UK Me Ghar Lene Ke Liye DEPOSIT Kaise Save Karey? | Sharing Top Tips From Our Experience

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  • เผยแพร่เมื่อ 7 ก.พ. 2025
  • Hello Guys welcome back to another interesting video about
    Title: UK Me Ghar Ke Liye DEPOSIT Kaise Save Karey? | Sharing Top Tips From Our Experience
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ความคิดเห็น • 120

  • @overseaspakistani5126
    @overseaspakistani5126 6 วันที่ผ่านมา

    Very informative and helpful video. Thanks to both of you guys ❤

  • @zankhanabroker
    @zankhanabroker 3 หลายเดือนก่อน +1

    very informative video. I am sure this is helpful to anyone who is new to UK or planning to come to UK.

  • @F.Hussain7254
    @F.Hussain7254 2 หลายเดือนก่อน

    It's very helpful video
    Thank you both of you❤

  • @roxymacwan
    @roxymacwan 6 หลายเดือนก่อน +2

    Very very very very important and helpful information ❤❤❤❤❤❤❤❤
    God bless u 😇
    Thank you so much for your tips 😊

  • @rahuljtheunstopable3600
    @rahuljtheunstopable3600 6 หลายเดือนก่อน +3

    Very informative ❤

  • @Bandana-p6e
    @Bandana-p6e 6 หลายเดือนก่อน +3

    Thank you for the useful information🙏❤️

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน +2

      Glad it was helpful! 🙌🏼

  • @ronaldcrasta1313
    @ronaldcrasta1313 6 หลายเดือนก่อน +1

    Good family. God bless you both.

  • @DarshankThacker
    @DarshankThacker 6 หลายเดือนก่อน +4

    The most important point is keep at least 5-7k extra for solicitor stamp duty and little house work once you enter.

  • @prachispalate
    @prachispalate 6 หลายเดือนก่อน

    Nice and informative video. And very useful tips to save money for new house. Thanks for sharing.

  • @prashantsawant2290
    @prashantsawant2290 6 หลายเดือนก่อน +3

    Really Informative video

  • @rai31788
    @rai31788 6 หลายเดือนก่อน +1

    Hello,avi hmm logone ne aapki video Dekhke UK me Ghar khrid liye Swindon me😊 thanks

    • @1984deepika
      @1984deepika 6 หลายเดือนก่อน

      Hi,
      Where have you bought the house in Swindon ?

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน

      Many congratulations guys 🙌🏼❤️

    • @insaneroute
      @insaneroute 6 หลายเดือนก่อน

      Congrats on your home !! we lived in swindon for two days earlier this week.. beautiful & quiet place ❤

  • @zalakpatel6272
    @zalakpatel6272 6 หลายเดือนก่อน +1

    Also, make a video regarding information on expense which will apply after buying a home.

  • @BabarAli-of8lo
    @BabarAli-of8lo 12 วันที่ผ่านมา

    nice video

  • @munazzabashir649
    @munazzabashir649 5 หลายเดือนก่อน

    Thanks lots of informations ❤.

  • @rakhikrishna6677
    @rakhikrishna6677 หลายเดือนก่อน

    Thank you for this very comprehensive and detailed video. I had a question regarding part-time work for a Tier 2 visa holder as the main applicant. Is it allowed to have earnings from a TH-cam channel during the Tier 2 sponsored period? In your case, how were you able to manage this issue? Thank you so much in advance for your response.

  • @abduljabbarabduljabbar9109
    @abduljabbarabduljabbar9109 6 หลายเดือนก่อน +4

    Thanks.

  • @jassichana5158
    @jassichana5158 6 หลายเดือนก่อน +1

    Very informative video! 🤓👍 #LearnSomethingNew
    Please make a video about how to apply an e-visa after getting mail from ukba.

  • @rahuljoshi4810
    @rahuljoshi4810 6 หลายเดือนก่อน

    Currently I am on part time job and I am watching this 😂 THERE IS A WILL THERE IS A WAY 🎉 (thanks for Informative video)

    • @samiazaffar7096
      @samiazaffar7096 4 หลายเดือนก่อน +1

      Where there is a will there is a way.

  • @vishakhabharti1443
    @vishakhabharti1443 3 หลายเดือนก่อน

    I was first time buyer and bought a house in my first year in the UK. I had to put in 25% deposit, then I was able to get a mortgage. You also need to check your affordability, if you put in less deposit, you will need a bigger loan amount and according to your salary you may not get. Everything becomes easy for two people. But as a single person, it was a lot to buy a house. But I moved here when I was already 39 and if I waited too long, I was worried I may not get a mortgage. Or it may run till I am 70 or 75, which would have been a nightmare.

