I can't believe I asked couples these invasive questions! But I had a lot of fun filming it and you'll learn a lot if you watch the entire video :) Links to FreeTaxUSA and other resources are in the description - have a great day! -Charlie
Amazing questions and interviews! 👏 We need more honesty and reality nowadays. Money should be a comfy topic between everybody, so we don't get exploited by big corps. ✌😘
Glad people talked about how expensive child care could be, especially daycare. I feel like we don't necessarily realize how much it all costs before having kids.
Their first couple is absolutely right, be frugal and have less debts in your early career the more comfortable you will be later in life. People always want to live in the lifestyle that they can't afford that's the problem.
We're surrounded by this fake dreamy luxury image from social and entertainment media. Sometimes we're even spoiled as children by loving parents with no heart for discipline. Honestly, I'm amazed how kids are NOT* *more* fvcked up than they are these days. 😁
Daycare is a great way for a child to socialize with other kids, and gives mom some time to catch up on some housework or just take a nap and relax. Based on price she said (1K per child) I’m assuming it’s a part time day care (typically it’s more like 2K per child for full time) so she probably gets only few days a week ‘off’, or just part of the day.
It's narrow minded to think how things "Should" be for everyone. Perhaps if you have the same beliefs, you could get wisdom from this couple, but for me they seemed completely irrelevant
After watching so many people do this format of video, I’ve come to really appreciate how open you get people to be with you & I think that has a lot to do with your energy/the way you carry yourself and your character so kudos 👏🏼 I know you don’t show us all the rejections in the process of filming these, but with the people who do agree you always have interactions that I learn a lot from.
Year-over-year inflation stood at 6.5% in December 2022-the lowest that figure has been in more than a year. Inflation was in line with what economists expected and gave many of them a reason to believe that the peak of inflation may be behind us. I have approximately $150k stagnant in my port_folio that needs growth. What is the best way to take advantage of this downturn?
you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
I think a good question for the interior designer who was looking to start her own business while still work full-time could've been "How much money would your business have to generate for you to feel comfortable leaving your W2?" Love your interview-style videos! Keep up the awesome work!
It was really refreshing to see people talking so openly about their financial choices, especially at different ranges of incomes. Was also good to see the spectrum of incomes was covered too
Loved this video! I feel like every time I see one of these, it’s always people in their 20s making 6-7 figures while that is so unrealistic for the majority of people. It was nice seeing people making between $30k-$65k a year and feeing content with it!
Dar and Megan are a power couple lol 💪 Every one of these you post is an automatic click from me!! They get better and better every time. Keep it up Charlie!
Money has to be a transparent thing, for me it’s a “we” thing, it’s not my money or his, it’s ours, and we are working towards our goals. Getting engaged inspired me to change my career to help my partner achieve retirement at a younger age, and it inspired him to save more because my goals became his. If he left now it wouldn’t work but in a few years if my career change works yes it would be fine for him to do what brings him joy because he would do the same for me. Neither of us are big buyers and having similar goals, wants, hobbies, needs all means we understand what either of us usually spend and that neither of us are going to violate eachother by overspending, we’re alike- and frugal
Borrowing money isn’t an issue. Borrow to grow a business or buy assets that make money later on. Issues come from borrowing money for depreciating assets. Cars, bags, expensive clothing it’s a trap. And pick the right degree!!!!
This is true, plus daycare doesn't necessarily mean all day every day. Some might use it for 4-5 hours a day while they run errands and have some alone time, all while the kids socialize and have some fun outside of the house.
Back I the day with my stay at home mom we got to go to a preK like a few hours a day….to get that socializing in the year before kindergarten, and it was through the school district, so free. Paying 2k a month when you’re a stay at home mom seems like a lot, but I know they are in the Bay Area, which is so expensive.
It's not just for the kids (though I agree, kids that socialize tend to be more adaptable), it's also for the parent to not burn out and to retain their own identity.
