1 main channel 1 vlog channel 1 podcast 1 e-book 1 Jewellery e-commerce brand Instagram social media creator TikTok Social media creator GIRL IS SO EFFING HARD WORKING, SHE HAS 7 SOURCES OF INCOME. I'M SO PROUD OF YOU, AND I BET YOUR YOUNGER SELF IS TOO!! 🔥🔥🔥🔥
Hi commentator! Hope ur doing well. This isn’t an attack on you but I’d try not to recommend Rich Dad Poor Dad to others. The first chapter is great and it’s overall nice to shift the mindset. But the author is a known scammer and has gone through bankruptcy constantly. Robert Kiyosaki is known to be a product of MLMs as well. I would replace RDPD with Ramit Sethi’s, “I will Teach You To Be Rich.”
Affirmations from the video ❤ 1. I am financially abundant 2.Money flows into my life easily 3. I am aligned with the energy of wealth and abundance 4 .The more money I spend the more I have and receive 5. I am worthy of increasing my income 6. I release any negative financial energy 7. Everything I touch turns to gold 8. I am grateful for the ability to manifest money whenever I want it 9.Money chooses me always 10 .I have the power to be a financially successful person
you have to write it in your own way with context and words that align with you, so it is easier for your mind to conceptualize and create. To the people reading this comment.
Funny how people still believe the only benefit from crypto is holding, trading is the real deal. I am happy i've started learning and earning from trading with Greg T. Martin Fx
0:47 rich vs poor 1:12 Lola's poor girl mindset 5:56 Athena's rich girl mindset 12:29 earning & investing 14:14 #1 pension 14:33 #2 business 15:47 #3 stocks 16:32 #4 real estate 18:01 #5 diversity 19:54 habits & mindset 19:56 #1 rewire your brain & get rid of all of the false information 20:50 #2 start exposing yourself to all the possibilities 21:46 #3 outcome over cost 22:43 #4 credit cards makes you richer 24:06 #5 close the knowledge gap 25:07 #6 stop buying to show off & start buying to tax 26:26 #8 stop saying "I can't afford it" 26:52 #9 always live below your means 28:09 #10 use the right language 28:40 homework 30:37 affirms
You girl always slay all of your topics. I recently bought a marketing class to build my online agency for content creation and it was the best spend I spent this February. Still at the start of reading my modules but this video reminded me that I am on the right track. You slay girl!!! Love you!
Oh my god, I was literally crying a few minutes ago because I couldn't figure out how to get out of the financial hole I'm in, then I saw your video. I think it's a sign. Thank you🥺❤️
Everyone needs to take a minute to admire how simply she presented this information to us. She makes it seem simple enough, that even if it's difficult to do it's worth trying
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of society in the country as very few are literate on the subject, thanks to Mrs Charlotte Walsh the lady you ones recommended
Wow.. I know her too she is a licensed broker and a FINRA agent she is popular in US and Canada she is really amazing woman with good skills and experience
Yeah!!! I started t with Mrs Charlotte in 2021, and now my life is good. Some things to write home about!!!! I thank God the most He alone made it possible for the opportunity to come my way 🤲🤲🤲🤲
After i raised up to 425k trading with Charlotte Walsh, I bought a new house here in the States and also paid for my son's surgery (Kelvin) glory to God.
I am currently 16, I know how hard life is and I know this video is full of knowledge that will help me to conquer my limiting beliefs on the abundance of money. I want to be independent financially without asking money for my parents and help them pay with the bills. I want money for goodn
Get at least 1,000 dollars saved up, and put it into a Certificate of Deposit (CD). Now, you’ll want to see what banks have a good Appreciation value (APY) for their CDs. For the sake of inflation, it has to be above 2%, cause that’s generally what I estimate inflation to be under normal circumstances. Once you put money into a CD you cannot touch it, or risk penalty charges. Money will grow month by month in there, and do something called “compound interest”. Meaning, the money earned in interest gets its OWN interest. Banks have different rates for CDs depending on time. 9month, 12, 5, etc.. I’d go for a 9 month if it’s better than 12, but never do 5 because it doesn’t really get you anything even if interest is HUGE like 5%. After the period is done, put another minimum of 1,000 in there. And use an online CD calculator (bankrate.com). For example, an APY of 4.50% for 9 months will only generate 1,000 during that time if you put 20-35k. Basing this off memory. For the time that you’re a minor, I think this is worth it if you do it well. My mom hasn’t since I was an infant and that CD still has 2,000 and I’m 22. Use that 2% rule. CD is zero risk, but if rates improve while your CD is active, you can’t change the APY already established. Later on you can dabble in risky investments, but start off learning about zero risk, then low risk. Natural progression may be for you to open an IRA for early retirement, if you can pay it regularly. Never touch money you’re growing for CD unless it’s going into a retirement savings.
Girl, this video is incredible! As a 25 year old entrepreneur, this was so so helpful and motivating. Thank you for sharing, can't wait to keep getting after it!
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
And this is not the first time I am hearing of MRS Kendra and his exploits in the trading world but i had no idea on how to reach her, i have already lost enough of money since my retirement on binance trying to do it myself
I got skeptical because I was cheated before but after giving her a try it was of no regret but my happiest moment was i made my first profit withdrawal. She's not like other broker
Meme coins and shit coins are disgusting and basically the masculine version of multilevel marketing. For every winner in gambling and pump and dumps, there has to be about 3-100 more losers funding their wins.
The sheer amount of information you put into all of your videos is incredible and invaluable! I’m 31 years old and used to live in a literal shack (no bathroom, no lock, no water). I started my photography business 2 years ago but haven’t put the time into it because I was in survival mode. I spent my 20s traumatized, disabled, and impoverished. My 30s will not be the same. I am going from surviving to thriving. Thank you!
