UK Me Ghar Lene Ke Liye DEPOSIT Kaise Save Karey? | Sharing Top Tips From Our Experience
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- เผยแพร่เมื่อ 7 ก.พ. 2025
- Hello Guys welcome back to another interesting video about
Title: UK Me Ghar Ke Liye DEPOSIT Kaise Save Karey? | Sharing Top Tips From Our Experience
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Very informative and helpful video. Thanks to both of you guys ❤
very informative video. I am sure this is helpful to anyone who is new to UK or planning to come to UK.
It's very helpful video
Thank you both of you❤
Very very very very important and helpful information ❤❤❤❤❤❤❤❤
God bless u 😇
Thank you so much for your tips 😊
Very informative ❤
Thank you for the useful information🙏❤️
Glad it was helpful! 🙌🏼
Good family. God bless you both.
The most important point is keep at least 5-7k extra for solicitor stamp duty and little house work once you enter.
Absolutely! 🙌🏼
Nice and informative video. And very useful tips to save money for new house. Thanks for sharing.
Really Informative video
Thanks 🙌🏼
Hello,avi hmm logone ne aapki video Dekhke UK me Ghar khrid liye Swindon me😊 thanks
Hi,
Where have you bought the house in Swindon ?
Many congratulations guys 🙌🏼❤️
Congrats on your home !! we lived in swindon for two days earlier this week.. beautiful & quiet place ❤
Also, make a video regarding information on expense which will apply after buying a home.
nice video
Thanks lots of informations ❤.
Thank you for this very comprehensive and detailed video. I had a question regarding part-time work for a Tier 2 visa holder as the main applicant. Is it allowed to have earnings from a TH-cam channel during the Tier 2 sponsored period? In your case, how were you able to manage this issue? Thank you so much in advance for your response.
Thanks.
Very informative video! 🤓👍 #LearnSomethingNew
Please make a video about how to apply an e-visa after getting mail from ukba.
Currently I am on part time job and I am watching this 😂 THERE IS A WILL THERE IS A WAY 🎉 (thanks for Informative video)
Where there is a will there is a way.
I was first time buyer and bought a house in my first year in the UK. I had to put in 25% deposit, then I was able to get a mortgage. You also need to check your affordability, if you put in less deposit, you will need a bigger loan amount and according to your salary you may not get. Everything becomes easy for two people. But as a single person, it was a lot to buy a house. But I moved here when I was already 39 and if I waited too long, I was worried I may not get a mortgage. Or it may run till I am 70 or 75, which would have been a nightmare.
Amazing Video
Thank you 🙌🏼
@@HumTumInEngland uk ke ghar me basement hoti hai
Mortgage house also needs income per annum, there is income criteria and in London is the highest.
Can you please tell me what is the intrest rate of isa account?
And how can i open it?
Is it like a bank fixed deposit account?
Will it be any problem in the IRL application if we have Cash ISA on skilled worker visa in the uk?
I would like to say you guys you are amazing very very helpful in Uk for new specially for me … since 18 months I am watching your videos … when I was in Dubai with family … 30july 2024 1 year done in Uk … but still no any friend or guides here very straddling … but your videos very very helpful get 70 to 80 % tips. You both great … GOD bless and improve your channel.
thanks a lot for such a lovely comment and we wish you success in your life in the UK ❤️🙌🏼
Hello brother i have one question please i m also on skilled worker visa as we can take advantage of schemes as it is not considered in public funds as on brp it is written no public funds
Thanks brother
These are standard terms which are pretty much common in India as well.
Good
Iam also coming in uk
kya hm india me rhte huye uk me home purchase kr k rent pe de skte h or india se rhte huye uk me loan / mortgage mil jayega kya or forigen i nvestor ki category me aayega ya kisi other category me or koi extra taxes b apply honge kya
Thanks
To avail Lifetime ISA benefit for the first home,the property must be £450,000.
Hi, any guidance on tackling mortgage rates and an ideal fixed tenure to go for currently when buying a house in the UK? Is a rate of 4.70% for a 2- year fixed term a good rate to go with currently? We are planning to buy a house, so any guidance will be appreciated please? Thanks
As per our experience and knowledge 2 year fixed term mortgage is better than 5 or 10 as the interest rates likely to go down in the next 1-2 years so you’ll have the option to remortgage 🙌🏼
@HumTumInEngland thanks for the prompt response 🙏 Since you guys also bought a house recently, I assume you will not suggest us to wait for interest rates (expected) to come down to make a house buying decision?
