How Much Money Do You Need To Retire Early?

แชร์
ฝัง
  • เผยแพร่เมื่อ 22 ก.ค. 2023
  • Samit Singh, who managed to retire at the young age of 50!
    He shares his insightful journey towards financial independence, offering invaluable tips and strategies that enabled him to save and invest wisely for the next 50 years of his life.
    If you've ever wondered how to take control of your finances and build a stable future for yourself and your loved ones
    Know more about Wint Wealth: bit.ly/3T2HbuW
  • บันเทิง

ความคิดเห็น • 948

  • @WintWealthYT
    @WintWealthYT  11 หลายเดือนก่อน +502

    Retirement excel sheet: bit.ly/3YaDpUa

    • @anubrat
      @anubrat 11 หลายเดือนก่อน +7

      Very few will use this excel. But very few who will use this, will feature on this channel in coming years.

    • @sarathpuppala6148
      @sarathpuppala6148 11 หลายเดือนก่อน +1

      Kudos. Great Content. Keep educating more.

    • @rajneeshplp
      @rajneeshplp 11 หลายเดือนก่อน +3

      Very good video, and offcourse very good excel. An observation - in Retirement corpus worksheet: in D 32 cell, is it correct to consider age difference as C3-C2. It seems to me that it should be B32-C2. If I am going wrong, pls be kind to clarify

    • @rajneeshplp
      @rajneeshplp 11 หลายเดือนก่อน +4

      Also, if the future goals fall in the period of pre - retirement, the expenses projected are not accounted for in pre - retirement file. I manually did it, but, if these expenses are higher than the pre-retirement corpus generated, entire file goss to the toss!! :(

    • @gaurishgangwar
      @gaurishgangwar 11 หลายเดือนก่อน +1

      There seems to be some error in the sheet, if you increase the target retirement age, the value "You'll have money till" goes down which is the opposite of what should really happen.

  • @TheJackCain-84
    @TheJackCain-84 หลายเดือนก่อน +507

    I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

    • @Syndiewndell
      @Syndiewndell หลายเดือนก่อน +5

      Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.

    • @martingiavarini
      @martingiavarini หลายเดือนก่อน +3

      Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

    • @LindaHaire
      @LindaHaire หลายเดือนก่อน +3

      Mind if I ask you to recommend this particular coach you using their service?

    • @martingiavarini
      @martingiavarini หลายเดือนก่อน +3

      Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @LindaHaire
      @LindaHaire หลายเดือนก่อน +2

      She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.

  • @RobertBrown..
    @RobertBrown.. หลายเดือนก่อน +534

    I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, I'm really just confused at this point.

    • @AshlelThomas
      @AshlelThomas หลายเดือนก่อน +3

      A robust strategy is crucial for any investor's portfolio. When it comes to making high-stakes decisions, the greater the risk, the greater the potential reward, and it's wise to seek guidance from seasoned professionals.

    • @JackHudson.
      @JackHudson. หลายเดือนก่อน +2

      Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

    • @ChristopherDavies_
      @ChristopherDavies_ หลายเดือนก่อน +1

      Recently, I've been exploring advisors, but the market news I've come across hasn't been uplifting. Who's providing guidance for you?

    • @JackHudson.
      @JackHudson. หลายเดือนก่อน +1

      Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @SarahTaylor_
      @SarahTaylor_ หลายเดือนก่อน +2

      I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.

  • @Myview_Aravind
    @Myview_Aravind 11 หลายเดือนก่อน +30

    His monthly salary is anywhere. Between 11.-15 lacs per month . Very few get this opportunity. Great thing to be shared. Thanks.

    • @jayendrakamat4306
      @jayendrakamat4306 4 หลายเดือนก่อน +1

      You're not considering the time he's invested to reach that salary. You pay time and get higher salary in return.

