Well there isn't really a comparison between visa and MasterCard for consumers anyway you use them the same way and are both widely accepted globally I've never seen anywhere take one but not the other the only real things to look at are are what the bank offer you.
Because there is no comparison you can make between them. They both do the exact same thing. The only thing you can compare is the cards that the bank offers, not Visa/MasterCard. I don't care if my card is Visa or Mastercard, I care about the annual fee, interest rate, and rewards.
Do not open a card with an annual fee. They have potential to make you more in points and rewards, but it's a mind-game that they play, in order to get you to spend more. By charging a fee, you are more likely to make a purchase using that card, and also, to ensure you're not missing any benefits or paying for the fee when you really didn't need too, you may begin to rationalize and justify otherwise irrational spending. Buy within your needs. It's very simple: if you don't have the money in the bank, do not buy anything with your card. I'm aware that some people fall on hard times, and perhaps they have a pay check coming in a few days, remember the above statement... Do not buy anything with money you do not have. I hope some of this information helps someone.
Credit cards with annual fees are not only about rewards and points. It's about the added benefits such as insurance (travel, medical, car rental). It's not a mind game. When you sign up, you compare the pros and cons. If one outweighs the other, you know the answer. Don't discourage others by saying do not open a card with annual fee when you haven't even touched upon the best benefits which is actually the insurance benefits and not the points. $120 yearly is nothing when you're getting lost baggage, flight delay, car rental, etc.
There are cards out there with no annual fee that cover most, if not all, of the benefits that you're talking about, which is why I chose to leave speaking about those perks out. It absolutely is a mind-game. Credit card companies flaunt around their cards; showing flashy items, perks, and famous personalities to represent their brand. This is all part of their marketing strategies and helps their perception to the public. It's a game, much like all other advertisements, the only difference is the playing field. While a seldom few can manipulate the system, there is almost no meaningful gain for the average American. I'd encourage everyone to always do a process analysis, whenever making a finacial decision. If you are, for example, a frequent flyer or business owner, it probably benefits you to indulge in a "premium" credit card, such as the American Express Platinum or Chase Saphire Reserve cards, respectively. This is, however, no means to suggest that simply because the rewards are better, you should pay an annual fee to recieve them; especially when there are many a free alternatives. I do agree that there are instances in which it would benefit a person to pay for a "premium" card, however, I do not agree that it is for the other 99%.
Alan Wolensky II I don’t think any charge free card has the same benefits as an Amex Platinum or Chase Sapphire. If you fly on a certain airline and stay at a certain hotel chain all the time, then choosing the right card can offer good benefits that outweigh the annual fees. For example Amex platinum takes care of up to $200 a year in airline ancillary charges and $200 in Uber credits spread out over 12 months as well as free TSA pre check and Global Entry. These are costs that a frequent flyer might anyway incur, and by booking with an Amex Platinum, you get 5x points on airfare and access to centurion lounges. Throw in a Saks Fifth Avenue credit as well as the Platinum Concierge service, it adds up to a pretty good deal.
Initially, making online purchases with international companies in the Philippines could be only be done with VISA cards and not with Mastercards. Also, initially, prepaid cards in the Philippines are Mastercards but later Visa cards also appeared.
@@brooklyn560 I like how people *pretend to* hate big and influential brands and services they themselves use, (take Facebook for instance), just to sound cool!
@@deutscherritter344 I don't use credit cards, continuously spending money I don't have just doesn't makes sense to me. Debt is slavery fam, outside of a mortgage and a dire emergency of course
@@brooklyn560 depends on how you look at it. I see credit cards as a relatively secure method of paying for stuff. If you keep a good track of money you earn they aren't really a thing to fear.
I love how they point out that US issued cards now require pin numbers when paying, its not like the rest of the world has had that for the past 10 years....
I’ve stopped using credit cards a long time ago. Best financial decision ever. I just use a debit card, so I never spend money I don’t have and never get into debt.
quito787 That's good. I heard that debit card is better than credit card and I learn that to get a credit card you need to get a job. Credit card gives you more protection better than a debit card.
