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BRO BRO BRO @12:10 HOW CAN INTEREST ON 85 RUPEES FOR 5 YEARS BE 15 RUPEES? 85*9% PAKADKE GAYE THO BHI PER ANNUM 7.65 HOTHA. FOR 4 YEARS IT IS AROUND 30.60. ALSO FOR SALE PRICE 130 & LOAN REPAYMENT PRICE OF 85+15 YOU ARE TAKING THE PRICE AS ON YEAR 4 WHICH IS IN FUTURE VALUE , WHEREAS IN REALITY EMI NEEDS TO BE PAID MONTHLY TO BANK SO THESE ARE IN PRESENT VALUE TERMS. EITHER BOTH NEED TO BE IN FUTURE VALUE TERMS OR BOTH NEED TO BE IN PRESENT VALUE TERMS. FURTHER THERE ARE N NO. OF PEOPLE WHO ARE TRAPPED IN THE PRE LAUNCH OR PRE CONSTRUCTION CASES. IT IS NOT 8 OUT OF 10 CASES SUCCESS RATE AS YOU ARE MENTIONING @13:13 PLEASE DO NOT MISLEAD THE AUDIENCE.
If possible Please make podcast with legend and pitamah of jyotishya shri gurudev ji K N Rao sir.....ask questions like how to live life......he is born with muni yoga K N Rao sir is legend you will be very fortunate if you can manage podcast with him.
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson” and her performance has been consistently impressive. She’s quite known in her field, look her up.
Very nice video... Loved last 30 mins especially .Thing you missed is Taxation on Real estate... And impact of removing indexation benefits of real estate by govt.
If everyone starts to think 2% is nothing then thats how it multiplies . We should do our bit even if its 2% for now. You would wonder the good things it would do to the nature.
SUGGESTION Please make a video about real estate but not only for investment purpose but also for the developers or builders who are trying to contribute to the market ❤️❤️
A very insightful video Thank you for this Beerbiceps, Ranveer Thank you for the questions and Ajitesh made me listen for the whole entire 1.5 hr Thank you 💌
A great episode , Mind-Broadening in fact . Good to hear that he will be back again. Q - ask about books to be read for the 20's to gain knowledge and also talk about the usecases in detail .
Ranveer Sir I've been recommending a renowned spiritualist from Telugu States NANDURI SRINIVAS for almost a year now still there's no response from ur side now I don't think to invite a guest it would a year I've already compared him to ur all time fav guest Rajashri Sir plzzz invite him as soon as possible many people like me r literally dying to him on ur show plzz...
@sahaja: yes, it doesn't take one year to invite a guest. So you should know that he is not going to invite them just because you suggested. You can keep suggesting but to taunt someone saying "I don't think it takes 1 yr to invite someone" is very toxic :P
Dear team, Recommended guest : Ramesh Babu from Bangalore A barber to a having cars rolls-royce, range rover and many more luxury cars as a taxi. Would interesting to know business idea and growth story.
Hi Ajitesh , The day you market & sell apartments like a trustworthy product iPhone with Flat Series/Model no /Specs , real estate will become a retailers investment paradise. It's not impossible either.
Commercial realestate returns are high 5/10 times whereas residencial is 8/10 Invest wisely in commercial property bcuz multiple of office is very less than multiple of residencial property
So this podcast was recorded on 3rd April and you present it to the world in October! In the meantime, Mr Ajitesh has done successful podcasts on other channels. What took you so long to upload?
Hi Ranveer, your questions and Ajitesh's humble and genuine approach to the programming of the industry helped me learn of the current opportunities in the business. A suggestion( and a request) from an undergrad student is that it would be so helpful id you could ask your guests for open opportunities they might have in their businesses that we can apply for or something like a coffee chat with a live audience where your subscribers can join with a paid ticket to the show and ask questions to network with the brilliant minds you bring on board.
