Revolut Robo-Advisor Reviewed - Does AI Investing Work?

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  • เผยแพร่เมื่อ 26 ธ.ค. 2024

ความคิดเห็น • 83

  • @SmartMoneywithKai
    @SmartMoneywithKai  9 หลายเดือนก่อน +3

    ⚪ ALL MY FAVOURITE TOOLS
    smartmoneywithkai.com/tools
    ⚪ CHECK OUT A FULL REVIEW ON REVOLUT INVEST
    www.matchmybroker.com/reviews/revolut

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน

      @@jpl-primalvideo7184 With what?😂

  • @pasupiq
    @pasupiq 9 หลายเดือนก่อน +15

    Great, thanks for the review! 😎 I see another problem with robo-advisors that people often forget - 2 percent of uninvested cash! Sure, with 100 euros it's only 2 euros, but with 10.000 euros it's already 200 euros and that's a lot of money that doesn't work! 😳😁

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      Great point and fully agreed 💯 Thanks a lot 🙏 Cheers

    • @babyboom5078
      @babyboom5078 6 หลายเดือนก่อน +1

      It works, you have passive income with euro 😎

  • @SvitlanaMykolaienko-y3u
    @SvitlanaMykolaienko-y3u 19 วันที่ผ่านมา +2

    My experience is quite positive. Been investing since almost 5 months into it.7% gain so far.. No cost with Metal card. Enjoy your coffee ;)

    • @SmartMoneywithKai
      @SmartMoneywithKai  15 วันที่ผ่านมา

      Thanks and great to hear 🙌 Cheers ☕️

  • @Lipos007
    @Lipos007 9 หลายเดือนก่อน +4

    Daaaamn Kai! You said you would do this video and you delivered! Thank yoy so much for this. I start watching now and i am sure i will enjoy my espresso as well! Thanks a lot again, your videos are so valuable!

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      😂😂😂 Love it, thanks a lot. You ask, I deliver 😉 Appreciate your support and hope you found it useful. Cheers 👋

  • @ohj05
    @ohj05 9 หลายเดือนก่อน +1

    I have a question, is it necessary to link a bank account to revolut or can I use Revolut without linking it to a bank account?

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน

      Hi and absolutely you can use it without linking, I also don't link, I just send a bank transfer from my other bank to Revolut and use it that way 👌

    • @ohj05
      @ohj05 9 หลายเดือนก่อน +1

      @@SmartMoneywithKai nice to hear! thank you very much😀👋🏻

    • @ohj05
      @ohj05 9 หลายเดือนก่อน +1

      @@SmartMoneywithKai Thanks again hahah!! Cheers😁

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      @@ohj05 My pleasure, anytime 👋

    • @cryptounicn9542
      @cryptounicn9542 4 หลายเดือนก่อน

      Revolut is a bank here in Spain. When I’ve paid off a small debt to my traditional bank I’m going all in revolut.

  • @Georgeliam549
    @Georgeliam549 9 หลายเดือนก่อน +4

    Revolut starting to question and investigate your source of funding which is quite absurd since you have provided to your bank (regular bank) and flagged green and deposited to Revout safely, then a message tells you to provide documents to proof of your fund !!! that's something really not I was expected, beside that drawback, every feature on Revolut is quite good and smooth.

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      Hi mate and I totally feel you on this one, I also had the same happen to me which really surprised me to say the least. Cheers

    • @Georgeliam549
      @Georgeliam549 9 หลายเดือนก่อน +1

      Cheers mate! @@SmartMoneywithKai

    • @Georgeliam549
      @Georgeliam549 9 หลายเดือนก่อน +1

      subscribed to your channel , cheers mate!@@SmartMoneywithKai

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน

      Much appreciated George and welcome to the smart money community 👋

  • @Grey_kit-l5n
    @Grey_kit-l5n 2 หลายเดือนก่อน +2

    This 0,75 % is only for using robo advisor or is it generaly like this in revolut???

