How did he RETIRE with 10Cr+?

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  • เผยแพร่เมื่อ 15 มิ.ย. 2024
  • Mutual fund industry veteran Karan Datta who retired with over 10 crores in his kitty! Discover the secrets to financial success, investment strategies, and smart retirement planning that allowed him to achieve this remarkable milestone. Whether you're just starting your investment journey or looking to boost your retirement savings, this video will help you become a better investor.
    FDs on Wint Wealth: bit.ly/3r7V7vu
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ความคิดเห็น • 420

  • @WintWealthYT
    @WintWealthYT  8 หลายเดือนก่อน +50

    FDs on Wint Wealth: bit.ly/3r7V7vu

    • @maheshhr7742
      @maheshhr7742 7 หลายเดือนก่อน

      I advise you to record a video including persons that make between Rs 50,000 and Rs 1,000,000 per month.

  • @johnpaul8394
    @johnpaul8394 10 วันที่ผ่านมา +395

    I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

    • @GiovanniJakob
      @GiovanniJakob 10 วันที่ผ่านมา +2

      I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...

    • @johnpaul8394
      @johnpaul8394 10 วันที่ผ่านมา +2

      @@GiovanniJakob That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

    • @GiovanniJakob
      @GiovanniJakob 10 วันที่ผ่านมา

      @@johnpaul8394 My advisor is Victoria Carmen Santaella

    • @GiovanniJakob
      @GiovanniJakob 10 วันที่ผ่านมา +2

      You can look her up online

    • @chigoziejoshua3479
      @chigoziejoshua3479 10 วันที่ผ่านมา +1

      @@GiovanniJakob The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

  • @stephenpotter21
    @stephenpotter21 5 หลายเดือนก่อน +246

    The secret to retiring comfortably is finding a way to make returns while your money works for you. My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive.

    • @cloudyblaze7916
      @cloudyblaze7916 5 หลายเดือนก่อน +2

      This is really amazing though. I'm curious as to how he did it. Was it real estate? Or he was a market enthusiast?

    • @stephenpotter21
      @stephenpotter21 5 หลายเดือนก่อน +2

      Investing enthusiast? Not my dad. Our family got introduced to a financial advisor about four years before my dad retired. That was what changed things. I've been using the same now and I think my retirement income would be on the right track.

    • @stephenpotter21
      @stephenpotter21 5 หลายเดือนก่อน +2

      I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is Sharon Louise Count.

    • @mohican-jx6fx
      @mohican-jx6fx 5 หลายเดือนก่อน

      I appreciate this, man. I'll look her up, and I hope I'm able to reach her.

  • @omkardalvi6067
    @omkardalvi6067 8 หลายเดือนก่อน +125

    Shoutout to the producers for finding such people. Crazy good episode… I really wish we could get detailed conversations instead of small small cuts💯❤️

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you

    • @shanujha2653
      @shanujha2653 8 หลายเดือนก่อน

      Agree!

  • @3hustle
    @3hustle 8 หลายเดือนก่อน +91

    00:00 💰 To retire with 10 crores, consider factors like long-term inflation, returns, and annual expenses.
    01:11 🕒 Retirement is about buying time, so know what to do with your time before leaving your job.
    02:37 💼 The mutual fund industry has seen significant compounding returns over 25 years, but many investors miss out due to short-term focus.
    07:10 🏡 Real estate, gold, insurance for protection, and mutual funds for wealth creation are key components of asset allocation.
    09:18 💸 Diversify income sources in retirement, including investments and other ventures, to maintain financial stability. Passion spends are essential for enjoying life.

    • @pavanmadamset
      @pavanmadamset 8 หลายเดือนก่อน +2

      Thank You Very Much for Beutiful and Amazing synopsis

  • @vigneshkumarganesan1529
    @vigneshkumarganesan1529 8 หลายเดือนก่อน +63

    Being middle class people, we don't know the wealthy mindset. Really these videos are inspiring and same time it is giving us guidance to financial freedom journey. Please keep doing it.

