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7 Biggest Business Credit Card Mistakes to AVOID 😬
💳 Sebby's Card Picks: www.asksebby.com/credit-cards
⚡ Kick Bookkeeping: www.asksebby.com/kick Click "Show More" to see Ad Disclosure.
Timeline
0:00 Start Here
0:16 Mistake 1
1:52 Mistake 2
3:23 Mistake 3
4:24 Mistake 4
5:17 Mistake 5
6:48 Mistake 6
9:00 Mistake 7
Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
มุมมอง: 4 017

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ความคิดเห็น

  • @matthewgarner8013
    @matthewgarner8013 18 ชั่วโมงที่ผ่านมา

    🥃 very helpful video

  • @MoeBarlow
    @MoeBarlow วันที่ผ่านมา

    💎 Thanks for the great info.

  • @chop5590
    @chop5590 วันที่ผ่านมา

    🤖 Hola Sebs. Amex's family rule kind of push people to apply linearly with their cards with little intention to keep the lower tier cards. Do you think Amex is more annoyed by it or more understanding of the situation they created? Thanks

  • @sandyadams8278
    @sandyadams8278 2 วันที่ผ่านมา

    I’m so close to platinum…..but The year is almost over

  • @MK1l
    @MK1l 2 วันที่ผ่านมา

    IHG feels basic, or a little above basic but more affordable than other chains

  • @JessicaHolmes
    @JessicaHolmes 2 วันที่ผ่านมา

    I got my husband (player 2) this card the other day, and with moving back to Hawaii it will come in handy since Southwest does inter island flights now. We will be able to visit family more affordably, as well as take trips to the mainland for half the price (upon earning the companion pass).

  • @pedroasencio3290
    @pedroasencio3290 2 วันที่ผ่านมา

    Ok looking for restaurants that are on resy is a hassle, but once you get used to it, free money!

  • @caterminnis5534
    @caterminnis5534 3 วันที่ผ่านมา

    Hi Sebby. Good info provided today. The Kicks sounds very interesting as I am currently a QBO subscriber and I use a bookkeeper. I am not happy with my bookkeeper but the issue could be my numerous business cards. I am asking your opinion on doing your own bookkeeping and any hacks for paying your w2 employees with Credit cards?

  • @danegordon7483
    @danegordon7483 3 วันที่ผ่านมา

    So I already have the ink cash about two years ago can I apply for another one or I do have to cancel the old one first?

  • @patrickperkins4689
    @patrickperkins4689 3 วันที่ผ่านมา

    Another super video with great content! Just wondering...which program of KICK to you find helpful? Is the free level a good way to start, or is it too limited? Thanks for all your great videos!!

    • @newagain9964
      @newagain9964 2 วันที่ผ่านมา

      Don’t fall for the ad bro

  • @Kacee80
    @Kacee80 3 วันที่ผ่านมา

    How to apply for one of the credit cards as a European citizen flying to the US at least twice a year??? I feel left out

  • @KellyMSharp
    @KellyMSharp 3 วันที่ผ่านมา

    🤖

  • @Fridge56Vet
    @Fridge56Vet 3 วันที่ผ่านมา

    🤖 1.) Not getting into the game sooner, & failing to optimize my 1st decade of biz spend. 2.) None yet, am pretty deliberate w/my choices, and going slow & steady vs. A mad dash. 3.) None yet. The AmEx Biz Gold isn't a good fit, will cancel, but worth the 200k MR intro bonus. Couldn't pass up.

  • @AJisfly
    @AJisfly 3 วันที่ผ่านมา

    🤖

  • @AskSebbyBusiness
    @AskSebbyBusiness 3 วันที่ผ่านมา

    💳 Sebby's Card Picks: www.asksebby.com/credit-cards ⚡ Kick Bookkeeping: www.asksebby.com/kick

  • @callmeNeno
    @callmeNeno 3 วันที่ผ่านมา

    Love my Ink Cash; currently at 3/24. CSP & Hyatt are my future cards to get on the personal side.

