Sharing My Real Budget with REAL numbers! Rent, Income, Savings and Investments Revealed! :)

แชร์
ฝัง
  • เผยแพร่เมื่อ 22 พ.ย. 2024

ความคิดเห็น • 1.2K

  • @anashwara7000
    @anashwara7000 4 ปีที่แล้ว +69

    Usually all the "My real budget" videos are clickbaits where they dont reveal anything... u are the first that i have seen who is actually speaking with numbers... really commendable

  • @msana_5219
    @msana_5219 4 ปีที่แล้ว +459

    Saloni pls start budget/finance series..for women like us who are earning..but have very vasic knowledge about finance etc since its not our field..eg I am a doctor..so it will be really nice to hear it from u..a reliable source

  • @smitakumari4302
    @smitakumari4302 4 ปีที่แล้ว +671

    Just realized that I m earning 22K only :( need to work hard instead of enjoying TH-cam videos :/

    • @harshadasingh1578
      @harshadasingh1578 4 ปีที่แล้ว +30

      Ditto 30K :) No more TH-cam videos :)

    • @pearlj2787
      @pearlj2787 4 ปีที่แล้ว +5

      @@harshadasingh1578 lucky u!🍫

    • @jaisonnoronha9337
      @jaisonnoronha9337 4 ปีที่แล้ว +80

      It does not matter how much you earn, its about how must you limit your spending on. More income = More Expenses at times.

    • @harshadasingh1578
      @harshadasingh1578 4 ปีที่แล้ว +24

      @@jaisonnoronha9337 Got college going kids bro, such type of "savings" isn't possible if you have kids and a fur babies

    • @jaisonnoronha9337
      @jaisonnoronha9337 4 ปีที่แล้ว +10

      I have fur babies too. No kids as of yet. I guess what matters is that you save, how much that will vary from time to time. To be very honest, no matter how much you save its not enough in today's world of materialistic things so just do the best you can.

  • @rajeshreepralhadnikam3895
    @rajeshreepralhadnikam3895 4 ปีที่แล้ว +91

    Dearest Saloni.. I am glad I found you... Here are some things I do to save.. I have started sewing... Just bought a sewing machine for myself (I am a big fashion person... so I plan to mimic clothes by Zara H&M etc and make my own dresses)... I do my parlour on my own... from cutting hair to coloring to even chemical smoothing... Not because I am chindi... But I love to DIY... when I started folks called me crazy... But now I am able to give anyone a professional haircut or color... fix fabrics with my sewing etc... I recently even said goodbye to my Cook and took over my kitchen... and its amazing how I have saved on groceries and outside food... Ironing my own clothes... Alot of r&d goes b4 I take up any DIY but I thoroughly enjoy it..... btw I binge watched some videos of yours and surely picked some tips.. keep doing the smart work you do...

    • @fatima.ansarii
      @fatima.ansarii 4 ปีที่แล้ว +7

      I found u so talented n productive would love to see people lyk u on TH-cam like vlogs on ur kind of lifestyle n people :)

    • @msana_5219
      @msana_5219 4 ปีที่แล้ว +7

      Girl...make that smoothening..detailed video...n pls its not being chindi..its totally awesome to be able to those things according to me..

    • @amreenahmed4940
      @amreenahmed4940 4 ปีที่แล้ว +2

      It's actually an art even being a homemaker and managing home at a high level needs lot of mind work kudos to you 👍

    • @divyam1741
      @divyam1741 4 ปีที่แล้ว +1

      Dear why dun you try TH-cam vlogs

  • @saurabvit
    @saurabvit 4 ปีที่แล้ว +78

    It was really astonishing to see how transparent you were while revealing all the personal financial details. Yes, your video definitely gave a perspective on how to manage wealth. Thanks for that. I happily turn myself into a subscriber.

  • @bhavikashah7065
    @bhavikashah7065 4 ปีที่แล้ว +29

    I have to shift out of home in 6 months and this may possibly be the most helpful video I've ever seen. I really wanted to learn how to manage my finances especially since I'm already 27 years old.