  • @sunkidd9150
    @sunkidd9150 8 หลายเดือนก่อน +53

    I retired at 55 by choice because of the following method:
    1) Start an SIP (not less than 10% of monthly take home) from first salary onwards.
    2) Monthly SIP amount should increase by 10% every year
    3) Don't incur avoidable lifestyle expenses that would make a withdrawl from the corpus inevitable
    4) Buy an appropriate apartment, if essential, just before retirement because the rental yield from ownership is less than 2% annually
    PS - Be physically active with daily exercise routine to maintain a healthy life.

    • @cherishgp
      @cherishgp 6 หลายเดือนก่อน +1

      When evaluating ROI on property yoh should consider capital appreciation as well as rental yield.

    • @sunkidd9150
      @sunkidd9150 6 หลายเดือนก่อน +1

      @@cherishgp
      The return on property is after considering both. It is a incorrectly assumed that capital appreciation is superlative because it happened for a few years. This is the reason for significant advertising by real estate sector.

  • @MaydayMayo66
    @MaydayMayo66 11 หลายเดือนก่อน +461

    This qoute hit hard - " your income is not permanent but your expenses are permanent"

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +9

      Thank you. Yes, that’s the truth!

    • @ashoksareen9603
      @ashoksareen9603 11 หลายเดือนก่อน +3

      What is use of four houses

    • @ashoksareen9603
      @ashoksareen9603 11 หลายเดือนก่อน +4

      Living in farm house is hazardous for top crat officer 😊

    • @btw143
      @btw143 11 หลายเดือนก่อน +3

      Thought provoking

    • @festivalvlogs7
      @festivalvlogs7 11 หลายเดือนก่อน +5

      Not only permanent but it grows annually.

  • @anniezeng4587
    @anniezeng4587 10 หลายเดือนก่อน +407

    I am 45 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns

    • @kaylawood9053
      @kaylawood9053 10 หลายเดือนก่อน +8

      I recommend to pick up and read a few books. Peter Lynch is where I was recommended to start. Learn different strategies so that you might develop your own

    • @cloudyblaze7916
      @cloudyblaze7916 10 หลายเดือนก่อน +4

      Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

    • @evitasmith6218
      @evitasmith6218 10 หลายเดือนก่อน +4

      @@cloudyblaze7916 Please, could you pass along your analyst contact info?

    • @cloudyblaze7916
      @cloudyblaze7916 10 หลายเดือนก่อน +3

      @@evitasmith6218 My advisor is Eleanor Annette Eckhaus I found her in a business magazine where she was featured and reached out to her afterwards. You can look her up online if you care supervision, just search her name

    • @adenmall7596
      @adenmall7596 10 หลายเดือนก่อน +3

      @@cloudyblaze7916 Thanks for sharing, just looked up on google and I'm super impressed with her credentials. I dropped an email on her webpage and hope she replies soon

  • @legacymedia8468
    @legacymedia8468 5 หลายเดือนก่อน +101

    The secret to retiring comfortably is finding a way to make returns while your money works for you. My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive.

    • @cloudyblaze7916
      @cloudyblaze7916 5 หลายเดือนก่อน +3

      This is really amazing though. I'm curious as to how he did it. Was it real estate? Or he was a market enthusiast?

    • @legacymedia8468
      @legacymedia8468 5 หลายเดือนก่อน +3

      Investing enthusiast? Not my dad. Our family got introduced to a financial advisor about four years before my dad retired. That was what changed things. I've been using the same now and I think my retirement income would be on the right track.

    • @ericmendels
      @ericmendels 5 หลายเดือนก่อน +4

      I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

    • @legacymedia8468
      @legacymedia8468 5 หลายเดือนก่อน +3

      I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is Sharon Louise Count.

    • @stephenpotter21
      @stephenpotter21 5 หลายเดือนก่อน +1

      I appreciate this, man. I'll look her up, and I hope I'm able to reach her.

  • @sleepyshek
    @sleepyshek 11 หลายเดือนก่อน +144

    This has to be the best video I've ever seen on early retirement. He has clearly put everything.

    • @kaivalyadesai8336
      @kaivalyadesai8336 11 หลายเดือนก่อน +6

      +1 was about to write that

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +4

      Thanks

    • @pavansiddharth2279
      @pavansiddharth2279 11 หลายเดือนก่อน +4

      @@kumarsamit1 Hi sir. I would like you to post few personal finance videos in your channel. It will be immensely helpful if you could share your knowledge and experience for students like us.