    • @SmartMoneywithKai
      @SmartMoneywithKai  2 หลายเดือนก่อน +2

      Hi and no, it's just for the robo-advisor 👌

    • @Grey_kit-l5n
      @Grey_kit-l5n 2 หลายเดือนก่อน +1

      @@SmartMoneywithKai thanks 🙏

  • @davidfelipe6990
    @davidfelipe6990 8 หลายเดือนก่อน +3

    I have to be Ultra for the Robo-Advisor? I cant find into my app :(

    • @SmartMoneywithKai
      @SmartMoneywithKai  8 หลายเดือนก่อน +1

      Hi and no, you don't, though it seems not all account have access to it yet, but as I said, might anyways not be your best option. Check out Trading 212 Pies, might be better and cheaper 👌 Cheers

  • @lapiduch2
    @lapiduch2 5 หลายเดือนก่อน +1

    Díky!

    • @SmartMoneywithKai
      @SmartMoneywithKai  5 หลายเดือนก่อน

      Oh wow, that's very kind of you Ales, much appreciated. Děkuji 🙏

  • @ines2241
    @ines2241 9 หลายเดือนก่อน +15

    Just closed my account after 1 month. Don't bother. Max I saw was 1% gain, and most of the time it was on the negative

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      Hi and thanks for sharing, another reason to skip 😉👌 Cheers

    • @othmaneboualam8071
      @othmaneboualam8071 7 หลายเดือนก่อน +1

      what rist did you chose, i have the 3/5 one

    • @YauteAdventure
      @YauteAdventure 4 หลายเดือนก่อน +8

      You don’t understand anything to investment lol. You think you’re gonna make 10% on a month ? That doesn’t exist except in crypto! It’s a long term (5 years min) investment with average of 10% per year.

    • @ines2241
      @ines2241 4 หลายเดือนก่อน +2

      @@YauteAdventure If losing money is your thing, go for it. Again, always on the negative (and good market action happening at the time) no excuse.

    • @YauteAdventure
      @YauteAdventure 4 หลายเดือนก่อน

      @@ines2241 again, it seems you don’t have any knowledge so maybe investment is not for you. I’m positive on my side 🎉

  • @lodovicocaruso3513
    @lodovicocaruso3513 4 หลายเดือนก่อน +4

    Hi! Thanks for the content! We should also consider that the 0.75% fees are added to the t.e.r. of the individual ETFs that make up the portfolio, so the final cost is even higher.

    • @SmartMoneywithKai
      @SmartMoneywithKai  4 หลายเดือนก่อน

      Great point and yes, you are absolutely right 👌

  • @nykonganafah
    @nykonganafah 9 หลายเดือนก่อน +5

    Please how can I redraw my money from the Revolut invest?

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +3

      Hi, just sell your shares, then click withdraw funds it will come to your main Revolut account and then you can withdraw it from there if you wish. Cheers

  • @BabarGondal-t5p
    @BabarGondal-t5p 9 หลายเดือนก่อน +1

    Trade republic good for day stock trading special us stock ?

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      Hi and no, I would not use it for day-trading. Then better Interactive Brokers or Trading 212 with zero commission 👌 Cheers

    • @BabarGondal-t5p
      @BabarGondal-t5p 9 หลายเดือนก่อน +1

      And scalable capital?

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน

      @@BabarGondal-t5p Never used it as it's not available in my country.

    • @BabarGondal-t5p
      @BabarGondal-t5p 9 หลายเดือนก่อน

      Which one you use for day stock trading you have better experience tell me please hardly I don't decide

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน

      @@BabarGondal-t5p As I said, I don't do day-trading but if I did would use Trading 212 or Interactive Brokers 👌

  • @ayoungblenderprodigy6771
    @ayoungblenderprodigy6771 7 หลายเดือนก่อน +1

    I cant access the projection tab after creating my robo advisor account, now i dont know how much to top it up monthly, is there no way to access it?

    • @SmartMoneywithKai
      @SmartMoneywithKai  7 หลายเดือนก่อน +1

      Hi, not sure, as I am not actually using the feature, in this case maybe shoot a quick message to their support. Cheers

    • @ayoungblenderprodigy6771
      @ayoungblenderprodigy6771 7 หลายเดือนก่อน +1

      @@SmartMoneywithKai thankyou sir!!

  • @jeremydrissi
    @jeremydrissi 8 หลายเดือนก่อน +2

    Great video but the big red flag is you don’t really own your stocks in Trading 212 so it’s a big no go for me !!!