I feel like the opposite is true for me. I used to pay cash for everything; now, I use my credit cards for everything, pay them off every month, and make a significant amount in cash back (around 70 dollars every month)
Cheques are a brutal medieval method of paymant, I suffered when I wanted to pay in advance for a campground in the USA. The local state authority didn't accept on-line card payment nor any form of bank transfer, I just had to MAIL them a cheque in an envelope from Europe to USA, but I struggeled to even find a bank that would issue me the cheque. Almost noone does that in Europe and in tha banks they looked at me like I was from the 80s. Even the eastern Europe is more technologically advanced than many of the US state authorities. This is ridiculous.
There are: 195 Sovereign States According to the UN; 201 States With At Least Partial Recognition; 204-207 De Facto Sovereign States; 206 Olympic Nations; 211 FIFA Countries Eligible for the World Cup; 249 Country Codes in the ISO Standard List;
One difference, at least in Sweden is that a refund from a store takes visa 2-5 bank days which usually is the same for mastercard. but sometimes mastercard takes over a month.
MasterCard is more lenient on kids and online debit cards. VISA is hard to get a card service out of, monzo tried to go with VISA and they declined them because they were an online bank
Someone posted this guy *@Darkblack19* on *telegram* yesterday and I tried him he is real..thank you very much for this help full information about the credit card with high balance 💯
I will never use credit cards. I want to see what I have and how much I spend. You get a way better feeling for what you have when you have it in your hands, and also you can't loose all your money by loosing a little plastic sheet.
Minecraft Vadder Good luck trying to build a credit score without a credit card which in turn will make it hard/impossible to get mortgages/loans/apartments t
They're referring to the fact that women weren't allowed to have credit cards until the Equal Credit Opportunity Act of 1974, and were still regularly denied credit cards afterwards for "reasons".
"It's rare to find a place that will accept one but not the other" I went to Costco the other day and they told me they only accept Mastercard. A few years ago, they only accepted American Express.
Only difference is that since Visa has larger POS coverage ,almost 136m across the world, it is best for using in foreign countries and for online transactions. Mastercard is best for withdrawals and domestic transactions..Well that's what many websites say.
Credit cards always have money in it. Everytime you use it you gotta pay it back. Debit cards dont have money in it unless you or your employer put money in.
I have 3 credit cards since I started, never accumulated any debt, always pay on time during the statement and has excellent credit score. It's not the credit card's fault that you can't control your desire / purchase behaviour
Not a very good comparison, the differences between them pretty much ended a couple of minutes into the video. After that it just became regular banter over how credit cards work in general. Maybe if you talked about each company's work culture or the CEO's vision etc it could have been better.
Neither. And if you choose a credit card, never use it to buy things you can pay with a debit card (= no credit, immediately paid). And keep the credit card for purchases that can only be paid by credit (car rental, holidays online, Amazon,..) That's how you stay financially healthy & with 0 debt.
Jay Mend lol yeah that’s the fact, I got my credit card debts cleared after I contacted +15623677365,without revealing any info to him is the most surprising thing
@7:00 No, the US doesn't technically use Chip & PIN. Most USA credit cards were Chip & Signature. The signature was dropped this year, so now they're more accurately referred to Chip-only cards. Think about it-do you use a PIN in the US for a credit card transaction? No. You just put your card in, wait a few seconds and take it out upon either approval or signature. US debit cards do use a PIN, however they're not technically Chip & PIN technology because the PIN isn't stored on the chip itself, it's verified down the telephone line with the bank. That's why when you travel to Canada, the UK, or any country using the EMV (EuroPay, MasterCard and Visa) standard, you'll actually be asked to sign for a Debit card purchase. The reader tries to locate the PIN on the chip-where it should be-but can't find it, and because it can't contact American banks' verification systems, it asks for signature verification instead. It's a complex subject, but saying all cards in the US now use Chip & PIN does give a false sense of security. Chip-only credit cards are insecure like magnetic stripe cards, in the sense that someone could pick up your card and use it on the street without having to verify anything. However, it is a marginal improvement given the chip generates a complex, bespoke transaction code for each payment-nearly useless to hackers and appearing like a random string of data, once encrypted. Still not the same and not as secure, though. Edit/NB: I should mention that I wouldn't expect this video to get it right all the way down to the payment technologies-I haven't seen any article on a mass-media site get this info down 100% correct. Nor am I a payments technology industry expert myself; I'm just interested in payments and security technology, so it's likely I've made a technical lapse or two in the above comment.
