I would like to say you guys you are amazing very very helpful in Uk for new specially for me … since 18 months I am watching your videos … when I was in Dubai with family … 30july 2024 1 year done in Uk … but still no any friend or guides here very straddling … but your videos very very helpful get 70 to 80 % tips. You both great … GOD bless and improve your channel.
I was first time buyer and bought a house in my first year in the UK. I had to put in 25% deposit, then I was able to get a mortgage. You also need to check your affordability, if you put in less deposit, you will need a bigger loan amount and according to your salary you may not get. Everything becomes easy for two people. But as a single person, it was a lot to buy a house. But I moved here when I was already 39 and if I waited too long, I was worried I may not get a mortgage. Or it may run till I am 70 or 75, which would have been a nightmare.
Hello brother i have one question please i m also on skilled worker visa as we can take advantage of schemes as it is not considered in public funds as on brp it is written no public funds
kya hm india me rhte huye uk me home purchase kr k rent pe de skte h or india se rhte huye uk me loan / mortgage mil jayega kya or forigen i nvestor ki category me aayega ya kisi other category me or koi extra taxes b apply honge kya
Great transmission, as always. I appreciate the no-nonsense you take to the news and the markets. A lot has changed and that's about it,but the truth is that I don't even much about the bull or bear market anymore because The blick trade covered me while I'm doing comfortable.45k 67k every week and I'm still counting thanks to her❤️
I remain eternally grateful to blick trade for her mortgage and all my debts, what more could I've asked for. She changed my life for good. efforts that got me to this point, finally paid off my.
That’s why you need to listen between the lines what I mentioned.. IF YOU HAVE SOME DEPOSIT MONEY AND STRUGGLING TO SAVE MORE then only you should use credit cards to spend and save salary.. not every time!
@@HumTumInEngland I think you feel you're the only smartest person here, for your kind information no matter what with poor credit history you can't get mortgage, i bought my house 4 years ago with down payment of 43% ,so i can easily understand your contradictory statement
Thanks a lot to both of you for a great video. I just need one clarification. As you mentioned we use 0% credit card and save the salary for savings for the initial deposit- don't I have to mention these 0% credit card balances on AIP ? As also sister mentioned later that we should pay off all credit & loans, are these 0% credit card balances will not be considered as my credit balance for mortgage? Thanks a lot
Aplogo ki bate practical nahi h, agar ap kuch tips dete ho to ap sabhi logo ko dhyan me rakh k tips do, jese k apne kaha £1200 saving karni h har month jab ki uk ki basic income £1700 h, ap log apki salary k related savings batate ho, uk me har insan ki ap logo jesi income nahi hoti, or naahi unk youtube ki income hoti h, to pls next time jo b advice do wo sab ko dhyan me rakhte hue do,
We never said ki £1700 hi karni hai.. ap apni income ke hisab se savings karo.. we have mentioned about the logic and strategies.. please watch the video again to understand it properly 🙏🏻
@@HumTumInEngland yes i can understand but my point is k jab b ap koi ese video banao to atleast ap salary prediction itna high mat rakho,kyu k ap k prediction k hisab se ap idea generate karte ho, or baki logo k lie koi matlab hi nahi rehta wo video ka, agar ap such me helpful video banana chahte ho to👍
very informative video. I am sure this is helpful to anyone who is new to UK or planning to come to UK.
The most important point is keep at least 5-7k extra for solicitor stamp duty and little house work once you enter.
Absolutely! 🙌🏼
I would like to say you guys you are amazing very very helpful in Uk for new specially for me … since 18 months I am watching your videos … when I was in Dubai with family … 30july 2024 1 year done in Uk … but still no any friend or guides here very straddling … but your videos very very helpful get 70 to 80 % tips. You both great … GOD bless and improve your channel.
thanks a lot for such a lovely comment and we wish you success in your life in the UK ❤️🙌🏼
If you need help with mortgage hola us
Very very very very important and helpful information ❤❤❤❤❤❤❤❤
God bless u 😇
Thank you so much for your tips 😊
Really Informative video
Thanks 🙌🏼
Thank you for the useful information🙏❤️
Glad it was helpful! 🙌🏼
Very informative ❤
Hello,avi hmm logone ne aapki video Dekhke UK me Ghar khrid liye Swindon me😊 thanks
Hi,
Where have you bought the house in Swindon ?
Many congratulations guys 🙌🏼❤️
Congrats on your home !! we lived in swindon for two days earlier this week.. beautiful & quiet place ❤
Good family. God bless you both.
Nice and informative video. And very useful tips to save money for new house. Thanks for sharing.
Also, make a video regarding information on expense which will apply after buying a home.
Thanks.
I was first time buyer and bought a house in my first year in the UK. I had to put in 25% deposit, then I was able to get a mortgage. You also need to check your affordability, if you put in less deposit, you will need a bigger loan amount and according to your salary you may not get. Everything becomes easy for two people. But as a single person, it was a lot to buy a house. But I moved here when I was already 39 and if I waited too long, I was worried I may not get a mortgage. Or it may run till I am 70 or 75, which would have been a nightmare.
Very informative video! 🤓👍 #LearnSomethingNew
Please make a video about how to apply an e-visa after getting mail from ukba.
Thanks lots of informations ❤.
Can you please tell me what is the intrest rate of isa account?
And how can i open it?
Is it like a bank fixed deposit account?
