How I Manage My Money in My 20s 💸 budgeting, rules, credit, etc

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  • เผยแพร่เมื่อ 16 มิ.ย. 2024
  • Breaking down how I manage my money as a self-employed 24-year-old! I talk about budgeting, little tricks to save money, credit cards, building credit, and some investing!
    Other Finance Videos:
    10 Things I Stopped Buying: • 10 Things I Stopped Bu...
    May Budget With Me: • MAY BUDGET WITH ME (ex...
    2024 Financial Reset: • 2024 FINANCIAL RESET |...
    Timestamps:
    Intro: 0:00-2:16
    Budgeting: 2:17-6:51
    Challenges: 6:52-11:22
    Credit Journey: 11:23-14:12
    Investments: 14:13-19:10
    #moneymindset #moneymanagement #moneymanagementtips
    -------------------
    Hey! I'm Hannah Ashton and it is my goal to inspire and help young, driven women achieve their dreams and life goals (cheesy but it's true!)
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    Disclaimer: This video is not sponsored. :)

ความคิดเห็น • 42

  • @SarahSchneider2
    @SarahSchneider2 29 วันที่ผ่านมา +31

    Adult life is a lot of expenses and saving is so important. I try to leave less in my checking (only what I think I need from one paycheck to the next) than the rest goes into savings. I find the more I leave in my checking the more I spend on the day to day.

    • @TheCelmap
      @TheCelmap 27 วันที่ผ่านมา +3

      Great job on saving your money, however, don't just save but out on an investment account so your money will still grow effortless.

  • @jenniferburn3628
    @jenniferburn3628 25 วันที่ผ่านมา +4

    I love doing cash budgeting cause it helps to not over spend even on “fun spending”

  • @rachellenale
    @rachellenale 25 วันที่ผ่านมา +6

    I love the idea of taking the task of spending less and making it sound fun by saying it’s a challenge.

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา

      it's a great way to make saving $$$ a bit more fun!

    • @PTR2K
      @PTR2K 22 วันที่ผ่านมา

      I try do the same. Try to spend as little as I can whilst still living my life and having fun. Whatever additional money is saved from doing this I split 50% into savings and investments and 50% into my on personal spending savings for whatever I want to buy. Doing it keeps me motivated to stick to it as I feel like I’m getting something out of it if that makes sense.

    • @valentinesharpelcat94
      @valentinesharpelcat94 14 วันที่ผ่านมา

      @@hannahashtonplease bring your podcast back etc.

  • @rachelbolick
    @rachelbolick 28 วันที่ผ่านมา +1

    Hey Friend, Happy Sunday. I think this is the first podcast that I have heard of yours and I loved it. 😊❤ wow I can’t believe you were starting to make money in middle school from TH-cam. 😮 I haven’t done a full week of no spending yet but I am working on doing one. I have done a couple days a week without any spending. I budget my spending regardless on what it is for. 😊🥰

  • @LydiaNoella
    @LydiaNoella 29 วันที่ผ่านมา +2

    Just what I needed. Loved the tips x

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา

      thanks so much for watching!

  • @britanni.eleanor
    @britanni.eleanor 28 วันที่ผ่านมา +1

    Loved the vibe, most definitely worked for your benefit working in podcast style!

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา

      yay I'm gonna keep doing some in this style!

  • @shandisfancher8766
    @shandisfancher8766 27 วันที่ผ่านมา

    100% yes to the mid year reset!!

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา +1

      yay! will start working on them!

  • @edwardleecaliforniausa
    @edwardleecaliforniausa 29 วันที่ผ่านมา +2

    Good morning Hannah happy Sunday morning and im proud of you and you are amazing Supporter

  • @rosamondhazell2149
    @rosamondhazell2149 26 วันที่ผ่านมา

    What a lovely video!!

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา

      thanks so much for watching!

  • @connorb852
    @connorb852 18 วันที่ผ่านมา

    Really like the idea of only eating out with friends! Super easy way to save money!

  • @castillojennifer17
    @castillojennifer17 29 วันที่ผ่านมา +3

    I like the mic 🎤 thanks for the information

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา +1

      good to know I'll keep using it in sit-down style videos

  • @ScarletAlchemist888
    @ScarletAlchemist888 26 วันที่ผ่านมา

    Thank you for Hannah. Please make more videos.

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา

      you got it! any videos you want to see in particular?

  • @eddiemartinez7555
    @eddiemartinez7555 29 วันที่ผ่านมา +1

    Love yay dear 😅😂❤❤

  • @sijilo
    @sijilo 29 วันที่ผ่านมา +1

    😊

  • @annddyyy-6920
    @annddyyy-6920 18 วันที่ผ่านมา +5

    My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

    • @fredrickalfarez6875
      @fredrickalfarez6875 18 วันที่ผ่านมา

      I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

    • @bigelbow2966
      @bigelbow2966 18 วันที่ผ่านมา

      I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.

    • @jasperflontes4289
      @jasperflontes4289 18 วันที่ผ่านมา

      I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

    • @fred5528
      @fred5528 18 วันที่ผ่านมา

      I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

    • @jasperflontes4289
      @jasperflontes4289 18 วันที่ผ่านมา

      I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.

  • @schaeannsalmon
    @schaeannsalmon 29 วันที่ผ่านมา +2

    I miss the podcast 🥹🥹

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา +1

      I know I do too sometimes

  • @JM20562
    @JM20562 15 วันที่ผ่านมา

    I save up to 700 pound a month I started to save a year now I got 8450 currently I’m planning on getting another job so I hope I can save 1400 a month I have 2 credit cards I only use Max 10% on both usually I spend 5% a month, I’m currently saving for emergency savings since my other savings I can’t take money out same day takes 2 weeks, that one is 7.5% interest and my emergency one is 6.5% interest and I got about 180 on that one so if I get another job I can save more on it maybe 700 on each until I get a year of emergency savings on it 😂

  • @noidentification25
    @noidentification25 28 วันที่ผ่านมา +2

    Hi! Great video, it came up to me as recommended! The only point I’d like to add is regarding the S&P 500. They could be very socially/environmentally sketchy or awful companies [for example Coca Cola has been a know top plastic polluter, etc]. If you are more mindful of where your money goes and don’t want to be putting money towards companies that do bad for the environment or people, I’d recommend going for the S&P 500 Environmental & Socially Responsible Index. Or just evading that all together and research individual companies CSR etc, knowing you put your money towards something good ❤❤

    • @hannahashton
      @hannahashton  23 วันที่ผ่านมา

      great point! thanks for watching and sharing!

  • @shaheene3510
    @shaheene3510 26 วันที่ผ่านมา

    Great video hannah!👍
    Is there anyway i could get your email?
    Would love to send you something!