I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Sharon Ann Meny" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Selena-Nicole cefaloni for years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
Find stocks with market-beating yields and shares that at least keep pace with the market for a long term. For a successful long-term strategy I recommend you seek the guidance a broker or financial advisor.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.
You could invest in stocks, start a side business, or focus on advancing your career. It's important to set goals and make a plan. Remember, wealth can mean different things to different people,One thing i can say that helped me in life to reach my first million was starting early, i got curious and informed i became open to passive income, investments in equities , etfs and the likes. also sought help to handle my portfolio which was my foundation. i'm ever grateful to Susan Kay Mack my FA.
I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.
In my view, smart investing is not just a method for generating passive income but also a strategic way to save for future financial needs. Those who don't make sound decisions early on often find themselves regretting it later. However, investing can be complex and risky when done alone. That's why I strongly suggest seeking guidance from a professional. The key is not simply absorbing information from videos or books, but applying that knowledge wisely in real-world situations.
I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialised knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centred around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavourable outcomes. I have been collaborating with an investment coach for more than two years
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
My CFA Carol Vivian Constable, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
thanks for this recommendation . I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $21k ROI, and this does not include capital gain.
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
Having an lnvestment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know
I have a female advisor named Eleanor Bonnici Deskin. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire `
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Melissa Terri Swayne' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.Thanks
I'm a 42-year-old QA Specialist at Confluera, with an annual income of $150,000. Although I do have a retirement account, I'm keen on exploring short-term investment opportunities as I prepare to shift to part-time work in the near future. What would be the most suitable strategy to achieve my goals?
Yeah, brokerage AdvisoRs could make a lot of difference. Bloomberg and other finance media have been recording cases of investors raking in 6 to 7 digits in a space of months. So, I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and the least I returned was $140k ROI, and this does not include capital gain.
I really want to get in with a financial advisor this year, especially as all markets are hitting lows. I don't want to be too optimistic and end up losing everything.
My CFA Carol Vivian Constable, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for sharing, I must say, Carol appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.
Very relatable. I'm sure many of us viewers have $1 million just burning a hole in our pocket that we're not sure what to do with. Now I know what to do with my spare million.
It's easy to talk about 'taking risks' - but, you can get bitten doing so, of course. I believe in 'safety nets' - gets those safety nets in place - then take risks. But of course, if the safety nets are in place, the risk is small or even non-existent. The bigger your 'bag' the bigger your safety net. Your friends and companions, are part of your safety net. Your mindset - can be a part of your safety net. In My own field (top tier defensive tactics) - we build confidence by getting people really good at 'defence'. Knowing we won't DIE, gives us the freedom to act decisively and even aggressively. Defence is king ... safety nets.
Great Clip Jeremy & Guy, of course it will be the most clickable clip of the interview and reminds us of Buffets own answer what he might achieve with a smaller amount to invest. Yet Guy's values still shine through and I'm glad you kept the references to a fulfilling life in the clip. If not some may miss the wood for the tree's and the journey we go on.
Unfortunately, not all of us were financially literate early, I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but l'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling! Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Guy, I'm curious what kind of hypothetical job you would consider - Would it be a career driven hustle or something simple just to cover living expenses?
@@markmcgarrh1364 Let´s talk again about BTC once there is total risk-off in the markets - e.g. after a 40-50% correction in the Nasdaq/SP500/DowJones and when BTC falls with 80%. Like in 2022 when it went from 65,000 to 15,000 in a short period of time. The only difference between 2022 and after a 40-50% correction is that after this correction, there can come a 7-8 year bear-market like in the 1970s
I think Spier’s God analogy is in similar vain of Greenblatt’s “look down not up” and Munger’s “always invert”. If you exhaust all possibilities that something could go down, and it still doesn’t, then it can only go up.
Very interesting as this situation of say $100k-$1m covers a lot of us. Two issues though. First, yes absolutely have a full time job that covers living expenses, except where do you then find the time to invest? Because running $100k-$1m in 10 or 20 holdings as wrinkles with 'hair' on them (i.e. acutely estimating risk and return) would require at least 1 day a week. After all, some will rise and should be sold within 6 months, so there's work to reallocate the capital. To solve this I work full time (40 hours) compressed into 4 days, leaving Fridays for investing only Second issue- Guy interestingly puts emphasis on other's ideas and referring to developing a network. Yet $1m into 10 holdings = $100k in each should let you move around sub $20m market caps quite easily, and finding 50% margin of safety bargains in that arena should not require a network of ideas and instead only require some screens and a decent pool of companies in your language (US, UK, EU, China, Japan).... "and just start with the As" and turn over a lot of rocks. Thank you, Guy.
