本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇 Hi Michael. 分別係 claim property income allowance，你唔會需要逐讓開支報，只需要報總數。如果你開支係1000或以下，兩種方法慳到嘅稅都係樣。但 property income allowance 會簡單啲。
多謝小魚爸分享！我想問下你意見。因為我申請咗split year treatment, 由split year date 到 2024年4月5日收到租金唔夠 £1000，而開支都只係百幾鎊，咁其實我是否不需要報Foreign Income SA106? 如果要報，property income allowance 可以點填？假設租金只有 £800，開支£150，是否在 Property Income Allowance 填上 £950 ? 先謝謝你 🙏🏽
Thank you for your information. It is very useful. I have two questions. 1.hong kong property tax is divided into "gov't rates" and "land rent". are both deductible under FTCR? 2. I incurred a lot of expenses renovating the property to make it suitable for renting, and I have not lived in it after renovations, thus my expenses is greater than the rental income for the year. Is the loss able to be carried foreward? For example, expenses + agent fee + etc = Hkd$ 100,000. rental income for tax year = $80,000. Can I carryforward the $20,000 loss?
I am not a tax or financial adviser. The following is purely my personal understanding, not professional advice 👇 Hi Ringo. 1. Unfortunately, I don't know the answer of the first question. 2. The renovation expense before you rented the property would not be treated as rental expense. It is an improvement to you property, it is the expense you can deduct when you sell your property and calculate CGT.
@ But you are better than me. I have been here for many years and got to know all these after watching your program. I have been paying income tax and NI for 14 years !
非常詳盡，多謝分享🙇🏻♀️🙇🏻♀️🙇🏻♀️
小魚爸，多謝你用心詳細嘅講解，辛苦晒🙏🏻。我在英國是業主，希望你能夠出一條關於在英國租金收入報稅嘅片，我一個女人仔真係唔識搞😅，希望你可以考慮吓幫幫忙。我相信好多香港人在英國都有樓收租，都想知道怎樣填報，相信好多人會睇，使到報稅專輯更加全面及完美，謝謝你😊🙏🏻🙏🏻🙏🏻
小魚爸，多謝你的講解，等待你的英國租金收入報稅。
多謝你既教學級分享，清楚簡單易明。 想睇睇會唔會做埋一集係關於作為業主向英國收租報稅有咩要注意哩
很多謝你提供的資料，非常實用。
謝謝收看 ☺️
小魚爸，多謝你的講解. 有樣嘢想請教下 如果我沒有在property expenses填寫,實際上也没有做任何支出扣减， 是否不能填property income allowance 哪一千磅?或如果我只有500磅维修支出， 那我在這裏property income allowance也只能填寫500磅，但如選擇在property expenses內實報實銷 ，也是填五百磅，金額也是一樣，那分別在哪裏呢?謝謝你.
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Michael. 分別係 claim property income allowance，你唔會需要逐讓開支報，只需要報總數。如果你開支係1000或以下，兩種方法慳到嘅稅都係樣。但 property income allowance 會簡單啲。
謝謝小魚巴分享 非常有用
原來比緊既供樓利息可以扣英國稅
想問問怎樣計算香港每月供樓 有幾多是供緊利息？因為每月只過一個數 銀行冇講幾多是利息
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Tom。呢個你要問返你間銀行。我以前喺香港供樓銀行會出張 Notice for repayment schedule. 人面有列名還本金金額同還利息金額。
多謝小魚爸分享！我想問下你意見。因為我申請咗split year treatment, 由split year date 到 2024年4月5日收到租金唔夠 £1000，而開支都只係百幾鎊，咁其實我是否不需要報Foreign Income SA106? 如果要報，property income allowance 可以點填？假設租金只有 £800，開支£150，是否在 Property Income Allowance 填上 £950 ? 先謝謝你 🙏🏽
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見
Hi a08870。開支係用嚟扣稅，所以唔會加埋入稅金。稅金收入填£800, property income allowance 填£150, Taxable Income = £650, 再 tick 埋 claim foreign tax credit relief
你好!多謝你咁有用資訊，真係幫到好多！
有少少問題仲想問，第二次報稅+第一次交英國稅
因為上年番得唔多工，只係交左£220左右salary tax(出糧時已扣左). 到依家self assessment，報埋其他收入，包括香港租金收入時，未扣香港paid tax (£1400) 前，個system計到應比多 £500稅英國。但扣埋香港paid tax (£1400)，個system話要退番£220我，而唔係£900 (£1400-£500) ，我估係只退番我交左既稅？
咁仲有果大概£700未扣既香港已交物業稅，唔知可唔可以下年再用？如果唔係我好似白交左£700....
唔好意思有D長，唔該曬你呀!
