Everything that you said at the beginning of your video had happened to us except for getting a car repossessed. Those were some dark days that’s for sure. We were living paycheck to paycheck, and no savings. Behind on everything, NSF notices from the bank, the phone constantly ringing! It was so bad! It took time but we were finally able to get on our feet. I vowed that we would never be in that position again! The stress was just too overwhelming!
I've been on a snowball debt payoff budget. Going without, paying off bills. No shopping, no going out to eat, and I'm almost debt free except for my truck. I pay way more than minimum on bills. Getting ahead on utilities and bills. Just realized I have more money for living this month since all bills are paid for the month. It's hard to do, but so gratifying.going without for 6 months to be debt free is ok with me.
I'm grateful this came up - I Just started my cash budgeting journey and pn my channel you can see it took me 3 months of aggressive saving and working to get current & reach $1k in savings. 2 weeks ago I injured my arm and can't work - I don't have time to bleed. I have to get back to work asap, and it really is hard not to fall into despair. The 1k isn't enough but my God it's a cushion for this hard fall
I am 74 and deeply in debt due to Covid. At a crisis point right now. I am dealing with long Covid and don't have much fight left. I have advised others on getting out of debt and teaching them how to maximize their income. Now here I am.
I remember these days. I still dont make alot but i never ever want to go back to being behind on bills. Everyone has dark times. For those going thru it, keep going, things will get better. Dont be afraid to ask for help before things get too bad. Its the smart thing to do. I think im obsessed with saving because i am deathly afraid of ever feeling that way again. Sending love and prayers to all thouse going thru tough times financially or otherwise ❤❤
Make a bigg pot of soup and bake some bread , it will fill you and doesn't cost that much. I'm facing a no spent year due to some circumstances . And here no crying , like the moto , it gives an extra Mojo . Like your channel .
Good evening Jenn. I’ve been there before and I’ve rented out rooms and cooked and baked for others to make ends meet. I still bake for others especially around the holidays to earn extra money. Loved this video.🐝
You give great advice. So glad I found this channel. I have been in debt bad before and am in a better place now. Not on top yet but getting there . Thanks again
You are doing God's work. Im fortunate in that I dont have any debt currently, but your advice is still very valuable. Thank you so much for sharing your experience and helping others. ❤
Thank you so much for this video I personally really needed it cause I'm not completely at rock bottom behind but I'm getting very close and this is very motivating.
Since I'm single & grown kids, I've can bare bones: house, car payment, work gas, phone (required to clocking at work) & car insurance. Then electric ..
The little clip, “did you just hate on me?”. Too funny! I didn’t hate just said I’ll never stop getting my nails done.🤣😭💛 But I’m not behind on bills but of course if I was I’d give up nails. Just trying to push myself to save more and get things paid off sooner.
Yes when I was living in South Dakota, my kids came home from the two kids did from the Bible study and they thought I wasn’t home. I was there all right. The man came and told my car away for I missed one payment and I was waiting for my husband to send the check for my car and for the rent, it was late. They just took it away. They didn’t care if I was late and never got that car back. It was actually kind of embarrassing. My two kids came home and they thought that I wasn’t home and I was there, but the car was gone through that had to take the bus to work, my kids are grown and my husband passed away and I’m living by myself so if I screw it up is my fault love your channel❤
I'm glad I stumbled into your videos. I'm fine, but there were super hard times when I was a young mom. Your advice is on point. I always had roommates and it was a great way to cut expenses. I'm an empty nester now and I wouldn't hesitate to get a roommate if I needed one.
Everything that you said at the beginning of your video had happened to us except for getting a car repossessed. Those were some dark days that’s for sure. We were living paycheck to paycheck, and no savings. Behind on everything, NSF notices from the bank, the phone constantly ringing! It was so bad!
It took time but we were finally able to get on our feet. I vowed that we would never be in that position again! The stress was just too overwhelming!
Oh I know it all too well - I really think that helping others now is why I had to go through all that! 😂
I learned- a lot.
That’s for sure. 💛
I've been on a snowball debt payoff budget. Going without, paying off bills. No shopping, no going out to eat, and I'm almost debt free except for my truck. I pay way more than minimum on bills. Getting ahead on utilities and bills. Just realized I have more money for living this month since all bills are paid for the month. It's hard to do, but so gratifying.going without for 6 months to be debt free is ok with me.
Heck yes! You are doing great! Amazing !🤩
I like these videos. They're a great reminder that we are all one or two unfortunate situations away from going back to struggling.
I'm grateful this came up - I Just started my cash budgeting journey and pn my channel you can see it took me 3 months of aggressive saving and working to get current & reach $1k in savings. 2 weeks ago I injured my arm and can't work - I don't have time to bleed. I have to get back to work asap, and it really is hard not to fall into despair. The 1k isn't enough but my God it's a cushion for this hard fall
I am 74 and deeply in debt due to Covid. At a crisis point right now. I am dealing with long Covid and don't have much fight left. I have advised others on getting out of debt and teaching them how to maximize their income. Now here I am.