Omg a lot of positive energy😍 I have written 3 pages of notes 🤩 thank you for it! Would you like to share about what marketing book you have read when you started?
You motivate me so much. I just graduated from the #1 art school in the US, and I’ve been wanting to set up a business selling my art, but there have been times where I’ve let my limiting beliefs get in the way of that. So I’m extremely grateful for your videos bc they’ve helped me realize that I don’t just have to sit back and watch others live out my dreams and make tons of money. I can make my dreams a reality. ❤❤❤
Exactly! No point in not trying, because you get the same result as if you tried and failed - nothing changes. Might as well try for that chance at making it big!
I'm about to move out very soon and I've been preparing myself for it, finding financial education videos like this only makes me more motivated and excited to start this journey, I wish good luck and abundance to everyone that sees this. 🍀
Aaaa this is gold thank you! Working through my relationship with money at 18 so I can live freely and happily and end generational poverty, youre an amazing role model for me ty 💛
As an almost 37 year old woman I applaud you! Recently found your channel and use your content for motivation. Yes house repairs are so expensive and def home ownership is a liability 😂… I wish I knew about investing when I was a lot younger but it’s never too late to start 🙌 I hope all the younger ladies watching take note and action 💞💞
Omg when Kaur read Athena's (rich girl) mindset I couldn't stop relating to it. (Investing lil money that I have, having my own biz n multiple streams of income, n finally buying my dream house) ❤
The universe 110% has my back because I’ve been living in the Lola mindset entirely as of late and really needed this video today as a reminder that I’m a badass queen at making money! Thank you so much for making a video around this topic and I couldn’t be more grateful finding your channel!
Yay!! You're amazing! I've literally been telling myself everyday for 2 weeks. "I'm going to be financially responsible" over and over again. Yet I was still spending money in places that were not necessary. Today on my lunch break I was looking up hot to set up a savings account for my kids and called my brother to ask his advice and he was like "dont even get a savings account; inflation is real and the interest rate isnt even enough to make it worth it." Then I typed How to be financially responsible into my TH-cam.. && there you were ❤ showering me with motivation, knowledge, and all the words of encouragement i needed to hear! Thank you so much, you're a blessing🤑
Sis, you might be the most realest person I've found on this topic, when I tell you my ears were OPEN and LISTENING, wow. Thank you so much for this, I'm moving to a new state soon and I'm trying to mentally prepare myself for where I want to be financially and this video is helping me feel ready to get started.
Hi! Absolutely loved this but i was wondering, is it possible to get a list of all the books you've read and would recommend for self development and all? That would be really nice. Thanks in advance.
as an artist i just want to put here that there are SOOO many ways to make money from your art (that aren't NFTs or just NSFW). coloring books, HD wallpapers, commissions, stickers, pagedolls, Vtuber models, PNGtuber models, the list goes on and on. dont let society tell you that we can't make money from our talents and passion
The thing is I'm just a basic artist I just like to draw since I was young and how long ago I saw woman explaining how can make money you know just art I wanted to make a step get rid of my fear so I tried to go to a website called society6 but I didn't have other people PayPal I still don't have money I just have like not much in my bank account but apparently there is a new policies since last year that they may take a certain amount of of money for printing and so on and so for well I took the the free set and you only have to pay like 0.01 like nothing but it will increase from the amount that you put anything is those artistic things that you put on this website is literally not your shop it's considered their shops in their arts which scared me and I was like no chance.
Absolutely loved this!🎉 im thirty & im so tired of being in the slump im in & im gonna do everything to get out of it. Not just for myself but for my kids 😊
man, the mindset that i have rn at 21 i wish i had when i was 17. at that age i was just focused on the wrong shit. now that im 21 i see things so differently now and how shit works. how a 9-5 is making bigger people richer, how school just make you go more into debt. but im gonna start now for the life that i want for myself !
My thing is, we should not have to have several streams of income, we should be able to have a substantial source of income from one source without having to do low quality, volatile side incomes that largely depend on someone else evem wanting to buy from you in the first place. People should be able to work whatever job thry want and have it fund their lifestyle, instead of working to fund a millionares lifestyle. It's easy to say "start a buisness" or "start a youtube channel" but thousands of people do this everyday while having good ideas and a good mindset and it goes nowhere. And I will NEVER become a landlord or a dropshipper 🤢🤮
There's a lot of money in finance. People like hearing about money or how to make money. All these TH-camrs promoting easy side hustles try to sell dreams in order to get views or funnel you into their courses their paid advertisers. I don't know if the figures match in the UK but in America, most first-time businesses fail. According to ChatGTP, "Approximately 20% of small businesses fail within the first year. By the end of the second year, 30% of businesses will have failed. 50% of small businesses fail after five years. Approximately 65% of small businesses fail by their tenth year in business. 22% of small businesses fail within the first year. 32% fail within the first two years. 40% fail within the first three years of business. Two-thirds (66%) of small businesses fail within ten years."
@@Lizeth-bl3ce I do believe in myself. I can make anything I want happen in life. But the reality is capitialsim is the reason you're poor, not because you "attract bad energy" with your thoughts. Thats just a spiritualist way to guilt people for something that objectively not their fault
This the most confusing nonsense I've heard. Stop spending money, but spend more money to make money, but don't get another job to make more money, but make more money to save money
You seem to be confused, that’s not at all what she said. She said, don’t restrict spending money just to let it lose its value in a savings account. Instead invest that money into things that will make you even more money. Don’t get a second job, hourly pay is the least effective and slowest way to earn money. Essentially don’t earn money to spend it, earn money to make yourself earn even more.