Ranveer take a interview from Great Guru Sri. Vishwapati Guruvugaru 🙏🙏🙏🙏🙏 You will have a great experience, Guruvugaru wrote 28 books on Gods, which are making miracles in many people lives. 10 telugu books are kept in the permanent collection of Harvard University. They honoured Guruvugaru 🙏🙏🙏🙏🙏
Sir, I have a humble request to you but before that I would like to say that I am a big fan of yours and my request was that please call Virat Kohli in your podcast once
Hi, I come here to say that I'm a big fan of Brazil. I've seen countless interviews of yours, I love the way you listen and understand without cutting off the interviewee's speech. but you have committed two sins. One, having Kumar and no automatic translation option and two, not taking Tarun Khanna to the show!!!! A wonderful, sensational and beautiful actor with several roles played with mastery. I hope this sincere message and request reaches you! Har Har Mahadev
Informative podcast but no touch up on which city to invest. I think we need more on the next smart City etc so that if we invest today we reap benefits. That should also be covered...rest basics we are already aware of.
My dad got land properties at different places that covered city major roads... At 1998 for 20 lkhs.... Today worth 100 crores ! Total 5,00,000sq.ft. land in pieces at different locations in city Today even if 100rs jump on an year average on our 5lkh sq.ft of combined land in total we have 5 Crores yearly silent income through assets... Bytw property jumps minimum 300-400 rs per yr... Giving us 10-15 crore yearly income
Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Real estate is still having lot of entry barriers for beginners. Better to buy stocks of good real estate companies and keep growing along with those companies
If possible Please make podcast with legend and pitamah of jyotishya shri gurudev ji K N Rao sir.....ask questions like how to live life......he is born with muni yoga K N Rao sir is legend you will be very fortunate if you can manage podcast with him.
Such an enlightening video Ranveer can you pls make a podcast on working, startup ecosystem and hiring aspects of High frequently trading firms, quant firms
Hi Ranveer+ team, I'm glad I got an opportunity to see this this podcast. I have not seen a single podcaster in India broach or scratch the surface of the subject. Ajitesh was good, but I don't buy your self depreciation that you are a narcissist😂. Good job, guys. The next time you have Ajitesh on the podcast, please broach the following points a) how to buy land in India (residential, commercial, agricultural), b) how can 1 protect the purchased land from enroachers land mafia etc at low cost investment example without building a boundary wall, etc, especially if the purchaser will not live on the land on possession. c) How to differentiate the genuine advisors on real estate and what's their average justified fees.
Ranveer Allahabad is my favourite content creator ,i am watching him since 2015 ,he made benchmark in indian Podcast, i am watching videos of him like fitness, dressing ,books review ,podcast
Not convinced: He took an example: Bought a 100 rs property which grew at 6% that is 6 rs CAGR and took loan of 85% amount that is Rs 85 at an ROI anywhere between 8%-11% How can he end up paying 15 rs as ROI in 4 years vs income of 35??? ROI will be 6-8 rs per year x 4 years = 24 to 32, even if loan is reducing. Practically faced it.
Interest outgo is lower as loan is disbursed in tranches in line with construction progress. Interest on entire loan ie 85 here is for only about 3-6 months after which the property is ready to move in, handed over and can be resold at the appreciated value.
@jassimunjal2576 Correct. All the people who come on various media show real estate in unreal light. If one wants to buy a land/apartment/house and live in it. Then by all means follow the process of vetting the documents and ensure the price paid is as per market and live in it. But from an investment perspective, a real estate does not make sense for ordinary people. Because 1. Apartment/flat are dead or waste investment. 2. House on a land is a good investment but rental income will never ever match the cash outflow. 3. Better invest that kind of money in PPF, MF, SGB, 99.99% gold coins/bars, Good quality BSE 100 stocks, if there is still money left then invest in jewelry, debt funds, FDs, ..etc. Real estate is not worth it. WHY? With TFR coming very low, in next 30 yrs the population of India will reduce significantly. PPL laugh at me when I say so. Todays population explosion was due to the high TFR in 50s & 60s. Present population rates are below replacement levels in India. So when that is considered, that is the core of real estate - lack of apartment or land, on which the real estate is sole. This will no longer be the case. But yes, it will take another 25-30 yrs show this effect.
