Trading 212 £129,000 Portfolio Update

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  • เผยแพร่เมื่อ 29 ม.ค. 2025

ความคิดเห็น • 54

  • @attilio7
    @attilio7 2 หลายเดือนก่อน +9

    You are certainly a hard-core contrarian, you say it's best to be in the market,then you do the opposite. Even Warren Buffet doesn't hold that percentage of cash.

    • @zacurrya9485
      @zacurrya9485 2 หลายเดือนก่อน

      Think of the content he is producing, it is an interesting concept to invest day by day, showing us his methodoligies and how he can perform in the market.

    • @attilio7
      @attilio7 2 หลายเดือนก่อน

      I am doing the same but with 75% invested in mainly dividend stocks, and the 25% trading in and out of ETFs.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      The market will go up with or without me! I just find it fun to see if there is any way to cheat it, even if it means losing returns

  • @Fam-nq3ec
    @Fam-nq3ec 2 หลายเดือนก่อน +3

    This is some bollocks investment!! No fundamentals at all

  • @GrimPerfect
    @GrimPerfect 2 หลายเดือนก่อน +1

    Very interested to see where you put all that cash. Hope whatever you do works out. I just have 60% S&P and 40% All world myself.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      Seems like a sensible mix, I might end up with something similar

    • @MK-up1qt
      @MK-up1qt 2 หลายเดือนก่อน

      @@GrimPerfect Is that likely to make substantially more than just putting it all in an ISA at 5.17

  • @SnapperrXXL
    @SnapperrXXL 2 หลายเดือนก่อน

    Hi I'm new to trading 212 I made a mistake I opened an investment acc instead of ISA I moved money to ISA and moved back to invest 10 mi later is there any consequences with tax to it..thanks

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน +1

      Unfortunately it seems like it may have come out of your allowance for the year. The allowance will reset in April, so it's not a huge deal! You shouldn't need to pay any tax if it was 10 mins because you wouldn't have made a capital gain, most likely just cash.

    • @SnapperrXXL
      @SnapperrXXL 2 หลายเดือนก่อน

      @@Dr.JubairsFinance thanks

  • @crunchstudio9475
    @crunchstudio9475 2 หลายเดือนก่อน +2

    I understand you are risk adverse. You have missed the best bull run and an amazing run at that…..

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      I haven't missed as much as you may have thought, the portfolio is just a snapshot, I wasn't all in cash this whole time. I've done portfolio updates every month for 2 years, you can see the progression. I am more than happy with it.

  • @chris021able
    @chris021able 2 หลายเดือนก่อน +5

    I appreciate the disclaimers but don't get why you keep selling in and out of index funds. Trying to time the market in some cases. It's like you get bored with holding something long term and like to play around & see it as a game. Your channel isn't really about long term investing anymore.. I am not sure if ever was as you preach about it but the actions in the majority of your videos say different. I think you are trying to cling onto that fact it is long term due to a very small percentage of your portfolio being in stocks that you have held for a couple of years. Most of which were probably free shares? It's your channel / create what content you want, but I think you should drop the long term investing mantra (sorry for the edits.. was trying to gather my thoughts)

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      It's always been about making people aware about investing. As long as people are improving their financial habits, I am a happy man.

    • @williamflinn8606
      @williamflinn8606 2 หลายเดือนก่อน +1

      Ditto, all seems erratic and not an approach I would personally follow.

  • @luckymeat3050
    @luckymeat3050 หลายเดือนก่อน

    You seem to move your money around a lot - have you checked you're still within your £20k annual limit for paying into your ISAs? (Remember - the £20k is cumulative across all ISAs you have used this year). Just checking because I almost made that mistake last year.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  หลายเดือนก่อน

      Thanks for checking! Definitely all still in my ISA.

  • @soyboypersonalfinance1138
    @soyboypersonalfinance1138 2 หลายเดือนก่อน

    15:50 sooooo 1 /6 th. What you would have gotten had you stayed invested. + some of that 5.17%

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      Yes, definitely a lot less mate!