I don’t think getting a pre-nup is as bad as people make it out to be. The way it should be viewed is in the case of a divorce should be “I’m not divorcing my partner financially, I am divorcing against my partners lawyers financially.” It’s not an “escape plan” lol
it only matters if the finances aren't equal. They're both pro golfers so I'm assuming they're from well off families & they're not worried because it's roughly the same. Pre-nups are pushed more when one is significantly less privileged. Current income also does not indicate net worth or future inheritance. Someone can be chill with a low income passion because they're already set from family wealth.
A prenup isn't about trust. It's about setting up a plan that you each collaborated on to guarantee the other person is taken care of. It's very easy for courts and lawyers to take the other person to the cleaners even if you don't want that for them. If you love your significant other now then put in the effort to ensure they aren't ever taken advantage of by the legal system. There are many situations that cause even the tightest couples to split. The primary ones are: losing a child, infidelity, and when the man loses his job. Hoping for the best is great, but not being prepared for the worst is foolish.
Humans are naturally selfish, your first instinct is to always protect yourself. Love and all those other mushy emotions may allow you ignore that instinct but it’s there. Most prenups aren’t the logical ‘guarantee the other person is taken care of’ academic idea, most of the time, it’s about protecting yourself if things go bad. We can be academic and say it’s about not letting the courts decide but the core drive is, how do I protect myself when/if this thing goes sour. Now unless the financial gap between the two of us is significant, in which case, your selfish might be alittle acceptable, a prenup means you’re going into a union with your things as yours alone. So it’s not the two of us that actually own this xyz, it’s yours or mine. We’re really housemates that have kids. We’re saying I’m not risking my assets for this. If at your wedding you had vows that say we’re in this together, richer or poorer than losing a job shouldn’t be the end, sickness and health, then losing a child shouldn’t be the end, etc. with the divorce rates, I get why it could be seen as necessary but let’s not make it academic as protection against the courts, it’s protecting your selfish interests. Be confident in your selfishness please.
My wife is stay at home mom and I love and appreciate her for giving up her career to take care of our small family. Also glad that I married someone that does not waste money on salon, clothes and purses. We just like to take vacation and spend time and $ on our son.
Both couples need a prenup especially when you have any assets/debt, retirements. Don't marry a woman/man who is not financial aware or responsible bc it will hinders family ability to live a comfortable. Spend on things that you actually need. Minimalist is more optimal than living a lifestyle just to be in that social circle of friends.
From experience I've always been more frugal and would not want a joint account with someone. Sure I'll sign into my accounts on an app like Mint so they have access to transactional info
Michelle’s logic is a sum of expectations women have of men in this society now Q:”How much would you want your significant other to earn? A:125,000$ Q:”how much do you earn “ A 30,000$ Not even half of what your expecting to me that logically makes zero sense 😂 Ken an Laura Kens ideal income 50k-60k Laura’s ideal income anything over a 6 figure salary?? Like what the hell is going here the standards are fucked.Women asking or expecting not even half of what there bringing to the table at least be logical or reasonable.Only 13% of men earn 100k per year an above good luck finding one that wants you
and then there’s Zuchini, the teacher. dude pretty much pays her to maintain her looks. such a difference between the generations n how long they been together.
I would get a prenup, it can protect you if your spouse dies and leaves bunch of debt that was unknown. Might be different from other states or countries though so is not necessarily just about in case you divorce.
Is that all the prenup would say or would it also include protection if you split up? I believe the core reason for a prenup is people wanting to protect their interest but every now and then, people make it sound less selfish like your comment so, I’m curious, would the prenup simply be about debts can’t be shared at death or would it also include asset sharing in the even of a divorce
How is it selfish to want to protect someone from your personal debt. I wouldn't want my significant other to deal with example: thousands of student loan debts or credit card debt?
Megan is capping real hard. Passion doesn't pay the bills. If Dar lost his job or chose to quit and the bills aren't paid, there is no way Megan is supporting Dar long term.
I can't help but roll my eyes whenever someone expresses the need for their partner to make much more than they do. Like ok, are you admitting that you're lazy or underperforming by your own standards or do you think it's ok to expect your parter to contribute more than you do? Or perhaps they're just being honest with their selfishness, but the vibe seems more entitled than that.
