Amex Business Gold Card Review: Pick TWO 4X Categories (Ads, Gas, Shipping, Dining)

แชร์
ฝัง
  • เผยแพร่เมื่อ 2 ต.ค. 2024

ความคิดเห็น • 63

  • @AskSebbyBusiness
    @AskSebbyBusiness  ปีที่แล้ว

    💳 Sebby's Business Card Picks: www.asksebby.com/business

  • @janellepas
    @janellepas ปีที่แล้ว +4

    I own a private practice. The ink cards meet my needs. This one does not, unfortunately. I wish this Amex gold card had more small business-friendly categories.

  • @StevenLynn
    @StevenLynn ปีที่แล้ว +10

    📦Would be nice if this was not the only Amex option for MR points on gas.

    • @Adiscretefirm
      @Adiscretefirm ปีที่แล้ว

      Amex is for city people, Uber, taxi, train, ferry. Only weirdos drive themselves.

    • @shawn.credit
      @shawn.credit หลายเดือนก่อน

      Amex Everyday Preferred 2x gas stations.

  • @PhilMo78
    @PhilMo78 ปีที่แล้ว +18

    Just finished the SUB on this card, don't plan on keeping it, but the 130K offer was too good to pass up!!

    • @mprieto57
      @mprieto57 ปีที่แล้ว

      I got that 130K offer as well and couldn't pass that up.

    • @551223
      @551223 ปีที่แล้ว +1

      130k?! Wtf, I only got the 95k in June

    • @mprieto57
      @mprieto57 ปีที่แล้ว

      @@551223 Yeah I found a link that led to the offer. I applied and got it. 20K spend in 6 months is the requirement.

    • @AlejandroPerez-ef5ez
      @AlejandroPerez-ef5ez หลายเดือนก่อน

      Some people are getting 200k now ​@@551223

  • @SledgeIncTeam
    @SledgeIncTeam ปีที่แล้ว +7

    Mainly use mine for gas and shipping but I'm going to cancel later this year

    • @Embelemokua
      @Embelemokua ปีที่แล้ว +1

      Don’t cancel your card. Keep it!

  • @adamjackson9415
    @adamjackson9415 ปีที่แล้ว +4

    I use it for advertising for my busines (I'm a lawyer who runs a firm), we did over $116k in ad spend last year put on one of these cards

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial ปีที่แล้ว +13

    📦 As you said, for those with really high spend, this card can make sense. However, its lack of credits makes it less viable for the majority of people in my opinion. Great review though Sebby!

    • @SledgeIncTeam
      @SledgeIncTeam ปีที่แล้ว +3

      The lack of credits is why I'm going to cancel it later this year but it's a good card

    • @krs1905
      @krs1905 ปีที่แล้ว

      The Amex Business Gold now has credits and I'm not sure that I like it with the new AF.

  • @FlyinRyan31310
    @FlyinRyan31310 ปีที่แล้ว +5

    📦This was the card i used to get out of popup jail. Amex denied me for virtually all other cards.

    • @HockeyJock
      @HockeyJock ปีที่แล้ว

      interesting DP

  • @MannyCovington
    @MannyCovington ปีที่แล้ว +6

    If only this card had some credits

    • @WealthOfOpportunity
      @WealthOfOpportunity ปีที่แล้ว +1

      While beneficial it’s because this card is for high spending businesses

    • @nh7tr
      @nh7tr ปีที่แล้ว +3

      @@WealthOfOpportunity So too is the Business Platinum, and yet it has credits.

    • @krs1905
      @krs1905 ปีที่แล้ว +1

      It does now, they just turned it into a coupon book and are raising the AF

  • @userJohnDoe362
    @userJohnDoe362 ปีที่แล้ว +2

    never get this card they failed to give me my 60k points even after 4 months of calls they admitted it was a clerical error yet couldn’t solve the issue. Ended up canceling the card on principal worst customer service experience ever.

    • @HockeyJock
      @HockeyJock ปีที่แล้ว

      Amex customer service gets worse and worse every year. It's high time they stop outsourcing it to overseas reps.

  • @EPICWILDETAILING
    @EPICWILDETAILING 8 หลายเดือนก่อน

    I own a small business (net profit of only $5000 for the year) and a full-time job as my main source of income. Is it good to apply for AMEX Business Gold for my business and pair it with my current Amex Cobalt? I only travel 1-2 a year so I don’t think applying for Amex Platinum is practical.

  • @stephenjeung
    @stephenjeung ปีที่แล้ว +1

    I have all the business chase cards and Amex Platinum and Hilton Amex Anything I am missing?

    • @HockeyJock
      @HockeyJock ปีที่แล้ว

      Check out the Curve Card.

    • @AskSebbyBusiness
      @AskSebbyBusiness  ปีที่แล้ว

      Maybe Wyndham Business Earner for hotel status? th-cam.com/video/3RB8Npdagn8/w-d-xo.html

  • @lewis20002000
    @lewis20002000 ปีที่แล้ว +1

    I rather use the Chase no af ink cards and the amex person gold card. The higher af amex cards are worth it, but demands a greater management effort. The increase management to amex premium cards is why I have increase my commitment to the Chase freedom and ink cards, should of done this years ago.

