I'm always curious to see how people manage their money because you never know what tips you can take away. Thank you for doing this! 💫 I like your bill binder and the categories--how do you classify insurance like auto/renters/health?
This can be modified for any budget. My mortgage was $1,300 a month and where I live one can barely rent a room for that amount. (Purchased the home in 1999 at much lower cost than what the house would go for today.) However, being a homeowner, I have bills this lady does not have. Property tax, homeowners insurance, etc. Plus one must put aside money for maintenance - window washing, gardener, emergency repairs, upgrades, etc. Plus I have two vehicles (will explain that later) and I paid cash for both of them. Ten years apart so there was a lot of saving going on and I didn't buy expensive vehicles, I had a 42 miles commute one way which took 2+ hours in each direction and I drive an average of 129 miles a day - 7 days a week. So a chunk went to gas, but that was when it was in the $3 range, not now where it's $6+ per gallon. Back to the two cars - I have always had two vehicles as as stupid as this sounds, this is the way insurance company actuaries calculate risk. If I got rid of the second car, my car insurance would almost double. Wrap your head around that. One car is a 2005 Honda Civic with 492,000 miles. I drove every one of them. Second vehicle is a 2014 Honda CRV and now I only drive 13 miles across the town I live in so much less mileage. Oh and I took my lunch to work every day with an occasional lunch out with coworkers once or twice a month. One needs to sit down and add up everything you spend money on and I mean everything. If you don't have an honest look at how you spend money, you will always be behind the 8 ball scrambling to stay afloat.
I miss you Jas, I miss seeing these more simple budget videos to remind me that I’m doing it right. It’s insane because when you’ve lived for 33 years like me without really doing it and you’re just starting, it’s almost like you need about 2 years of good, strong, rolling commitment to doing it in order to feel like you’ve got it, you know? I mean shoot, even our basic schooling took us 13 years! 😂 But like with a sport it got better after about the first 2 years.
I’d like to hear your thinking on 500 for investing and 50 for debt. Like, how much was the student loan, how much have you paid on it so far and how much do you still owe? Interest is rotten.
Thank you so much for your videos. Learning so much. Can you please explain how do you cash your check? If I have a lot of bills to pay online do you cash only what you need like food, gas etc per week? Thank you ❤
Girl, I’m audio visual technical that means I got to see it you got to do it in front of me and I got to be able to do it with you girl. I want to learn this this is wonderful you need to do something to wear what you sit down and go literally step-by-step, and break it down. I love learning but you gotta teach me the way that I learn I’m with it and this seems wonderful. You have a bomb system and I really want to learn it.
Right? Her entire paycheck doesn’t even cover my rent. She’s not rich or smart with money she has no bills. Anyone who pays $250 a month in rent can do this. Lol.
@@honeybadger2986 It's a weekly budget. So she's making 7200/ month selling plastic binders to people on the internet who think it will make them save money. And her rent is $1k, which is still unrealistically low for most places today. But with that income and rent it would be hard NOT to save money.
Ewwww why are y’all like this?!!?! IF YOUR RENT IT TO HIGH… MIOVE! Why would you talk about someone who is at least trying to show people something that could possibly help them out because YOU cant make it work. Yuck
@@Baddiesandbudgets That’s $1000 a month. Lol. That’s literally NOTHING. My statement stands. If peoples bills are that low they should be stacking money like this. $1000 a month a rent is child’s play.
@honeybadger2986 and guess what someone that pays more than you in housing probably thinks the same way about your technique.. it's always easier looking at someone else's stuff and say what we could do if..
All her bills are paid 1/4 weekly so…..250 put back every week (4 weeks)adds up to be $1000. Her rent is not $250. I like her technique. I use it and have actually saved some money. I get paid weekly now but that will change to biweekly soon😢
Central Oregon is expensive, My rent actually isn't that bad either. It's amazing how things can differ so much from place to place. I love your videos by the way. I'm working on helping my oldest learn how to budget for her own place and I can show her these videos to reinforce some of the things I tell her.
So $20 for eating out in $20 for spending money lol? Yeah right. There's no point in doing this kind of budget if you're not really realistic. I think this is just a time waste to fill in blank spaces for people that are ADHD. And of course to sell little plastic binders 🤣
Most people pay way more in rent. Also I don’t see water, sewer, gas or garbage. Internet is your only utility? How do you handle expenses like doctor appointments, medicines, dental appointment co-pays? you have a gas allowance but nothing for oil changes car washing or insurance? This seems very simplistic I don’t know if I believe it…. Anybody could save money in your situation you’re obviously living at home with your parents and making $1800 a week you should be able to save a shit ton of money
In lots of places ppl don’t pay for water or sewer or gas or trash. Nobody living in apartments pays for that where I live, only internet. I have great insurance through my job and don’t pay anything out of pocket for healthcare. This is very realistic for some ppl.