Nice podcast but i would like to highlight a few things. The speaker here is comparing commercial rental yield with the value of the residential property. That is incorrect according to me. Rental yield should be compared to rental yield only and increase in price of the property should be compared to the same. In short, comparison should be made on the basis of same parameters.
I have a question on this Leverage money in real estate, Bank will not give a loan to buy a second property if we already have a loan on the first property. Can you buy a first property on loan, rent it out, and complete loan repayment in 2-3 years? Then, you can buy a second property on a bank loan and repay this loan in 2-3 years and REPEAT this. is this a wise way to plan real estate growth??
12:24 Bhai returns calculation mein stamp duty and gst bhool gaye. Factoring in 11% taxes( 6% stamp duty 5% GST), you won’t make much in 4 years time. Real estate is a long term game especially with high interest rates.
@@sandeepv146 RERA doesn't allow any payments more than 10% unless the property is registered. Also, most developers have lockin till possession so you can't really sell the apartment unless you take handover by paying in full
Stocks, bonds and currencies can be created they have unlimited supply but Land, fossils fuels, Metals and natural resources found inside land and Energy are limited. Hence.*
Calculation for 4 years EMI of 85 lakhs is 75000+, Total amount paid 51 lakhs (emi and Down payment) , property value 1.3 crore, Outstanding loan principle 80 lakhs. ZERO% return.
@@mroptical386 Do any permutation combination, The returns are never ever 18% as per claimed by this chap in this video. The amortization payment schedule of bank deducts only interest in the earlier years
Hi Mr.B.biceps can you speak other religions also like Christianity. Hence I'm a Hindu but also interested to know about other religions as well. consider it
A catalyst for Viksit- & Vishwabandhu Bharat. 🌎🇮🇳 An Entrepreneurial solution aim to ensuring long term civilisational harmony by international internalization of few essentials, extracting the essence from Bharat, as a statecraft Req to share action and implement in-person.🇮🇳
Calculation is very flawed. Who will count registration, stamp duty , GST , brokerages ? It adds a cost upto 10 percent. Have done real estate investment many a times and this doesn’t work. It only works when there is boom in real estate markets
Hi mr ranveer, I think one of the point that how NRI's can invest money in real estate. I believe there are lot of people who are willing to invest but there is lack of legitimate source of safe investment.
Numbers are flawed ... Reit avg return are 2-7% max ... From where he got 14% .. and baring last 2 year if u take last 10 years ( exclude last 2 years) residental RE has not even beaten fd returns forget about infaltion ... And i am talking of metro cities
@@Opinionrawat benchmark index fund is also always there just like RE .. check 30 year history ... Real estate is personal choice I am not against ... What i am arguing is the numbers he represented.. check reit returns to what he said .. or even real estate residential returns what he mentioned .. 2012 to 2022.... It gave hardly 3% less then fd .. in last two years it surged .. which probably wd avg to 7% cagr .. in longer run it comes to 10% max cagr
@@vasusunny751 habibi in hyderbad from 2012-2022 it's not even 5% cagr below fd ..in most hyderbad areas it is less than 3% cagr .... Only price has increased in last year .. maging cagr of max 10% in 15 years
People interested in real estate want some more info can just message For Mumbai location. Remember land is limited resource don’t miss your bus buying property or investing in mumbai.
