Citibank credit card called the Citibank corporate credit card and it silver or I think diamond in color. I’m pretty sure you’ve never seen or heard of it ha. Can you talk about it and probably get and show it on your channel. I checked other credit card TH-cam channels and nobody has this information. So you’ll be the first😏. You can thank me later.. looking forward to that video.
Question. I'm worried about my credit scores as they are Experian 806 Equifax 659 Transunion 755. Should I wait until my low score increases before trying to apply for cards?
Are the points worth it? What can you get with them? Or is it like 100k points for a $25 gift card?
Would you recommend getting this card and citi premier?
I had a Citi card 12 years ago that went to collections. It's no longer on my credit and my credit is good now. What do you think would happen if I applied for this card?
Do you think this card is better than the double cash from citi ?
I have Citi preferred, can I product change to prestige?
i have same question
Well, can we?
@@Ricardo-bf6zj why would you want to product change a no annual fee card to a card that has a 450.00 annual fee unless your traveling on company business and your boss says you have to have that card?
I believe you can I believe it's the top tiered citi card similar to Chase Sapphire reserve and similar to American Express platinum.
you can up grade your Chase Freedom to Chase Sapphire reserve
you can up grade The American Express everyday card to the platinum so since this is a Citi card yes you can upgrade if it was the American Airlines then the answer would be no. but yes you can up grade?
is there any indication what the Fico requirements or range will be for this card m? and it is wrong to think that the qualifications might be a little more .... flexible... during the initial roll-out period? I’m sitting at 690 and have a citi preferred which I opened in 4/16 (and my Fico was materially the same then too)
Thanks for the heads up on this. Always sharp!
Anyone know why the card is mysteriously missing on Citi's website on the day it should've gone live? I've been refreshing since this morning,nothing is appearing on both the bank's website or through Google searches.
So I hear this card gets 2x on gas and grocery stores what does this get at whole sale clubs like Sams and Bj's ? so let's say you spend 100.00 at a grocery store what do you get back? what do you get back if you spend 35.00? and let's say you spend 27 .00 at a gas station what do you get back? now let's say you spend 65.00 at Bjs what do you get back?
what about if you get your car oiled and lubed and at the dealership so let's say you spend 70.00 what do you get back? Now you went to a spa and with tip you spent 100.00 what do you get back?
does this card have any foreign trans action fees?
Does City normally make special offers of more sign up bonus than they regularly give?
The points can be use for statement credit ?
Greetings. I have a question? I have the Citi Rewards + card and I received a pre-approval letter from the Citi Diamond Preferred. If I take out this Diamond card, what benefit can I get from the second cards. oh yes better cancel the Rewards and take the Diamond or do I prefer the rewards? If you can guide me, I will appreciate it.
If it rounds up what the point of the prestige or premier besides being a gateway to transfer points to partners. Thinking of getting this as primary and having the prestige as secondary
i am buying sooooo many 1 dollar burritos at taco bell with this.
I’m new to credit cards as I’ve never had one, but do we have to pay interest on purchases even if we pay on time for for example if I buy a like $15 shirt and get the bill later will it be $15 and interest rate applies if I don’t pay on time or will it automatically have an interest rate applied and then more put on when I don’t pay on time?
If you pay the total $15 before your due date you pay no interest.
You have to pay the bill before the statement month ends.
Call and ask when the statement month ends and if is the 15th of the month, pay it the 14th and you won't pay interest or a monthly minimum charge.
Btw, don't ever get the Walmart credit card, and do a lot of research before getting any other. See if it feats your needs
And always try their pre-approval application before actually applying.
Most of the time they can tell you if you would qualify or not, without getting a hard pull on you FICO
I thought it was perfect, nvm I'll stay with the 2% double without the bs.
I applied for a Citi American Airlines advantage card and they said I have to wait for a letter “ address verification “ what is that means !
I'm working to build my credit card foundation. I have the Amex Everyday, Chase Freedom, and Discover It cards, and I plan to add more. I considered the Citi Double Cash Card, and I guess I can consider this card too, but I just don't know about Citi. How would you (or anyone else viewing this comment) rank Citi in terms of the other issuers?
I have the Citi DC card. It's my primary go to card (though I did just get the Amex Gold). 2% back on everything, always for no fee. Good deal to me. It's also convenient for me since I bank with Citibank and I can just pay off my card and such in the same app I have for banking.
Nerd moment I would say Citi is a major bank looking at Credit Shifus video you saw that this card can transfer points to the no annual fee Thank you preferred card with chases Freedom card you can't transfer there cash back to the basic chase sapphire just the 2 sapphires with the annual fee the regular sapphire and sapphire reserve? when I went to there bank I was looking at the Citi thank you premiere and Preferred the Premiere has a sign up bonus of spending 4,000 in 3 months get 50,000 points annual fee 95.00 waved the first year. citi preferred no sign up bonus with capitol1 venture1 spend 1,000 in 3 months you get 20,000 miles at 1.25 miles on all purchases including restaurants the citi preferred gets 2x on dining and entertainment with no sign up bonus but has a 3% foreign trans action fee same as the basic sapphire but Venture1 has 0 Foreign trans action fee but only earns 1.25 miles.
so looking at Citi double cash you get 2% cash back all across the board Bank Of America offers 3% on gas stations, 2% on grocery stores and whole sale clubs. Capitol1 Quicksilver offers 1.50 cash back all across the board and no foreign trans action fee with Citi theres a 3% fee? we don't know Capitol1 may have better redemption of gift cards more selection and better quality ? then again it may be the same.? with the Chase Freedom unlimited you can transfer your cash back to one of the Sapphires not the basic but the regular and reserve which have annual fees? this is up to you? I would say Citi is a good bank and you should look at one of there cards?