    • @latifkhan535
      @latifkhan535 หลายเดือนก่อน

      did you invest anything, i have 20 Lakhs , dont know what to do, kept in FD. my age is 35, please suggest what to do

    • @JustChill76
      @JustChill76 7 วันที่ผ่านมา

      ​@@latifkhan535best is to invest in Index Fund. Nifty 50

  • @venkateshvilapakam7248
    @venkateshvilapakam7248 8 หลายเดือนก่อน +18

    I retired at 43. Personal situations compulsions. But I'm focusing on health. A marathon runner and training for triathlon.

  • @Ramrush1
    @Ramrush1 6 หลายเดือนก่อน +70

    To each their own but to me retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45.

    • @Saigoodk
      @Saigoodk 6 หลายเดือนก่อน

      Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call.

  • @sagark9487
    @sagark9487 8 หลายเดือนก่อน +11

    Leaving poor and dying rich.. Great line and great episode 👌

  • @saiprashanth3618
    @saiprashanth3618 8 หลายเดือนก่อน +47

    Can these interviews be longer please? Nice information from these vids.

  • @sayanbiswas1709
    @sayanbiswas1709 8 หลายเดือนก่อน +40

    One of the best interview. Really liked his personality. ❤ Great work wint wealth

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you very much. I also truly enjoyed sharing my personal journey

  • @taranbirsingh
    @taranbirsingh 4 หลายเดือนก่อน +4

    I am glad he mentioned about what you would do with your time, that’s more important than the financial aspect of retiring

  • @ausimk
    @ausimk 8 หลายเดือนก่อน +4

    Mr Karan Datta, has clarity of thought, is humble and focused towards his goals. Lot to learn from his sharp insights.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you

  • @DrKallalPramanik
    @DrKallalPramanik 8 หลายเดือนก่อน +9

    Incredible content! I'm absolutely amazed by the clarity of Karan's insights.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you very much. Very kind of you.

  • @SD_003
    @SD_003 8 หลายเดือนก่อน +14

    7:30 - On point. RE is for living, gold is ornament, MF is for wealth creation

  • @shirbk
    @shirbk 8 หลายเดือนก่อน +3

    Loving this channel. Great content. Keep going.

  • @ulyssesjunaid
    @ulyssesjunaid 2 หลายเดือนก่อน +3

    Listen to this gentleman was so soothing❤❤❤

  • @tuepecto
    @tuepecto 8 หลายเดือนก่อน +21

    Very level headed conversation about wealth creation and looking forward. superb.

    • @WintWealthYT
      @WintWealthYT  8 หลายเดือนก่อน

      Keep watching

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you very much. God has been very kind and this journey is what I wanted to share.

    • @girish1413
      @girish1413 8 หลายเดือนก่อน

      ​@KaranDatta Thank you for the insights, Sir. Your insights are very useful, as always!

  • @contactsriram
    @contactsriram 8 หลายเดือนก่อน +4

    Thank you for sharing the tips. Not everyone will be open and share. Thank you.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you

  • @dharmu5237
    @dharmu5237 8 หลายเดือนก่อน +7

    I like the relaxed way of speaking there is a calming influence in his voice.I appreciate his focus on health and exercise. Nice interview

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you so much. Very kind of you

  • @lisboaprince4513
    @lisboaprince4513 8 หลายเดือนก่อน +1

    just love ur content on retirement journeys

  • @rithikjain4947
    @rithikjain4947 8 หลายเดือนก่อน +4

    This video is too good
    Please make them in podcast style like for 30 min.
    I know retention is pretty less but value for viewers would be much more.

  • @thealphaway2422
    @thealphaway2422 8 หลายเดือนก่อน +2

    Thank you Karan Sir for insightful journey and it's really motivating .

  • @mukeshkannan7837
    @mukeshkannan7837 8 หลายเดือนก่อน +2

    @karan, great insight & clarity on FIRE

  • @Nsc99999
    @Nsc99999 หลายเดือนก่อน

    अनुभवाची शिदोरी परिपूर्ण आहे .....सर आपल्या पुढ़िल वाट चालीस आणि कारकिर्दीस शुभेच्छा

  • @krook527
    @krook527 6 หลายเดือนก่อน +1

    Amazing episode! Very inspiring

  • @kushik.naveen
    @kushik.naveen 8 หลายเดือนก่อน +4

    Loved this interview. Candid & to the point

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you very much

  • @satishsegu5383
    @satishsegu5383 4 หลายเดือนก่อน +1

    One of the best personal finance I heard in the recent days

  • @msmshortcreation3968
    @msmshortcreation3968 7 หลายเดือนก่อน +3

    Very inspiring story....

