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Suppose I am in Germany on opportunity card visa. Now if I get a work permit or full time that doesn't match my educational background or previous professional experiences, can I still stay or further extend my visa based on my new fulltime job or work permit? please give me a feedback. Thanks
Summary: 1. Used a blocked account (Expatrio recommended) instead of showing funds in savings / FD 2. Buy health insurance for 12 months (entire duration of say). Dr. Walter's health insurance recommended 3. Have a clear job search strategy and highlight it in the motivation letter, highlighting any existing leads such as existing interview calls 4. Have solid English or German skills. Avoid any mistakes in your motivation letter. Some embassies are asking for evidence that you are learning German. 5. Book accomodation for 12 months. Booking confirmation for 12 months from the start to end date of your travel.
Hi.. @GurpreetinGermany Few facts: I got my VISA within 2 weeks of time.. so if all documents are correct it won't take time. Just to let everyone know.. BLOCKED ACCOUNT is not required for Opportunity Card.. Also, if you have already started applying for jobs in Germany that's an additional point.. And you should be at least able to introduce yourself in German..
A minimum of €1,027 per month in Blocked Account is required according the Opportunity Card website, and the visa period is not less than 12 months. This fund is a prove for your living expenses while searching for a job. When you get a Job anytime you will be able to withdraw your balance. If you use your home country bank statement they will not have a full confidence in your application, because they know you can borrow that money for the visa purpose, if your visa approved you'll still have to prove you have required balance in your bank account at your point of entry or you face a deportation.
I believe there are some correction required: 1.No advance accomodation and insurance is required prior to Visa . 2. Blockaccount is not essential if soneone holds ordinary bank account with enough funds.
Since 14 June I'm on waitlist, yesterday I got email to book slot for appointment, so I booked slot on earliest available date which is 2 December. In mumbai location. So there's waitlist
Hi sis I have a dout is Blocked account is mandatory or can we show a proof of our savings account Can any one help me for this question Every one says different opinions
I came to Germany on a job seekers visa and the job market here in Germany is very tough. In 2024 only move to Germany if you have a job here from your country.
@Hi there, thanks for this super informative video. I am from Bangladesh ans I have some question 1. Its not possible to send money to any bank outside of Bangladesh. So what should i do? Other saving accounts of my country i cant show any other bank balance? 2. What is the process of getting blocked money back if visa rejects? 3. In case visa approved and after going to Germany can I withdraw my blocked money if i manage a job? Ur valuable response is highly appreciated. Many thanks. God bless.
@@GurpreetinGermany thanks for replying but pls note its not bank regulation, its my country regulations that other than study purposes we can’t send any money outside country. Am sure German consulate in my country well aware. in that case will bank statement b enough?? Would u care to reply remaining question pls? This would be helpful.
I have submitted both the sponsorship letter and funds in savings account. The reason is I did not recieve the original sponsorship letter at the time of the interview (it was in courier transit). So i deposited money in my savings account just before a week. So which one will be considered?
Hi mam, very informative and authentic videos. I have done BA in arts stream and having 20 year of IT experience. Am i elligible for opportunity card visa? Please reply
Hi Gurpreeth , Thanks for detailed and informative video on this topic .. I have one concern about this .. I have obligation letter from my friend who is staying in Germany 🇩🇪 however still do I need to show funds in blocked account ? Please advice .. Anil
Hi Gurpreet, we really need to book actual hotel or hostel bookings for Chancenkarte ? or is there any option to book in advance without paying anything? please suggest ?
Hello Gurpreet, I'm from Mumbai and I've got my masters degree from a German recognised college on anabin and wanted to understand that for the Opportunity Card, do we need educational transcripts or the certificates and marksheets would be good enough and if yes then should we be doing Apostille Attestation on the documents, personal, educational and professional in order to make the file strong. I have the documents and all ready just needed some assistance with this thanks. Your videos are really very helpful 😊
Hey everyone! I applied for the German Opportunity Card on June 26 and still haven’t received a call for my visa interview from the Mumbai Consulate. Has anyone else experienced delays? How long did it take for you to get your interview scheduled? Any tips would be appreciated!
Hello mam , what happens if the person has every document as per checklist but had some career gap initially like 4 years and worked in IT continuously for 5 years
Hi Gurpreet. Actually my interview has been done 1 week prior in the Embassy and they kept my passport. I am waiting for their call. But I have shown them my saving account because I have applied for blocked account and did not get the confirmation against blocked account.