  • @wilfredpapaya4739
    @wilfredpapaya4739 4 วันที่ผ่านมา

    What great timing, I was thinking about jumping into business cards in 2025 when i get under 5/24. I’ve had personal cards for years so I’m quite inexperienced since I will be a sole proprietor.

  • @boysherman
    @boysherman 4 วันที่ผ่านมา

    I just qualified as a sole prop for eBay sales. Started a business Blueprint account first for the 30K MR points bonus, then got a 50K MR points offer on the Blue Business Plus. Hell yeah!

  • @Boxerexp
    @Boxerexp 4 วันที่ผ่านมา

    hoping for the ink unlimited in April. damn that 5/24.

    • @AskSebbyBusiness
      @AskSebbyBusiness 3 วันที่ผ่านมา

      Hopefully there's an elevated offer then!

  • @DC_Consulting_DC
    @DC_Consulting_DC 4 วันที่ผ่านมา

    🤖 My business cards for Airlines (AS, UA, AA) and hotels (Marriott, Hilton, Wyndham) are crucial to me. Marriott Business helped me hit Lifetime Platinum. I wish the Hyatt Business card were not trash.

  • @pyrotfboba
    @pyrotfboba 4 วันที่ผ่านมา

    First 🤖 I regret being at 5/24, hoping to add the Ink Cash for its multipliers sometime soon

    • @grownsimba8120
      @grownsimba8120 4 วันที่ผ่านมา

      You'll like it! It's my 2nd favorite card after the Sapphire Reserve.

    • @callmeNeno
      @callmeNeno 3 วันที่ผ่านมา

      I love my Ink Cash

    • @AskSebbyBusiness
      @AskSebbyBusiness 3 วันที่ผ่านมา

      It's a great card!

  • @peterwatry5055
    @peterwatry5055 6 วันที่ผ่านมา

    Am I the only person who has to put this video on .75 Speed to even understand him? Why are people speaking so fast these days? The great speakers of our time knew how to speak slowly and retain the audience.... AND I am not 100 years old or non native speaker. GREAT VIDEO AND VALUABLE CONTENT: Thank you. (Typed slowly). 🙂

  • @jf7910
    @jf7910 6 วันที่ผ่านมา

    Im wondering is it ok to transfer Amex points to Hawaiian airline then transfer to Alaska?

  • @rotinoma
    @rotinoma 6 วันที่ผ่านมา

    PQF includes partner flights with exceptions (Award purchased directly from partner or maybe other fares)... Otherwise good video

  • @craigeirich246
    @craigeirich246 7 วันที่ผ่านมา

    Any insight on how to use "Skip the Waitlist" on United using Plus Points. I see it as an option, just don't understand how to use it.

  • @rdarrett3635
    @rdarrett3635 7 วันที่ผ่านมา

    🍣

  • @adamzaneagle
    @adamzaneagle 7 วันที่ผ่านมา

    no love for the amex amazon business prime??!

  • @smge1lc
    @smge1lc 8 วันที่ผ่านมา

    I'm based in HNL with a HA CC and there's a lot of reasons to take advantage of this. Question is when may it be better to keep the miles with HA. Second, is with all these folks buyng 2x points, isnt it likely that reward fares will be snatched up as soon as it is available?

  • @living4foodntravel
    @living4foodntravel 9 วันที่ผ่านมา

    Can you purchase hawaiian miles using CSR? Does it gives 3% cash back considering travel? or straight 1%?

    • @AskSebbyBusiness
      @AskSebbyBusiness 9 วันที่ผ่านมา

      Should be 1x since miles are sold through a third party merchant.

    • @living4foodntravel
      @living4foodntravel 3 วันที่ผ่านมา

      @@AskSebbyBusiness Thank you so much!

  • @gonzalorojo6815
    @gonzalorojo6815 9 วันที่ผ่านมา

    Need to get 4 West-Europe round trip flights for Oct-Dec 2025. Seems like there's no availability right now and probably gotta wait a couple of months, you think it's worth buying the miles?

    • @AskSebbyBusiness
      @AskSebbyBusiness 9 วันที่ผ่านมา

      That's up to you to decide!

