Loan against Fixed Deposit | Fixed Deposit එක තියලා Loan එකක් ගන්නෙ කොහොමද​?

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  • เผยแพร่เมื่อ 24 พ.ย. 2024

ความคิดเห็น •

  • @SarangaHasitha
    @SarangaHasitha 5 หลายเดือนก่อน +1

    FD එක කොටස් කිහිපයකට කඩලා දැම්මා නම් ඉවරයිනේ ,උදා- ලක්ෂ 10 ක FD එකක් ලක්ෂ 2 ගානේ 5 ක් දැම්මා නම් ඉවරයි නේද ? ඒ ලක්ෂ 2 ක FD එකකට 2.5% පැනල්ටියක් ගහලා ලක්ෂ 2 කෙන් කපා ගන්නවා...

  • @kumarikumari-kv7yn
    @kumarikumari-kv7yn ปีที่แล้ว +3

    මමත් මේ ගැන හිත හිත හිටියේ එ නිසා මේ වීඩියෝ එක ගොඩාක් වැදගත් ස්තූතියි දැනුවත් කරාට f.d එක දැමිමා අවුරැදු 5කට ගෙ හදන්න සල්ලි මදිවෙනකොට ණයක් ගන්න පුලුවන්ද මේ ප්‍රශ්න මටත් තියනවා.මොනා උනත් ස්තූතියි මේ ගැන දැනුවත් කරාට ඔයාට

  • @nemasharathnayake1700
    @nemasharathnayake1700 ปีที่แล้ว +3

    Mama hoyapu de... thanks... godak watina video ekak

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      ස්තූතියි... 🙏👍🙋‍♂️🇱🇰

  • @malithanthony5400
    @malithanthony5400 7 หลายเดือนก่อน +1

    අවු 5ට Fd Against Loan එකක් ගන්නවා නම්, Anualy fd rates අඩු වැඩි වුනොත් Loan Rates අඩු වැඩ් වෙනවද?

  • @BBM8989KM
    @BBM8989KM ปีที่แล้ว +2

    Ko plus api nam ithin api ganama hitana utub chanal ekak thama 💯💯💯💓💓💓

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Thanks bro... 🙏🙏👍😊🙋‍♂️🇱🇰

  • @ddhammi7349
    @ddhammi7349 ปีที่แล้ว +4

    මමත් ණයක් ගන්න ඉන්නෙ FDඑකෙන් .බොහෝම ස්තුතියි

  • @rohitha9258
    @rohitha9258 ปีที่แล้ว +1

    අවශ්‍යම විඩියෝ එකක්

  • @imahansani-zj9cc
    @imahansani-zj9cc หลายเดือนก่อน +1

    Fd ekt ena පොලිය නැති වෙනවාද e kala සීමාව තුළ ?

    • @koplusapi
      @koplusapi  หลายเดือนก่อน

      Loan eke interest eka labena poliyen cover karanna puluwan

  • @ලබ්බා-ට8ප
    @ලබ්බා-ට8ප ปีที่แล้ว +2

    මම සම්පත් එකේ කෝටි එකාමාරක් දැම්ම දින 200( interest rate 24.5) ට..මට දැන් ගෙයක් ගන්න ඕන නිවසට 130 යනව.මම මගෙ fd එක තියල ලෝන් එකක් ගත්තොත් මට පාඩුවෙනවද සහ මම ලෝන් එක ගෙවන්නෙ කොහොමද....ලෝන් එක ගනවට වඩා හොද නැද්ද මගෙ මුදලින් නිවස ගන්න එක...මගෙ සල්ලි වලට මම පොලිගෙවන්න ඔන නේද

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      You are the wonderful viewer of my channel.... 😁 Fd eka amathaka karala ge ganna please... 🙏😁

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Namatama galapena comment eka... 😁😀

    • @nimeshchathuranga2598
      @nimeshchathuranga2598 ปีที่แล้ว

      අම්මො.😄 ආයෙ ගේ උකසට තියල ලෝන් එක ගෙවන්න තමයි වෙන්නෙ.😄

  • @atksilva8392
    @atksilva8392 ปีที่แล้ว +1

    Boc ලක්ෂ 67 ක් දාල තියෙන්නව 2024 අප්‍රේල් කල් පිරෙන්න ව වෙඩින් එක මාර්තු මට ඕන ලක්ෂ පහක් වගේ ලෝන් එකක් ගහන්න පුලුවන් ද

    • @koplusapi
      @koplusapi  11 หลายเดือนก่อน

      Puluwan

  • @karurathnayaka1137
    @karurathnayaka1137 11 หลายเดือนก่อน +1

    Very good. Thanks !

