BEST AND WORST PURCHASES IN MY 20s | Smart & Dumb expenses | Adulting 101
ฝัง
- เผยแพร่เมื่อ 19 มิ.ย. 2024
- Best and Worst Purchases in my 20s! You don’t need to be the most frugal and most responsible with money but you do have to keep on trying to be better at it every day, and that’s enough. I hope you enjoy this lighter video.
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship and adulting in general.
►Outline :
0:00 - Intro
0:17 - Start of Video
1:11 - Best Purchase #1
2:35 - Worst Purchase #1
3:53 - Best Purchase #2
5:53 - Worst Purchase #2
6:29 - Best Purchase #3
7:22 - Worst Purchase #3
8:58 - Best Purchase #4
10:17 - Worst Purchase #4
12:31 - Best Purchase #5
14:40 - Worst Purchase #5
16:01 - Best Purchase #6
19:20 - Worst Purchase #6
23:19 - Outro
► Previous Videos :
HOW TO CHOOSE A LIFE INSURANCE► • HOW MUCH INSURANCE COV...
LIFE INSURANCE 101► • LIFE INSURANCE FOR BEG...
DIGITAL BANKS/HIGH YIELD SAVINGS ACCTS ► • HIGH INTEREST SAVINGS ...
WHAT’S IN MY WALLET + MY CREDIT CARDS ► • WHAT’S IN MY WALLET 20...
TOP APPS THAT HELP YOU SAVE MONEY ► • TOP APPS THAT HELP YOU...
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Instagram: / deleoncharmaine
Instagram: / ready2adultph
Facebook Page: / ready2adultph
Facebook Group: / ready2adultph
Email: hello@ready2adultph.com
th-cam.com/users/CharmdeLeon?s...
► Music Credit: DJ Quads
Track Name: “IT’S NEAR”
Music by: Dj Quads @ / aka-dj-quads
Official TH-cam Channel HERE: / channel
Disclaimer:
This video and description contains affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
KEYWORDS:
Best and Worst Purchases in my 20s, best purchases, worst purchases, spending money in your 20s, how I spend my money, dumb purchases, dumbest purchases, best and worst purchases, tumi bag, car, tempur, tempurpedic, luxury watch, omega seamaster, ultraboost, GOT ultraboost, ready2adult ph, charm de leon
Instead of my usual spotify playlist, i've been binge listening to your videos while working ❤️❤️❤️
i wish i learned more about sustainable fashion when i was younger.. spent so much money on clothes that i would always end up donating!
Yesss! Me too. I don’t shop clothes too much but I definitely have a lot of bad quality pieces that I couldn’t use anymore
Binge watching your videos since last night. I’m learning a lot. Thank you ❤️❤️❤️
Thank you 🤗
Nice presentation! Ok, I’ll add this in my
topic list! Interesting idea! Thanks!!
Yessss go! ❤️
I could relate with the red eye flights! I did when I went to Singapore and I just slept the whole Day1!
Right?! Super not practical even it seems like you saved money at first!
thank you for the insight Charm! I learned that investment doesnt have to be monetary. As long as it helps you in any way, it is an investment.
Godspeed on this channel 💙
I didn’t know this ‘best and worst purchases’ trend existed hahahaha you just introduced me to a new marathon idea bc I’m obsessed
Yessss! I love watching videos like this!!
lovelovelove! hehe continue to do great! love lots!
💕💕💕
Fave video thus far! ❤️✨
Oh wow really?? Thank youu means a lot!
7:25 That was a smart choice for hiring a proper bookkeeper to handle your tax remittances coz it really needed to keep eye on it. But, good to you that you forgive that's why your so blessed!
Ate Charm is super smart sa paghandle ng finance! You deserve a million subs for helping young Filipinos!
Awwee thank you 🥺💕
Oooh... I heard Tempur is really good. I'm trying to save for the Tempur mattress. I totally agree on the red-eye flights that it's not really a good purchase unless I'm traveling with a group of friends and they want to book a budget airline.
Oh my! We also had a bad experience with an employee who claimed that she knows how to do bookkeeping and filing. My mom incurred heavy penalties with her business because of that employee.
We're the same with the shoes. I just buy one white sneakers then I use them for trips. It's my first time to hear about GOT Ultraboost.
Wow! I love your bag and wallet. I usually break my wallets too. LOL
I'll make my best and worst purchases in my 20s also
Yesss! Tempur mattress for my future forever home.
Yah, I outgrew red eye flights and realized that they were not the smartest way to go haha
Yah, better hire professionals :(
Looking forward to your video, Me-an!
Excited to watch this because I wanna purchase something expensive but useful.😁
Ooohh! Hopefully it will be part of your best purchases list haha
I didn’t know you were also 20! Subscribed just now!
I’m 26 ☺️ Thank you for subscribing!🤗
Interested to try Tempur! Will save up for it hahah. Also have scoliosis and every night is an episode of tumbling and turning trying to find a good position. And still, i wake up feeling unrested.
Also, i really like this video as it really uhm...how can I say this...."humanizes" you...and let's us feel that you also make mistakes and it inspires us that we can also do better despite making mistakes. And it is from these mistakes that we learn and become a better "adult" hahaha. Thank you for this!