  • @mbhattacharya7667
    @mbhattacharya7667 4 ปีที่แล้ว +26

    So happy to see this video coming from an independent middleclass woman who is so sorted . Even me and my husband started to build up our emergency fund few months back. I hope many more working women start taking charge of their finances after seeing you. Loads of love

  • @Sakshib079
    @Sakshib079 4 ปีที่แล้ว +29

    Even though we’re the exact same age, you’re one of the most inspiring people I’ve come across! It’s a treat to watch the way you’re working hard and smart. So empowering and inspiring! Thank you for maintaining the uniqueness of your content. I can’t think of too many people who would throw up actual numbers to help people!
    Also, I’ve been thinking of seeing a therapist too but keep procrastinating on it and was wondering if you ever plan to tackle that subject through a video!

  • @rujutakadam
    @rujutakadam 4 ปีที่แล้ว +387

    This was so so honest. Given a chance I would definitely nominate you for Best TH-camr of the Year. And I am so glad you're uploading so many videos lately. Keep them coming. :)

    • @ruchid4760
      @ruchid4760 4 ปีที่แล้ว +4

      +100 for your comment Rujuta

  • @swatiagrawal1995
    @swatiagrawal1995 4 ปีที่แล้ว +12

    3 videos in a week. Such an amazing start of the year. Loving and following every video. Already installed storytel and downloaded the recommended books. You are such an inspiration and helpful in practical considerations to the young generation. I wish I could ever be of any help to you to give back all the positivity u bring in the community. This comment is going long. But I have a suggestion for you:
    Please start your podcast soon. I would love to listen to it.

  • @Mumbaiker140
    @Mumbaiker140 4 ปีที่แล้ว +207

    When you feel 80k is small for her and 80k is your eventual salary goal !

    • @krishnahariharan8202
      @krishnahariharan8202 3 ปีที่แล้ว +8

      True!!

    • @suvendumaity5395
      @suvendumaity5395 3 ปีที่แล้ว +17

      Even , now I can't get 80k salary after working as an govt. Sector engineer since 2017 . And this is her monthly expenses, dude I can't imagine . But , i try my best , i am doing lots of struggle today also.

    • @brtlMJ
      @brtlMJ 3 ปีที่แล้ว

      @@suvendumaity5395 what is the job of her
      And you

    • @oneall8027
      @oneall8027 3 ปีที่แล้ว

      @@suvendumaity5395 abey sarkari naukri wala ho

    • @saiuttej6727
      @saiuttej6727 3 ปีที่แล้ว

      True 😂

  • @shilpeesarkar5659
    @shilpeesarkar5659 4 ปีที่แล้ว +36

    I'm so glad for this video!! My father passed away a couple weeks ago. He used to handle finances and now I am slowly adapting to handling these things as well as him not being around. This video is a lifesaver and ofcourse you are awesome as always!!

  • @karishmajha1951
    @karishmajha1951 4 ปีที่แล้ว +34

    Honesty and simplicity is what makes you stand apart from all the TH-camrs. More power to you Saloni. Your videos really motivate others to work harder and especially for women to be independent ❤❤❤

  • @sathya1896
    @sathya1896 4 ปีที่แล้ว +40

    Wow... you are so honest and real... I used to watch other vlogs of famous youtubers but now I got bored of it as they speak in Hindi ( which I cannot understand)and the things they do are so unrealistic... but u are so awesome... so real and not using or suggesting things which are super expensive... so obsessed with u dear...

  • @utkarsharanjan4160
    @utkarsharanjan4160 4 ปีที่แล้ว +111

    Real and honest.. highly highly appreciative. Would love such more finance oriented videos as they are a great help for someone like me just starting to have a steady income. Thank u! Cheers

  • @IvanaPerkovicOfficial
    @IvanaPerkovicOfficial 4 ปีที่แล้ว +182

    Super fascinating and mad respect for your honesty! Definitely looking into my finances this week, inspired by you. Thanks!

    • @SaloniSrivastava
      @SaloniSrivastava  4 ปีที่แล้ว +4

      Thanks babe ❤❤

    • @jyothikoduru
      @jyothikoduru 4 ปีที่แล้ว +1

      Yeah..you need lot of guts to reveal the actual numbers. I can't even think of doing it .

    • @saikiranrao194
      @saikiranrao194 3 ปีที่แล้ว

      Use a lexi pen not a trimax 😂

    • @aditypachory5449
      @aditypachory5449 3 ปีที่แล้ว

      Super inspiring

  • @sayantanimajumdar2013
    @sayantanimajumdar2013 3 ปีที่แล้ว +7

    I simply loved how candid you were with everything. One of the reasons why I love your channel.