Not getting a prenup it’s pretty foolish lol idc how much you trust or believe in someone nothing is forever. Better to have it and not need it than to need it and not have it 😏 stay safe kings
My personal belief is if your job is in marketing or sales or anything of that sort going can do without college. But if it about someone's health, heavy machinery, architecture always highest possible degree.
a little curious with that last couple how she's a stay at home mother but they pay for daycare? like if she doesn't work what does she do all day if she doesn't watch the kids?
My fiancé makes 3x more than I do. He works corporate, I work nonprofit. He said he doesn’t care if I don’t make much money as long as I’m happy with my job 😊 Although he makes more money, we both pay for meals or other things. He usually does pay for our trips and I’ll just pay for expenses during the trips. It works for us.
This was filmed in Costa Mesa, not Newport Beach, if you are trying to have an honest conversation about finances why claim it was filmed in a more affluent city?
We like to have our money separate and have divided what we pay for household wise. And agreed to a set amount yo each save every week. And we spend our other money however we want.
@@aIysssa You can love and trust your wife, but never trust HER LAWYER. The lawyer will convince her to drain him of all his worth. A prenup is a must!
income doesn't equal net worth. I know lots of people who are happily working low income jobs because their family generational wealth/inheritance will support them well into retirement as long as they don't overspend.
I agree. Most divorces are initiated by Women. I think more so the men are going to regret it because once she divorces him she can take half his business, probably the kids, and you lose your wife on top of that. I feel like alot of men are afraid to ask for the prenup because it could make the woman feel like she’s just some gold digger and after his money but getting a prenup definitely would protect him though.
strange how the man in the second interview says they both dropped out of college then she says she wouldn't have gotten her job without the college she went to?
It's the BIGGEST red flag when your partner talks about money alot.... Specially when they start "counting" the things they do for you that involves money. BIG RED FLAG.
@@djbobby224 yes you're right but there's a fine line to cross that makes you come across as a pennypincher/too frugal. That's the red flag. Though you do agree with the point that it's especially a red flag when the partner starts 'counting' the things they spend on their partner as in when they use it as ammo in an argument sort of thing right? I mean remembering and tracking what you're doing for each other isn't a bad thing, it heavily depends on how the people portray/act about it. I know exactly what the original comment is implying because I have a relative that always pulls the 'but I've done this this and this for you' when I'm not able or don't want to do something for them because of fair reasons
@@slee2695 well I'm not ungrateful. I always was, and because he would always bring up the past for every little thing I dont want him doing stuff for me anymore (when he did stuff it was never because I asked as well, he did it himself), he takes it too far. You understand? Edit: well to be honest whether you understand or not it doesn't matter since you don't actually know me or the stuff he had asked me to do sometimes, just know that people can go too far and act like you always owe them something as if they're entitled to it. the point aside from telling you people go too far, was to give more context so you d hopefully not fully assume stuff about a person's situation
First couple doesn't seem to know the cost of a 4 year degree today. Back when they went, maybe 45k for the entire degree. Today, it's 200k+ for the entire degree if it's a decent school. No amount of savings or working while taking classes pay that. You have to take loans today. Every year, the school I went to goes up between 2k to 3k. It's unsustainable. College for the rich, rugged capitalism for the rest of us.
My electrical engineering at a top university in Texas was only $35k not including rent (it was cheap). I did 1.5 years at community college to do all the courses that would transfer. It was completely free because community colleges have lots of scholarships for good grades in STEM courses. I did take out $15k in loans while at university, but I already paid it off. I got a 6 figure job lined up months before graduation. So college can still be cheap if you play the system.
![ลองสุ่มไอโฟน 990 โกงมั้ย? [ โกงมั้ยครับ ep.101 ] | DOM](http://i.ytimg.com/vi/bfsWe0j492k/mqdefault.jpg)
I can't believe I asked couples these invasive questions! But I had a lot of fun filming it and you'll learn a lot if you watch the entire video :)
Links to FreeTaxUSA and other resources are in the description - have a great day!