Summary Start in your 30s: Real estate is a game to start in your 30s, focusing on long-term investment and leveraging bank loans rather than paying everything upfront. Leverage and Timing: Leveraging loans from the bank to invest in projects early in their development phase can significantly boost returns, potentially up to 100x. Commercial vs. Residential: Commercial real estate offers stable rental yields, but residential real estate tends to appreciate more over time, making it a better option for long-term capital growth. REITs and Fractional Ownership: REITs (Real Estate Investment Trusts) allow investors to enter the real estate market with lower capital, making it a viable option for beginners. Inefficiencies in the Market: The real estate sector in India still has inefficiencies, providing opportunities for entrepreneurs to disrupt the industry, especially in areas like home loans and digital solutions.
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So bruh, could you make any podcast with subscribers or who likes your videos though ?? Ik its look ridiculous to ask that but anyway 😂
Ranveer You know McDonalds is not a retail food company its actually got a very good chunk coming in from real estate product. Research & learn
BRO BRO BRO @12:10 HOW CAN INTEREST ON 85 RUPEES FOR 5 YEARS BE 15 RUPEES?
85*9% PAKADKE GAYE THO BHI PER ANNUM 7.65 HOTHA. FOR 4 YEARS IT IS AROUND 30.60.
ALSO FOR SALE PRICE 130 & LOAN REPAYMENT PRICE OF 85+15 YOU ARE TAKING THE PRICE AS ON YEAR 4 WHICH IS IN FUTURE VALUE , WHEREAS IN REALITY EMI NEEDS TO BE PAID MONTHLY TO BANK SO THESE ARE IN PRESENT VALUE TERMS. EITHER BOTH NEED TO BE IN FUTURE VALUE TERMS OR BOTH NEED TO BE IN PRESENT VALUE TERMS.
FURTHER THERE ARE N NO. OF PEOPLE WHO ARE TRAPPED IN THE PRE LAUNCH OR PRE CONSTRUCTION CASES. IT IS NOT 8 OUT OF 10 CASES SUCCESS RATE AS YOU ARE MENTIONING @13:13 PLEASE DO NOT MISLEAD THE AUDIENCE.
If possible Please make podcast with legend and pitamah of jyotishya shri gurudev ji K N Rao sir.....ask questions like how to live life......he is born with muni yoga K N Rao sir is legend you will be very fortunate if you can manage podcast with him.
Very Good information. RERA is game changer in India. Hope good builders will follow RERA.
Mutual funds or Index funds which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
Index funds are more valuable than Mutual funds as of now, though a few people perceive it to be as a result of the pending correction.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% Mutual funds , 25% Index funds, 15% STP and over 30% in digital assets, thanks to my CFA. This strategy has helped me earn $49,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson” and her performance has been consistently impressive. She’s quite known in her field, look her up.
Do anything. Put only 1% in bitcoin. See that allocation go on to become 10% in 4years. 100% in 10years.
Very nice video... Loved last 30 mins especially
.Thing you missed is Taxation on Real estate... And impact of removing indexation benefits of real estate by govt.
19:49 is the best line i listened in this post cad 💎 can be manufactured but land cannot 😊
After navratri media will highlight Delhi pollution issue to defame Diwali festival crackers..... As crackers hardly contribute 2% in pollution
they contribut 2%! isn't that a lot, especially for delhi (pollution capital of the country)?
@@VSlingshot-xzx wat about christmas and New year
If everyone starts to think 2% is nothing then thats how it multiplies . We should do our bit even if its 2% for now. You would wonder the good things it would do to the nature.
@@australiatruelyasia6825 I will think in new year and christmas
@@VSlingshot-xzxye aya kejriwal ka chamcha
Bank will give you a loan to buy real estate but Bank will never give you a loan to buy their own stocks. That explains the importance of Real Estate
SUGGESTION
Please make a video about real estate but not only for investment purpose but also for the developers or builders who are trying to contribute to the market
❤️❤️
Such an important video at the right time🔥🙏
Please invite Dr. Ankit Shah for a podcast.🙏👍
Raw Talks with VK
Raw Talks is one of the best Telugu podcasts
Absolutely
Valuable knowledge, followed it on raw talks with vk too. Very knowledgeable person.