Thanks for all these amazing tips Tam! I knew a lot of these but needed to be reminded. My goal for 2024 is to get a passive income source up and running, and finish paying off my student loans (less than 4K to go!). I have already begun investing and just increased my monthly amount. For years I’ve been using my credit card for all purchases and I just opened the account with my existing bank account so it is super easy to go online and I just pay it off every time I update my budget (usually every other week). I usually get about $50 cash back each month from my credit card - not a ton but it adds up and is literally free money just for paying for the stuff I’d be buying anyway with a different piece of plastic. Now I need to get smarter about what I do with that money!
So information is off and depends on market conditions. Buying a home if you purchase one outside your means at today's prices and interest rates would be futile. However I made $300k+ on my first house because i bought in 2012 when the market was recovering. I only put maybe $30k over in 11 yrs. Yes I paid mortgage but adding in costs and expenses I still made $200k. It's the same with stocks some I make a ton of money and others I don't but it doesn't mean it's all bad. Real Estate is another investment. Here in the US rental properties took a major hit because of squatters and Pandemic laws that protectdd renters from eviction. A lot of people have sold
Probably the best financial advice I’ve heard in a summary. I’ve heard a few things before but never thought about the down side of getting an extra job. This is good stuff thank you for sharing babe !
yes investing is very important. everything is very expensive especially for ppl right out of high school or college! we need to be wise with our money so we can make more money while being in a job we like👍🏻
okay so you became my older sister that i’ve never had because your every video gives me soooo much and it just feels so great to consume your content. it gives me so much hope and positive bright vibes everyday and it improves my mindset and my mindset about setting my goals and being the best version of myself. THANK YOUUU
YESSS girls that invest by Simran Kaur is genuinely the best financial book I've read! I read it on my kindle and then i HAD to buy a hard copy because it's so good. I share it with all my friends as well. It makes understanding the stock market so simple and clear
This was the most helpful video I’ve watched probably ever. I would love if you did a financial video on how you can optimize privilege and advantages that you might have from your parents helping you out. I find that I struggle so much with motivation or thinking that I can do anything without my parents approval because they will be the ones helping me achieve my goals but instead I am just so passive and don’t get anything done! If you made a video like this it could save my life honestly!
She surely read ,,Rich dad,poor dad” by Robert K. It’s a really good book talking about the things she said in this video like liabilities and assets. I recommend it.
Found your channel in the midst of my dark feminine recovery and stumbled upon your detachment video; I am very inspired by your energy and your work inspiring others. I noticed you have a beautiful way styling yourself with clothing, hair, and jewelry ect. I wanted to recommend making some videos in the future on the art of style? I certainly would love to watch and learn! - best wishes
I've been watching finance videos for years and you hit on some of the key pillars others like to tiptoe around. 1. You can only budget what you have. If you don't make 50k (expendable), you can't save 50k. Eventually you just have to make more money. 2. Invest somehow. It's the only way to not trade time for money. 3. Treat yourself with stuff you ACTUALLY care about. If you love perfume, get one. But if you only kind of like home decor, keep shopping for furniture at Ross regardless of the influencers at CB2. That CB2 money is better spent on Ross AND your future. 4. It's okay to not get rich tomorrow. Retiring even a year early means a whole YEAR that you don't have to work. The sooner the better but don't get discouraged if you're not yet a 30 under 30 candidate
I’m a little confused about being spiritual and asking the universe to provide for me and truly believing it without asking how and being a hustler/entrepreneur and getting things done, Im not succeeding as fast as I would like, any advice??
By far this episode has been my favorite! I’ve also been increasing my financial literacy/knowledge for the last few months and it’s been such a game changer! As a Christian, money is never meant to be an issue and I’m so glad to hearing about it from one of my favorite people! 🙌🏾🙌🏾🙌🏾
I’m starting this journey after realizing working multiple jobs isn’t enough anymore. I’m not happy with my life. I got sick for a week and when bills came up I was left with $50 from that paycheque. Is this how life really is? I need to stop existing and start living.
I agree with these principles, which are really the rich dad poor dad, so it's nice that u break it down for the youth. Except you are not telling them how to invest successfully considering most people try business and invest and fail.
You literally opened my eyes My parents spent 14-15 k in down payment on a Tesla. A used one at that. When they've been planning on getting rental property. Now, that saying, don't buy it unless you can buy three. They could only buy ONE. I know my mom is VERY intellegent with her money. She has no mortgages on our house when she bought it. What she could have done Is invest that 15k into a rental house and fixed it up so she could be making back 2k+ a month. And in a year she would have made it all back. And in five years She could buy and brand new tesla and maybe another one. In red. 💋
Tam! Your videos are so motivating and you as a person are so inspiring! I feel like you’re the big sister, that everyone needs 🧡✨ I just started this year with my TH-cam channel! I was thinking about it for so long and I’m happy that I finally started it! You motivate me to do more things and become the best version of myself. Thank you a lot ☺️🫶🏼🌺
Even the Athena and Lola thing you have going on is something that I am super impressed by. How did you think of them? Be honest, are you part of a secret society ?