@@alfredjohnson4911 yes they asked me do you know German I said yes then they wanted me to introduce in German.. total experience letter and salary slip of 6 month. Reason to motivate and university letter that my degree is regular and I took classes in the college
The family must submit a Declaration of Commitment (Verpflichtungserklärung) to a Foreigners Authority in Germany. This declaration obliges the inviter to guarantee the financial support of the visa applicant during their stay in Germany.
The family must submit a Declaration of Commitment (Verpflichtungserklärung) to a Foreigners Authority in Germany. This declaration obliges the inviter to guarantee the financial support of the visa applicant during their stay in Germany.
Rejection ratio is more from which city...if I get some idea .....I'm from Mumbai....any my agent say their is no need of block account if you are from Mumbai....ist true.ASAP
It's not true, there is no exception wherever you are applying your visa. As of July 2024, You must have a minimum of €12,324 in your Block account, this is like 90% of your visa approval chance. Don't fall for agent rush.
I am 2019 graduate and was looking for government job till 2021. And started a real job in an IT company in March 2022. But last year in mid 2023 I have to quit my job due to health reasons. Since then i am unemployed. So all in all , i just have 1.5 years of real work experience. Will it create any problem in opportunity card if i go with the option 1. Or should i fill my 2020-2021 gap with a fake work experience. But the only thing is I won't be having salary slip for that work experience, just the work ex. certificate. But i have all documents for the last IT company that i worked with. Can you please clear my this confusion/dilemma.
Hi Gurupeet, I have done my UG & PG through distance education from recognized universities. I have been working as Java Backend Developer from 4.8 years onwards. Will they question my distance education for my visa?
If your qualification is from distance education UG & PG, it is mandatory to get "Statement of comparability" letter from ZAB, which is a maximum of 3 months process. Go for it. Without that, they will not issue you the opportunity in your case.
@@himanshu739 At present my visa application is on waitlist. What if I have not got this Statement of Comparability by my appointment date? Kindly let me know
@@aswanibhupathi8693 ok. I can understand it. If you really want to go Germany and having distance education apply for ZAB comparability statement for all distance education. Interestingly I want to share you that ZAB are currently also not recognizing few distance education for particular years. Go and apply for ZAB statement for all distance education (Graduation & PG). If in case you will get your appointment before ZAB evaluation, I would like to request don't go for the appointment and don't submit your application. Instead of cancel it and book new appointment again until you will not get ZAB document. Above is for If you are applying for option 1. You can ignore option 1 and go for option 2 but that is more complex. Option 2 is point based and again you have to do lots of stuffs to get good point. Even again you have to evaluate your experience via recognization process (that is other organization of Germany also has India office for this). For distance (mostly other than IGNOU) they are passing all applicants for ZAB evaluation. Without comparability letter they will not issue opportunity card visa. Warning: still if you submit your documents without ZAB then you will face many challenges and unexpected delay of visa status. In last 2 months, my many friends going through this opportunity card application process. If you understand these items well and prepare accordingly you will get your visa stamp without any hassle. It's quite very simple. Let me know if you need any information on it.
@@ScoutHimanshu Thank you so much. I have already applied for it. But I thought PG comparability is sufficient. So applied for only PG verification. Anyways, I will write a mail to them requesting to do UG verification too. Once again thank you so much.
Hello Mam, I am holding a Chancenkarte Visa, can you please confirm if I am allowed to do full time or part time freelancing in Germany? If you can help me with a legal document it will be great. Thank you so much!!
@@ABC-gg8if I smell scam when I read one, this is a kind of comment that will get some people attention to seek for his/her help, then they end with bad experience.
🤣🤣🤣🤣🤣🤣🤣🤣🤣😅🤣🤣🤣🤣 ऐसे लोगों के बहकावे में मत आना भाईयों बहनो ये लोग कुछ भी बोलेंगे attention पाने केलिए subscribers बढ़ाने के लिए इनको कुछ पता नहीं होता अपना दिमाग लगाये इनके videos देख कर दिमाग खराब नहीं करें अच्छे से apply करे वीजा के लिये सब अच्छा होगा Waheguru ji कि मेहर से
Hi Mam kartik here actually my name is passport is Kartikeyan and name is degree and marksheet is Karthikeyan so there is a difference in h and i but rest in all experience certificate is Kartikeyan so wanted to know this will affect my visa rejection or is there any alternative solution to overcome this like making a name affidavit pls pls pls let me know about this because its very important and i want to know do we have to submit this document transcript
I don't get it, I'm going to German in order to find a job right? The opportunity is they'll give me time of a year and I'll find my job. Then why do i have to receive interview call? Please clear it out.