Adani thumbnail is a smart hack, improving CTR and impressions by driving more clicks which boosts the YT algo to push the video more
A very insightful video
Thank you for this Beerbiceps, Ranveer
Thank you for the questions and
Ajitesh made me listen for the whole entire 1.5 hr
Thank you 💌
राज भाई आपका हर पॉडकास्ट बहुत ही अच्छा और देखने लायक है पर अगर यह इंग्लिश की बजाई हिंदी में हो तो यह हमारे लिए बहुत ही अच्छा ज्ञानवर्धक होगा
Right 👍
A great episode , Mind-Broadening in fact .
Good to hear that he will be back again.
Q - ask about books to be read for the 20's to gain knowledge and also talk about the usecases in detail .
Ranveer Sir I've been recommending a renowned spiritualist from Telugu States NANDURI SRINIVAS for almost a year now still there's no response from ur side now I don't think to invite a guest it would a year I've already compared him to ur all time fav guest Rajashri Sir plzzz invite him as soon as possible many people like me r literally dying to him on ur show plzz...
💯💯 he it really knowledgable I am from Gujarat but still watch his videos as his. Videos has subtitles in English . Must invite him 🙏
@sahaja: yes, it doesn't take one year to invite a guest. So you should know that he is not going to invite them just because you suggested. You can keep suggesting but to taunt someone saying "I don't think it takes 1 yr to invite someone" is very toxic :P
@@nimilpatel696It's rare that even Non Telugu would knw him by the way how did u come to knw??
Just Becos u want doesn’t mean that person is available to come ? Use ur brains
Why dont you watch his content directly?
Would love to connect with Ajitesh and understand the use cases that he has in mind for disrupting the real estate market
Dear team,
Recommended guest : Ramesh Babu from Bangalore
A barber to a having cars rolls-royce, range rover and many more luxury cars as a taxi. Would interesting to know business idea and growth story.
Bahi amazing things , i would rather invest time learning things in RE, than anything else on this planet.
Coming in Instagram by recommendation by alankar gupta a 😅
Same bro 🤣🤣
😂🤚
❤
bro is smarter than most of the schools and colleges in india
Sir, you are a God sent
Thanks for all your efforts 🎉🎉🎉
Hi Ajitesh , The day you market & sell apartments like a trustworthy product iPhone with Flat Series/Model no /Specs , real estate will become a retailers investment paradise. It's not impossible either.
Commercial realestate returns are high 5/10 times
whereas residencial is 8/10
Invest wisely in commercial property bcuz multiple of office is very less than multiple of residencial property
So this podcast was recorded on 3rd April and you present it to the world in October!
In the meantime, Mr Ajitesh has done successful podcasts on other channels. What took you so long to upload?
I think he's waiting for the share market to go low/crash and when people start looking for other investment opportunities.
Thank you so much sir great interesting topics aur real estate podcast chaiye ye topic bhut jyda important he
Very informative thank you TRS team 🙏
I love this pod cast so much
Jay Bhairav, Keep Growing bhaiya and in some podcast use table aslo. It makes the guest more comfortable.
Hi Ranveer, your questions and Ajitesh's humble and genuine approach to the programming of the industry helped me learn of the current opportunities in the business. A suggestion( and a request) from an undergrad student is that it would be so helpful id you could ask your guests for open opportunities they might have in their businesses that we can apply for or something like a coffee chat with a live audience where your subscribers can join with a paid ticket to the show and ask questions to network with the brilliant minds you bring on board.
Perfect bro , you proved you will be graduate
Ranveer take a interview from Great Guru Sri. Vishwapati Guruvugaru 🙏🙏🙏🙏🙏
You will have a great experience, Guruvugaru wrote 28 books on Gods, which are making miracles in many people lives. 10 telugu books are kept in the permanent collection of Harvard University.