Hello brother i have one question please i m also on skilled worker visa as we can take advantage of schemes as it is not considered in public funds as on brp it is written no public funds
Currently I am on part time job and I am watching this 😂 THERE IS A WILL THERE IS A WAY 🎉 (thanks for Informative video)
Where there is a will there is a way.
These are standard terms which are pretty much common in India as well.
kya hm india me rhte huye uk me home purchase kr k rent pe de skte h or india se rhte huye uk me loan / mortgage mil jayega kya or forigen i nvestor ki category me aayega ya kisi other category me or koi extra taxes b apply honge kya
ICT global mobility visa pe mortgage milta hai?
Where to open this ISA account? Please
As a Muslim we can’t get house on mortgage…
Why so, bro?
@@rizwanali8168 because it’s prohibited or Intrest not allowed in Islam, why! you can see different scholars speech on it
Look for Islamic banks
Sahi kaha bhai alhamdolillah sahi kaha
Interest is Haram in Muslims
Mortgage house also needs income per annum, there is income criteria and in London is the highest.
Gaurav, can working professionals book an accommodation through amberstudents?
Unfortunately not as it's for student only
To avail Lifetime ISA benefit for the first home,the property must be £450,000.
Amazing Video
Thank you 🙌🏼
@@HumTumInEngland uk ke ghar me basement hoti hai
part time job ki salary par tax hootha hai? or kithna hootha hia ? same question for freelancing as well
no tax on first £12570 in a year
Thanks brother
Good
What if I have loan in India ? Do they consider it?
2 sal se aapke vidio dekh rahi hu .mera beta vaha psw pe .abhi sponsor ship visa ke bare me bataye.
Is this necessary to wait for 1 year after getting skilled worker visa or global talent visa if you have enough money for deposit?
if you have 25% then NO you dont have to wait.. better to consult a financial advisor so you have a proper plan to buy a house in the UK
Make a video on lifetime ISA pls
Thanks
Can non uk citizens also open ISA account?
I own a property back at home country, in this situation do I qualify for any first time buyer schemes
no
wat about those ppl who don't want interest at all?
they can live on rent
Why are selling. Is there any benefit of selling and buying a new house. I mean you could have given it to rent as well.
Wait for the next video 👍🏻
😊😊😊
Brother, if we transfer money from remitly app to India will the amount be taxed in India.
Only earnings are taxed in India as far as I know not the money you are sending as you would already pay tax on it in the UK
@@HumTumInEngland thanks bro for sharing information.
Guvrav stocks and shares isa is non taxable
go to windsor castle also
Great transmission, as always. I appreciate the no-nonsense you take to the news and the markets. A lot has changed and that's about it,but the truth is that I don't even much about the bull or bear market anymore because The blick trade covered me while I'm doing comfortable.45k 67k every week and I'm still counting thanks to her❤️
The blick trade crypto knowledge is like a secret recipe for success
You trade with blick trade too? Wow that woman has been a blessing to me and my family.
I remain eternally grateful to blick trade for her mortgage and all my debts, what more could I've asked for. She changed my life for good. efforts that got me to this point, finally paid off my.
Please educate me, l've come across this before. How can I get to her please?
Hello my resident Hemel Hempstead and u
Must be out of london , the amount you are mentioning is not possible in london
What a contradiction Gaurav is saying to spend on credit cards and on the other minutes you're saying to not have loans for good credit history 😂😂😂
That’s why you need to listen between the lines what I mentioned.. IF YOU HAVE SOME DEPOSIT MONEY AND STRUGGLING TO SAVE MORE then only you should use credit cards to spend and save salary.. not every time!
@@HumTumInEngland I think you feel you're the only smartest person here, for your kind information no matter what with poor credit history you can't get mortgage, i bought my house 4 years ago with down payment of 43% ,so i can easily understand your contradictory statement
😎
Where is the area you guys bought a house?
We live in Leamington Spa
Thanks a lot to both of you for a great video. I just need one clarification. As you mentioned we use 0% credit card and save the salary for savings for the initial deposit- don't I have to mention these 0% credit card balances on AIP ? As also sister mentioned later that we should pay off all credit & loans, are these 0% credit card balances will not be considered as my credit balance for mortgage? Thanks a lot
I bought my house with 43% of deposit and had a great deal and my house value was £330000 ,6 years ago
I want to buy but no idea
Aplogo ki bate practical nahi h, agar ap kuch tips dete ho to ap sabhi logo ko dhyan me rakh k tips do, jese k apne kaha £1200 saving karni h har month jab ki uk ki basic income £1700 h, ap log apki salary k related savings batate ho, uk me har insan ki ap logo jesi income nahi hoti, or naahi unk youtube ki income hoti h, to pls next time jo b advice do wo sab ko dhyan me rakhte hue do,
We never said ki £1700 hi karni hai.. ap apni income ke hisab se savings karo.. we have mentioned about the logic and strategies.. please watch the video again to understand it properly 🙏🏻
@@HumTumInEngland yes i can understand but my point is k jab b ap koi ese video banao to atleast ap salary prediction itna high mat rakho,kyu k ap k prediction k hisab se ap idea generate karte ho, or baki logo k lie koi matlab hi nahi rehta wo video ka, agar ap such me helpful video banana chahte ho to👍
I want to ask a question , actually i have applied for uk study visa, can i plzzzz get ur number , i will msg on whats app plz
Gar lelooo Kuch Bi lelooo TH-cam meiii kyun bonk rahe heo
Some 1 wants help with mortgage hola us