5 High Profit, Tax Free Government Investing Options! | Ankur Warikoo Hindi
ฝัง
- เผยแพร่เมื่อ 30 ส.ค. 2023
- This video comes with notes. Check here: bit.ly/3ORQehN
Discover the magic of government-backed investing options. In this video, I break down 5 robust and reliable investment avenues backed by the government, tailor-made for every age group. Whether you're just starting or are looking to diversify your portfolio, these options promise stability and impressive returns. Remember, prudent investing is about balancing growth with security.
#GovernmentInvestments #FinancialWisdom #warikoo
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Some more schemes listed below:
1. MAHILA SAMMAN SAVING CERTIFICATE (MSSC) - 2 years scheme offering 7.5% per annum (thanks @shivamgohil8359 )
2. Pradhan mantri vaya vandan yojna - 8.2% per annum, 15 L max (thanks @niteshagarwal6465)
3.
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My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
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What is the value of 1 ruppee ?
just stop press: Pradhan Mantri Vaya Vandana is closed for subscription. PMVVY is not valid although it was a good scheme!
SSY OR MUTUAL FUND FOR 21 YEARS TENURE ? PLS MAKE VIDEO
00:01 - For Senior Citizens
00:22 - Senior Citizens Saving Scheme
01:38 - For Girls
01:51 - Sukanya Samriddhi Yojana
03:11 - For Working Professionals
03:23 - National Saving Certificate
04:08 - Public Provident Fund
05:56 - Young Professionals
06:16 - National Pension Scheme
09:23 - Sovereign Gold Bonds
Thanks Ankur ❤
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%, but what could be my safest buys with $400k to outperform the market in 2024?
I would avoid the index funds, mutual funds, or specific stocks for the time being. 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows signs of recovery or better still consult an advisor
Generally speaking, woking with an advisor can be beneficial acquiring wealth gains in form of dividends, digital assets, etc, and over time will provide more returns. Thankfully, I can attest to the success of this approach seeing my portfolio of $330k grow by 25% in this bull run
@janbechler9618 this is interesting! the bull rally seems a good time to invest, never invested in the stock market before but quite enthused about it, would obviously need some guide as a total newb... mind if I look up your advisor please?
I have been working with 'Monica Selena Park,' and the beauty of it is her expertise extends to various aspects of financial advisory. She has skillfully constructed a diversified portfolio for me including digital assets, i have amassed 7 figures earnings, capable of withstanding inflation and market changes. I'd suggest you research her further on your browser, sure you'll find her basic info.
Sir I have seen all kinds of financial videos on TH-cam but nothing to beat you!!! My mom and mother in law are 80 year old. They were listening to your video with so much interest that I was amazed, they seemed to have understood the financial basis first time in their life. Hats off to you… you explain in such simple terms, I am a corporate professional over 50 years of age but honestly most financial fundas are becoming clear only now. I will not let my daughter make the mistakes that I made. Thanks for this wonderful education. I wish I had seen your videos 20 years ago!
The best part of video is, it started on the 1st second without saying introduction of his video.
Thank you Ankur, this is really helpful... Looking forward for many such videos
Very informative. The way you have explained and compared every scheme is incredible
Sir, your channel gives me a vibe of happy learning 🎉
Sir thakful for your always better information , I am very fan of u and forsooth watch your videos
Sir your channel is a truly gold mine of knowledge ❤
Thankyou ankur. Very useful. God bless
Love your content, ordered both the books immediately. Please keep your content regarding financial awareness going, people need it more than ever.
I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
Do you mind sharing info on the adviser who assisted you? I’m 40 now and would love to grow my stock portfolio and plan my retirement.
Thanks sir for valuable information
Where is 13% return as per thumbnail
Finch's presence in 4ra ads is huge, bro. It shows they care about quality and sports expertise. 🌟
Useful information thank you ji 🙏
Good vid Ankur.
You should have also included the Tax benefit of NPS apart of 50k if someone’s employer has the option of adding 10% of their basic towards NPS. This can be over and above of that 50k of 80ccd.
I was so waiting for this video...
This came very late almost after 2 yrs i would say.
This topic was very much searched by me on various channel
I guess after a long time you have come up with a little different topic .. liked it sir..
Nice brief about savings .
The real person to whom we can actually trust !!
Don't trust anyone do your research, take all the information as guidance only.
@@SURESHPOJARI absolutely I agree
Khud ka dimag nhi h kya tere paas ?
Yeah always research,and i can't point out, but there's some info presented in faulty manner in some videos
he is person who will never lie on you guys pls don't get into misunderstanding 😊
Appreciate your dedication and consistency ❤
Always!
@@warikooWhy can't one buy all ( in bullion form ) gold if they want to have a return of 8-10%? The would not be any lovkin period in that case?
