I was just watching your live and came here to let you know that literally anything you post while you’re ignoring the algorithm will be watched by this gal. 👍🏼👍🏼❤😜
💯 %agree about college. Not everyone needs to go. There are many news articles about peoples college debt keeping them away from dreams of pursuing their own passion/business
I only went to a 2yr college and worked as an employee. I started my financial journey back in the 1980's and lived below my means. It takes a lot of time and sacrifice but now reaping the reward. I fully retired at 56 and living off my investments which is passive dividends.
Agree with college 110%! I love watching your videos, and your presentation of looking old fashioned makes watching so much more fun! Thank you for making these videos 😊
Good advice, in a stunning package! Very well done. As someone who prefers mid-century clothing to the prisonware people wear today, this video was a happy time.
Mending and repairs are great when the pieces are good enough quality or made with parts that can be repaired. Planned obsolescence is a thing. Items aren't made to be repaired anymore. They're made to break.
I just want to tell you I loved the advice but really APPRECIATED seeing THE INCLUSION of so many CLASSIC African American stills in your piece. It was a really beautiful surprise so THANK YOU!!!
As someone who was greatly pressured into pursuing a post secondary education right out of high school, even though I didn't have any idea what I wanted "to be", I can definitely attest to the stress and financial difficulties young people face coming out of school with such a heavy debt load, which often takes YEARS to pay off. I definitely subscribe to the ideation that a post-secondary education is not the end-all-be-all to "greatness." I will never put such a heavy burden on my children... further education will be a decision my children will make 100% on their own, no pressure from me. Funnily enough, it took me until my mid 30's to figure out what I "wanted to be when I grew up" and I graduated from my program just shy of 40. Love what I do now! :)
I love this video! I've said for years, the only hope for the future is the past. People need to know this information! I also love your direct nature and wonderful sense of humour, not to mention that great outfit. Blessings to you.
One thing I like to do is move half of what’s in checking to savings when I get paid. It’s there if I need it but I try to make my check cover my bills so I’m not tempted to spend more than necessary
Checking accounts aren't insured by the FDIC like savings accounts are so it's a good idea to not keep too much in your checking account. (I'm talking about banks in the U.S.)
I am all for not necessarily going to college. Except I enjoyed greatly my philosophy classes that i took alongside my major. That learning experience was/is not available in the highschool years… I worry that people not going to college will miss out of some true mind opening teachings. Hopefully there will be a movement to enhance our highschool years… but with the way this country is going… educating people is not a priority.
Great advice! Love all the tips & tricks from you and your followers here on this channel. I am grateful that my grandmother & my parents taught my 2 brothers and I “Life Skills /handyman/woman “ growing up. Whatever they learned in the Boy Scouts years ago they taught their little sister 😀. Which I am so grateful for. One tip I learned was always prep your shoes /jackets for the season. I’ve used camp /water proof type spray not only on my hiking boots & winter boots but also on my seasonal shoes: sneakers,sandals loafers etc, (canvas, leather, suede ) as well as on my handbags etc. This way if you get something on it say like at an outside /indoor event . PS Always do a spot test or take to shoe maker for advice. I also use handbag liners/ organizers for inside bag makes switching to different bag easier and if something opens pen, lipstick whatever it will only be in the liner not the handbag. Hope this helps . 😊
Yes! So many people go to college because they 'should', and then end up in jobs they hate, buried in debt. We need to be talking about trade schools, internships, apprenticeships, and other options more. In a lot of cases, you'll make more money and pay less to get there.
Free entertainment... my grandparents, and now us, enjoyed getting together with friends to play cards, potluck the food. Lots of laughs, and only the cost of the baked beans (which you're going to eat anyway. )
Board game nights are big in our family/friend group. Games aren't cheap but we play them more than I think the companies expect us to (have had to photocopy score sheets cause we run out)
On the live I asked if you had gotten a tattoo before the heat itches started. My son gets that and it eventually goes away until he gets another tattoo. If he goes out in the heat or exercise outside, he gets that. It’s crazy. Love these tips! All great! Especially buy with cash.
Think u’ve a point about the university stuff- Are we just putting off adulthood with this time if it’s not for a specific career And are we better being beside them while they learn to join the workforce
I did not go to college (I graduated high school in 2002) and was debt free until COVID hit and my husband was without a job and we had to work on that. I got my first credit card then (because I was very against getting one until we decided maybe we needed to build credit ughhhhh). I agree with you that college is a bit outdated unless there is a specialty that you aim towards in which a higher education is needed for, though I think there should be more schools dedicated to a specific field instead of needing extra classes that may have nothing to do with that stuff. I had a dress that I bought when I was 16 that I wore for 20 years from fixing it up (and it was a vintage dress already). I love your list and agree with you for the most part. My maternal grandparents were terrible with money but my paternal grandmother was amazing with it (her family did not struggle int he Depression because of it). Her family was actually known for burying their money and hiding it in the walls (though we found none when looking through my great-grandfather's house).
