What I spend in a week as a 27 y/o | Miki Rai

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  • เผยแพร่เมื่อ 6 ม.ค. 2025

ความคิดเห็น • 99

  • @peanutnetwork
    @peanutnetwork 10 หลายเดือนก่อน +11

    I like how you and Kevin don’t nickel and dime each other
    I also like how much gratitude you have when Kevin pays for dinner rather than thinking that’s the least he can do

  • @zDhappy
    @zDhappy 10 หลายเดือนก่อน +45

    thanks miki for this breakdown of your weekly expense. I am a nurse myself and I got mortgage to pay for too. This help me realize that now tah I am older, my expenses are higher too.

  • @jennycow
    @jennycow 10 หลายเดือนก่อน +70

    This video was very insightful! Would you be able to do one for a month? I realize that might be a longer video, but I feel like it would make the results a bit less skewed :) Thanks for the great content!

  • @gastronomee_
    @gastronomee_ 10 หลายเดือนก่อน +12

    miki, i know this is such a simple video - but it brings me so much joy. it's like talking to a friend! i discovered you when i was still in high school and it's crazy you're 27 now (i'm also a bit older).
    anyways, you're part of the crowd of creators who inspired me to create my own channel. keep it up!!

  • @bleuereen
    @bleuereen 10 หลายเดือนก่อน +24

    Love how transparent you are! I live in the Philippines, but I really enjoy your finance vids as I’m about to start my first ever job later this month! Thanks for all the tips ❤

    • @mikirai
      @mikirai  10 หลายเดือนก่อน +3

      congrats! you got this ☺️

  • @may8681
    @may8681 10 หลายเดือนก่อน +3

    I love these finance February videos!! I love learning about managing finances and investing and becoming content creator from you. Thank you for sharing your knowledge :)

  • @itzamyyx
    @itzamyyx 10 หลายเดือนก่อน +8

    Love these type of videos, keep up the good work! ❤❤

  • @kycia12
    @kycia12 10 หลายเดือนก่อน +4

    Thank you Miki for sharing transparently. I missed the 10 out of 10 out-tro!
    It’ll be more accurate to budget a week based on a typical week without friends visiting and the ski trip, it probably won’t add up as much.

  • @dem890
    @dem890 10 หลายเดือนก่อน +31

    Ridiculous how people keep comparing their lives to her life. She is a nurse + influencer, w a doc bf. They both work harder than most of us also. So obviously she can afford a more expensive life than 90% of uf. 🙄🙄🙄…

  • @kylakimber2373
    @kylakimber2373 10 หลายเดือนก่อน +1

    I loved this video. It showed me I definitely spend a lot of money on groceries.

  • @erikasperl3180
    @erikasperl3180 10 หลายเดือนก่อน

    Love when people share these transparently. Thank you!! You surprised me with your crunchy roll sub 😆 what are some of your favorites?

  • @esantana0812
    @esantana0812 10 หลายเดือนก่อน

    Time to go calculate my expenses the Miki way! You’re videos are awesome ❤

  • @food4444lyfe
    @food4444lyfe 10 หลายเดือนก่อน +1

    Including the meals / food which Kevin paid for and divide up the grocery / electricity bills etc would be a more accurate representation of your monthly expense… unless you’re looking at “ household / family “ expense.
    I , myself spend around 200 -255 per month. But if and when I do decide to spurrrrrge… that’s a diff question. 😅😅

  • @aperson2896
    @aperson2896 10 หลายเดือนก่อน +5

    Hey Miki, please speak at one of our meetings for our student nurses association at my campus! We love you ❤.

  • @tiffanyt5204
    @tiffanyt5204 10 หลายเดือนก่อน +1

    Love your finance videos!

  • @happydogclub
    @happydogclub 10 หลายเดือนก่อน +2

    I love it so much when you say we are 10 out of 10 ❤👍🏻

  • @yinalfonso5109
    @yinalfonso5109 10 หลายเดือนก่อน +1

    Crazy how cost of living really varies from where you are. FR with that amount i could live a bit comfortably for A MONTH where i live.

  • @c7091
    @c7091 10 หลายเดือนก่อน +8

    Damn, $18.99 USD for parking! I worked at a hospital and parking was $4 - $5 per use and I was working 12 hr shifts (for reference that is $3 - $4 USD).