Eye opener , i was not aware of nps
Very nice and informative video for all generations
1:03 Hi Ankur, Small correction. Penalty for SCSS shall be 1.5% if it is after 1 year but 1% if it is after 2 years. Also, penalty is levied on only the deposited amount and not the entire corpus.
that's what I thought, penalty on the entire corpus would be insane. thnx for clarification
Appreciate your Efforts !
I have been watching you for 2 years . A few times your video and content are very knowledgeable and informative but I am looking for a day when you will make such videos which are not made by anyone before you and that video can help one in here and now. Rest you are a good personality with convincing sound and appearance.
Noted
Absolutely true what u said at the end
Nice video Thank You
Thank you so much sir
Really helpful content for people of all age
Very good & educative inf
You studied so much. Very knowledgeable video.
Feel lucky my decision was right in investing in SCSS for my mom.
Really helpful video 🙏
Hello sir..
Sir sukanya samridhi and *sip*investment dono me vest kaun sa rahega
Dear Sir,
Another great and informative video! You have done brilliant job briefly explaining benefits and suitability of the government schemes for all kinds of working class. I think, it would have been better if you could clearly mention that 2.5% of additional interest in case of SGB is on the initial amount invested from us :) Or correct me if I am wrong here.
following from last 2 years and I glad to say I learn lots of things thank you so much sir to sharing your knowledge with us and your cold emailing 😅 trick I use every time
So nice of you
@@warikoo sir Apne Mera comment seen Kiya 😅😅 thank you so much for replying me
Hello. Your plethora of knowledge is helping me alot to start my investment journey. It's amazing to know about such trustable investment options. Could you please tell me which of these schemes are available for NRI's?
Thank you so much
Totally agree, man. It's awesome that 4ra brings in real cricket stars like Finch. Makes it so much more relatable, bro. Cricket and 4ra just got even better with Finch onboard, man. Can't wait for the next IPL bets. 🎉🏆
Finch's tips on 4ra's platform are gold, bro. Betting feels like you're actually part of the game! 📊
I really appreciate your hard work sir very dedicated and informative video
The confidence this man has even when he fumbles is crazy. Does not even hesitate to move forward 🙏🏻🙏🏻
Seeing a legend like Finch backing 4ra makes me trust their bets and games even more, man. Solid choice! 👌💸
It wud have helped,if you cud have added:
1.for each of the scheme a simple table which shows taxability ,period,interest compounding frequency,min/max amt of investment for each scheme
2.another table showing say maturity amount if you invest the max amount at current rates..say for SCSS...the full maturity amount is calculated upfront but can be paid qtrly ,half yearly,etc..
3.showing a calculation for ppf for say 15,20,30,40,50 yrs
Nice information
First comment 😁 please reply Sir and Thank you soo much for such informative information 🙂❤
Well explained 👌
"Your TH-cam channel has truly been a beacon of financial knowledge and insight. Your clear explanations and engaging teaching style make complex financial concepts easy to understand. Thank you for sharing your expertise and helping your viewers become more financially savvy!" appreciate for your hard work Wariko Sir
ghanta
Wow, thank you!
@@warikoo reply my comment too Mr Warikoo 😀
Can we increase or buy more units yearly within 8 years in SGB? Or it’s a fix unit every year?? Please help
Warikoo- one who's video starts right at 00:00
wish more youtubers did the same :)
Inexpensive:- solimo stainless steel water bottle
expensive:- APC back- UPS power backup
Sir please make video on NHAI bonds. You explain very well. Looking forward to this video.
Good info
Is it possible to or / and better to convert the epf money to nps for some one nearing 60 and already retired. Kindly advise.
from where to buy soverign gold bonds
Hi Ankur, can you make some video for savings for around 50 years for retirement. Thanks
Hello ankur U r super genious Please help me Is the sukanya yojna aaplicable in
Poor backward villages ?
Sir please make a separate video for annuity deposit scheme and what will be there terms and conditions.
Nsc received at the time of maturity is exempt, you have to pay tax at slab rate of yearly interest you accrued on nsc interest. You can also claim 80c each year on interest amount you accrued on nsc.
So only last year,ie 5th years interest is taxable
Do we need to have dmat account for sgb? Or can buy from bank directly?
In your plan suggestions, why do you not recommend lic best plan's, which are more beneficial than many others.
very useful video
Thanks for this video, Sir. A feedback I'd like to give is that there are FDs which are even offering 9.5% Interest. Even Banks like HDFC are offering 8% to Senior citizens. So you would need to update your knowledge on this.
HDFC Bank is offering Max 7.75% for 55 months for senior citizens.
