Apple Credit Card Explained: Watch BEFORE Applying for Apple Card!

แชร์
ฝัง
  • เผยแพร่เมื่อ 20 ส.ค. 2019
  • Apple Credit Card Explained: Watch BEFORE Applying for Apple Card!
    How to Apply for the Apple Card: • How To Apply For The A...
    Join the TechSquad for bonuses: th-cam.com/users/gearlivejoin
    Use PS4 & Xbox Controllers on iPhone and iPad: • How To Apply For The A...
    If you are thinking about applying for the new Apple credit card, this video answers a lot of the questions that people have been asking. What are the Apple Card rewards? What if you need to find out how to get a replacement Apple Card or if you need to freeze access to your card if it's lost or stolen?
    This was meant to be an Apple Card preview, but Apple has actually released the new card publicly as of just this week - so anyone can now head into the Wallet app on their iPhone (an iPhone is required in order to apply for the card) and within a few simple taps, get an offer for the card, accept it, and start using it right away. The Apple credit card application really is that simple and easy.
    #AppleCard #Apple #CreditCard
    SUBSCRIBE to my channel for the latest videos: th-cam.com/users/gearlive...
    -----------------------------­
    JOIN THE TECHSQUAD GET REWARDS:
    th-cam.com/users/gearlivejoin
    -----------------------------­--
    WATCH THESE VIDEOS
    iPhone X Review: • iPhone X Review: 30 Da...
    Samsung Galaxy S9 Review: • Samsung Galaxy S9 Came...
    Nintendo Switch Best Accessories: • 5 MUST BUY Nintendo Sw...
    -----------------------------­--
    CONNECT WITH ANDRU
    www.gearlive.com
    / andru
    / andruedwards
    / andru
    / andru
    / andru
    plus.google.com/+AndruEdwards/
    / drusoicy
    -----------------------------­--
    VIDEO GEAR I USE (AMAZON LINKS)
    camera: Panasonic Lumix GH5 - geni.us/lumixgh5
    audio: Sennheiser MKE600 Shotgun Mic - geni.us/mke600
    computer: iMac with 5K display - geni.us/imac
    editing: Final Cut Pro X - geni.us/finalcutx
    MUSIC
    Background Music from Epidemic Sound: goo.gl/f5DsVN
    Outro: Edwin Soto
    -----------------------------­--
    FOLLOW TECH NEWS FROM GEAR LIVE
    Web: www.gearlive.com
    Twitter: / gearlive
    Facebook: / gearlive
    Google+: plus.google.com/+GearliveNews/
    Instagram: / gearlive
  • วิทยาศาสตร์และเทคโนโลยี

ความคิดเห็น • 820

  • @Andru
    @Andru  4 ปีที่แล้ว +71

    Here's how to apple for the Apple Card: th-cam.com/video/epW2I3EPYf8/w-d-xo.html - are you getting the Apple credit card?

    • @kodewilliams2892
      @kodewilliams2892 4 ปีที่แล้ว +1

      Andru Edwards haven’t got cash back yet

    • @Andru
      @Andru  4 ปีที่แล้ว +2

      @@kodewilliams2892 oh interesting, how long have you been using the card?

    • @matthewdooley6485
      @matthewdooley6485 4 ปีที่แล้ว +1

      Just got my Apple Card via UPS yesterday on 8/22/2012

    • @matthewdooley6485
      @matthewdooley6485 4 ปีที่แล้ว +1

      @Okada Hisamitsu Do you mean do they check your credit score? IF that's what you mean, then yes.

    • @yefna3489
      @yefna3489 4 ปีที่แล้ว

      Just a quick question do you need to have a credit card already in your wallet to apply it cause for me it’s saying Apple Pay services not working currently or something like that

  • @germanaguirrebtr17
    @germanaguirrebtr17 4 ปีที่แล้ว +1268

    I just want it because it looks cool

    • @cairpods7483
      @cairpods7483 4 ปีที่แล้ว +34

      You can make it look cooler with your own engraving done by us!