-Charlie
Good on you for asking the tough questions! Not sure I would be able to ask them!
this good and its more ''real'' and relatable. I encourage doing more
Amazing questions and interviews! 👏 We need more honesty and reality nowadays. Money should be a comfy topic between everybody, so we don't get exploited by big corps. ✌😘
🪴What all their Hobbies are? College kids
That first couple is sooo cute! Her tea splurge is adorable😭 such a wholesome couple!
I loved them!! they were awesome haha
Yes! They were adorbs. Great match. :)
they were the best!!!
let him speak.
I came here to look for this comment 🙌
They were in fact super cute !
Glad people talked about how expensive child care could be, especially daycare. I feel like we don't necessarily realize how much it all costs before having kids.
Their first couple is absolutely right, be frugal and have less debts in your early career the more comfortable you will be later in life. People always want to live in the lifestyle that they can't afford that's the problem.
We're surrounded by this fake dreamy luxury image from social and entertainment media. Sometimes we're even spoiled as children by loving parents with no heart for discipline. Honestly, I'm amazed how kids are NOT* *more* fvcked up than they are these days. 😁
That last couple had the most wisdom to share. Once your married everything should be “we”. Great video Charlie!
They were really great to talk to!
I wished they shared more on the day care part. If she’s a stay at home mom, what is the need for day care?
@@cxshxnly7197 This was exactly what I was thinking of too
Daycare is a great way for a child to socialize with other kids, and gives mom some time to catch up on some housework or just take a nap and relax. Based on price she said (1K per child) I’m assuming it’s a part time day care (typically it’s more like 2K per child for full time) so she probably gets only few days a week ‘off’, or just part of the day.
It's narrow minded to think how things "Should" be for everyone. Perhaps if you have the same beliefs, you could get wisdom from this couple, but for me they seemed completely irrelevant
She sold me on the tea membership, how do I sign up lol
I want to join too!!
That first couple was SO lovely!
They were goals haha
Yes, and also in same profession architecture
After watching so many people do this format of video, I’ve come to really appreciate how open you get people to be with you & I think that has a lot to do with your energy/the way you carry yourself and your character so kudos 👏🏼 I know you don’t show us all the rejections in the process of filming these, but with the people who do agree you always have interactions that I learn a lot from.
1st couple is rich in humbleness. I love it
All these couples seem matched very well it’s impressive
The first and the last couple are awesome. They look very caring, wise and mature.
That first couple was so wonderful. They were lucky to find each other
Year-over-year inflation stood at 6.5% in December 2022-the lowest that figure has been in more than a year. Inflation was in line with what economists expected and gave many of them a reason to believe that the peak of inflation may be behind us. I have approximately $150k stagnant in my port_folio that needs growth. What is the best way to take advantage of this downturn?
you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
I think a good question for the interior designer who was looking to start her own business while still work full-time could've been "How much money would your business have to generate for you to feel comfortable leaving your W2?" Love your interview-style videos! Keep up the awesome work!
Probably enough to replace the W2 Income would be a gd guess.
What's W2?
@@mushrifsaidin W2 is the form an employee fills out when they file their taxes. It's just another term for job basically
It was really refreshing to see people talking so openly about their financial choices, especially at different ranges of incomes. Was also good to see the spectrum of incomes was covered too
Loved this video! I feel like every time I see one of these, it’s always people in their 20s making 6-7 figures while that is so unrealistic for the majority of people. It was nice seeing people making between $30k-$65k a year and feeing content with it!
Only rich people say they aren't rich haha, that first couple is definitely loaded!!!!!
hahahah
Oh yes they are!!! Comfortable with zero worries? That’s MONEY.
Sounds like they are just very deliberate with money. Never bought a new car, most expensive purchase is tea
EXACTLY!! THEY ARE VERY WELL OFF
They definitely have saved millions
You’re interview style and questions are respectful and nuanced to put people at ease. That skill will take you far!
