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Dr. Jubair's Finance
United Kingdom
เข้าร่วมเมื่อ 19 ก.ค. 2022
I am a published scientist and scholar, with over 25 peer-reviewed scientific articles and a published book, however, I love talking about investing and personal finance. In this channel I distil the simple ways in which you can invest and grow your long-term wealth, as a complete beginner.
Please note: I am not a financial advisor, none of my videos are financial advice.
Please note: I am not a financial advisor, none of my videos are financial advice.
Journey to £100k with My InvestEngine Portfolio: January 2025
Join InvestEngine 📈
Bonus of up to £100 when you invest at least £100 with InvestEngine (Ts&Cs apply):
investengine.pxf.io/jW04nM
(£100 Offer ends after 28 February 2025, then up to £50 bonus)
InvestEngine® is a trading name of InvestEngine (UK) Limited, a company incorporated in the UK with company number 10438231. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128). Capital at risk.
Trading 212 📈
Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
www.trading212.com/promocodes/JUBAIR
If you have signed up and not received a share, use the Promo Code:
"JUBAIR"
Instagram:📷📸 ( I respond to all messages on here)
drjubairsfinance
TikTok (ask me anything here):
www.tiktok.com/@dr.jubairsfinance
When investing, your capital is at risk. Investments can fall and rise, and you may get back less than you invested. Past performance is no guarantee of future results. Other fees may apply, please see terms and fees. I am not a financial advisor, and this information does not represent financial advice.
Bonus of up to £100 when you invest at least £100 with InvestEngine (Ts&Cs apply):
investengine.pxf.io/jW04nM
(£100 Offer ends after 28 February 2025, then up to £50 bonus)
InvestEngine® is a trading name of InvestEngine (UK) Limited, a company incorporated in the UK with company number 10438231. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128). Capital at risk.
Trading 212 📈
Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
www.trading212.com/promocodes/JUBAIR
If you have signed up and not received a share, use the Promo Code:
"JUBAIR"
Instagram:📷📸 ( I respond to all messages on here)
drjubairsfinance
TikTok (ask me anything here):
www.tiktok.com/@dr.jubairsfinance
When investing, your capital is at risk. Investments can fall and rise, and you may get back less than you invested. Past performance is no guarantee of future results. Other fees may apply, please see terms and fees. I am not a financial advisor, and this information does not represent financial advice.
มุมมอง: 282
วีดีโอ
Is Artificial Intelligence Ending The S&P 500? What's Next?
มุมมอง 3.9K4 ชั่วโมงที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
Trading 212's Most Controversial New Feature Explained
มุมมอง 5K9 ชั่วโมงที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
Lightyear Launches Stocks & Shares ISA: First Look!
มุมมอง 1.4K16 ชั่วโมงที่ผ่านมา
Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: lightyear.com/jubair or enter my special code JUBAIR manually in the Promotions section. Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: lightyear.com/terms. Seek qualified advice if necessary. This i...
Trading 212 £133,375 Portfolio Update January 2025
มุมมอง 2.9K21 ชั่วโมงที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
I Spent £100 A Day On S&P 500 For 12 DAYS And Here's The SHOCKING Result!
มุมมอง 2.7Kวันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
How to Invest with Trading 212 (Step by Step Beginner's Guide)
มุมมอง 3K14 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
The SHOCKING Difference Between Trading 212 S&P 500 ETFs
มุมมอง 3.1K14 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
I Invested £100 Every Day Into The S&P 500: This is What Happened After 7 Days!
มุมมอง 3.1K14 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
This Trading 212 Update Changes EVERYTHING For Investors
มุมมอง 15K14 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
How to Invest In Gold With Trading 212 (step by step beginners guide)
มุมมอง 3.4K21 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
I'm Buying £100 S&P 500 Shares Per Day on Trading 212 for the Next 30 Days!