They honoured Guruvugaru 🙏🙏🙏🙏🙏
Sir, I have a humble request to you but before that I would like to say that I am a big fan of yours and my request was that please call Virat Kohli in your podcast once
Hi, I come here to say that I'm a big fan of Brazil. I've seen countless interviews of yours, I love the way you listen and understand without cutting off the interviewee's speech. but you have committed two sins. One, having Kumar and no automatic translation option and two, not taking Tarun Khanna to the show!!!! A wonderful, sensational and beautiful actor with several roles played with mastery. I hope this sincere message and request reaches you! Har Har Mahadev
The last point , problems in the sector, hoping to hear on that
Ranveer Bhai one podcast with Virat Kohli and MS Dhoni sir ✨🥰 it will break all records 🎉🎉
Thanks for this wonderful so knowledgeable podcasts❤ keep speeding knowledge nd keep rocking bhai❤
Such a great podcast sir🎉🎉🎉❤❤❤❤
Informative podcast but no touch up on which city to invest. I think we need more on the next smart City etc so that if we invest today we reap benefits. That should also be covered...rest basics we are already aware of.
My dad got land properties at different places that covered city major roads... At 1998 for 20 lkhs.... Today worth 100 crores ! Total 5,00,000sq.ft. land in pieces at different locations in city
Today even if 100rs jump on an year average on our 5lkh sq.ft of combined land in total we have 5 Crores yearly silent income through assets...
Bytw property jumps minimum 300-400 rs per yr... Giving us 10-15 crore yearly income
Ranveer bhaiya i can say Beer bicep channel has a world fan following,
Insightful. Thank you for this!
Please shoot a similar kind of podcast for gold and silver investment.
Very good Podcast😇
Real estate is in so vulnerable in southern parts of India no lands to expand for 😢 new projects and land bank is needed for foreign investments
Hyd is almost full true
Why no question about Hydra which is destroying people wealth in Hyderabad. I’m surprised why we didn’t discuss deep about the big issues in news
New concept on this channel ✨️
Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Real estate is still having lot of entry barriers for beginners. Better to buy stocks of good real estate companies and keep growing along with those companies
Kindly do more wealth and business related podcasts.
Hello. Can you please invite anyone from the modelling/fashion industry for your podcast ?
If possible Please make podcast with legend and pitamah of jyotishya shri gurudev ji K N Rao sir.....ask questions like how to live life......he is born with muni yoga K N Rao sir is legend you will be very fortunate if you can manage podcast with him.
Such an enlightening video Ranveer can you pls make a podcast on working, startup ecosystem and hiring aspects of High frequently trading firms, quant firms
Ranveer bro, Thanks for not delving into the spiritual questions... 🙏🏼
Amazing Speaking Sir I am a big fan of You anybody interested to talk with me in English
Awesome bro, great work, love you❤
Hi Ranveer+ team,
I'm glad I got an opportunity to see this this podcast. I have not seen a single podcaster in India broach or scratch the surface of the subject. Ajitesh was good, but I don't buy your self depreciation that you are a narcissist😂. Good job, guys. The next time you have Ajitesh on the podcast, please broach the following points a) how to buy land in India (residential, commercial, agricultural),
b) how can 1 protect the purchased land from enroachers land mafia etc at low cost investment example without building a boundary wall, etc, especially if the purchaser will not live on the land on possession. c) How to differentiate the genuine advisors on real estate and what's their average justified fees.
Ranveer Allahabad is my favourite content creator ,i am watching him since 2015 ,he made benchmark in indian Podcast, i am watching videos of him like fitness, dressing ,books review ,podcast
Beautiful and enlightening
Invested lumpsum 87000 in mutual fund in the year 1987. the value after 37 years is close to 1 crore. it is equivalent to 14 % return
great podcast ! 👍
Not convinced: He took an example: Bought a 100 rs property which grew at 6% that is 6 rs CAGR and took loan of 85% amount that is Rs 85 at an ROI anywhere between 8%-11%
How can he end up paying 15 rs as ROI in 4 years vs income of 35???
ROI will be 6-8 rs per year x 4 years = 24 to 32, even if loan is reducing. Practically faced it.