  • @dinesh2676
    @dinesh2676 2 ปีที่แล้ว +2

    My suggestion is go for a digital epaper subscription instead of a printed newspaper. You can save more and help the environment too.

  • @aakankshashukrey
    @aakankshashukrey 4 ปีที่แล้ว +8

    It take guts to be super real in this world now. N u were honest n real in this video. Hats off to u n ur work 👏💯👌👍 Feeling good to be a part of ur social family.

  • @thexxit
    @thexxit 4 ปีที่แล้ว +5

    It's very smart that you and your husband split fixed bills 50/50. Keeping your own account with your own money is vital I think, and of course it will work differently for all couples based on earnings for each, etc, but every woman needs their own account. Also - when I translate this to Canadian dollars prices are great! I know it's not the same (have to take into account average pay in India), but wow, according to my salary here I could live very well there!

  • @utkarsharanjan4160
    @utkarsharanjan4160 4 ปีที่แล้ว +25

    Would also be great if u told us about ur journey in opening your company. M sure it will inspire many.

  • @sulaganabiswas4801
    @sulaganabiswas4801 4 ปีที่แล้ว +13

    No matter how famous saloni gets, she stays real and grounded. A seriously nice girl. Smart and genuine and endearing (i love her love for planners).

  • @shwetad2782
    @shwetad2782 4 ปีที่แล้ว +3

    Simple, sensible and secured budget planning 👍
    Just got married but I admire your lifestyle. Being alone in a spacious house, freedom to get up, cook and work on your own seems a dream for me.

  • @chitrikajoshi3937
    @chitrikajoshi3937 4 ปีที่แล้ว +50

    Was watching Netflix.... saw a notification from you and rest is history 😍

  • @neetarao4563
    @neetarao4563 4 ปีที่แล้ว +64

    Hats off for just being extremely transparent.

  • @MagaliVaz
    @MagaliVaz 4 ปีที่แล้ว +11

    This was wonderful! I really admire how openly you shared this. I was very bad with financial stuff (very averse to numbers / maths) but I feel like I'm getting better with my parent's help. Sat and watched this with mom, pausing to discuss relevant things. Really appreciate this kind of content! x

  • @neghatsultana5271
    @neghatsultana5271 4 ปีที่แล้ว +62

    I personally think It is a high ambitious budget of high class not indian middle class budget.

    • @jeneeshaxavier4615
      @jeneeshaxavier4615 4 ปีที่แล้ว +11

      This is not a high class budget... come to reality. When u live in metrocity...u really need this amount to run ur life

    • @updatewithdivyeshjethwaYT
      @updatewithdivyeshjethwaYT 4 ปีที่แล้ว +1

      Sahi bola this is high class budget not middle class.

    • @prernasahni8313
      @prernasahni8313 4 ปีที่แล้ว +6

      @@jeneeshaxavier4615 I live in a metro city and I have a family of 6, and this budget is a lot for us being middle class as well. Please get a reality check honey

    • @aditigupta1473
      @aditigupta1473 4 ปีที่แล้ว +4

      Earning 1 lac rupees or around in Bangalore is middle class. Because half of your salary goes into paying the rents and Bangalore is an expensive place to live in.

  • @vaishalisaini4910
    @vaishalisaini4910 4 ปีที่แล้ว +16

    You are the most authentic and real youtuber unlike other youtubers. Please always be like this. It's always good to share real information otherwise you shouldn't share it. But you are trustworthy.. 😍

  • @pavithrakothandan19
    @pavithrakothandan19 4 ปีที่แล้ว +16

    Just realised how 20 mins gone only when it came to an end .... Amazing again . Saloni is back with a bang .....

  • @sahiba27g
    @sahiba27g 3 ปีที่แล้ว

    I like your video because you are so natural and honest about things that most of us go through. I was checking for monthly budget planning when I saw your video.

