How I paid off over $42,000 of debt in 6 months! How to become debt free!
ฝัง
- เผยแพร่เมื่อ 1 มิ.ย. 2024
- I hope you guys enjoy this debt free journey video. If you have any other questions for me, hit me up in the comments!
*Affiliate Links*
- Shop My Amazon Picks: www.amazon.com/shop/fromheadtocurve
- Follow me on the LikeToKnowit App and shop everything I own:
www.liketoknow.it/fromheadtoc...
My Lip combo:
Wannbe Outside: rstyle.me/+x9KEH-0g6sWLYwGnwi...
Forever Inside: rstyle.me/+gnzBW8OG0GK6dIOfq9...
My Foundation: rstyle.me/+p2pMeiCmJdUo9rla4-...
My Brows: rstyle.me/+LUFDjKnhQn_X62991v...
My Lashes: rstyle.me/+EFWOMF4wY02mv-1mry...
My Lash glue: rstyle.me/+v-MJHx3PXl9MOmxhT7...
My top from Boohoo: rstyle.me/+LDbzNnAOvF-f4yr8bH...
Camera Equipment
Camera: amzn.to/2sfxjr9
Professional Lens: rstyle.me/+WdXIjV7LXtH3HkxDIT...
Editing Software: FCP10
Music: (Epidemicsound.com)
In the Clouds
FOLLOW ME!
Instagram: / fromheadtocurve
Pinterest: / pins
Twitter: / fromheadtocurve
Facebook: / from-head-to-curve
How I paid off over $42,000 of debt in 6 months! How to become debt free!
#howtobecomedebtfree #gettingoutofdebt #howtopayoffdebt #financetips #howtobedebtfree #debtfreejourney2021 - แนวปฏิบัติและการใช้ชีวิต
![[TH] VCT Masters Shanghai Playoffs DAY 2 // PRX vs G2 | EDG vs TH](http://i.ytimg.com/vi/T5j2XVcDFs0/mqdefault.jpg)
![[TH] VCT Masters Shanghai Playoffs DAY 3 // FNC vs FUT | EDG vs PRX](http://i.ytimg.com/vi/pw2T5v0ogDI/mqdefault.jpg)
TAPPED IN!!!! + YOU LOOOK GORGEOUSSSSSS
😂 Yaaasss! Thank you boo!
Paid off all my student loans $50k back in 2019 and it was the best feeling. I missed out on so much investment potentially because of the debt hanging over Remy heard.
Ashley, 1 year life update after debt!
I’m sooo close! Last $4k of $62k left over 2 years and 2 months
Just a notification for this (so divine)! I DIDDDDD ITTTT! Paid the last 4k off last day of Feb and got to step into March (Women’s Month by the month) DEBT FREEEEE
@@TheKierraJones Awesome!!
@@TheKierraJonesyour replies give me soo much joy! Thank you for the update. I’m so proud of you 🎉🎉🎉
Whoooooohooooo!!
@@TheKierraJonesYAAASSSSS!!!!!!! MAGICALLY DELICIOUSNESS LOL!!!! ✨🎉❤️
So I worked a plan with family. No rent and sent $2000 a month to debt until it was paid off. Then saved for down payment for a house. I cashed out my college saving plan for my niece to pay for a used car cash. (secret, don't tell anyone). And I was not taken seriously by car dealerships. I said no to trips, worked two jobs. Put up with depression. BUT once I was finished paying off everything and moved in to my house, I was so happy.
Congratulations, on get your 🏡 home. Congrats on your new place to have peace! It was worth the sacrifice.
Glad for you.
Congrats 👏 👏
Congratulations :)!!!!
Wow you are persistent
It took me 3 years to be off $36000 by getting a second job but I did it and will never go back! So proud of you and love the braids! PS: Those 6 haters are in debt and too lazy to fix it. Help them Lord!
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕
The blush pink ✅ face beat ✅ drop’n gems ✅.. I’m here for it
😂😂😂 thank you so much Queen!
Congrats on your journey. I just paid off my student loans in February and it took me over 10 years. I deferred my loans when I went back to school for another degree but now being debt free I dont ever see myself having debt again. I wake up everyday grateful and stress-free knowing I don't owe anyone.
Yass! Dont financial freedom with all its opportunities feel good. It allows choices based on options.
Y u didn’t seek loan forgiveness
I have triple this amount of debt and I feel hopeless but im going to keep pushing through my debt free journey!
You got this!!! Just think, it’s a temporary sacrifice for decades of financial freedom!