Bang on was about to say this...... Ranveer should have countered this
I completely agree, his calculation is flawed.
@@chalasaniteja3386he can counter ? 😅...has he ever?😂
Interest outgo is lower as loan is disbursed in tranches in line with construction progress. Interest on entire loan ie 85 here is for only about 3-6 months after which the property is ready to move in, handed over and can be resold at the appreciated value.
@jassimunjal2576
Correct. All the people who come on various media show real estate in unreal light. If one wants to buy a land/apartment/house and live in it. Then by all means follow the process of vetting the documents and ensure the price paid is as per market and live in it. But from an investment perspective, a real estate does not make sense for ordinary people. Because 1. Apartment/flat are dead or waste investment.
2. House on a land is a good investment but rental income will never ever match the cash outflow.
3. Better invest that kind of money in PPF, MF, SGB, 99.99% gold coins/bars, Good quality BSE 100 stocks, if there is still money left then invest in jewelry, debt funds, FDs, ..etc. Real estate is not worth it. WHY?
With TFR coming very low, in next 30 yrs the population of India will reduce significantly. PPL laugh at me when I say so. Todays population explosion was due to the high TFR in 50s & 60s. Present population rates are below replacement levels in India. So when that is considered, that is the core of real estate - lack of apartment or land, on which the real estate is sole. This will no longer be the case.
But yes, it will take another 25-30 yrs show this effect.
Nice information ❤
Are there courses on Real Estate management
Why false thumbnail pics of Gautam Adani and not of the speaker.
Nice podcast but i would like to highlight a few things. The speaker here is comparing commercial rental yield with the value of the residential property. That is incorrect according to me. Rental yield should be compared to rental yield only and increase in price of the property should be compared to the same. In short, comparison should be made on the basis of same parameters.
I have a question on this Leverage money in real estate, Bank will not give a loan to buy a second property if we already have a loan on the first property. Can you buy a first property on loan, rent it out, and complete loan repayment in 2-3 years? Then, you can buy a second property on a bank loan and repay this loan in 2-3 years and REPEAT this. is this a wise way to plan real estate growth??
Yup
Am I watching the podcast in between the ads or ads in between podcast?
Itz Fuckin irritating
12:24 Bhai returns calculation mein stamp duty and gst bhool gaye. Factoring in 11% taxes( 6% stamp duty 5% GST), you won’t make much in 4 years time. Real estate is a long term game especially with high interest rates.
We should sell before registration, it is more like investing rather than buying the property for rental yied..
@@sandeepv146 RERA doesn't allow any payments more than 10% unless the property is registered. Also, most developers have lockin till possession so you can't really sell the apartment unless you take handover by paying in full
@@sandeepv146Do you think builders are clowns? if you sell before registration you’ll have to pay 10% to the builder
@@sandeepv146i did the same when market was down and earn 10% in 6 months. That was pretty good for me
@@sandeepv146rera mandates registration after 10% payments. Also most of the developers have lockin till possession
Real estate >>>>>>>>> Stocks
😤
Stocks, bonds and currencies can be created they have unlimited supply but Land, fossils fuels, Metals and natural resources found inside land and Energy are limited. Hence.*
But it too costly
Calculation for 4 years
EMI of 85 lakhs is 75000+, Total amount paid 51 lakhs (emi and Down payment) , property value 1.3 crore, Outstanding loan principle 80 lakhs.
ZERO% return.
Taxes while buying and selling!! Due to this return would be negative.
But usually payment plan is divided in 4 years , so calculation would be different as 85 lacs would not be given in 1 short
@@mroptical386 Do any permutation combination, The returns are never ever 18% as per claimed by this chap in this video. The amortization payment schedule of bank deducts only interest in the earlier years
@@mroptical386 Take any permutation combination as per this video, even FD beating returns aren't coming
70% or more is taken in the first year itself…with the latest construction tech
Can you pls do a podcast with Muniba Mazari mam❤
Loved it❤
Pls bring archaeologist Vasant Shinde he has done a lot of research on early civilization and has published over more than 200 papers.
