Sharing My Real Budget with REAL numbers | New Rent, Income, Savings, and Investments Revealed! :)

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  • เผยแพร่เมื่อ 3 ธ.ค. 2024

ความคิดเห็น • 398

  • @aakankshachiplunkar3273
    @aakankshachiplunkar3273 3 ปีที่แล้ว +79

    I haven't seen any TH-camr being so clear about budgeting along with numbers. Thank you for being so precise and accurate. All the best and good vibes to all that you plan to do.

  • @sushmithasalanke4225
    @sushmithasalanke4225 3 ปีที่แล้ว +200

    I would like to request you to make a video on how you went about your company incorporation/registration. This would be really helpful for many entrepreneurs as this is where it all starts

    • @shrinidhigulvadyshridhar5026
      @shrinidhigulvadyshridhar5026 3 ปีที่แล้ว

      That's very helpful
      THANK YOU

    • @RaifaBasheer
      @RaifaBasheer 3 ปีที่แล้ว +1

      Exactly !!

    • @sajinisendamarai8846
      @sajinisendamarai8846 3 ปีที่แล้ว +7

      Also pls do a video on legal aspects like how you deal with tax ,gst register etc etc

    • @Ankitadaksha
      @Ankitadaksha 3 ปีที่แล้ว +1

      Hi, we can help you register a company anywhere in India. Our prices are very nominal as well.

    • @ZenZmum
      @ZenZmum 3 ปีที่แล้ว

      Yes

  • @parveenraghuman9362
    @parveenraghuman9362 3 ปีที่แล้ว +15

    None of the youtuber is transparent on their salary and expenses.. You are truly inspiration to all.. Hats off..

    • @prefuvvk
      @prefuvvk 3 ปีที่แล้ว

      Exactly

  • @Unknown-il1ul
    @Unknown-il1ul 3 ปีที่แล้ว +82

    Saloni is one of the most finest TH-camrs ! Content is so top notch. Find them amazing, fun and insightful :) Love the way she is so casual and that "Transperancy" is commendable ! Hope your new home setting is all done and now are comfortable over there ! Looking forward for more amazing content from you ! Lots of love to you, Paritosh and our dearest Chef Amita Aunty

  • @kalyanisharma4826
    @kalyanisharma4826 3 ปีที่แล้ว +6

    Very nice to hear that both husband and wife running the house together.

  • @pragyadamani8050
    @pragyadamani8050 3 ปีที่แล้ว +20

    All things aside, you're killing it in life. You're goals, woman!

  • @shriidharkulkarni6648
    @shriidharkulkarni6648 3 ปีที่แล้ว +5

    Excellent. The casual way of talking puts the viewers at ease. Very informative. I have recently moved to a 30% contribution to savings.

  • @shwetabhatt4207
    @shwetabhatt4207 3 ปีที่แล้ว +32

    This is such a good reminder to put savings aa priority, esp given the uncertainty we have faced in past two years.
    One query - stock market has been soaring a lot, as per my understanding. How to invest in such scenario, where already the stocks are at high?!

    • @the_inviisible
      @the_inviisible 3 ปีที่แล้ว +3

      One should never try to time the market ✌🏼 the last best time to invest was 20 years ago and second best time is today ( PS: its a quote )

    • @AdilHusain
      @AdilHusain 3 ปีที่แล้ว +1

      Invest in a staggered manner , don't time the market.invest a fixed amount at fixed regular intervals.
      Overtime it will average out and u will get good returns.

  • @abhishekshah3834
    @abhishekshah3834 3 ปีที่แล้ว +50

    When you realise that her two maids' salary is equal to your salary.., 😂😂😂

  • @hsaradatvm
    @hsaradatvm 3 ปีที่แล้ว +9

    Just a quick question, I hear that most of the company owners don't take salary as it attracts heavy taxation. But you are taking a fixed salary. Could you please elaborate the thought process/perspective behind that for our information...