Join upcoming Live Q&A Webinar to solve all your doubts related to Germany on 1st September:
topmate.io/gurpreet_kaur_jaggi/1160627
Crash course to create a perfect resume for Germany by HR :
topmate.io/gurpreet_kaur_jaggi/1004474
BOOK 1:1 Consultation with me (Talk to Gurpreet) :
topmate.io/gurpreet_kaur_jaggi
Suppose I am in Germany on opportunity card visa. Now if I get a work permit or full time that doesn't match my educational background or previous professional experiences, can I still stay or further extend my visa based on my new fulltime job or work permit? please give me a feedback. Thanks
Summary:
1. Used a blocked account (Expatrio recommended) instead of showing funds in savings / FD
2. Buy health insurance for 12 months (entire duration of say). Dr. Walter's health insurance recommended
3. Have a clear job search strategy and highlight it in the motivation letter, highlighting any existing leads such as existing interview calls
4. Have solid English or German skills. Avoid any mistakes in your motivation letter. Some embassies are asking for evidence that you are learning German.
5. Book accomodation for 12 months. Booking confirmation for 12 months from the start to end date of your travel.
3:48 video actually starts 🥱🥱
thnkuu dear 😅😅
Thanks I started form here
Thanks I started by seeing to see this
Hi.. @GurpreetinGermany
Few facts:
I got my VISA within 2 weeks of time.. so if all documents are correct it won't take time.
Just to let everyone know.. BLOCKED ACCOUNT is not required for Opportunity Card..
Also, if you have already started applying for jobs in Germany that's an additional point..
And you should be at least able to introduce yourself in German..
Hi Dinesh, thanks for your input. How correct is the accommodation point mentioned in this video
@@rohankanekar5842 at least one month hotel bookings are required.. you can opt for free cancellation
Does the visa have to be 12 months? Can i apply for 6 months
Did you hire any agent to process for the Chancenkarte or you did everything by yourself?
A minimum of €1,027 per month in Blocked Account is required according the Opportunity Card website, and the visa period is not less than 12 months. This fund is a prove for your living expenses while searching for a job. When you get a Job anytime you will be able to withdraw your balance.
If you use your home country bank statement they will not have a full confidence in your application, because they know you can borrow that money for the visa purpose, if your visa approved you'll still have to prove you have required balance in your bank account at your point of entry or you face a deportation.
I believe there are some correction required:
1.No advance accomodation and insurance is required prior to Visa .
2. Blockaccount is not essential if soneone holds ordinary bank account with enough funds.
German language isn't mandatory for the application, English proficiency is acceptable. Your checklist says otherwise
Video could have been max 5min long. No wonder why you are a HR professional.
Please don't say it that way..
watch in 2x. easy..
First respect her efforts ..
😂😂 watched in 2x
No Man, I felt she's concise.
Video starts at 3:50
Yesterday, VFS called me and said that they are accepting card/cash at Chennai Consulate, no DD.
I don't have references...what should I fill during application?
Sponsored and paid service provider always hide full information. It's difficult to fully trust their information.
sai bola bro, its nothing but sales pitch video, use less information hai, kuch nahi atta is ko, gaddha bana rahi hai sab ko
Wow. Really , It is great info😊
Glad you liked it
Nice video...I have one question....If couple is going for visa interview then both have to show seperate blocked account?
Yes u need separate accounts
thanks. this was helpful.. is it necessary to show Goethe institute result or some duolingo screenshots will work.. ?
I'm from Sri Lanka.you pure helpful ❤ heart.such a great Lady
Thank you so much!
Hello, in case of rejection does the applicant have his funds back easily. Thanks
Mam, does my occupation has to be from the skilled shortage list of Germany for Germany's opportunity card?
Thanks for the video, but i could not find the template where is it
why isn't there are any slots no on website for applying opportunity card.
