GROW your MONEY safely in 1-3 YEARS! | Ankur Warikoo Hindi
ฝัง
- เผยแพร่เมื่อ 1 ม.ค. 2025
- IMP Update: I have incorrectly mentioned that all your ELSS investments are tax-free. That is wrong. It is only to the extent of the 1.5L limit under Section 80C and that too only if you have taken the old tax regime. Under the new tax regime, there are no deductions.
Sorry for this mistake - ho sake to mujhe maaf kar dena :)
If you wish to be part of the Money Matters series, please fill up this form: forms.gle/Tmbo...
This video comes with notes, check here: bit.ly/3RimUmO
In this insightful video, we will explore short-term investing strategies tailored for a duration of 1-3 years, catering to diverse risk appetites and liquidity needs. I delve into a range of investment options, spanning from low to high risk, to help you navigate the complex landscape of short-term investments effectively.
With a focus on aligning investment choices with individual risk tolerance and financial objectives, I provide comprehensive insights into each investment vehicle's features, including liquidity, costs, and regulatory considerations. Whether you're seeking high liquidity for short-term needs or aiming for optimal returns within a limited timeframe, this video offers valuable guidance to make informed investment decisions.
Join me as we uncover the intricacies of short-term investing, empowering you to build a robust investment portfolio tailored to your unique financial goals and risk preferences.
#ShortTermInvesting #InvestmentStrategies #warikoo
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My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.c...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.c...
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋 Daily Blog: ankurwarikoo.c...
IMP Update: I have incorrectly mentioned that all your ELSS investments are tax-free. That is wrong. It is only to the extent of th 1.5L limit under Section 80C and tha too only if you have taken the old tax regime. Under the new tax regime, there are no deductions.
Sorry for this mistake - ho sake to mujhe maaf kar dena :)
My Money Apps:
Indian Stock Investing (Zerodha): bit.ly/3iYKROh
Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh
US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR
Portfolio Investing (Smallcase): bit.ly/3u0is0I
Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c
How to pick the right insurance (Ditto): bit.ly/3xFh7OU
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
'Make EPIC Money' here: amzn.to/3WHJ43F
‘Get EPIC Shit Done’: amzn.to/4fK1IR5
‘Do Epic Shit’: amzn.to/4fK9uuv
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
❤😂❤
Sir I am just 19 and I want a corpus of nearly 10 cr
Is it possible
And if it is plz make a video sir
Plz sir
It's a fan base video demand sir
Why not arbitrage fund ?
Y u not mentioned NCD?
Y u not mentioned SDLs?
Y u not.menttioned fund consisting of only t-Bills?
Bad Warikoo😅😅😅😂😂😂
Just joking
Luved ur video
Sir kindly reply to my comment....It's important.....your suggestion will be worth it....🙏🏻🙏🏼
10 Investment options for 1-3 years from safest to risky options:
-Fixed deposits
-High interest savings account
-Debt mutual funds
-National pension scheme Tier 2 (no lock in)
-Hybrid mutual funds
-ELSS (Equity linked savings scheme) (tax deductions)
-Balanced Mutual funds
-Gold and Silver
-Corporate bonds (opt for only AAA rated bonds)
-Nifty 50 index mutual fund
Thanks for saving our time
1. FD
2. NBFC
3. High Return Saving saccount
4. Debt mutual fund
5. NPS Tier-2
6. Hybrid mutula fund
7. ELSS
8. Balanced Advantage fund
9. Gold and silver
10. Corporate bonds
11. index mutual fiund
Great video! first 20 secs makes it very clear that building wealth is slow, steady and disciplined process and takes years. koi magic bullet nahin hai. Diversifying your investments according to timeframe is the way to go. That was our key strategy for higher returns, lower risks.
Magic bullet is dream 11
You don't allow add in ur videos, this is really appreciated sir😊
It is advisable to save at least 15% of your income in a 401(k). Online calculators can help you estimate the appropriate savings amount based on your age and income. By saving at least 15% of your income in a 401(k), you can work towards a comfortable retirement. This strategy allows you to benefit from compound interest, potentially growing your retirement savings significantly over time.
