What's In My Wallet for Summer 2023 // My 7 Card Setup

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  • เผยแพร่เมื่อ 20 ธ.ค. 2024

ความคิดเห็น • 112

  • @joshua.butler
    @joshua.butler  ปีที่แล้ว +6

    What's in YOUR wallet? 🤑
    Check out my favorite things 👉 joshuabutler.me/

  • @russellrhodes1468
    @russellrhodes1468 ปีที่แล้ว +12

    Congrats on the baby incoming!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +3

      Thank you Russell! Gonna have my hands full 😊

  • @brenley
    @brenley ปีที่แล้ว +2

    yoo new jersey represent 🫡 great video josh!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Woot woot! Thanks Brenley 😊

  • @Pianoman999
    @Pianoman999 ปีที่แล้ว +2

    Congrats on baby! 🎉

  • @abyss1232
    @abyss1232 ปีที่แล้ว +2

    Congrats!!!! You got the super reward.

  • @jhgolfman
    @jhgolfman ปีที่แล้ว +3

    Congrats🎉

  • @MedievalMarketer
    @MedievalMarketer ปีที่แล้ว +3

    Josh, you were the one who put me on the Abound train. 🚂
    Appreciate you bro!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Really happy I was able to have an impact! Thanks so much for letting me know 😍 It's such a nice hidden gem of a card!

  • @titoscreditcards
    @titoscreditcards ปีที่แล้ว

    Great set up! And also congrats on the growing family!

  • @stevedo6949
    @stevedo6949 ปีที่แล้ว +2

    Congrats on the girl!!

  • @victuringan1429
    @victuringan1429 ปีที่แล้ว +1

    BILT card is amazing! I already earned 22k points.

  • @looseycanon
    @looseycanon ปีที่แล้ว +1

    Man I'm so glad, you mentioned taking a MC or Visa as a backup card for travel! For instance in Hungary, you won't pay your highway toll with AmEx and, the last time I was in Albert supermarket, I didn't see on the sticker with card issuers at the cashier's station the AmEx logo, suggesting them, as a supermarket, don't take AmEx.

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Yeah, I know Amex is working on improving their coverage, but I know I certainly wouldn't feel confident ONLY bringing Amex cards on an international trip... Even in the US... I was just at Mount Washington, and they didn't accept Amex, lol! Thanks for sharing your experience! 😊

  • @sniff4643
    @sniff4643 ปีที่แล้ว

    congrats on the baby!

  • @412foto
    @412foto ปีที่แล้ว

    awesome thing with Bilt too is you can use the ACH to pay utility bills that don't allow credit card use as well and get points. Also love their attempts to be and look and feel different with their app and perks and games and what not. Plus when you pay rent via ACH it can be paid via a linked bank account therefore not eating up your credit limit and yet still get the points.

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Agreed! They're really doing a lot to provide a good experience and value for us. 🤩

  • @SledgeIncTeam
    @SledgeIncTeam ปีที่แล้ว +1

    Good set up

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Thanks Sledge, hope you’re feeling ok bro!

  • @ImStillStealingSteel
    @ImStillStealingSteel ปีที่แล้ว +1

    Happy that u shout credit unions :) Something outside regular banking credit cards. ❤❤❤

    • @ImStillStealingSteel
      @ImStillStealingSteel ปีที่แล้ว

      6:42 OMG!!! 🎉🎉🎉 CONGRATS!!! 🎉❤🎉❤🎉❤🎉❤

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Yesss! There are some real hidden gems out there! Thanks Dannee 🥰

    • @ImStillStealingSteel
      @ImStillStealingSteel ปีที่แล้ว

      @@joshua.butler- Some see credit union card bottom of the barrow cards, but u’ll find some really gr8 cards with them. And I have several. Lol. Especially with really gr8 limits.

  • @TheCreditFrog
    @TheCreditFrog ปีที่แล้ว +2

    Lots of great cards in your setup here Josh! I've been looking more into US Bank recently as my next target so that Cash+ looks pretty enticing - but dang that's a lot of spend on electricity! If you got that spend though, the Cash+ is great card for that. How else will you see the 💩 when it goes flying!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Thank you Stan 😊 There's definitely some nice value to be had over at US Bank. Man, I really hope the 💩 doesn't go airborne too often 👀

  • @MattWelterOfficial
    @MattWelterOfficial ปีที่แล้ว +3

    Great setup here Josh! Definitely looking to add the Venture X later this year, and the Free Authorized Users + Lounge Access is honestly super underrated in comparison to the other benefits like the $300 Travel Credit like you mentioned. Really looking to add the Chase Ink Unlimited at the end of the year for the welcome bonus once I'm out of 5/24 and like you will definitely take advantage of transferring to my CSP and then to travel partners. Great video as always!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Appreciate you Matt! I like to mention the free authorized users as it may not be something people realize when comparing these cards. It's definitely a nice perk.