  • @ShanaySAras
    @ShanaySAras 8 หลายเดือนก่อน +5

    What a fantastic video! Loved every word he uttered and have shared this video across my entire network. I love this channel. You guys are doing a great job.
    Please bring more such people on your channel :)

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      So kind of you. Thank you

  • @arvindpsk
    @arvindpsk 8 หลายเดือนก่อน +2

    @KaranDatta Sir Inspired to hear about your journey, lifestyle and dedication to fitness (the most valuable asset).

  • @neerajtanwar7479
    @neerajtanwar7479 8 หลายเดือนก่อน +2

    Very nice interview. With simple but life changing advice

  • @vishalshah2761
    @vishalshah2761 8 หลายเดือนก่อน +2

    Superb video. 🎉 keep posting.

  • @ronsmith5601
    @ronsmith5601 8 หลายเดือนก่อน +2

    Very nice interview.

  • @rajeevv135
    @rajeevv135 8 หลายเดือนก่อน +5

    On an encouraging note the guest looks like actor Jeetendra 😊

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +2

      Hahahaha. I will take that as a compliment. Thank you

  • @arjunps6776
    @arjunps6776 8 หลายเดือนก่อน +39

    I think ESOPs did the trick for him. Only Mutual Fund SIPs won't generate even half his corpus in 25 years unless the instalments were mind-blowing huge. Huge instalments are not possible early in the career.

    • @pranavmalhotra9187
      @pranavmalhotra9187 8 หลายเดือนก่อน +4

      Well to get to half his corpus which is 5cr you need to invest approx 12k pm in first year with 10% annual step up for 25 years. Of course that 5cr will most likely be worth around 2.5cr by then due to inflation

    • @religionofpeace782
      @religionofpeace782 8 หลายเดือนก่อน +1

      ​@@pranavmalhotra91875 cr will be worth not 2.5 cr but 1 cr after 25 years.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +18

      Yes ESOPs did play a large role in my corpus creation. Having said that, the habit of savings states much earlier and SIPs were part of my journey. Plus investing the annual bonus etc.

    • @jrajesh11
      @jrajesh11 8 หลายเดือนก่อน +2

      Yes a practically achievable corpus is only 3-4 Cr max.

    • @A_Sen_0
      @A_Sen_0 8 หลายเดือนก่อน +1

      @@jrajesh11its all depends on how much u willing to sacrifice for early retirement.
      I usually save & invest 90k / month on 130k/ month doctor salary,
      I didn’t wanted to get married, kids & my parents have their pension & house so my expenses r very low. I even don’t own a car.
      Also i m starting a side hustle to save 200k / month.
      I want to retire after 12-13 years at age of 50, with 400k usd ( I mentioned it in usd because inr keeps falling & I gonna spend my my on abroad anyways

  • @short_snippets.
    @short_snippets. 8 หลายเดือนก่อน +7

    Wint just doing the marvellous job so much knowledge In short snippets keep uploading keep on guiding

    • @WintWealthYT
      @WintWealthYT  8 หลายเดือนก่อน +1

      Thanks, will do!

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Agree. Wint has been quite phenomenal in bringing out FIRE journeys.

  • @livenotlive
    @livenotlive 8 หลายเดือนก่อน +11

    I think he retired with 18cr, as per livemint article.

  • @tarunrao23
    @tarunrao23 8 หลายเดือนก่อน +3

    Wint should share the frameworks and transcripts on your website

  • @paliarun
    @paliarun 7 หลายเดือนก่อน +2

    He is very humble !

  • @mohammadfaraz4343
    @mohammadfaraz4343 8 หลายเดือนก่อน +7

    You sir is a gem of a person. I have seen people with 50 Cr networth not composed not calm You have not made only money but yourself as Well! thats what matters the most.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you

  • @amanChauhan-dy1ko
    @amanChauhan-dy1ko 8 หลายเดือนก่อน +10

    Thats called quality content❤

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you so much for your kind words.