  • @drewpiere9849
    @drewpiere9849 10 หลายเดือนก่อน

    Fucking amazing video sir, keep it up 💯

  • @KimRobb-n4k
    @KimRobb-n4k 2 หลายเดือนก่อน

    is there an email address to let amex know my cloud system charge is not getting 4X? tried calling and chatting, but dont have a lot of faith in either of the reps i interacted with

  • @terrelmoss1444
    @terrelmoss1444 ปีที่แล้ว +1

    Can you review the Brex and Divvy Cards?

  • @ClaudiaRodriguez-wd6fp
    @ClaudiaRodriguez-wd6fp ปีที่แล้ว +1

    📦 Great info Sebby, we are a Construction company.

  • @MannyDemaga
    @MannyDemaga ปีที่แล้ว

    I think that if you pair this with the business plus you’re making BANK. You can put the 2 expenses you know you’re going to be spending the most on that month, and the rest you put it on the business plus and you get 4x on the selected cathegories and 2x on everything else.

  • @askelliotyi
    @askelliotyi ปีที่แล้ว +1

    I actually use a 2nd personal gold as my business dining card for clients. Statements credits offset annual fee and my spend caps are within range.

  • @thabomd
    @thabomd ปีที่แล้ว

    Can you cover the Amex platinum business soon?

    • @AskSebbyBusiness
      @AskSebbyBusiness  ปีที่แล้ว +1

      Yep! On the list; slowly working the way to more complex cards :)

  • @jacobpolak2
    @jacobpolak2 10 หลายเดือนก่อน

    Does anyone have a good idea of what business card would fit best for small business construction companies? For example, most of my expenses would be building materials and chemicals. Thank you

  • @masebando
    @masebando ปีที่แล้ว

    I was planning to use this for my adspend on various media platforms like Facebook, TikTok and Google ads. However, I am from Canada so I am unsure if its actually worth it?

  • @jakea3398
    @jakea3398 ปีที่แล้ว +1

    Are authorized user cards free or no?

    • @AskSebbyBusiness
      @AskSebbyBusiness  ปีที่แล้ว

      No fee :) www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/businessgold-card/30215-9-0#offer-terms

  • @Joshua_Forbes
    @Joshua_Forbes ปีที่แล้ว +1

    What did you mean when you mentioned picking up the Chase cards given how they treat EINs and how there is a lot or play there?

    • @jordanp8151
      @jordanp8151 ปีที่แล้ว

      📦I had the same question. I know Chase allows you to get Ink cards with your personal name and separably also get the ink cards with a business EIN, but I'm not sure if that is what he is talking about.

    • @smartmoon786
      @smartmoon786 ปีที่แล้ว

      So if we have EIN through owning a US C-Corp but don't have SSN, because of being a foreign resident, we can get Chase Ink cards?

  • @mattdelong7
    @mattdelong7 ปีที่แล้ว

    Are you going to update the video with the new credits and category changes?

  • @jimmyjames6492
    @jimmyjames6492 ปีที่แล้ว +1

    📦📦📦

  • @johnray2650
    @johnray2650 ปีที่แล้ว

    📦 We have a Gold and the most challenging part is getting our AP team understanding all the ins and outs of how to capitalize on the 4x category. Sometimes I think we should just move to a 2x for e everything card and be done.

    • @KevinGian94
      @KevinGian94 ปีที่แล้ว

      blue business plus 😜

  • @krs1905
    @krs1905 ปีที่แล้ว

    They just revamped the Amex Gold Business Card, raised the AF to $345, and turned it into a coupon book.

  • @Skybro18
    @Skybro18 ปีที่แล้ว

    I got this card, got an amazing sign up bonus, 110k, but felt mislead initially on hardware and software providers. Purchases that triggered the 1.5x on the plat in that category, didn't trigger on the gold. That fact alone had us switch our spend to the ink cards and honestly don't recommend it. Great review though!

    • @AskSebbyBusiness
      @AskSebbyBusiness  ปีที่แล้ว +1

      That's actually super frustrating; glad you caught it early on!

  • @dwighttaylor5107
    @dwighttaylor5107 ปีที่แล้ว

    Thanks always great information

  • @pepevalencia9531
    @pepevalencia9531 ปีที่แล้ว

    Love your channel and reviews. Question- can I covert my personal Gold card into a Business gold card?

    • @shawn.credit
      @shawn.credit หลายเดือนก่อน

      Separate application, you would either hold both cards or cancel the personal Amex Gold and apply for the Amex Business Gold.

  • @SmartMoneyTradez
    @SmartMoneyTradez ปีที่แล้ว

    If we spend a lot on buying inventory would that 4x go towards that?

    • @TiborBatki-pc3gq
      @TiborBatki-pc3gq 27 วันที่ผ่านมา

      That's a good question. Do you know the answer now? I'm thinking the same.

  • @stefanwolfe6876
    @stefanwolfe6876 ปีที่แล้ว

    Where’s the chase tier list?

  • @TheRestofOurLives
    @TheRestofOurLives ปีที่แล้ว

    I’m an architect🏠

  • @williamfeliciano6003
    @williamfeliciano6003 ปีที่แล้ว

    ayoooo

  • @Valente_Quintero
    @Valente_Quintero ปีที่แล้ว

    📦

  • @qwaze2000
    @qwaze2000 ปีที่แล้ว

    📦