มุมมอง 4.3K21 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
I Invested £10 Every Day Into The S&P 500 For 57 Days: This is What Happened
มุมมอง 12K28 วันที่ผ่านมา
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
Trading 212 £131,924 Portfolio Update
มุมมอง 5Kหลายเดือนก่อน
Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investengine.pxf.io/jW04nM I...
How to Invest in S&P 500 Index Funds Automatically on Trading 212
มุมมอง 4.5Kหลายเดือนก่อน
The Brokers I Use: Trading 212 📈 Sponsored Link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply. www.trading212.com/promocodes/JUBAIR If you have signed up and not received a share, use the Promo Code: "JUBAIR" InvestEngine 📈 Bonus of up to £50 when you invest at least £100 with InvestEngine (Ts&Cs apply): investeng...
I'm on a Mission to Reach £100k with My InvestEngine Portfolio!
มุมมอง 2Kหลายเดือนก่อน
I'm on a Mission to Reach £100k with My InvestEngine Portfolio!
I Just Spent £105,800 on Trading 212: S&P 500 Dip!
มุมมอง 11Kหลายเดือนก่อน
I Just Spent £105,800 on Trading 212: S&P 500 Dip!
How To Transfer Vanguard to Trading 212 (step by step beginners guide)
มุมมอง 8Kหลายเดือนก่อน
How To Transfer Vanguard to Trading 212 (step by step beginners guide)
Vanguard Fee Change: InvestEngine Has Your Back
มุมมอง 2.3Kหลายเดือนก่อน
Vanguard Fee Change: InvestEngine Has Your Back
Beat Vanguard Fee Change With Trading 212
มุมมอง 4.5Kหลายเดือนก่อน
Beat Vanguard Fee Change With Trading 212
Premium Bonds 2 year after: Was it worth it?
มุมมอง 6Kหลายเดือนก่อน
Premium Bonds 2 year after: Was it worth it?
InvestEngine Managed LifePlan Portfolios: First Look!
มุมมอง 1.6Kหลายเดือนก่อน
InvestEngine Managed LifePlan Portfolios: First Look!
Trading 212 Removes FX Fee From it's Card Transactions
มุมมอง 1.8Kหลายเดือนก่อน
Trading 212 Removes FX Fee From it's Card Transactions
I Invested £100 Every Day for 30 Days: Here Is What I learnt!
มุมมอง 3.5Kหลายเดือนก่อน
I Invested £100 Every Day for 30 Days: Here Is What I learnt!
Trading 212 Interest on Cash: 1 Year Later, What is the Catch?
มุมมอง 9K2 หลายเดือนก่อน
Trading 212 Interest on Cash: 1 Year Later, What is the Catch?
5 Weeks of £100 Daily Investing on Trading 212 What Did I Learn?
มุมมอง 2.9K2 หลายเดือนก่อน
5 Weeks of £100 Daily Investing on Trading 212 What Did I Learn?
£100/mo InvestEngine Portfolio Update November 2024
มุมมอง 1.8K2 หลายเดือนก่อน
£100/mo InvestEngine Portfolio Update November 2024
Trading 212 £129,000 Portfolio Update
มุมมอง 3.9K2 หลายเดือนก่อน
Trading 212 £129,000 Portfolio Update
The (almost) Daily Dividends Pie on Trading 212: Do I like it? Ft. @TheDividendExperiment
มุมมอง 11K2 หลายเดือนก่อน
The (almost) Daily Dividends Pie on Trading 212: Do I like it? Ft. @TheDividendExperiment
S&P 500 UK Investing: Vanguard or iShares? (Trading 212)
มุมมอง 8K2 หลายเดือนก่อน
S&P 500 UK Investing: Vanguard or iShares? (Trading 212)
Hi, can you do a video of how to open an Invest Engine account on their app and how to invest. Thank you 😊
is no convert option on trading212
Hi Jubair, could you do a video about the taxes involved with the S&P500?
FANTASTIC! For the first time, I'm confident about investing through your videos. I'm starting late but at 39, no debt and £100k, I'm looking forward to my money making money!