BE SMART ABOUT GOING TO COLLEGE!!!! Take advantage of your local Community Colleges Career and College Promise Program offered free to high school students where you can get up to 30 hours of college credit transferable to all state colleges. Next finish your Associates degree at the Community College!!!! This meets the articulation agreement with your state college to require them to take all your credits!!! With the tax credit for college you have finished 2 years of college for FREE!!! Now attend the closest state university to you, that will enable you to LIVE AT HOME saving big bucks. Spend the next two years studying your ass off so you can graduate in two years. Both my kids did this and spent under $35,000 which is well worth it.
Great video! These are all things that I think about and reflect on and my husband and I implement most of these concepts in our marriage. I think more should be done at the high school level to help prepare students for the “real world.” My ancestry is chock full of entrepreneurs, however, when I graduated high school it was “you have to have a college degree.” So that’s what I did and racked up around $65k of college debt and graduated in 2009 during the recession with a bachelors of nursing degree and all of the hospital, etc. didn’t want to hire new grads because they cost so much $ to train. They wanted experienced nurses. Anyway, like you, I don’t think the end all be all is a college degree. I love researching how my grandparents and grandparents lived in their 20’s, 30’s, and 40’s and how their life was similar/different to my life and I wish I would have asked more questions when I was younger and they were still alive
High schools should teach budgeting and money management. In our (U.S). state, high school seniors can take classes at local colleges for free. A niece and a nephew were able to enroll as juniors when they started college because of this--which was a huge savings in tuition. A person's high school senior year is mostly wasted anyway.
@@christianhansen3292 I had two courses in chemistry, and I got Cs in them, but I excelled in my other courses and biology and then finally in my cytology program so it can be done even if you have some struggles in areas, but it is a competitive admissions program so grades are important
I have a comment on your compound interest item. If you deposit $100,000 at 6% interest, after 12 years you would have approx. $201,219.62, a little more than doubling your money ! That is assuming you DO NOT take out the $6000 per year you earn. Year 1 you deposit $100,000 an earn $6000. Year 2 you now have $106,000 and earn 6% ( $6360). Year 3 you now have $112,360 and earn 6 % ( $6741). Year 4 you have $119,101.60 and earn 6% ( $7649) and so on thru 12 years.if your 6 percent rate stays the same for the entire time AND you do NOT take any money out you money doubles plus a little bit. This is the beauty of compound interest. Imagine if you received $100K on your 18th birthday and did this but for 40 years till your 58, it would be a possible to live off the interest alone.
Yes changing habits , saving but all Professionals do not have to come from collage .... Jerry Wright smartest man I knew. Quite elementary became one of the largest LA Jolla developers...
A university degree isn't to make money, it's about cultivating one's intellect. Do go to college, investing in your mind is so worth it. Luckily my parents did not leave that decision to my 17 year old self.
My rage and guilt for insisting that my children go to college because we were all told that a college degree was the new high school diploma and was needed to aquire a good career. Three are now in debt for years to come, and do not have jobs that go with their education, anyway. I could just cry because I believed the hype and then guided my children into a very expensive mistake.
I different perspective on college- Even if you don’t NEED it for your career path it can be a good thing to have for stability. I have a friend from Somalia, two brothers, when their country was no longer stable they had to relocate one brother with a college degree one without since he had a trade that he didn’t need one for, one was able for find work in a foreign county where your “skills,” don’t always qualify you for things and the other couldn’t find work, especially for people with families the stibility is good to have. Especially a degree from the US is extremely valued to the rest of the world, which I also know through other friends from around the world. God Forbid anything happened and people needed to be relocated because of any hard reason, a degree saying that you have knowledge in a certain field could be helpful.
College debt is NOT necessary to attend! Utilize your early programs from high school years to pay for half of it and utilize scholarships & grants and your student working for the second half. It can be free or next to free. Plan right!
I hope to goodness our boys don't go to college. Trade school yes, or nothing at all works too. My husband never went to college and makes 6 figures a year, perfect example. College just teaches you to be in debt and a slave to that system and most likely not have a career for what you went to school with. That is definitely not how I want to set my boys up for success
Praise Jesus Christ! Please read in The Holy Bible John 14:6, John 10:10, John 3:16-17, Mark 836, Hosea 4:6, Deuteronomy 8:18, Matthew chapter 24 and Revelation 21:8. HALLELUJAH! Have A Blessed Day In Jesus Christ.