Dar and Megan are a power couple lol 💪 Every one of these you post is an automatic click from me!! They get better and better every time. Keep it up Charlie!
Money has to be a transparent thing, for me it’s a “we” thing, it’s not my money or his, it’s ours, and we are working towards our goals. Getting engaged inspired me to change my career to help my partner achieve retirement at a younger age, and it inspired him to save more because my goals became his. If he left now it wouldn’t work but in a few years if my career change works yes it would be fine for him to do what brings him joy because he would do the same for me. Neither of us are big buyers and having similar goals, wants, hobbies, needs all means we understand what either of us usually spend and that neither of us are going to violate eachother by overspending, we’re alike- and frugal
Title says Newport Beach, but a majority of this bedroom was made in Costa Mesa. Either way, great video!
it is likely more people know newport beach :)
I want to be friends with all of the couples! They are all friendly, open & honest. 😊
the first couple is goalsss
Borrowing money isn’t an issue. Borrow to grow a business or buy assets that make money later on. Issues come from borrowing money for depreciating assets. Cars, bags, expensive clothing it’s a trap.
And pick the right degree!!!!
Stay at home mom with daycare.. I think I’m okay with that. Kids need to socialize- it’s a very important part of your kid’s development.
This is true, plus daycare doesn't necessarily mean all day every day. Some might use it for 4-5 hours a day while they run errands and have some alone time, all while the kids socialize and have some fun outside of the house.
Back I the day with my stay at home mom we got to go to a preK like a few hours a day….to get that socializing in the year before kindergarten, and it was through the school district, so free. Paying 2k a month when you’re a stay at home mom seems like a lot, but I know they are in the Bay Area, which is so expensive.
It's not just for the kids (though I agree, kids that socialize tend to be more adaptable), it's also for the parent to not burn out and to retain their own identity.
Imagine having to spend the whole working day with the kids, it could be multiple hours....
@@anneb889 this is Orange County but yeah expensive too
This was a good video! I had no concept of how expensive daycare was, let alone childcare, until now.
I don’t think getting a pre-nup is as bad as people make it out to be. The way it should be viewed is in the case of a divorce should be “I’m not divorcing my partner financially, I am divorcing against my partners lawyers financially.” It’s not an “escape plan” lol
it only matters if the finances aren't equal. They're both pro golfers so I'm assuming they're from well off families & they're not worried because it's roughly the same.
Pre-nups are pushed more when one is significantly less privileged. Current income also does not indicate net worth or future inheritance. Someone can be chill with a low income passion because they're already set from family wealth.
1k/month for day care in the OC??!! That sounds like an amazing steal
Yeah cheap
Why is she paying for daycare when she's a stay-at-home mom?
She is also a stay at home Mom, so I'm guessing it's only part time.
In Australia its double more per month.. welcome 😂🎉
@@TXMAJOR probably socialization for the kids. Play dates are hard to set up if the neighborhood doesn't have much same age kids
the tea woman was so cute - what a fun hobby!
A prenup isn't about trust. It's about setting up a plan that you each collaborated on to guarantee the other person is taken care of. It's very easy for courts and lawyers to take the other person to the cleaners even if you don't want that for them. If you love your significant other now then put in the effort to ensure they aren't ever taken advantage of by the legal system.
There are many situations that cause even the tightest couples to split. The primary ones are: losing a child, infidelity, and when the man loses his job. Hoping for the best is great, but not being prepared for the worst is foolish.
Humans are naturally selfish, your first instinct is to always protect yourself. Love and all those other mushy emotions may allow you ignore that instinct but it’s there.
Most prenups aren’t the logical ‘guarantee the other person is taken care of’ academic idea, most of the time, it’s about protecting yourself if things go bad. We can be academic and say it’s about not letting the courts decide but the core drive is, how do I protect myself when/if this thing goes sour.