    • @emoclowngirl
      @emoclowngirl 4 ปีที่แล้ว +246

      Cair Pods you have 4 subscribers like imma trust you

    • @germanaguirrebtr17
      @germanaguirrebtr17 4 ปีที่แล้ว +9

      Lol

    • @sylvianapier7800
      @sylvianapier7800 4 ปีที่แล้ว +1

      German Aguirre Me too

    • @moonboi69420
      @moonboi69420 4 ปีที่แล้ว +12

      I do admit it does look cool but there are other cards out there that give you alot more cashback, points, miles etc for what you spend. Aesthetics aside,There is no reason to this card IMHO.

  • @thechadwick4751
    @thechadwick4751 4 ปีที่แล้ว +37

    First video of yours I’ve ever seen. Well put together and you just got yourself a new subscriber.

    • @Andru
      @Andru  4 ปีที่แล้ว

      🙌🏽🙌🏽🙌🏽

  • @johnrobinson8992
    @johnrobinson8992 4 ปีที่แล้ว +30

    First video of yours I see and I want to say I’m impressed. Instantly subbed and gave you a thumbs up. Thanks and please continue with the quality content. I did end up getting the Apple Card. So far so good !

    • @Andru
      @Andru  4 ปีที่แล้ว +4

      I appreciate the kind words and support!!

  • @ayooitsofia
    @ayooitsofia 4 ปีที่แล้ว +33

    Thank you for making this clear and keeping it real

  • @Cobey23
    @Cobey23 4 ปีที่แล้ว +472

    The card looks and feels so cool but I don’t think 3% cashback at ubereats and 1% everywhere else is a deal lol if it was 3% cash back for gas & restaurants, I definitely would’ve applied

    • @Mau5ing
      @Mau5ing 4 ปีที่แล้ว +38

      It would probably be one of the best cards if it hard those categories. Especially since it doesn't have a sign up bonus.

    • @jasonloera3358
      @jasonloera3358 4 ปีที่แล้ว +16

      Jordan brown get Discover it, you get cash back for gas and restaurants and the card looks cool too

    • @Cobey23
      @Cobey23 4 ปีที่แล้ว +1

      Jason Loera Very nice card! I already have that one haha

    • @moanaikeda8495
      @moanaikeda8495 4 ปีที่แล้ว +28

      A lot of restaurants and gas stations accept Apple Pay (like Safeway), so you can get the 2% back

    • @kimberlymoreno4259
      @kimberlymoreno4259 3 ปีที่แล้ว +5

      Jordan brown I just want to apply so I can pay mouthy for the iPad lol

  • @DebraDukes
    @DebraDukes 4 ปีที่แล้ว +8

    Andru absolutely amazing Video and definitely enjoyed great Breakdown how it actually works.Nice job Deb 😉👍✌

  • @hechavarria100
    @hechavarria100 4 ปีที่แล้ว +9

    Very clear and awesome explanation. Thanks. I just got approved by GS’s Apple CC.👍

  • @ballsoutballistic
    @ballsoutballistic 4 ปีที่แล้ว +3

    Thank you so much for this! Great job

  • @luismosqueda7456
    @luismosqueda7456 4 ปีที่แล้ว +636

    Who else is watching this after getting the card lol

    • @iamvince731
      @iamvince731 4 ปีที่แล้ว +7

      Doggo yes! Getting me in the mail soon!

    • @Wileyg4lify
      @Wileyg4lify 4 ปีที่แล้ว +3

      Me too

    • @murkinranzyz9961
      @murkinranzyz9961 4 ปีที่แล้ว +1

      I never knew they had one how does this work

    • @ghost_etern4l984
      @ghost_etern4l984 4 ปีที่แล้ว +1

      The Cape Crusader since your getting or have the card do you pay any monthly fees

    • @ghost_etern4l984
      @ghost_etern4l984 4 ปีที่แล้ว +1

      The Cape Crusader I really don’t trust this video

  • @bjstengel
    @bjstengel 4 ปีที่แล้ว +2

    Great video! Thanks for the info on this. Just subscribed

  • @zenaa96
    @zenaa96 4 ปีที่แล้ว +3

    Awesome informative video! Thank you! 👍
    🤔Just a note you may want to check on : people here are saying that you can apply with an iPad and even if you only have an iPad. This is good to know for my friends and family who only have an iPad. 😎
    Thanks again!😊

  • @LYC1989
    @LYC1989 4 ปีที่แล้ว +4

    Nice video Andru! Thanks for the insight on the Apple credit card. 👍🏽

    • @Andru
      @Andru  4 ปีที่แล้ว

      Thanks for watching!