Good information
Thank you, I've just filmed an updated version and the numbers are much higher
Hey Jubair, what about the 85k limit to what can be recovered in the case of T212 goes bust? Does that not worry you?
That really only applies to cash though. So I'm not worried.
Whats the best one too use? im always getting message about company's consolidation and happens so fast now fees plus etc I've gave up with freetrade .
The more it crashes The more we buy. Let’s hope it crashes even further
So there are no bracket orders in this platform?
After taking a while to adjust to the new calculations i have come to the conclusion they are (for me) completely useless..... Example - throughout the year i accumulated £200 in bonuses which was received in my GIA... i have not touched this, its still the same value months later (£200) My rate of return for this is 17.7% How is this usefull 🤦♂️ Need i say more. I rest my case.
If I already have money invested in the S&P 500. How do I make a pie for that investment I can’t find a way to do that
Create a blank pie, then you can import your existing investments into it! I made a video specifically about this.
th-cam.com/video/wp3RyGqd0_M/w-d-xo.htmlsi=Zn_BG07VxMc-ZtHQ
love your conclusion 🦾
boring and unhelpful
Can I ask why did you chose iShares core SP500 over Vanguard SP500 (ACC)? I was planning to invest in Vanguard.
I love the thoughtful signposts for people to be careful with investing and also how grounded your approach is. Beautiful work , Dr. Jubair!
Thank you so much!
And this my friends is why diversification is key
For me as I’m holding shares in the VUSA, that’s the core part of my investment, and as I plan to hold this for 15-20 years, I see this is a buying opportunity and I’m buying more and more of it because you said this is just a small blip and overtime won’t make any difference to me
it is frustrating but daily i up my stop loss few % above my volatile stocks. Nvidia kicked in but was not so efficient-- but would have lost way more cause i was way up there. but long story short, bought in cheaper --- like when it hit 118$
Is there any reason you chose the Ishares version instead of SPXL?
It's hedged, so it's more fun to play around with
Risky atm, Amazon, Google and Microsoft are safe havens, Nvidia is the tough one to predict, if DeepSeek are being truthful with their costs, openAI is cooked
I did read that they may possibly have higher power GPUs that have been imported through a back door, so maybe smoke and mirrors. But, only they know. IMHO, i think its worth a small punt.
I sold Nvidia before it went down just last week.
ayy nice
I don’t understand how you only lost £340 today, in the S&P 500, based on having )111K invested? I only have a £20K in the S&P 500, but lost £430?
I bought today, in the morning, I spent £108,000. That's why.
Oh right. You must’ve suffered a big loss then.
He didn't suffer a loss because he bought this morning at the lows and the price rallied a little before it closed
Knee jerk reaction. Nvidia earnings coming up, price will rebound. I'm still up with IITU. Bought some NVDA at $117 today.
BUY BUY BUY
It’s deepseek sub standard chips buy as muck as you can
now is a terrible time to buy, the winds have already changed.
They don't make chips
Thanks, pal. Straight forward. No nonsense. Clear explanations. Your channel is excellent 👍
Thank you so much, I appreciate the kind words
@@Dr.JubairsFinance I know you use Trade 212, so do I, but are there banks which you can also use? My Aussie mate does it that way and bypasses charges etc.
@@Wellard83 If they are in Australia, there might be a provider with lower fees, not sure if Trading 212 is available there. In the UK, I believe Trading 212 is one of the cheapest.
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My profit from May to Dec 2024 totaled 9.8 BTC despite volatility, her program is superb
just buy
Might be a good time to load up, maybe
@@Dr.JubairsFinance *not financial advice
Gives more buying opportunities! It’s on sale, but the dip!
Can't ever predict the end of a company though, if you're not diversified, you could be in danger
@@Dr.JubairsFinance the S&P 500 is remixed based on what is doing well anyway so in time it will still recover
I thought they were talking about Nvidia? My bad, it's not clear tbh
Thank god I stayed away from all they hype stocks
Hype is too much risk for me personally
😂
what a day
What a day!
You still think it’s worth it at 0.5% cashback?