    • @MilesSpearman
      @MilesSpearman ปีที่แล้ว

      Do you mind sharing how your prepay your electric bill? That sounds like a super smart idea

  • @gsctrading7215
    @gsctrading7215 ปีที่แล้ว

    Nice and useful overview 👍

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Thanks 😊 glad it was helpful!

  • @adriantorres7858
    @adriantorres7858 ปีที่แล้ว

    Does the abound card work for gas at place like SAMs Club or Costco?? I’m trying to find a card that gives me cash back on gas only

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      It does! It’s been a great card. Another one to check out is the Redstone Credit Union Visa Signature.

    • @adriantorres7858
      @adriantorres7858 ปีที่แล้ว

      @@joshua.butler Thank you for the information, this helps a lot.

  • @MattMcGrathOfficial
    @MattMcGrathOfficial ปีที่แล้ว

    Curious to see what actual wallet you use to store your cards? Great videos btw🎉

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      I think I have it listed down in the description. Thank you!!! ☺️

  • @ryansebers396
    @ryansebers396 ปีที่แล้ว

    Great run through the wallet and congrats on your growing family! Have you thought about going for the Redstone FCU card? You could ditch the Amex gold, move the Citi CC to grocery duty, and you’d have 5x dining, gas, groceries covered w/ no AF

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Thank you Ryan 😍
      I like where your head is at. The Redstone card looks pretty overpowered. Thanks for the heads up!

  • @dabaydestrian415
    @dabaydestrian415 ปีที่แล้ว +1

    Wait a minute, what’s the get out of jail free card? Prepaid lawyer card?

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +2

      hahaha I think it may be a New Jersey thing... our cops up here get union cards that they can give to family/friends which you can then give to a cop if you get pulled over... sometimes the cop will go easy on you if you have a card. They're called PBA or FOP cards up here, which are the main police unions.

  • @terrelmoss1444
    @terrelmoss1444 ปีที่แล้ว

    Is the Alliant Visa Signature in your wallet as well?
    Also Can you do a review on the best Credit Union Cards on the market?

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Hey Terrel! I don't have the card, but I've spoken about it in the past. It's a great option if you're willing to meet their "Tier One Rewards" criteria. Yeah I can definitely add that topic to the list!

  • @davinchee
    @davinchee ปีที่แล้ว

    🎉 congratulations

  • @jwil4286
    @jwil4286 11 หลายเดือนก่อน

    Idea: if you wonder whether you’d use a statement credit, observe how much you’d use the spend in question WITHOUT the card. I tend to like Uber Eats and I like going to Cheesecake Factory every so often (usually once or twice a month), so it would make sense for me.

    • @joshua.butler
      @joshua.butler  11 หลายเดือนก่อน

      This is a great way to look at it!

  • @OfficialChadsMoneyMinutes
    @OfficialChadsMoneyMinutes ปีที่แล้ว +3

    Congrats on the new addition I’m 4 deep and it’s a whole other world! I have the 9x with the gold card too and it’s crazy. Great video

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      4! Hot damn!!! Thanks Chad 😍

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial ปีที่แล้ว +1

    💩 You have a really solid setup Josh! It's honestly very similar to what I see myself running in the long term. The Abound card is one that definitely seems to be an easy set-it-and-forget-it, and if I ever start to value cash back more than travel, that's definitely one I need to have on my list. Great video as always!!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Really appreciate it Spencer! Yeah, it's tough, because I really like travel points/miles myself... but 5% back is hard to beat!

    • @SpencerJohnsonOfficial
      @SpencerJohnsonOfficial ปีที่แล้ว

      @@joshua.butler Good point! I'm technically only tying that rn with my Custom Cash and since I don't have the Premier yet, that's the max value I'll get from those points! Soon enough I'll add that card in though.

  • @CreasyEQ
    @CreasyEQ ปีที่แล้ว +1

    Pretty cat 😺

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Thank you 😻 That's my colleague Lenny.

  • @ItsMeCJ
    @ItsMeCJ ปีที่แล้ว +2

    💩 😂😂😂😂😂, congrats bro! I think i may want the Venture X over the Amex Platinum now 😬. Shoutout to Rose Gold bro!!!!! Team rose gold welcomes you! Take that Anthony Venture 😝!
    Holy crap! You guys spend $10k/yr in groceries? 😮😮
    How was the helicopter flight, i saw you in there? Also liked the clip of you working out 😅.

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Thank you CJ 😊
      That $10k is gonna turn into $14k pretty soon I bet 👀
      I'm petitioning my gym to get a helipad so I can get more workouts in.

  • @CreasyEQ
    @CreasyEQ ปีที่แล้ว +1

    Chase flex 💪 I'm gonna have in my wallet 🤝

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Always gotta flex the flex!!! So much value!