Also, I believe one can't qualify for a first time buyer scheme if they already own a property in India - can you please confirm based on your understanding? Thank you!
part time job ki salary par tax hootha hai? or kithna hootha hia ? same question for freelancing as well
no tax on first £12570 in a year
Make a video on lifetime ISA pls
ICT global mobility visa pe mortgage milta hai?
2 sal se aapke vidio dekh rahi hu .mera beta vaha psw pe .abhi sponsor ship visa ke bare me bataye.
What if I have loan in India ? Do they consider it?
Where to open this ISA account? Please
Gaurav, can working professionals book an accommodation through amberstudents?
Unfortunately not as it's for student only
Is this necessary to wait for 1 year after getting skilled worker visa or global talent visa if you have enough money for deposit?
if you have 25% then NO you dont have to wait.. better to consult a financial advisor so you have a proper plan to buy a house in the UK
😊😊😊
Hi thanks for the video. I have a query
I am on skilled worker visa
What if i buy a house with 30 yr mortgage but after 5 years i decide to move back to india?
What are my options then? How does it work then
You can sell the house.. clear the mortgage and take the profit/ equity if there will be 👍🏻
@ not bad
Thank u
I bought my house with 43% of deposit and had a great deal and my house value was £330000 ,6 years ago
I want to buy but no idea
go to windsor castle also
Can non uk citizens also open ISA account?
Why are selling. Is there any benefit of selling and buying a new house. I mean you could have given it to rent as well.
Wait for the next video 👍🏻
As a Muslim we can’t get house on mortgage…
Why so, bro?
@@rizwanali8168 because it’s prohibited or Intrest not allowed in Islam, why! you can see different scholars speech on it
Look for Islamic banks
Sahi kaha bhai alhamdolillah sahi kaha
Interest is Haram in Muslims
wat about those ppl who don't want interest at all?
they can live on rent
I own a property back at home country, in this situation do I qualify for any first time buyer schemes
no
Brother, if we transfer money from remitly app to India will the amount be taxed in India.
Only earnings are taxed in India as far as I know not the money you are sending as you would already pay tax on it in the UK
@@HumTumInEngland thanks bro for sharing information.
Guvrav stocks and shares isa is non taxable
Hello my resident Hemel Hempstead and u
😎
Hi, how many credits score i need for home mortgage. Please reply my msg.
Thanks.
Where is the area you guys bought a house?
We live in Leamington Spa
Thanks a lot to both of you for a great video. I just need one clarification. As you mentioned we use 0% credit card and save the salary for savings for the initial deposit- don't I have to mention these 0% credit card balances on AIP ? As also sister mentioned later that we should pay off all credit & loans, are these 0% credit card balances will not be considered as my credit balance for mortgage? Thanks a lot
I want work in uk
Must be out of london , the amount you are mentioning is not possible in london
Correct
What a contradiction Gaurav is saying to spend on credit cards and on the other minutes you're saying to not have loans for good credit history 😂😂😂
That’s why you need to listen between the lines what I mentioned.. IF YOU HAVE SOME DEPOSIT MONEY AND STRUGGLING TO SAVE MORE then only you should use credit cards to spend and save salary.. not every time!
@@HumTumInEngland I think you feel you're the only smartest person here, for your kind information no matter what with poor credit history you can't get mortgage, i bought my house 4 years ago with down payment of 43% ,so i can easily understand your contradictory statement
@@hitanshamazingvideos9517I never bought credit card but still bought new build in London with 25%deposit
Aplogo ki bate practical nahi h, agar ap kuch tips dete ho to ap sabhi logo ko dhyan me rakh k tips do, jese k apne kaha £1200 saving karni h har month jab ki uk ki basic income £1700 h, ap log apki salary k related savings batate ho, uk me har insan ki ap logo jesi income nahi hoti, or naahi unk youtube ki income hoti h, to pls next time jo b advice do wo sab ko dhyan me rakhte hue do,
We never said ki £1700 hi karni hai.. ap apni income ke hisab se savings karo.. we have mentioned about the logic and strategies.. please watch the video again to understand it properly 🙏🏻
@@HumTumInEngland yes i can understand but my point is k jab b ap koi ese video banao to atleast ap salary prediction itna high mat rakho,kyu k ap k prediction k hisab se ap idea generate karte ho, or baki logo k lie koi matlab hi nahi rehta wo video ka, agar ap such me helpful video banana chahte ho to👍
I want to ask a question , actually i have applied for uk study visa, can i plzzzz get ur number , i will msg on whats app plz
Gar lelooo Kuch Bi lelooo TH-cam meiii kyun bonk rahe heo
Hello Avi & Gaurav, you guys give very good information by social media every time, I just start watching your videos & i loved it. We are planning to buy house if I need any help for some advice could you give me any contact number pls?
Our contact details are in video description Instagram or email