I was just watching your live and came here to let you know that literally anything you post while you’re ignoring the algorithm will be watched by this gal. 👍🏼👍🏼❤😜
💯 %agree about college. Not everyone needs to go. There are many news articles about peoples college debt keeping them away from dreams of pursuing their own passion/business
I say often and to many people-"just because you have the money does not mean you NEED to spend it". IMO
Yeah, that's a trap that keeps people poor.
When a poor person gets money, they want to spend it right fucking NOW!
I only went to a 2yr college and worked as an employee. I started my financial journey back in the 1980's and lived below my means. It takes a lot of time and sacrifice but now reaping the reward. I fully retired at 56 and living off my investments which is passive dividends.
Agree with college 110%! I love watching your videos, and your presentation of looking old fashioned makes watching so much more fun! Thank you for making these videos 😊
I say often and to many people-"just because you have the money does not mean you NEED to spend it".
Go to a Community College. Quality education at a very good price.
Good advice, in a stunning package! Very well done. As someone who prefers mid-century clothing to the prisonware people wear today, this video was a happy time.
Mending and repairs are great when the pieces are good enough quality or made with parts that can be repaired. Planned obsolescence is a thing. Items aren't made to be repaired anymore. They're made to break.
I just want to tell you I loved the advice but really APPRECIATED seeing THE INCLUSION of so many CLASSIC African American stills in your piece. It was a really beautiful surprise so THANK YOU!!!
YES, absolutely! The CLASSIC images of Black Americans is so beautiful and wholesome!
As someone who was greatly pressured into pursuing a post secondary education right out of high school, even though I didn't have any idea what I wanted "to be", I can definitely attest to the stress and financial difficulties young people face coming out of school with such a heavy debt load, which often takes YEARS to pay off. I definitely subscribe to the ideation that a post-secondary education is not the end-all-be-all to "greatness." I will never put such a heavy burden on my children... further education will be a decision my children will make 100% on their own, no pressure from me. Funnily enough, it took me until my mid 30's to figure out what I "wanted to be when I grew up" and I graduated from my program just shy of 40. Love what I do now! :)
You're spot on regarding college.🏆
I love this video! I've said for years, the only hope for the future is the past. People need to know this information! I also love your direct nature and wonderful sense of humour, not to mention that great outfit. Blessings to you.
I love your comments about socializing, comparing it to working out. I'm exactly the same. I have to make myself go out and interact!😅
I just love these old fashioned videos ❤
One thing I like to do is move half of what’s in checking to savings when I get paid. It’s there if I need it but I try to make my check cover my bills so I’m not tempted to spend more than necessary
Checking accounts aren't insured by the FDIC like savings accounts are so it's a good idea to not keep too much in your checking account. (I'm talking about banks in the U.S.)
I am all for not necessarily going to college. Except I enjoyed greatly my philosophy classes that i took alongside my major. That learning experience was/is not available in the highschool years… I worry that people not going to college will miss out of some true mind opening teachings. Hopefully there will be a movement to enhance our highschool years… but with the way this country is going… educating people is not a priority.
You should read the book, “The Millionaire Next Door.”
Love that book, one of my favorites.
Great advice! Contentment will save you loads of money too. 😊
I just want to say that I love your commitment to dressing from the era for these videos. Just makes it iy for me!
Pay cash absolutely!
Great advice! Love all the tips & tricks from you and your followers here on this channel.
I am grateful that my grandmother & my parents taught my 2 brothers and I “Life Skills /handyman/woman “ growing up. Whatever they learned in the Boy Scouts years ago they taught their little sister 😀. Which I am so grateful for.
One tip I learned was always prep your shoes /jackets for the season. I’ve used camp /water proof type spray not only on my hiking boots & winter boots but also on my seasonal shoes: sneakers,sandals loafers etc, (canvas, leather, suede ) as well as on my handbags etc. This way if you get something on it say like at an outside /indoor event . PS Always do a spot test or take to shoe maker for advice. I also use handbag liners/ organizers for inside bag makes switching to different bag easier and if something opens pen, lipstick whatever it will only be in the liner not the handbag.
Hope this helps . 😊
Love your old fashioned dress.
Yes! So many people go to college because they 'should', and then end up in jobs they hate, buried in debt. We need to be talking about trade schools, internships, apprenticeships, and other options more. In a lot of cases, you'll make more money and pay less to get there.