Back when this guy Guy was in his 20s there were far less millionaires in the world and investing ideas weren’t all over the internet. Much harder to pull off 10X these days.
I think if you can VERy comfortably live off 2.5% to 3% of your assets then you can probably quit your job and live off your balance sheet (assuming you keep some cash and know how to balance investments, taxes, and the like).
Great answer regarding taking a job, as for the money, if its in $USD, you can get an almost %5 yield for a one year deposit, perfect timing for buying the market after a major pull back. Then buying AI and semi conductors ETFs, as well as the Nasdaq 100.
@@rodmosley1699 hardly... I'm not criticising the advice at all, that was brilliant! It's the scenario that is ridiculous and unrealistic for 99% of people watching. $100k would have been more appropriate, but putting $5k into 20 investments doesn't sound as good as $50k. And yes, I completely appreciate that the amount used is somewhat irrelevant, people need to achieve compound growth to grow their money.
Pretty sure it would be the same outcome. Split it up to multiple buckets, scour for small caps, and have a job to pay the bills. Still going to be the same strategy.
Markets at all time highs make me nervous. Heavily backing PLTR right now. But I’m still open to buying more because some brilliant companies seem at good prices as i have north of 250 grand i don't know where to dump. What’s everyone’s thoughts?
FIND JOB FOR LIVING EXPENSES , LEVERAGE $1M INTO ONE OR SEVERAL PROPERTIES , STAY IN LIQUID INVESTMENTS WITHOUT COUNTERPARTY RISK SUCH AS PHYSICAL GOLD AND SELL FUTURES AGAINST THAT TO HOLD VALUE, FOCUS ON ASSETS NOT INCOME IN YOUR INVESTMENTS, AVOID THE STOCK MARKET . THE ONE THING THAT WILL TAKE YOU TO A HUGE NET WORTH IS LEVERAGE ON REAL ESTATE NOT STOCKS OR ANYTHING ELSE. IF YOU BOUGHT A HOUSE ON LEVERAGE WITH THE SAME CAPIAL WITHOUT INVESTING IN BERKSHIRE HATHAWAY YOU WOULD BE WORTH MORE TODAY WITH LESS RISK
not right ahead of the end of the 100 year cycle, check how long it took in 1929 for breaking even 10 years is a looong time, even when you’re 30, ton of opportunity cost stuck in recovery
I've got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF or investment would you recommend?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
Spier & Mohnish Pabrai paid a large sum to have a dinner with Warren Buffett years ago. There’s lots of Buffett disciples out there but they’re just fund managers, focused on preserving capital. Buffett actually made his best returns in the 50’s & 60’s and most of his wealth in the 70’s & 80’s with Berkshire’s acquisitions into a holding company. He’s a businessman before an investor, that’s why nobody compares.
@themusic6808 funnily enough Buffett was a growth investor back in those days. Now he's known as a value investor but only because he never sold a lot of those growth stocks which eventually grew into their high valuations over time.
Did you actually watch the whole video? He literally discusses how many stocks he would hold, his timeline for expected returns and how he would go about finding the companies. I guess if you wanted tickers maybe you'd be disappointed.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I completely agree. As an early investor in NVDA, AVGO, ANSS, and LRCX, the guidance from my financial advlsor has been invaluable. Over the past seven years, she has helped me identify stocks that have multiplied 10x several times. Thanks to her expertise, I've grown my portf0li0 to over a million dollars.
I’m glad I came across this discussion. I have cash ready to invest but am concerned about choosing the wrong stocks. Would you mind sharing details about your financlal advis0r?
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like ''Amy Desiree Irish" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
Who is this person guiding you and how can i reach he/she?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Sharon Ann Meny" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
There is obviously a compounding effect in the very long term for large capital, but is not "automatic", and with the wrong strategies you can even lose more than you have. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
Who is this person guiding you and how can i reach he/she?
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm glad I found this conversation. I have cash to invest but am worried about picking the wrong stocks. Can you refer me to your financial advisor?
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Selena-Nicole cefaloni for years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
50% stock, 20% Bitcoin, 20% high yield CD/ bonds, 10% cash/ fully liquid stable asset
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
I could really use the expertise of this advsors
Her name is ‘Marissa Lynn Babula’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I have been reading articles of people that grossed profits up to $250k, what are the best stocks to buy now or put on a watchlist?