TAM! YOU ARE SUCH A SAVIOUR ISTG! Not you literally came up with this video when I'm looking for nothing but passive income source... Thankyou so so much ❤️✨
i really want to start making money for myself because even tho my parents provide for me i want to start making money at a young age so i can live a good life and my independent when i’m older and achieve my dreams and goals i have set but i’m 13 and i don’t know what to do, i don’t have an allowance and my parents aren’t big on things like babysitting or dog walking or cleaning in the community
I was just watching your confidence and other videos again as I am going through a tough week myself and here you are. Thank you for all the life saving ideas and tips. Much love to you ❤️❤️❤️
I'm seriously avoiding any new buys right now. My portfolio is still in great decline. I have lost over $102K in the stock market recently. I'm more interested in how to improve my portfolio. Like how do I turn tide around? I'm here for ideas
Tam, you are like my big siz that i run to whenever i need advice in any part of my life. Thank you for choosing this topic, it's like you read my mind coz i've been looking for ways i can make money.
actually investment can be work it depends on how you read the market and wht kind of investment do you want and also high risk high return if you invest with the high return maybe you can be rich with your knowledge bout market stock and stuff and with a good analytical skills ofc and maybe it will take more time to make sure you ready to do investment so you cannot go to the wrong side of investment like just following people and have no own way how to invest but investment is a good way to grow money😁👍
Ive been thinking about saving money and quitting my Starbucks drink and other subscriptions. Then getting a second job because I figured I could save more. How would I learn about investing money online? That's the same question I've had for years after watching these types of videos
I am not sure where you live. It's become pretty easy in places like America or Europe. It will depend on your goals. Maybe you can learn from places like Khan Academy or get some books from your local library about personal finance. Overall, I took a finance class at the local community college, read some books, and watched some videos. But overall a simple way is to open a brokerage account and then invest in some broad index funds. In America, you can go to places like Vanguard, Fidelity, or Charles Schwab and open an account online. These brokerages also offer a lot of educational tools and articles to help as well. Some examples, of index funds are VOO, SWPPX, IVV, etc. Investing is individualistic so whatever you invest in will depend on your goals, risk tolerance, and interests.
I recommend you start with an ETF instead of individual stocks. Some books i recommend are Psychology of Money! Then there are many local money blogs that review investment platforms best for your investment strategy and what perks you can get
If you’re reading this I’m praying for your abundance and blessings to show up. You deserve your best life.💗🙏🏼
I wish you the same! 🧡🧚🏼✨
Wishing you the sameeeee 💗
Wishing you the samee bestie
Wishing anyone who sees this the same
I wish more 4 u ~ 🤍
1 main channel
1 vlog channel
1 podcast
1 e-book
1 Jewellery e-commerce brand
Instagram social media creator
TikTok Social media creator
GIRL IS SO EFFING HARD WORKING, SHE HAS 7 SOURCES OF INCOME. I'M SO PROUD OF YOU, AND I BET YOUR YOUNGER SELF IS TOO!! 🔥🔥🔥🔥
Book Remendation
1 Rich dad poor dad by Robert kiyosaki
2 Think and grow rich by Napoleon hill
3 the 4 hr work week
Hi commentator! Hope ur doing well. This isn’t an attack on you but I’d try not to recommend Rich Dad Poor Dad to others. The first chapter is great and it’s overall nice to shift the mindset. But the author is a known scammer and has gone through bankruptcy constantly. Robert Kiyosaki is known to be a product of MLMs as well.
I would replace RDPD with Ramit Sethi’s, “I will Teach You To Be Rich.”
Affirmations from the video ❤
1. I am financially abundant
2.Money flows into my life easily
3. I am aligned with the energy of wealth and abundance
4 .The more money I spend the more I have and receive
5. I am worthy of increasing my income
6. I release any negative financial energy
7. Everything I touch turns to gold
8. I am grateful for the ability to manifest money whenever I want it
9.Money chooses me always
10 .I have the power to be a financially successful person
you have to write it in your own way with context and words that align with you, so it is easier for your mind to conceptualize and create. To the people reading this comment.
Thank you!🫶🏾💜🫶🏾
I am responsible for financial self education and im choosing to change the way i think of earning and spending money.
Thank you love❤
watching her at 16 yrs old is the best choice I've made
EXACTLY 💯. I'm much older(21) and I regret not knowing her at your age. I swear I would have been amazing by now😢
i'm 14 and watching this bc my older sister sent it to me lmao
same
I’m 15 lol
SAME HERE! watching her at 16
so fortunate to find this video as a 16yrs old girl
I was once Lola but now I’m ready to make more income instead of cutting off certain things I love purchasing
Funny how people still believe the only benefit from crypto is holding, trading is the real deal. I am happy i've started learning and earning from trading with Greg T. Martin Fx
Honestly me too! I see where Lola is coming from, but the mindset isn’t best for me personally.
i think its good to an extent. especially if you are in debt
0:47 rich vs poor
1:12 Lola's poor girl mindset
5:56 Athena's rich girl mindset
12:29 earning & investing
14:14 #1 pension
14:33 #2 business
15:47 #3 stocks
16:32 #4 real estate
18:01 #5 diversity
19:54 habits & mindset
19:56 #1 rewire your brain & get rid of all of the false information
20:50 #2 start exposing yourself to all the possibilities
21:46 #3 outcome over cost
22:43 #4 credit cards makes you richer
24:06 #5 close the knowledge gap
25:07 #6 stop buying to show off & start buying to tax
26:26 #8 stop saying "I can't afford it"
26:52 #9 always live below your means
28:09 #10 use the right language
28:40 homework
30:37 affirms
Thank you 🥰
Thank youuu
Thank you ,hope your day goes well
Thanks so much hoping you’ll become the richest person
i love you for this xx
You girl always slay all of your topics. I recently bought a marketing class to build my online agency for content creation and it was the best spend I spent this February. Still at the start of reading my modules but this video reminded me that I am on the right track. You slay girl!!! Love you!
You got this!❤️
@@tamkaur OMYYY I AM FAINTING WITH YOU REPLY!
