This card feels like it hits all the common spend categories that major cards don't. It feels like a really solid semi-catch all to have if you value cash back.
@@micahgreene4573 I live in Vegas and practically everything "miscellaneous" I do falls under these categories. I already have AMEX gold for dining and AMEX BCP for grocery
@@micahgreene4573if im not mistaken, this is a world elite mastercard, which has a really good concierge service in my experience, pretty nice for a no fee.
Wells Fargo Active Cash lets you move your cash back into points, so I expect this new card to let you as well. One thing though i see is game shops, wonder if that includes playstation store, Microsoft store for Xbox and Steam, shows 4% for oculus.
🤠Great job on this quick update and detail analysis! The card is more useful than I thought. It includes a lot of categories missed out from other cards on the market. The streaming, entertainment, transportation(Including EV charging) and recreation(huge!) are unbelievably all included! I will probably not get it because I am still team points but will definitely keep an eye on it to see if there will be a point variant in the future. Very happy to see Wells Fargo has new cards coming. Hope we can see these categories in new point reward cards in the future.
🤠I just spent a few hundred dollars on museums and other attractions on my recent 3-week trip to the US Southeast (Atlanta, New Orleans, Memphis). This card would have been great to have during this vacation! With being rejected for the Capital One SavorOne in April 2024 (I already have the Venture X), I can definitely see applying for this card in early 2025. I will be spending a lot on MLB tickets, as well as museums and attractions for next year's Boston/New York/Philadelphia vacation after getting the card!
This is the next card in my queue. I have a big shepherd girl🐶 and I spent a ton on pets supplies and grooming. I’m sending this video to all my friends who are pet parents. 🐾There is no other card like this in the market. Thanks for the video ❤
Just snagged it, because why not! haha. After looking at all the merchant examples for each category it was a no brainer for me especially being a no annual fee card. Seems like it'll be great for a lot of my miscellaneous spend.
got approved for this card and can confirm that you can transfer the cash back earned on attune to points in your autograph (journey) account, which you can then transfer to airline partners. great card combo!
Can you upgrade your autograph card to the Attune card? Would that be a good idea? Also, could you transfer points from your Attune card to travel partners?
Unrelated, that denim jacket at the beginning is fire!! Related, this card seems almost like a vacation card for the normal person. Unless you're a crafter, it seems like a card you would use for all your excursions on vacation since most of them appear to be listed
If you live in a large city with a large focus on public transit, this is definitely the card for you. FYI, the points are transferrable to airline and hotel points, but you have to do an initial transfer to the autograph card points and then transfer to airline points. I have to do that with my Active Cash card. Also, kind of cool I can put my annual ski pass on this.
I know some families who easy spend 10K+ annually at Disney/universal. If they are already in the WF atmosphere, this is a great addition to use on that stuff!
Sebby, Card is interesting but raises a point I am hoping you can address. How do plan out your application process to limit the credit score hit from having hard inquiries? Also, can you discuss the impact between hard and soft (like additional Amex card) inquiries? I know this only makes up 10% of your score, but it’s still 10%. Thx
Tried calling them to change over my active cash. They told me we need to wait 6 months from the release date of this card to product change, so I assume December 6th or 7th?
🤠 very smart move by Wells Fargo! Too bad that we cannot transfer the cash back to Miles to transfer partners. Also, I wonder if they have foreign transaction fees?
I can't say for Wells Fargo but based on my experience with Discover and American Express, when a card gets discontinued existing cardmembers can keep the same card and benefits but nobody new can apply.
Definitely a unique card! The attunes marketing of “cash rewards” is the same as the active cash, so I imagine you’ll be able to transfer over to an autograph so you can transfer points to partners just like you can with the active cash.
The fact that leisure and activities is on here makes it a game changer. Especially since theme parks categorize this way. Scared though that this may not be sustainable for Wells Fargo. I do hope though that Wells Fargo lowers the cash back minimum if they haven’t already That was always a headache
I wouldn't mind paying some annual fee for the attune if they provide some additional credits on gym, Broadway, movie theatres etc. and provide the option to transfer points..
Definitely would love to see if B&H and Adorama qualify as camera stores. This is a very intriguing card. I think I would even take 3% back on those categories if it meant points instead of cash back
There was a rumor when Autograph transfer partners were first mentioned back in October that Active rewards would no longer move to Autograph, it never happened but still persists. Just like the Cap1 two card limit still gets repeated
I don't think WF wants my profile, I'm not matched to any card in their pre approval tool. Which is funny since I was approved for the CSP with a 22K limit.