Find stocks with market-beating yields and shares that at least keep pace with the market for a long term. For a successful long-term strategy I recommend you seek the guidance a broker or financial advisor.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
@@Tetsu-p3g Please can you leave the info of your advisor ?
I don't know if I am permitted to go into details here, but mine is Jenienne Miniter Fagan and you could also look her up though I'm not so sure she's taking on new people atm.
@@Tetsu-p3gshe's not she said she has retired and no longer works
You could invest in stocks, start a side business, or focus on advancing your career. It's important to set goals and make a plan. Remember, wealth can mean different things to different people,One thing i can say that helped me in life to reach my first million was starting early, i got curious and informed i became open to passive income, investments in equities , etfs and the likes. also sought help to handle my portfolio which was my foundation. i'm ever grateful to Susan Kay Mack my FA.
That’s some good values. sounds like you got something going for you
I looked up Susan Kay Mack on the internet out of curiosity; she has a strong résumé
Go hard in your 20's. Your 30's+ will thank you tremendously.
Did a quick search and found her webpage. I must say her resume is pretty impressive.. will be writing her too
I appreciate your commitment to guiding others toward financial success. We all strive for security and a better quality of life, and this can be achieved through smart investments, mindful spending, and effective budgeting. I'm thankful I discovered the value of hard work and financial independence early on in my journey.
In my view, smart investing is not just a method for generating passive income but also a strategic way to save for future financial needs. Those who don't make sound decisions early on often find themselves regretting it later. However, investing can be complex and risky when done alone. That's why I strongly suggest seeking guidance from a professional. The key is not simply absorbing information from videos or books, but applying that knowledge wisely in real-world situations.
I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialised knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centred around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavourable outcomes. I have been collaborating with an investment coach for more than two years
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
My CFA Carol Vivian Constable, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
thanks for this recommendation . I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $21k ROI, and this does not include capital gain.
Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
Having an lnvestment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
I have a female advisor named Eleanor Bonnici Deskin. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire `
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you
Melissa Terri Swayne' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.Thanks
I'm a 42-year-old QA Specialist at Confluera, with an annual income of $150,000. Although I do have a retirement account, I'm keen on exploring short-term investment opportunities as I prepare to shift to part-time work in the near future. What would be the most suitable strategy to achieve my goals?
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. that's why seeking expert advice is essential.
Yeah, brokerage AdvisoRs could make a lot of difference. Bloomberg and other finance media have been recording cases of investors raking in 6 to 7 digits in a space of months. So, I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and the least I returned was $140k ROI, and this does not include capital gain.
I really want to get in with a financial advisor this year, especially as all markets are hitting lows. I don't want to be too optimistic and end up losing everything.
My CFA Carol Vivian Constable, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for sharing, I must say, Carol appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.
Very relatable. I'm sure many of us viewers have $1 million just burning a hole in our pocket that we're not sure what to do with. Now I know what to do with my spare million.
Invest in hindsight! It's the best way to know what you should have done.
@@akaYOOOOO Lol nice! 😂
It's easy to talk about 'taking risks' - but, you can get bitten doing so, of course. I believe in 'safety nets' - gets those safety nets in place - then take risks. But of course, if the safety nets are in place, the risk is small or even non-existent. The bigger your 'bag' the bigger your safety net. Your friends and companions, are part of your safety net. Your mindset - can be a part of your safety net. In My own field (top tier defensive tactics) - we build confidence by getting people really good at 'defence'. Knowing we won't DIE, gives us the freedom to act decisively and even aggressively. Defence is king ... safety nets.
Great Clip Jeremy & Guy, of course it will be the most clickable clip of the interview and reminds us of Buffets own answer what he might achieve with a smaller amount to invest. Yet Guy's values still shine through and I'm glad you kept the references to a fulfilling life in the clip. If not some may miss the wood for the tree's and the journey we go on.
I have the privilege to know Guy personally and the opportunity to co-invest in the Aquamarine fund. Thanks Guy for these valuable pieces of wisdom
Unfortunately, not all of us were financially literate early, I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but l'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling! Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Guy, I'm curious what kind of hypothetical job you would consider - Would it be a career driven hustle or something simple just to cover living expenses?