    • @NgocNguyen-hb2ty
      @NgocNguyen-hb2ty 10 หลายเดือนก่อน +1

      i cried for $35/
      days for parking st work too

    • @Porcelynnn
      @Porcelynnn 10 หลายเดือนก่อน +8

      Hospital workers shouldn’t have to pay for parking at their own job 😅

    • @SweetAngelPinay06
      @SweetAngelPinay06 10 หลายเดือนก่อน +1

      A hospital I worked at gave me free parking! But it was a small hospital in a less ideal neighborhood

    • @THATTTGIRLLL
      @THATTTGIRLLL 10 หลายเดือนก่อน +1

      Do they have a monthly amount? Or is this all hospitals in seattle? I know PD workers may have to usually pay a seperate parking pass, however I can only speak for CA but for the two hospitals
      I’ve worked for one was free parking and then other one was through a UC and I paid about $40 a month… just curious though

    • @Naomyomy
      @Naomyomy 4 หลายเดือนก่อน

      @@Porcelynnnikr that’s so wild 😭

  • @VanteBora
    @VanteBora 10 หลายเดือนก่อน +4

    Woahhh it's shocking how much your mortgage is in comparison to the costs in my country. The mortgage of our house (2 story home with an attic, 3 bedrooms, bathroom and large garden) is around 700 per month.

    • @Randomchicken911
      @Randomchicken911 10 หลายเดือนก่อน +1

      My mortgage is 3x that amount and it’s only a 95sqm apartment!!!

    • @randomyoutubebrowser5217
      @randomyoutubebrowser5217 10 หลายเดือนก่อน

      Its seatle and what seems like a decent location. They borrowed around 600-700k if my back-calculations on what interest rates were at the time are correct.

  • @pbthefirst630
    @pbthefirst630 10 หลายเดือนก่อน +6

    I’m surprised Kevin doesn’t contribute to the mortgage partially. Thanks for sharing! Made me want to treat myself to some good sushi:)

    • @anironariron6839
      @anironariron6839 10 หลายเดือนก่อน +5

      She owns the house by herself so she pays the mortgage.

    • @pbthefirst630
      @pbthefirst630 10 หลายเดือนก่อน +6

      @@anironariron6839 yeah. Maybe you didn’t understand but usually when someone lives in a house that’s not theirs they pay rent 😅 my comment is alluding to Miki’s generosity in not having Kevin contribute anything toward housing

  • @wafflespancakeshi
    @wafflespancakeshi 10 หลายเดือนก่อน +2

    Is it a norm to pay for birthday parties you’re invited to in the US on top of birthday gifts? Kevin’s friends are flying to Seattle (video mentioned none of them is based in Seattle). On top of flight tickets, they also have to pay $1,300+ among themselves not including birthday gifts? Why.

  • @MrSaaadpanda
    @MrSaaadpanda 10 หลายเดือนก่อน +3

    I would prefer if you just showed us what you spend on a week on average so we can get a better baseline. Also do you happen to track this on a spreadsheet? if so would you be able to show us or have a template to share? Other than that I just wanted to say thank you for sharing.

  • @peanutnetwork
    @peanutnetwork 10 หลายเดือนก่อน

    This was nice of you to share

  • @Luckystarghajahshhinababh
    @Luckystarghajahshhinababh 10 หลายเดือนก่อน

    I love your content!!!

  • @shinobabe20
    @shinobabe20 10 หลายเดือนก่อน

    love these videos

  • @BabykittyM
    @BabykittyM 10 หลายเดือนก่อน

    So helpful and interesting to watch😊

  • @andyl1953
    @andyl1953 9 หลายเดือนก่อน

    💀 my entire rent payment in a week. love the financial advice videos tho, it's generally good advice. i've only recently started my career so i'm hustling and saving to get to that first 100k that everyone speaks about so i can have my net worth boom.

  • @AsianJudy
    @AsianJudy 8 หลายเดือนก่อน

    I guess it’s okay to over estimate how much you pay on your base total but to get a truer sense of the week should be getting an annual total then divide by 52 like how you did for some other things you calculated. By dividing by 4 weeks for a month ultimately cuts out 4 weeks out of the year… which is like cutting out a whole month 😅

  • @traveller2478
    @traveller2478 6 หลายเดือนก่อน

    Food-, Drinking-, Household-, Mobility-, Café-, Trip-, Flat/Rent-, Carcosts in Lübeck / Germany for one Year by 14632,85€. A littlebit less than in Seattle.
    But it is just a smal special flat ... Not a House.
    Thanks for Financial Transparancy. It is realy important.

  • @peepandpeeps
    @peepandpeeps 10 หลายเดือนก่อน

    such an insightful video, made me realize that i've been spending too much on online retail therapy 😆

  • @ibpanrioe
    @ibpanrioe 10 หลายเดือนก่อน +1

    I feel like multiplying the birthday celebration rental and parking ticket as a weekly expense is a lot haha

    • @gracetheday
      @gracetheday 10 หลายเดือนก่อน

      Yes that shouldn’t have been included. It would be better to do a monthly usual spending and break down average spent on groceries and eating out. There was no account of spending on gas for the car either.