Hi Mr.B.biceps can you speak other religions also like Christianity. Hence I'm a Hindu but also interested to know about other religions as well. consider it
🌾🍚
How about a podcast on how to start a second source of income
A catalyst for Viksit- & Vishwabandhu Bharat. 🌎🇮🇳
An Entrepreneurial solution aim to ensuring long term civilisational harmony by international internalization of few essentials, extracting the essence from Bharat, as a statecraft
Req to share action and implement in-person.🇮🇳
Plz make this podcast in hindi
Stock market is best from all other assets
Calculation is very flawed. Who will count registration, stamp duty , GST , brokerages ? It adds a cost upto 10 percent. Have done real estate investment many a times and this doesn’t work. It only works when there is boom in real estate markets
Leverage concept in India is quite useless as cost of loan is quite high.. especially the Amortization of loan
It's hard to track numbers when they are talking about numbers, percentages and more so please put all numericals while editing the podcast
Hi mr ranveer, I think one of the point that how NRI's can invest money in real estate. I believe there are lot of people who are willing to invest but there is lack of legitimate source of safe investment.
Numbers are flawed ... Reit avg return are 2-7% max ... From where he got 14% .. and baring last 2 year if u take last 10 years ( exclude last 2 years) residental RE has not even beaten fd returns forget about infaltion ... And i am talking of metro cities
Market crash , but in real estate it’s always there… you can make commercial income on that.. but how will you counter stocks and etc.
@@Opinionrawat benchmark index fund is also always there just like RE .. check 30 year history ... Real estate is personal choice I am not against ... What i am arguing is the numbers he represented.. check reit returns to what he said .. or even real estate residential returns what he mentioned .. 2012 to 2022.... It gave hardly 3% less then fd .. in last two years it surged .. which probably wd avg to 7% cagr .. in longer run it comes to 10% max cagr
Habibi come to hyderabad
@@vasusunny751 habibi in hyderbad from 2012-2022 it's not even 5% cagr below fd ..in most hyderbad areas it is less than 3% cagr .... Only price has increased in last year .. maging cagr of max 10% in 15 years
vote for om swami ji 🙌🏻🙌🏻
Educate the labourers 🙌
What about who is 60...if one has money then how can one manage?
1:19:49 He is speaking regarding HYDRA 😊
Please invite Shantanu Naidu to ur podcast we want to know more about him n his friendship with Ratan Tata jii
Please release some spiritual podcast during Navratri
Love it ❤
Ranveer bhai pls invite nanduri srinivas ,Renowned Spritualist TH-cam personality from telugu states
No.
D.pharma ke baad carrier ish topic ek podcast ya shorts please sir
Buy vs Rent simplified?
People interested in real estate want some more info can just message
For Mumbai location.
Remember land is limited resource don’t miss your bus buying property or investing in mumbai.
May be not for metro.... But ok for 2-3 tier city
Summary
Start in your 30s: Real estate is a game to start in your 30s, focusing on long-term investment and leveraging bank loans rather than paying everything upfront.
Leverage and Timing: Leveraging loans from the bank to invest in projects early in their development phase can significantly boost returns, potentially up to 100x.
Commercial vs. Residential: Commercial real estate offers stable rental yields, but residential real estate tends to appreciate more over time, making it a better option for long-term capital growth.
REITs and Fractional Ownership: REITs (Real Estate Investment Trusts) allow investors to enter the real estate market with lower capital, making it a viable option for beginners.
Inefficiencies in the Market: The real estate sector in India still has inefficiencies, providing opportunities for entrepreneurs to disrupt the industry, especially in areas like home loans and digital solutions.
Next manish pandey 💕👍
leaved at 1:04
11:52 u forgot to mention tax bearded on buying the land and tax on capital gain.