One step at a time. You can do it
Hope you are out of your debts.
Good job! It took me over 6 years. I will be completely debt free in 2024 . BUT. I had to increase my income (changed jobs twice, making 40k more now) to accomplish my goal, I am a single mom of two, I did it with one simgle job and last year I decided something got to give and we went on vacations again, bought some furniture etc (100% cash paid). I could have done it in less time, I guess, but I also needed the time to build a better relationship with money. Oh, and technically I have the money to pay off the rest of my debt in my Savings account. But the loan is less than 3% interest and I sleep easier knowing I have 3 months expenses saved.
Anyways, debt is gone soon and I am so glad when I close the loan 🎉 Debt sucks.
42? Wow, what a blessing....congrats sis
Such a blessing from God! Thank you ☺️
3750 extra in income, girl teach me!!!
Chile, I don't have any debt but I also barely have any savings or an emergency fund. I need to get my priorities in order, start on the side hustle, and get like you!
Girl! You’re still in a good spot, give yourself some credit. The fact that you don’t have any debt means you are light years ahead of others! Like myself 😂
I have an A-Z side hustle series going on right now with different ideas for side hustles if you want to watch it!
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
If you pay off a debt, it falls off quickly now it falls off quickly now on your credit report. Usually by the next reporting cycle. A person would want to keep an eye on it. Great work! Student loans paid off in 2019. Paid for my car in cash. I’m retired.
I fortunately don't have debt but this is even just teaching me about financial responsibility and making me more aware of the way I spend and how I could live a more fulfilling life with money as a tool
When I hit 42,000 in debt three years ago I knew I needed to learn a new skill so I picked up video editing and for two years I was only doing minimum payments to keep afloat and once I started getting clients for editing I finally started to snowball all my debt. I’m officially debt free! It took two years to develop the skill but mannnn I’m so glad I didn’t wait for it.
I am so proud of you, you are my favorite youtuber! I haven’t watched the full video yet but I know it’s going to be good. My husband and I are going through a similar journey we were in 63k in debt 7 months ago and and are down to 30k now. It’s definitely a sacrifice/struggle but the journey/end goal is worth it!!
Aw thank you so much Michelle and congratulations to you!!! That is awesome! We are about to be debt free and living life abundantly!!! ❤️🙌🏾
@@FromHeadtoCurve Yaaasss! Thank you!! I can’t wait to celebrate with you when you reach your goal! Congrats on your success and may there be many more❤️
Congratulations love! That's amazing!
Good for you! I am doing my debt-free journey as well. I definitely need to increase my income. Praying for 100k this year and the ability to purchase several rental properties. I want to be deft-free in 2-3 years. I can do it, IJN!!!
Yes!!! You got this Hun!
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
May I ask you what jobs do you do? And did you make it?
Thank you, Queen ❤ you said a lot of good helpful information- thank you ❤
Step 1: make 42k at least in 6 months?
I don’t have that much debt so let me watch the video 😊
😂😂😂
Wow! Congratulations sis! You’re such a great example of how to be a great steward over your single season.🙌🏾 proud of you!
Congratulations hun on getting that Debt paid down🍾🥂. I really enjoyed watching this and hearing you talk about your journey and helping those with answering their questions....blessings!!!! I just love your personality 💕💕💕
You go girl!!! So proud
Thank you babe!
Loved every minute of this video!!!! Thanks for sharing!!
I’m so glad Candice. Thank you for watching!
I'm so excited about this! 😻 Just made another snowball payment while I watched this.
Yaaaaasssss!!! You got this Hun 🙌🏾 so proud of you ❤️💕
Amazing testimony!!!! So inspiring! God Bless!
Thank you for all the information you have shared today. I am working on clearing my debt also.
You look very nice today. Love that blouse. The skin glowing.
Grabbing my notebook! I’m on a journey as well. Congrats to you!!!
You got this boo!!! Thank you 😘❤️
Yes congrats !!❣️❣️
Love this blush colored top! 😍
Thank you Hun!
This video was very informative! Awesome job knocking down your debt.
Thank you so much Nikki! I’m so glad it’s helpful ☺️
congrats!!! fantastic news
Thank you!
Serving tips and lewkss!!! It's givinggg 😍😍😍😍
🤣🤣 thank you Kayla!
Congratulations!!!!🎉🎈🎊
Thank you!
Congrats Ashley! This is a major accomplishment.
Thank you so much!