Glad those days are behind me. I still have a spending problem😂 But I have a sinking fund for that😂😂😂❤❤❤
"Did you just hate on me?" was too funny 😂😂😂 I do love the advice though ❤
I remember these days. I still dont make alot but i never ever want to go back to being behind on bills. Everyone has dark times. For those going thru it, keep going, things will get better. Dont be afraid to ask for help before things get too bad. Its the smart thing to do. I think im obsessed with saving because i am deathly afraid of ever feeling that way again. Sending love and prayers to all thouse going thru tough times financially or otherwise ❤❤
Same same same. I pray never again.
Been there, done that!❤ Power to you teaching others! People usually do not like "roommate"s.
Yeah, no- roomies are a tough sell! 😂
I’ve done it a few times - all very temporary.
Thanks for watching and commenting. Cheers to 2025! 💛🥂
Amazing! I‘m very impressed by your solid advice!
I feel the message behind this video so deeply in my soul! Always bringing it home with the TRUTH and great insight You are so good at this, Jen!
Make a bigg pot of soup and bake some bread , it will fill you and doesn't cost that much. I'm facing a no spent year due to some circumstances . And here no crying , like the moto , it gives an extra Mojo . Like your channel .
Hard truths . Really love how clear and straight forward you are when communicating on each subject!!! ❤ thank you for this video and honesty
Thank you for your kind comment 💛
Hahaha you’ve mentioned your furrbaby snoring in the background… until today I never heard it… awwwww sweet peaceful baby💜
Good evening Jenn. I’ve been there before and I’ve rented out rooms and cooked and baked for others to make ends meet. I still bake for others especially around the holidays to earn extra money. Loved this video.🐝
You are soo relatable that I had to subscribe ❤
Ah- thank you so much! 💛🤩
Love the directness you give always
🐝❤️🐝
I definitely know people this is going to help, I always learn so much from your videos too
💜XOXO
Awesome advice as alway. Thank you.🙏👀 17:47
Thanks Jenn for the great information.
I had been overspent 200k and had zero savings, and I am so an idiot I start new methods, and it will helpful
You give great advice. So glad I found this channel. I have been in debt bad before and am in a better place now. Not on top yet but getting there . Thanks again
That’s so good to hear! Nice job! 👏
Thanks for sharing with us - 💛
I love these
I love these videos ❤
Great video ❤🎉
This is a great reminder
Thank you 😊 ❤
You are doing God's work. Im fortunate in that I dont have any debt currently, but your advice is still very valuable. Thank you so much for sharing your experience and helping others. ❤
Thank you so much! Your comment makes the extra work worth it! 💛
Oh how I need this. 🙄🤦♀️
Thank you so much for this video I personally really needed it cause I'm not completely at rock bottom behind but I'm getting very close and this is very motivating.
I hope it helps! 💛
Love your videos. And printables
Amen to all your advice!! I know a couple of people this will help Right Now!!
Yes! That’s awesome! I’m so happy to hear that! 👏🤩
Hi Jen, this video will be able to help so many people.
I hope so! 💛
Always so helpful!💚😇💚
Thanks for sharing
Don't give up. 🎉
No way! 🤩
Since I'm single & grown kids, I've can bare bones: house, car payment, work gas, phone (required to clocking at work) & car insurance. Then electric ..
I had to LOL when you said “did you just hate on me” 😂💜🎉
Glad you got it! 😂👏
The little clip, “did you just hate on me?”. Too funny! I didn’t hate just said I’ll never stop getting my nails done.🤣😭💛
But I’m not behind on bills but of course if I was I’d give up nails. Just trying to push myself to save more and get things paid off sooner.
I just recently quit my nails, lashes and frequent hair appts. - I totally get it! 🤩
All savings of 500 has gone on bills have 11 for groceries
I was over $20000.00 in dept behind in rent I got out of dept with in one year
❤ good evening how are you doing today ❤
Great advise! I love how you say you can't blame anyone/anything but yourself! It's so true
❤❤❤❤
Yes when I was living in South Dakota, my kids came home from the two kids did from the Bible study and they thought I wasn’t home. I was there all right. The man came and told my car away for I missed one payment and I was waiting for my husband to send the check for my car and for the rent, it was late. They just took it away. They didn’t care if I was late and never got that car back. It was actually kind of embarrassing. My two kids came home and they thought that I wasn’t home and I was there, but the car was gone through that had to take the bus to work, my kids are grown and my husband passed away and I’m living by myself so if I screw it up is my fault love your channel❤
Thank you for sharing your story- it’s good for others to see that we are all human, we make mistakes - just gotta correct and move on with life. 💛
🧡🧡🧡🧡
Hey Jenn
Hey ! 👋
With all my respect please dont teach your kid to eat garbage.She can eat healthy food with very low cost.Greatings from Finland.
When did I speak about feeding children garbage food? I don’t remember that at all. 😅
I'm glad I stumbled into your videos. I'm fine, but there were super hard times when I was a young mom. Your advice is on point. I always had roommates and it was a great way to cut expenses. I'm an empty nester now and I wouldn't hesitate to get a roommate if I needed one.
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