  • @MrFleetwoodSlim
    @MrFleetwoodSlim 3 ปีที่แล้ว +3

    Gotta get my utilization down, chumps told me to get lost with a 630 a while ago.. close to 700 now. Good content PlayBoy, you got a sub.

  • @ColeForAssembly
    @ColeForAssembly 3 ปีที่แล้ว +1

    Very useful and concise video... thx

  • @damienwarlock
    @damienwarlock 3 ปีที่แล้ว +6

    Super informative. Just got a new iPhone 12 mini, upgraded from a 5S cause i like smaller phones. Never had the power to have wireless card stuff, just got the Apple Card, this is a super invaluable video. Good stuff sir! Thank you so much. Subscribed.

  • @thebootielover
    @thebootielover 4 ปีที่แล้ว +46

    It would be nice if Apple would offer a fourth-quarter promotion using the Apple card. 5% for all Apple Pay transactions and 2% for using the physical card.

  • @TavosMr
    @TavosMr 4 ปีที่แล้ว +6

    Nice video, very good explanation. Where did you buy the card holder you showed in the video? Thanks👍

  • @claudettenewton2773
    @claudettenewton2773 ปีที่แล้ว

    Awesome and presice go too info. You’re so very helpful, thank you.

  • @MM-um4pi
    @MM-um4pi 3 ปีที่แล้ว

    Thank you so much for this very informative video

  • @BlackGT1999
    @BlackGT1999 4 ปีที่แล้ว +39

    This card is meant to benefit Apple channels that review their gear. 3% back on thousands of dollars worth of apple products that they’ll review on their channels

  • @willi.b.2587
    @willi.b.2587 ปีที่แล้ว +1

    Great video, I've been thinking about applying for this card however after your card benefit breakdown, I think I'll apply for other cards that offer more bonuses and cash back. Card looks cool too

  • @TheFever77
    @TheFever77 3 ปีที่แล้ว

    Nice review, thank you.

  • @Ginnaa41
    @Ginnaa41 3 ปีที่แล้ว

    Thank you for this

  • @lunhil12
    @lunhil12 4 ปีที่แล้ว +11

    I use my iphone anyway to buy most things so it makes sense to get the cash back bonus.

  • @ypmm53
    @ypmm53 2 ปีที่แล้ว

    Good info!
    Thank you!!

  • @AshTheDuke
    @AshTheDuke 2 ปีที่แล้ว

    very well explained thanks

  • @FredMcIntyre
    @FredMcIntyre 4 ปีที่แล้ว +5

    Thanks for the info! 😃👍🏻👊🏻

  • @chandrachaney7663
    @chandrachaney7663 4 ปีที่แล้ว +9

    I also applied with my IPad but I was sent an email to apply. I went to the wallet on the iPad and applied.

  • @MzRawndi
    @MzRawndi ปีที่แล้ว

    Very helpful thank you!

  • @soulademics
    @soulademics 4 ปีที่แล้ว +4

    Dru rocking the Ridge wallet🔥 I gotta gold one 👌

  • @Sincerelyashbrionna
    @Sincerelyashbrionna 4 ปีที่แล้ว

    Great Video 👌🏽

  • @lianalonge1984
    @lianalonge1984 2 ปีที่แล้ว

    Most informative video. Thanks!

  • @J_Mayhem
    @J_Mayhem 4 ปีที่แล้ว +11

    Someone was asking me about it today and I was tongue tied... so now I know. Thanks for the vid!

  • @TerryKearney1
    @TerryKearney1 2 ปีที่แล้ว

    Awesome informative video! Thank you very much!

    • @Andru
      @Andru  2 ปีที่แล้ว

      Absolutely, I’m glad you liked it!

  • @alwalker56
    @alwalker56 3 ปีที่แล้ว

    Andru, you should do a in depth review on the American Airlines Executive Platinum Card from Citi. Also, explain how the upgrades work vs other executive platinum members.

  • @christopherewing7225
    @christopherewing7225 4 ปีที่แล้ว +4

    So when you have to pay your card off how is the amount determined? Or is is just random? Or is it based on how much you use the card?