Thank You for sharing all your knowledge in fun& simple way ❤ Admire your way to deal with all your duties 💪🏼👏💐
You’re totally right about college!
Beautifully put together video Angela, I adore your content ❤️
Free entertainment... my grandparents, and now us, enjoyed getting together with friends to play cards, potluck the food. Lots of laughs, and only the cost of the baked beans (which you're going to eat anyway. )
Board game nights are big in our family/friend group. Games aren't cheap but we play them more than I think the companies expect us to (have had to photocopy score sheets cause we run out)
Get a Vocational skill like welding or electrical etc. If u get canned u can work for yourself.
I've looked in the description box and don't see the list of free entertainment...please!😊
On the live I asked if you had gotten a tattoo before the heat itches started. My son gets that and it eventually goes away until he gets another tattoo. If he goes out in the heat or exercise outside, he gets that. It’s crazy.
Love these tips! All great! Especially buy with cash.
She should have included "Don't get an expensive tattoo that is against God's Word."
As someone with thousands of dollars of student loan debt, please don't go to college unless you really need to.
Think u’ve a point about the university stuff-
Are we just putting off adulthood with this time if it’s not for a specific career
And are we better being beside them while they learn to join the workforce
I did not go to college (I graduated high school in 2002) and was debt free until COVID hit and my husband was without a job and we had to work on that. I got my first credit card then (because I was very against getting one until we decided maybe we needed to build credit ughhhhh).
I agree with you that college is a bit outdated unless there is a specialty that you aim towards in which a higher education is needed for, though I think there should be more schools dedicated to a specific field instead of needing extra classes that may have nothing to do with that stuff.
I had a dress that I bought when I was 16 that I wore for 20 years from fixing it up (and it was a vintage dress already).
I love your list and agree with you for the most part.
My maternal grandparents were terrible with money but my paternal grandmother was amazing with it (her family did not struggle int he Depression because of it). Her family was actually known for burying their money and hiding it in the walls (though we found none when looking through my great-grandfather's house).
Great video, thank you!! 🙂🙏
Love your dress. The color suits you. 😊
Very good video, some cool ideas.
BE SMART ABOUT GOING TO COLLEGE!!!! Take advantage of your local Community Colleges Career and College Promise Program offered free to high school students where you can get up to 30 hours of college credit transferable to all state colleges. Next finish your Associates degree at the Community College!!!! This meets the articulation agreement with your state college to require them to take all your credits!!! With the tax credit for college you have finished 2 years of college for FREE!!! Now attend the closest state university to you, that will enable you to LIVE AT HOME saving big bucks. Spend the next two years studying your ass off so you can graduate in two years. Both my kids did this and spent under $35,000 which is well worth it.
It's the feet finder subscription on the rocket money clip for me. 😂
Mike Cross's Granny's Milk Cartons---AWESOME REFERENCE!!!
Great video! These are all things that I think about and reflect on and my husband and I implement most of these concepts in our marriage. I think more should be done at the high school level to help prepare students for the “real world.” My ancestry is chock full of entrepreneurs, however, when I graduated high school it was “you have to have a college degree.” So that’s what I did and racked up around $65k of college debt and graduated in 2009 during the recession with a bachelors of nursing degree and all of the hospital, etc. didn’t want to hire new grads because they cost so much $ to train. They wanted experienced nurses. Anyway, like you, I don’t think the end all be all is a college degree. I love researching how my grandparents and grandparents lived in their 20’s, 30’s, and 40’s and how their life was similar/different to my life and I wish I would have asked more questions when I was younger and they were still alive
High schools should teach budgeting and money management.
In our (U.S). state, high school seniors can take classes at local colleges for free. A niece and a nephew were able to enroll as juniors when they started college because of this--which was a huge savings in tuition. A person's high school senior year is mostly wasted anyway.
I can the same about my second hand #MichealKors purse. It was made in the '90s.
Get a degree In laboratory science. 4 years. Trained job skill. Guaranteed employment. Worked great for me and I recommend.
one must be great at chemistry which requires very keen algebra math.
@@christianhansen3292 I had two courses in chemistry, and I got Cs in them, but I excelled in my other courses and biology and then finally in my cytology program so it can be done even if you have some struggles in areas, but it is a competitive admissions program so grades are important
Love your dress
I agree !
Where did you purchase the used designer bag? And how do you usually find pre-owned furniture?
The triple blink!!! Hilarious!