Visa, Mastercard, cash, credit or debit? Pick your poison and let me know why? 💲
Cookie? 🍪
The Infographics Show why does this have 4 likes?
Lol no likes
How to get Master card
Bitcoin. Fast, cheap, un-confiscable and mine
Let me save everyone 8 minutes of their lives... The answer is neither, its personal preference.
LMAO thanks
Aww man I read the comments after watching the vid.
=(
Thanks
How predictable.
Thanks
Are you kidding me clearly Birthday cards are the best
Facts
Aymen
No! *Real money...*
The invisible card
No it's a 3x5 card you know that one small card
I love this channel but you haven't compared them at all. You just told us what to look for when comparing them, without actually comparing them.
Its a low effort video
Well there isn't really a comparison between visa and MasterCard for consumers anyway you use them the same way and are both widely accepted globally I've never seen anywhere take one but not the other the only real things to look at are are what the bank offer you.
Because there is no comparison you can make between them. They both do the exact same thing. The only thing you can compare is the cards that the bank offers, not Visa/MasterCard. I don't care if my card is Visa or Mastercard, I care about the annual fee, interest rate, and rewards.
Ok you make a video and show us how it’s supposed to be compared
Big thanks to *Darkjacob* on telegram he is a life saver to me right now I jus got CC with high balance from him now🙏
I remember the MasterCard tagline I heard in their TV ad years ago: "There's some things money can't buy. For everything else, there's MasterCard."
Thats on their website lol
Lol
“Accepted in over 200 countries.”
Dafuq man, there are only 195 official countries.
Infographics Show - priceless
There are some things money can't buy, for everything else there's Mastercard
Visa is better don't @ me
k
Avery I have to disagree. Visa is better
Between the both, which one has the anti-hack system?
ProjectFlight, I'm referring to their priceless commercials
Do not open a card with an annual fee.
They have potential to make you more in points and rewards, but it's a mind-game that they play, in order to get you to spend more. By charging a fee, you are more likely to make a purchase using that card, and also, to ensure you're not missing any benefits or paying for the fee when you really didn't need too, you may begin to rationalize and justify otherwise irrational spending.
Buy within your needs. It's very simple: if you don't have the money in the bank, do not buy anything with your card.
I'm aware that some people fall on hard times, and perhaps they have a pay check coming in a few days, remember the above statement... Do not buy anything with money you do not have.
I hope some of this information helps someone.
"Do not buy anything with money you do not have"
That sounds wonderful!👏👏👏
Credit cards with annual fees are not only about rewards and points. It's about the added benefits such as insurance (travel, medical, car rental). It's not a mind game. When you sign up, you compare the pros and cons. If one outweighs the other, you know the answer. Don't discourage others by saying do not open a card with annual fee when you haven't even touched upon the best benefits which is actually the insurance benefits and not the points. $120 yearly is nothing when you're getting lost baggage, flight delay, car rental, etc.
There are cards out there with no annual fee that cover most, if not all, of the benefits that you're talking about, which is why I chose to leave speaking about those perks out. It absolutely is a mind-game. Credit card companies flaunt around their cards; showing flashy items, perks, and famous personalities to represent their brand. This is all part of their marketing strategies and helps their perception to the public. It's a game, much like all other advertisements, the only difference is the playing field. While a seldom few can manipulate the system, there is almost no meaningful gain for the average American. I'd encourage everyone to always do a process analysis, whenever making a finacial decision. If you are, for example, a frequent flyer or business owner, it probably benefits you to indulge in a "premium" credit card, such as the American Express Platinum or Chase Saphire Reserve cards, respectively. This is, however, no means to suggest that simply because the rewards are better, you should pay an annual fee to recieve them; especially when there are many a free alternatives.
