General savings are there for using in difficult months! Much much better than taking out extra credit or running up credit card debt, especially when savings interest rates are low... and you ARE saving elsewhere, in two instruments - you're doing great and I'm sure this is helpful for many of your viewers...
Hi Hannah Happy new year to you and your loved ones and I hope that 2024 brings you a lot of love and happiness I enjoy your channel because you are amazing
Love this message! My goal is to retire at age 50, I'm a physician but I don't spend like one, though I do focus on experiences such as eating out and traveling and saving and investing the rest. Reading "Die With Zero" by Bill Perkins really changed my perspective on focusing on splitting my life into time buckets and retiring early.
thanks for sharing we aren’t alone. last year i realized i was spending a lot. i’m still in grad school so i depend on loans but this year im focused on spending way less money.
I had a savings and I lost my job . I was jobless for 3 months and I literally had barely enough to cover that 3 months so def will be building it up again
I loved You Are A Badass! I know she advocates for spending money on a nice car and improving your income to support it. There is an alternative of buying a more affordable car so you can pay off your student loan and get an emergency fund. My first car out of college was $1500 and ran great. I recently splurged on a beautiful new to me car for $9000 so $16000 car loan is so much money to me, especially when you don't have an emergency fund. If having that car is motivating for you, have at it, just wanted to let you know there are other options. Keep up the great budgeting work
Having only $300 in saving and still investing seems quite silly. I would momentarily pause all of the extra investing until I built up my emergency fund. I would much rather be covered by cash in an emergency than have invested $150 somewhere else.
YES! There are so many things that could go wrong, especially with a pet. Investing isn’t a priority, I’d rather have something on hand/liquid rather than have it invested 😢
Disagree - saving and investing can be done at the same time. It’s important to invest regularly and early to take advantage of dollar cost averaging and compounding.
You invest and save at the same time. Investing is more important than savings because investing covers future you, savings cover the "today and tomorrow you" not future you. You can invest 15% of your monthly paycheck and 5-10% to savings/emergency funds. It's doable, but always be aggressive with investing for your future.
Finance goals spot on! 💰
So refreshing to hear an influencer speak honestly about money in a way we all can relate !! Loved this
We love an authentic queen!
so so glad you loved it!
love you guys!
General savings are there for using in difficult months! Much much better than taking out extra credit or running up credit card debt, especially when savings interest rates are low... and you ARE saving elsewhere, in two instruments - you're doing great and I'm sure this is helpful for many of your viewers...
Hi Hannah Happy new year to you and your loved ones and I hope that 2024 brings you a lot of love and happiness I enjoy your channel because you are amazing
Love this message! My goal is to retire at age 50, I'm a physician but I don't spend like one, though I do focus on experiences such as eating out and traveling and saving and investing the rest. Reading "Die With Zero" by Bill Perkins really changed my perspective on focusing on splitting my life into time buckets and retiring early.
thanks for sharing we aren’t alone. last year i realized i was spending a lot. i’m still in grad school so i depend on loans but this year im focused on spending way less money.
It's a great goal for 2024!
Happy budgeting ❤
happy budgeting to you too!
I had a savings and I lost my job . I was jobless for 3 months and I literally had barely enough to cover that 3 months so def will be building it up again
you got this
Omg to have $3,800~ student loans 😭👏🏽. But yes if the interest rate is high pay that off first!! Love these videos!!
yes it's pretty high so working hard to get that paid off! thanks for watching!
Hannah you're doing good..keep up the great work!!
ah thank you David!
This was very informative! I just started a YT channel to keep me accountable with my low buy year challenge and help others. Subscribed!
thank you for sharing some ideas and tips regarding financial goals. Very interesting!
I loved You Are A Badass! I know she advocates for spending money on a nice car and improving your income to support it.
There is an alternative of buying a more affordable car so you can pay off your student loan and get an emergency fund. My first car out of college was $1500 and ran great. I recently splurged on a beautiful new to me car for $9000 so $16000 car loan is so much money to me, especially when you don't have an emergency fund.
If having that car is motivating for you, have at it, just wanted to let you know there are other options. Keep up the great budgeting work
Happy new year hanna ❤ really like your vedios that makes me feel inspired thank you so much lots of loves from india❤
Scared to open them credit card statement is a real thing 😂😂😂😂😂 or check my credit felt that lol
This first step is EVERYTHING! We support you!
You are hustling the right way.
Don't worry Hannah. You're not alone.
thank you that means so much
This year I’m trying be better financially
it's such a great goal
Happy new year Hannah 😅😊😊😊🎉🎉🎉😂❤❤
Having only $300 in saving and still investing seems quite silly. I would momentarily pause all of the extra investing until I built up my emergency fund. I would much rather be covered by cash in an emergency than have invested $150 somewhere else.
Not silly at all she's on the right path
YES! There are so many things that could go wrong, especially with a pet. Investing isn’t a priority, I’d rather have something on hand/liquid rather than have it invested 😢
She's probably relying on her boyfriend or parents for emergencies lol. It's fine.
Disagree - saving and investing can be done at the same time. It’s important to invest regularly and early to take advantage of dollar cost averaging and compounding.
You invest and save at the same time. Investing is more important than savings because investing covers future you, savings cover the "today and tomorrow you" not future you. You can invest 15% of your monthly paycheck and 5-10% to savings/emergency funds. It's doable, but always be aggressive with investing for your future.
I've been following you since your ag doll channel!
omg that's so cool!
Loved this video!