  • @jaywill904
    @jaywill904 8 หลายเดือนก่อน

    😂😂😂 awesome video

    • @joshua.butler
      @joshua.butler  8 หลายเดือนก่อน

      Thank you so much!!

  • @AccordingtoNicole
    @AccordingtoNicole ปีที่แล้ว +1

    🔥🔥🔥

  • @MannyCovington
    @MannyCovington ปีที่แล้ว +2

    Not close to CJ’s 1 but still getting a comment in

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      CJ came out of the woodwork to secure today’s win. It’s unlike him!!! 🤪

    • @ItsMeCJ
      @ItsMeCJ ปีที่แล้ว

      @@joshua.butlerunlike me? Ha! I’m always first, even when I let others have the illusion of being first

  • @oreotcat
    @oreotcat ปีที่แล้ว

    I watched this video for the cat 😂

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Perhaps Lenny will make more appearances in the future 😻

    • @oreotcat
      @oreotcat ปีที่แล้ว

      @@joshua.butler He's very cute! Looks like a chill cat lol. I like your videos even without Lenny, but had to comment! ☺

  • @ChaseYokoyama
    @ChaseYokoyama ปีที่แล้ว

    TBH never heard of the Abound card before and despite the barrier to even applying for this card I think it sounds like you make great use of its categories.👶🏼💩

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Yeah, I'm really happy I found Abound a few years ago. It's so good! Thanks Chase 😋

  • @ahnonamos
    @ahnonamos ปีที่แล้ว +1

    Good call on prepaying utilities to minimize the fee for using a card. I use the Cash + for utilities as well.

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Yessss! It's really such a nice card. 🤑

  • @junboo8730
    @junboo8730 ปีที่แล้ว

    Oh man congrats on your most important acquisition👶🏻 plus I almost forgot💩

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Woot woot! 🥰 Thanks so much

  • @CesarJoel
    @CesarJoel ปีที่แล้ว +1

    💩Great cards and video! 👍

  • @JPBuffet
    @JPBuffet ปีที่แล้ว

    I honestly thought it was a helicopter or airplane license. That would have been pretty cool haha. Congrats BTW 🎊💩🎊

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Hahaha one day JP!!! Thanks bro 😍

  • @AnthonyVenture
    @AnthonyVenture ปีที่แล้ว

    How often do you think most people could take advantage of that price match with the Venture X via Hopper?
    I didn’t know about that, seems very valuable!
    Copious amounts of 💩.
    It’s only the Gold Standard if it’s in Classic Gold btw.
    Nice Josh!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      I don’t believe there’s a limit on how often you can use the price match. It’s a nice feature!
      I just called my great great grandfather and he said classic gold is mid. I dk what that means though 🤷‍♀️
      Thanks bro 😍

    • @TinkerTailorSoldier1
      @TinkerTailorSoldier1 ปีที่แล้ว

      @@joshua.butler
      What kind of places will they match?
      I’m assuming not any of the mobile exclusive reservations.

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      The flight, hotel or rental car has to be an exact match, including refundable status, and it has to be available to the general public without requiring you to log in or have a special membership.

  • @ItsMeCJ
    @ItsMeCJ ปีที่แล้ว +1

    1

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว +1

      Excuse me?

    • @ItsMeCJ
      @ItsMeCJ ปีที่แล้ว +1

      @@joshua.butler you’re excused

    • @ItsMeCJ
      @ItsMeCJ ปีที่แล้ว

      @@joshua.butlerwhere is my crown? Or medal? Award me please!

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      @@ItsMeCJ 🥇 congratulations today CJ. Is this the first gold medal I’ve awarded you??? 👀

  • @Midnightfields
    @Midnightfields ปีที่แล้ว +1

    💩 Congrats. 🥳

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Thanks so much 😍😍😍💩

  • @MattClausen
    @MattClausen ปีที่แล้ว +1

    Congrats and soooooo much 💩

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      Unlimited turds! Thanks Matt 😍

    • @MattClausen
      @MattClausen ปีที่แล้ว

      @@joshua.butler I’m ALMOST done with them. You have my sympathies

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      😬

  • @NITO-zr7ni
    @NITO-zr7ni ปีที่แล้ว

    💩💩💩 as requested per video

  • @johnl9135
    @johnl9135 ปีที่แล้ว +1

    I use Bilt card to pay my rent via check, smh took them 3 weeks to get the check to my landlord. Good thing my landlord didn't charge me late fee since I have been renting over 7 years now.

    • @joshua.butler
      @joshua.butler  ปีที่แล้ว

      That sounds really frustrating 😑 Was it this past month? Curious if it took so long because it was your first time using the check service... 🤔

    • @johnl9135
      @johnl9135 ปีที่แล้ว

      Yeah I think it is probably my first time using it. Hope my next one don't take 3 weeks.