How I do a Monthly Budget // STEP BY STEP // Cash Stuffing, Sinking Funds, and Debt Payoff!!

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  • เผยแพร่เมื่อ 26 ส.ค. 2024
  • Do a monthly budget with me. If your brand new or simply need some motivation to do your monthly budget grab your stuff and let's do this together. Here I will show you how to budget bills, cash envelopes, sinking funds, saving challenges and even debt payoff. This will insure that every dollar has a home and purpose giving you a zero-based budget.
    🌟Simple Budget Planner
    www.thelymanjo...
    🌟Extended Budget Planner (two-page planner better printed back-to-back)
    www.thelymanjo...
    🌟A5 Grey Planner Binder
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    🌟A6 Green Cash Binder
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    🌟A5 Matte Top Clear Dividers
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    ***As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am not a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.**
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ความคิดเห็น • 24

  • @LynnButterfly
    @LynnButterfly หลายเดือนก่อน +1

    You'll be happy to know, for the month of July (this month) I just started budgeting using your tips and system!! 💜 I'm hoping to save even more than I already am thanks to you! 🥰

    • @lymanjoy
      @lymanjoy  หลายเดือนก่อน

      You got this!! If you have any hiccups along the way, reach out to me, and let's see if we can brainstorm to avoid it next time. 😃

  • @lynnyo1467
    @lynnyo1467 3 หลายเดือนก่อน

    I'm freaked out by some of the "emergency ' spending...I'm going back to the beginning to reassess my budget! Hopefully more employment soon 😬 thank you for your encouragement!😊

  • @lynnyo1467
    @lynnyo1467 3 หลายเดือนก่อน

    Love gab phone!

  • @lynnyo1467
    @lynnyo1467 3 หลายเดือนก่อน

    Here in Colorado insurance and property taxes going up too, fires and tornados on the front range 🙄 this affects homeowners and renters ...

  • @NT-fk1qs
    @NT-fk1qs 3 หลายเดือนก่อน +1

    I get such a lot of value from your videos - thank you.

    • @lymanjoy
      @lymanjoy  3 หลายเดือนก่อน

      Thank you, that is so encouraging to me!!

  • @mavellblanco3376
    @mavellblanco3376 หลายเดือนก่อน

    love your videos...can you do a video on how you incorporate paying bills with credit cards in your budget?

    • @lymanjoy
      @lymanjoy  หลายเดือนก่อน

      Yes indeed!! Will do. 😃

  • @ginamoffett1973
    @ginamoffett1973 3 หลายเดือนก่อน +1

    Love❤ May so far is behaving 😅so I’m hopeful that trend will stay.😊

    • @lymanjoy
      @lymanjoy  3 หลายเดือนก่อน

      Yeahhh that's great let's pray it rolls into the rest of the year!!

  • @thecashstuffingcanuck
    @thecashstuffingcanuck 3 หลายเดือนก่อน +1

    Excellent video. :)

    • @lymanjoy
      @lymanjoy  3 หลายเดือนก่อน

      Thank you 😊 ❤️

  • @christienielson9982
    @christienielson9982 3 หลายเดือนก่อน +2

    Just a catch, your cash envelope should be $470 yeah?

    • @lymanjoy
      @lymanjoy  3 หลายเดือนก่อน

      Yes!! Thanks. Great catch will change, thanks 😊

    • @christienielson9982
      @christienielson9982 3 หลายเดือนก่อน

      @@lymanjoy same as last month also, when you flipped back to that page I saw it there. You have $10 unaccounted for now! Yay!
      Is that girl math?

    • @lymanjoy
      @lymanjoy  3 หลายเดือนก่อน +1

      @christienielson9982 it is video math. I get talking and can't do math well, lol 😅

    • @dpaulson512
      @dpaulson512 3 หลายเดือนก่อน

      So glad you caught that regarding your math ! You are rocking this!

  • @joannemartinez8664
    @joannemartinez8664 3 หลายเดือนก่อน

    I get paid once a month

    • @lymanjoy
      @lymanjoy  3 หลายเดือนก่อน

      That's awesome, you get to do a monthly budget and then your all done. Love it!!

  • @kayweaver983
    @kayweaver983 2 หลายเดือนก่อน

    Please stop taking your doggo to Banfield; for your pup's sake and for your wallet's sake. I know it SEEMS like it saves and gives great breaks on "great" care but that's simply not the case. My mother and I both quit working for Banfield because the company pushes their Doctors, Techs and even receptionists to hit a quota for certain sales (or they'll be terminated for not meeting their monthly quota). They rub unnecessary tests when labs are needed, they push packages because the company profits on the payment of accessories that clients usually never need in their dogs' lifetimes, they add extra unnecessary and stressful labs and tests for pre-surgicals that are rarely actually ever needed, and so much more. I know independent clinics seems like much more money but, similar to LED lights, it will actually save you money in the long run because they aren't trying to "just make a sale". And, yes, that's often something I heard while working for Banfield. Independent clinics also sign contracts with less big name companies and don't NEED to push any products to keep their contracts with their preferred brands. Please, at least think about it and look into it.

    • @lymanjoy
      @lymanjoy  2 หลายเดือนก่อน

      Thank you so so so much for the heads up, I will start looking for vet!!