    • @koplusapi
      @koplusapi  11 หลายเดือนก่อน

      👍❤️

  • @prasannasanjeewa546
    @prasannasanjeewa546 ปีที่แล้ว +2

    one year FD account open 2022 April one year complete in 2023 April. So that WHT tax effective in January 2023 I like to know that 5% tax will be calculations January 2023 to April 2023 know . Please let me know.

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Nope, tax is calculated for total interest

  • @dananja7028
    @dananja7028 ปีที่แล้ว +4

    Sampath bank eke 500000ka fix deposit ekak dala laksha 300000ka loan ekak gattoth man maseta kiyak withara gewanna onada?

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Please contact your branch for further details

  • @MILLYBILLY1111
    @MILLYBILLY1111 ปีที่แล้ว +1

    මට ලක්ශ 7 NSB එකේ දාලා තියෙන්වා මාස 4ට. මට ඒකෙන් ලෝන් එකක් ගත්තොත් 6ක් මාස 3ක් 4ක් ඇතුලත කොහොමද ගෙව්න්න ඕන...

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Oyata kemathi widihakata eka arrange karaganna puluwan

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      FD eka dana period eka athulatha thamai hebai

  • @wikumeshanga9772
    @wikumeshanga9772 ปีที่แล้ว +6

    මම ආස ම වැඩක් තමා මම අවුරුදු 10 ක වෙලේ ඉදල කරන වැඩක් ඕක

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      👍

    • @wishten4415
      @wishten4415 ปีที่แล้ว +1

      විකුම් මහතානෙනි
      ඔබව contact කරගත හැකි Number එකක් දිය හැකිද? දැනගැනීමට අත්‍යවශ්‍ය දෙයක් තිබෙනවා🙏🙏🙏

    • @wikumeshanga9772
      @wikumeshanga9772 ปีที่แล้ว

      @@wishten4415 පුලුවන්

    • @wishten4415
      @wishten4415 ปีที่แล้ว +1

      @@wikumeshanga9772 Thanks Wikum. Mata oyaage E mail eka hari Telefon number eka hari denna puluwan da pls. Mama loku prashneka inne. Oyaawa contact kara ganna puluwan nam loku udawwak 🙏

    • @wikumeshanga9772
      @wikumeshanga9772 ปีที่แล้ว +1

      Fb එන්න

  • @kanishkaRanasinghe93
    @kanishkaRanasinghe93 ปีที่แล้ว +1

    මේ උදහරනේ විදිහට වෙනස 3% (23-20).ඒ 3% කියන්නේ මාසේට ගෙවන interest එකනේ..නැතුව අව්රැද්දට නෙමෙයි නේද??

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      Awuruddakata

    • @kanishkaRanasinghe93
      @kanishkaRanasinghe93 ปีที่แล้ว

      මට contact number එකක් හරි mail address එකක් හරි දෙන්න පුළුවන්ද contact කර ගන්න

  • @ඔමාවත්සලා
    @ඔමාවත්සලා หลายเดือนก่อน +1

    Ada fix eka dammoth ada loan eka ganna puluwanda?

    • @koplusapi
      @koplusapi  หลายเดือนก่อน

      Eka man ahala kiyannam

  • @MCStore-uh4wb
    @MCStore-uh4wb ปีที่แล้ว +1

    Mama lax 25 FD ekak dala thiyenwa 22.5 % ta , mata eken loan ekak ganne one lax 15 k podi kalekta ? mn loan eka aran masa 2 kin wge loan eka settle krnne hithuwoth ? mata intrest eka gewanne one masa 2 kata withrak da ? nthm lax 15 ta 22.5+3 ekathu wela ena total amount ekama gewanne oneda ?
    answer A - LAX 15 * 25.5/100 = rs 382500 da ?
    answe B - Lax 15 * 25.5 / 100 / 12 * 2 = rs 63750 da ? eka withrak gewala loan eka settele krnne puluwnda ?