  • @zaibcom
    @zaibcom 6 หลายเดือนก่อน

    Amazing Video

  • @user568-57Q
    @user568-57Q 5 หลายเดือนก่อน

    Mortgage house also needs income per annum, there is income criteria and in London is the highest.

  • @krishankanhya8786
    @krishankanhya8786 6 หลายเดือนก่อน +1

    Can you please tell me what is the intrest rate of isa account?
    And how can i open it?
    Is it like a bank fixed deposit account?

  • @JewelHenaVlogs
    @JewelHenaVlogs 2 หลายเดือนก่อน

    Will it be any problem in the IRL application if we have Cash ISA on skilled worker visa in the uk?

  • @nicesattar9867
    @nicesattar9867 6 หลายเดือนก่อน

    I would like to say you guys you are amazing very very helpful in Uk for new specially for me … since 18 months I am watching your videos … when I was in Dubai with family … 30july 2024 1 year done in Uk … but still no any friend or guides here very straddling … but your videos very very helpful get 70 to 80 % tips. You both great … GOD bless and improve your channel.

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน

      thanks a lot for such a lovely comment and we wish you success in your life in the UK ❤️🙌🏼

  • @islamicbayans3217
    @islamicbayans3217 6 หลายเดือนก่อน +1

    Hello brother i have one question please i m also on skilled worker visa as we can take advantage of schemes as it is not considered in public funds as on brp it is written no public funds

  • @ParveenKhan-g2h
    @ParveenKhan-g2h 6 หลายเดือนก่อน

    Thanks brother

  • @nitin12348
    @nitin12348 5 หลายเดือนก่อน

    These are standard terms which are pretty much common in India as well.

  • @Shifa_Husain
    @Shifa_Husain 6 หลายเดือนก่อน +2

    Good

  • @anitakagra2850
    @anitakagra2850 27 วันที่ผ่านมา

    Iam also coming in uk

  • @someones-n4h
    @someones-n4h 4 หลายเดือนก่อน

    kya hm india me rhte huye uk me home purchase kr k rent pe de skte h or india se rhte huye uk me loan / mortgage mil jayega kya or forigen i nvestor ki category me aayega ya kisi other category me or koi extra taxes b apply honge kya

  • @parveenkashyap9847
    @parveenkashyap9847 5 หลายเดือนก่อน

    Thanks

  • @sumitarora7437
    @sumitarora7437 6 หลายเดือนก่อน

    To avail Lifetime ISA benefit for the first home,the property must be £450,000.

  • @ankitholani8571
    @ankitholani8571 หลายเดือนก่อน

    Hi, any guidance on tackling mortgage rates and an ideal fixed tenure to go for currently when buying a house in the UK? Is a rate of 4.70% for a 2- year fixed term a good rate to go with currently? We are planning to buy a house, so any guidance will be appreciated please? Thanks

    • @HumTumInEngland
      @HumTumInEngland  หลายเดือนก่อน

      As per our experience and knowledge 2 year fixed term mortgage is better than 5 or 10 as the interest rates likely to go down in the next 1-2 years so you’ll have the option to remortgage 🙌🏼

    • @ankitholani8571
      @ankitholani8571 หลายเดือนก่อน

      @HumTumInEngland thanks for the prompt response 🙏 Since you guys also bought a house recently, I assume you will not suggest us to wait for interest rates (expected) to come down to make a house buying decision?
      Also, I believe one can't qualify for a first time buyer scheme if they already own a property in India - can you please confirm based on your understanding? Thank you!

  • @m.usmankhan3562
    @m.usmankhan3562 6 หลายเดือนก่อน +1

    part time job ki salary par tax hootha hai? or kithna hootha hia ? same question for freelancing as well

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน +1

      no tax on first £12570 in a year

  • @ramanjotkaur959
    @ramanjotkaur959 3 หลายเดือนก่อน

    Make a video on lifetime ISA pls

  • @anarsinghani
    @anarsinghani 6 หลายเดือนก่อน +1

    ICT global mobility visa pe mortgage milta hai?

  • @kiranghaghda4694
    @kiranghaghda4694 6 หลายเดือนก่อน

    2 sal se aapke vidio dekh rahi hu .mera beta vaha psw pe .abhi sponsor ship visa ke bare me bataye.