Oh my god, I was literally crying a few minutes ago because I couldn't figure out how to get out of the financial hole I'm in, then I saw your video. I think it's a sign. Thank you🥺❤️
Random but update? I hope things are better for you now!
Everyone needs to take a minute to admire how simply she presented this information to us. She makes it seem simple enough, that even if it's difficult to do it's worth trying
I m also thinking to start something new of my own i m 18currently
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of society in the country as very few are literate on the subject, thanks to Mrs Charlotte Walsh the lady you ones recommended
I'm in a similar situation where should I look to increase income? Do you have any advice? What did you do? Thank you
Sounds familiar, I have heard her names on several occasions.. And both her success stories on wall street journey!
Wow.. I know her too she is a licensed broker and a FINRA agent she is popular in US and Canada she is really amazing woman with good skills and experience
Yeah!!!
I started t with Mrs Charlotte in 2021, and now my life is good. Some things to write home about!!!! I thank God the most He alone made it possible for the opportunity to come my way 🤲🤲🤲🤲
After i raised up to 425k trading with Charlotte Walsh, I bought a new house here in the States and also paid for my son's surgery (Kelvin) glory to God.
I am currently 16, I know how hard life is and I know this video is full of knowledge that will help me to conquer my limiting beliefs on the abundance of money. I want to be independent financially without asking money for my parents and help them pay with the bills. I want money for goodn
bro better start changing your mindset and start making money soon
Get at least 1,000 dollars saved up, and put it into a Certificate of Deposit (CD). Now, you’ll want to see what banks have a good Appreciation value (APY) for their CDs. For the sake of inflation, it has to be above 2%, cause that’s generally what I estimate inflation to be under normal circumstances. Once you put money into a CD you cannot touch it, or risk penalty charges.
Money will grow month by month in there, and do something called “compound interest”. Meaning, the money earned in interest gets its OWN interest. Banks have different rates for CDs depending on time. 9month, 12, 5, etc.. I’d go for a 9 month if it’s better than 12, but never do 5 because it doesn’t really get you anything even if interest is HUGE like 5%.
After the period is done, put another minimum of 1,000 in there. And use an online CD calculator (bankrate.com). For example, an APY of 4.50% for 9 months will only generate 1,000 during that time if you put 20-35k. Basing this off memory.
For the time that you’re a minor, I think this is worth it if you do it well. My mom hasn’t since I was an infant and that CD still has 2,000 and I’m 22. Use that 2% rule.
CD is zero risk, but if rates improve while your CD is active, you can’t change the APY already established.
Later on you can dabble in risky investments, but start off learning about zero risk, then low risk. Natural progression may be for you to open an IRA for early retirement, if you can pay it regularly. Never touch money you’re growing for CD unless it’s going into a retirement savings.
You’re in a good age right now you can shift your life the way you want it to go.
Thinking about this stuff early is already putting you in a better position. I wish I started early.
Iam 18
“Everything will have a bad side too it in life you just have to do one that’s worth it to you” damn🔥🔥
Girl, this video is incredible! As a 25 year old entrepreneur, this was so so helpful and motivating. Thank you for sharing, can't wait to keep getting after it!
So glad!
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
And this is not the first time I am hearing of MRS Kendra and his exploits in the trading world but i had no idea on how to reach her, i have already lost enough of money since my retirement on binance trying to do it myself
WOW....Great to see someone who trades with KENDRA, i am currently on my 3rd trade with her and my portfolio has grown tremendously
Her management team is quite impressive so far.. with my $4k deposit I've made over $18k.
I got skeptical because I was cheated before but after giving her a try it was of no regret but my happiest moment was i made my first profit withdrawal. She's not like other broker
Meme coins and shit coins are disgusting and basically the masculine version of multilevel marketing. For every winner in gambling and pump and dumps, there has to be about 3-100 more losers funding their wins.
The sheer amount of information you put into all of your videos is incredible and invaluable! I’m 31 years old and used to live in a literal shack (no bathroom, no lock, no water). I started my photography business 2 years ago but haven’t put the time into it because I was in survival mode. I spent my 20s traumatized, disabled, and impoverished. My 30s will not be the same. I am going from surviving to thriving. Thank you!
I wish you the best on your journey
You go girl!! Thriving is you nature ♡
This video is a game-changer! So much helpful information packed into one clip. I personally don't like promoting anything in comments,
Omg a lot of positive energy😍 I have written 3 pages of notes 🤩 thank you for it! Would you like to share about what marketing book you have read when you started?
You motivate me so much. I just graduated from the #1 art school in the US, and I’ve been wanting to set up a business selling my art, but there have been times where I’ve let my limiting beliefs get in the way of that. So I’m extremely grateful for your videos bc they’ve helped me realize that I don’t just have to sit back and watch others live out my dreams and make tons of money. I can make my dreams a reality. ❤❤❤
Exactly! No point in not trying, because you get the same result as if you tried and failed - nothing changes. Might as well try for that chance at making it big!
I'm about to move out very soon and I've been preparing myself for it, finding financial education videos like this only makes me more motivated and excited to start this journey, I wish good luck and abundance to everyone that sees this. 🍀
Aaaa this is gold thank you! Working through my relationship with money at 18 so I can live freely and happily and end generational poverty, youre an amazing role model for me ty 💛
Me too. I'm also 18. First million before 20 😍😍🥳
18 too! 🙊
@@hiidayyahh millionaire before 20 ok 👍🏽😉
@@lorena8108 yea ma’am 🫡 imma see y’all in first class
Hey can you please tell me how do you earning money??