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Answer B, ekenuth oyata gewanna wenne gewanna thiyana interest eken oyata labena interest eka aduwela e deka athara wenasa (3%) pamanai

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Mokada oyatath 22.5% interest ekak himine

  • @nuwanchinthaka1926
    @nuwanchinthaka1926 ปีที่แล้ว +1

    Mamath asama deyak thamai oya widiya. Awrudu 7 idan karana deyak

  • @roshanipriyanthika459
    @roshanipriyanthika459 ปีที่แล้ว +3

    Thank 😊

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      😊🙋‍♂️👍🇱🇰

  • @wickramagekwtwickramagekwt7709
    @wickramagekwtwickramagekwt7709 ปีที่แล้ว +1

    මම කොම්මාර්ෂල් බැංකුවෙ තියෙනව වැඩිහිටි ගිණුමක් ඒක ඇපයට තියල නයක් ගන්න පුලුවන් වෙයිද

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Please contact your branch for further details

    • @wickramagekwtwickramagekwt7709
      @wickramagekwtwickramagekwt7709 ปีที่แล้ว

      @@koplusapi මීරිගම . වැඩිහිටි ගිණුමක්.අවුරුද්දෙන් අවුරුද්ද ඔටෝ රිනීව් වෙනව සීයට 15 ක් දුන්න දැනට අවුරුදු 3 ක් මා ලංකාවට ආවේ නැහැ

  • @timro7479
    @timro7479 8 หลายเดือนก่อน +1

    Bank eke ape fd certificate eka aragannawadha api loan eka gaththata passe? Plsss reply

    • @koplusapi
      @koplusapi  7 หลายเดือนก่อน

      Certificate ekak issue karalanam thiyenne eka ganie

  • @thakshilawanigasuriya7657
    @thakshilawanigasuriya7657 ปีที่แล้ว +2

    Mma peoples bank eka laksha 3k fd dala 2.70k loan ekak gaththa.poliya 2.5

  • @gamepool2900
    @gamepool2900 ปีที่แล้ว +1

    Bro fd ekak thiynwa masa 4 kin mature wenwa mata loan ekk gathoth eka masa 4 kin settle krnna oneda nathnn 1 year period ekk ganna puluwnda

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      FD ekath continue karanna wei

    • @gamepool2900
      @gamepool2900 ปีที่แล้ว

      @@koplusapi ethkota fd eka aluth weddi interest rate wens wenwne e interest rate ekta 3k wage wadiyenda loan eke ithuru masa 8ta interest eka hadanne

  • @hiranasanka732
    @hiranasanka732 ปีที่แล้ว +1

    1.new fd akak open karala aken Cash back loan akak gthoth apita wasida?
    2.cash back loan ake repayment aka monthly dana aka aniwaraya da natham loan ake end date akata satle karana pluwanda?

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      1. Loan ganna eke athi wasiyak na but mudal hadissiyaknam FD eka withdraw nokara oyage requirement eka fulfil karaganna puluwan.
      2. Oya kamathi widihakata loan eka settle karanna kathakaraganna puluwan

    • @pamodamarasinghe3060
      @pamodamarasinghe3060 27 วันที่ผ่านมา

      Me vidihta gththa loan ekak full settle kalata passe ape fd eka apahu replace wenwada

    • @hiranasanka732
      @hiranasanka732 26 วันที่ผ่านมา

      @ ow

  • @prasannaniluka6911
    @prasannaniluka6911 ปีที่แล้ว +2

    CDB bank eke kiyanna

  • @nimeshchathuranga2598
    @nimeshchathuranga2598 ปีที่แล้ว +1

    අපිට ඒ ලෝන් එක අරගෙන වෙන බෑන්ක් එකක ෆික්ස් දාන්න පුලුවන්නෙ.

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      Oya adu rate ekakatanam FD eka dala thiyenne ehema kalata awulak na, but ganna kalin rate eka ahala inna

  • @sirilkularathna9559
    @sirilkularathna9559 ปีที่แล้ว +1

    Thanks

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      🙏 You are welcome

  • @Captain_Jack.Sparrow
    @Captain_Jack.Sparrow ปีที่แล้ว +1

    ඕක කෙටිකාලයකට ගන්න පුළුවන්ද මාස 6 කට වගේ

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Puluwan, salli thiyanawanam ona welawaka settle karanna puluwan

  • @nalinisenarath5092
    @nalinisenarath5092 11 หลายเดือนก่อน +1

    Katha karanawa wedie

    • @koplusapi
      @koplusapi  11 หลายเดือนก่อน

      👍

  • @manjulakumara5999
    @manjulakumara5999 ปีที่แล้ว +1

    එම නය මුදල ගන්න වෙන මොනවත් සුඩුසු කම් ඕනේ නැද්ද ?