  • @rickiek
    @rickiek 8 หลายเดือนก่อน +2

    Great interview, great guest, great watches! 😄

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you

  • @shivamalwaysrox
    @shivamalwaysrox 8 หลายเดือนก่อน +8

    Those in the comments are saying that average life expectancy in India is 70.
    That is the current life expectancy and i guess people here are in 20s or 30s and after 40-50 years , life expectancy will be minimum of 85-90 years of age.

    • @Happysoul_3
      @Happysoul_3 8 หลายเดือนก่อน +1

      I read a news due to heavy pollution life expectancy is decreasing. Lets see after some how will it be

    • @sureshpeshawaria347
      @sureshpeshawaria347 8 หลายเดือนก่อน +2

      It's not how long you will live... it's whether you will be fit enough to enjoy the so-called accumulated wealth at that age - IF you reach there, that is....

  • @tanuja14rose
    @tanuja14rose 8 หลายเดือนก่อน +3

    Wow he explained it the most simplest way

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thanks a lot. Means a lot to me.

  • @jerinstella
    @jerinstella 8 หลายเดือนก่อน +2

    AMAZING GUY.I LOVE THE WAY MR NISHANT PRASAD SPOKE ABOUT TIME.GREAT THINGS TO LEARN IN EACH ONCE LIFE.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you very much for your kind words.

  • @dr.manishkumarjain227
    @dr.manishkumarjain227 8 หลายเดือนก่อน +1

    One of the best❤

  • @sallianz11
    @sallianz11 8 หลายเดือนก่อน +1

    a nice concise interview and a very beautiful home.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you

  • @hrishikeshbabar
    @hrishikeshbabar 8 หลายเดือนก่อน +2

    7:54 @KaranDatta you said big chunk is in PMS. I am assuming you meant portfolio management services. What is your opinion on PMS? When should we opt for it? Is it worth paying the fees to PMS as opposed to selecting ETFs and MFs on your own?

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +2

      I have always been a big believer in capital markets and thru MF or PMS. Earlier I was not allowed to invest in PMS because of my work. Now that I am allowed to do so, I am happy to participate in it because of the fund structure. I am comfortable with this particular PMS and it works for my style of investing. Fees are not as important as risk adjusted long term returns.

  • @antevasin2786
    @antevasin2786 8 หลายเดือนก่อน +1

    its all about journey and your decisions in between

  • @rajpradeep87
    @rajpradeep87 7 หลายเดือนก่อน +1

    This guy has a lot of clarity in what he should be doing can easily feel it from his speech.

    • @KaranDatta
      @KaranDatta 7 หลายเดือนก่อน

      Thank you very much

    • @rajpradeep87
      @rajpradeep87 7 หลายเดือนก่อน

      @@KaranDatta🙏🏻

  • @lostsoul4317
    @lostsoul4317 4 วันที่ผ่านมา

    He's still studying for 3 hrs at this age. Inspiring

  • @vaibhavjain9056
    @vaibhavjain9056 8 หลายเดือนก่อน +1

    It’s too guud.. gave me clarity why when snd how should I do earning on my own 👌

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Happy to hear that. Thank you

  • @sanketdewan8391
    @sanketdewan8391 8 หลายเดือนก่อน +1

    Excellent video, very helpful. Keep it up!

    • @WintWealthYT
      @WintWealthYT  8 หลายเดือนก่อน

      Glad it was helpful!

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you so much.

  • @arunkumarpg8555
    @arunkumarpg8555 8 หลายเดือนก่อน +1

    Very good

  • @aniketbirajdar-patil5469
    @aniketbirajdar-patil5469 6 หลายเดือนก่อน

    Great insights from this video thanks wint wealth

    • @WintWealthYT
      @WintWealthYT  6 หลายเดือนก่อน

      Glad you enjoyed it

  • @ambition112
    @ambition112 8 หลายเดือนก่อน +6

    0:20: 💰 The video discusses three ways to plan for retirement: considering long-term inflation and returns, withdrawing 4-5% of the corpus annually, and having 25 times annual expenses saved up.
    2:35: 💰 Investments in the mutual fund industry have seen significant returns, with an average compounding rate of 18-20% over 25 years.
    5:28: 🏃🏻‍♂ Retiring early at 48, the speaker spends his time training for sprinting, playing golf, and studying geopolitics and its economic impact on India.
    8:04: 💰 The speaker discusses their investment strategy and how they utilize their funds for income.
    10:42: 🕰 The video showcases the speaker's collection of luxury watches and their personal value.
    Recap by Tammy AI

  • @githinsmohan2429
    @githinsmohan2429 8 หลายเดือนก่อน +1

    Really good content.....!
    Thanks for the video 😊

    • @WintWealthYT
      @WintWealthYT  8 หลายเดือนก่อน

      Glad you liked it

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thanks a lot

  • @surekag3844
    @surekag3844 8 หลายเดือนก่อน +1

    Excellent video.thanku very much wint wealth.