  • @realestatetribe
    @realestatetribe 9 วันที่ผ่านมา

    Don’t forget to use your Alaska cc too and earn on the purchase as well 🙌🏼

    • @tallto
      @tallto 9 วันที่ผ่านมา

      how do you mean? my understanding is buying points and miles don't code as travel but they help with any sign up bonuses folks might need to meet

    • @realestatetribe
      @realestatetribe 8 วันที่ผ่านมา

      If you have an Alaska credit card, they give you miles (points) on every purchase as well.

    • @tallto
      @tallto 8 วันที่ผ่านมา

      @@realestatetribe ahh okay I see what you mean

  • @jaimeestrada1965
    @jaimeestrada1965 9 วันที่ผ่านมา

    My usual is Turkish for United domestic and now Alaska for American domestic. Looking forward to booking something to Oktoberfest next year. Hopeful we get to fly the 747 first class!

  • @ktracho2112
    @ktracho2112 9 วันที่ผ่านมา

    Sebby, I got a question… I don’t have the Hawaiian CC. Is it worth applying for it and buying (80k) $2k on miles? At the end including sign up bonus would be around 236k miles for about $2150 including the $99 annual fee. Thanks for your advice!

  • @hwnsylke123
    @hwnsylke123 9 วันที่ผ่านมา

    🌯

  • @CarlosHdz-rm6sg
    @CarlosHdz-rm6sg 9 วันที่ผ่านมา

    Just bought 50k miles making it 100k. I have some redemptions in mind that I want to make in the next year with JAL and StarLux. Your video got me to buy some and ultimately making my stash at Alaska quite a big bigger just over 250k Alaska at this time. Thank you and excellent video

  • @sunnyfreshinc
    @sunnyfreshinc 9 วันที่ผ่านมา

    Qantas business class is literally impossible to find😢 Trying to look for LAX to Sydney or Melbourne next June.

  • @sschwartz1488
    @sschwartz1488 9 วันที่ผ่านมา

    I was looking at redemptions from JFK to anywhere in Asia business and best I could find was 250k miles?? Seems like a terrible redemption. Are partner airlines the same redemption for business?

    • @AskSebbyBusiness
      @AskSebbyBusiness 9 วันที่ผ่านมา

      Try different dates. Usually ~75k-90k+ for business or first.

    • @sschwartz1488
      @sschwartz1488 9 วันที่ผ่านมา

      @AskSebbyBusiness Searched the entire award calendar till Oct 2025. Looks like Starlux has no Saver awards 😭

  • @gonzalorojo6815
    @gonzalorojo6815 9 วันที่ผ่านมา

    is it worth also transferring points to hawaiian if you travel west to europe several times per year?

    • @AskSebbyBusiness
      @AskSebbyBusiness 9 วันที่ผ่านมา

      Sure, if there's a product you want to fly.

  • @mbvmanagement3716
    @mbvmanagement3716 9 วันที่ผ่านมา

    The most you can buy is 100k miles. You will have 200k miles. If transferred to Alaska airlines, one way businesses ticket to the Middle East from NY is 150k on Quatar Airline. Only NY to Doha is business class. The 2nd leg is an economy class.

    • @AskSebbyBusiness
      @AskSebbyBusiness 9 วันที่ผ่านมา

      You can do unlimited 100k Hawaiian mile transactions.

    • @1henrycheung
      @1henrycheung 9 วันที่ผ่านมา

      🌴

  • @takedownchris
    @takedownchris 10 วันที่ผ่านมา

    Did you see the changes to Caesar rewards. Credit card status no longer a thing

    • @AskSebbyBusiness
      @AskSebbyBusiness 10 วันที่ผ่านมา

      Yes, this video is marked expired in the title.

    • @takedownchris
      @takedownchris 10 วันที่ผ่านมา

      @ nice are you going to put your thoughts on that in a video? I am disappointed didn’t use the Atlantis perk yet. The one time I went to a Caesar’s property i registered on the Wyndham portal and booked as third party

  • @christopherpinder6379
    @christopherpinder6379 10 วันที่ผ่านมา

    Can I use the CSR to purchase these miles and still have the purchase go towards my welcome bonus? 😅 🌴 🌴🌴🌴🌴🌴

    • @AskSebbyBusiness
      @AskSebbyBusiness 10 วันที่ผ่านมา

      Yes! I don't think it'll code as travel since the merchant is a third party.