If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.
On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then
Due to the market falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this teacher?
I work with Rebecca Nassar Dunne as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
अच्छी जानकारी दिए हैं सर आप बहुत ही सुन्दर तरीके से डिटेल समझाया है आपका धन्यवाद सर
Good morning SIR ,I came to know
About stock market, shares and all
About mutual funds by seeing your
You tube episodes. Thanks a ton
Keep on going, LONG LIVE WITH YOUR FAMILY, friends and your entire team. God bless you all Always. 🙏♥️🙏
Who will bless your family?😂
11) Go with Lumpsum Investment in small mutual fund
12) ETFs
13) Basket Stocks
14) Stocks(Share Market)
15) scalping Trading
16) Option Trading ( Monthly Expiry)
17) Intraday Trading
18) Option Trading ( weekly Expiry)
19) intraday Trading ( Selling): as stock will go down profit for u
20) Option Selling
Ankur sir i am big fan of yours. I travel Daily for my job...i download ur vedeos at nighy watch them during next day traveling. Seriously ur vedeos become my habit now. I learnt a lot from you. Thank you sir
Sorry to disappoint you, but he's already married
I really watch your each and every videos without break. As It has no advertisement, no promotion, no unnecessary intruption like others have. Only informative content ❤
Insightful info in 20mins! Thank you😊
This is one of best videos of all time from warikoo for me since this is exactly I was looking for. Explanation was clear and crisp.
You saved me lot of reading time.May Allah bestow you equivalent return.
Aap kis field me hai bhaiya
Good job Mr. Warikoo. But the outcome of this 19 mint video is only 2-3 mints, that one should invest in index fund for safe side & better return
Thankyou for saving my time 😂.
He needs money from watch time, 2-3 min videos will not create more revenue YT
Save tree save life 🌳 🏡 🌲
Save water, drink beer.
F......k
@@SoibT2166But more water is used in making of beer than water itself 😂
@@religionofpeace782 ok professor
Okay save water save life
Great Ankur sir
Such high expertise advice put up so simply for mass folks. 👏🏽👍🏼
As Always Valueable Content 💥
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
Could you possibly recommend a CFA you've consulted with?
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
Warikoo sir I really like your videos especially since you don't put any ads!
Sir pls background music not good pls remove next episode
Ok
@@warikoo sir aap itni jaldi uth jaate hai?
Team h na..
S noisy
Content good
Background is nice. What's wrong with you
You have changed my life. Thank you sir.
Very informative. Thanks a lot. Please keep on making such informative videos in future.
Tough thinking easily solved by this video, happy now thumbs up with subscribe
Money 💰 is everything ❤
Health left the chat.....
Another excellent video 👏 Could have been even better if you could include examples and their returns over last 3 years
Great suggestion!
Hdfc multicap 50:25:25
Icici prudential gold fund
Motila oswal s&p 500 international fund
very useful video in short term investment Sir 🙏
Big thankyou to you ankur bhai luv u❤❤🎉 now my age is 17 i will start my investment after 3 months when i m 18 aapki vajah se me confident hu share market ke liye🫡
For 1-3 years Mahila Samman Savings certificate is also good as it provides lock-in for only two years for a fixed rate of return which is slightly lower than what senior citizens get
Very useful info. Thank you Mr.Warikoo 🙏
Everytime you are providing good information sir👍
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@@Ankur_Warikoo00 what’s is meaning this numbers ?
Gosh your skin is glowing!
❤❤❤❤❤❤thx utube channal 😊😊🙏 world 🌍 salute 😊
Thanks sir. Very informative video for beginners.
Many thanks for valuable information which is the most profitable sip fund with risk
Amazing content as always, hated the BG music though
I would say aggressive hybrid fund is lot better than nifty 50 because in agressive hybrid 25-30 percent is in debt..so it will fall that much less as compared to nifty 50 during crisis and returns are as good or better than nifty 50.
high expense ratio
@@onceajordan 1 percent expense ratio is acceptable if 2-3 percent returns are more.