    • @SmartMoneywithKai
      @SmartMoneywithKai  8 หลายเดือนก่อน +1

      Hi Jeremy 👋 Thanks and also thanks for sharing your concerns! It's crucial to understand where your investments are held. Trading 212, like many brokers, uses a custodian to hold stocks on behalf of its clients. This is pretty standard in the industry. However, if you're uncomfortable, it's always smart to consider platforms where you feel secure and that align with your investment strategy. Always do what's best for your financial peace of mind! Cheers

  • @Kurama1907
    @Kurama1907 5 หลายเดือนก่อน +2

    Good advice and honest. Ty

  • @nykonganafah
    @nykonganafah 9 หลายเดือนก่อน +1

    Waw you replied me so earlier, that’s interesting, and don’t regret following you 😅. Thanks for the advice.
    I sell it and it’s shown (unsettled sale proceeds) which I don’t know when it will be added to main dollar account to redraw.

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +1

      Great to hear that and my pleasure 🙌 Cheers

  • @dannylogtenberg3154
    @dannylogtenberg3154 4 หลายเดือนก่อน +1

    Great video! So many platforms are offering the same but with a different name. I think therefore robo is really misleiding what lead you to think AI have made a unbeatable portfolio for you. I lost lots of money on the same concept; the bonds when worthless because of the corona crises. This realised me; i really had to read a lot and this time do it myself. I try to choose for options now where they cost are nothing or very less.

    • @SmartMoneywithKai
      @SmartMoneywithKai  4 หลายเดือนก่อน +1

      Hi Danny, thanks a lot and fully agree with you. If everyone would follow the same robo it would not work, that's why I also prefer low cost index funds that I choose myself 👌 Cheers

  • @neofluxmachina
    @neofluxmachina 9 หลายเดือนก่อน +7

    This guy talks so fast 😅

    • @SmartMoneywithKai
      @SmartMoneywithKai  9 หลายเดือนก่อน +7

      I think you may choose the robo advisor over me then 😂

    • @dannylogtenberg3154
      @dannylogtenberg3154 4 หลายเดือนก่อน

      I love that you talk so fast thxx!

  • @pedroandrade6239
    @pedroandrade6239 9 หลายเดือนก่อน +1

    Ty👍

  • @StrubbO
    @StrubbO 4 หลายเดือนก่อน

    Revolut seems to be much expensive for trading.

    • @SmartMoneywithKai
      @SmartMoneywithKai  4 หลายเดือนก่อน +1

      Agreed, that's why I recommend other brokers like Interactive Brokers, Trading 212 or Lightyear 👌

  • @steve00alt70
    @steve00alt70 หลายเดือนก่อน

    Robo advisers are mainly for beginners with no experience

    • @SmartMoneywithKai
      @SmartMoneywithKai  หลายเดือนก่อน

      Robo-advisors are indeed popular with beginners due to their simplicity and ease of use, but they aren't exclusively for newcomers. These platforms automate many aspects of investing, like portfolio diversification, risk management, and rebalancing, which make them attractive to those with minimal experience who want a hands-off approach. However, many robo-advisors offer advanced features-such as tax optimization, personalized financial advice, and access to human advisors-that can appeal to more experienced investors looking to streamline and optimize their portfolios efficiently.
      So, while robo-advisors are beginner-friendly, they can also serve as valuable tools for seasoned investors aiming for efficient, cost-effective management without needing to handle every detail themselves. Cheers

  • @Bogdan-Kremlin
    @Bogdan-Kremlin 3 หลายเดือนก่อน

    Life is too short to wait 30 years for 65% ! I better risk it all in crypto and meme coins :))

    • @SmartMoneywithKai
      @SmartMoneywithKai  3 หลายเดือนก่อน

      😂😂😂 Good luck with that 😉🤞

    • @Bogdan-Kremlin
      @Bogdan-Kremlin 3 หลายเดือนก่อน

      @@SmartMoneywithKai honestly i had luck, 6 months ago i transformed 300€ in to 18.000€

  • @kawaii_hawaii222
    @kawaii_hawaii222 5 หลายเดือนก่อน

    Why do you talk so staccato?

    • @SmartMoneywithKai
      @SmartMoneywithKai  5 หลายเดือนก่อน

      Because I am (K)AI, the robo-advisor 😉