Catching up I don’t know how I missed your brand holiday vid and this one youtube is not doing it’s thing obvs! Congratulations on the jetstar deal so deserved!!! And can I just say I’m love love love ❤️ what you said at the beginning about Nick and your family’s support so many people take that stuff for granted and don’t realise how lucky they are to have the love and support they do and it’s one of the things I really admire about you is you really don’t take it for granted. It’s lovely to know you have so much support and to hear your gratitude for it 🥰 Ps Nick at the end of the last video when you accused him of lying about missing you lol the genuine hurt in his eyes lol bless him ☺️
I really enjoyed your reset ❤ The template you're using is super asthetic! I have one that looks similar but I i like yours even more! Do you have a paper planner you're using in tandem with the digital stuff?
Great video! Just a question - when budgeting where do you put refunds/cashback? For example when I shop Woolies, sometimes they refund me what they don’t have or sometimes I get cashback refunds from purchases online. Over the month, it can really add up. Do you bother with them? If so, do you put them in the income section or would you just subtract the refunded amount from the original transaction when tracking?
I have been following you for quite some time now, and I always wonder (i don't know if I missed it) how much are your debts, like the car, the land and the mortgage. I see every month that you put thousand of dollars towards it but it will be nice to know how much you paid (if you feel confident enough to share it of course). Hope you have a nice week!🙂
Omg I was just catching up on your videos yesterday ☺️ I bought the etsy template with your code (only €2.70!) and I’m super exited to start budgeting when I get my first salary! (I’m starting in November)
Hey I love your budget videos and have signed up for octopus surveys! Just wanting to ask if it is trusted regarding bank account details and sending yes to a random number to withdraw money earned? Sorry might seem silly just scared of scams 😂 thank you ❤
HAPPY OCTOBER!!! (My birthday month = yuk! 🤣) I would say that your grocery total is pretty standard.... When i go grocery shopping every fortnight it ALWAYS seems to add up to $120 (For me and my dog... Spoiler alert= she likes cheese 🤭) Oh, and i rarely eat out/takeaway (which i realize is sad 😂, i need to treat myself!)
Couldn’t agree more w you on th whole falling off the mojo w habits/goals. 🫠 would love checkins to see how you’re going & supportsupportsupport!! Wishing you a soul nurturing month. 🥹🤍
I've just started my TH-cam channel - mainly to keep myself accountable hahaha. I'm actually really excited about my money journey and being a content creator.
I have a question if you don’t mind ☺️ This month you put 50% of your income towards debt which is amazing but only 5% to savings. It makes sense as debt is more important but I was just wondering if you have specific saving/investing goals? More specifically an emergency fund because I know you said your job sets aside money for retirement. I’m asking because I’m starting my first job soon and I’m not sure how much to save vs. invest :) Thanks if you read this big ass comment lol!
Not answering for Ella, but just a note in general. Paying down your mortgage as quickly as you can may be technically paying off debt but it's almost really towards saving imo, since it's an asset and the faster you get it paid off the sooner you can allocate more towards true savings
I’d love to see your pay day routine. As you budget monthly but it seems most of your pays are fortnightly! 🤍 Right now I budget fortnightly because that’s when my partner and I get paid. So I’d love to see the monthly budgeting side
I genuinely think you deserve waaay more followers 🥰🥰 all your videos are super calming and relaxing while also being motivating at the same time 🤔
ahh this is so sweet! thank you 🥹🥰
Your videos are so inspiring! I love the goal recaps and that you’re reaching some of your big goals!
thanks so much! 🥰🥰
Always so keen for the start of a new month because of these videos! I now use the same budget and have been doing so since July! Love your content 🩵
Catching up I don’t know how I missed your brand holiday vid and this one youtube is not doing it’s thing obvs! Congratulations on the jetstar deal so deserved!!! And can I just say I’m love love love ❤️ what you said at the beginning about Nick and your family’s support so many people take that stuff for granted and don’t realise how lucky they are to have the love and support they do and it’s one of the things I really admire about you is you really don’t take it for granted. It’s lovely to know you have so much support and to hear your gratitude for it 🥰 Ps Nick at the end of the last video when you accused him of lying about missing you lol the genuine hurt in his eyes lol bless him ☺️
I really enjoyed your reset ❤ The template you're using is super asthetic! I have one that looks similar but I i like yours even more! Do you have a paper planner you're using in tandem with the digital stuff?