This is 1 week. She is paid weekly. So she breaks up her main bills into 4. She also has different budgets for other expenses. Why is it necessary for her to share every single bill with us when she's simply demonstrating her method,?
![fellow fellow - Proud [OFFICIAL MV]](http://i.ytimg.com/vi/9uZF7BlUQPE/mqdefault.jpg)
All the people who say they can’t budget living pay to pay. THIS is how you do it!!! She makes hella money and is still living within her means.
Rent anywhere around here is more than 2x that much!
She’s getting paid $1800 weekly tho. This is paycheck to paycheck
I'm always curious to see how people manage their money because you never know what tips you can take away. Thank you for doing this! 💫
I like your bill binder and the categories--how do you classify insurance like auto/renters/health?
What app is that?
as someone who is only 22 and lost both their parents and dropped out of school early i really appreciate you
This can be modified for any budget. My mortgage was $1,300 a month and where I live one can barely rent a room for that amount. (Purchased the home in 1999 at much lower cost than what the house would go for today.) However, being a homeowner, I have bills this lady does not have. Property tax, homeowners insurance, etc. Plus one must put aside money for maintenance - window washing, gardener, emergency repairs, upgrades, etc. Plus I have two vehicles (will explain that later) and I paid cash for both of them. Ten years apart so there was a lot of saving going on and I didn't buy expensive vehicles, I had a 42 miles commute one way which took 2+ hours in each direction and I drive an average of 129 miles a day - 7 days a week. So a chunk went to gas, but that was when it was in the $3 range, not now where it's $6+ per gallon. Back to the two cars - I have always had two vehicles as as stupid as this sounds, this is the way insurance company actuaries calculate risk. If I got rid of the second car, my car insurance would almost double. Wrap your head around that. One car is a 2005 Honda Civic with 492,000 miles. I drove every one of them. Second vehicle is a 2014 Honda CRV and now I only drive 13 miles across the town I live in so much less mileage. Oh and I took my lunch to work every day with an occasional lunch out with coworkers once or twice a month. One needs to sit down and add up everything you spend money on and I mean everything. If you don't have an honest look at how you spend money, you will always be behind the 8 ball scrambling to stay afloat.
you inspired me to start budgeting again ❤ love from Turkey 🇹🇷
I’d love 💗 to see more of these
Oh that's why I make little people money just hourly job its going to take me years until I reach my goal sigh. Some changes coming soon. Good job hun
I miss you Jas, I miss seeing these more simple budget videos to remind me that I’m doing it right. It’s insane because when you’ve lived for 33 years like me without really doing it and you’re just starting, it’s almost like you need about 2 years of good, strong, rolling commitment to doing it in order to feel like you’ve got it, you know? I mean shoot, even our basic schooling took us 13 years! 😂 But like with a sport it got better after about the first 2 years.
Which app are you using on the iPad
It’s Goodnotes!
I’d like to hear your thinking on 500 for investing and 50 for debt. Like, how much was the student loan, how much have you paid on it so far and how much do you still owe? Interest is rotten.
What program are you using?
The program called, live with your parents, who pay actual expenses for lifelong items, such as medical care, co-pays, utilities.
@@cheri2114that is not the name
I need to start this. Make sure my money goes where it’s supposed too lol.
Thank you so much for your videos. Learning so much. Can you please explain how do you cash your check? If I have a lot of bills to pay online do you cash only what you need like food, gas etc per week? Thank you ❤
I'm having a bit of trouble, What software do you use to write on the templates that are on the tablets? Are they both Apple and Android friendly?
I am late to the game ..but do you have this as a digital download to purchase?
I am so old for my age is that an iPad with a stylus? I want to do it exactly like this I need the technology and all
What template are you using for your budget? I really like it 😊
It’s from www.baddiesandbudgets.com
❤
Smart woman
😊
Hi Ms. Baddies and budget do you have any of your old budget planner workbook that you had use in a video
What app did you use to do this
Girl, I’m audio visual technical that means I got to see it you got to do it in front of me and I got to be able to do it with you girl. I want to learn this this is wonderful you need to do something to wear what you sit down and go literally step-by-step, and break it down. I love learning but you gotta teach me the way that I learn I’m with it and this seems wonderful. You have a bomb system and I really want to learn it.
What app are you using?
Wish I could do math like this.
Agreed! I’m listening and watching her do the math bc honestly I’m lost after a few entries. I’m math challenged 😂
What app did you use
What app are using ?
Can someone please tell me what app do I need to add this to my iPad ? This will be so helpful to organize myself. Thank you!
This digital planner is from www.baddiesandbudgets.com
What app is this?
Still waiting to see what’s the app you’re using
What do u do? What business are u in?
What is the name I purchase it last year and do not find it.