I've been waiting on this video!!! And you look so beautiful sis! TFS!!❤💲❤
Aw im so glad it’s finally out for you babe! ☺️ thank you for watching
Happy Wednesday boo... I'm here for all the tips/ journey. Hope you are doing well
Happy Wednesday Love!!! I’m blessed and I hope you are as well 😘❤️
I dont have any debt but I love your videos and topics about finances.
Aw that’s amazing! Thank you so much. ☺️❤️
The same reasons why I want to be out of debt. I do not want to give someone else control over my life. I want to have financial freedom. Awesome video. I’m now following you in IG!
Awesome!!! Same here Hun! And thank you for the follow :)
Very Informative. Thank You!
Glad to help!
This was awesome!!!
Thank you!
Love your advice! God bless you.
Wow! Thanks for the tips.
Of course!
Your voice is so relaxing!!
CONGRATS!
Thank you love ❤️
Can I just say you look AMAZING ! Definitely loving the look and as always such great content💜
Thank you so much Bria! You’re so sweet ☺️😘
Yes! This was so good, and thanks for giving tithing a shout out! I’m a believer! 🙌🏽Tuh!🤣
Lol!!! It must get all the shoutouts!
Congratulations for getting this debt paid. I love that blouse you look so pretty 💕
Thank you so much Kels ☺️😘
Yass that IRS is nooo joke! Hurt me big time in my 30’s I mean after rent bread & water til payday. I’m debt free now I’m in my 50’s but I online shop way too much now🙁
Yes! They snatched me up by my neck 😂 if you have the budget to online shop and still be good financially there’s nothing wrong with that!
Cash envelope system could help u with online shopping
@@shannonland1137 thank you! Good suggestion! I will try it electronically by moving money into a secondary account connected to a debit just for shopping. I dont carry cash at all .😁
@@IceyIcey2023 yea so the sinking funds helped me slow down a hole lot and I believe it was because I started seeing the other categories stack up pushing me more into the no spend corners witch was more motivation
Congratulations!!
Thank you so much ☺️
Hey Ash!! Good to see you. You look truly beautiful!! Love the look. Thanks for this video. 😘🙏
Thank you so much Kerry! Good to see you too ❤️❤️❤️
Awesome job n the debt paydown.I was hitting the door trying to pay down credit card debt. I joined my husband company teaching me about taxes and putting back $15000 per year back in my pocket correcting my taxes and things i didn't know about as i use to being a tax preparer and having home based business. I stay with the company teaching others as well using debt tool to get it down and investing and hopefully i will become a millionaire as many others are doing with the company and as my husband is almost there. Love the top it is gorgeous .
Congrats 🎊🍾🎉
Thank you!
🙏🏾🙏🏾🙏🏾 Kudos to you, my dear lady.
Thank you so much!
GIRL YOU ARE GLOWING! DEBT FREE LOOKS GOOD ON YOUUUUU! ok let me go actually watch the video now :)
😂😂😂 thank you Ashley. I still have more debt to pay off, but I’ll be done soon!
Been waiting for this. If you have time/care to share, this would be a good series for people (aka me) to follow as you continue to the finish line. Congrats on your debt reduction to date!!
I definitely have time to do this as a series! I’m so glad to hear that you want to know more. Thank you so much Love 💕
Love this video! You look beautiful as always!
Thank you Ashley!
Ohhhh Ashley. You look absolutely stunning and that top compliments your complexion beautifully!!!
Aw thank you Love 💕
I have $211k of student loan debt and make $95k before taxes. I feel SO overwhelmed cause i want to buy a house.
I enjoyed this so much. I appreciate how candid you are with your viewers. But what I loved the most is how much you emphasis you placed on giving God your 1st 10%, and how only God protects the assets he's given you stewardship over and how you want to give to others. I've been blessed, encouraged and inspired by your video. May God continue to bless and grow your business. Congratulations on your journey. That was quite the feat! Good Lord! Keep me in your prayers as I start my journey today. ;-D I'm excited!
Yayyyyy. I am so happy for you.
Thank you Nicholle!
Hi, I love this content. Thanks!!
Hey Selena! Thank you 😘
I haven’t been here in a while 😩 but you look gorgeous! And yassss to this content!
Thank you so much Hun! Glad to have you back ☺️
I just found your channel. Thanks for your advice
Great video!
Thank you!!!
Great Video!
Thank you!
Congratulations!
Thank you Rose!
Can you do more accounting videos! I am a sophomore finance major that really wants to pursue a career in accounting. Sadly my parents discourage it but it is what I enjoy doing!
