@@2SisterBees yes i missed it live because I was at my church serving meals to those who needed them !! but i thought so great and especially to have Jason there as you are team and i was so glad to hear that you are able to set boundaries to protect your mental health by letting go of content -doing others budgets who are in debt. Maybe just to close to past pain where you were at a few years ago but, you might be able to revisit someday in the future when it is no longer triggering (that is the behavior analyst in me speaking!) as for your daughters perhaps you can ask them (interview them) what is that they find so helpful in your discussions over the phone figure out the why in their behavior … what is the payoff they are getting … it starts with that … maybe there is something underlying that needs to be uncovered
So glad you 2 made this video. I've been so frustrated about my finances. I had to use all that I had saved in 2 years to pay my high insurance deductible, which included prescriptions related to the cancer. Like almost all of us, January starts our medical deductible all over. I have a tiny bit saved that might pay for the 2 prescriptions that have been required since my surgery. My continued chemo is going to cost about $500 a month out of pocket.😢 No eating out, Starbucks, or my monthly spending envelope. I must save the EF first, then work on building up a medical fund. I feel like I'm chasing my tail and getting nowhere. I would love to be part of a group that encourages each other every week or 2.❤😊
Yes I’m getting on board for the no spend for the whole year. I found your channel back in 2023 and brought your book of challenges from two sister bees I loved it. I finished it. So ready for 2025 to save!!!
Hi Guys. Rewatch gang. Where is Utrecht? I set a No Spend for January and failed immediately but will keep trying for the rest of the month and continue to set a goal until I am disciplined. and stop being a child. It must be so heart-wrenching to see how people have gotten so much into debt that they honestly don't know where to begin. I know with just my debt when I faced it, I felt embarrassed, angry, and felt like a total loser. But am happy to say that I am down from over $300K (student loan $200K) down to about $25K. Just typing this makes me emotional. Thank you for all you do.
I am doing a year to clear in 2025. Clearing my stuff, my mind and my emotions. This project is going to force me to not buy stuff during 2025. My goal is to get to a place of joy and no worries.
Hi Jen & Jason so nice to see you both. I’m in on the 2025. I’ve been binging on your channel to try to understand how this all works and I’m ready to move forward. I am all in my husband is I would say a bit in meaning that he now at least giving me receipts. I appreciate Jason’s comment as that is reassuring that this can work If I stick to it. It’s great that you’re doing a live. I missed this morning but I will definitely be on if you continue for the following Saturday thank you for all you do. It is truly helpful. We got this
Joining the no spend year! I’m successfully made it to day 11 with no spend. It’s easier than I thought (as long as I’m home) 😂 looking forward to seeing the progress of saving my first 1K for emergency fund.
Hello Jenn and Jason! Sorry I missed your live, Just Watched and it was awesome! I love the part about how you speak to yourself, definitely have to work on that! Do more of these! Jason looks like Mike Ditka from the Bears and even chews gum like him 🤣😂 I mean that In the nicest way 😊
Yes, I am doing it for the entire year and every year thereafter. I did fall off the wagon on 1/4 because I forgot I was doing this. I have to remind myself every morning because this is going to take some getting used to. ❤
Hi Jen & Jason so nice to see you both. I’m in on the 2025. I’ve been binging on your channel to try to understand how this all works and I’m ready to move forward. I am all in my husband is I would say a bit in meaning that she is now at least giving me receipts. I appreciate Jason’s comment as that is reassuring that this can work If I stick to it. It’s great that you’re doing a live. I missed this morning but I will definitely be on if you continue for the following Saturday thank you for all you do. It is truly helpful.
I’m doing my first no spend January. I had no idea people were doing the whole year! I may need a month to month subscription to the no spend challenge 😂. Thank you Jason for your view point and support. My husband is on board for cash envelopes and sinking funds.
I did a whole year of no buy for clothes last year. Can easily do that again this year. May add other categories for this year - a total no buy seems too extreme for me. Sorry I missed the live!
Loved the Live! Watched it after the fact! 😂 Loved seeing Jason on there! I have started a TH-cam channel but haven’t done anything with it in over a year!! I would love some advice because I don’t know that I did it all correct! 😂
Replay Gang !!! Hello all. I am doing the No Buy in 25 ! If it's not in my budget, it stays on the shelf ! I have alot of big goals for the next 5 years and I can't wait to see how far I can get.
Is there a place where one commits to the no buy Challenge? I'm in for the year, well until Feb 2026. I just spent the last 3 days going over the budget and planner and have set a goal for debt free and savings, so no buy for the next year and 1 month is on. To reduce failure, I've set aside $100 month for my no buy failure fund. If I don't fail, I save it. If I do fail, the rest of the budget has not been affected and I'll have more in savings. I can live with that.