Where do you live to have rent that low👀 everything that low🤣
Right? Her entire paycheck doesn’t even cover my rent. She’s not rich or smart with money she has no bills. Anyone who pays $250 a month in rent can do this. Lol.
@@honeybadger2986 It's a weekly budget. So she's making 7200/ month selling plastic binders to people on the internet who think it will make them save money. And her rent is $1k, which is still unrealistically low for most places today. But with that income and rent it would be hard NOT to save money.
@@00jyjsarang lol not the plastic binders that will make people think it will make them save money lol
Ewwww why are y’all like this?!!?! IF YOUR RENT IT TO HIGH… MIOVE! Why would you talk about someone who is at least trying to show people something that could possibly help them out because YOU cant make it work. Yuck
Awww look at all the hatin losers in the comments. Jealousy isn’t healthy.
I don't see how this works unless you are living in public housing on a fixed income and not reporting some income
Whats the app called
Great breakdown
Why can’t I do this😭😭😭😭😭😭😭😭
What electric budget plan sheets are you using and on a Android or Apple product??
Digital planner is from www.baddiesandbudgets.com
What is the name of the tablet you are using?
Looks like an ipad
O know she missed her figures it was 445 not 425 but man that girl can budget
What does she do for work to get a good pay
NOT IN LOS ANGELES
Not in Vancouver Canada either. 2k minimum
She isn't in LA and her rent is $1000. Pay attention
What about a cell phone bill?
T mobile
Where is there an apartment for 250.00 a month.
The title says WEEKLY BUDGET
Or even $1000 a month? No utilities? Student loan $200 a month? It is at minimum $2000 a month for 1 bedroom a month here. Try again!
I’d have a ton of money leftover if my bills looked like hers. It’s VERY easy to save cash like that when your rent is $250! Wtf.
Per week
@@Baddiesandbudgets That’s $1000 a month. Lol. That’s literally NOTHING. My statement stands. If peoples bills are that low they should be stacking money like this. $1000 a month a rent is child’s play.
@honeybadger2986 and guess what someone that pays more than you in housing probably thinks the same way about your technique.. it's always easier looking at someone else's stuff and say what we could do if..
All her bills are paid 1/4 weekly so…..250 put back every week (4 weeks)adds up to be $1000. Her rent is not $250. I like her technique. I use it and have actually saved some money. I get paid weekly now but that will change to biweekly soon😢
250 rent ? No lights carnote gas bill trash I wish heck I could save tooo with no real bills
Per week
Yeah really $250 a week is still low for rent I pay $1500. Help!
@@LadyRawkuzOne and???
She has regular job or a business. 1800 a week is better than 1600 a month
Paid 1800 with 250 rent 😲.
Per week
You only pay 250$ for rent if so that's how you can afford all else not save
WHAT IS YOUR BUSINESS? It would really help to know!
The same as most of the other budgeting channels, selling those plastic envelopes and binder to “help” people save
@@maria9704 😃😃👏👏
@@maria9704 I was honestly thinking OF but didn't want to be rude.
I need u girl help me now
Wow! Your rent is only $250?
1/4 the rent is $250
Holy Wow, I want to live with you, my rent is $2400 and I still have to pay gas, electric, sewer, water and garbage. We're moven in man!
No one in my area pays sewer or garbage
Central Oregon is expensive, My rent actually isn't that bad either. It's amazing how things can differ so much from place to place.
I love your videos by the way.
I'm working on helping my oldest learn how to budget for her own place and I can show her these videos to reinforce some of the things I tell her.
,can u send me the 🔗
www.baddiesandbudgets.com
Is that Habit for Humanity's You need a budget sheet?
So $20 for eating out in $20 for spending money lol? Yeah right. There's no point in doing this kind of budget if you're not really realistic. I think this is just a time waste to fill in blank spaces for people that are ADHD. And of course to sell little plastic binders 🤣
Most people pay way more in rent. Also I don’t see water, sewer, gas or garbage. Internet is your only utility? How do you handle expenses like doctor appointments, medicines, dental appointment co-pays? you have a gas allowance but nothing for oil changes car washing or insurance? This seems very simplistic I don’t know if I believe it…. Anybody could save money in your situation you’re obviously living at home with your parents and making $1800 a week you should be able to save a shit ton of money
In lots of places ppl don’t pay for water or sewer or gas or trash. Nobody living in apartments pays for that where I live, only internet.
I have great insurance through my job and don’t pay anything out of pocket for healthcare.
This is very realistic for some ppl.
@@danimac3489 I guess I need to move there then cuz everybody I know does pay for all that.
This is 1 week. She is paid weekly. So she breaks up her main bills into 4. She also has different budgets for other expenses. Why is it necessary for her to share every single bill with us when she's simply demonstrating her method,?
@@WeezyJeffersonYo uhhhh seriously? Cuz omitting some bills gives the impression of a larger net income. Jeez it’s not that complicated.
What app are you using?