We never expect investment to be a short term game, but rather what Stashaway did during the market downturn (eg selling China tech at almost the lowest price) just flies in the face of typical investing advices.
The issue with Stashaway is how they handled their china ETFs (especially KWEB). They sold at the wrong time. When i first heard of Stashaway, I expected that their robo is literally day trading actively. It is not. I think there is nothing robo about Stashaway. They just buy ETFs and Index funds anyway and you can do that yourself. In fact they do so many manual portfolio rebalances that the word robo is very misleading.
Just place your money in EPF for the long term to reap reasonably high returns. You can sleep well knowing that you won't lose a single sen but are guaranteed a minimum return. I've invested in Stashaway for quite some time now and have made double-digit losses. It's better not to invest in ETFs until the US stops its interest hiking and the Ukraine war ends. It may be a very long time.
find the dip.. but we never know when. . but look at the fear right now. it can go down a bit until next push.. or might have 1-2 years sideway until next push.
used stashaway in late 2020, aggressive portfolio with 20-25% returns... that coincides with the post COVID run then in 2022 all profits gone and now losing 20-30%... i have since placed them in their Simple PF.
Great video explaining as always, however I am a bit concern by the fact that I’m not sure if this video is sponsored by stashaway or not, if this was like something else I wouldn’t be so concerned, but because this involves financial products that could lead to losses or worse, I think you need to provide an explicit advertisement disclosure before you start your videos dude
@@TriptalkGuy then they should disclose whether it is, serious conflict of interest here. You have to doubt these kinds of things, even if they are your favourite TH-camrs or trusted content creators
I think your mistake is doing interview in kl sentral.. people at kl sentral mostly are not very friendly and very scared when people approach them. Based on my experience 😂
It is now 2023 and I am glad that my SA portfolios are gaining profits this year. As 2022 went by with the economy slowing down due to the combat against inflation, so many lessons I have gained throughout my journey in ETFs. It’s like what the host said “It’s buying a Honda Civic and you expect it to be very fast in off-road tracks.” Let’s hope 2024 will be another fruitful year.
I think some of us thought this would be an alternative to human managed balanced funds. Hence the expectation is to beat traditional funds. It needs to at least do that.
Personally I think StashAway or equivalent unit trust are all scam... It says mid and long term and my investment with StashAway started since 2019 and today it is in -15% with monthly contribution. End up, it is the fund manager that making money by charging monthly management fee be it profit or loses.
To be real, when the market was in bear territory, stash funds were really down. But if you keep adding money during the bear market, you will see the results now. I am already up 20+%
Started SA in April 2021, saw the fluctuations of earnings. Divert to SA Easy, consistent returns. Finally withdrawn all. Made perhaps low single digit %. Since many investors lost, Robo advisor failed this time. DCA didn’t help.
Yes. Of course we don't expect our Stashaway invesment to go up when overall market is bad. Their performance was just as bad when the market was good. Btw your bravery in defending this company now is commendable.
Can u make a video regarding capital gains tax for Malaysians that are trading in the US Market? I’m pretty sure many of us are still very unclear about it..
Malaysia has no capital gain tax however if you are trading frequently you have to pay personal income tax. So during tax month, add your profit and all you other income(salary, business) together and declare them to lhdn.
Unlike the others i have actually earned a good 30% from Stashaway but maybe because i invested in it 2 years ago. Compared to it the mutual funds i bought around the same time are in negative.
In 2020, stashaway sell low buy high. 2022 war, sell low buy high. Because they “robo algo” says so. Stashaway advertised themselves as a robo advisor, ppl will think that it’s a robo trader that change portfolio every month or week or days. But what it does so far is just managed by HUMANS which is obviously driven by emotions based on the 2 huge cases.
I would recom to buy sp500 instead of stashaway. If AI can earn money for u, this would be billion dollar software and kept among wealth only. Stashaway are essentially a trust fund, you’re the product for them
i know my comment won't budge a cent out of stashaway as they are living like asset manager pay, but as past user has given bad review about stashaway in social medias, that platform is just as good as in the past. even with introducing flexible self-pick portfolio or investing in BlackRock product or even free admin fees. as long as it still involves human interference, consideration and conviction, then it not worth the title to be robo-advisor or anyone money
Trust me if your investing long term, you're better off putting that money in KWSP than making the developers of Stashaway tons of free money. Malaysia fund management are a joke and you don't make any money.
