I also have the BPI Mastr blue CC and weirdly enough they gave me automatic credit limit increase twice already. It's not yearly but I got a text message from them that my credit limit has increased.
Hmm nag increase din yung limit ko ng walang notice from them..nagulat nlang ako nadagdagan ng 10k yung limit ko..that's good naman for me..btw im using my bluemastercard for a year na
@@FinancePH No idea din po pero lagi kasi nama-maximize. Automatic po nila increase. But there was one time sobrang taas na, pinababaan ko rin po... Talagang pumunta ako sa bank.
@@JanCerdanAdriano ask ko lang po ilang yrs.po siya before mag Auto increase ng CL? 1yr.ko palang po gamit si BPI blue master card..tsaka wala po bang problema if namax yong limit? Salamat po sa pagsagot
Yun transaction na nag go through or overlimit I think may Madness Limit ka since from the caption 2 years na. Madness limit is equal to your total credit limit.
Sana mapansin at masagot 🙏 First time cc user. first cc ko rin si bpi blue mastercard. 30k limit. ilang months po ba dapat iuse yung cc limit before po na magstart kayo na mag pay? like sa ibang banko spend your limit within 60 days or so, or is it only one month then after a month need mo na bayaran yung credit na nagamit mo? if mag aavail po nang cash advance, one time payment po ba sya? or pwede pay in installments?
Just got my BPI Bluemaster recently, planning to purchase an ipad worth 35k +, mavavaive po kaya ang annual fee nya and if ipasok ko sya into 24months installment thru BPI Customer Service, my other charges pa po kaya na ipapasok si BPI?
Hi po. If nag purchase po kayo using installment plan na 12 or 24 months 0 interrest. May additional charges po ba si bpi na e bibill sa inyo every month? Aside dun sa monthly na babayran mo? Thank you
Hello po ask ko lang binigyan ako ni bpi ng credit limit na 20k bpi blue mastercard inapply ko pero pig avail ko din po bpi ecredit ngayon po 6k daw limit nun. Sabi po ay shared credit limit sila. Pano po yun 14k lang pwede ko magamit sa physical store yung 6k ay para lang sa online shopping. Pa answer naman po. Thanks po
Main CC - 20k credit limit Ecredit - 6k credit limit Shared credit limit yan. Halimbawa, nag purchase ka online gamit ecredit, Hanggang 6k lang pwede. Kapag main cc ang ginamit mo, Hanggang 20k pwede mo magamit. Halimbawa ulit, nagpurchase ka gamit ecredit worth 5,000, matitira sa total credit limit mo is 15k na lang. pwede mong magamit pa yung 15k using main cc mo pero kung gagamitin mo pa rin ang ecredit mo, 1k na lang pwede kasi nagamit mo na yung 5k. Pero kung puro main cc lang gagamitin mo whether online or in-store transactions, buong 20k ang magagamit mo as credit limit.
@@leasamante8247 after 1-2 weeks, ecredit physical card naman ang dadating sayo then after 2 weeks, another envelope containing your PIN number na magagamit mo kapag avail mo yung Cash Advance feature ng BPI Credit Card
@@FinancePH Hindi Po ba nila ifi-freeze ung savings don sa account? 🤣 Nakakatakot kasi baka mamay pag approved ka na eh baka may certain amount na ihold sila for maintaining balance. 😁
Hello po ask ko lng din po after po maactivate yung card ano po sunod na gagawin para magamit? Paano po kaya ung pincode kasi wala po pin na nakalagay paano po sya magagamit if gusto maggrocery? Salamat po
@@jenpatricesayas4891yung pin, ipapadala sayo through letter via courier. Need lang ang pin kapag magrerequest ka ng cash advance from your credit limit. Upon activation ng credit card, pwede na magamit sa grocery store agad; no pin needed. Swipe or tap lang ng cashier ang credit card mo sa terminal nila
ung pin, ipapadala sayo through letter via courier. Need lang ang pin kapag magrerequest ka ng cash advance from your credit limit. Upon activation ng credit card, pwede na magamit sa grocery store agad; no pin needed. Swipe or tap lang ng cashier ang credit card mo sa terminal nila
I also have the BPI Mastr blue CC and weirdly enough they gave me automatic credit limit increase twice already. It's not yearly but I got a text message from them that my credit limit has increased.