I do agree that there are instances in which it would benefit a person to pay for a "premium" card, however, I do not agree that it is for the other 99%.
Alan Wolensky II I don’t think any charge free card has the same benefits as an Amex Platinum or Chase Sapphire. If you fly on a certain airline and stay at a certain hotel chain all the time, then choosing the right card can offer good benefits that outweigh the annual fees.
For example Amex platinum takes care of up to $200 a year in airline ancillary charges and $200 in Uber credits spread out over 12 months as well as free TSA pre check and Global Entry. These are costs that a frequent flyer might anyway incur, and by booking with an Amex Platinum, you get 5x points on airfare and access to centurion lounges. Throw in a Saks Fifth Avenue credit as well as the Platinum Concierge service, it adds up to a pretty good deal.
so, use discover? it has no annual fees
Initially, making online purchases with international companies in the Philippines could be only be done with VISA cards and not with Mastercards. Also, initially, prepaid cards in the Philippines are Mastercards but later Visa cards also appeared.
How about now? Is visa still better?
I didnt report my lost card😃
Who ever stole it...is spending less than what my wife does.
@@androidmaster3369 ?
@@androidmaster3369 6:05
Old joke
💀💀
I deeply came across this trustworthy vendor *Johncowrd* on telegram this my second time for getting cc from him
I lower people’s credit scores when they look at me :(
Lol
100m radius for me!
nice
jokes on you, I'm not old enough to have one
Lmfao
you guys never really explained which one is better over the other you just gave facts about how to get a credit card and what to watch out for...
That's because neither is better, they're both poison
@@brooklyn560 I like how people *pretend to* hate big and influential brands and services they themselves use, (take Facebook for instance), just to sound cool!
youtube 2k18
@@deutscherritter344 I don't use credit cards, continuously spending money I don't have just doesn't makes sense to me. Debt is slavery fam, outside of a mortgage and a dire emergency of course
@@brooklyn560 depends on how you look at it. I see credit cards as a relatively secure method of paying for stuff. If you keep a good track of money you earn they aren't really a thing to fear.
Please take note that Visa and MasterCard is also used in debit cards, not only in credit cards.
False. Mastercard debit cards have Maestro
@@bodigames Actually it's both, but maestro is getting removed.
I love how they point out that US issued cards now require pin numbers when paying, its not like the rest of the world has had that for the past 10 years....
Cards have required pins in the US for over a long time..
I’ve stopped using credit cards a long time ago. Best financial decision ever. I just use a debit card, so I never spend money I don’t have and never get into debt.
quito787 That's good. I heard that debit card is better than credit card and I learn that to get a credit card you need to get a job. Credit card gives you more protection better than a debit card.
@@asielmilian38 I find it to be the same if not Debit is better because it requires a pin
Credit cards aren't inherently bad if you're fiscally responsible.
The very fact you can spend money you don't have is why I don't want to use a credit card.
I feel like the opposite is true for me. I used to pay cash for everything; now, I use my credit cards for everything, pay them off every month, and make a significant amount in cash back (around 70 dollars every month)
Americans invent first Credit Card
Still pay their workers with checks
Check? What’s that?
@@bletwort2920 Cheques, as they spell in the commonwealth nations.
🔥
I couldn’t imagine not having direct deposit
Cheques are a brutal medieval method of paymant, I suffered when I wanted to pay in advance for a campground in the USA. The local state authority didn't accept on-line card payment nor any form of bank transfer, I just had to MAIL them a cheque in an envelope from Europe to USA, but I struggeled to even find a bank that would issue me the cheque. Almost noone does that in Europe and in tha banks they looked at me like I was from the 80s. Even the eastern Europe is more technologically advanced than many of the US state authorities. This is ridiculous.
Boi, "They're both widely accepted in over 200 countries!"
GUESS WHAT?
THERE AREN'T 200 COUNTRIES!
Wut?
He’s including territories like Bermuda, Hong Kong, Gibraltar etc.