多謝小魚爸分享。
我想參考你意見，因為我apply Split Year Treatment，由split year date 到 2024年 4月5日，海外物業租金都唔夠 £1000， 而Property Expense 亦都只係百零鎊，咁Property Income Allowance 係要點填？例如：租金係£800 + 開支係 £150 是否填上 £950 就OK？ 謝謝你🙏
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi a08870。開支係用嚟扣稅，所以唔會加埋入稅金。稅金收入填£800, property income allowance 填£150, Taxable Income = £650, 再 tick 埋 claim foreign tax credit relief
請問填reits dividends時, 是否只填total rents, no. of overseas let properties = 1, country 和 foreign tax taken off or paid, thanks?
小魚爸，請問 mortgage link 既收到interest 係咪入 interest income?
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
照道理係。因為 mortgage link 其實都只係用你嘅存款俾返利息你。
謝謝解答
請問差响同管理費可唔可以claim expense
Thank you so much 小魚爸 for another professional sharing! 💛💛💛
謝謝收看
Thank you for your information. It is very useful. I have two questions. 1.hong kong property tax is divided into "gov't rates" and "land rent". are both deductible under FTCR? 2. I incurred a lot of expenses renovating the property to make it suitable for renting, and I have not lived in it after renovations, thus my expenses is greater than the rental income for the year. Is the loss able to be carried foreward? For example, expenses + agent fee + etc = Hkd$ 100,000. rental income for tax year = $80,000. Can I carryforward the $20,000 loss?
I am not a tax or financial adviser. The following is purely my personal understanding, not professional advice 👇
Hi Ringo. 1. Unfortunately, I don't know the answer of the first question. 2. The renovation expense before you rented the property would not be treated as rental expense. It is an improvement to you property, it is the expense you can deduct when you sell your property and calculate CGT.
資料好有用👍
謝謝收看
我想問下, 如果之前嗰兩年報英國稅無就香港已交的物業稅CLAIM到foreign tax credit relief , 今年報英國稅時是否可以CLAIM返. 如果是, 係106FORM 邊PART可以填? 十分感謝
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Eric. 要 claim 返之前嘅 FTCR 係以修改當年嘅稅表去做。 2025/1/31前還可以在網上修改 22-23 稅年嘅 self assessment。再之前嗰啲就要寫信去 HMRC.
community.hmrc.gov.uk/customerforums/sa/63bf2ce7-50b6-ee11-a81c-6045bd0e4841#eb1fe5e1-50b6-ee11-a568-00224841f8a9
多謝小魚爸。
另外，請問如果英國物業，是太太名，但租金收入是我我戶口，那應該報太太的，還是我我稅？😊
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
以我所知，會係計入你太太嘅income。 因為間屋係你太太名，要佢允許租客咁做先得，即係係你太太決定佢呢筆收入入落你戶口。但最好問問專業人士確認一下。
另外，還想請教全年香港租金收入是低過香港個人入息免稅額，即是香港交稅是零，那foreign tax paid 應該填什麼？
@@makken1226 0
@@SmallFishBa 感謝
@@SmallFishBa 咁如果填0，那英國稅局會否當我香港無交稅而收我英國稅？
你好，小魚爸
我想問香港出租收入，我填左foreign tax credit relief 係£3900，但填完晒後佢出咗個view your calculations嘅calculating your foreign tax credit relief,佢話我個foreign tax credit relief against UK income tax係£2878， 仲問我用唔用this foreign credit relief figure,我想問其實係咩嚟？
唔該晒
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Peggy. 睇唔到條數好難知點解。有機會喺因為你有免稅額。扣晒之後實際出租收入要繳嘅英國稅只係得 £2878，所以 claim 唔足 £3900.
明白，謝謝解答🙏🙏
及多謝你咁用心去講解每一條片👍🏻👍🏻
請問如果英國物業出租是用丈夫的名買，出租之後的收入可否分開，－半是丈夫，－半是老婆的生活費或收入，而報去比HMRC 就是分別各自報收入為50% ？
請問如果香港出租嘅係車位唔係樓，算唔算係Property？ thank you
本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇
Hi Karry。車位算係。
車位只是£300亦有費用£40，那么如何報？谢谢回复🙏
想問mortgage interest 係填係邊？
Hi Priscilla. Timeline 有link 可以直接跳去 19:38
@@SmallFishBa thank you
Thank you
Thanks for sharing !!!
謝謝支持
Thank you so much for your helpful information
现在想：来英国这么多年，因为不懂得税务吃了好多亏！
我只來幾年, 又何嘗不是? 如果我早點了解英國稅制，我會把我之前的人工都放進 SIPP, 避開高稅制. 但現在已回不去..
@ But you are better than me. I have been here for many years and got to know all these after watching your program. I have been paying income tax and NI for 14 years !
第一個🎉
謝謝支持
Like，甘係唔係管理費同差餉都可以扣稅
我都想知
我都想知
我都想知
佢好似講左管理費可以？
但差餉是否expenses可去扣稅呢？
希望小魚爸可俾意見，感謝🙏