🤠 I think this card may be a killer card once Wells adds more transfer partners. Assuming the CashBack works the same as the Active Cash and Signify Cash, you can totally move the cash back to points for Transfer partners. Might be the best New card in 2024.
Man, if this were points, I'd snag it right now! But my 2% card gets me effectively 4% in airline ticket value (often more). But it looks like a great card for Team Cashback.
🤠 Wells Fargo has to make huge plays to lure back credit card users and customers in general. They've never had good cards and the banking experience was horrible. My biggest and most frequent spend doesnt light up the board for Attune, so it feels super niche. And I'd probably forget to even use it in the moment 🤷
Attune arrived 6/18. I charged WAlt Disney World Tickets and Buccaneers Season tickets. Statement cutoff 6/21. Got 4% on the Buccaneers tickets and 1% on Walt Disney World Tickets. Don’t believe the marketing
I usually don't want to go aquariums, museums, zoos, but I do go to theaters, symphonies and amusement parks. This card might fill that niche that literally many consumers are looking for. Plus it is no annual fee. How can you beat that?
Do martial arts gyms qualify into this category? i would hate to get this card only for them to only have select gyms qualify (i.e 24hr fitness, LA fitness, etc.)
Even with kids travel is very possible and points are king, prior to covid my oldest child went to something like 30 countries(key is traveling to accessible places, little kids usually fly well it's dragging all their stuff which is the problem). I have been able to use points to save significantly on hotels in major cities and flights, generally redeeming between 2-4 cents per point is easy and the floor for most points cards is around 1 cent anyway. It's pretty easy to redeem the points. That being said I'm not adverse to cash back when it's 3% or more and I cannot get that on points car
🤠 Dallasite here. Glad you’re pulling for the home team! This card is very intriguing. It fills the big gaping holes my 20+ other cards barely touch, if at all. Go Mavs! ✭ Go Cowboys ✭
🤠I like the card but wouldn’t want to get it until you can redeem for points. Maybe that will come? Sebby, after the baby talk at the end of the video, I was expecting to leave a 👨🍼emoji. Side note, why aren’t there better baby emojis?
For the Attune, do you know if the “cash back” is transferable if you have an autograph card? People have said that other Wells Fargo cash back cards can transfer to partners if you have autograph
@@yurig2530 do you have personal experience with the active cash and autograph cards? I keep hearing conflicting things but haven’t heard anything from anyone who actually has done it
@@AskSebby I called Wells Fargo's credit card department and they told me all Wells Fargo cards and rewards are pooled into one pool. So as long as you have an autograph card, all rewards are transferrable. I think that changes how valuable this card is to me and perhaps could change other people's mind. 4x points on these broad categories is great. Even though the transfer partners aren't amazing yet, it could be a quick earner on categories that would otherwise be 2x in other ecosystems
This card, the us bank cash+ & the gm card are got tier only 3 cash back cards you need and blow every other card out of the water. The gm card as a no annual fee gives me $100 a year to use on gas or my electric bill. So I get paid to own it and as a Chevy guy I get one free detail. The us bank gives you 2 5% beck categories in literally everything. So with this care and the us bank card you can cover pretty much every category that niche for your life. Video games, all online purchases, utilities, gym memberships all recreation activities etc. literally everything except food which is already over saturated
So if you live in a trailer park and you're paying $800 - $1000 a month for your pad...maybe you can get 4X on that. That's $40 a month, $480 per year.
While this card can be good for some people, I don't think it's as practical for the average person the way the Chase Freedom lineup and Capital One Savor One are. I am not getting this card.
![สาวเมืองเพชร - ธีเดช ทองอภิชาติ [Official MV]](http://i.ytimg.com/vi/kEt7F9PvO3I/mqdefault.jpg)
💳 Sebby's Card Picks: www.asksebby.com/credit-cards
CardMatch: www.asksebby.com/guides/cardmatch
This card feels like it hits all the common spend categories that major cards don't. It feels like a really solid semi-catch all to have if you value cash back.
Wells Fargo marketing did their homework. Large swaths of consumers will get value from this card.
Hopefully this ignites some refreshes from other issuers!
drummer, I don't see it. I'm a long time Wells customer, and I can't see any practical use. No dining. No grocery. No gas. I'm out.
@@micahgreene4573 I live in Vegas and practically everything "miscellaneous" I do falls under these categories. I already have AMEX gold for dining and AMEX BCP for grocery
@@micahgreene4573if im not mistaken, this is a world elite mastercard, which has a really good concierge service in my experience, pretty nice for a no fee.
Wells Fargo Active Cash lets you move your cash back into points, so I expect this new card to let you as well. One thing though i see is game shops, wonder if that includes playstation store, Microsoft store for Xbox and Steam, shows 4% for oculus.
