Expat Insurance Thailand. The Interview with Pacific Cross.
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- เผยแพร่เมื่อ 23 ต.ค. 2023
- Expat Insurance Thailand The interview with Pacific Cross
For all your questions please contact Loic on the following email address
retiredandlivingthedream@th.pacificcrosshealth.com
Are you considering retiring in the beautiful land of Thailand? Then you should have Medical Insurance. Health Insurance is important as we get older. Watch this Pacific Cross interview to get more information about affordable ways to get Medical Insurance. Secure your golden years with the best medical insurance policy at an unbeatable price! Join us as we delve into an in-depth interview with a Pacific Cross Medical Cover representative, discussing how to obtain the ideal medical insurance for retirees living in Thailand. Make your retirement dreams come true! Save money with helpful tips on your Medical cover and ways to reduce your Medical cover with Pacific Cross.
The Importance of Medical Insurance for Retirees]
Why is medical insurance so crucial for retirees living in Thailand, and what common misconceptions should our viewers be aware of?
[ Tailoring the Best Policy for Retirees]
What factors should retirees consider when selecting the right medical insurance policy, and how can they balance coverage with affordability?
( See what Pacific Cross's Unique Offerings are )
(Tips for Getting the Best Price)
Many retirees are on a budget. What tips can you provide for our viewers on how to secure the best insurance policy at a competitive price?
How to Get in Touch with Pacific Cross] how can our viewers reach out to Pacific Cross for more information and assistance in selecting the right insurance policy?
Thank you, Loic the Representative's from Pacific Cross Medical Insurance ], for sharing these valuable insights. Retirees, your peace of mind in Thailand starts with the right medical insurance policy. Give Pacific Cross a try ask as many questions as you require.
If you found this information helpful, please give us a thumbs up and consider subscribing for more retirement living tips in Thailand. Don't forget to visit Pacific Cross's website or contact them directly for personalized assistance.
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The guy from PC is very clear about the border lines and are equal with our experience with PC. We have the Maximal Plan with full OPD coverage. Regularly after we visited a hospital with minor health issues for more than 3 times, all family members faced a lot of untrust which was very painful. There was always the fear our minor health issues came from expected pre-existing conditions or might be anyhow of chronically manner. One issue led into an endorsement for which it was impossible to have a personal communication with the so-called underwriters, wherewith it gives us the impression that either PC nor their Med-Sure provider has sufficient health experts. They act as a insurance company by trying not to cover what they even can avoid to cover… Hope there is more faith and reliability within the 3rd year…
Excellent information,very clear and precise! Well done Les for thinking about it and actually organising the interview to assist people who just don't know about this subject.
Congratulations and thank you to Loic for his precise information too! 😁👍
Glad it was helpful! thanks for taking time to comment.
Thumbs up 👍 Les & Lioc
Thanks for watching hope it was helpful.
This was so informative Les, thankyou very much. A lot of good information explained very well by your guest. Even without looking further into it, I can already estimate that insurance may be more affordable to me than what I was originally dreading about. A very helpful video. 👍
Thanks for that and going by the positive comments and emails I received then it was well worth the effort. Thanks for taking time to leave a comment 😎🙏
Thanks very much for this video, Les. It's great that you found a representative who is fluent in English and can articulate the nuances of the policies and industry as a whole.
Of particular interest was the fact that different components of the policy can be adjusted to reflect an individual's requirements. My specific interest as a healthy man in his mid 50s is the accident coverage.
Thanks for taking time to comment it is very much appreciated. I hope that Loic can sort your needs out for your insurance. Many thanks again.
Brilliant, Les! Well done. Thank you for your efforts. Will re-watch and take notes. ❤
Thanks so much for taking time to comment and for watching it is very much appreciated. 😎🙏
Thank you Les that was really helpful and informative. Recently found your channel and subscribed. All info is gratefully received while going through the process of making the decision on retiring in thailand.
Awesome, thank you! Hope you get value from the channel Best wishes for your future plans.
Les your last answer was my question. I will follow you up
Thanks for that
Thanks Les 👍
Your welcome hope his answer was ok thanks for watching.
very helpfull...im up for renewal and will contact Loic for sure to get a quote. Thank Less
Thanks for that hope you get sorted. Many thanks for watching.
Liked ครับนะ
Thanks Les! The email address you shared at the beginning of the video is arguably the longest email address I've ever seen. It also suggests that you're personally benefitting in some way. But then I think no not Les, because he's totally transparent. Maybe it's just me, but I still categorize health insurance salesmen with sleazy used car salesmen.
Hi the reason for the long address and my link is that as mentioned if a group of 30 plus join then the group get a discount so we needed a link as to where people come from. How they found Pacific Cross and Loic give this email link. So if you buy a policy via this link then the group members start. Everyone benefits. The alternative is not get a discount, I do get a small kickback for the work and effort in making this video if people join but every youtuber gets commission one way or another. I also dislike Car Salesmen, but also have a choice to buy or not to buy a product, the interview is for the benefit of others and we all have a choice who we decide to trust, it is your choice as to who you chose. I am honest reliable and trustworthy and provide unbiased information always have done and always will do. I suggested Pacific Cross as I use them and am happy with their service. ( 10 years) They offered to provide answers to the questions provided by my subscribers, the other Medical providers did not answer my request for interviews. I also did the Assisted living in Thailand and these videos take time and money to produce. Thanks for your comment and for watching.
Excellent Les 👍
Thanks for watching.
Awesome video, very helpful!
I am in the process of moving to Thailand in about 8-9 months so i will contact them for sure.
First i need to make sure on what kind of visa i will go since im only 45y old currently.