    • @SalmanOptionsTrading
      @SalmanOptionsTrading 11 หลายเดือนก่อน +1

      50 ₹ 3,000,000.00

    • @kumarsamit1
      @kumarsamit1 2 หลายเดือนก่อน

      @@pavansiddharth2279I have lots of ideas and discussion topics. Unfortunately not savvy with video and audio editing. Works not prefer to put up sloppy videos.

  • @Riggsnic_co
    @Riggsnic_co 6 หลายเดือนก่อน +59

    Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

    • @hermanramos7092
      @hermanramos7092 6 หลายเดือนก่อน +2

      True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

    • @martingiavarini
      @martingiavarini 6 หลายเดือนก่อน +1

      Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

    • @bob.weaver72
      @bob.weaver72 6 หลายเดือนก่อน +1

      That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

    • @martingiavarini
      @martingiavarini 6 หลายเดือนก่อน +1

      My Financial adviser is ‘’'Natalie Lynn Fisk ’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @bob.weaver72
      @bob.weaver72 6 หลายเดือนก่อน +1

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

  • @Imimranuddin
    @Imimranuddin 11 หลายเดือนก่อน +52

    This man is so genuine...

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +3

      Thanks Imran

  • @prashanthkotturi6928
    @prashanthkotturi6928 11 หลายเดือนก่อน +69

    Most of us won't have his income but there is no harm in learning from the principles Mr Samit has expounded in this video. My personal takeaways are as follows (in no particular order):
    1. Focus on assets that make you returns to build the retirement corpus. Be intentional.
    2. Understand what are the things that are important to you in your retired life and understand what they will cost you alongside your living and contingency expenses. Build the corpus accordingly.
    3. It is not about how much you make. It is about how much you save and invest.
    4. A meaningful life (taking from his desire to do gardening and travel) is more important than a purely material life. Sometimes they may intersect and that is fine but, it is important for you to find your own meaningful life. Mine is to be able to sit down with my father in the evenings for a peg of 21 year aged Johnny Walker and watch a movie without caring about what the next day, week or month holds in terms of work life. Also, I would like to explore my country with a bike.
    Wint wealth and Samitji, thank you for this. Wint Wealth, please share more such videos much more frequently! Belated thanks for the video with Mr Handa too !

    • @AMITKUMAR-nf8in
      @AMITKUMAR-nf8in 11 หลายเดือนก่อน +1

      ho gya????

    • @thecagedguitarist
      @thecagedguitarist 11 หลายเดือนก่อน +1

      kya baat hai! 4th point is goals!

    • @glitchmanshandle
      @glitchmanshandle 11 หลายเดือนก่อน

      @@AMITKUMAR-nf8in lol

    • @dbss206
      @dbss206 10 หลายเดือนก่อน

      Bakwaas

    • @supersue_cleobruni
      @supersue_cleobruni 8 หลายเดือนก่อน

      lovely comment - great takeaways.

  • @mandarrane
    @mandarrane 11 หลายเดือนก่อน +35

    you should interview him every year to see what new thing he learned

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +7

      Happy to share updates and experiences.

    • @VinayAgarwal
      @VinayAgarwal หลายเดือนก่อน

      Mr Samit your decision to stay at farmhouse is worth emulating. Your inputs on how to buy a farmhouse and maintain will also be very useful.

  • @harinair7390
    @harinair7390 10 หลายเดือนก่อน +6

    Men proposes and God disposes, we can plan, but God has another plans. So enjoy each and every moment of your life 😊

  • @premnarayan6650
    @premnarayan6650 10 หลายเดือนก่อน +10

    While a person cuts down and is happy , more often it is too difficult to get the family to do so too . Lucky for him to have an understanding spouse and son .

    • @kumarsamit1
      @kumarsamit1 10 หลายเดือนก่อน +1

      Very well said, Prem. Totally agree.