  • @hoangvu9360
    @hoangvu9360 10 หลายเดือนก่อน +1

    The real cost is just around 60-70k a year for 2 people. When Kevin earns higher income or sell houses, you two will be left with a lot of money.

  • @MegaBenny21
    @MegaBenny21 10 หลายเดือนก่อน +4

    you aren't throwing your money away miki but at least with a montage your "rent" is fixed so it won't ever go up

  • @amarir9924
    @amarir9924 10 หลายเดือนก่อน

    How did you get your adobe creative cloud to be only $11 a month? Mine is $30

  • @amberj3941
    @amberj3941 10 หลายเดือนก่อน +8

    As a PA likely making something in between a nurse and a doctor, I don’t spend anywhere near this on my life. I do have a child and we save a lot to set him up for later. However I just can’t justify ever spending over $300 on a dinner? That just seems nuts to me. You live a very lavish lifestyle. I hope no one feels bad that they can’t afford this. Many of us don’t want to spend this.

  • @MarianMendoza-up5cq
    @MarianMendoza-up5cq 10 หลายเดือนก่อน

    Hi how can i purchase the guide

  • @Vanessa-hn4cc
    @Vanessa-hn4cc 10 หลายเดือนก่อน +2

    can we get a what i eat in a week video?

  • @Duxbury_Skin
    @Duxbury_Skin 10 หลายเดือนก่อน

    Thank you for sharing !

  • @raymondchiam9192
    @raymondchiam9192 10 หลายเดือนก่อน +8

    How about car loan and petrol?

  • @evelynq4449
    @evelynq4449 10 หลายเดือนก่อน

    I got ticket from diamond service also… in Ballard garage. 66.65 dollars

  • @dionisiarastapiano
    @dionisiarastapiano 10 หลายเดือนก่อน +1

    Please do a tip for saving for students❤

  • @amandahalee
    @amandahalee 10 หลายเดือนก่อน

    thank you Miki

  • @AutobotSimmer
    @AutobotSimmer 10 หลายเดือนก่อน +2

    Great you're showing you bought things that would be wants even if it's food. Since you could have decided no, cook from home.
    I question why don't cities have a yearly parking card. Idk $120 for the year, or $10 a month. Better than $18 a day. Though not great if you don't live there. I go to a city for an orthopedic appointment every 3-6 months.
    You didn't do your rounding though.
    I don't feel influenced by social media. I have noticed that people are quick to judge. Not just if you look rich eith whst you spend, where you live etc. i unfortunate have seen people tell others "you only make this much money, you're poor, why are you spending money on that?"
    Everyone is different. There's also IMO a lack of personal responsibility. Yes, shit's expensive, but there's things most can xo rather than complain.

  • @gabby11261993
    @gabby11261993 10 หลายเดือนก่อน

    Are u watching "A sign of Affection" and "Solo Leveling" among others lol "marry my husband" on prime drama is soo good also

  • @zyrravelle9731
    @zyrravelle9731 10 หลายเดือนก่อน +1

    Hi Miki, I love your this months
    's content.
    I would love you talk more about crypto and stuffs from online stocks market. like what should a person consider fist before investing into stuffs like this. Crypto and other online stocks market are slowly being introduce here in my country Philippines. I heard a lot of good things about it and would definitely want to invest. But the thing is I don`t know where to start. I am 28 now and currently hitting the mid 20`s crisis given the whole inflation thing. I am a conservative type investor and can be aggressive I guess if being enlightened well . I have no idea with this whole thing and would love to learn from you. Maybe a "risk and luck" video for this. Looking forward for your upcoming videos. Thank you... 💓

  • @nianjugu1787
    @nianjugu1787 10 หลายเดือนก่อน

    Do you guys have a Costco membership?

  • @stephaniestudies2147
    @stephaniestudies2147 10 หลายเดือนก่อน

    Miki, hi! Regarding your parking ticket, make sure you appeal! I feel like they always knock down the total if you at least put in an attempt to appeal.

  • @nagarcia76
    @nagarcia76 10 หลายเดือนก่อน +3

    Point of this video: If you want to have money then don't live in Seattle 😅

  • @jessabeauty917
    @jessabeauty917 10 หลายเดือนก่อน

    $1 increase-Basically nothing has had only $1 increase. For 12 hours of providing a service that’s cheap and allows you an entire 12 hours of pay. Mindset is powerful. Great video.

  • @Rimlay0823
    @Rimlay0823 10 หลายเดือนก่อน

    Where are you studying from? Can you share the link?

    • @MrCDER
      @MrCDER 9 หลายเดือนก่อน

      Studying?? What are you talking about?