  • @sinreema
    @sinreema 4 ปีที่แล้ว +24

    I am charting my budget in parallel while watching this video with full Josh 🤑🧐

  • @GayaM86
    @GayaM86 4 ปีที่แล้ว +39

    This is such a helpful, sensible, and well-made video, Saloni. I love how straightforward you are. Keep going

    • @sbsrt
      @sbsrt 3 ปีที่แล้ว

      19

  • @thexxit
    @thexxit 4 ปีที่แล้ว +20

    I think you should start a series for women on jobs they can do from home (realistic ones, which are not scams) and financial management. You must have learned a lot starting your own business and you've become very successful!

    • @AdariPriyankaa
      @AdariPriyankaa 4 ปีที่แล้ว

      Yes plz do a video on this diii.. Plz

  • @manalinarkar3120
    @manalinarkar3120 4 ปีที่แล้ว +20

    Hey saloni, I have always loved your content and watched everything religiously. I have request please make more of such videos it will surely help women like me to start a good habit of planning economically. Thank you. Lots of love.

  • @ranjana9433
    @ranjana9433 4 ปีที่แล้ว +17

    So brutally honest!! Loving it💯

  • @ishikatyagi5022
    @ishikatyagi5022 4 ปีที่แล้ว +1

    Thanks for sharing... I was kind of lost on how to work on my expenses, budget, investment, etc. You made is simple and clear. Thanks a ton!!! ❤️

  • @nisritesriram9934
    @nisritesriram9934 4 ปีที่แล้ว +9

    Saloni loved the open talk .. simple and straightforward .

  • @littlejourny4816
    @littlejourny4816 3 ปีที่แล้ว

    Very rare that people share real numbers. really brave decision. Thanks a lot. It helps. and you have best plan in place. 🙏

  • @imaginativebibliophile549
    @imaginativebibliophile549 4 ปีที่แล้ว +11

    Saloni Didi, I will take Financial Literacy next year in ninth grade. I have extremely weak cost management skills. I hope to see more book related videos on your channel. This video was very helpful. The first month of 2020 is coming to an end. I love you

  • @pritirana5617
    @pritirana5617 4 ปีที่แล้ว +13

    for travel you save 10k per person according to the calculation for 3 month it comes 60k... my question is how it truned up 1lac ??

  • @mugdhaaglawe1038
    @mugdhaaglawe1038 4 ปีที่แล้ว +34

    U r so real in camera.. Just love this attitude. When u'll make a house tour video.. I'm super excited for it. 😍 Lots of love to u di😘😘😘

  • @krati741
    @krati741 4 ปีที่แล้ว +2

    Saloni please make a detailed video on how to start investing small amounts like 10K etc...how to and where to start from

  • @drishtiijain8277
    @drishtiijain8277 4 ปีที่แล้ว +4

    Soo refreshing to see someone talk candidly about finances. Thank you soo much for this video, it is really informative and well made.
    More power to you :)

  • @peatea
    @peatea 4 ปีที่แล้ว +1

    WOW! I'm firstly so satisfied with how organised your planner is! it motivates me to do the same! thanksss

  • @archanajoshi6018
    @archanajoshi6018 4 ปีที่แล้ว +5

    I am sure many people come to bangalore for job seeking . So , i am requesting you to make a video on how to live in bangalore under a minimal budget !😊 please !❤
    It helps many people

  • @tejaswijamblekar2288
    @tejaswijamblekar2288 4 ปีที่แล้ว +15

    I can't imagine any other TH-camr creating content like this.. makes you unique that way... More love to you 😊

  • @dishasaxena9782
    @dishasaxena9782 4 ปีที่แล้ว +20

    Simple, wise and honest. You were looking so cute.
    I wish Millennials Pvt. Ltd. starts making more profits which would eventually increase salary of its cutest employee.🤗🤗😍

    • @sulaganabiswas4801
      @sulaganabiswas4801 4 ปีที่แล้ว

      I agree. Cutest employee deserves a fat raise in the new fiscal 😀😀😀😀

  • @RadhaRukmani
    @RadhaRukmani 4 ปีที่แล้ว

    U r the only one who give real numbers... Great do some more videos on investment plans which gives passive income.. Monthly

  • @AdariPriyankaa
    @AdariPriyankaa 4 ปีที่แล้ว +203

    My husband's salary is 19k.. And we should take care of all things in that 19k only like rent and everything.. If urs is a middle class family.. I wonder wat is ours🙄🙄🙄