That’s awesome! You have to do what you love ☺️ actually a Day in the life of an accountant video is coming up this Saturday ☺️
GORGEOUS CONGRATULATIONS 👏🏿👏🏿👏🏿👏🏿🎉🎉🎉🎉
Thank you Babe!
Ashley you look so pretty. thank you so much for this very informative video. may god continue to bless you
Thank you so much Tracee! May He continue to bless you as well ☺️
Awesome. great job
This video was very helpful to me. I enjoy watching your videos and you are a very beautiful person.
Thank you so much! I’m glad it was so helpful 😊
Best tip EVER! Voluntary surrenders (i.e. cancelation of debt) are counted as INCOME!
Great information, thank you
Of course!
Much needed ! ...
🙌🏾🙌🏾🙌🏾
Sis!!! I don’t have any debt but this is super inspiring to see my good sis done paid this much debt off! I love to see it 😻 you look absolutely beautiful as well!
Yay! That is awesome Kayla! And thank you so much 😊 I’m trying to get like you 🥰
After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered
Good evening Ashley you look so beautiful Congrats on your 6 month achievement.
awesome content. thanks for sharing
Thank you so much Sharon! You’re so sweet ☺️❤️💕
Thanks for sharing your videos 💋
Of course! Thanks for watching!!!
I love your channel and the fact that you keep God first in every decision you make is all the more reason I love love love watching. Blessing and favor on your journey. I’m planning to start my debt free journey soon. Thanks for sharing.
You are so sweet! He has to be first because I definitely can’t do it on my own 🙌🏾
Thank you sis ❣️❣️❣️
good job!
I only have $17k in car debt but I’m so comfy living at home saving $1,400.00 a month 😊
Thank God for you I was inspired watching your video ❤
ABM how are you doing Sis? You’re looking blessed and highly favored...Love ya Sis😘!
😂 Thank you so much. I’m doing well boo! I hope you are too 😘❤️
I’m here for a debt free journey!!!!!
Same!
Here for this! 👀
Yaaaaasssss!
Love your content congrats on everything! You’re beautiful SIS❤ #FellowAccountant
you look so beautiful! excited to hear what you have to say
Thank you so much ☺️
Love this!!! ❤️ Hopefully I will be debt free by the end of the year. At least that’s My Goal!!! 😁🙌🏾
Mine too! I still have debt to pay 😀 We got this!
Hey Ashley! My question is, once you are debt free, what are your plans? you mentioned investments, but do you plan to continue blogging and accounting.
Thank you for sharing! But can we talk about how gorgeous you look!🤗
Aw you’re just too sweet! Thank you beautiful
God bless you 🖤🖤🖤
You too!
Thanks for this great video! Very informative. I went to your instagram to look for the budget guru, but didn't see it in any of your stories. Could you share the name of the guru you've been following? Thanks!
Sure it’s Dave Ramsey ❤️
Love love love you I’m sure your TH-cam with your best friend of mine we definitely need to start thinking about saving as I’m about to be 50 in a couple of years and she’s already 50 anyways can you let me know who your mentor is that you seek your financial motivation from? Thanks can’t wait to veg out tonight on your videos LOL
I just started my journey and was inspired by the same guru. Yikes selling the car is triggering for me. It’s the decision I’m trying to make now.
Girl I feel you! I felt that way about my house then I was like...nah 😂
Hi I been enjoying your videos. Do you edit and manage your channel or do you pay out?
Work smarter, not harder 🤩
Amen!
Hi, I wanted to tell you that is an incredible feat to eliminate student loans in such a short time! I'm studying Business Administration in school & I actually just did a presentation about the disadvantages of student loans. In your estimation, were the loans you acquired "worth it" or would you prefer to not do them again if you had to?
Thank you! I actually haven’t gotten to my student loans yet. I have 3,700 left to pay on my car then I’m paying off the student loans. All of my student loans are less than one year of my salary. So to me getting the degrees were worth it.
Oh my goodness. That whole car situation just happened to me and I am freaking out. Please explain to me what to do and how you were able to purchase your home with the voluntary car return.
Thanks Ashley
Hey Hun! The repo did hurt my credit but my mortgage loan officer helped me know what to pay off to raise my credit in order to qualify for the first time home buyers program. Thankfully my income was high enough for me to quickly pay what she told me to. When I got the IRS bill I just paid it because I knew I owed that money for the car, but didn’t know about how the 1099C worked
@@FromHeadtoCurve Thank You! I appreciate you!
You look guwwwwwdddd!!
Thank you 🙏🏾
Nice video but would be best without background music for those of us with attention issues.