Thanks Les
Well done being 45 and moving to Thailand wow. I did it at 52 and never regretted the move. Best wishes for your future plans
I have been told that the sound quality was low so I have done a louder version if your struggling to hear the content just click the following link for the same video but louder. th-cam.com/video/MvGg29dtKrk/w-d-xo.html
The Problem with PC is their in-compatability when moving Countries, after 2 years with PC in Philippines paying around 3-3,500 USD a year. I contacted PC in both Thailand and Philippines to transfer my policy and or ease my transfer to Thailand, i was met with constant silence, non comittals from both countries. Basically i did not want to lose my PC history just because i moved countries. to note i was dealing with a PC director to boot. In the end PC just left me to chase Philippines for additional information and i got so tired of chasing i actually was forced to give up. Totally fuming with PC.
In addition i was constantly told PC Philippines and Thailand are completely different companies when asking them to contact each other and discuss transfering my policy or at least ease my transition to Thailand.
Great thanks Les, found a link from another channel that tells you what hospital's are covered for the direct payment option, per province. Was surprised there is two in my province
Thanks for that, once you get a policy they give a list of Hospitals which do a direct payment method, I also was pleased that in Rayong they have such a hospital good to know. Thanks for taking time to comment.
Sorry to hear of your problems with PC I hope your all sorted now. Thanks for watching and taking time to comment. 🙏
Essential information that, thanks Les and to your guest
Brilliant interview! And the comments section was very helpful as well.
Question: As of now how many clients make up the group of 30?
Hi as it is only a month into it we will asses this next month. As yet I am not sure. I would say this time next year we will be there. Some of the applicants have already insurance with other providers so Loic has plenty of interest at the moment. He is still working out the benefits of the Group policy also when I know I will do the video and let people know. Thanks for watching.
I saved the e-Mail address and I'm presently leaning towards Pacific Cross. A group discount is most welcomed! Tks!@@RetiredandLivingthedream
Glad too see you've got insurance sorted out you won't have to throw yourelf through that gold shop window now😅😅
Hi thanks for the comment, I have had insurance here for 10 years the Gold Shop window was for extreme medical costs but I solved that problem also. Thanks for watching, hope this video helps others.
4 Jahre bezahlt ( 260k Baht) ohne sie zu beanspruchen. Dieses Jahr mussten sie 350k Baht für KH bezahlen. Prozente gingen verloren, aber das ist ja Normal. Dann noch 25% Erhöhung des Monatsbeitrag.25% mehr, bei eine Zahlung von 90k Baht. Wow
Stand die Erhöhung von 25% in Beziehung zum zuvor durchgeführten Eingriff? Oder wurde eine Altersgrenze erreicht, bei dem die Versicherungsprämie sich erhöhte?
Erhöhung von 25% durch den durchgeführten Eingriff?
Thank you for your video, question about the policy, If I get it for. a year (any tier) and I have to go back to my country (USA) where I have my other insurance, can I cancel Pacific Cross and get reimbursed for the months I did not use the policy for ?
You would have to check with Pacific cross.
Can the agent in the video help us out answering the question ? @@RetiredandLivingthedream
He works for Pacific Cross and I can sign up with him, but aren't there also indwpendent agents who I can sign up who will also represent me and lobby for me as customer against insurance Co? Is there benefit going direct with this fella?
Hi and thanks for the comment, yes he works for Pacific Cross you can contact Pacific Cross and a representative will call you back but signing up with Loic we are forming a group policy, if we get enough members we all get a discount going solo then it is just a policy. It is up to you at the end of the day but he was willing to answer the questions put to him and he give the answers. Hope this answers your question. Thanks for watching.
You're exactly right. This is essentially a sales pitch for Pacific Cross as expected. Generally speaking, independent agents have access to a fuller portfolio offerings including features and benefits. Nevertheless, Les is well meaning in providing actionable information.
Les what are the names of the two preferred public hospitals mentioned .
Couldn't make them out
I could not pronounce them but send Loic an email and he can tell you them both. I have never herd of them but I do not live in Bangkok. I don't even know the name of the Government hospital I would go to in Rayong if needed but my wife knows which Hospital it is. When you take a policy out you get a booklet with all the Hospitals in so you can chose which one is good for you. If asked I am sure Loic would provide the list of Hospitals for you.
Hope this helps thanks for the question.
Chulalongkorn Memorial Hospital and Siriraj Hospital
@@RetiredandLivingthedreamsee above
Hi Les thanks really enjoyed your videos very helpful 😊
The sound is too weak. I can't hear what you are saying.
Sorry for that I have had a couple of people say the same so I have put another video with a louder recording just click the link sorry for any inconvenience. th-cam.com/video/MvGg29dtKrk/w-d-xo.html
@@RetiredandLivingthedream Beautiful. 👍
To bad Les sound qualities not good
Sometimes you have to work with what you have. Conference room at the Icon Siam
too long and too boring.....I just want to know how much it costs for retired healthy single male monthly cost in USD. and you gave me everything I didn't need to know....UGH
Give Loic a call or send him a email, your question is impossible to answer here Retired healthy male how old/ what cover you want/ inpatient out patient cover impossible to answer every individuals question which was stated in the video. This is why the email address was provided so you can get Your specific quote according to your needs.
@@RetiredandLivingthedream I was hoping for a simple price range. that's all.
Hi Les
very informative video my wife and I didnt think we could ever afford health insurance in Thailand, we are currently selling up in Australia and will be moving to Hua Hin in Thailand , we both would like to arrange health cover i tried to reach out to Loic from Pacific Cross but no reply could you possibly send me his email and contact details so we can arrange health cover.
regards
Ian
Hi sorry that you have had problems with Loic send me an email and I will give you another agent who is also dealing with Pacific cross. Best wishes for your future plans.
lesliepearson58@yahoo.com