Now unless the financial gap between the two of us is significant, in which case, your selfish might be alittle acceptable, a prenup means you’re going into a union with your things as yours alone. So it’s not the two of us that actually own this xyz, it’s yours or mine. We’re really housemates that have kids. We’re saying I’m not risking my assets for this. If at your wedding you had vows that say we’re in this together, richer or poorer than losing a job shouldn’t be the end, sickness and health, then losing a child shouldn’t be the end, etc. with the divorce rates, I get why it could be seen as necessary but let’s not make it academic as protection against the courts, it’s protecting your selfish interests. Be confident in your selfishness please.
Most people like the person NOW so they can’t even think abstractly about it.
Next time a women, tries to say no to this, this is the reason ill throw at them "to protect me from the legal system."
Interesting view 👍🏾
A woman wants her guy to make at least six figures and doesn't want him to pursue his passions if it means he makes less money? Shocking!
Pretty sure Ken said he's a 'Systems Engineer' for Raytheon
My wife is stay at home mom and I love and appreciate her for giving up her career to take care of our small family. Also glad that I married someone that does not waste money on salon, clothes and purses. We just like to take vacation and spend time and $ on our son.
the second couple is sooo awesome. Their values are amazing!!
Both couples need a prenup especially when you have any assets/debt, retirements. Don't marry a woman/man who is not financial aware or responsible bc it will hinders family ability to live a comfortable. Spend on things that you actually need. Minimalist is more optimal than living a lifestyle just to be in that social circle of friends.
Outstanding video. Interesting questions, interesting answers, interesting people and you're a good interviewer.
Saving the best for last!
Their relationship is what I strive for. Christian morals and open communication
From experience I've always been more frugal and would not want a joint account with someone. Sure I'll sign into my accounts on an app like Mint so they have access to transactional info
Michelle’s logic is a sum of expectations women have of men in this society now
Q:”How much would you want your significant other to earn?
A:125,000$
Q:”how much do you earn “
A 30,000$
Not even half of what your expecting to me that logically makes zero sense 😂
Ken an Laura
Kens ideal income 50k-60k
Laura’s ideal income anything over a 6 figure salary?? Like what the hell is going here the standards are fucked.Women asking or expecting not even half of what there bringing to the table at least be logical or reasonable.Only 13% of men earn 100k per year an above good luck finding one that wants you
and then there’s Zuchini, the teacher. dude pretty much pays her to maintain her looks. such a difference between the generations n how long they been together.
@@xHelloSushixZucchini 🤣🤣🤣
the two worst from this episode were them. Although Michelle was reasonable with the final questions.
I loved the tea club story 😂
honest question out of curiosity. why do you need daycare if you are a stay at home mom? I thought that was the point of not working
the kid still needs external socialization - and that can be hard to achieve in low density neighborhoods that don't have kids or even playgrounds
shoutout to all couples, ESPECIALLY THE LAST COUPLE! (ANDREW and LUCY)
This was a great video! Great questions and great job pushing for tough answers at times. 👏🤙
Great video. I really appreciated all the couples, they each brought something different to the conversation.
I would get a prenup, it can protect you if your spouse dies and leaves bunch of debt that was unknown. Might be different from other states or countries though so is not necessarily just about in case you divorce.
Is that all the prenup would say or would it also include protection if you split up? I believe the core reason for a prenup is people wanting to protect their interest but every now and then, people make it sound less selfish like your comment so, I’m curious, would the prenup simply be about debts can’t be shared at death or would it also include asset sharing in the even of a divorce
How is it selfish to want to protect someone from your personal debt. I wouldn't want my significant other to deal with example: thousands of student loan debts or credit card debt?
SUKAINA seems like a NIGHTMARE. Not even hot and she spends all the money. ZAYN RUNNN
I loved the first couple and the lollipop couple. Confused why the last woman is a stay at home mom but also pays for daycare?
Maybe savings as a pro golfer? And her husband is still making $$ as a pro golfer
Megan is capping real hard. Passion doesn't pay the bills. If Dar lost his job or chose to quit and the bills aren't paid, there is no way Megan is supporting Dar long term.
She's a mechanical engineer at Tesla. She's getting a good salary
Wish he would’ve ask everyone what they made
Last couple seemed to really have it figured out!!