That’s nice 🙂
Hmm nag increase din yung limit ko ng walang notice from them..nagulat nlang ako nadagdagan ng 10k yung limit ko..that's good naman for me..btw im using my bluemastercard for a year na
Mag 10yrs na sa akin this year ang cc na to. Medyo mabagal nga mag increase. Pero happy ako sa promos ng real thrills.
Do you have suggestion po how can I increase my CL? Btw, I’m glad happy kayo sa real thrills 😁
@@FinancePH No idea din po pero lagi kasi nama-maximize. Automatic po nila increase. But there was one time sobrang taas na, pinababaan ko rin po... Talagang pumunta ako sa bank.
@@JanCerdanAdriano ask ko lang po ilang yrs.po siya before mag Auto increase ng CL? 1yr.ko palang po gamit si BPI blue master card..tsaka wala po bang problema if namax yong limit? Salamat po sa pagsagot
Do they waive the annual fee po?
Which is good bpi rewards or bpi amore cash back po? Biggeners lng po. Pra mgapply po ako
Yun transaction na nag go through or overlimit I think may Madness Limit ka since from the caption 2 years na. Madness limit is equal to your total credit limit.
Ohh I see ganun pala un, thanks po.
ano po pinagkaiba nung pay card sa pay bills. nalilito po kase ko minsan pagnagbabayad ako ng credit card ko monthly
Pay card po within bpi cards lang. pay bills can be other billers.
Sana mapansin at masagot 🙏
First time cc user. first cc ko rin si bpi blue mastercard.
30k limit. ilang months po ba dapat iuse yung cc limit before po na magstart kayo na mag pay? like sa ibang banko spend your limit within 60 days or so, or is it only one month then after a month need mo na bayaran yung credit na nagamit mo?
if mag aavail po nang cash advance, one time payment po ba sya? or pwede pay in installments?
Usually 1mo yan depende sa billing cycle nyo po. Yung spend is up to you. Yung cash advance pwede installment
lagi po naccompromise?
Yes
hello maam magkano annual fee sa blue master card cc?
1550 po
Just got my BPI Bluemaster recently, planning to purchase an ipad worth 35k +, mavavaive po kaya ang annual fee nya and if ipasok ko sya into 24months installment thru BPI Customer Service, my other charges pa po kaya na ipapasok si BPI?
If zero installment, walang other charges yan. Yung annual fee pwd mo ipa waive, minsan depends sa kanila if pasok sa criteria nila yung waiver.
Hi po. If nag purchase po kayo using installment plan na 12 or 24 months 0 interrest. May additional charges po ba si bpi na e bibill sa inyo every month? Aside dun sa monthly na babayran mo? Thank you
No po
Hello po ask ko lang binigyan ako ni bpi ng credit limit na 20k bpi blue mastercard inapply ko pero pig avail ko din po bpi ecredit ngayon po 6k daw limit nun. Sabi po ay shared credit limit sila. Pano po yun 14k lang pwede ko magamit sa physical store yung 6k ay para lang sa online shopping. Pa answer naman po. Thanks po
Main CC - 20k credit limit
Ecredit - 6k credit limit
Shared credit limit yan. Halimbawa, nag purchase ka online gamit ecredit, Hanggang 6k lang pwede.
Kapag main cc ang ginamit mo, Hanggang 20k pwede mo magamit.
Halimbawa ulit, nagpurchase ka gamit ecredit worth 5,000, matitira sa total credit limit mo is 15k na lang. pwede mong magamit pa yung 15k using main cc mo pero kung gagamitin mo pa rin ang ecredit mo, 1k na lang pwede kasi nagamit mo na yung 5k.
Pero kung puro main cc lang gagamitin mo whether online or in-store transactions, buong 20k ang magagamit mo as credit limit.
Thankyou po btw po nakuha ko na bluecard ko possible po kaya yung bpi ecredit ko ay may card din. Ideliver d kasi nasabay ditonsa blue card. Thanks po
@@leasamante8247 after 1-2 weeks, ecredit physical card naman ang dadating sayo then after 2 weeks, another envelope containing your PIN number na magagamit mo kapag avail mo yung Cash Advance feature ng BPI Credit Card
Gano katagal pumasok ang points after ung purchased bpi blue credit card?