  • @mschruntek
    @mschruntek ปีที่แล้ว +3

    Even though this video is several years old some of the basic principals to the Apple Card still apply. This video does a much better job at describing the differences between 1%, 2%, and 3% cash back than Apple currently does. For an Apple Card newbie I needed to understand the difference between this card and Apple Pay. I think the basic takeaway is to pay using your phone wherever possible if the merchant accepts Apple Pay to get the best percentage back. Thanks for the explanation.

    • @Andru
      @Andru  ปีที่แล้ว

      Very glad it helped!!

  • @sonesunny7632
    @sonesunny7632 4 ปีที่แล้ว +1

    Great editing!

    • @Andru
      @Andru  4 ปีที่แล้ว

      🙌🏽🙌🏽🙌🏽

  • @aliacooper-frazier5897
    @aliacooper-frazier5897 4 ปีที่แล้ว +24

    If I get the Apple Card with a higher interest rate initially will I be able to get a lower rate in the future with a credit score increase? Great video! Thank.

    • @johnnyrogel
      @johnnyrogel 3 ปีที่แล้ว

      Did you figure this out? I’m asking the same question

    • @jollama
      @jollama 3 ปีที่แล้ว +3

      @@johnnyrogel You’re not getting a response

  • @acollins9277
    @acollins9277 4 ปีที่แล้ว

    Thanks

  • @brayan8346
    @brayan8346 4 ปีที่แล้ว +6

    You can pay a friend using Venmo or even Cash app but the standard rates will apply.

  • @angelinajoanie
    @angelinajoanie 3 ปีที่แล้ว

    I like your title, “Tech Sommelier” nice🤗

  • @noraisakadtog9479
    @noraisakadtog9479 2 ปีที่แล้ว

    thank you so much

  • @Marinamxlina
    @Marinamxlina 2 ปีที่แล้ว +1

    I barely turned 18 and I’m thinking of getting this card since I can’t fully pay off some apple subscriptions, thinking of doing monthly payments and such.. I was mainly worry about the fees but this was very helpful

  • @soulademics
    @soulademics 4 ปีที่แล้ว +5

    Hey Dru does your Ridge Wallet scratch your Apple Card? I have the gold Ridge Wallet and I already have a slight scratch on the edge.

  • @fallenangel7742
    @fallenangel7742 ปีที่แล้ว

    Thank you 😊

  • @akaishun5899
    @akaishun5899 3 ปีที่แล้ว

    For the cash back can you put the money into different bank account like chase or wells Fargo ?

  • @NomadJoe0323
    @NomadJoe0323 4 ปีที่แล้ว +4

    Great job explaining my new card!

  • @lorisalmanowitz2170
    @lorisalmanowitz2170 4 ปีที่แล้ว +2

    Very well spoken, good 9nfo and you’re a handsome man 🤗

  • @iamvince731
    @iamvince731 4 ปีที่แล้ว +1

    Thanks for the video man! I just got mine.

  • @KrishnaSingh-rg4qk
    @KrishnaSingh-rg4qk 3 ปีที่แล้ว

    Will get mine in two weeks.

  • @aldogonzalez9227
    @aldogonzalez9227 4 ปีที่แล้ว

    Hey Man I have to ask what are the differences between the Apple Barclaycard Financing Visa® and the Apple Card itself? I am looking to get some AirPod Pros but I don't know if putting it on the Barclaycard Financing Visa® or The AppleCard

  • @snowpink8977
    @snowpink8977 ปีที่แล้ว

    thanks ^^

  • @lancekeeble628
    @lancekeeble628 4 ปีที่แล้ว +2

    Great Video
    Thank You for the info
    (Lower ur music a notch please)
    👍🏾

  • @UncensoredArt
    @UncensoredArt 4 ปีที่แล้ว +123

    I’m still going to watch even though have the card already

    • @ellookitty
      @ellookitty 4 ปีที่แล้ว

      A.Greene how do you like it?

    • @sylvianapier7800
      @sylvianapier7800 4 ปีที่แล้ว

      What do you think about it?

    • @UncensoredArt
      @UncensoredArt 4 ปีที่แล้ว +3

      Sylvia napier it’s alright just like any other credit card nothing too exciting. I just like the daily cash back and also that I’m able to see exactly and more accurate information about here I made a purchase.

