BEST Debt Payoff Plan || Cash Stuff 2nd & 3rd Paycheck || No Spend Check-in

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 39

  • @ginamoffett1973
    @ginamoffett1973 7 หลายเดือนก่อน +2

    Great video Laura, we took out a small loan so we could get a month ahead while I chop our bills in 4 because paid weekly, because having so little left after the garnishment, was causing me some health issues and mental health issues but now I feel I can stay in front of it. Such a great inspiration 😊your videos are❤

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Mental health is such a priority, I am glad there was an option to get in front of it!!

  • @traciecarlson4706
    @traciecarlson4706 7 หลายเดือนก่อน +1

    Thanks to you I started a Wealthfront account the end of February. I don't have much in it yet but I've already made over $11 in interest. And I love putting things in different categories.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      I love hearing that!! Let your money make money. ❤️ 😁

    • @LorrettaBudgets
      @LorrettaBudgets 6 หลายเดือนก่อน

      How do you open it?

  • @SavingWithASenior24
    @SavingWithASenior24 7 หลายเดือนก่อน +1

    Thank you so much. I have downloaded some of your items and tweaked them to relate to me. Besides monthly reflections, I changed them to weekly reflections, I get paid from my retirement monthly and from my PT job weekly and use them to help me there.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน +1

      Amazing love that!! ❤️

  • @bethanyhall1524
    @bethanyhall1524 7 หลายเดือนก่อน

    I have learned so much from your videos about budgeting and debt payoff! Thank you for all the hard work you put into these videos. They really are encouraging and inspirational.🌷

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน +1

      Thank you for being here and watching and commenting. It's very encouraging for me too!!

  • @drewconway7135
    @drewconway7135 7 หลายเดือนก่อน

    Love the new music. Hope your yard sale goes (or went) well! 👍

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Thank you, it did 😃

  • @santagonzalez1222
    @santagonzalez1222 7 หลายเดือนก่อน +1

    Awesome video. Learn a lot from you, really appreciate, Blessings

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Thanks for being here and being a part of the lymanjoy community 😃

  • @ThePrettypinklips
    @ThePrettypinklips 7 หลายเดือนก่อน

    I recently did a cross country move and let me tell ya it was no fun money wise! The things that help me was pricing everything early and selling old things I didn’t need or use and added this funds to my move. Decided the time frame I wanted to move(summer time) which if you can move in the fall that is quite more affordable. Overall my whole move cost me $7500 😢

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน +1

      Wow, this is great information. Thanks for sharing. Did you use a truck or pods? What was the biggest money expensive if you don't mind me asking.

    • @ThePrettypinklips
      @ThePrettypinklips 6 หลายเดือนก่อน

      @@lymanjoyI chose to just drive a uhaul I rented. $3300 plus the car add on was $900 it was originally quoted at $150 but they decided to raise the price when I came to pick it up, even though I paid the deposit early. Gas was $800 for the whole trip. Hotels was $728, food was about $200 and the remaining amount was the cost to move into my apartment once I got to my new city. :) hope this helps.

  • @kellistover7944
    @kellistover7944 7 หลายเดือนก่อน

    My boys never cared about their clothing either. It was a struggle to get them to do any school clothes shopping. Eventually, I learned to just buy everything online and have it delivered. They didn’t even want to be a part of the online shopping. Now, sports equipment and accessories were an entirely different subject.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      So true for mine with the sports equipment too. There is a lot of opinion about that!! 😃

  • @kathymcneil8282
    @kathymcneil8282 7 หลายเดือนก่อน

    Great video..Everything so nice and neat❤

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Thanks 😁

  • @kenyonwolfe2400
    @kenyonwolfe2400 7 หลายเดือนก่อน +2

    I'm saving alll of mine 20$ and 10$ wish me good luck

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน +1

      This is awesome!! You will have to tell me how it works out. You got this!!!

  • @jodywatts2103
    @jodywatts2103 7 หลายเดือนก่อน

    YES!! No spend May... Sadly the last time i did this was November...by the 15th of that month i had $500 in cash accumulated!! That NEVER happens!! So im trying to save for Disney this year!!! So if i cd do no-spend May-Julyish that wd be awesome!!!

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      You got this!!! Definitely keep me know how it goes!!

  • @LynLeeFries-Luebke
    @LynLeeFries-Luebke 7 หลายเดือนก่อน

    Hi Laura, you mentioned that you have some downloadable forms on your pinterest ? Would you mind sharing that ? I can't seem to find you ! I love your videos - you explain everything so well.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Sorry, maybe I didn't explain that correctly. What I meant is there are free printables on pinterest for saving challenges, I don't have a pinterest account. But if you want any budgeting forms I use, please check out my website at www.thelymanjoycompany.com/

  • @conniekelly-hl5qr
    @conniekelly-hl5qr 7 หลายเดือนก่อน

    Im looking for your video that explain how to do Wealthfront saving please thank you.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Making very soon, I will put it in the books for making soon. Thanks for asking

  • @wahineokeakua
    @wahineokeakua 7 หลายเดือนก่อน

    Aloha! Just found your channel and am appreciating your content! May I ask how and where you track your daily expenditures? Fellow mom to many (10), cash stuffer and debt-free! Mortgage as well.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน +1

      Honestly, I don't spend any money out of my checking except bills, food, and gas. And gas and food are calculated to a tee. So all variable I pull in Cash and keep in my wallet so I never overspend what I have. So all that time say I am not a line by line gal to track ever expense but rather only budget what I should spend and stay within those parameter.

    • @wahineokeakua
      @wahineokeakua 7 หลายเดือนก่อน

      @@lymanjoy thank you for responding. Was just curious if you kept a ledger of sorts to compare with a monthly statement. I appreciate your time.

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      @wahineokeakua in my budget printable, there is an expense tracker for those who are tracker people. You can find all my budgeting forms at
      www.thelymanjoycompany.com/

  • @christopheradalla5631
    @christopheradalla5631 7 หลายเดือนก่อน

    Where did you get your wallet? The black one with coin compartment?

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน +1

      It was a planner wallet I got looonnnggg time ago. But I can't find it anywhere now, I am working on my own design and will make sure to share with you all when I am done with the designer. There are some similar ones on amazon, put in A7 wallet cash stuffing with coin pouch and a few will pop up.

    • @christopheradalla5631
      @christopheradalla5631 7 หลายเดือนก่อน

      @@lymanjoy thanks. I just like that it has a separate coin compartment. I don’t like the usual zipper coin pouches that are usually inside the planner itself.

  • @maryjohnstonwright6501
    @maryjohnstonwright6501 7 หลายเดือนก่อน

    cali is ridiculous with gas right now i live in cali too

    • @lymanjoy
      @lymanjoy  7 หลายเดือนก่อน

      Right, between that and food and car registration. Craziness lol

    • @charlottedenman7176
      @charlottedenman7176 7 หลายเดือนก่อน +1

      And that is why people are moving. I live in Texas, and we have had lots of people move here. The housing market is hard to find homes, so be aware that it might be hard to find a home.😢

  • @Shabudgets
    @Shabudgets 7 หลายเดือนก่อน

    ❤❤❤