    • @TheRpr2009
      @TheRpr2009 4 ปีที่แล้ว +49

      she is upper middle class.
      you are upper in lower middle class

    • @moglimacaron432
      @moglimacaron432 4 ปีที่แล้ว +16

      U kindly do a video on diz topic... Dat would b helpful for people like us....🌷

    • @rishikanth1094
      @rishikanth1094 4 ปีที่แล้ว +13

      income class in INDIA 1) MIddle class income - 75 k cash in hand below is lower middle class. if you and ur husband are earning 50 k also please dont consider that you are in middle class. a house hold income where 3 to 4 member in family earn 75 k in hand they are middle class. 2) Upper middle class income 150k to 200k in hand. i am also trying to reach middle class status as me and my file both earn only 60 k. all this figures are based on cureent expenses. please claculate yourself
      * rent :-10 to 20k
      * maintance 4 to 6k
      * grocery -5 to 8 k
      *eating out 6k for 2 people monthly.
      Vechile emi or fuel 2 to 4k for 2 wheeler
      car emi 10 k and fuel 10 k
      other utilities Electricity phone wifi- 2 to 3 k
      heath insurance which is must now a days 600 to 1000rps.
      entertainment 4K
      total average areound 45 to 50 without savings and holidays if you earn 75k and if you are staying with parents you end up saving 15 to 25 k after holiday expenses.

    • @iknoorsingh1475
      @iknoorsingh1475 4 ปีที่แล้ว +16

      19k a month was never a middle class...

    • @patelkashyap1708
      @patelkashyap1708 4 ปีที่แล้ว +1

      singh than which class..??

  • @thepriyankar
    @thepriyankar 4 ปีที่แล้ว

    Your chair might be very comfortable but it is not ergonomic. Please go for the herman miller mirra 2 or the herman miller aeron chair. You will simply LOVE it.

  • @sivasankarikumaraguruparan6897
    @sivasankarikumaraguruparan6897 4 ปีที่แล้ว +13

    I really felt motivated,,,want to take charge of my life,😇

  • @NikitaSJain
    @NikitaSJain 4 ปีที่แล้ว

    I didn't find this video useful, but super useful!! I was procrastinating watching because it's long, but I am glad I did! Motivates me to actually start planning my finances properly and sensibly. Thank you!

  • @poonamthakur4120
    @poonamthakur4120 4 ปีที่แล้ว +110

    When you realize that you are poor

    • @SaloniSrivastava
      @SaloniSrivastava  4 ปีที่แล้ว +29

      No such thing. Just plan well and save 😊

    • @OpTicSuRaJ
      @OpTicSuRaJ 4 ปีที่แล้ว

      @@SaloniSrivastava 😚

    • @vamsiguntupally6395
      @vamsiguntupally6395 4 ปีที่แล้ว +3

      @ Poonam, No matter how much we earn if we can save 20% ever month, we are still considered as rich than many who doesnt save.

    • @ameyparab66
      @ameyparab66 3 ปีที่แล้ว

      @Poonam Thakur Many people still wish to be poor like Saloni mam 😜

  • @cordy_me
    @cordy_me 4 ปีที่แล้ว +2

    I was so anxious with the Pandemic situation since I was told at work that I'll be required to join back only after 6 months. I was very anxious of all my expenses but this video has helped me realize what is my actual financial situation and given me a lot of relief. Amazing video 👌

  • @aasthamishra8651
    @aasthamishra8651 4 ปีที่แล้ว +3

    I always feel positive and motivated whenever I see you videos saloni .keep going be the real and honest with your subscribers. stay happy and healthy.

  • @drkavyashekar
    @drkavyashekar 4 ปีที่แล้ว +1

    Love your voice and your camera presense. I honestly watch these as free therapy.

  • @ashusrini5706
    @ashusrini5706 4 ปีที่แล้ว +16

    Hey Till date i have not seen a youtuber giving the real amount n made a budget planning...
    can u make a travel budget... like how to plan a trip in a budget..

  • @vijayalaxmi3058
    @vijayalaxmi3058 4 ปีที่แล้ว

    Very nice to hear exact figures which gives confidence instead of a vague description

  • @geetanjalimukhopadhyay3318
    @geetanjalimukhopadhyay3318 4 ปีที่แล้ว +25

    Like from my side for this complete honesty...Kudos to you for being such a wonderfully honest person💓💓💓... this is so rare to find nowadays...