You beat me to it. Active Cash sets the precedent that you probably will be able to pool points for all your WF cards.
Can you move cashback to P2's Autograph?
WF cashback can also be transferred to Autograph, at least Active Cash can.
Hope someone who gets this card can confirm as well. Very interested if this can happen.
@@zachirving7993 approved for this card and can confirm!
@@zachirving7993 need someone to confirm this haha
I don’t care what anybody says this is a juggernaut card. The multipliers are nuts.
Uncapped is what makes it special
Agree!
🤠Great job on this quick update and detail analysis! The card is more useful than I thought. It includes a lot of categories missed out from other cards on the market. The streaming, entertainment, transportation(Including EV charging) and recreation(huge!) are unbelievably all included! I will probably not get it because I am still team points but will definitely keep an eye on it to see if there will be a point variant in the future. Very happy to see Wells Fargo has new cards coming. Hope we can see these categories in new point reward cards in the future.
This card really does feel like the card you could use every day
AskSebby, Subscribed because your videos always make me smile!
I didn’t have Sebby dressing as a cowboy on my 2024 bingo card.
🤠
lol
Bookstores - Amazon
Sporting goods - guns and ammo.
How are all Amazon purchases coded as bookstores?
@@jarete.1491 yes, they are
@@jarete.1491 yes
🤠I just spent a few hundred dollars on museums and other attractions on my recent 3-week trip to the US Southeast (Atlanta, New Orleans, Memphis). This card would have been great to have during this vacation!
With being rejected for the Capital One SavorOne in April 2024 (I already have the Venture X), I can definitely see applying for this card in early 2025. I will be spending a lot on MLB tickets, as well as museums and attractions for next year's Boston/New York/Philadelphia vacation after getting the card!
if the points can be transferred to WF's partners, what an amazing and "think out of the box" card !
This card makes WF trifecta quite a good setup.
i just applied for this card and got approved, this is like an every weekend credit card for me
If you shop at amazon can you please let us know if those purchases count for the book store category?
@@taptap2323 I got the card and spent at Amazon. Confirmed 4x. I bought kitchen supplies and still got 4x.
This is the next card in my queue. I have a big shepherd girl🐶 and I spent a ton on pets supplies and grooming. I’m sending this video to all my friends who are pet parents. 🐾There is no other card like this in the market.
Thanks for the video ❤
Just snagged it, because why not! haha. After looking at all the merchant examples for each category it was a no brainer for me especially being a no annual fee card. Seems like it'll be great for a lot of my miscellaneous spend.
Nice, I wonder if the PlayStation store will be on there as well.
@@arey256 That would be amazing!
got approved for this card and can confirm that you can transfer the cash back earned on attune to points in your autograph (journey) account, which you can then transfer to airline partners. great card combo!
Awesome! Thanks for the data point.
Can you please let us know if amazon purchases count for the book store category?
This is great to know! I got this card, too. Will plan to get the autograph card in the future.
Great job on TH-cam ❤
Is anybody gonna mention about the jacket? Looks nice
Thank you :)
Can you upgrade your autograph card to the Attune card? Would that be a good idea? Also, could you transfer points from your Attune card to travel partners?
Unrelated, that denim jacket at the beginning is fire!! Related, this card seems almost like a vacation card for the normal person. Unless you're a crafter, it seems like a card you would use for all your excursions on vacation since most of them appear to be listed
If you live in a large city with a large focus on public transit, this is definitely the card for you. FYI, the points are transferrable to airline and hotel points, but you have to do an initial transfer to the autograph card points and then transfer to airline points. I have to do that with my Active Cash card. Also, kind of cool I can put my annual ski pass on this.
Can you tranfer cashback from this card or Active Cash to P2's Autograph?
I believe this cash back will be able to convert to points. Just like the active cash.
I know some families who easy spend 10K+ annually at Disney/universal.
If they are already in the WF atmosphere, this is a great addition to use on that stuff!
Sebby, Card is interesting but raises a point I am hoping you can address. How do plan out your application process to limit the credit score hit from having hard inquiries? Also, can you discuss the impact between hard and soft (like additional Amex card) inquiries? I know this only makes up 10% of your score, but it’s still 10%. Thx
My additional AmEx cards don't show up as inquiries at all. So they have no effect, other than having a new account on my credit report.
Thnx for the info Sebby 🤠
Thanks for introducing the Wells Fargo Attune. Very interesting. I might apply- covers movie theater, concerts, aquarium, sports, concerts, etc🤠
You can convert the cash back from the active cash to autograph points. I’m assuming the same for this card.