  • @wikumeshanga9772
    @wikumeshanga9772 ปีที่แล้ว +1

    මට හොද අත්දැකීම් තියනව

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      Please share your experience

    • @wikumeshanga9772
      @wikumeshanga9772 ปีที่แล้ว

      @@koplusapi මොකක්ද කියන්න ඕනි මම කමෙන්ට් ගොඩක් දාල ඇති

    • @samadivithanagamage8637
      @samadivithanagamage8637 ปีที่แล้ว

      Number ekk ewnna puluwnda wisthra danagnna. Fb na mn

  • @RidhmaRiyaz
    @RidhmaRiyaz ปีที่แล้ว +1

    Fd eka dapu branch ekatama yanna onida

  • @sarathranaweera7512
    @sarathranaweera7512 ปีที่แล้ว +2

    How about peoples leasing co

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Yes eyalageth ganna puluwan. Maturity interest ganna nam dala thiyenne 90%, monthly interest gannawanam 75% dakwa FD amount eken loan ekak ganna puluwan

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Aditional 3% FD rate ekata wada

  • @ramaniw1637
    @ramaniw1637 ปีที่แล้ว +3

    FD interest walata January 2023 idala WHT tax gahanawa neda

    • @koplusapi
      @koplusapi  ปีที่แล้ว +1

      Ow 5% withholding tax

  • @halsbababdu8971
    @halsbababdu8971 ปีที่แล้ว +1

    laksha 15 dammoth laksha 5 nayak gattoth maseta poliya kiyada

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Eka bank eken bank ekata wenas. Oya FD dala thiyana rate eka kiyada?

    • @halsbababdu8971
      @halsbababdu8971 ปีที่แล้ว

      @@koplusapi % 15

    • @halsbababdu8971
      @halsbababdu8971 ปีที่แล้ว

      ammage jesta purawasi ginuma

  • @nimalrupasinghe8770
    @nimalrupasinghe8770 ปีที่แล้ว +2

    ගෙවිය යුතු කාලය පිළිබඳ ප්‍රශ්නයක් තියෙනවා කොහොමද ඒක වෙන්නේ.?

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Oyage FD eka kalpirena date eka thamai gewiya yuthu kalaya

    • @wikumeshanga9772
      @wikumeshanga9772 ปีที่แล้ว

      NSB එකේ අවුරුදු 3 යි කාලය

    • @wikumeshanga9772
      @wikumeshanga9772 ปีที่แล้ว

      @@koplusapi nsb එකේ අවුරුදු 3 යි

    • @wikumeshanga9772
      @wikumeshanga9772 ปีที่แล้ว

      @@koplusapi එහෙම එකක් නෑ

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Kamathinam FD eka renew karala loan eka continue karanna puluwan

  • @MIXLAB95
    @MIXLAB95 ปีที่แล้ว +1

    Sampath bank details please

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Balala kiyannam

  • @chamindaamarathunga3878
    @chamindaamarathunga3878 ปีที่แล้ว +1

    ලබන මාසෙ ලක්ෂ 40 ඩිපෝසිඩ් කරන්න ඉන්නෙ මාසෙන් මාසෙට ගන්න ඕනෙ පොලිය මොකක්ද හොද බෑන්ක් එක ප්‍රයිවට් බෑන්ක් දාන්න බයයි නේද

  • @ka.s.s.a
    @ka.s.s.a ปีที่แล้ว +1

    Nsb ,පොලීය කීයද

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Danata oya gewwa rate eka kiyada?

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      15% thamai kiyana widihata

  • @wikumeshanga9772
    @wikumeshanga9772 ปีที่แล้ว +5

    ඕක පට්ට ලාබ වැඩක්

    • @koplusapi
      @koplusapi  ปีที่แล้ว

      Oya aragena thiyanawa nam please share your experience

  • @pethumsadamal4377
    @pethumsadamal4377 ปีที่แล้ว +1

    Thanks