    • @WintWealthYT
      @WintWealthYT  8 หลายเดือนก่อน

      Most welcome

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you very much

  • @sanjaychoudhary16389
    @sanjaychoudhary16389 6 หลายเดือนก่อน

    He looks fantastic for 53 and very wise

  • @gnes04
    @gnes04 2 หลายเดือนก่อน

    0:45 Why can you only withdraw 4 to 5 percent and why will this end in 25 years? If you are making 6 percent over inflation then you can take 6 percent infinitely right?

  • @mahendraaitha
    @mahendraaitha 8 หลายเดือนก่อน +3

    Nice session. Could some one show some light on where they sell the used luxury watches :-) am just curious or are those limited edition ones..?

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +3

      Ethos Watches have a business that deals in pre owned watches. It’s called Second Movement

    • @mahendraa
      @mahendraa 7 หลายเดือนก่อน

      Thank you

  • @gpr2047
    @gpr2047 8 หลายเดือนก่อน +2

    Try to evaluate for urban village side retirement .... Plz make one video... Surely metro need 50k per month

  • @gagansaluja7470
    @gagansaluja7470 8 หลายเดือนก่อน +1

    Gem of a person Karan Datta official ❤😂

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you my good friend. You are always very kind to me. When are you making me ripped like you.

  • @Useruytrw
    @Useruytrw 8 หลายเดือนก่อน +2

    Too Good

  • @shyamfootprints972
    @shyamfootprints972 8 หลายเดือนก่อน +1

    Very realistic and well said

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you

  • @Riggsnic_co
    @Riggsnic_co 2 หลายเดือนก่อน +4

    More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

    • @CraigChap_6898
      @CraigChap_6898 2 หลายเดือนก่อน +4

      The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

    • @maga_zineng7810
      @maga_zineng7810 2 หลายเดือนก่อน +3

      This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000

    • @kevinmarten
      @kevinmarten 2 หลายเดือนก่อน +3

      Mind if I ask you to recommend this particular coach you using their service?

    • @CraigChap_6898
      @CraigChap_6898 2 หลายเดือนก่อน +3

      'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @kevinmarten
      @kevinmarten 2 หลายเดือนก่อน +2

      thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @rohanchaudhari2506
    @rohanchaudhari2506 8 หลายเดือนก่อน +1

    Good one. Actually we r buying time after being wealthy..

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Yes. We buy time with our money. It’s important to know what to do with our time.

  • @tanmaymundhe698
    @tanmaymundhe698 หลายเดือนก่อน

    Loved his views

  • @joshua397
    @joshua397 8 หลายเดือนก่อน +7

    They should share approx numbers. 10 cr+ doesn't help. His house and watches indicate that he's more than 50 cr. So please put rough numbers. You can't afford his lifestyle with 10 cr.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      The video does say 10 cr plus.

    • @joshua397
      @joshua397 8 หลายเดือนก่อน

      @@KaranDatta yeah and 10+ could be anything. 11? 100? 55? 1000?

  • @mayurdugar03
    @mayurdugar03 8 หลายเดือนก่อน +1

    Nice!

  • @teslabhatta3560
    @teslabhatta3560 7 หลายเดือนก่อน +1

    This is how success looks like 👏 being from a middle class family myself I too have a passion for watches but I am still building my fortune

    • @KaranDatta
      @KaranDatta 7 หลายเดือนก่อน

      Watches is a passion because of my friend Deepak Tomar. He introduced me to Horology and the craftsmanship of watches

  • @arshdeepkumar
    @arshdeepkumar 8 หลายเดือนก่อน +1

    one of the best interviews

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you so much.