    • @unosheem6210
      @unosheem6210 4 ปีที่แล้ว

      ARichman what cash back though I’ve been seeing you only get 1% everywhere and the most comes from apple and ubereats and I don’t buy apple products everyday and I use DoorDash lol so is it worth it ?

    • @kanaverum
      @kanaverum 4 ปีที่แล้ว

      Same! Was unaware of the discounts for Uber

  • @kanyeeastlolz
    @kanyeeastlolz 4 ปีที่แล้ว

    When does interest accrue? Daily, weekly, monthly???!!!

  • @sangpeters1734
    @sangpeters1734 4 ปีที่แล้ว +1

    This is awesome

    • @Andru
      @Andru  4 ปีที่แล้ว

      Thank you!

  • @kingsleymichel
    @kingsleymichel 4 ปีที่แล้ว +3

    What about a secure card? For does with not so good credit.

  • @elonmusk8667
    @elonmusk8667 4 ปีที่แล้ว +11

    I like how the credit card number isn’t on the card. I just ordered mine today. It took 2 mins 😁

    • @willianjohn6460
      @willianjohn6460 3 ปีที่แล้ว +1

      @Darkteckh on telegram is a real vendor I can’t believe my eyes that man too real Go on his telegram He sell credit card with high balance

  • @aryankhodadadi2403
    @aryankhodadadi2403 3 ปีที่แล้ว +1

    I know it may sound irrelevant but the background song is sth else man! What is it's name?

  • @Zz-rm5gs
    @Zz-rm5gs 4 ปีที่แล้ว

    Can you use it online like amazon

  • @kiran4671
    @kiran4671 4 ปีที่แล้ว +11

    When release This Apple Card In Korea?

  • @jasonmoy8639
    @jasonmoy8639 4 ปีที่แล้ว +4

    iPad can do it as well, I tried

  • @Marine_0317
    @Marine_0317 3 ปีที่แล้ว +1

    Awesome video! Thank you for the information

    • @Andru
      @Andru  3 ปีที่แล้ว

      Thanks for watching!

  • @madmags7930
    @madmags7930 4 ปีที่แล้ว +4

    Approval odds? Like the suggested credit score before applying? If you know be much appreciated.

  • @draetyler6464
    @draetyler6464 4 ปีที่แล้ว +2

    How do you deposit checks

  • @smiqq3198
    @smiqq3198 4 ปีที่แล้ว

    If you use the card do u need a pin ? Also ? Or just swipe ?

  • @elic7054
    @elic7054 4 ปีที่แล้ว

    You actually can apply on an iPad. Perhaps it is only the newer ones, but I am able to apply on my iPadPro 12.9 inch 3rd generation.

  • @KingLxtus
    @KingLxtus 4 ปีที่แล้ว

    Im doing the research for the Apple Card on a brand new MacBook Pro I just got a week ago...wonderful. Very Instructive video tho

    • @Andru
      @Andru  4 ปีที่แล้ว

      I’m glad it helped! 😄

  • @22jeepmojave75
    @22jeepmojave75 3 ปีที่แล้ว +9

    I just received my card and I like the design and no card number printed. When I use the card at drive through window, I get worried because people can take a picture of my cards. It’s little different than others but I like the changes

  • @coreyellis3988
    @coreyellis3988 4 ปีที่แล้ว

    What the available balance? Like if I were to apply for one now, what would my balance be?

  • @allygaretzka2323
    @allygaretzka2323 3 ปีที่แล้ว

    Can it be a minimal of $200 like Discover, CapitalOne, and OpenSky?

  • @MJTP4351
    @MJTP4351 3 ปีที่แล้ว +19

    So is Apple Pay it’s own credit card account, or do you have to go through an actual 3rd party bank? Like, if an employer or bank needs to check my credit history, how does that work? I’m 17, about to turn 18, so applying for credit cards is on my mind now. Sorry if I’m not fully understanding!

    • @blase9786
      @blase9786 2 ปีที่แล้ว

      I’m p sure you can get it

    • @policeofficer65
      @policeofficer65 2 ปีที่แล้ว

      Did u get it?

  • @jay-boy7102
    @jay-boy7102 4 ปีที่แล้ว +3

    I heard the your wallet tarnishes the actually physical card.? Has anyone had this issue or chime in on this matter?

  • @caligirl8904
    @caligirl8904 3 ปีที่แล้ว +5

    Does it help with building my credit?