  • @shivendusrivastava3608
    @shivendusrivastava3608 3 ปีที่แล้ว +37

    Wait a minute did u say ur mom and ur mom in law live together ? My god that is really really fantastic ❤️❤️❤️👍. Really mam u always give a sensenational lessons . Thanku mam again and again 🙏🙏🙏🙏🙏

  • @ashkakhandwala7290
    @ashkakhandwala7290 3 ปีที่แล้ว +38

    Hi Saloni.. It is so good to see your videos and get inspired.
    You had mentioned in one of your videos that you are not a caring giving kind of person. I completely disagree because imparting so much knowledge and wisdom , being so transparent to your audience.. can only be done by a person who is beautiful by heart.
    Thank you so much . Awaiting more videos. ❤️

    • @SaloniSrivastava
      @SaloniSrivastava  3 ปีที่แล้ว +6

      This is sooo kind! Thank you so much ♥️♥️

    • @annemartin8520
      @annemartin8520 3 ปีที่แล้ว +2

      I clearly remember her saying it doesn't pinch to give away stuff when she was interviewing her mom.

    • @Garima1085
      @Garima1085 3 ปีที่แล้ว +3

      I am surprised being financially intelligent, you didn't talk about any investments on tax. Saving in stock market doesn't help save taxes.
      No medical or term insurance for yourself or parents. This expense plan was quiet straight forward, but there are many other things which are excluded.
      I agree with your percentages though, one should target 50-50 once they earn enough

  • @subhajit201
    @subhajit201 2 ปีที่แล้ว +4

    If ur company is paying 40000 pm for ur HRA, wouldn’t that be included in ur 200000 pm income? If it is included in ur income u r basically paying full 80k rent pm from ur pocket, or otherwise ur income is basically 240000 pm after tax.

  • @ThatHazelEyesGirl
    @ThatHazelEyesGirl 2 ปีที่แล้ว +1

    Speaking so openly about ones income and finances is definitely not an easy task, and you are a pro in it.

  • @mansichoudhary7515
    @mansichoudhary7515 3 ปีที่แล้ว +7

    Hey Saloni! Can you please make a video on how you use your ipad? It would help us a lot. Please share your favorite apps and how you make the most of it 😍😍

  • @dr.sibasishdutta641
    @dr.sibasishdutta641 3 ปีที่แล้ว +1

    Wow! So much honesty... nvr heard of someone who has spoken directly publicly....

  • @amrita7497
    @amrita7497 3 ปีที่แล้ว +21

    Loved it Saloni. Need more such videos on how one can do budgeting, expenses, saving, etc ❤️❤️

  • @Ankitadaksha
    @Ankitadaksha 3 ปีที่แล้ว +15

    Nice video. I thought I and my husband are the only ones spending 80 -90k per month. But now I have understood that to live a comfortable life, it's a normal budget. :) thanks Saloni.

  • @sourav-bz
    @sourav-bz 2 ปีที่แล้ว

    Really didn't know who you're while i opened this video.
    Thanks for sharing this, this is the first time I have seen someone be so transparent and share all the details so clearly. This helps me with aot clarity about what I am doing right and wrong.
    Thank you so much for sharing this.

  • @thinlaybhutia4819
    @thinlaybhutia4819 3 ปีที่แล้ว +4

    Great video. Your life seems to be very calculated. For many the travel fund you save is the entire salary they get every month and it becomes very challenging to even have an emergency fund. This video definately motivates us to reach where your are right now

  • @varshashacksaria5024
    @varshashacksaria5024 3 ปีที่แล้ว +6

    Can we all take a moment and appreciate the background. Its absolutely stunning 😍

  • @ni3070
    @ni3070 3 ปีที่แล้ว +1

    So fabulous that you as youngsters take care of both set of parents.......but where's the link to your new home tour?

  • @OverLord_Arma
    @OverLord_Arma 2 ปีที่แล้ว

    The one thing i really liked about this video is transparency. very good insight Saloni. keep it up !

  • @nibbly0407
    @nibbly0407 3 ปีที่แล้ว +19

    These are the kind of videos people need to be watching. You're doing such a good job! ❤️

  • @hibaazeem1464
    @hibaazeem1464 3 ปีที่แล้ว +15

    Thank you for being soo open and transparent to us ❤️ this was really helpful

  • @Appu2508
    @Appu2508 3 ปีที่แล้ว +13

    Saloni, I just love how real you are ❤️

  • @ccccc7933
    @ccccc7933 2 ปีที่แล้ว

    Very honest and humble person you’re. Happy to come across your videos.

  • @applyingthought5687
    @applyingthought5687 2 ปีที่แล้ว +1

    Kudos to your transparency 👌

  • @merrymaria1
    @merrymaria1 2 ปีที่แล้ว

    Thank you for being so candid!