Yeah I do, my AMEX gives the same, but that's a credit card. Obviously 1.5% was much nicer.
I don’t like it, suddenly showing me all the money I have lost over the past 3 years.
This made me chuckle haha.
How do you work out how much tax to pay on your £7138 in your invest account? Specially if you are trading in and out in that account.
I keep a track via a spreadsheet
Still did not understand a thing😂
😭😭
Whats the difference between MWRR and IRR?
I don't care about any of this fancy pants statistics, I simply want to know my total return accross all time i.e. investment value - money invested, why the hell was this simple figure removed in this update? a lot of people are complaiing that their statistics are giving false numerals, i.e some people are reporting more than 100% rate of return, completely useless feature for a lot of people.why overcomplicate it? keep it simple. bloody hell.
Thanks for the info !
You're very welcome Jake!
Hi jubair great content as usual,if I wanted to transfer my Isa from II to T212 would I have to cash in my investment funds(I have no etfs just mutual funds in ii),I know t212 only have etfs no mutual funds so I guess I would have to transfer as cash…is that correct?
Cash is always the easiest transfer, I believe in your case you might have to do it like that if the same exact funds aren't available on Trading 212.
@ thanks I thought that would be the case,maybe you could do a future video on transferring from one platform to t212?…thanks again for replying
I don't like it. I wish it allowed you to choose which to use.
Jubair, im fairly new to the S&P. I currently have 20k in the cash ISA which i want to move to the S&S ISA tomorrow (DCA) about 500 a day. Bit im not sure whether to go for VUSA or GSPX. Could you please help to clarify for me?
I really can't give financial advice, but typically speaking, I don't see why you would go for a hedged version of the S&P 500, if you are in it for the long term
@@Dr.JubairsFinance hi, did you mean "wouldn't"?
@ I don't see why you would go for the GSPX over the VUSA for long term, VUSA is cheaper, but ultimately its your personal choice!
@@Dr.JubairsFinance ok understood. Thanks so much for replying.
My rate of return is 3704.7% number seems very bizarre I think there definitely a glitch
Hmm, definitely sounds like the calculation could be off there
Thanks for information. Can you confirm if XIRR (Extended Internal Rate of Return) and this MWRR is same thing. ?
XIRR on excel gives you an annualised money weighted rate of return whereas T212s is cumulative
@@TomsPersonalFinanceThanks Tom. Does T212 show annualised return somewhere? Or we need to calculate manually. Also, I subscribe your channel. Thanks
@@amitkumarjain8648 Hey Amit, T212 doesn't show annualised return at the moment unfortunately. And thanks for subscribing 😊
Why cant I see "net deposits" number on my app?
Press the settings cogg button, right next to the returns bit and then toggle that button, should enable net deposits
@@Dr.JubairsFinancethanks. That settings button was very well disguised 🤭
Just go to “History” and you’ll the total number there.
it sould have been a option where we can turn it on and off
I guess customisation would be nice, but a lot of scanners have used the inflated returns to con people into "investing with them"
That’s some decent returns a wee bit risky strategy 😁
I guess it has worked for me so far, but I also have a portfolio where I don't do this at all
Have you ever did a video on trading 212 bonds etfs there very hard to understand.or am a fool 😂
I think I might have, what do you want to know about bonds? Typically a very boring subject that nobody likes to watch videos on haha
@@Dr.JubairsFinance that’s probably why there no videos 😁
Thanks for the amazing content. One question: If you have say £20,000 in a trading 212 cash ISA, can you then transfer say £10,000 of it into the Stocks ISA and use that to invest in ETF's or would you have to wait to the following tax year to do so?
Yes you can move it to a t212 s&s isa in the same tax year
If you've transferred into your Stocks ISA, you fan start investing as soon as the funds have settled. No need to wait.
I have 212 account but I can’t see ISA it only shows CFD? I’m based in Ireland and is this okay?
Hi, unfortunately Ireland isn't part of the UK (as you know), the ISA is only available to UK residents/tax payers.