I wholly agree with you…I earn better too with ASB. Anything that’s already guaranteed might as well stay put and away from volatile types of investments
Would you think that stashaway is a good platform for DCA into SnP 500 for about say 500per month? All I am asking is if i should trust stashaway long term, other platform that I know is not worth to DCA into due to their high fees and conversion rate
IT depends what is your goal. You need to have a good understanding of what is SP500, what affects it's performance. So if the future macro direction may not help the SP500 perhaps you want to consider diversifying. as for fees, its important but it should not be your number one consideration
@@MrMoneyTV well, is only small portion of my monthly DCA. Just wish to know which platform to trust for DCA. I invested into etoro before knowing their policy if withdrawing money. I dont wanna end up like etoror again where the place they withdraw is to the account/way you used to deposit into etoro account.
if you just know dca into snp500.... you just need to buy vti or voo .... which you can do so in ibkr or syfe wealth thingy directly, you dont even need to pay the 0.85% fee... all you need is 0.03% fee for the vti to vanguardr
For the fees they charge, I expected much more from this robo advisor. If passive investing why not I just buy the ETF myself? Much cheaper than SA fees.
I've earned a couple of thousands from SA and then withdraw. By that time it was going down coz of China market. Now Im heavily invest (manually) in local and US stocks.
Heard too many comments and experience that SA has been losing money for users and always selling at the wrong time. Lucky I'm with another roboasvisor
I have been having this gripe...to withdraw all and just accept my losses or wait it out...been like this for a year plus already...T_T thing is, I am fine with losses, provided there's a future potential...I still invest in other stocks of my choosing, albeit at a loss...but for Stashaway...I have no clue where this is really invested, what companies, bla3...
been with SA since they launched in MY back in end 2019, started well and dca every month, fast forward today, all i see is red. will continue to dca just to experiment but honestly very disappointed with how it went. especially selling kweb at the worst fkn time, how is that considered robo?
If you are down in a year and you are panicking then your risk tolerance is low. Stop picking the high risk profile. I suggest invest in a lower risk lower gain investment like asb, gold and blue chip stocks. Sadly most Malaysian are not used to investing, my advice is to stop looking at short term performance and only invest what you okay with losing.
This video is brought to you by Stashaway. Jk😂 Anyways, his advices apply to every investment. Experiment all you like but Only invest the money you can lose.
Wow this ad is so fake.You think people are idiot.Money didn't grow on tree. 7k earning 53k every 13 days maybe will earn a Forbes list of millionaire or billionaire soon. Sound more like a scam
Remember to never expect fast and instant growth/returns. Just like when you plant a tree, you'll reap the fruits only in the next few years. :)
You did not mention about the fees. You lose money in the long run.
We never expect investment to be a short term game, but rather what Stashaway did during the market downturn (eg selling China tech at almost the lowest price) just flies in the face of typical investing advices.
i started use stashaway when 2021 december, so my portfolio from i started investing until now always lose and never been earn before🤣🤣
I left stashaway long time ago. Always negative. Better go for wahed.
invest into maybank only lah atleast getting steady dividend and up and down not so high.. maybank has been doing quite well.. credits to HL too
Lose 2k . Closed my acc. And never looked back.
The issue with Stashaway is how they handled their china ETFs (especially KWEB). They sold at the wrong time. When i first heard of Stashaway, I expected that their robo is literally day trading actively. It is not. I think there is nothing robo about Stashaway. They just buy ETFs and Index funds anyway and you can do that yourself. In fact they do so many manual portfolio rebalances that the word robo is very misleading.
Is this a paid segment by StashAway? If it is, please mention upfront. Thanks.
If he doesn't mention it then most likely not
ETF is good investment but not with Stashaway because it charges extra fees on top of ETF's management fees
Just place your money in EPF for the long term to reap reasonably high returns. You can sleep well knowing that you won't lose a single sen but are guaranteed a minimum return. I've invested in Stashaway for quite some time now and have made double-digit losses. It's better not to invest in ETFs until the US stops its interest hiking and the Ukraine war ends. It may be a very long time.
True.
find the dip.. but we never know when. . but look at the fear right now. it can go down a bit until next push.. or might have 1-2 years sideway until next push.
used stashaway in late 2020, aggressive portfolio with 20-25% returns... that coincides with the post COVID run then in 2022 all profits gone and now losing 20-30%... i have since placed them in their Simple PF.
Great video explaining as always, however I am a bit concern by the fact that I’m not sure if this video is sponsored by stashaway or not, if this was like something else I wouldn’t be so concerned, but because this involves financial products that could lead to losses or worse, I think you need to provide an explicit advertisement disclosure before you start your videos dude
I concur
I highly doubt it’s a sponsorship video.
@@TriptalkGuy then they should disclose whether it is, serious conflict of interest here. You have to doubt these kinds of things, even if they are your favourite TH-camrs or trusted content creators
All investments are quite badly affected now....