    • @AbhishekRamesh1
      @AbhishekRamesh1 9 หลายเดือนก่อน

      True

  • @sundaramoorthyr2394
    @sundaramoorthyr2394 11 หลายเดือนก่อน +5

    Excellent and clear thoughts.. Hats off to the team for making this video

  • @dskunu
    @dskunu 11 หลายเดือนก่อน +3

    One of the best interview about retire early. Samit Singh sir, you are inspiration. Thanks for sharing these valuable tips.

    • @kumarsamit1
      @kumarsamit1 2 หลายเดือนก่อน

      Thank you!

  • @RKIN11
    @RKIN11 11 หลายเดือนก่อน +47

    That's the gold standard of wisdom oozing out. Thanks man for sharing.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +6

      Thank you. Glad you liked it.

  • @andrewholmes-171
    @andrewholmes-171 5 หลายเดือนก่อน +33

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Anna Williams

    • @julienolke-vx5lk
      @julienolke-vx5lk 5 หลายเดือนก่อน

      The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.

    • @karenrobinson598
      @karenrobinson598 5 หลายเดือนก่อน

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

    • @FrankWilliams790
      @FrankWilliams790 5 หลายเดือนก่อน

      What impresses me most about Anna Williams is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.

    • @DonaldHuge
      @DonaldHuge 5 หลายเดือนก่อน

      Isn't that the same Mrs Anna Williams that my neighbours are talking about, she has to be a perfect expert for people to talk about her so well

    • @JohnAlbert209
      @JohnAlbert209 5 หลายเดือนก่อน

      I'm new at this, please how can I reach her?

  • @MrEternalFool
    @MrEternalFool 11 หลายเดือนก่อน +53

    The price of Maruti Ciaz starts at Rs. 9.30 Lakh and goes upto Rs. 12.29 Lakh

    • @GuptaSangam
      @GuptaSangam 11 หลายเดือนก่อน +17

      Take his annual income 1cr approx.

    • @SachinChauhanDev
      @SachinChauhanDev 11 หลายเดือนก่อน +9

      And this is after tax

    • @mohitsoni8951
      @mohitsoni8951 11 หลายเดือนก่อน +1

      F** hell!!

    • @gurpreetkakkar
      @gurpreetkakkar 11 หลายเดือนก่อน +4

      ​@@SachinChauhanDevhe doesn't pay much taxes - passive income is 10% deduction on profit whereas salaried is 35% over even higher for 1CR + CTC. He has a portfolio of 10 CR +

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +3

      With that kind of clarity - you are in path of FIRE!

  • @aniln4368
    @aniln4368 11 หลายเดือนก่อน +72

    What a sorted person he is, very mature and helpful talk, a lot of learnings about FIRE and managing relationships with money. Would love to see more of such stuff!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +2

      Thanks Anil

    • @ShashankGupta05
      @ShashankGupta05 11 หลายเดือนก่อน

      What does FIRE mean?

    • @mudit20011984
      @mudit20011984 11 หลายเดือนก่อน +1

      @@ShashankGupta05 Financially Independent to Retire Early

    • @dbss206
      @dbss206 10 หลายเดือนก่อน

      ​@@mudit20011984typical idiotic goals

    • @avinashnair8433
      @avinashnair8433 10 หลายเดือนก่อน

      I agree with you. He is indeed a sorted person 👍

  • @vikramkaushik
    @vikramkaushik 2 หลายเดือนก่อน +1

    Summary : income is not permanent but your expenses are permanent. Learn to respect money and invest wisely. Thanks for this wonderful interview.

  • @sohamocean
    @sohamocean 11 หลายเดือนก่อน +5

    A gold standard video for all private employees as we dont have pension . Thank you, keep posting

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks Soham

  • @Amitsa299
    @Amitsa299 8 หลายเดือนก่อน +14

    "Remember that your Income is not permanent, but your expenses are permanent." - Samit Singh.

  • @ncmane
    @ncmane 11 หลายเดือนก่อน +8

    The only thing that was running in my mind is the lady behind. I heaved a sigh of relief only at around 4:40 when she moved.