As an almost 37 year old woman I applaud you! Recently found your channel and use your content for motivation. Yes house repairs are so expensive and def home ownership is a liability 😂… I wish I knew about investing when I was a lot younger but it’s never too late to start 🙌 I hope all the younger ladies watching take note and action 💞💞
I am glad you are so blessed AND that you share your wisdom...even though I am yet to experience the abundance I have worked for and desire.
i love u thank u for giving us confidence in this harsh world ❤️
Omg when Kaur read Athena's (rich girl) mindset I couldn't stop relating to it. (Investing lil money that I have, having my own biz n multiple streams of income, n finally buying my dream house) ❤
The universe 110% has my back because I’ve been living in the Lola mindset entirely as of late and really needed this video today as a reminder that I’m a badass queen at making money! Thank you so much for making a video around this topic and I couldn’t be more grateful finding your channel!
Just came across your channel for the first time. The way you explain things... straight forward, transparent, not bs.... stunning! You're amazing!
Yay!! You're amazing! I've literally been telling myself everyday for 2 weeks. "I'm going to be financially responsible" over and over again. Yet I was still spending money in places that were not necessary. Today on my lunch break I was looking up hot to set up a savings account for my kids and called my brother to ask his advice and he was like "dont even get a savings account; inflation is real and the interest rate isnt even enough to make it worth it." Then I typed How to be financially responsible into my TH-cam.. && there you were ❤ showering me with motivation, knowledge, and all the words of encouragement i needed to hear! Thank you so much, you're a blessing🤑
I have been reading the book "Rich dad and Poor dad" lately and most of your thoughts are related to this book❤
Sis, you might be the most realest person I've found on this topic, when I tell you my ears were OPEN and LISTENING, wow. Thank you so much for this, I'm moving to a new state soon and I'm trying to mentally prepare myself for where I want to be financially and this video is helping me feel ready to get started.
Hi! Absolutely loved this but i was wondering, is it possible to get a list of all the books you've read and would recommend for self development and all? That would be really nice. Thanks in advance.
The wizard Liz is a mother and Tam kaur is a big sister , that I need in my Family ❤
The realest
as an artist i just want to put here that there are SOOO many ways to make money from your art (that aren't NFTs or just NSFW). coloring books, HD wallpapers, commissions, stickers, pagedolls, Vtuber models, PNGtuber models, the list goes on and on. dont let society tell you that we can't make money from our talents and passion
Hello, can you pls elaborate? I know I can somehow earn money as an artist but i dont know where to start.
The thing is I'm just a basic artist I just like to draw since I was young and how long ago I saw woman explaining how can make money you know just art I wanted to make a step get rid of my fear so I tried to go to a website called society6 but I didn't have other people PayPal I still don't have money I just have like not much in my bank account but apparently there is a new policies since last year that they may take a certain amount of of money for printing and so on and so for well I took the the free set and you only have to pay like 0.01 like nothing but it will increase from the amount that you put anything is those artistic things that you put on this website is literally not your shop it's considered their shops in their arts which scared me and I was like no chance.
@@misarose3631 girl with
wth
Thank you so much 😊
Absolutely loved this!🎉 im thirty & im so tired of being in the slump im in & im gonna do everything to get out of it. Not just for myself but for my kids 😊
Sameeeee!
You got it! 🤍
I didnt expect this video to be so good and valuable, definitely rewatching this❤
man, the mindset that i have rn at 21 i wish i had when i was 17. at that age i was just focused on the wrong shit. now that im 21 i see things so differently now and how shit works. how a 9-5 is making bigger people richer, how school just make you go more into debt. but im gonna start now for the life that i want for myself !
Dont sweat that! I’m 27 and wish I had this mindset at 21. You’ll be amazing
@@VanessaTube1thank you so so much 🥹🫶🏼 i wish you nothing but success! 🙏🏽💕
sis, you are a queen, thank you so much for sharing all this with the world, may your incomes be high as the sky
Why do I want to cry every time she’s teaching us these things? Love the energy ❤️
My thing is, we should not have to have several streams of income, we should be able to have a substantial source of income from one source without having to do low quality, volatile side incomes that largely depend on someone else evem wanting to buy from you in the first place. People should be able to work whatever job thry want and have it fund their lifestyle, instead of working to fund a millionares lifestyle. It's easy to say "start a buisness" or "start a youtube channel" but thousands of people do this everyday while having good ideas and a good mindset and it goes nowhere. And I will NEVER become a landlord or a dropshipper 🤢🤮
This is how I feel too, the system is rigged but we exist inside the system 😢
There's a lot of money in finance. People like hearing about money or how to make money. All these TH-camrs promoting easy side hustles try to sell dreams in order to get views or funnel you into their courses their paid advertisers. I don't know if the figures match in the UK but in America, most first-time businesses fail. According to ChatGTP, "Approximately 20% of small businesses fail within the first year.
By the end of the second year, 30% of businesses will have failed.
50% of small businesses fail after five years.
Approximately 65% of small businesses fail by their tenth year in business.
22% of small businesses fail within the first year.
32% fail within the first two years.
40% fail within the first three years of business.
Two-thirds (66%) of small businesses fail within ten years."
untill the system change we have to do what we can to survive
Focusing on the bad and not believing in yourself will only attract bad energy.
@@Lizeth-bl3ce I do believe in myself. I can make anything I want happen in life. But the reality is capitialsim is the reason you're poor, not because you "attract bad energy" with your thoughts. Thats just a spiritualist way to guilt people for something that objectively not their fault
This the most confusing nonsense I've heard. Stop spending money, but spend more money to make money, but don't get another job to make more money, but make more money to save money
You seem to be confused, that’s not at all what she said. She said, don’t restrict spending money just to let it lose its value in a savings account. Instead invest that money into things that will make you even more money. Don’t get a second job, hourly pay is the least effective and slowest way to earn money. Essentially don’t earn money to spend it, earn money to make yourself earn even more.