First video I’ve watched by you and I’m hooked! Can’t wait to explore the rest of your channel.
Stay at home mom but they're paying for day care? No way man! No way!
Lol true
It could be pre-k/day care. Kids need socialization and moms need breaks.
Kids need to socialize with their peers and moms need a break
@@xxx_2224 Then the father can take over. The mother isn't the only parent. This is the issue with only ONE person working. And only ONE staying home.
If both stop working what do you get? Back to adoption center
Most of this was filmed in Costa Mesa, not Newport. There’s a huge financial difference between Newport and Costa Mesa.
What’s the golfers last name I want to root for him
Lol he just outed his Bookie business to millions @IRS
Always get a prenup.
I can't help but roll my eyes whenever someone expresses the need for their partner to make much more than they do. Like ok, are you admitting that you're lazy or underperforming by your own standards or do you think it's ok to expect your parter to contribute more than you do? Or perhaps they're just being honest with their selfishness, but the vibe seems more entitled than that.
Another great video Charlie! Your content always leaves me with knowledge, thank you!!
Fellas get a prenup.......
And ladies
The girls love the man balling as long as the account is “we” 😂
So interesting to hear these stories. Greetings from Switzerland🇨🇭
Your country is beautiful! I loved going there
Unrelated but Nook Coffee in the background of the first clip makes fire coffee
Ohh I gotta check that place out, I've never actually been there. Thanks for the rec!
Freetaxusa is the move. I hate doing taxes, and I hate even more if I have to pay more to file it. Turbo was like 2-3x the cost
Bruh it costs like $40 for turbotax
Your content keeps getting better - great video!
prenups should be the norm specially because marriage is not good business for men.
Not getting a prenup it’s pretty foolish lol idc how much you trust or believe in someone nothing is forever. Better to have it and not need it than to need it and not have it 😏 stay safe kings
Send this to Graham
Emily the tea lady. Love her love for tea!😭😭❤
My personal belief is if your job is in marketing or sales or anything of that sort going can do without college. But if it about someone's health, heavy machinery, architecture always highest possible degree.
Is that a Samantha Tan Racing hoodie? Love that!!! I’m trying to cop one haha great video man!
Yes it is! Highly recommend it's great quality
Wtf Jake watches?
Emily was great! Dying to know the name of her tea club!
a little curious with that last couple how she's a stay at home mother but they pay for daycare? like if she doesn't work what does she do all day if she doesn't watch the kids?
prep food, clean, shop, drop and pick kids up, and all the admin stuff for the household?
Believe that there's always a solution to something.
My fiancé makes 3x more than I do. He works corporate, I work nonprofit. He said he doesn’t care if I don’t make much money as long as I’m happy with my job 😊
Although he makes more money, we both pay for meals or other things. He usually does pay for our trips and I’ll just pay for expenses during the trips. It works for us.
This was filmed in Costa Mesa, not Newport Beach, if you are trying to have an honest conversation about finances why claim it was filmed in a more affluent city?
The lady who wanted 125k from a partner but she's pulling 30k 🤯
Ideal for most women nowadays
Didn’t she say she did real estate that brings in most the money ?
@@michellmusso2009 yea that’s how she makes 30k a year
I have a coworker who makes 350-400k. His wife makes 44k a year.
@@amichii19 Bet if it was the other way around, the woman would not be with him.
We like to have our money separate and have divided what we pay for household wise. And agreed to a set amount yo each save every week. And we spend our other money however we want.
I love how the women making less making say oh we wouldnt have a prenup lol
@@aIysssa one thing to love and trust your wife.. Another thing to say you are ok without a prenup when you have nothing
@@aIysssa You can love and trust your wife, but never trust HER LAWYER. The lawyer will convince her to drain him of all his worth. A prenup is a must!
income doesn't equal net worth. I know lots of people who are happily working low income jobs because their family generational wealth/inheritance will support them well into retirement as long as they don't overspend.
I'm confused. Why was the last couple spending $2000 a month in childcare if she is a stay-at-home mom?