Thanks Guy for encouraging me to not quit my day job. Hopefully I can get into fulltime investing someday.
90% VTI and 10% Bitcoin. It's that simple.
You got it backwards 90% BTC and 10% VTI
@@markmcgarrh1364 Let´s talk again about BTC once there is total risk-off in the markets - e.g. after a 40-50% correction in the Nasdaq/SP500/DowJones and when BTC falls with 80%. Like in 2022 when it went from 65,000 to 15,000 in a short period of time. The only difference between 2022 and after a 40-50% correction is that after this correction, there can come a 7-8 year bear-market like in the 1970s
90% BTC and 10% MSTR
I think Spier’s God analogy is in similar vain of Greenblatt’s “look down not up” and Munger’s “always invert”. If you exhaust all possibilities that something could go down, and it still doesn’t, then it can only go up.
Up we go. Lalalalala
Murphy’s Law
If this is really what you’d do, why aren’t you in venture capital instead of value investing?
Very interesting as this situation of say $100k-$1m covers a lot of us. Two issues though.
First, yes absolutely have a full time job that covers living expenses, except where do you then find the time to invest? Because running $100k-$1m in 10 or 20 holdings as wrinkles with 'hair' on them (i.e. acutely estimating risk and return) would require at least 1 day a week. After all, some will rise and should be sold within 6 months, so there's work to reallocate the capital.
To solve this I work full time (40 hours) compressed into 4 days, leaving Fridays for investing only
Second issue- Guy interestingly puts emphasis on other's ideas and referring to developing a network. Yet $1m into 10 holdings = $100k in each should let you move around sub $20m market caps quite easily, and finding 50% margin of safety bargains in that arena should not require a network of ideas and instead only require some screens and a decent pool of companies in your language (US, UK, EU, China, Japan).... "and just start with the As" and turn over a lot of rocks.
Thank you, Guy.
Back when this guy Guy was in his 20s there were far less millionaires in the world and investing ideas weren’t all over the internet. Much harder to pull off 10X these days.
BTC/ODTES....options...It easier then ever if you know what your doing
I think if you can VERy comfortably live off 2.5% to 3% of your assets then you can probably quit your job and live off your balance sheet (assuming you keep some cash and know how to balance investments, taxes, and the like).
Excellent video! Thank you both!
Great answer regarding taking a job, as for the money, if its in $USD, you can get an almost %5 yield for a one year deposit, perfect timing for buying the market after a major pull back. Then buying AI and semi conductors ETFs, as well as the Nasdaq 100.
LoL, under 30 with a million of disposable income. I fucking love the internet 😂😂😂
You missed the lesson that was being shared
@@rodmosley1699 hardly... I'm not criticising the advice at all, that was brilliant! It's the scenario that is ridiculous and unrealistic for 99% of people watching.
$100k would have been more appropriate, but putting $5k into 20 investments doesn't sound as good as $50k.
And yes, I completely appreciate that the amount used is somewhat irrelevant, people need to achieve compound growth to grow their money.
Riiiight
It’s a thought exercise, it doesn’t really matter the amount, take the ideas and go from there with whatever you have
No, it is a million in net worth.
Never an original idea. He has been piggibacking on Monish for ever. Do something original. Pictch a stock on your own
Loved the ideas that you shared here :)
If I started with 1 million today I'd be done.
Question to the interviewer: why are u asking about $1M, why not $100K?
Pretty sure it would be the same outcome. Split it up to multiple buckets, scour for small caps, and have a job to pay the bills. Still going to be the same strategy.
@@alexanderpoulinyup
Markets at all time highs make me nervous. Heavily backing PLTR right now. But I’m still open to buying more because some brilliant companies seem at good prices as i have north of 250 grand i don't know where to dump. What’s everyone’s thoughts?
I thought he was BTC Fred Krueger for a sec...
Great advice! I'm hitting the subscribe button because of it.
Put it all it into Bitcoin and wait 5-10 years. It'll be orders of magnitude (20-50X) what you started with
I just need the dad to be my first investor.
Great Value! Thanks.
Does anyone know what's the watch brand ?
looks like a Rolex Oyster.
What a cracking answer
Wow. Under 30 with a million dollars? All of a sudden I feel like I can’t relate.
Ideas are like asshole, I might use this in my podcast :)
audio quality is not too good. Especially from Guy. But thanks anyway!