Hello Ankur Sir, can you please do a separate vedio for NPS and NSC in how about start investing in them or share any reference link that can help me
Thank you.
Thanks 😊
I love how at the end of the video Ankur's twin, Ankur Waricool (because the hairstyle is cooler), appears and plugs his brother's books :)
Hi from where can I get epf calculator, my epf gets deducted and I also invest in VPF.
Thank you sir
Sir please suggest how much amount a working professional should invest in NPS . 50K or 2lkh for max tax benefit and considering all other risks
Sir ...15/20 lakh lumpsum amount hei ..kaha invest karna sahi hoga...q k monthly basis mei income v chaiye..mis fd mei toh paisa kam ho jata hei..toh kaha invest karu? Monthly basis mei 15 lakh se income ana chaiye nhi toh invst toh digi gold mei v kar sakte hei ..pls make vdo on this topic
Nice options Sir. Missed EPF extention - VPF?
lets say people say that the equity market is all-time high currently and market may be little down due to it..... and you have some shares / invested value somewhere around 50 thousand, how will you flow this money of shares? by removing all and putting it in five year ppf or remove some and putting in ppf or fd or something else? please advise. By the way, i am your big fan... hope to meet you somewhere to say Hello :) Thanks in Advance - Aditya Prabhu
Hi Ankur, how will all these schemes change for an NRI and OCI citizen category?
Hi, Can i Buy a Stock and Sell It in the Same Day? if yes please tell me how?
I opened nps account through yono SBI app , after completion I received pran number , but when I tried to contribute money I was not able to login and received popup msg stating pran not found in database...can you help me out with this solution
Since Finch joined 4RBT, I've noticed more of my cricket buddies here, man. He's definitely bringing in the crowd! 🏏👫
Hi Ankur. i like ur content; may be it will be good that u include further 2 schemes: RBI floating rate bonds @ 8.2% NOW & SBI Sarvottam non-callable FD@7.9% for 2 years.......... I find thee schemes to be good as well from current perspective. you may also suggest that for SCSS, RBI floating rate bonds & SGB, the banks linked to these should be flexi-natured so that the quarterly/semi-annual interests accrued are swept to 1 year FDs in these flexi (sweep) accounts. this shall increase the yield! my few cents. Ciao!
Best part of video pralommoo prlmmm plaaaa 😂😂😂😂
Warikoooo sir is best
Hi, one more scheme is available for senior citizen that is Pradhan mantri vaya vandan yojna ( by LIC) @ interest rate 8.2%, 15 lacs maximum can invest.
Brilliant. Thanks for adding
I think interest rate in Pradhan mantri vaya Vandana yojana is 7.4% and not 8.2%
@@aruntyagi9669 yes, u are right.
Best sir,
Where is 13% return as per thumbnail !!
Please tell about investments of age 45-50 year people. Specially NRI people🙏
Very informative, thank you! Could you also please put out a video for NRIs who'd like to invest in India for their children's education?
Very well explained 🙏💐🎻🪗
Sir verygood, im tamilian no hindi, but able to understand more than tamil , caps coming and learni g from u h8ndi, very very good v8dros, i th9nk Our PM AND FM SHALL SEE THIS VIDEO FTOM THAT THEY NEED TO INCREASE ANOTHER 3 PERCENT ROUND TO 10 PERCENT FOR SENIOR, WHY NOT JUNIOR, G8RLS WHYNOT YOUNG BOYS, AND 8NCREASE POST 9FFICE LIM8T FROM 15LAKS TO 30 LAKS, SO M9NEY PROTECYED, NO SON OR DA7GHTER GO FOR TASMAC IN TAMILNADU OR BEER OR WINE, RACE OR PARTY HULLING, SIR GREAT SIR, I WISH PM AND FM WILL SOON SEE YOUR VIDEOS
Awesome
Sir please discuss about investment in crupro index fund in detail
the max limit for investment in SCSS has been removed
Please suggest safe investment for senior citizens for monthly passive income
Watched the last matches and bet on 4RA, it was so much fun, now I'm excited for the World Cup T20 😁🎊
80C ka tax benift to Elss me miljayega phr NSC me jo dalre he uspe bhi tax lagega na?
Please make a video for investment options for NRI
👍 Great
Can I invest on behalf of my parents for SCSS ?
Hey, just wanted to share my thoughts here. Lately, I've noticed that the content seems to be going over familiar territory quite a bit. You know, like when I tune into your channel - which I consider a go-to for some solid info - some of the stuff feels like déjà vu, maybe covered by other TH-camrs in the same genre. It's been on my mind for the past few videos. Just being upfront with my feedback, hope you don't mind. How about trying something a bit out of the box or experimental? Could be pretty cool!
Monthly Income Scheme from our post office is alao worth a mention.