    • @rgaja22
      @rgaja22 11 หลายเดือนก่อน

      😂😂😂

  • @bgnataraj
    @bgnataraj 5 หลายเดือนก่อน +3

    Having financial discipline is most important. From this video, i and my spouse got to learn a lot. Put your Money and assets to work and let it earn for you. Need to learn from the legends such as Samit Singh.

    • @kumarsamit1
      @kumarsamit1 5 หลายเดือนก่อน

      Thank you @bgnataraj

  • @tinypixel_
    @tinypixel_ 7 หลายเดือนก่อน +9

    Wint wealth is doing a great service by showing real examples of financial independence.
    It becomes hard to imagine and plan long-term into your 50s.
    The wisdom from such people makes it look much more realistic and methodical.
    Thank you ❤

  • @Estherwilson436
    @Estherwilson436 8 วันที่ผ่านมา +10

    I thoroughly appreciated your video and the comprehensive approach you took in breaking down the subject matter. It reminded me of the beginning of my own success story when I was first introduced to Nina

    • @HumaAbedin-ye6hu
      @HumaAbedin-ye6hu 8 วันที่ผ่านมา

      My husband and I started so little with just $4,500 because I was skeptical about investing,but fortunately now I regret not starting big.

    • @Estherwilson436
      @Estherwilson436 8 วันที่ผ่านมา +3

      *On the telegrams using the username written below*

    • @Estherwilson436
      @Estherwilson436 8 วันที่ผ่านมา +5

      *@ENFDX*
      that's it.

    • @Raymonds542
      @Raymonds542 8 วันที่ผ่านมา

      Funny enough, my family and friends as well as my neighbors here in Phoenix Arizona also in the service platform.

  • @harnoorsingh8520
    @harnoorsingh8520 11 หลายเดือนก่อน +21

    His salary is between 1.1 Crore to 1.5 crore

  • @hsaini19761
    @hsaini19761 11 หลายเดือนก่อน +1

    Excellent info. seems 1st real FIRE person of India

  • @saurabhsinghkanwar7608
    @saurabhsinghkanwar7608 10 หลายเดือนก่อน

    BEAUTIFULLY EXPLAINED. Just a brotherly advice.. give equal priority and emphasis on maintaining a healthy lifestyle by giving atleast 01 hr daily to physical workout.

  • @user-by4hl5rw2o
    @user-by4hl5rw2o 10 หลายเดือนก่อน +30

    Quite impressive, happy to work with him in corporate, seriously a role model for many of us, wishing him a great life ahead😊

    • @kumarsamit1
      @kumarsamit1 10 หลายเดือนก่อน

      Thanks Sanjeev. Trust you’re doing well.

  • @lalitpandey5246
    @lalitpandey5246 11 หลายเดือนก่อน +5

    I can listen to this convo for 22 hours straight.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks Lalit. Happy to connect.

  • @user-nxvybdi
    @user-nxvybdi 11 หลายเดือนก่อน +3

    Best video so far on this channel.
    Please ONLY bring such quality content

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you. Glad you liked this.

  • @nayaksandeep2001
    @nayaksandeep2001 11 หลายเดือนก่อน +5

    This is one of the best early retirement videos for Indian context with practical advice . Keep it up wint wealth

    • @WintWealthYT
      @WintWealthYT  11 หลายเดือนก่อน

      Thank you! Will do!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks Sandeep. Glad you liked it

  • @vividist
    @vividist 11 หลายเดือนก่อน +13

    Cost of 1 Maruti Ciaz is ~₹10,00,00.
    So this guy earns approx ₹1.2 Crore per year.

    • @adityamodi8922
      @adityamodi8922 11 หลายเดือนก่อน

      that is post tax. his ctc would be more than 2cr.

    • @anubhavbhandari
      @anubhavbhandari 16 วันที่ผ่านมา

      Per month*

  • @yashpalsinghrathore995
    @yashpalsinghrathore995 11 หลายเดือนก่อน +30

    We want more video like this. Thanks a lot for providing such a great and valuable content. ❤❤

    • @WintWealthYT
      @WintWealthYT  11 หลายเดือนก่อน +4

      Glad it was helpful:)

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks Yashpal. Glad you found it helpful.