Very common life situation to start with $1M 😅
FIND JOB FOR LIVING EXPENSES , LEVERAGE $1M INTO ONE OR SEVERAL PROPERTIES , STAY IN LIQUID INVESTMENTS WITHOUT COUNTERPARTY RISK SUCH AS PHYSICAL GOLD AND SELL FUTURES AGAINST THAT TO HOLD VALUE, FOCUS ON ASSETS NOT INCOME IN YOUR INVESTMENTS, AVOID THE STOCK MARKET . THE ONE THING THAT WILL TAKE YOU TO A HUGE NET WORTH IS LEVERAGE ON REAL ESTATE NOT STOCKS OR ANYTHING ELSE. IF YOU BOUGHT A HOUSE ON LEVERAGE WITH THE SAME CAPIAL WITHOUT INVESTING IN BERKSHIRE HATHAWAY YOU WOULD BE WORTH MORE TODAY WITH LESS RISK
Guy is running out of other people's money 🤦🏻♂️🤦🏻♂️
the pain i feel in 11:30
Who interviewed him?
The bankrupt guy named his son Monish 😂😂😂
Thanks Guy, great wisdom
No need for 10 or 20 buckets, bro. If you just put that million into the S&P 500 under age 30, and hold it, you're going to beat any other strategy.
S&P is way overvalued. It could crash and take 10 years to recover.
@@keepitreal2902 The average Bear market lasts about 1 year. The average Bull market lasts over 4 years.
not right ahead of the end of the 100 year cycle, check how long it took in 1929 for breaking even 10 years is a looong time, even when you’re 30, ton of opportunity cost stuck in recovery
דווקא, (dafka), actually, preciselly, really, rather, specifically
Thank you !
A million? You should ask what would he do with 100,000 or 50,000.
Thankyou ❤
Does anyone know the research that guy was talking about?
With that $1,000,000 I can afford everything and create nothing.
Loved it 😌
55 seconds in and mumbling gibberish.
Long: ADMA TARS NBIX
Short: SAVA HUMA
Thank you Mr. Spier! You are an inspirations for many people!
Talk about NOT RELATABLE to most. Maybe "If I were starting off with 20 thousand" or something. This is why there's on 14 k views on this lame video
How about turning $10m into $100m
Who here Atarted with 1 million ? F sakes... I'm still chasing my first million 😂
I've got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF or investment would you recommend?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.
Julianne Iwersen Niemann is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.
Thank u Guy
Just buy BITCOIN ETF
Who did you steal the million from
Wonderful
Convexity
is berkshire business is so down? you started promoting on youtube 😂
Guy Spier is to super investors what Sam Harris is to the new atheists
He just talked and talks although doesn't say Anything.cery smart man, although super boring, and doesn't offer expert information
He NEVER gives ideas. Just word salad nonsense or repeating Buffett. Adds no value in interviews. His performance is not good last 1,3,5 & 10 Years
Why you keep watching/listening then?
Yeah why is this guy famous anyway
Spier & Mohnish Pabrai paid a large sum to have a dinner with Warren Buffett years ago. There’s lots of Buffett disciples out there but they’re just fund managers, focused on preserving capital. Buffett actually made his best returns in the 50’s & 60’s and most of his wealth in the 70’s & 80’s with Berkshire’s acquisitions into a holding company. He’s a businessman before an investor, that’s why nobody compares.
@themusic6808 funnily enough Buffett was a growth investor back in those days. Now he's known as a value investor but only because he never sold a lot of those growth stocks which eventually grew into their high valuations over time.
I’ve never heard anyone speak so much and say nothing. Learned absolutely nothing from this guy.
Did you actually watch the whole video? He literally discusses how many stocks he would hold, his timeline for expected returns and how he would go about finding the companies. I guess if you wanted tickers maybe you'd be disappointed.
❤
Your God sounds like a cringe 😂
Sounds like ancient gods, not the stupid judeo-christian god of goodness.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I completely agree. As an early investor in NVDA, AVGO, ANSS, and LRCX, the guidance from my financial advlsor has been invaluable. Over the past seven years, she has helped me identify stocks that have multiplied 10x several times. Thanks to her expertise, I've grown my portf0li0 to over a million dollars.
I’m glad I came across this discussion. I have cash ready to invest but am concerned about choosing the wrong stocks. Would you mind sharing details about your financlal advis0r?
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm glad I found this conversation. I have cash to invest but am worried about picking the wrong stocks. Can you refer me to your financial advisor?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like ''Amy Desiree Irish" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.