  • @SanjeevM-hv4gu
    @SanjeevM-hv4gu 8 หลายเดือนก่อน +2

    I‘ve never imagined my life after 30 or 40. The surprising thing for me is the fact that I would have relatively much more time. No magic will happen. I shall better start investing by now. 21.

  • @shivsun8933
    @shivsun8933 5 หลายเดือนก่อน

    We are actually Buying time with this money.....an eye opener!

  • @Jack-ei3pg
    @Jack-ei3pg 8 หลายเดือนก่อน +6

    Each episode is nothing less than a book

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Thank you.

  • @digvijaypatil1543
    @digvijaypatil1543 8 หลายเดือนก่อน +1

    Hi.. great clarity about his content of money & health except teeth.
    Need to take care of those 😊

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Hahahaha. So true.

  • @prashantsharma8149
    @prashantsharma8149 8 หลายเดือนก่อน +2

    The guest has awesome clarity.can we get more video
    Books or any resources from him ?

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you very much. Happy to connect and share more.

    • @santanubhatt78
      @santanubhatt78 2 หลายเดือนก่อน

      Karan Sir you are phenomenal, would love to hear more from you

  • @ParthRastogi
    @ParthRastogi 7 หลายเดือนก่อน +1

    Amazing guy however his watch collection definitely needs a Daily beater like Seiko and definitely needs an Omega. A micro brand such as Stratton would also show his knowledge.

    • @KaranDatta
      @KaranDatta 7 หลายเดือนก่อน

      You know your watches. Thanks for the advice

  • @gouthamkondapavuluru1959
    @gouthamkondapavuluru1959 8 หลายเดือนก่อน +4

    Just curious about the market value of that house. It should be anywhere between 6 crores to 18 crores based on the city, locality, interiors, furniture etc. 10 + crores wealth can mean 50 crores as well. Unless the interviewer state the wealth with not more than 20% difference, viewers can't make anything out of it and there is a difference in between retiring with 15 crores and 50 crores

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +7

      Fair point. The value of the home would be between 6 to 7 cr. Investment corpus is between 15 and 18 cr.

    • @gouthamkondapavuluru1959
      @gouthamkondapavuluru1959 7 หลายเดือนก่อน +1

      ​@@KaranDatta
      Thank You Karan for openly talking about your wealth. It gives some good in sights about wealth to younger people.

  • @melwynd
    @melwynd 8 หลายเดือนก่อน +7

    25X which is basically the 4% rule is not sufficient to retire in India. Need atleast 35X to be on the safer side.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Anything between 25 to 30 times should be fine. There is no fine art but the range works.

    • @melwynd
      @melwynd 8 หลายเดือนก่อน

      ​@@KaranDattahow much % do you withdraw from Equity & Gilt every month for your monthly expenses?

    • @LinkedInJobProvider-yu8iv
      @LinkedInJobProvider-yu8iv 8 หลายเดือนก่อน

      ​@@KaranDattaso it's 400x of your monthly expense?

    • @JustChill76
      @JustChill76 7 วันที่ผ่านมา

      ​@@LinkedInJobProvider-yu8ivI think 400x is safe

  • @anshmworld22
    @anshmworld22 2 หลายเดือนก่อน

    Why the video felt like cut short at places. Length should be increased.

  • @mayankgupta5363
    @mayankgupta5363 8 หลายเดือนก่อน +2

    I must say that man is very smart.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      Thank you. Very kind of you

  • @saranyapandey
    @saranyapandey 6 หลายเดือนก่อน +2

    Whatta sorted life

  • @sivanbo
    @sivanbo 5 หลายเดือนก่อน

    Prasad..good one..why is are keeping phone in your hand in all videos. does it not distract us and you?

  • @sakshidamani
    @sakshidamani 8 หลายเดือนก่อน +1

    I have started my SIP investments and I’m also a firm believer in the long term game… but my only confusion is that when does one decide if the investment is actually worth keeping or not? For example… if I have an SIP in a mutual fund that invests in small cap tech companies, then after how much time should I just check if I must continue the SIP or not? 1 yr/2yrs…?