    • @christopherpinder6379
      @christopherpinder6379 10 วันที่ผ่านมา

      Perrrrrrrrrfect! Thanks Sebby! Great video as always!

    • @christopherpinder6379
      @christopherpinder6379 8 วันที่ผ่านมา

      I picked up 200K miles today and used your referral link when I picked up the CSR as a thank you. I appreciate the content Sebby! Safe travels and clear skies!

    • @AskSebbyBusiness
      @AskSebbyBusiness 8 วันที่ผ่านมา

      Thank you! Appreciate the support :)

  • @xabierlanda8998
    @xabierlanda8998 10 วันที่ผ่านมา

    🌴

  • @jimmyjames6492
    @jimmyjames6492 10 วันที่ผ่านมา

    🌴🌴🌴

  • @bryanshealy1260
    @bryanshealy1260 10 วันที่ผ่านมา

    Does this not work for economy seats on alaska to Japan from LAX? its 70k Miles and costs 889 dollars to buy those 70k miles. The flight itself costs 500-600 Dollars

    • @AskSebbyBusiness
      @AskSebbyBusiness 10 วันที่ผ่านมา

      The usual pricing for LAX -> Tokyo economy is 35k points. Try looking at other dates. Wouldn't book it for 70k miles.

    • @bryanshealy1260
      @bryanshealy1260 10 วันที่ผ่านมา

      @@AskSebbyBusiness I see looks like all of may is much more expensive than april

  • @chop5590
    @chop5590 10 วันที่ผ่านมา

    🏝 hello Sebs. Question, does buying miles count towards SUB or rewards? Say buying a ton of miles to gain rewards?? Thanks

    • @AskSebbyBusiness
      @AskSebbyBusiness 10 วันที่ผ่านมา

      The spend counts towards SUB. You won't earn airline miles since the merchant is a third party.

    • @smge1lc
      @smge1lc 8 วันที่ผ่านมา

      @@AskSebbyBusiness what's a SUB?

    • @chop5590
      @chop5590 8 วันที่ผ่านมา

      @AskSebbyBusiness hello Sebbo, thanks for the reply. So Amex did not qualify my miles purchase toward SUB. So please share with others. Maybe I used business card for personal mile???

    • @AskSebbyBusiness
      @AskSebbyBusiness 8 วันที่ผ่านมา

      That's odd. It's not a cash equivalent, so I would call Amex and see what's going on there.

  • @michael-m5y7s
    @michael-m5y7s 10 วันที่ผ่านมา

    If you book for someone else using your own Alaska miles do they get EQM for their status?

  • @MSMonkShare
    @MSMonkShare 10 วันที่ผ่านมา

    Anyone have experience/luck transfering to Korean Air?

  • @Utkaxxh
    @Utkaxxh 10 วันที่ผ่านมา

    Hi Seb, is it a good strategy to apply for Hawaiian Airlines credit card and flat out buying miles worth $2000? It would give 236,000 miles costing 0.8c per mile which is a good value too. I have some international travel I want to plan but finding award availability is a task with Alaska. So have been thinking about this since couple of days haha.

    • @ktracho2112
      @ktracho2112 9 วันที่ผ่านมา

      I just asked the same question… I’m also debating on that! 🧐

    • @Utkaxxh
      @Utkaxxh 6 วันที่ผ่านมา

      @@ktracho2112 Did you end up buying?

  • @jeremymoore450
    @jeremymoore450 10 วันที่ผ่านมา

    I recently got approved for the BBC and love it with flat cash back. I will never be spending above 50k in a year on my business not trying to make one and move it up. I just needed something because I do side work I still have my full time job with benefits. Plan on getting one more business card just in case they don’t except AMEX.

  • @Notebookboy1
    @Notebookboy1 10 วันที่ผ่านมา

    🌴