Maybe he should have said "They're both widely accepted in over 200 countries and territories!"
There are:
195 Sovereign States According to the UN;
201 States With At Least Partial Recognition;
204-207 De Facto Sovereign States;
206 Olympic Nations;
211 FIFA Countries Eligible for the World Cup;
249 Country Codes in the ISO Standard List;
There are currently 195 countries, but there are more territories. All I'm saying is he should have said "Countries and Territories"
Don’t let Dave Ramsey see this!
When you combine them together you get the VCard and no one will take that
I deeply came across this trustworthy vendor *Johncowrd* on telegram this my second time for getting cc from him
One difference, at least in Sweden is that a refund from a store takes visa 2-5 bank days which usually is the same for mastercard. but sometimes mastercard takes over a month.
4:01 If they lost their card, how are they going to know the numbers on the back? I don't think most people memorize those.
It’s either 3 or 4 numbers if you use your card you should know them off by heart
I know my three number. If you use it often enough it will become easy to learn and convenient
I've memorized all 16 digits the expiration date and the 3 on the back of my card.
In that case, they usually ask you for your social security number.
I remember its 3 number you must have alzhimers
Do a video about the lost colony of Roanoke
yes
Yes please
Yassssss
Didn't AHS already did that?
WAKANDA FOREVER they assimilated with the natives
I got my first credit card ever the other day. Was quite a cool feeling. Got the MasterCard
Visa is accepted in more places overseas.
MasterCard is more lenient on kids and online debit cards. VISA is hard to get a card service out of, monzo tried to go with VISA and they declined them because they were an online bank
Big thanks to *Darkjacob* on telegram he is a life saver to me right now I jus got CC with high balance from him now🙏
I got this Notification as soon as i clicked add to cart on amazon😂😂
NAHHHHH You is kidding me
Not even joking
me today *talks to my friends which card to get to pay online*
youtube: "I heard you"
just wanted to know where u from :v
@@smoofedup6203 europe, slovenia.
@@nejc3 Koinchiwa
Someone posted this guy *@Darkblack19* on *telegram* yesterday and I tried him he is real..thank you very much for this help full information about the credit card with high balance 💯
Some shops only accept debit cards. *Credit cards have more fees,* when buying a flight or so.
easy, disguise your credit card as a debit card
I will never use credit cards. I want to see what I have and how much I spend. You get a way better feeling for what you have when you have it in your hands, and also you can't loose all your money by loosing a little plastic sheet.
Minecraft Vadder Good luck trying to build a credit score without a credit card which in turn will make it hard/impossible to get mortgages/loans/apartments t
Minecraft Vadder usually, losing the card won't lose you any money if you report it immediately when you realise it's missing
"I'm sorry to hear you have lost your credit card, may I have the numbers on the back of the card?" ---- "....if I had it, sure?"
An American Express video would be cool. I love the background information you include in your videos.
4:25 LOL WTF INFOGRAPHICS !
L
They're referring to the fact that women weren't allowed to have credit cards until the Equal Credit Opportunity Act of 1974, and were still regularly denied credit cards afterwards for "reasons".
@@michaelheliotis5279 wooosh
@@magnumfang shut
Free trial for one month : Yes, Please!
Enter credit card details : No, Thanks!
😂🤣
My first debit card was from Visa and that is why I always choose Visa for all my cards.
I dont know a SINGLE person whos used mastercard.
This video blew my mind, probably because I’m stoned lol
Zac Attac - Be careful, weed causes mouth and throat cancer, monkaS.
I was just joking man. I don’t abuse substances
yeah
me neither
;)
Thanks very much for your help fixing my credit Mr joe 👏
"It's rare to find a place that will accept one but not the other"
I went to Costco the other day and they told me they only accept Mastercard. A few years ago, they only accepted American Express.
AMEX and Costco had a major falling out. And depending on your location they only take Mastercard or Visa now.
Is that in Canada? In the US, they accept only Visa card at Costco stores and at Costco gas stations.
they both dont allow me to add funds to steam...