Since 14 June I'm on waitlist, yesterday I got email to book slot for appointment, so I booked slot on earliest available date which is 2 December. In mumbai location.
So there's waitlist
nice vlog ❤
Thank you 😊
Is obligation letter with blocked account with insurance, is strength for getting Visa?
After a long time received ur video mam
Thank yoou !! Please Share with your network
@@GurpreetinGermany ok mam
Hi sis I have a dout is Blocked account is mandatory or can we show a proof of our savings account
Can any one help me for this question
Every one says different opinions
Expatrio blocked account is thr only Bank in Germany?
I came to Germany on a job seekers visa and the job market here in Germany is very tough. In 2024 only move to Germany if you have a job here from your country.
Did you hire any agent to do the process to get job seeker or you did everything by yourself? I need help in this brother.
Brilliant video. Thank you for collecting data from other applications and sharing such critical insights with the public😃
Thank you 🙏
Fundings current statement of saving is ok or blocked accoukt only .. and how long saving we have to show .. before appointment 1-2 months ???
Hi Mam, I have obligation letter and do I need to get accommodation…
Let me know is that germany language compulsory for applying opportunity card visa
You can show Proof of fund, too. It is valid for mumbai consulate only.
Thank you gurpreet
Your welcome
I am going to apply thank you
@Hi there, thanks for this super informative video. I am from Bangladesh ans I have some question
1. Its not possible to send money to any bank outside of Bangladesh. So what should i do? Other saving accounts of my country i cant show any other bank balance?
2. What is the process of getting blocked money back if visa rejects?
3. In case visa approved and after going to Germany can I withdraw my blocked money if i manage a job?
Ur valuable response is highly appreciated. Many thanks. God bless.
Hello, you need to check this with the bank you are opening the block account with, every bank will have their own process. All the best!
@@GurpreetinGermany thanks for replying but pls note its not bank regulation, its my country regulations that other than study purposes we can’t send any money outside country. Am sure German consulate in my country well aware. in that case will bank statement b enough??
Would u care to reply remaining question pls? This would be helpful.
I have submitted both the sponsorship letter and funds in savings account.
The reason is I did not recieve the original sponsorship letter at the time of the interview (it was in courier transit).
So i deposited money in my savings account just before a week.
So which one will be considered?
Super misleading - you just want people to get a blocked account as most of these videos are sponsored by Expatrio
My video is not sponsored by Expatrio and I have also mentioned regarding block account from local banks.
I have bachelor degree with 7 years experience.. D I need IELTS or GERMAN A1???
Thanks ❤❤❤
Always welcome
once i get a offer letter from german company then showing 12 lakhs in blocked account is not compulsory ??
Hi mam, very informative and authentic videos. I have done BA in arts stream and having 20 year of IT experience. Am i elligible for opportunity card visa? Please reply
Yes, please check my video to check your eligibility for the opportunity card
I am 41 years old. Can I apply for opportunity care?
Hi Gurpreet the German language is mandatory????
German would be better but English B2 is also acceptable.
They are asking for a reference in Germany in an appointment application!!! How to address this in case you don't have one.
Thank you very much, you are awesome
I have 7 IELTS academic , is it enough for proof of language skills..?
German is 0 as far ..
Once we get visa . Can we close bocked account.
No
@@GurpreetinGermany😂😂😂
Hi Gurpreeth ,
Thanks for detailed and informative video on this topic .. I have one concern about this .. I have obligation letter from my friend who is staying in Germany 🇩🇪 however still do I need to show funds in blocked account ? Please advice ..
Anil
Greetings,
Kindly let me know PTE is acceptable for Opportunity card?
I don’t think so
Can I change to Ausbildung visa during the stay with opportunity card??
You are dam 🔥
😂😂😂😂
Is Language (English) mandatory requirement?
I already have 6 points from other factors.
Yes
Hi Gurpreet, we really need to book actual hotel or hostel bookings for Chancenkarte ? or is there any option to book in advance without paying anything? please suggest ?
You can reserve a room without paying in advance but you have to register your credit card.
can we apply for opportunity card for 6 months only?
No
Hi.. how can apply opportunity visa from uk and requirement????