  • @jimeno726
    @jimeno726 4 ปีที่แล้ว +11

    For Apple Cash, can you use it to pay a partial balance? For example, if I only have $10 on Apple Cash, can I use it to get my $20 purchase down and then pay for the rest with another card?

    • @Andru
      @Andru  4 ปีที่แล้ว +2

      Yep you sure can!

  • @Sandrinashula
    @Sandrinashula 2 ปีที่แล้ว

    How do you know how much the credit cards approves you for?

  • @TRELL5044
    @TRELL5044 4 ปีที่แล้ว +3

    not giving me that option to apply..have a iphone 10

  • @warrenbuffet1801
    @warrenbuffet1801 4 ปีที่แล้ว +2

    Will Apple Pay replace Paypal?

  • @RobertEdits
    @RobertEdits 4 ปีที่แล้ว

    Will this help my low credit

  • @kazekage1344
    @kazekage1344 2 ปีที่แล้ว

    So I just moved to a different state a week ago. Could I still apply if I’m not living in the other state that’s signed up with my other cards ?

  • @colemason7759
    @colemason7759 4 ปีที่แล้ว

    Can it be used to setup a developer account?

  • @guadalupeinescastillo8635
    @guadalupeinescastillo8635 4 ปีที่แล้ว

    So is this a good start for building credit ? Because I really don’t have a history at all or have a credit card ..

  • @nessiageee7346
    @nessiageee7346 4 ปีที่แล้ว

    Do they do a payment if you get a Apple desktop or laptop?

  • @Moneymanzzzz
    @Moneymanzzzz 2 ปีที่แล้ว

    Does it help improve credit score?

  • @fsmando4679
    @fsmando4679 2 ปีที่แล้ว +1

    I’m confused. Is there a catch at all? Or is it like just a bill. And if yes, how much would that be.

  • @O_Dawg616
    @O_Dawg616 4 ปีที่แล้ว +1

    Do you have to be a certain age to get this

  • @demayoexperience6646
    @demayoexperience6646 2 ปีที่แล้ว

    Can you buy Apple refurbished products using installments? I’ve noticed thus far this option is only for new products. Is this correct?

  • @gregjohnson720
    @gregjohnson720 3 ปีที่แล้ว

    What about foreign exchange fees?

  • @peanutbuttah_
    @peanutbuttah_ 3 ปีที่แล้ว +1

    I’ve been debating about this card for awhile . So glad I watched your video and got more insight about it

  • @sophiabarbosa3522
    @sophiabarbosa3522 3 ปีที่แล้ว

    OK will can you how do you know how do you know the color of your Appl

  • @marshallfox1786
    @marshallfox1786 4 ปีที่แล้ว +6

    I can’t seem to find any information about this... does the magnetic strip on the physical card produce a random number like the digital version when swiping? If not then it’s still prone to skimming/ data breaches as other credit cards. Thanks.

    • @xxrxxaxxhxx
      @xxrxxaxxhxx 4 ปีที่แล้ว

      Marshall Fox it does theres no card number

    • @sarahidek5214
      @sarahidek5214 4 ปีที่แล้ว

      No card number on the card but there is a card number in the Apple wallet

  • @BeefGummybears
    @BeefGummybears 4 ปีที่แล้ว +13

    Sinbad!!! My dude

  • @nunublossoms7860
    @nunublossoms7860 4 ปีที่แล้ว +4

    Does the 3% cash back go for the App Store too when you pay using the Apple Card?

    • @jonathanmartin862
      @jonathanmartin862 4 ปีที่แล้ว +2

      Yes. Same with Apple subscription such as iCloud storage

  • @GPgman
    @GPgman 4 ปีที่แล้ว

    So we can't set up Venmo with the apple card?

  • @mykittenisagrandmaster4381
    @mykittenisagrandmaster4381 4 ปีที่แล้ว +1

    Sup Mister Andru and everyone

  • @alexblackwood_
    @alexblackwood_ 4 ปีที่แล้ว

    Balance transfer ?

  • @javierarechiga8337
    @javierarechiga8337 4 ปีที่แล้ว +1

    I saved 5% with chase freedom at gas stations and t mobile !

  • @GODFEARING1_
    @GODFEARING1_ 2 ปีที่แล้ว

    how much do you guys pay monthly for bill?