MC doesn't allow a lot of things here in Europe
I thought visa worked
They both work for me
Strange, Steam allows a local banks but not int'l bank
American express works with steam, I think VISA too at least my VISA electron does.
Need to start educating myself
"are widely accepted in over 200 countries" but there atr only 195 recognised countries...
Both services combined maybe
@@idlecom read that again
@@moly446 he means add the countries that each are accepted together, even if one already was accepted there
The moon mars Pluto Saturn and Uranus idiot
@@bobvagana1887 lol
4:05 "I'm sorry you have lost your credit card. May I have the numbers on the back of the card?" ummm no, I lost my credit card...
they meant the cvv unless you cant remember it off by memory
Which is credit card is better? That's up to you.
Hotel? Trivago!
Rich people: American Express
Is there a difference? I use both.
Wait thats illegal
Only difference is that since Visa has larger POS coverage ,almost 136m across the world, it is best for using in foreign countries and for online transactions. Mastercard is best for withdrawals and domestic transactions..Well that's what many websites say.
Same
1950s:we will have flying cars in 2018 2018: whats better master card or Visa
I’m confused.. credit card or debit card?
They mean credit card for this video but never talked about debit cards :/
Debt is better in long run
Credit cards always have money in it. Everytime you use it you gotta pay it back. Debit cards dont have money in it unless you or your employer put money in.
credit card is you borrowing money from the bank that you need to pay back. debit cards is your own money.
On a VISA vs MasterCard video, I get a Discover ad.
The Discover IT card is absolutely amazing if you know how to maximize it!
Chase trifecta is better
In India , we use RuPay cards.
Its as good as other international payment gateways
What about Vbucks?
For 14 year olds
The exchange rate of Vbucks to Zimbabwe dollar is too high, for every 1 Vbucks you will get 10000000000000000000000000000 Zimbabwe dollar
Duglet Gaming I’m in the US Army and I’m 25 years old. I know countless amounts of soldiers who play fortnite. It’s ridiculous.
@Duglet Gaming how
Scam
The correct answer (for Canada) is Mastercard. They are exclusive at Costco and No Frills, while Visa has no exclusive major retailers.
I see MasterCard way more then visa especially with young people in Denmark :)
And surprisingly I see more visa than MasterCard in eastern europe with most young people
You guys upload the most random shit, i love it.
I think it’s funny that now Bank of America’s “BankAmericard” are now MasterCards.
Visa: Everyone uses
MasterCard: More appropriate name
I have 3 credit cards since I started, never accumulated any debt, always pay on time during the statement and has excellent credit score.
It's not the credit card's fault that you can't control your desire / purchase behaviour
Gift cards are great too! For decorating your wallet.
The only thing thats the same is the big fat "$0" on my account
I don't use credit card, I use debit card.
Not a very good comparison, the differences between them pretty much ended a couple of minutes into the video. After that it just became regular banter over how credit cards work in general. Maybe if you talked about each company's work culture or the CEO's vision etc it could have been better.
No credit card, just debit card.
Mastercard is the master race!
Im staying with debit lol, none of this is worth it.
credit cards are only popular, because in the US you get credit score for them.
I have a Amazon Prime VisaCard...its included in a Prime membership
man i remember watching this channel when it was 1 million subs and man i got to say this channel has come a long way and also nice vid
I had mastercard for 3 years and its actually really good card
This video is saying,"Here we wasted you few minutes and told you to go find out which is best."
American Express is the best
depends on where you life bro
Aren't accepted everywhere especially outside the US.
Specifically the Amex Platinum. Or the Chase Sapphire Reserve
No, discover is.
@@shawnlee664 Sorry to break the news to you but discover is trash, especially for international travel.
Ahhhh... Should we be concerned about that comment that guy mention at 4:24? 😂
Thanks for not answering your own question
Big thanks to *Darkjacob* on telegram he is a life saver to me right now I jus got CC with high balance from him now🙏
from this infographics, i realised that i've been saying mastercard really lazily "mustacard"
*THIS VIDEO IS ONE OF THE REASONS I (we) DELETED THE BOURGEOISIE !*
Bine, bre.