  • @ankitaray866
    @ankitaray866 4 ปีที่แล้ว +7

    I am awe of your honesty and love you for that....way to go girl!!!

  • @rameezahamad3377
    @rameezahamad3377 4 ปีที่แล้ว +3

    Thank you Saloni. You were so amazing. You have showed me how to live a life. I have never thought of it untill now. You were so transparent and genuine.

  • @sreelekhabasina2791
    @sreelekhabasina2791 4 ปีที่แล้ว +1

    Very transparent and honest. This is really helpful for me. I hope you go a long way Saloni. You are one unique TH-camr!!

  • @surabhiadak9693
    @surabhiadak9693 4 ปีที่แล้ว +12

    This video is very helpful for me as I’ve just started earning money on my own.

  • @anupomchakraborty9380
    @anupomchakraborty9380 4 ปีที่แล้ว

    I feel we are a part of a family, your budget planning is awesome. Thank you for sharing.

  • @serahpraveen
    @serahpraveen 4 ปีที่แล้ว +22

    Bravo!!!!! Doing my budget plan for this year right away! Really this video made a lot of sense and appreciate your efforts dear. Keep rocking❤️

  • @ankitaghosh6272
    @ankitaghosh6272 4 ปีที่แล้ว +2

    You are a wonderful person Saloni. More power to you. All the pretentious youtubers out there must learn something from you.

  • @khushi8201
    @khushi8201 4 ปีที่แล้ว +70

    Dude I’m 13 and I don’t why I enjoyed watching this video 😂

    • @Dr.Amitabh
      @Dr.Amitabh 4 ปีที่แล้ว +2

      Same bruh just the fact I am 14😂

    • @hermosa4791
      @hermosa4791 4 ปีที่แล้ว

      Me too

  • @ashj4260
    @ashj4260 4 ปีที่แล้ว

    Thanx for an honest clear budgeting with real numbers. Helps connect the dots with personal budgeting.

  • @gypsysoulstory
    @gypsysoulstory 4 ปีที่แล้ว +11

    So beautifully done ! I love the idea of travel funds and the 50/50 concept between u and ur husband 👌

  • @277shweta
    @277shweta 4 ปีที่แล้ว

    The app Mint is quite useful in budgeting as well. It allows you to add your income and track your expenses and has various categories. Just a suggestion if someone is looking for tracking their income and expenses. Great video Saloni! 👏

  • @rohitmajumdar1579
    @rohitmajumdar1579 3 ปีที่แล้ว +64

    There are more people achieving financial freedom faster today by simply having the right stocks, with proper research and management of portfolio, anyone could earn life changing profits in few months of strategic investing.

    • @noelstout3056
      @noelstout3056 3 ปีที่แล้ว +2

      Some stocks are really worth taking a shot on.

    • @emiliobarretto9732
      @emiliobarretto9732 3 ปีที่แล้ว +2

      it may be an appropriate time to be looking at industrial stocks now. Especially since some of them are now trading at more reasonable prices.

    • @DavidMiller-du9dy
      @DavidMiller-du9dy 3 ปีที่แล้ว +3

      @@emiliobarretto9732 Truly they seem to be doing better. There are great stocks in the market with big room for growth, with a steady approach my portfolio has experienced immense growth.

    • @kelvinjohnson3906
      @kelvinjohnson3906 3 ปีที่แล้ว

      Building a portfolio that beats the market, requires a lot of work.

    • @kumarvenkatesh6600
      @kumarvenkatesh6600 3 ปีที่แล้ว

      @@DavidMiller-du9dy What are the top moving stocks in your portfolio?

  • @pulkitsrvstva
    @pulkitsrvstva 4 ปีที่แล้ว +2

    So honest and helpful. I just graduated and wanted to start a TH-cam channel.
    I used to think there is no way I can do that without a high paying job and expensive cameras.
    You've been an inspiration. I started teaching tuitions and started uploading videos and I was looking for planning my finances, and saw this video.
    You are a gem. Lots and lots of love ❤

  • @FrooGalFun
    @FrooGalFun 4 ปีที่แล้ว +6

    These kind of videos are so so helpful and I feel like a lot of people should watch and learn. So much to take away from this video - equality in a relationship, importance of savings, how to save, how to budget :)

  • @neelamranienglishteacher3876
    @neelamranienglishteacher3876 4 ปีที่แล้ว

    Ya, It was little bit scary to share, but you did it! That's how you overcome your fear. Kudos!