  • @aruna457
    @aruna457 3 ปีที่แล้ว +5

    can u describe on liquid funds that u were talking about for emergency funds?

  • @diptipatil7309
    @diptipatil7309 3 ปีที่แล้ว +3

    I was checking why Saloni is not updating any video and here she is 🤩 !! Love all your videos with you since your first apartment in BLR

  • @Roshni-q2s
    @Roshni-q2s 2 ปีที่แล้ว +1

    Excellent video...impressed by the transparency of numbers....gr8 going
    Just one thing needed to clarify...wht is the motive of not having own house and paying rent and also not having a car and paying for uber....just wanted to know your perspective abt this

  • @deepalisrivastava5392
    @deepalisrivastava5392 3 ปีที่แล้ว +1

    Hi Saloni , thank you for sharing all these details.Can you please make a video on how to invest in stocks ?

  • @prarthanabayari2028
    @prarthanabayari2028 3 ปีที่แล้ว +4

    Thanks for the transperancy. Really appreciate!! I'm being extra nosy here but does the income include earnings from your personal TH-cam Channel?

  • @aditiroy2949
    @aditiroy2949 3 ปีที่แล้ว +7

    This video is the best practical video on budgeting, thanks Saloni for sharing this one ❤️

  • @PriyankaSingh-cs2cp
    @PriyankaSingh-cs2cp 3 ปีที่แล้ว +2

    Wow saloni, hats off for being so honest on this platform, this is so useful for everyone to plan better

  • @kadambarisingh3234
    @kadambarisingh3234 3 ปีที่แล้ว

    Super duper awesome!!! Adbhut!! Quite inspiring..will follow for sure

  • @yuvaranik4243
    @yuvaranik4243 3 ปีที่แล้ว +3

    Hi Saloni eagerly waiting for 2022 planner.

  • @harshitaseth3137
    @harshitaseth3137 3 ปีที่แล้ว +1

    When will you launch your 2022 planner ?

  • @ketakig2876
    @ketakig2876 3 ปีที่แล้ว +3

    Absolutely loved your video Saloni, it is inspirational and informative. Thank you for sharing entire budget transparently with real numbers, this will really help everyone 😊❤️

  • @anushabhatnagar1540
    @anushabhatnagar1540 3 ปีที่แล้ว +5

    ABSOLUTELY LOVED IT! That’s exactly how planned I want my budget to be once I start earning a regular source of income :P

  • @akanchhasingh3151
    @akanchhasingh3151 3 ปีที่แล้ว +1

    Which liquid mutual fund you invest in ?

  • @Sera_Vaz
    @Sera_Vaz 3 ปีที่แล้ว +4

    Saloni, I love your honesty! You are extremely genuine.

  • @chandramohan7155
    @chandramohan7155 3 ปีที่แล้ว +1

    This year I got this financial knowledge and started doing it. But If have known this some 10 years before, my life would have been amazing.

  • @likithagowda2444
    @likithagowda2444 3 ปีที่แล้ว +6

    Hey Saloni, it's been about 8 months since I landed my first job and I followed your previous budgeting video to channel my savings and expenses. I am thankful to you for helping beginners like me in tracking our finances! 👍🏻🥰

  • @sageerasultana714
    @sageerasultana714 3 ปีที่แล้ว +4

    Beautifully explained 🤍👏
    Thankyou Saloni for inspiring me☺️

  • @ShwethaRamanathan
    @ShwethaRamanathan 3 ปีที่แล้ว +1

    You are just fab ❤️. So much of Clarity and Honesty. Awaiting more awesome content from you.

  • @prefuvvk
    @prefuvvk 3 ปีที่แล้ว +1

    So transparent. Learnt a lots.

  • @sukhmeenkaur10
    @sukhmeenkaur10 3 ปีที่แล้ว +1

    Hi Saloni
    You mentioned in the video that you take out money from liquid funds for vacations. Can you please explain how you do it coz returns are low in a ahort duration

  • @shreyachakraborti6391
    @shreyachakraborti6391 3 ปีที่แล้ว

    Hey saloni. Good video. Could you tell us if the planner will release for next year

  • @sakshitrivedi2510
    @sakshitrivedi2510 2 ปีที่แล้ว

    Her voice is so convincing. Wish my teachers were this calm 😌

  • @M31.31
    @M31.31 2 ปีที่แล้ว

    Hi what is the investment app you use for Indian stocks?