As soon as mag post yun payment, mag post din yung points. Most likely 2-3 business days un.
Hi po, may minimum transaction po ba yung blue card? First time ko kasi pero di inaacept yung payment ko sa fast food. Thanks
Wla nman minimum limit. .bka wala tlaga silang cc payment or d sila tumatanggap ng ganun payments..or ano ba sabi?
Yung minimum depende sa store po
Paano kung nasa abroad tulad ng ofw paano maclaim pede bang iprint ung claim form tapos iprint sa pinas na may pirma salamat sa sagaot
Can do online po
Hi. Paano po mag cash advance sa bpi blue and paano makukuha ang pin?
Binibigay po ni bpi yung pin
Hi. Ask ko lang po.. paano po iaapply yung installment na 0% interest?
Call ka lang po sa hotline ng bpi
Wala po bang online app to lock transactions kapag di ginagamit?
Hindi ko po na explore to yet. Check ko 😅
What to do if may unauthorized charges? Ma rereverse po ba yan?
Need to file dispute. Then, reverse din naman nila yan within 30 days.
pwede ba email mag file ng dispute?
Sis normal ba na hindi nag eemail when you use the card? Gusto ko sana updates sa mga charges
Normally walang email, pero may setting ata nyan to turn on notif.
@@FinancePH ano email ng bpi sis?
@@exonotmessi6755kung may bpi apps ka naka connect yung cc mo dun pwede mo makita dun every transaction and charges
tanong lang po. Pano kung kukuha ka nyan tas hndi mo gagamit? Wla nman problema ba?or baka my bayaran ka?Tumawag kasi bpi sakin. Tnx po
Kung may annual fee, babayaran mo parin yan yearly kahit di gamit if activated.
Panu kung hndi mo na activated? Wla nman bayad?
@@joenbalad-on6822wala bsta wag mo lng i activated para wala ka babayaran na annual fee kung ayaw mo talaga gamitin
Magkano ang maintaing balanace pag mag aapply.
Not required po but the more funds, the higher chance for approval.
@@FinancePH Hindi Po ba nila ifi-freeze ung savings don sa account? 🤣 Nakakatakot kasi baka mamay pag approved ka na eh baka may certain amount na ihold sila for maintaining balance. 😁
@@rooner9453 If secured credit card yung inappylan , yun ang may hold
Mam kailngan secured deposit bago magkaroon ng creditcard
Ma'am may babayaran po ba sa baguhan na kukuha ng credit card?
wala.. dapat lang may bank account ka sa BPI na active
Wala naman po babayaran.
hi po ask ko lang po dumating na yung blue credit card ko pero walang kasamang temporary pin code? paano po makukuha yung pin?
Need nyo po e activate yan gamit nun numbers sa card na nakadikit.
Hello po ask ko lng din po after po maactivate yung card ano po sunod na gagawin para magamit? Paano po kaya ung pincode kasi wala po pin na nakalagay paano po sya magagamit if gusto maggrocery? Salamat po
@@jenpatricesayas4891yung pin, ipapadala sayo through letter via courier. Need lang ang pin kapag magrerequest ka ng cash advance from your credit limit.
Upon activation ng credit card, pwede na magamit sa grocery store agad; no pin needed. Swipe or tap lang ng cashier ang credit card mo sa terminal nila
ung pin, ipapadala sayo through letter via courier. Need lang ang pin kapag magrerequest ka ng cash advance from your credit limit.
Upon activation ng credit card, pwede na magamit sa grocery store agad; no pin needed. Swipe or tap lang ng cashier ang credit card mo sa terminal nila
Question po, if hnd man magamit ung credit card in a year, possible kaya na mawaive den ung annual fee?
Possible naman po, just advise them to waive the feed rather than terminating the card.
Ano po requirements para ma waive ang AF?
Per experience, just spend 20k for a month or 2. Sometimes, e waive lang nila depends sa reason mo magpa waive.
Hi Ma'am pwede ba gumamit ng credit card sa groceries?
Yes if natanggap sila
Which is good bpi rewards or bpi amore cash back po? Biggeners lng po. Pra mgapply po ako
First time kung papadalhan ng BPI.may babayaran ba ako pag hindi ko ginamit kada taon? Hindi ako nag apply ?
Yes, make sure ipa cancel nyo padin kahit di kau nag request