  • @zacurrya9485
    @zacurrya9485 2 หลายเดือนก่อน

    Have you looked into Hyundai? Seems like an easy buy considering growing market share and great EVs which maintain value as opposed to other car brands.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      Haven't, but I'm too risk averse to get into individual stocks anymore

    • @zacurrya9485
      @zacurrya9485 2 หลายเดือนก่อน

      @@Dr.JubairsFinance fair, have you found more success in ETFs? Or just need it to suit your needs

  • @Hass95
    @Hass95 2 หลายเดือนก่อน +6

    Crypto is the best future where people makes money and generate good returns.

    • @Josecasro-c7
      @Josecasro-c7 2 หลายเดือนก่อน

      Please how do I go about it, am still a newbie in this investment trading and how can I profit ?

    • @Rune-Eriksen225
      @Rune-Eriksen225 2 หลายเดือนก่อน

      As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided
      by a widely known crypto
      consultant

    • @Rune-Eriksen225
      @Rune-Eriksen225 2 หลายเดือนก่อน

      She is Karen Lori Burke

    • @LJ9089-r8w
      @LJ9089-r8w 2 หลายเดือนก่อน

      The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional

    • @End_rick997
      @End_rick997 2 หลายเดือนก่อน +1

      Indeed, most people downplay the roles of financial planners until they are burnt by their mistakes. Productivity is optimized, and keeping up to date strategies and analysis makes it more lucrative. I've been able to navigate the volatilities and scaled up 880k from 220k

  • @Neddie2k
    @Neddie2k 2 หลายเดือนก่อน +4

    99% cash 💸, 1% stocks. What happened to dollar cost averaging.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      I think you mean investing consistently? I have never DCAd, always lump summed, whenever I had the cash

    • @Neddie2k
      @Neddie2k 2 หลายเดือนก่อน

      @ So did you just win the lottery. I totally understand if you are struggling to invest that amount of money at a time like this with S&P and the Nasdaq at all market highs. Have a look at BRK-B, Warran Buffet has over 200 billion in cash, you might benefit from him deploying his cash when the market crashes, disclaimer this is not financial advice 😊.

  • @matthew-ce6gr
    @matthew-ce6gr 2 หลายเดือนก่อน

    Have you shared any pies?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      I haven't yet, how come?

    • @MK-up1qt
      @MK-up1qt 2 หลายเดือนก่อน

      ​@Dr.JubairsFinance If you have one you use then share the love 🎉

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน +1

      Typically just invest into ETFs outside pies, would share one if I thought it was useful

    • @MK-up1qt
      @MK-up1qt 2 หลายเดือนก่อน

      ​@@Dr.JubairsFinanceNo problem basically your main action at the moment is to put a lump of money into an ETF watch it rise a little take out and reinput into another ETF and so on..

    • @williamflinn8606
      @williamflinn8606 2 หลายเดือนก่อน

      @@MK-up1qt I suggest you do your own research and don’t follow someone’s strategy as it might not relate to your own goals .

  • @lawrencer25
    @lawrencer25 2 หลายเดือนก่อน +1

    😂 Your birds nest hair is great risk to mankind 😂😂😂😂😂😂
    Dont any one ever say anything?
    🦔

  • @Teddy___Parker
    @Teddy___Parker 2 หลายเดือนก่อน +1

    Lost complete faith in you when you literally do the opposite of what you preach

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  2 หลายเดือนก่อน

      Hey. I get what you're saying, but at no point were my videos ever financial advice. I don't have to share my portfolio at all, it's something I've been doing and can stop at any time. The market goes up with or without me!

    • @Fam-nq3ec
      @Fam-nq3ec 2 หลายเดือนก่อน

      Think you should stop, not really purposeful!

  • @MummaBear
    @MummaBear 2 หลายเดือนก่อน

    I'm selling anything to do with cars.