  • @komalchaudhari8964
    @komalchaudhari8964 3 ปีที่แล้ว +2

    Truly honest and transparent soul..But a major chunk of our income goes into real estate if we have a house loan. Would you not consider buying a house at some point? Would be great if you make a video on this :) Loads of love!

    • @SaloniSrivastava
      @SaloniSrivastava  3 ปีที่แล้ว +2

      I don’t want to enter the real estate market at all right now. 😊

  • @Nuwu94
    @Nuwu94 3 ปีที่แล้ว +1

    A separate video on liquid mutual fund for travel please :)
    I would love to gain insights

  • @anweshadas3743
    @anweshadas3743 3 ปีที่แล้ว +1

    Hey that's being so transparent , thanks , I think you also forgot that flower service 😁

  • @karishmakv9688
    @karishmakv9688 3 ปีที่แล้ว

    Hello Saloni,
    Lil out of topic question, are you launching 2022 planner ?

  • @shantivadde7420
    @shantivadde7420 3 ปีที่แล้ว

    Could you tell on which platform do you invest your stocks and if possible can you suggest which app is good enough to invest among too many options to decide

  • @mahamadnan9338
    @mahamadnan9338 3 ปีที่แล้ว

    Can you do a video on how to start your own business or the essentials one needs to know before start running your business

  • @shk1176
    @shk1176 2 ปีที่แล้ว

    i used to see your hand written expense video and you have grown a lot from that , Can you please do a video on investing in Shares for beginners

  • @TheSindhusharma1
    @TheSindhusharma1 3 ปีที่แล้ว +4

    Love the budget videos...
    Explanations with such Detailing ❤

  • @payalingoleofficial
    @payalingoleofficial 3 ปีที่แล้ว +1

    Crisp and clear. Highly appreciated 👍

  • @NEHASHARMACHHABRA
    @NEHASHARMACHHABRA 2 ปีที่แล้ว

    I wanna have ur opinion if using credit card is a wise thing?

  • @preetijain4898
    @preetijain4898 3 ปีที่แล้ว +1

    Loved it. The honesty is extremely likeable.

  • @shrenikashyeb8356
    @shrenikashyeb8356 2 ปีที่แล้ว

    This is Top notch quality content Saloni. You never fail to disappoint me. Great going gurl !!

  • @Swatisuman01
    @Swatisuman01 3 ปีที่แล้ว

    When will be planner coming out?

  • @ipsitapatnaik5662
    @ipsitapatnaik5662 3 ปีที่แล้ว +2

    Hi Saloni...v.informative video...I just wanted to know why you didn't plan to buy a house instead of paying huge rent. Would love to hear back on that.

    • @SaloniSrivastava
      @SaloniSrivastava  3 ปีที่แล้ว +2

      I don’t personally want to get into real estate for now. I already own a home, and that’s good enough for now.

    • @greengamer2835
      @greengamer2835 2 ปีที่แล้ว +1

      @Debalina:totally agreed with you

  • @user-tq4vj3ck9t
    @user-tq4vj3ck9t 2 ปีที่แล้ว +1

    Electricity and water bills?

  • @simran6950
    @simran6950 3 ปีที่แล้ว +1

    This is truly a raw video♥️loved it.

  • @aishwaryashah7692
    @aishwaryashah7692 3 ปีที่แล้ว

    Amazing video, thanks saloni for real numbers

  • @mishagoel8265
    @mishagoel8265 3 ปีที่แล้ว

    This was awesome. You are so much organised 👏🏻

  • @ananyashukla7708
    @ananyashukla7708 3 ปีที่แล้ว

    Love all your videos 💕, just want to know aren't you launching your planner this year??

  • @aasthasingh9000
    @aasthasingh9000 3 ปีที่แล้ว

    Wow! This is a very detailed one! These videos are do helpful!!!

  • @jasikakaur9614
    @jasikakaur9614 3 ปีที่แล้ว

    Hi Salony,what platform do you use for crypto investment?

  • @sreerup_dhrino
    @sreerup_dhrino 3 ปีที่แล้ว

    Your financial management is really mind blowing!