My UT dca from -26% to 17% now -20% hahahaha.
I think your mistake is doing interview in kl sentral.. people at kl sentral mostly are not very friendly and very scared when people approach them. Based on my experience 😂
I just use stashaway simple after few losses.. now does not worried (even though no much gain, but no losses)
Same here.. I make loss from other plan and quickly transfer all to stashaway simple.. Took sometime to Gain back my losses..
It is now 2023 and I am glad that my SA portfolios are gaining profits this year.
As 2022 went by with the economy slowing down due to the combat against inflation, so many lessons I have gained throughout my journey in ETFs. It’s like what the host said “It’s buying a Honda Civic and you expect it to be very fast in off-road tracks.”
Let’s hope 2024 will be another fruitful year.
I think some of us thought this would be an alternative to human managed balanced funds. Hence the expectation is to beat traditional funds. It needs to at least do that.
Personally I think StashAway or equivalent unit trust are all scam... It says mid and long term and my investment with StashAway started since 2019 and today it is in -15% with monthly contribution. End up, it is the fund manager that making money by charging monthly management fee be it profit or loses.
To be real, when the market was in bear territory, stash funds were really down. But if you keep adding money during the bear market, you will see the results now. I am already up 20+%
Started SA in April 2021, saw the fluctuations of earnings. Divert to SA Easy, consistent returns. Finally withdrawn all. Made perhaps low single digit %.
Since many investors lost, Robo advisor failed this time. DCA didn’t help.
what ETF did Jemsen invest in? Down 35% is extraordinary
How to select S&P 500 on StashAway?
Dollar Cost Averaging..
It applies to Mutual Funds as well
Just an 8 minute Ad for StashAway…sigh
I pulling out after 5% return, because Warren Buffet pull out, im gladly did
Yes. Of course we don't expect our Stashaway invesment to go up when overall market is bad. Their performance was just as bad when the market was good.
Btw your bravery in defending this company now is commendable.
Can u make a video regarding capital gains tax for Malaysians that are trading in the US Market? I’m pretty sure many of us are still very unclear about it..
Malaysia has no capital gain tax however if you are trading frequently you have to pay personal income tax. So during tax month, add your profit and all you other income(salary, business) together and declare them to lhdn.
going down because they was invested around 2020 at the time the market getting higher and now 2022 time for cash
Unlike the others i have actually earned a good 30% from Stashaway but maybe because i invested in it 2 years ago. Compared to it the mutual funds i bought around the same time are in negative.
In 2020, stashaway sell low buy high. 2022 war, sell low buy high. Because they “robo algo” says so.
Stashaway advertised themselves as a robo advisor, ppl will think that it’s a robo trader that change portfolio every month or week or days. But what it does so far is just managed by HUMANS which is obviously driven by emotions based on the 2 huge cases.
Is this a sponsored video?
I would recom to buy sp500 instead of stashaway. If AI can earn money for u, this would be billion dollar software and kept among wealth only. Stashaway are essentially a trust fund, you’re the product for them
How to buy S&P500?
i know my comment won't budge a cent out of stashaway as they are living like asset manager pay, but as past user has given bad review about stashaway in social medias, that platform is just as good as in the past. even with introducing flexible self-pick portfolio or investing in BlackRock product or even free admin fees. as long as it still involves human interference, consideration and conviction, then it not worth the title to be robo-advisor or anyone money
Hows about long term still losing ?
I invested not much la ... but I loss 10% of my money ...
I have no choice to keep there ...
Im still happy even in loss, remmber market not good now. But flexible portfolio i like. Should add more other global etf
Are you using the flexible portfolios? What’s your portfolio like man? If you don’t mind sharing la.
Trust me if your investing long term, you're better off putting that money in KWSP than making the developers of Stashaway tons of free money. Malaysia fund management are a joke and you don't make any money.
I wholly agree with you…I earn better too with ASB. Anything that’s already guaranteed might as well stay put and away from volatile types of investments
Tq, this vid is really needed and helpful!
🇺🇲🇺🇲I can recommend to you a profitable company where you can invest your coin with a massive profits daily.
Would you think that stashaway is a good platform for DCA into SnP 500 for about say 500per month? All I am asking is if i should trust stashaway long term, other platform that I know is not worth to DCA into due to their high fees and conversion rate
IT depends what is your goal. You need to have a good understanding of what is SP500, what affects it's performance. So if the future macro direction may not help the SP500 perhaps you want to consider diversifying. as for fees, its important but it should not be your number one consideration
@@MrMoneyTV well, is only small portion of my monthly DCA. Just wish to know which platform to trust for DCA. I invested into etoro before knowing their policy if withdrawing money. I dont wanna end up like etoror again where the place they withdraw is to the account/way you used to deposit into etoro account.
if you just know dca into snp500.... you just need to buy vti or voo .... which you can do so in ibkr or syfe wealth thingy directly, you dont even need to pay the 0.85% fee... all you need is 0.03% fee for the vti to vanguardr
For the fees they charge, I expected much more from this robo advisor. If passive investing why not I just buy the ETF myself? Much cheaper than SA fees.