BOOK 1:1 Consultation with me (Talk to Gurpreet) :
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@@GurpreetinGermany😀😀💰💰💰
Hello Gurpreet, I'm from Mumbai and I've got my masters degree from a German recognised college on anabin and wanted to understand that for the Opportunity Card, do we need educational transcripts or the certificates and marksheets would be good enough and if yes then should we be doing Apostille Attestation on the documents, personal, educational and professional in order to make the file strong. I have the documents and all ready just needed some assistance with this thanks. Your videos are really very helpful 😊
Hey everyone! I applied for the German Opportunity Card on June 26 and still haven’t received a call for my visa interview from the Mumbai Consulate. Has anyone else experienced delays? How long did it take for you to get your interview scheduled? Any tips would be appreciated!
@@chandramohanpc1715 same at bangalore vfs
I applied in Banglore consulate on July and still waiting
If my 7 years girl comes with me, does she need individual blocked account?
Yes
Hello mam , what happens if the person has every document as per checklist but had some career gap initially like 4 years and worked in IT continuously for 5 years
Very Informative video
Thank you
Hello Gurpreet, Good video! I have a restaurant part time job contract, hope that suffices against Financial Means?
Hi Gurpreet. Actually my interview has been done 1 week prior in the Embassy and they kept my passport. I am waiting for their call. But I have shown them my saving account because I have applied for blocked account and did not get the confirmation against blocked account.
Can u share ur interview experience
@@alfredjohnson4911 yes they asked me do you know German I said yes then they wanted me to introduce in German.. total experience letter and salary slip of 6 month. Reason to motivate and university letter that my degree is regular and I took classes in the college
Yes they always keep the passport, now you need to just wait, it might take between 4-8 weeks
All the best!
I'm struggling to apply for this. Can you help me brother?
Hi has the appointments started in blore ? And which state has this opportunity card appointments currently
My brother stay in Germany with family. Can i get information for the accommodation of my brother's house for an opportunity card?
The family must submit a Declaration of Commitment (Verpflichtungserklärung) to a Foreigners Authority in Germany. This declaration obliges the inviter to guarantee the financial support of the visa applicant during their stay in Germany.
what if anyone's family live there and the person will live there with their family? is there anyway we can opt that option or show proofs?
The family must submit a Declaration of Commitment (Verpflichtungserklärung) to a Foreigners Authority in Germany. This declaration obliges the inviter to guarantee the financial support of the visa applicant during their stay in Germany.
Is it true that some people who applied for the opportunity card will have to wait as long as 1 year before they are called for interview?
It seems we need lot of money to improve our current economical situation by working in Europe countries.!
Mam consulants saying no language skills required is that true
Rejection ratio is more from which city...if I get some idea .....I'm from Mumbai....any my agent say their is no need of block account if you are from Mumbai....ist true.ASAP
It's not true, there is no exception wherever you are applying your visa. As of July 2024, You must have a minimum of €12,324 in your Block account, this is like 90% of your visa approval chance.
Don't fall for agent rush.
May I know which agency have told there is no need of block account so then we could be aware
@@ABC-gg8if of course, that will really help.
I hope you haven't paid this useless excuse for an agent any money? If you have, ask for a refund.
I am 2019 graduate and was looking for government job till 2021. And started a real job in an IT company in March 2022. But last year in mid 2023 I have to quit my job due to health reasons. Since then i am unemployed. So all in all , i just have 1.5 years of real work experience. Will it create any problem in opportunity card if i go with the option 1. Or should i fill my 2020-2021 gap with a fake work experience. But the only thing is I won't be having salary slip for that work experience, just the work ex. certificate. But i have all documents for the last IT company that i worked with. Can you please clear my this confusion/dilemma.
Nice question...similar to my scenario
Hi Gurupeet, I have done my UG & PG through distance education from recognized universities. I have been working as Java Backend Developer from 4.8 years onwards. Will they question my distance education for my visa?
If your qualification is from distance education UG & PG, it is mandatory to get "Statement of comparability" letter from ZAB, which is a maximum of 3 months process. Go for it. Without that, they will not issue you the opportunity in your case.