My whys -i paid off $29,000 credit card debt last year -2 time to do get it paid off and then i realized this time My habits of impulsive spending didn’t change so I would just do it again. I need to learn how to cherish every dollar and have a plan for best purposes this week by not spending i had money to buy 40 lunches to pass out at a breakfast we have at church to those who need it on Saturday mornings in Seattle Wa i put them in bags and each got a bottle of water, plus chips, cookies, banana 🍌 and church supplied P&J sandwiches so much joy 🤩 i also have 129k in student loan and supporting my daughter who is in a masters program for public health ! So, I don’t need more stuff when I have debt 💸 to pay and people to take care of! So i am driving a 2003 ford explorer despite the fact I earn enough money to buy one on credit ! i’m so in this for a year for life
I love this. You explain things so well. We are doing a no spend January. I have been budgeting on and off for about 10 years. We paid off our mortgage 2 years ago. Even with no house payment its still hard to save and budget. I was wondering if you could do a video on end of the month stuff. Like how you go over your budget at the end and ehat happens when you go over budget and how that works for you.
I repeatedly listen to your videos when I'm working and I hate that I missed your livestream this morning. I started dabbling in budgeting in Fall 2023. I've attempted no-spend month a couple times. I'm not disciplined to the "no-buy '25" but I am eager to do a "no-spend quarter" this first quarter of 2025. You are great at teaching the "how-to" and I've learned so much from watching your videos. Keep up the awesome work!
I've never done a no spend challenge. Maybe I'll try like a one pay period no spend and build my way up. My biggest goal this year is paying off my one credit card 😮
Thank you to everyone who joined and made our FIRST live happen! Let me know in the comments if you would like to see more lives on the channel. ✨🤩💛🐝
🎉yes!
You both were outstanding. Blessings Traci
@@2SisterBees yes i missed it live because I was at my church serving meals to those who needed them !! but i thought so great and especially to have Jason there as you are team
and i was so glad to hear that you are able to set boundaries to protect your mental health by letting go of content -doing others budgets who are in debt. Maybe just to close to past pain where you were at a few years ago but, you might be able to revisit someday in the future when it is no longer triggering (that is the behavior analyst in me speaking!)
as for your daughters perhaps you can ask them (interview them) what is that they find so helpful in your discussions over the phone
figure out the why in their behavior …
what is the payoff they are getting …
it starts with that …
maybe there is something underlying that needs to be uncovered
So glad you 2 made this video. I've been so frustrated about my finances. I had to use all that I had saved in 2 years to pay my high insurance deductible, which included prescriptions related to the cancer. Like almost all of us, January starts our medical deductible all over. I have a tiny bit saved that might pay for the 2 prescriptions that have been required since my surgery. My continued chemo is going to cost about $500 a month out of pocket.😢 No eating out, Starbucks, or my monthly spending envelope. I must save the EF first, then work on building up a medical fund. I feel like I'm chasing my tail and getting nowhere. I would love to be part of a group that encourages each other every week or 2.❤😊
Yes I’m getting on board for the no spend for the whole year. I found your channel back in 2023 and brought your book of challenges from two sister bees I loved it. I finished it. So ready for 2025 to save!!!
Loved this so much!!! Thank you Jen and Jason for sharing.
Yes…let’s do every Saturday!
Couldn’t make the live but will be watching after work!! I’m using a lot of your suggestions and have got my first budget binder today!!🎉❤
Hi Guys. Rewatch gang. Where is Utrecht? I set a No Spend for January and failed immediately but will keep trying for the rest of the month and continue to set a goal until I am disciplined. and stop being a child. It must be so heart-wrenching to see how people have gotten so much into debt that they honestly don't know where to begin. I know with just my debt when I faced it, I felt embarrassed, angry, and felt like a total loser. But am happy to say that I am down from over $300K (student loan $200K) down to about $25K. Just typing this makes me emotional. Thank you for all you do.
I am doing a year to clear in 2025. Clearing my stuff, my mind and my emotions. This project is going to force me to not buy stuff during 2025.
My goal is to get to a place of joy and no worries.
Hi Jen & Jason so nice to see you both. I’m in on the 2025. I’ve been binging on your channel to try to understand how this all works and I’m ready to move forward. I am all in my husband is I would say a bit in meaning that he now at least giving me receipts. I appreciate Jason’s comment as that is reassuring that this can work If I stick to it. It’s great that you’re doing a live. I missed this morning but I will definitely be on if you continue for the following Saturday thank you for all you do. It is truly helpful.
We got this
Yes Saturday ❤❤❤😊😊😊
Joining the no spend year! I’m successfully made it to day 11 with no spend. It’s easier than I thought (as long as I’m home) 😂 looking forward to seeing the progress of saving my first 1K for emergency fund.
I can’t wait until the next one!
Hello Jenn and Jason! Sorry I missed your live, Just Watched and it was awesome! I love the part about how you speak to yourself, definitely have to work on that! Do more of these! Jason looks like Mike Ditka from the Bears and even chews gum like him 🤣😂 I mean that In the nicest way 😊
I definitely will be doing the low buy!!!
Love your tv screen. ❤
Great live stream!!!! Thank you!!