TPG says you can apply for the Citi Prestige starting 1-4-19, but there is nothing on the Citi website as of 1-3. And no one anywhere seems to have any clue as far as what the bonus will be.
I called the application phone # at 2:32am on 1-4-19. Asked if you could apply for the Prestige card. The rep said no. I asked when they would start taking applications because I thought they were starting that process on Jan 4th. They said, "We do not know that information." So for anyone thinking they might want to get the Prestige card or learn about the bonus.....GOOD LUCK.....not gonna happen anytime soon apparently.
And one more point [cut to commercial]. I see what you did there? 😉
👍 🔥!
You all know the secret now
Blitz3O2 that’s not the point... 😂
Is it possible to get this card without citi bank account?
You don't need a citibank banking account to apply for this card. Good luck, because citibank is hella picky thoe.
aha... I think I can use self checkout to have small transactions
Just kidding, this is my house😂
What can those points be redeemed for and do they expire
Is it true AMEX airline credits no longer work on airline gift cards?!?
does citi have a card for medical care?
FX Transaction Fee benefit?
How many cards should a beginner start off with? Also, what if you applied to 4 different credit card companies and only two accepted you, will that leave a negative impression on my credit history.
I would say 2 cards and from a local bank not Chase or Bank of America but a bank like trustco, boiling savings bank a credit card like that I would use it for 2 years and then you can start to think about Chase Sapphire , citi?
Hey Ben, I'm thinking about product changing my Capital One platinum but I'm also carrying a balance at this moment. I wanted to know if you can product change while carrying a balance? Or is it much preferred to have no balance and then call to product change? Also is it possible to product change the platinum to a savor one card (the version with no annual fee) or is it only limited to the quicksilver or venture. (Other people are also open to answer this as well)
FilmPassion Productions I product changed from capital one platinum $79 annual fee to the Quicksilver card no annual fee in December. I had payed off the balance first. I had a choice between Quicksilver and Venture. The Savor card was not an option. Hope it helps. No hard pull, no annual fee, and 1.5 cash back.
Great upgrades to Prestige when the hell is the Sapphire Reserve getting some upgrades?
Sir because of the ur point boost. The sapphire does not need any boost. Notice citi took the boost away when they increased the prestige to 5x back.
@@life4ashopper553 Thank You for the reply. That makes sense. Some additional fresh features wouldn't be bad though :)
What about new Citi Prestige ?
David what about the Citi Prestige card?
Mark Santucci you don’t know
Mark Santucci ?
@@DavidMossMGS I know it has a 495.00 annual fee a 4th night free 2 times a year 2 categorys of 5x and 2 category's of 3x this card won't be in my wallet?
did I forget to mention you get airport lounge acess?
Seem like a good starter card
Any word on the citi prestige re-intro?
How did you get 25k MR points offer to pop up for the amex everyday?
Special offer for me
This looks pretty interesting I want this card
How to get credit card?
I'd rather use my Wells Fargo propel
Hey guys, I need your advice. So, I am a new immigrant to the US. I don't have any credit history yet. Just got approved for Discover It Secured Card and I set a deposit of 300$. Now I am thinking should I get another secured card with Capital One or not? I mean why I should or why I should not? And one more question...I don't mind to put even more then 300$ as a deposit to increase my credit line..but will it help me in any way to build a score higher or faster? Pls advise! Thanks!
I would wait at least 6 months and you may become eligible for unsecured elsewhere. I'm waiting a year.
@@BJCyberCloud But if average age of all credit lines matters and number of all credit line also...so maybe it is better to open 2 lines now instead of 1 ?
@@dmytriidolhov90 since you have a secured credit card I would only have1 save your money for paying your Discover bill?
1 secured and 2 un secured?
@@dmytriidolhov90 the negative impact is temporary assuming you wait. You can be more aggressive in 6 months to a year with multiple accounts which will address the average age issue. 1 is ok for now
i love my Citirewords card i like your video very interesting 👍👍
The only thing interesting about this card is the design.
today is January 3rd, buddy.
Oh yeah, I’m jet lagged, that’s my excuse
It looks rather blah but let's wait and see.
Can redeem for cash?
yes you can redeem for gift cards and statement credits I don't know about checks sent to your checking account?
Can you please make a video for young people who are trying to build credit please??
he has 1 it's from a year ago best secured credit cards.
Mark Santucci thank you!!!
And one more thing
lmao @ Grandma's basement
That card is wack, I rather get the citi double cash back card. 👍🏽👍🏽
That's way too much work for a little bonus lol
Then use EXPENSIVE CASH and pay extra
Well shoot this is interesting
His hair is out of control
People have citi credit cards??? What a waste
I do the Costco credit card Ii save a lot of money
Whenever you mention about tier system, I remember Sebastian :)
Thet Htar 😅
Whatta dick...lol
One word... _Meh._
But then You have to have Citi Bank, the company that spends 200million on being unconstitutional‼️
Hahahaha 1cent per point hahaha wtf I can find more on the ground than buying shit!
Yawn
sign up bonus is garbage cash back not all that this card is garbage
if you were born in the US i'd write your name in for president after Trump 2 terms
First