@@manojsuri007 the difference is much higher
and why is nifty falling in crisis a bad thing? it will help buy more units
Great Sir ,very useful information
Thanks for sharing such nice tips ...keep continiue this
pretty useful!
Hi Mr. Ankur, I really appreciate your efforts to educate and help everyone in building a good fortune. I would like to request you to make a video on FD, Types of FD and all the benefits in FD's.
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Thanks sir to guide us , better investment for 3 yrs, I m retd pgt eco. Follow ur advice.
Normal people - lakh
Warikoo bahi - lakhhhhhhh 😮
Khhhh😂
Hahahaha
Lakhhhh aaa tuhuuuuu....
@@warikoo mutual fund me balance anytime nikal sakte Kiya ??
And anytime nikal ke liye koi charge dena parega yea jitne din rahega utne din ka profit milega.
Thank you sir ❤
Nice knowledge ❤
Apne fd ke bare me kitni baar bat ki 😂" Maa papa ka pyar " Ae line me ne aap ke sabhi video me suni he ❤but still i am your fan🎉
Very informative video! if possible, sir please make a video on 3-5 years as well
Very well explained. Thanks
Pls mention the taxes involved in these options as well
Thanks sir very much needed
It's is excellent....as .y big brother
Great presentation nice spectacles.
Ediotic background music 🎶 🎵 👌 😍
Background music is disturbing
Excellent. Thanks
Sir one video on how to apply for these instruments,
Like debt Mutual fund, etc😊
Very useful Sir❤
Asset Leasing and Invoice Discounting are also relatively high-risk but provide stable returns. I'd put them at a similar level to Corporate Bonds.
Ankir ji u r so smart handsome and wise . You are an idol for me . All the best sir and god bless.🎉❤❤🎉
Social media only shows one side of the coin😂 grow up kid
Very nicely explained and much needed for a person who needs to invest lumpsum
I don't know whether that pause to get the corrct word is planned or it was all of sudden.
For any out of 2, it gives a good feeling to the viewers that you are live and not pre recorded even if it is.
One small request, while going through many stocks, I guess other will also agree, if you could just make us clear the fundamental terms like PEratio etc. that is been used to choose the right stock as per the current market.
Also, if you can make yourself put into our shoes and let us guide in the correct way to decide whether the stock any one is watching is recommend or not from the important perspectives.
Thanks in advance.
Try to make an English version . So that we will get the opportunity to get ur knowledge
As Govt has allocated substantial budget to fmcg and infra sector, buying infra mutual funds would be more beneficial in 1-3 year time. For reference instance, most of infra mutual funds has given 60% in last one year and around 30% cagr in last 3 years. So best options in my views.
1.5x suggestion is cool
Background music is irritating . Don't use .
Indeed
So true bro
Yes so irritating.
Yes absolutely right
Since you have advised investing in hybrid mutual funds, a few market gurus are also suggesting the same on TV channels.
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Thank you Ankur ji for this insighful video. Equity Linked Savings Scheme (ELSS) mutual funds are eligible for tax deductions under Section 80C. This allows investors to reduce their taxable income by up to Rs 1,50,000 per financial year, not whatever you invest in ELSS.
Yeah, true.. also, it's not applicable if one has opted for the new tax regime..
Is it applicable for nifty 50 index fund?
I checked HDFC ELss fund where mentioned 10% ltcg on 1 lakh+ return
Thank u ankur sir 1to3 year's k ly
Habits , time management pe video lao anukur warikoo
Sir u missed one more better option for 1-3 yrs ...Equity savings fund ...please make video on it
Sir do review of book "how to win friend and influence people"
In my view the equity is best .
Could you please make a video regarding contra mutual funds?
Sir can you add NRI investment options as well please …
Thank you for sharing this valuable information!