I bought the pillow after a year of thinking about it haha
Awwee thank you, that’s what I hoped to achieve. I’m glad it translated that way, I was honestly nervous of being judged or people misunderstanding the video. 🤗💕
I have scoliosis too! And so i was excited to hear about this pillow.. not excited about the price.🤣
Same thoughts, it took me a while before I pulled the trigger haha
Sobrang bait naman ni Charm. ♥️
you deserved hundred thousand subscribers..hopefully soon..
Awweee thank you! Hopefully 🙏🏻
I'm in the same dilemma with the watches. I was handed a number of watches that need fixing and restoration but I can't find the courage to spend so much even though I know how valuable these watches are. I also don't plan to sell them.
Oooh! Fun 🤩 There are some worth fixing and some not in my opinion.
TUMI is a beautiful brand! Good choice! ❤
I very much agree!
“This pair cost my boyfriend 6000 pesos and again, I'm really sorry” cutie! Hahaha
🥺🥺🥺 Guilty parin hanggang ngayon haha huhu
AYAN NA LETS GO IDOL
💕💕💕
You can go to saint Luke's medical center they can straighten your spinal cord
I don't think your watch is one of your "worst expenses". If it's special and it's worth every peso you spent on it then it's definitely one of your "best expenses". Especially if it's something you always use.
If it's something I purchased but was not able to make full use of or if I eventually forgot it existed and the price is not worth it, I consider it a bad expense. And I have A LOT of those recently.
Haha, I think it was a great investment but I haven’t used it that much especially with the lockdown 😅 And I love watches, but I acknowledge that the money could’ve been better invested in the stock market for example haha but again, no regrets ☺️✨
OMG same sneakers!
Sobrang crush ko yung ganyan medyo nerd ang cute mo maam sobra
my worst purchase - too many clothes, some I don't really wear often causing a messy closet, time to declutter
Clothes and make up is something I’ve learned to control haha but sometimes I give in to sales because I think “I don’t shop that often anyway” but end up regretting and not even really liking my purchases 😂
@@CharmdeLeon you should have a vlog about that like do being a minimalist and finance go well together
@@Rafael-ye2bs great idea! Thanks ☺️
And how often do you buy gadegts? Can you make a video for that?
The only gadget I bought is my phone. Every 2 years because of my plan’s renewal. But I might not buy a phone this year haha
for me instead of buying expensive clothes and shoes and other stuff. I've waited for the biggest sale and bought my stuff, then some of my money I donated it in some institution that needs money to buy their foods and some are for their education.
I i had a cousin that was like u but they will open ur buck up and they will always ask you if you can move your hands they can do it I'm good in accounting math and science and also engineering
New subsriber here! ❤️👋🏻
Heeey! Welcome to the fam
I heard po about taxumo, where you can file your taxes online. :)
Oh yah they’re also good!
Found the validation I need to finally buy those white sneakers! 😂 Yun lang, promise! 😇
😂😂😂
I just wonder where'd you got the service for your old watch?
Omega Service store in Ayala Ave
Hi! What are your thoughts about Cebuana Micro Savings? Hehe
It’s a pretty basic savings account. Few key details: 0.30% interest (pretty bad) and Max Acct balance P50,000. Read more here, www.cebuanalhuillier.com/micro-savings/
I'm also a nursing
Hi Ms. Charm, Can you recommended me a good bookkeeper?🥲 Thank you.
New subs here 😘
❤️
What is an acceptable cost efficient rate for a proper book keeper?
I think it depends on the size of your business and how often you have transactions? Maybe 5k-20k range per month? Or some do it per quarter.
I file per quarter. I do freelance stuff. Thank you for the reply.
Fluent english
9500 PILLOW!!!! An investment! Oh my GOD! That would kill me
Haha super. It took me 1 year of thinking to finally buy it but so worth it haha
Car should be on the list
Hi, what do you mean by proper book keeper?
I hired a staff to do errands for me before and she ended up stealing money and filing fake BIR reports 😔
@@CharmdeLeon oh, that is really annoying.. but always charge to experience :) . I really love your videos and I will support you. Thank you for sharing these to us. By the way, did you hire again another individual as a book keeper or a company who has a better offer to handle those stuff for you?
@@niceanimerecapstagalog I hired an individual who really does this for a living.
@@CharmdeLeon thank you
I love you 💙💙💙🤗
💕
Youre so pretty po
Charm ang sukat ng paako ay 5' 8
👌👌👌👌
How old are you and what do you do??
Ay ayun 23 in 2016....
@@baba7415963 I’m 26, and i’m a business owner 😊 (Miss universe voice haha)
@@CharmdeLeon to have bought your own car at that age, good job!👏🏽✨
They can fix your back
Ultraboost 💔 buy a new oneeee
Yah huhuhu but not unless I sell this. I’d feel bad
Sell the GOT one and buy white ones hahaha
You could probably sell them to GOT memorabilia collectors or hardcore fans? 😅
Iniisip ko palang ano kaya skin care mo kaso naisip ko baka Hindi Ganun yun Mga topic mo dito 😂 ngayon nasagot na 😂
😂😂😂