  • @lav_pandey
    @lav_pandey 6 หลายเดือนก่อน

    What if I have loan in India ? Do they consider it?

  • @snigdhaseffggggfhhhghgghgg6422
    @snigdhaseffggggfhhhghgghgg6422 4 หลายเดือนก่อน

    Where to open this ISA account? Please

  • @apaarsingh129
    @apaarsingh129 4 หลายเดือนก่อน

    Gaurav, can working professionals book an accommodation through amberstudents?

    • @HumTumInEngland
      @HumTumInEngland  4 หลายเดือนก่อน

      Unfortunately not as it's for student only

  • @ashasapra1401
    @ashasapra1401 5 หลายเดือนก่อน

    Is this necessary to wait for 1 year after getting skilled worker visa or global talent visa if you have enough money for deposit?

    • @HumTumInEngland
      @HumTumInEngland  5 หลายเดือนก่อน

      if you have 25% then NO you dont have to wait.. better to consult a financial advisor so you have a proper plan to buy a house in the UK

  • @kavitabhal5167
    @kavitabhal5167 6 หลายเดือนก่อน +1

    😊😊😊

  • @dr.anusree8874
    @dr.anusree8874 หลายเดือนก่อน

    Hi thanks for the video. I have a query
    I am on skilled worker visa
    What if i buy a house with 30 yr mortgage but after 5 years i decide to move back to india?
    What are my options then? How does it work then

    • @HumTumInEngland
      @HumTumInEngland  หลายเดือนก่อน

      You can sell the house.. clear the mortgage and take the profit/ equity if there will be 👍🏻

    • @dr.anusree8874
      @dr.anusree8874 หลายเดือนก่อน

      @ not bad
      Thank u

  • @hitanshamazingvideos9517
    @hitanshamazingvideos9517 6 หลายเดือนก่อน

    I bought my house with 43% of deposit and had a great deal and my house value was £330000 ,6 years ago

    • @AmrutlalJivan
      @AmrutlalJivan 6 หลายเดือนก่อน

      I want to buy but no idea

  • @adarshkiran740
    @adarshkiran740 6 หลายเดือนก่อน

    go to windsor castle also

  • @shahdevashree8342
    @shahdevashree8342 6 หลายเดือนก่อน

    Can non uk citizens also open ISA account?

  • @sumitaugustya738
    @sumitaugustya738 5 หลายเดือนก่อน

    Why are selling. Is there any benefit of selling and buying a new house. I mean you could have given it to rent as well.

    • @HumTumInEngland
      @HumTumInEngland  5 หลายเดือนก่อน

      Wait for the next video 👍🏻

  • @advocateyasirali443
    @advocateyasirali443 6 หลายเดือนก่อน +28

    As a Muslim we can’t get house on mortgage…

    • @rizwanali8168
      @rizwanali8168 6 หลายเดือนก่อน

      Why so, bro?

    • @advocateyasirali443
      @advocateyasirali443 6 หลายเดือนก่อน +3

      @@rizwanali8168 because it’s prohibited or Intrest not allowed in Islam, why! you can see different scholars speech on it

    • @gauravtaneja3786
      @gauravtaneja3786 6 หลายเดือนก่อน +10

      Look for Islamic banks

    • @islamicbayans3217
      @islamicbayans3217 6 หลายเดือนก่อน

      Sahi kaha bhai alhamdolillah sahi kaha

    • @Hmmm-p8s
      @Hmmm-p8s 6 หลายเดือนก่อน +3

      Interest is Haram in Muslims

  • @m.usmankhan3562
    @m.usmankhan3562 6 หลายเดือนก่อน +2

    wat about those ppl who don't want interest at all?

    • @naumannabi4692
      @naumannabi4692 4 หลายเดือนก่อน

      they can live on rent

  • @amankumarbadhel7603
    @amankumarbadhel7603 6 หลายเดือนก่อน

    I own a property back at home country, in this situation do I qualify for any first time buyer schemes

  • @nav196
    @nav196 6 หลายเดือนก่อน

    Brother, if we transfer money from remitly app to India will the amount be taxed in India.

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน

      Only earnings are taxed in India as far as I know not the money you are sending as you would already pay tax on it in the UK

    • @nav196
      @nav196 6 หลายเดือนก่อน

      ​@@HumTumInEngland thanks bro for sharing information.