🤠 I might get the card after getting Chase
🤠 I just saw this pop-up on my Wells Fargo page today, and that B&H has me interested 🤔
Wells let's me move cash rewards from Active Cash to my Autograph reward account, I would expect these to be convertible as well
Product change ?? Is there any Product change for this attune card with the current Wells Fargo credit card ?
Be the data point you want to see.
Great quote. Going to steal it
Tried calling them to change over my active cash. They told me we need to wait 6 months from the release date of this card to product change, so I assume December 6th or 7th?
🤠 very smart move by Wells Fargo! Too bad that we cannot transfer the cash back to Miles to transfer partners. Also, I wonder if they have foreign transaction fees?
🤠
Is the 4% only for US purchases, or are they worldwide? I tend to make purchases in the US, Mexico and Europe.
If this card didn't survive, what would happen to it? Would it change into another existing card?
I can't say for Wells Fargo but based on my experience with Discover and American Express, when a card gets discontinued existing cardmembers can keep the same card and benefits but nobody new can apply.
@@richard1113 That makes sense. Thanks!
Definitely a unique card! The attunes marketing of “cash rewards” is the same as the active cash, so I imagine you’ll be able to transfer over to an autograph so you can transfer points to partners just like you can with the active cash.
The fact that leisure and activities is on here makes it a game changer. Especially since theme parks categorize this way. Scared though that this may not be sustainable for Wells Fargo. I do hope though that Wells Fargo lowers the cash back minimum if they haven’t already That was always a headache
You can transfer the cash back to a points card.
Hmm will ice skating rink expenses count?
I wouldn't mind paying some annual fee for the attune if they provide some additional credits on gym, Broadway, movie theatres etc. and provide the option to transfer points..
Definitely would love to see if B&H and Adorama qualify as camera stores. This is a very intriguing card. I think I would even take 3% back on those categories if it meant points instead of cash back
I hope the eventually make this similar to Chase and C1 where your "cash back" can be converted into points if you want. That seems smart
On a different video I watched they mentioned the cashback can be combined with the Journey cards and use the cashback as points.
With Wells Fargo you already can convert your cash back to points. I do it all the time.
There was a rumor when Autograph transfer partners were first mentioned back in October that Active rewards would no longer move to Autograph, it never happened but still persists. Just like the Cap1 two card limit still gets repeated
I don't think WF wants my profile, I'm not matched to any card in their pre approval tool. Which is funny since I was approved for the CSP with a 22K limit.
so its a SFO techbro fucboi cashback card?
I can't believe 4% on 6 annual passes and all my season tickets. Super jazzed!
🤠 I think this card may be a killer card once Wells adds more transfer partners. Assuming the CashBack works the same as the Active Cash and Signify Cash, you can totally move the cash back to points for Transfer partners. Might be the best New card in 2024.
We'll see if they let transfers happen.
Man, if this were points, I'd snag it right now! But my 2% card gets me effectively 4% in airline ticket value (often more). But it looks like a great card for Team Cashback.
🤠 Wells Fargo has to make huge plays to lure back credit card users and customers in general. They've never had good cards and the banking experience was horrible.
My biggest and most frequent spend doesnt light up the board for Attune, so it feels super niche. And I'd probably forget to even use it in the moment 🤷
Attune arrived 6/18. I charged WAlt Disney World Tickets and Buccaneers Season tickets. Statement cutoff 6/21. Got 4% on the Buccaneers tickets and 1% on Walt Disney World Tickets. Don’t believe the marketing
🤠 Considering getting this, it would be an even stronger option if it earned points instead of cashback though.
I’m noticing that some of the categories overlap with Autograph.
I usually don't want to go aquariums, museums, zoos, but I do go to theaters, symphonies and amusement parks. This card might fill that niche that literally many consumers are looking for. Plus it is no annual fee. How can you beat that?
ive heard wells fargo banking is terrible, so does any one have credit with them and think its worth it?
Is there a sign up bonus?
yes, if you spend $500 within the 3month period from activation, you get $100 cash rewards bonus.
Gonna apply 🤠
"when" we have kids 👀
👀
Do martial arts gyms qualify into this category? i would hate to get this card only for them to only have select gyms qualify (i.e 24hr fitness, LA fitness, etc.)
Should depend on the merchant code your martial arts gym uses.
Ikon pass is cool, but then again I always try to line that up with a big fat SUB
Makes sense!
🤠 Gonna get this card with your link, thanks. No intro bonus, I assume.
Not seeing an Attune Link on your website. :(
No link :( Thanks for checking!
Hopefully this puts chase and Amex on alert, maintain the fees or add more multipliers and “coupons” that are easier to use.