My fav videos of the month! So glad to hear your low spend went well and excited for you to enjoy this month more and celebrate your bday 🎉🎉🎉
Yes to the mid-month check-in!
there is something so satisfying about watching these videos
Love these videos, they always motivate me at the start of the new month. Yes to a kid month check in, would love this x
Love these resets! I did Japan in February before I had my baby. It was the best!!! I hope your parents have a great time 🫶🏼
How do you put emojis in your budget categories??? 😊
Hi Ella happy Monday night and happy Spring day and I loved your vlogs and you are amazing Supporter and I'm proud of you
Keen for the mid-month check in!
Great video! Just a question - when budgeting where do you put refunds/cashback? For example when I shop Woolies, sometimes they refund me what they don’t have or sometimes I get cashback refunds from purchases online. Over the month, it can really add up. Do you bother with them? If so, do you put them in the income section or would you just subtract the refunded amount from the original transaction when tracking?
You inspired Kaylan Kerbler to do a no-spend September. She mentions you in her latest budget video.
Can you talk more about the surveys you take for money? I really want to get into that but don’t know where to start
Perfect study break video!❤️
aw enjoy ❤️
Yayyy love these videos! ♥
Also a mid month check in would be amazing - I get sooo much motivation from your videos!
Hi Ella, I have just found your channel- enjoying your content so much already. Thanks!
Hi! welcome! & thank you 🩷
loveeeee these videos! looking forward to the mid month checkin too :)
I have been following you for quite some time now, and I always wonder (i don't know if I missed it) how much are your debts, like the car, the land and the mortgage. I see every month that you put thousand of dollars towards it but it will be nice to know how much you paid (if you feel confident enough to share it of course). Hope you have a nice week!🙂
always love your reset videos so much!
Notification squad, where u at? Here from TH-cam notifications! Already liked the vid EVEN b4 watching as I know I will ❤ it!
ur a real one ❤️
Omg I was just catching up on your videos yesterday ☺️ I bought the etsy template with your code (only €2.70!) and I’m super exited to start budgeting when I get my first salary! (I’m starting in November)
Congrats, I have to budget really carefully since I need 1 of my bi weekly paychecks(after taxes) fully for rent.
@@SarahSchneider2 Thank you! Yeah my salary is also pretty low when I account for rent, bills, gas… So I’m nervous but exited :)
I tried using the coupon code however, it didn't seem to apply. Is this code only valid for those living in Australia?
@@kattran3759 No I live in Belgium, that’s strange :/
@@kattran3759 i just tried again and it still worked, did you use SMILEYCITRUS70?
Hey I love your budget videos and have signed up for octopus surveys! Just wanting to ask if it is trusted regarding bank account details and sending yes to a random number to withdraw money earned? Sorry might seem silly just scared of scams 😂 thank you ❤
Just wondering if you’ve ordered a planner for 2024? And if so, which one?
I haven't yet! i'm so undecided
Yayy I was so ready for this 🤍
I hope you enjoyed 🤍
HAPPY OCTOBER!!! (My birthday month = yuk! 🤣) I would say that your grocery total is pretty standard.... When i go grocery shopping every fortnight it ALWAYS seems to add up to $120 (For me and my dog... Spoiler alert= she likes cheese 🤭) Oh, and i rarely eat out/takeaway (which i realize is sad 😂, i need to treat myself!)
Just what I need 😎
hope you have the best month lovely 🫶🏼
Couldn’t agree more w you on th whole falling off the mojo w habits/goals. 🫠 would love checkins to see how you’re going & supportsupportsupport!!
Wishing you a soul nurturing month. 🥹🤍
I've just started my TH-cam channel - mainly to keep myself accountable hahaha. I'm actually really excited about my money journey and being a content creator.
best of luck!
I have a question if you don’t mind ☺️ This month you put 50% of your income towards debt which is amazing but only 5% to savings. It makes sense as debt is more important but I was just wondering if you have specific saving/investing goals? More specifically an emergency fund because I know you said your job sets aside money for retirement. I’m asking because I’m starting my first job soon and I’m not sure how much to save vs. invest :) Thanks if you read this big ass comment lol!
Not answering for Ella, but just a note in general. Paying down your mortgage as quickly as you can may be technically paying off debt but it's almost really towards saving imo, since it's an asset and the faster you get it paid off the sooner you can allocate more towards true savings
Paying any debt is important and if you can do 50 percent that’s awesome
Some banks open Saturday mornings these days
Yep I’m so glad mine is because sat morning is the only time you can go without taking time off when you work a 9am to 5pm type job
all the ones near me are closed on Saturday mornings (for our specific bank) 😭
❤❤❤
I’d love to see your pay day routine. As you budget monthly but it seems most of your pays are fortnightly! 🤍
Right now I budget fortnightly because that’s when my partner and I get paid. So I’d love to see the monthly budgeting side
❤❤❤