It’s about spending your money toward things that will grow your income and stop spending on things things that won’t grow your income
What some of the best books to learn financial literacy? I feel so confused when it comes to stocks, savings, investing, etc.
I’m 19 & I already feel so behind so glad I found this now
Same, I’m gonna be 20 next yr and i feel so financially unprepared
Wtf. I'm 27 and broke af. Girls calm the down.
😂making 22 in July but as if an too late
Same 19 and broke
Not save it make it!!!!!! Literally
Thanks for all these amazing tips Tam! I knew a lot of these but needed to be reminded. My goal for 2024 is to get a passive income source up and running, and finish paying off my student loans (less than 4K to go!). I have already begun investing and just increased my monthly amount. For years I’ve been using my credit card for all purchases and I just opened the account with my existing bank account so it is super easy to go online and I just pay it off every time I update my budget (usually every other week). I usually get about $50 cash back each month from my credit card - not a ton but it adds up and is literally free money just for paying for the stuff I’d be buying anyway with a different piece of plastic. Now I need to get smarter about what I do with that money!
So inspiring to see how hard you've been working and changed your life! Best wishes for everything in your future ✨
So information is off and depends on market conditions. Buying a home if you purchase one outside your means at today's prices and interest rates would be futile. However I made $300k+ on my first house because i bought in 2012 when the market was recovering. I only put maybe $30k over in 11 yrs. Yes I paid mortgage but adding in costs and expenses I still made $200k. It's the same with stocks some I make a ton of money and others I don't but it doesn't mean it's all bad. Real Estate is another investment. Here in the US rental properties took a major hit because of squatters and Pandemic laws that protectdd renters from eviction. A lot of people have sold
Probably the best financial advice I’ve heard in a summary. I’ve heard a few things before but never thought about the down side of getting an extra job. This is good stuff thank you for sharing babe !
Watching this at 15 years old✨
I just want to be blessed with money to bless those around me
😇❤️✨
yes investing is very important. everything is very expensive especially for ppl right out of high school or college! we need to be wise with our money so we can make more money while being in a job we like👍🏻
okay so you became my older sister that i’ve never had because your every video gives me soooo much and it just feels so great to consume your content. it gives me so much hope and positive bright vibes everyday and it improves my mindset and my mindset about setting my goals and being the best version of myself. THANK YOUUU
YESSS girls that invest by Simran Kaur is genuinely the best financial book I've read! I read it on my kindle and then i HAD to buy a hard copy because it's so good. I share it with all my friends as well. It makes understanding the stock market so simple and clear
Oop they have the same last name 😊
Hi❤ can you make a video on why you shouldn’t save money in a savings account all that about inflation etc ? ❤❤❤❤❤
I am 19 tam. And I am leaning copywriting so that I can start earning at a young age. Hope we all will escape matrix 🤞❤
Ikr🥲 I'm proud of I'm 19 too
Hey I'm 19 too. Let's conquer financial freedom starting early.💫
Your from which country?
@@kerryiconPakistan.
@@mishalkhan9678hey can I have your insta Id i want to be friends with u if u dont mind... Im also a Pakistani... Will turn 19 soon
This was the most helpful video I’ve watched probably ever. I would love if you did a financial video on how you can optimize privilege and advantages that you might have from your parents helping you out. I find that I struggle so much with motivation or thinking that I can do anything without my parents approval because they will be the ones helping me achieve my goals but instead I am just so passive and don’t get anything done! If you made a video like this it could save my life honestly!
She surely read ,,Rich dad,poor dad” by Robert K. It’s a really good book talking about the things she said in this video like liabilities and assets. I recommend it.
I love your videos they are so rich in information and réflexion , but it goes so quick that my brain need to watch the video many times
Found your channel in the midst of my dark feminine recovery and stumbled upon your detachment video; I am very inspired by your energy and your work inspiring others. I noticed you have a beautiful way styling yourself with clothing, hair, and jewelry ect. I wanted to recommend making some videos in the future on the art of style? I certainly would love to watch and learn!
- best wishes
I've been watching finance videos for years and you hit on some of the key pillars others like to tiptoe around.
1. You can only budget what you have. If you don't make 50k (expendable), you can't save 50k. Eventually you just have to make more money.
2. Invest somehow. It's the only way to not trade time for money.
3. Treat yourself with stuff you ACTUALLY care about. If you love perfume, get one. But if you only kind of like home decor, keep shopping for furniture at Ross regardless of the influencers at CB2. That CB2 money is better spent on Ross AND your future.
4. It's okay to not get rich tomorrow. Retiring even a year early means a whole YEAR that you don't have to work. The sooner the better but don't get discouraged if you're not yet a 30 under 30 candidate
Active income
Invest in etfs
Business /passive income/Ugc
Whilst that build Rich girl mindsettttttttttt
Credit cardsss
Great video. Im a huge Blcktken300 fan and love your videos on it.
I’m a little confused about being spiritual and asking the universe to provide for me and truly believing it without asking how and being a hustler/entrepreneur and getting things done, Im not succeeding as fast as I would like, any advice??
By far this episode has been my favorite! I’ve also been increasing my financial literacy/knowledge for the last few months and it’s been such a game changer! As a Christian, money is never meant to be an issue and I’m so glad to hearing about it from one of my favorite people! 🙌🏾🙌🏾🙌🏾
I’m starting this journey after realizing working multiple jobs isn’t enough anymore. I’m not happy with my life. I got sick for a week and when bills came up I was left with $50 from that paycheque. Is this how life really is? I need to stop existing and start living.