So are we still eating chap farn?
StashAway is okay, but I'd rather place my money in other places due to cost of time and opportunity.
I've earned a couple of thousands from SA and then withdraw. By that time it was going down coz of China market. Now Im heavily invest (manually) in local and US stocks.
Nice try StashAway
@@melvinlourdes88 I don’t invest in SA anymore though. I was lucky to withdraw before it dipped
I just use stash away simple because I'm muslim... others investment in waheed I also losing money... so.... be patient with long term investment..
Heard too many comments and experience that SA has been losing money for users and always selling at the wrong time. Lucky I'm with another roboasvisor
I have been having this gripe...to withdraw all and just accept my losses or wait it out...been like this for a year plus already...T_T thing is, I am fine with losses, provided there's a future potential...I still invest in other stocks of my choosing, albeit at a loss...but for Stashaway...I have no clue where this is really invested, what companies, bla3...
Same here man. Lol. I have been considering the flexible portfolios tho. Not much content on this online tho.
Hi. What would be the best investment platform if I wanted to invest in lump sum???
been with SA since they launched in MY back in end 2019, started well and dca every month, fast forward today, all i see is red. will continue to dca just to experiment but honestly very disappointed with how it went. especially selling kweb at the worst fkn time, how is that considered robo?
markets are bad globally at the moment…so, give it some times to recover…..
I applied for the QM GOLD but on the registration it needs a BSB number and FED ABA number. Where can I find those?
there was an interview with the CEO quite sometime back, one of the topic was regarding the mass withdrawal
I put my emergency fund in stashaway simple, is that ok
Stashaway simple is more safer... Slower gain but won't make any loss, as far I haven't invested for a year since launch
You should show the bloopers for the ending part...
Invested since 2020 and losing it ever since
I started in 3rd quarter of 2019. Gained 5%, and after that BAM all the way done -8% 😂
Answer: NO. StashAway is a joke. DO NOT INVEST ANYTHING. Singapore is a not a safe place to park your funds. Trust me.
Its better to invest in KWSP fund
Really?
compared to my loses in public mutual funds, my stashaway loses feels like a small pinch. haha
wakkaakakaka
If you are down in a year and you are panicking then your risk tolerance is low. Stop picking the high risk profile. I suggest invest in a lower risk lower gain investment like asb, gold and blue chip stocks.
Sadly most Malaysian are not used to investing, my advice is to stop looking at short term performance and only invest what you okay with losing.
How to do
this video is a total scam! obviously, sponsored by StashAway! luckily, i never subscribed to this channel!
Video sponsored by stashaway.
When there is a bear run, SAMY has a bear run. If there is a bull run, SAMY still has a bear run. LOL
KWEB+ARK Invest = Definitely loss money😉
Even their office looks gloomy...
This video is brought to you by Stashaway. Jk😂
Anyways, his advices apply to every investment.
Experiment all you like but Only invest the money you can lose.
I rather put into EPF
Lol thankfully I did not use it. I knew it'd be better off for me to just buy stocks at its lowest
Lousy investment !
First
Who cut this feller hair lah? Do himself in mirror or what?
this is just stash away your money only lmao
Despite the economic downturn,I'm so happy☺️. I have been earning $ 60,000 returns from my $7,000 investment every 13days.
That's amazing, I have been hearing about Mr Mark Dennis. and he's genius mind in the crypto market, please how did you earn such good amount?..
I also needed he's info too I’ll write him thanks.
I countlessly share my experience with co-workers at work, on how I made $23,000 from $2,000 in 7 days of trading
Trade with him and remember to share testimonies with others ☝️😊..🇺🇸🇺🇸
Wow this ad is so fake.You think people are idiot.Money didn't grow on tree. 7k earning 53k every 13 days maybe will earn a Forbes list of millionaire or billionaire soon. Sound more like a scam
I took out by aking inly about 150 profit during last bull mkt. I dont like stashaway as rheres better platforms out there
Sehat selalu guys
Sya jana RM1800 hari-hari dari pada apps terbahru
Video cara main dan cashout udh sya pos d ytb sya ni
Sukses selalu guys
Sya jana RM1800 hari-hari dari pada apps terbahru
Video cara main dan cashout udh sya pos d ytb sya ni