  • @Niveditha925
    @Niveditha925 4 ปีที่แล้ว +255

    God you can spend same 55k on any home loan instead of this huge rent

    • @ILoveMakeUp171184
      @ILoveMakeUp171184 4 ปีที่แล้ว +22

      I am pretty sure they have considered that already.

    • @Niveditha925
      @Niveditha925 4 ปีที่แล้ว +3

      @@ILoveMakeUp171184 hope so

    • @shv7355
      @shv7355 4 ปีที่แล้ว +20

      @@Niveditha925 his husband is CA so he better consider that 😂

    • @Niveditha925
      @Niveditha925 4 ปีที่แล้ว +18

      @@shv7355 Ya i am sure..... but you know being Bangalorean myself had to consider the fact that paying 55k per month is huge..... just an opinion need not to be accepted and agreed by everyone

    • @umangku99
      @umangku99 4 ปีที่แล้ว +19

      Perhaps in that location the emi for this flat would be 1.5l-2l a month and maintenance charge is separate either you rent or buy.

  • @garimagupta9429
    @garimagupta9429 4 ปีที่แล้ว

    I think i have learnt soo much from you in this time span. Thanks Saloni for motivating women towards financial planning.

  • @akshatashenoy
    @akshatashenoy 4 ปีที่แล้ว +7

    I can't believe I actually spent almost 20 minutes on the entire video and didn't even realise the duration! You could just sing rhymes for 20 minutes and I wouldn't notice, I suppose! You are too good 👍

  • @ArjunS921
    @ArjunS921 3 ปีที่แล้ว

    This video got me to subscribe to you :)
    Thank you so much for using real numbers and not an "example" budget video!

  • @user-xd2re1ig8r
    @user-xd2re1ig8r 4 ปีที่แล้ว +14

    Hey...i was just wondering what i want to do after completing my graduation and found this video...i watched your previous videos...& honestly u r living the life that i want for myself...i like marketing though from engineering background.. i want to own a business... i am self disciplined...i keep journal...i spend some time on youtube watching business motivations..i am planning to start my utube channel soon... &surprising enough i am a POTTERHEAD, big fan of books series & movies. I mean i really found my future self😅😂...you really motivated me...i am definitely gonna make my dreams come true...amazing videos... keep going✌

  • @tamannarathi2458
    @tamannarathi2458 4 ปีที่แล้ว

    i am very uncomfortable talking about money.... but then I saw your video.... never seen anyone so transparent about this. kinda inspired me in weird way.

  • @ameyamarathe7775
    @ameyamarathe7775 4 ปีที่แล้ว +5

    My girlfriend shared this video with me . We plan to do the same when we get married. Thanks for sharing ♥️🙏

  • @CraftopusByNikki
    @CraftopusByNikki 4 ปีที่แล้ว

    Your videos have been very thoughtful and information for Indian Working Women specially. I have been following you from past 2 years and specially love your planner and finance related videos, because I have seen lots of non-indian financial planning videos but I was not able to relate due to difference in their lifestyle and other things. You are the first youtuber I have watched, I have seen showing real numbers and calculations

  • @ric25feb
    @ric25feb 4 ปีที่แล้ว +12

    i loved this one and its so relatable me n my husband share expenses since we got married always 50-50 and then we recently started business n when u mentioned ur husband reduced ur salary i just laughed coz my husband did same he said this is the amount i can give u right now😊 i m glad there r more couples who do the same stuffs.in day to day life..😊😊

  • @jahnviiasharr6582
    @jahnviiasharr6582 4 ปีที่แล้ว +2

    I am so glad youtube suggested me your video, universe is trying to clarify things for me. 💞

  • @slaghanam7634
    @slaghanam7634 4 ปีที่แล้ว +4

    Old saloni is back !
    Keep going

  • @gauravcrazykumar
    @gauravcrazykumar 4 ปีที่แล้ว

    This is the most honest video on youtube right now. And I totally loved it.