@@himanshu739 thank you so much sir
@@himanshu739 At present my visa application is on waitlist. What if I have not got this Statement of Comparability by my appointment date? Kindly let me know
@@aswanibhupathi8693 ok. I can understand it. If you really want to go Germany and having distance education apply for ZAB comparability statement for all distance education. Interestingly I want to share you that ZAB are currently also not recognizing few distance education for particular years. Go and apply for ZAB statement for all distance education (Graduation & PG). If in case you will get your appointment before ZAB evaluation, I would like to request don't go for the appointment and don't submit your application. Instead of cancel it and book new appointment again until you will not get ZAB document.
Above is for If you are applying for option 1. You can ignore option 1 and go for option 2 but that is more complex. Option 2 is point based and again you have to do lots of stuffs to get good point. Even again you have to evaluate your experience via recognization process (that is other organization of Germany also has India office for this).
For distance (mostly other than IGNOU) they are passing all applicants for ZAB evaluation. Without comparability letter they will not issue opportunity card visa. Warning: still if you submit your documents without ZAB then you will face many challenges and unexpected delay of visa status.
In last 2 months, my many friends going through this opportunity card application process. If you understand these items well and prepare accordingly you will get your visa stamp without any hassle. It's quite very simple.
Let me know if you need any information on it.
@@ScoutHimanshu Thank you so much. I have already applied for it. But I thought PG comparability is sufficient. So applied for only PG verification. Anyways, I will write a mail to them requesting to do UG verification too. Once again thank you so much.
There is no vfs appointment for thr visa then how??
It's open now
@@englishdomain5301 In which vfs?
@@rahul54311Slots were opened the day I mentioned....for an hour I guess. You should have received an email on registered email id.
@@rahul54311i received email for Delhi one
@@rahul54311 slots were opened at VFS delhi at that time
Is it possible to move UK (UK Post graduate)to Germany via opportunity card
Yes
I am submit my files to german embassy Bangladesh Dhaka.
Hello Mam,
I am holding a Chancenkarte Visa, can you please confirm if I am allowed to do full time or part time freelancing in Germany? If you can help me with a legal document it will be great. Thank you so much!!
Honestly, you are not. Don't scam people. You can't get this type of visa and come here asking for help on how to get freelancing job.
@@FairPlayGamerwhy are you being so rude
@@ABC-gg8if I smell scam when I read one, this is a kind of comment that will get some people attention to seek for his/her help, then they end with bad experience.
You can work part time maximum 20 hrs per week
@@DicemanYT Thanks you for the information, but does the 20 hrs of part time include freelancing?
try to focus! may be lesson some extra words!
Hi Ma'm!
Hi gurpreet maam, I have applied for opportunity card. Can i take my husband as a dependent after getting it.
Not as a dependent, he must apply for the card too.
10 july ,i submitted my case still they keep my passport, no reply, when i can expect
Same mera be
@@parkashbhandari7620 sir share your number,if you get any update please information me
@@parkashbhandari7620 i get call for pick up passport today
have you submitted your application to New Delhi German embassy ?
@@parkashbhandari7620 have you submitted application to New Delhi German embassy ?
🤣🤣🤣🤣🤣🤣🤣🤣🤣😅🤣🤣🤣🤣
ऐसे लोगों के बहकावे में मत आना भाईयों बहनो ये लोग कुछ भी बोलेंगे attention पाने केलिए subscribers बढ़ाने के लिए इनको कुछ पता नहीं होता अपना दिमाग लगाये इनके videos देख कर दिमाग खराब नहीं करें अच्छे से apply करे वीजा के लिये सब अच्छा होगा
Waheguru ji कि मेहर से
❤
You are enough for demotivate someone.
Hi, if the opportunity card is already rejected can we reapply again? Is there any time gap that we must have to reapply again?
you have rejected?
Yes we can apply again
This is nuts! 😂
Hi Mam kartik here actually my name is passport is Kartikeyan and name is degree and marksheet is Karthikeyan so there is a difference in h and i but rest in all experience certificate is Kartikeyan so wanted to know this will affect my visa rejection or is there any alternative solution to overcome this like making a name affidavit pls pls pls let me know about this because its very important and i want to know do we have to submit this document transcript
For opening block account also we need 12lak rupees ..😂😂😂😂
I don't get it, I'm going to German in order to find a job right? The opportunity is they'll give me time of a year and I'll find my job. Then why do i have to receive interview call? Please clear it out.
😮
Do u have any job for me
Waste of time the content need only 5 mnts unnecessary extended.
Video could have been 5min long. No wonder why you are a HR professional.
what is your problem?