Yes, I am doing it for the entire year and every year thereafter. I did fall off the wagon on 1/4 because I forgot I was doing this. I have to remind myself every morning because this is going to take some getting used to. ❤
Hi Jen & Jason so nice to see you both. I’m in on the 2025. I’ve been binging on your channel to try to understand how this all works and I’m ready to move forward. I am all in my husband is I would say a bit in meaning that she is now at least giving me receipts. I appreciate Jason’s comment as that is reassuring that this can work If I stick to it. It’s great that you’re doing a live. I missed this morning but I will definitely be on if you continue for the following Saturday thank you for all you do. It is truly helpful.
Watching the replay, love r video ❤
Great seeing your husband by your side. 😊❤
I’m doing my first no spend January. I had no idea people were doing the whole year! I may need a month to month subscription to the no spend challenge 😂. Thank you Jason for your view point and support. My husband is on board for cash envelopes and sinking funds.
Thank you for sharing your passion. ❤
Hi Sorry I missed you! I had a very important meeting I couldn’t miss. 🎉🤗💜watching now.
This was so good thanks you both so much ❤❤❤
I did a whole year of no buy for clothes last year. Can easily do that again this year. May add other categories for this year - a total no buy seems too extreme for me. Sorry I missed the live!
I enjoyed it. And thank you for advice
Loved the Live! Watched it after the fact! 😂 Loved seeing Jason on there! I have started a TH-cam channel but haven’t done anything with it in over a year!! I would love some advice because I don’t know that I did it all correct! 😂
Replay Gang !!! Hello all. I am doing the No Buy in 25 ! If it's not in my budget, it stays on the shelf ! I have alot of big goals for the next 5 years and I can't wait to see how far I can get.
Sorry I missed the live! Hope this is first of many!
I am on board!
I will do it!
I did not buy last year till christmas this year a our first great grandchild so I already knew I'll be spending but budgeting for it
Hey you guys!! Happy sunday!
Omggggg notta a SATURDAY LIVE?!?!?! I'm so sad I wasn't able to attend. But you go on a Sunday im there babe!!!!
Yes
Is there a place where one commits to the no buy Challenge? I'm in for the year, well until Feb 2026. I just spent the last 3 days going over the budget and planner and have set a goal for debt free and savings, so no buy for the next year and 1 month is on. To reduce failure, I've set aside $100 month for my no buy failure fund. If I don't fail, I save it. If I do fail, the rest of the budget has not been affected and I'll have more in savings. I can live with that.
Oh no! I Just missed you guys!
I am on Day 10 no buy -my hair dryer broke and so far living without it! Hoping to get one for free!
My whys -i paid off $29,000 credit card debt last year -2 time to do get it paid off and then i realized this time My habits of impulsive spending didn’t change so I would just do it again.
I need to learn how to cherish every dollar and have a plan for best purposes
this week by not spending i had money to buy 40 lunches to pass out at a breakfast we have at church to those who need it on Saturday mornings in Seattle Wa
i put them in bags and each got a bottle of water, plus chips, cookies, banana 🍌 and church supplied P&J sandwiches
so much joy 🤩
i also have 129k in student loan
and supporting my daughter who is in a masters program for public health !
So, I don’t need more stuff when I have debt 💸 to pay and people to take care of!
So i am driving a 2003 ford explorer despite the fact I earn enough money to buy one on credit !
i’m so in this for a year for life
My mom has an extra blow dryer because she knows about my no buy mission wahoo!!
Oh so sorry missing this live! I would have loved to be on it!
I love this. You explain things so well. We are doing a no spend January. I have been budgeting on and off for about 10 years. We paid off our mortgage 2 years ago. Even with no house payment its still hard to save and budget. I was wondering if you could do a video on end of the month stuff. Like how you go over your budget at the end and ehat happens when you go over budget and how that works for you.
Also how do you handle money spent online. Do you bring the cash to the bank immediately or do set the cash aside
Here for the replay
Great live!
I'm 10 days no spend.
🎉❤🎉 Congratulations & keep up the great effort!
I repeatedly listen to your videos when I'm working and I hate that I missed your livestream this morning. I started dabbling in budgeting in Fall 2023. I've attempted no-spend month a couple times. I'm not disciplined to the "no-buy '25" but I am eager to do a "no-spend quarter" this first quarter of 2025. You are great at teaching the "how-to" and I've learned so much from watching your videos. Keep up the awesome work!
We are doing it for January, may consider longer
I'm doing no buy for 6 months, then low buy....my husband won't do it, he's addicted to the grocery store!! He goes everyday!!
I've never done a no spend challenge. Maybe I'll try like a one pay period no spend and build my way up. My biggest goal this year is paying off my one credit card 😮
Declutter, clean apt, organize home and become debt free.
I’m 10 days in no spend January!
I plan to try a no buy
Plan on doing quarterly
Hello Jenn and Jason
Pay my debt off. I am new to budgeting.
I am motivated but need to be disciplined more
I have a budget for my no spend because my son is a diabetes
I have some rules and goal because one of my kids is a 1 diabetes I want to saving more money for medical
Dang I missed it.
I have 3 boys 12 ,4 ,1
I can
This was so good thanks you both so much ❤❤❤