  • @mrudulakommu
    @mrudulakommu 4 ปีที่แล้ว +28

    No one can be this honest...more power to you girl

  • @namratasrivastava4677
    @namratasrivastava4677 4 ปีที่แล้ว +1

    This was really helpful! I'm still 19 but I'm Keen on knowing how working couples actually contribute and handle the finance bit. Thanks :)

  • @namitar2449
    @namitar2449 4 ปีที่แล้ว +8

    I thoroughly enjoyed this video. It was absolutely enjoyable. Maam I'd really really appreciate if you could share a lot more about mutual funds and other areas where we can invest and build a securable amount for our future.Pls make more such videos😍😍

  • @asma7821
    @asma7821 4 ปีที่แล้ว +2

    I too make 80k per month. Im 25. I am barely able to save 10k in total,that toois eventually used for traveling
    This video is an eye opener for me. ThankYou so much. 🖤♥️

  • @kingbing3315
    @kingbing3315 4 ปีที่แล้ว +4

    I wish I could do my budget planning with a mac book one day.......as of now I do budget by scribbling on a white sheet of paper, and then always lost it away after planning is done...LOL

  • @revathykrishnan5194
    @revathykrishnan5194 4 ปีที่แล้ว

    First youtuber who reveals income and expenses honeslty..hats off to u...mam...u r the guidance to many women like me😊😊😊

  • @aarjoorawat6198
    @aarjoorawat6198 4 ปีที่แล้ว +8

    So good to see you everyday😍😍

  • @giribalaananth4645
    @giribalaananth4645 4 ปีที่แล้ว +1

    So happy with your amazing back to back videos ! I love your content,it's so much needed ! You are so organised and systematic ,loved the way you planned the budget. You are a true inspiration to me ! Loads of love !

  • @hannahdaniel1069
    @hannahdaniel1069 4 ปีที่แล้ว +5

    So honest and I’m loving this kinda content 😇

  • @richakulshrestha9637
    @richakulshrestha9637 3 ปีที่แล้ว

    I Just stopped the video to comment that this was actual budget revealing..wht is mentioned on topic of d video is shown actually... fantastic saloni..I really like ur videos

  • @himanirawat9594
    @himanirawat9594 4 ปีที่แล้ว +427

    This is not middle class budget for me this is high class 😂

    • @gayathrimenon12
      @gayathrimenon12 4 ปีที่แล้ว +33

      Cost of living in Bangalore is high! 😒So she is right!

    • @lataashok5058
      @lataashok5058 4 ปีที่แล้ว +10

      OMG yeah...almost 1 lakh pm...hehe...but sorted out though :P

    • @avianspirit
      @avianspirit 4 ปีที่แล้ว +20

      And no parents to take care of . Most metro couples live away from parents. Which makes it a bit easier i think.

    • @subyroopesh
      @subyroopesh 4 ปีที่แล้ว +12

      Raj
      That’s not always right ... people leaving away is usually work related or kids schooling related. Even far from parents as per culture Indians tend to take care of their parents ( affection and monetary)Plus ppl away do not get the family support

    • @avianspirit
      @avianspirit 4 ปีที่แล้ว +12

      @@subyroopesh Living in a different house than parents is the reality in metros and almost everywhere now a days. Unless one has a very high income, one can't afford to live as a joint family. Also many parents don't like to stay in metros. And new couple also need privacy to figure out their life. Lack of family support starts to hurt when the couple has a baby. Otherwise it's manageable with a house help. For parents who have had a single child , they basically have to live alone in their old-age. Kids sending money won't be the answer to that.
      The lifestyle that is portrayed here is possible only because they don't have old parents to take care of. They probably live in gujurat. I believe they are fortunate to have this lifestyle. One has to let go of one thing to have the other. It's a big conondrum for married couples to live away or with parents. One couple lives here my street have 3 sons , 2 of them live in USA, one in Bengaluru with their families. Let's accept it, couple have to leave parents to have a life they want. The birds have to leave the nest.

  • @kartz24
    @kartz24 4 ปีที่แล้ว

    The best thing about this video is your honesty and attitude...

  • @AJ-pk2uu
    @AJ-pk2uu 4 ปีที่แล้ว +5

    This was sooo helpful! Loving this year's content ❤️

  • @pripri8814
    @pripri8814 4 ปีที่แล้ว +1

    For us its 60 40 bcoz his salary is more but this was so relatable. Thanks for being so honest and real.