Interested to see how this pairs with the Autograph Journey once they announce more transfer partners 🤠
🤠 this card sounds good.
0:52 why sebby fuck up my nofap streak?
🤠 funky card for funky spends. Awesome as innovation though.
Even with kids travel is very possible and points are king, prior to covid my oldest child went to something like 30 countries(key is traveling to accessible places, little kids usually fly well it's dragging all their stuff which is the problem). I have been able to use points to save significantly on hotels in major cities and flights, generally redeeming between 2-4 cents per point is easy and the floor for most points cards is around 1 cent anyway. It's pretty easy to redeem the points. That being said I'm not adverse to cash back when it's 3% or more and I cannot get that on points car
My kid flew first time when she was 3 months.
I hate Wells Fargo with a fiery passion. But I appreciate them increasing competition.
Yes when you have your kids you will not be traveling as much because if you have a family of four that's four airline tickets for everything
🤠 Dallasite here. Glad you’re pulling for the home team! This card is very intriguing. It fills the big gaping holes my 20+ other cards barely touch, if at all.
Go Mavs!
✭ Go Cowboys ✭
Best wishes to your Mavs! I’m pulling for y’all in the finals! I also agree, this covers so many holes for me too! I have 20+ cards too.
Cowboys.. Damm I feel sorry for you
🤠 Nice jacket 👌🏽
🤠I like the card but wouldn’t want to get it until you can redeem for points. Maybe that will come?
Sebby, after the baby talk at the end of the video, I was expecting to leave a 👨🍼emoji. Side note, why aren’t there better baby emojis?
Hopefully, we'll see some data points in a few weeks if it works or not.
It blows the citi custom cash away
Lets Go! Alabama chic💃🏻ready to roll
🙌
🤠
If you hate the city of Boston just say that😐
For the Attune, do you know if the “cash back” is transferable if you have an autograph card? People have said that other Wells Fargo cash back cards can transfer to partners if you have autograph
Wouldn't count on it since it's not in the marketing.
It should be, like Active Cash.
@@yurig2530 do you have personal experience with the active cash and autograph cards? I keep hearing conflicting things but haven’t heard anything from anyone who actually has done it
@@AskSebby I called Wells Fargo's credit card department and they told me all Wells Fargo cards and rewards are pooled into one pool. So as long as you have an autograph card, all rewards are transferrable. I think that changes how valuable this card is to me and perhaps could change other people's mind. 4x points on these broad categories is great. Even though the transfer partners aren't amazing yet, it could be a quick earner on categories that would otherwise be 2x in other ecosystems
This is a weekend card wow
This card, the us bank cash+ & the gm card are got tier only 3 cash back cards you need and blow every other card out of the water. The gm card as a no annual fee gives me $100 a year to use on gas or my electric bill. So I get paid to own it and as a Chevy guy I get one free detail. The us bank gives you 2 5% beck categories in literally everything. So with this care and the us bank card you can cover pretty much every category that niche for your life. Video games, all online purchases, utilities, gym memberships all recreation activities etc. literally everything except food which is already over saturated
Already seeing potential issues with people not getting 4% because of the broad variety of categories because merchants aren't coded correctly 😂
The only one card for pet owners, very nice move WF!
🤠Not for me. I have too many places to see!
I wish Wells Fargo didn't limit me to only 5 credit card payments a month, it's really stupid
Sebby wells let’s you move cash back to your points account
Hi
👋
definitely a hip card
So if you live in a trailer park and you're paying $800 - $1000 a month for your pad...maybe you can get 4X on that.
That's $40 a month, $480 per year.
While this card can be good for some people, I don't think it's as practical for the average person the way the Chase Freedom lineup and Capital One Savor One are. I am not getting this card.
4% back on salons?!! Oh they know women are about to eat this up 😮
It sounds like a good card, save for that 3% fee for foreign transactions.
🤠 Kyrie redemption arc 💪🏻
Should be interesting to see the fans reaction in Boston 👀
👨🌾 With the release of this card, do you think capital one will revamp the savor one card or at least broaden categories
I dont need all that jazz, i want 4% back on mortgage or rent
I need a 5% off kitty litter card.
TIL the Disney Chase cards are insultingly bad.
🤠
Heart ❤️ it
If this catches on at all, it’s going to get nerfed so fast…
Lol. A card with multipliers on only hippie and hipster discretionary expenses that they probably shouldn't be spending money on in the first place 😂
🤠🤠🤠
🤠 sounds enticing... but I HATE WF. 👎
Self-care category. What is going on? 😂
Self-care is important!
It is, but does it move the needle? Beauty supply store category next: Sephora, Ulta, Sally's....