Thank you 😊
I have a comment on your compound interest item. If you deposit $100,000 at 6% interest, after 12 years you would have approx. $201,219.62, a little more than doubling your money ! That is assuming you DO NOT take out the $6000 per year you earn. Year 1 you deposit $100,000 an earn $6000. Year 2 you now have $106,000 and earn 6% ( $6360). Year 3 you now have $112,360 and earn 6 % ( $6741). Year 4 you have $119,101.60 and earn 6% ( $7649) and so on thru 12 years.if your 6 percent rate stays the same for the entire time AND you do NOT take any money out you money doubles plus a little bit. This is the beauty of compound interest. Imagine if you received $100K on your 18th birthday and did this but for 40 years till your 58, it would be a possible to live off the interest alone.
Enjoyed this video! I really loved all of the beautiful pics of style.
I feel like you’re the common-sense aunt I never had
3 handbags a year!?! I cannot imagine
Kids are kids. Love them.
Yes changing habits , saving but all Professionals do not have to come from collage .... Jerry Wright smartest man I knew. Quite elementary became one of the largest LA Jolla developers...
A university degree isn't to make money, it's about cultivating one's intellect. Do go to college, investing in your mind is so worth it. Luckily my parents did not leave that decision to my 17 year old self.
My rage and guilt for insisting that my children go to college because we were all told that a college degree was the new high school diploma and was needed to aquire a good career. Three are now in debt for years to come, and do not have jobs that go with their education, anyway. I could just cry because I believed the hype and then guided my children into a very expensive mistake.
Most women couldn’t be employed or establish credit when they were so handy sewing. There was also pamphlets about how to be a good wife.
I different perspective on college-
Even if you don’t NEED it for your career path it can be a good thing to have for stability. I have a friend from Somalia, two brothers, when their country was no longer stable they had to relocate one brother with a college degree one without since he had a trade that he didn’t need one for, one was able for find work in a foreign county where your “skills,” don’t always qualify you for things and the other couldn’t find work, especially for people with families the stibility is good to have.
Especially a degree from the US is extremely valued to the rest of the world, which I also know through other friends from around the world. God Forbid anything happened and people needed to be relocated because of any hard reason, a degree saying that you have knowledge in a certain field could be helpful.
On any other way on the topic I agree, just different perspectives 🤷🏽♀️
Ollege is the US now is nothing but indoctrination of the leftest agenda.
Half of American companies remove college degree requirements this year
My son is working at a local company & getting paid $30.00 the only requirement is a 11th grade education. He works a 12hr. shift 3 days a wk.
@@TRuth.T He'll be earning money while his peers are racking up debt.
College debt is NOT necessary to attend! Utilize your early programs from high school years to pay for half of it and utilize scholarships & grants and your student working for the second half. It can be free or next to free. Plan right!
I hope to goodness our boys don't go to college. Trade school yes, or nothing at all works too. My husband never went to college and makes 6 figures a year, perfect example. College just teaches you to be in debt and a slave to that system and most likely not have a career for what you went to school with. That is definitely not how I want to set my boys up for success
They also indoctrinate them with crap values.
you are really cool :)
Where are the free entertainment resources?
If you can't touch it see it smell it it's not yours. 💸
Pay your bills and keep cash at home. 💰
I'll never understand, what designerbags are for 😅
To make designers rich, of course. 😉😏
@@kimcham9949 😅
Union jobs. Trade jobs. They make great money.
Polo
Electricians plumbers. Mechanics builders....they are cleaning up...paid one lately?
U are so sweeeeeet❤
Congratulations Angela! Even the crypto spammers are in your algorithm😂 (sorry I had to)
I report them as spam. I hope no one falls for that. 😩
Bring back Home and Careers to school
👍👍👍👍👍👍
WOW, WITH 8 KIDS YOU NEED TO BE FRUGAL LADY
No way you’ve had 8 kids !! 😮😮
I think a bunch of them are adopted.
Praise Jesus Christ! Please read in The Holy Bible John 14:6, John 10:10, John 3:16-17, Mark 836, Hosea 4:6, Deuteronomy 8:18, Matthew chapter 24 and Revelation 21:8. HALLELUJAH! Have A Blessed Day In Jesus Christ.
You are so beautiful ❤
Praise Jesus Christ! Please read in The Holy Bible Mark 8:36. HALLELUJAH! God bless.
*Promo SM* ✔️
But i like my cave 😂
Did you go to college, I bet you did .
Go ghost. Forget attention. Just grow in private.
People need higher education
@AngelaBraniff Also I purchased a used Gucci bag “consignment confirmed” for Christmas … LOVE your STYLE mama!!! 1/10th the price ❤❤❤
I love these videos about old fashioned ways ❤