I have a question, what happens when you start a SIP for 3 years but after a year you did not invest, will they charge any amount ? Also what happens after 3 years of investment and you leave your money in the same SIP for example Small cap? Thanks in advance!
Dear Sir,
treasury bills are only for below 365days tenure. Above one year are G-Secs.
Investing in mutual fund (SIP + Lumpsum) in last 8 month...got 28.6% return already.😂😂 XIRR -60%
Want to invest 5 to 6000 per month for 3 years...how to invest and where to invest plx suggest???🙏
@@निर्मोही-न3ग bahot sare apps hai ET Money or INDMoney in aap se invest kar skte ho aur usme suggest bhi krte hai low risk fund High rist fund moderate risk fund so fir easy ho jaata hai thoda analysis Krna 🙏
Bcz u entered in bull market luckily ...it doesn't happen all time bro
I have 20,000 rs but I want to invest this short term probability to get these beneficial 😮
Invest in kotak bank and Tata power
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Good information
Hi sir please make a video on mobikwik xtra investment
Sir ek baar bas hedonic trademill ke bare me video bana dijiye
Hi. Knowing the current government’s focus on development, why not go for major part in cpse etf, and few more known etf’s? Sip every day from the total investable money, or lump sum?
How to do stepup sip in upstox
Sir Now iam engineering student plz one video on 4 years best money investing tips🙏
Thanks for the info
I request you to make a video on all Shariah compliant Mutual funds or ways to invest your money according to shariah
There are two sharia mutual funds one tata ethical fund and Taurus ethical fund and Nippon sharia bees etf. They are based on sharia index you can buy that .
Sir Do video on cash flow statement 🙏
Smallcase is better' way to investing
There are FDs now in Small Finance Bank giving 9% interest. These have an insurance for 5 lakhs, so it is not as bad as you mAke it look.
But that 9 or 9.1 percent rate is only for senior citizens not for regular people
Do fd on your mother name
yes, but withdrawal is not digital in some. and very less branches as compared to other banks.
Use stablemoney app to deposit without the need of going to any branch of any bank.
How to do step up sip in upstox
Sir, after watching your videos i started sip in nifty 50 index fund since November 2022.. should i continue for long run or should i stop it after three years (2025)...?? Kindly guide me
Pls make a video on how to invest / park lump sum retirement benefits received after retirement.
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SGB me kaise invest kare and kaiye prosodure he and dark rility batai sgb ka please 🥺
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@@Olleen17 samja nehi sir please sgb ke uppar ak video baniye mera age 21 he abhi me Monthly 2000 invest karna chata hu sgb me upka video accha lagta he please 🥺 sir
Please suggest some plans for kids
manmohan singh ka first term ka market return itna achha atalji ke infrastructure development se hua jitna atal ji ne 5 saal me kaam kiya utna manmohan singh ne 10 saal me nahi kiya par atal ji ke kam ki vajah se manmohan singh ke first term me unko benifit mil gya 😢
Can you suggest us in which fd we should invest
Sir I want to park 10lakhs for a year where I can get at least 7 to 8 percent interest with minimum taxation
Sir what will best option FD or SIP for 3-5 year invest
Amazing Video as always Ankur but there is a small M I S T A K E in the content.
In the section regarding corporate bonds there is a glaring MISTAKE you spoke
You compared corporate bonds and equity in the case of bankrupsy and liquidation.
And you said that in case of liquidation corporate bond can go to zero but equity holders dont really see their value go to zero. But as per my understanding in case of insolvency first the bond holders are paid their money back and then if any money is lfet that goes to share holders.
There is a case when the money is not even sufficient to pay back the bonds and in that case bond holders get less money or no money and the equity holders get nothing as well
Thats why bond is safer than exquity because in case of liquidation...bond holders get a priority
As always amazing video....simehow the exact video I was looking for at the exact time. Thanks man keep up the amazing work
I think Small Finance FD is better optin because it gives 9% intrest that is more than inflation if the FD is under 5 Lakh
In which scheme and bank like union Bank , central bank , post office etc .please tell us the how to make this fd