Formal housing is unaffordable for a population with an irregular income because of interest on finance employed. It can only be mitigated by Government intervention in the form of housing finance subsidies. I have designed a new form of housing finance for this population sector. It involves interest free borrowings in early adult life and late adult life offset by interest free savings in midlife - such that integral borrowings + integral savings = zero. I have called my proposal "The Table Mountain Housing Finance Model". It is back to basics mathematics to replace eit
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Formal housing is unaffordable for a population with an irregular income because of interest on finance employed. It can only be mitigated by Government intervention in the form of housing finance subsidies. I have designed a new form of housing finance for this population sector. It involves interest free borrowings in early adult life and late adult life offset by interest free savings in midlife - such that integral borrowings + integral savings = zero. I have called my proposal "The Table Mountain Housing Finance Model". It is back to basics mathematics to replace eit
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