Its why she looked calm and refreshed 😂
You were in Costa Mesa, not Newport Beach.
Goodluck, MIchelle.
"I want my significant other to make 125K, but I only make 30K"
LOL.
If you only make 30k in OC you might as well stay home. That’s minimum wage.
Thank you for sharing!
If having a prenup is a threat to your marriage then you have no marriage
I want to join a tea club
well that is Costa Mesa and not Newport Beach
Product Manager and Mechanical Engineer without college degree 😳 what have I been doing with my life
🤣🤣🤣 i file fbi ..they serch it
Yeah engineer is not possible... that's some woke Telsa use of the title engineer🤨
Haha that first couple ... don't get loans, it's oke to suffer in a different way, you can remedy that, with tea 😀
Andrew and Lucy praise god you guys!!! Awesome!!
lucy is a stay at home mom but daycare is their biggest expensive?
"Never depend on a single income. Make an investment to create a second source."
- Warren Buffet
What's the tea membership company I wanna join it too 👀
Ahh I wish I remembered what it was called! I'll post it here if I find out
I also want to know.
I love the tea lady bless her soul
How are you paying for daycare when your a stay home mom ??????
I'm confused, why are they paying 2k a month for daycare if she's a SAHM?
Love the golf couple!
50% of these folks not getting a prenup are going to regret it in the future lol
I agree. Most divorces are initiated by Women. I think more so the men are going to regret it because once she divorces him she can take half his business, probably the kids, and you lose your wife on top of that. I feel like alot of men are afraid to ask for the prenup because it could make the woman feel like she’s just some gold digger and after his money but getting a prenup definitely would protect him though.
How are prenups bad? Insurance on your car isn’t bad?
Marriage is about love not finances.
strange how the man in the second interview says they both dropped out of college then she says she wouldn't have gotten her job without the college she went to?
It's the BIGGEST red flag when your partner talks about money alot.... Specially when they start "counting" the things they do for you that involves money. BIG RED FLAG.
Never thought a penis could offer such advice.
Disagree. Finances and goals are very important to a relationship. Most divorces are becuase of finances.
@@djbobby224 yes you're right but there's a fine line to cross that makes you come across as a pennypincher/too frugal. That's the red flag. Though you do agree with the point that it's especially a red flag when the partner starts 'counting' the things they spend on their partner as in when they use it as ammo in an argument sort of thing right? I mean remembering and tracking what you're doing for each other isn't a bad thing, it heavily depends on how the people portray/act about it. I know exactly what the original comment is implying because I have a relative that always pulls the 'but I've done this this and this for you' when I'm not able or don't want to do something for them because of fair reasons
@@detweiler you sound ungrateful
@@slee2695 well I'm not ungrateful. I always was, and because he would always bring up the past for every little thing I dont want him doing stuff for me anymore (when he did stuff it was never because I asked as well, he did it himself), he takes it too far. You understand?
Edit: well to be honest whether you understand or not it doesn't matter since you don't actually know me or the stuff he had asked me to do sometimes, just know that people can go too far and act like you always owe them something as if they're entitled to it. the point aside from telling you people go too far, was to give more context so you d hopefully not fully assume stuff about a person's situation
First couple doesn't seem to know the cost of a 4 year degree today. Back when they went, maybe 45k for the entire degree. Today, it's 200k+ for the entire degree if it's a decent school. No amount of savings or working while taking classes pay that. You have to take loans today. Every year, the school I went to goes up between 2k to 3k. It's unsustainable. College for the rich, rugged capitalism for the rest of us.
My electrical engineering at a top university in Texas was only $35k not including rent (it was cheap). I did 1.5 years at community college to do all the courses that would transfer. It was completely free because community colleges have lots of scholarships for good grades in STEM courses. I did take out $15k in loans while at university, but I already paid it off. I got a 6 figure job lined up months before graduation. So college can still be cheap if you play the system.
@@fast_gtrsame, paid less than 25k for college cause I also had scholarships and making 6-figs now