  • @kamaleshroyal6815
    @kamaleshroyal6815 6 หลายเดือนก่อน

    Guvrav stocks and shares isa is non taxable

  • @asmasagheer2573
    @asmasagheer2573 6 หลายเดือนก่อน

    Hello my resident Hemel Hempstead and u

  • @danialbhatti895
    @danialbhatti895 6 หลายเดือนก่อน

    😎

  • @Khalifanaeem
    @Khalifanaeem 11 วันที่ผ่านมา

    Hi, how many credits score i need for home mortgage. Please reply my msg.
    Thanks.

  • @cherylbraganca
    @cherylbraganca 6 หลายเดือนก่อน

    Where is the area you guys bought a house?

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน

      We live in Leamington Spa

  • @mohammadarahman6867
    @mohammadarahman6867 5 หลายเดือนก่อน

    Thanks a lot to both of you for a great video. I just need one clarification. As you mentioned we use 0% credit card and save the salary for savings for the initial deposit- don't I have to mention these 0% credit card balances on AIP ? As also sister mentioned later that we should pay off all credit & loans, are these 0% credit card balances will not be considered as my credit balance for mortgage? Thanks a lot

  • @anitakagra2850
    @anitakagra2850 27 วันที่ผ่านมา

    I want work in uk

  • @nayyerqureshi1295
    @nayyerqureshi1295 5 หลายเดือนก่อน

    Must be out of london , the amount you are mentioning is not possible in london

  • @hitanshamazingvideos9517
    @hitanshamazingvideos9517 6 หลายเดือนก่อน

    What a contradiction Gaurav is saying to spend on credit cards and on the other minutes you're saying to not have loans for good credit history 😂😂😂

    • @HumTumInEngland
      @HumTumInEngland  6 หลายเดือนก่อน

      That’s why you need to listen between the lines what I mentioned.. IF YOU HAVE SOME DEPOSIT MONEY AND STRUGGLING TO SAVE MORE then only you should use credit cards to spend and save salary.. not every time!

    • @hitanshamazingvideos9517
      @hitanshamazingvideos9517 3 หลายเดือนก่อน

      @@HumTumInEngland I think you feel you're the only smartest person here, for your kind information no matter what with poor credit history you can't get mortgage, i bought my house 4 years ago with down payment of 43% ,so i can easily understand your contradictory statement

    • @KathmanduNewDelhiLondon
      @KathmanduNewDelhiLondon 2 หลายเดือนก่อน

      @@hitanshamazingvideos9517I never bought credit card but still bought new build in London with 25%deposit

  • @lifeinuk2990
    @lifeinuk2990 5 หลายเดือนก่อน

    Aplogo ki bate practical nahi h, agar ap kuch tips dete ho to ap sabhi logo ko dhyan me rakh k tips do, jese k apne kaha £1200 saving karni h har month jab ki uk ki basic income £1700 h, ap log apki salary k related savings batate ho, uk me har insan ki ap logo jesi income nahi hoti, or naahi unk youtube ki income hoti h, to pls next time jo b advice do wo sab ko dhyan me rakhte hue do,

    • @HumTumInEngland
      @HumTumInEngland  5 หลายเดือนก่อน

      We never said ki £1700 hi karni hai.. ap apni income ke hisab se savings karo.. we have mentioned about the logic and strategies.. please watch the video again to understand it properly 🙏🏻

    • @lifeinuk2990
      @lifeinuk2990 5 หลายเดือนก่อน

      @@HumTumInEngland yes i can understand but my point is k jab b ap koi ese video banao to atleast ap salary prediction itna high mat rakho,kyu k ap k prediction k hisab se ap idea generate karte ho, or baki logo k lie koi matlab hi nahi rehta wo video ka, agar ap such me helpful video banana chahte ho to👍

  • @IqraFarooq-o5h
    @IqraFarooq-o5h 6 หลายเดือนก่อน

    I want to ask a question , actually i have applied for uk study visa, can i plzzzz get ur number , i will msg on whats app plz

  • @sajithkumarm8126
    @sajithkumarm8126 6 หลายเดือนก่อน

    Gar lelooo Kuch Bi lelooo TH-cam meiii kyun bonk rahe heo

  • @kuldeepdang4096
    @kuldeepdang4096 หลายเดือนก่อน

    Hello Avi & Gaurav, you guys give very good information by social media every time, I just start watching your videos & i loved it. We are planning to buy house if I need any help for some advice could you give me any contact number pls?

    • @HumTumInEngland
      @HumTumInEngland  หลายเดือนก่อน

      Our contact details are in video description Instagram or email