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Pls stay invested and give your investments at least 7 years before you start thinking of stopping

  • @SkyLoreking
    @SkyLoreking 8 หลายเดือนก่อน +1

    Sir, I am confused here, if I take out 4% every year with a growth rate of 12% or above on average, shouldn't the corpus last forever. Could you please explain to us in more detail? Thank you for the video

    • @devalsavla4966
      @devalsavla4966 8 หลายเดือนก่อน

      Because of inflation, you will need a higher % withdrawal each year to manage expenses. 4% rule with post tax return of 7% and inflation of 7% means 25 years of expenses. Of course actual returns and inflation both can be higher

  • @drshaival
    @drshaival หลายเดือนก่อน

    I think practically this type of early retirement is possible only for few people.
    These are exceptional cases.
    For middle middle class people what is more practical way to retire early? Particularly those starting salary is not much and initial life social responsibilities are there, house to be purchased...

  • @aayan5404
    @aayan5404 7 หลายเดือนก่อน +1

    Checks out. In 27 years with a lumpsum investment you would 100x at 19% cagr and 400x at 25% cagr.

  • @mohitmohania5647
    @mohitmohania5647 7 หลายเดือนก่อน

    Wonderful ❤

    • @WintWealthYT
      @WintWealthYT  7 หลายเดือนก่อน

      Thank you! Cheers!

  • @sunadupadhye
    @sunadupadhye 8 หลายเดือนก่อน +2

    Real estate is for living, Gold - Ornament, Insurance is for Protection and Wealth creator is MF (long term) :) , and next line is these 4 has separate work. So it means, it is not good idea to demand wealth with real estate/gold :) Made me compulsory to think upon this

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Yes that’s correct. Pls don’t add RE, Gold or Insurance policies to networth unless Gold is in ETF or Funds, there is a second home which provides rental income. Insurance is pure protection and should not be counted as Networth

    • @paliarun
      @paliarun 7 หลายเดือนก่อน

      I am surprised how will he be able to compete for India given he is already 50 plus 😮

  • @hammadshaikh4278
    @hammadshaikh4278 8 หลายเดือนก่อน +3

    Great channel 🎉

    • @WintWealthYT
      @WintWealthYT  8 หลายเดือนก่อน

      Thanks for visiting

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      I agree. Wint has done a great job

  • @rahulgupta-iv6pz
    @rahulgupta-iv6pz 8 หลายเดือนก่อน +3

    Hi karan,if i may ask which pms are u trusting?will give a good idea as u being insider in industry.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน

      Good question. I trust my financial advisor who runs a PMS with a 10 year track record. It has a steady track record and invests in companies with zero to minimal debt, decent cash flows and under ownership.

    • @rahulgupta-iv6pz
      @rahulgupta-iv6pz 8 หลายเดือนก่อน

      @@KaranDatta thx sir
      Can you name few who tick all the boxes most of the times
      Not as recommendation but for analysis and reference

  • @reyanshg123
    @reyanshg123 8 หลายเดือนก่อน +1

    Inspiring conversation!

  • @minadev1
    @minadev1 2 หลายเดือนก่อน

    which stocks can give you 15%

  • @dhruvkharayat8469
    @dhruvkharayat8469 8 หลายเดือนก่อน +1

    Sir great advise on investment, but Hublot, Panerai and Bell & ross are not good watches/investment.

    • @KaranDatta
      @KaranDatta 8 หลายเดือนก่อน +1

      They are pieces I love. They are not an investment. Each one has history and has military history 😊

  • @moking1
    @moking1 8 หลายเดือนก่อน +1

    Change the question to how much my life need to live a good life.
    someone need 2000$ for a month and the other one need 2000$ for a year and so on

  • @sameertawde5
    @sameertawde5 8 หลายเดือนก่อน +2

    25 times of your annual salary
    50 times of your annual salary
    should be rrtirement value

  • @religionofpeace782
    @religionofpeace782 8 หลายเดือนก่อน +3

    I am investing 1.7 crore in mid caps, flexi and small caps in 2023-24. How much of a corpus roughly can I expect in 2044 i.e 20 years from now?

    • @MenOn13
      @MenOn13 8 หลายเดือนก่อน

      damn

    • @akshendoke450
      @akshendoke450 8 หลายเดือนก่อน

      consider an avg return of 10-15% pa if everything goes well

  • @GeneralistDev
    @GeneralistDev 8 หลายเดือนก่อน +1

    Increase the video lengths