We appreciate your insights on this. Seems like every person out there needs to hear your advice.
2:44 yeah but I spend too much. Like I can’t go a day without buying something I know I really don’t need or can’t eat
please recommend books on personal finance that you swear by
Love this so much, Tam! Remotivated me to get back on track! To anyone reading this, you deserve all your desires ✨🙏
Thank you for your video ❤ where can I invest my money ? What stocks?
I declare abundance for everyone of us here guys!! 🙌Positive vibes to everybody!!❤
What was the name of the social media marketing ebook you read in uni?
Girl! I seriously love and appreciate your energy, enthusiam and advice so much :)
Can you pls tell how to get into stocks and investing? Sorry if it sounds stupid i rlly dont know
I agree with these principles, which are really the rich dad poor dad, so it's nice that u break it down for the youth. Except you are not telling them how to invest successfully considering most people try business and invest and fail.
19:33 ❤ 19:40 ❤ 19:43 ❤ 19:46 ❤
I have been struggling with a scarcity mindset and I really needed this, thank you sm Tam❤
What specific financial literacy books would you recommend?
Check my book recommendations video!
You literally opened my eyes
My parents spent 14-15 k in down payment on a Tesla.
A used one at that.
When they've been planning on getting rental property.
Now, that saying, don't buy it unless you can buy three.
They could only buy ONE.
I know my mom is VERY intellegent with her money. She has no mortgages on our house when she bought it.
What she could have done
Is invest that 15k into a rental house and fixed it up so she could be making back 2k+ a month.
And in a year she would have made it all back. And in five years She could buy and brand new tesla and maybe another one.
In red. 💋
Absolutely! Now you know better so you can do better as the new generation❤
You're smart ❤
It’s not because you CAN’T.
But because you don’t KNOW
Education is key. Educate your self in order to have abilities
This is seriously changing my mindset. Loving this community so so much
Keeep going ur so sweet and tenacious, cant you tell us abt the book u read?
Tam! Your videos are so motivating and you as a person are so inspiring! I feel like you’re the big sister, that everyone needs 🧡✨ I just started this year with my TH-cam channel! I was thinking about it for so long and I’m happy that I finally started it! You motivate me to do more things and become the best version of myself. Thank you a lot ☺️🫶🏼🌺
Even the Athena and Lola thing you have going on is something that I am super impressed by. How did you think of them? Be honest, are you part of a secret society ?
Coz of you am able to wake up at 4:30 feeling like the mc of my life and making each day a productive day .. THANKS A LOT❤
I think this sign for me, I need this, I been so broke for past year now. But I’m manifesting for life I want to live. Start working my ass off. Now.
TAM!
YOU ARE SUCH A SAVIOUR ISTG!
Not you literally came up with this video when I'm looking for nothing but passive income source...
Thankyou so so much ❤️✨
The last best time was 2 yrs ago the next best time is now
You are a total queeen thank you so much for this information ❤❤❤❤
Girl you dropped nothing but facts, I’m so happy that women get to be in their rich girl era. Loved the video sis ❤
This video encouraged me to buy that doordash
Thank you for this video so great full. I always heard about ETFs and never understood but you clarified it for me. Lots of love from South Africa❤
i really want to start making money for myself because even tho my parents provide for me i want to start making money at a young age so i can live a good life and my independent when i’m older and achieve my dreams and goals i have set but i’m 13 and i don’t know what to do, i don’t have an allowance and my parents aren’t big on things like babysitting or dog walking or cleaning in the community
I was just watching your confidence and other videos again as I am going through a tough week myself and here you are. Thank you for all the life saving ideas and tips. Much love to you ❤️❤️❤️
Please explain more about honey gain.
I'm seriously avoiding any new buys right now. My portfolio is still in great decline. I have lost over $102K in the stock market recently. I'm more interested in how to improve my portfolio. Like how do I turn tide around? I'm here for ideas
Hi bestie! Do you think listening to 432 hz music will make you rich ?
if you only do something, not just listening and laying on bed all day
Tam, you are like my big siz that i run to whenever i need advice in any part of my life. Thank you for choosing this topic, it's like you read my mind coz i've been looking for ways i can make money.
What was the marketing book you read?
Girl you are literally the angel who help us in every possible way!! Love you ❤️
actually investment can be work it depends on how you read the market and wht kind of investment do you want and also high risk high return if you invest with the high return maybe you can be rich with your knowledge bout market stock and stuff and with a good analytical skills ofc and maybe it will take more time to make sure you ready to do investment so you cannot go to the wrong side of investment like just following people and have no own way how to invest but investment is a good way to grow money😁👍
Ive been thinking about saving money and quitting my Starbucks drink and other subscriptions. Then getting a second job because I figured I could save more. How would I learn about investing money online? That's the same question I've had for years after watching these types of videos
I am not sure where you live. It's become pretty easy in places like America or Europe. It will depend on your goals. Maybe you can learn from places like Khan Academy or get some books from your local library about personal finance. Overall, I took a finance class at the local community college, read some books, and watched some videos. But overall a simple way is to open a brokerage account and then invest in some broad index funds. In America, you can go to places like Vanguard, Fidelity, or Charles Schwab and open an account online. These brokerages also offer a lot of educational tools and articles to help as well. Some examples, of index funds are VOO, SWPPX, IVV, etc. Investing is individualistic so whatever you invest in will depend on your goals, risk tolerance, and interests.
I recommend you start with an ETF instead of individual stocks. Some books i recommend are Psychology of Money! Then there are many local money blogs that review investment platforms best for your investment strategy and what perks you can get