Who are you (we)?
Gist of the video: it doesn’t matter, whatever you’re preferred bank is offering is all that matters
Reply Visa If you like visa better, and like if you like mastercard better
nah
its all about the gift cards
@@anshkatiyar7988 so you like visa
@Pringles Boi
u got me there
i shouldn't have replied=)
>"Comparison"
>"basically the same"
I only have debit card!
same
Same
Big thanks to *Darkjacob* on telegram he is a life saver to me right now I jus got CC with high balance from him now🙏
Neither. And if you choose a credit card, never use it to buy things you can pay with a debit card (= no credit, immediately paid). And keep the credit card for purchases that can only be paid by credit (car rental, holidays online, Amazon,..)
That's how you stay financially healthy & with 0 debt.
In america all cards are now chip and pins. Congratulations america! welcome to the 21st century lol
:D
The Amazon Pay ICICI Bank Credit Card (from VISA) in India is free for lifetime with no renewal fees and no joining fees either.
I've got both and Amex + Discover!
Discover is the best. 👍
I like the new video format! So much better than before. Re-subscribing.
Can you please lower the music, I'm trying to watch the video...
Actually the UK is way ahead of the us in terms of cards
what if all computers stopped working on whole world?
here comes the cyanide
What are the odds of a worldwide power outage?
Birth rate goes to 0
Then bullet is worth more than gold.
@@Nate.Wilson look up CME
A years as credit card user my card is about to expire & I so excited about it. No credit card means easy life....
Jay Mend lol yeah that’s the fact, I got my credit card debts cleared after I contacted +15623677365,without revealing any info to him is the most surprising thing
bro i got here so early the video is private...
I got here so early, they were still writing the script...
5:34 - Nothing like havin' that poutine and wine at 40 thousand feet in the air.
One is a credit card for masters
The other is not
*PICK WISELY!*
MasterCard is for masters
@7:00 No, the US doesn't technically use Chip & PIN. Most USA credit cards were Chip & Signature. The signature was dropped this year, so now they're more accurately referred to Chip-only cards. Think about it-do you use a PIN in the US for a credit card transaction? No. You just put your card in, wait a few seconds and take it out upon either approval or signature. US debit cards do use a PIN, however they're not technically Chip & PIN technology because the PIN isn't stored on the chip itself, it's verified down the telephone line with the bank. That's why when you travel to Canada, the UK, or any country using the EMV (EuroPay, MasterCard and Visa) standard, you'll actually be asked to sign for a Debit card purchase. The reader tries to locate the PIN on the chip-where it should be-but can't find it, and because it can't contact American banks' verification systems, it asks for signature verification instead. It's a complex subject, but saying all cards in the US now use Chip & PIN does give a false sense of security. Chip-only credit cards are insecure like magnetic stripe cards, in the sense that someone could pick up your card and use it on the street without having to verify anything. However, it is a marginal improvement given the chip generates a complex, bespoke transaction code for each payment-nearly useless to hackers and appearing like a random string of data, once encrypted. Still not the same and not as secure, though.
Edit/NB: I should mention that I wouldn't expect this video to get it right all the way down to the payment technologies-I haven't seen any article on a mass-media site get this info down 100% correct. Nor am I a payments technology industry expert myself; I'm just interested in payments and security technology, so it's likely I've made a technical lapse or two in the above comment.
Video is private? TH-cam needs to get it together.
Baird - that happens when you’re SUPER early for a video. try coming back a few minutes later :)
Lmao my 12 year old sister has a world black edition MasterCard
don't forget about Amex. Gotta rep that platinum card.
Mackenzie Wright never seen any one with amex in my life
what is amex
Yeet American Express. They’re one of the most recognizable credit cards, with there designs
Since we are on schedule of leaving the EU, i'd say Mastercard.
MYTHS VCARD REEEE
What a head-to-head comparison LOL 😁
LAST
How do they compare? They're both widely accepted far more than AmEx and Discover
170th im early
Infographics video on Visa versus a visa next.
*I haven't reported my missing credit cards stolen, because whoever stole them is spending less than my wife*