  • @supalpatel6649
    @supalpatel6649 2 ปีที่แล้ว

    Thank you Saloni..you're such a kind person to do the budget with real numbers 😊🙏

  • @Rmm1236
    @Rmm1236 3 ปีที่แล้ว

    Thank u saloni.. This is my time of the year to revamp my financials.. Great help from video

  • @MrPuspakdasgupta
    @MrPuspakdasgupta 3 ปีที่แล้ว

    This is very useful Saloni 🙏

  • @adultingwithjay
    @adultingwithjay 3 ปีที่แล้ว

    Hey saloni di! When are you launching your planners for 2022!? 🥺✨

  • @sangeethab1919
    @sangeethab1919 3 ปีที่แล้ว

    Really authentic videos. Very useful as well !

  • @drshanmathiraman3064
    @drshanmathiraman3064 2 ปีที่แล้ว

    inspiring monthly budget. u r a great source of motivation to plan a month in advance.

  • @saniasinghania1183
    @saniasinghania1183 3 ปีที่แล้ว

    Amazing video Saloni, you’re my role model! Thank you for being so honest. 💕💕

  • @JylthappenedwithmeYadav
    @JylthappenedwithmeYadav 2 ปีที่แล้ว

    I liked the way u clearly described monthly expenses . .It will be helpful for many youngsters .

  • @nithyasatish
    @nithyasatish 3 ปีที่แล้ว +1

    Thank you very much for the amazing video !! You are inspiring us in all possible ways ..best thing I like about your channel is transperency !! Pls keep making more such videos

  • @pritipandya3870
    @pritipandya3870 3 ปีที่แล้ว +3

    Very nice information. Keep growing ❤️. One thing that I am missing is you didn't mention about insurance expenses.

  • @sagarikabanerjee1041
    @sagarikabanerjee1041 3 ปีที่แล้ว +8

    This is so amazing....could you make a video on how to live peacefully with 2 generations

  • @AnjaliSingh-xh6yj
    @AnjaliSingh-xh6yj 2 ปีที่แล้ว

    Informative 🙌🙌

  • @veenarajes8378
    @veenarajes8378 2 ปีที่แล้ว

    Thanks for sharing. Do you have FD’s as emergency funds too? If so, how much is an ideal amount to keep as FD’s? Or do you invest everything in the stock market?

    • @SaloniSrivastava
      @SaloniSrivastava  2 ปีที่แล้ว

      Liquid funds. Not FDs. FDs are not liquid by nature.

  • @sriraksha8577
    @sriraksha8577 3 ปีที่แล้ว

    Was waiting for this. Thanks a million Saloni :)

  • @ankitak2525
    @ankitak2525 3 ปีที่แล้ว +1

    Thankyou for such a detailed video!!

  • @ashwindabhi8117
    @ashwindabhi8117 3 ปีที่แล้ว

    Awesome Saloni mam. Nice to hear all things.

  • @nehaparkar
    @nehaparkar 3 ปีที่แล้ว

    This is so helpful :) thank you for sharing 😀

  • @suhasini138
    @suhasini138 3 ปีที่แล้ว

    Tell me which shares are good to invest ,it vl be useful for me

  • @ayushpathak9847
    @ayushpathak9847 3 ปีที่แล้ว +1

    Waiting for your full house tour especially the garden 🤞🏻

  • @vloggingwithsonia
    @vloggingwithsonia 3 ปีที่แล้ว +2

    So much love to you Saloni! Thank you for being so clear and transparent with your budget. Was eagerly waiting for a video like this! Thank you 😊 ♥️😘

  • @gauribansal6708
    @gauribansal6708 2 ปีที่แล้ว

    Hey! This was a really good video. Please make a video on different streams of income.

  • @khushi600M
    @khushi600M 2 ปีที่แล้ว

    Please share your investment strategy!♡

  • @bandana_rathore
    @bandana_rathore 3 ปีที่แล้ว

    Will there be a planner for 2022?

  • @anita6499
    @anita6499 3 ปีที่แล้ว

    Nice explanation.Kudos to your planning.Love to know more about liquid funds. Kindly share a separate video for easy investment for a beginner

  • @jyotipandeyyoutube
    @jyotipandeyyoutube 3 ปีที่แล้ว +12

    Even your house help Earn more money than I do 😫🥺 This video was so inspiring But at the same time also reminded me How broke I am 🤫😬😬