  • @yb2230
    @yb2230 10 หลายเดือนก่อน

    wheres ur fluffy jacket from :C

  • @ESforest
    @ESforest 10 หลายเดือนก่อน +2

    Wait YOU have to pay to park at your work? O_o

  • @justjess3352
    @justjess3352 10 หลายเดือนก่อน +1

    Why is parking that expensive 😳😳😳

  • @pikyi2001
    @pikyi2001 10 หลายเดือนก่อน

    How much is the interest charge on your $3000 a month mortgage? And how many years of mortgage that you are on ? $3000 is quite a lot

    • @dem890
      @dem890 10 หลายเดือนก่อน

      I’m paying $2600 mortgage and my interest is super low, only 2.5%… for 30 years. so I don’t think paying $3000 is bad at all.

  • @eshen412
    @eshen412 10 หลายเดือนก่อน +1

    Property Tax, Car Insurance, Home Insurance :^)

  • @melaniebollhalder4865
    @melaniebollhalder4865 27 วันที่ผ่านมา

    Do you still work as a nurse ?

  • @sarahhendrickson9795
    @sarahhendrickson9795 10 หลายเดือนก่อน +4

    Paying for parking at work??? Wtf!!!

    • @carlasamuels479
      @carlasamuels479 10 หลายเดือนก่อน

      🙄yes same at 🇨🇦hospitals...it's disgusting that staff have to pay for parking

  • @fotherworldm1593
    @fotherworldm1593 6 หลายเดือนก่อน

    like you Miki

  • @ninjaways2679
    @ninjaways2679 10 หลายเดือนก่อน

    Flexing hard, jealous 😂

  • @foodwithmichel
    @foodwithmichel 10 หลายเดือนก่อน

    Help me, im poor.

  • @SweetAngelPinay06
    @SweetAngelPinay06 10 หลายเดือนก่อน

    How much do you spend on your pets? I have a Corgi, and am trying to figure out how to reduce my spending when it comes to him.

  • @LeveragedFinance
    @LeveragedFinance 10 หลายเดือนก่อน +1

    Do net worth at 27

  • @mooistheroo
    @mooistheroo 9 หลายเดือนก่อน

    paying for parking to actually go to work... that sucks.

  • @Dilasadhimal
    @Dilasadhimal 8 หลายเดือนก่อน

    Hey what nurse are you? Can you tell me?

  • @imogenburridge
    @imogenburridge 10 หลายเดือนก่อน +8

    This was so unrealistic 😕

  • @wendygreene682
    @wendygreene682 10 หลายเดือนก่อน +52

    Wow $350 for dinner.. makes me sad I can’t afford your life:(

    • @funkmasteryellow
      @funkmasteryellow 10 หลายเดือนก่อน +44

      90% of us can't. I've seen people lose their ability to walk, talk, eat, etc every week due to strokes. Have the basics in place and let your pain be your progress. Its not about fancy dinners, its about having the ability to take care of the people you care about and being healthy when you get old.

    • @williamlarson275
      @williamlarson275 10 หลายเดือนก่อน +14

      Sad. Let her live!

    • @Porcelynnn
      @Porcelynnn 10 หลายเดือนก่อน +22

      Don’t compare yourself to her life! You’re not her and she’s not you. Be proud of your life ❤

    • @williamlarson275
      @williamlarson275 10 หลายเดือนก่อน

      @@Porcelynnn I don't and never would. Hope you are ok.

    • @Porcelynnn
      @Porcelynnn 10 หลายเดือนก่อน +2

      @@williamlarson275 I wasn’t replying to you lol I was replying to the original commenter

  • @Ibduhazn
    @Ibduhazn 10 หลายเดือนก่อน

    oh does she still do nursing?

    • @CoKiEsAnDcReAm07
      @CoKiEsAnDcReAm07 10 หลายเดือนก่อน +1

      Yes she does! In the video she said she went to work on Thursday

  • @khurshidahmad2063
    @khurshidahmad2063 10 หลายเดือนก่อน

    u didnt mention any mkup stuff

  • @MaiBui-s1q
    @MaiBui-s1q 2 หลายเดือนก่อน

    still drinks lol

  • @janellengyilingscgps3766
    @janellengyilingscgps3766 10 หลายเดือนก่อน

    41 seconds ago😝

  • @Iheartseattle1
    @Iheartseattle1 10 หลายเดือนก่อน

    I’m older than Kevin by two months

  • @waves.of.indigo
    @waves.of.indigo 10 หลายเดือนก่อน +1

    Isn't interest on your mortgage "throwing your money away"?

  • @peanutbutterontoast
    @peanutbutterontoast 10 หลายเดือนก่อน

    5th

  • @MarianMendoza-up5cq
    @MarianMendoza-up5cq 10 หลายเดือนก่อน

    Hi how can i purchase the guide