  • @danishmandkhan5992
    @danishmandkhan5992 6 หลายเดือนก่อน

    Such a brilliant and unpretentious conversation; like a breeze. Beautiful! kudos to the Wintwealth team for bringing out such great, quality content

  • @abcdefghijklmnopqrstuvwxyz8514
    @abcdefghijklmnopqrstuvwxyz8514 11 หลายเดือนก่อน +5

    This gentleman has next level clarity on this 👏

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you

  • @edusiya2669
    @edusiya2669 11 หลายเดือนก่อน +4

    bhai ye channel sach me next level content la raha hai..
    Thank you so much guys.. love this channel

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you!

  • @chamyalmay
    @chamyalmay 11 หลายเดือนก่อน +4

    Excellent information and very practical thought process Samit!!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks

  • @aravindashok2680
    @aravindashok2680 11 หลายเดือนก่อน +6

    Such a clear, detailed and honest thought process .

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks Aravind

  • @adarshpandey8023
    @adarshpandey8023 10 หลายเดือนก่อน +3

    Great talk, Learned a lot. Wish him health and happy life ahead.

  • @YV-2000
    @YV-2000 11 หลายเดือนก่อน +8

    Beautifully put out, wish you the best for your retired life sir.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you!

  • @amitbrahmo
    @amitbrahmo 11 หลายเดือนก่อน +7

    Samit, I have to learn my excel sheet from you, maan! What calculations, my jove. While it's all good, life's imponderables are fantastic n most unpredictable. I agree one must secure one's future. What he said towards the end, is what I wanted to hear all through- it's happiness what you are living or working for. Those who live lives which are uncluttered and simple, tend to be more contended both while working and in retirement. Money is definitely important but more important is happiness n harmony. Do what you have always liked to do - sow dahlias or chrysanthemums, tomatoes or bhindi in your garden, cook a biryani in your kitchen, read lots of books, look at the distant mountains from your cottage or enjoy ☔rains. Economics of retirement is crucial but what you can't buy with money is state of mind or happiness. If you counted your investment all the time while working, believe me even after your retirement you'll be doing the same.

    • @kumarsamit1
      @kumarsamit1 2 หลายเดือนก่อน

      Thank you Amit. You have very aptly put forth the emotions that went through retirement planning.

  • @govindsridhar6270
    @govindsridhar6270 6 หลายเดือนก่อน +1

    You are an inspiration sir...keep educating us

  • @mydreams8092
    @mydreams8092 11 หลายเดือนก่อน +8

    People normally do not talk about inherited assets and how that helped to create a huge net worth. That compounded inherited wealth makes a big difference

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +2

      Yes you right. But also remember that inherited assets may come with lots of legal headaches.

    • @PixelAnatomy
      @PixelAnatomy 10 หลายเดือนก่อน

      Inherited assets most of the time will not fetch any cash, you cannot sell it because you have to pass to your kids.

    • @mydreams8092
      @mydreams8092 10 หลายเดือนก่อน

      @@PixelAnatomy
      But this is always an extra cushion for Financial independence. You can rent it, live in it.
      You can retire couple of years early

  • @rlpai5833
    @rlpai5833 10 หลายเดือนก่อน +3

    Very sensible and practical and one of the few people to confirm that investment in property doesn't always provide great returns or growth nor is a liquid asset as compared to other movable assets. Most people foolishly put too large a chunk of their assets in property. Cashflow and liquidity is more important as well as growth.

    • @kumarsamit1
      @kumarsamit1 10 หลายเดือนก่อน +1

      Thanks. Glad that you liked the talk.

  • @DrKallalPramanik
    @DrKallalPramanik 11 หลายเดือนก่อน +43

    Discovering oneself at the convergence of financial abundance, sufficient leisure time, and robust health is an exceptionally fortuitous juncture. Allow me to extend my heartfelt felicitations on this noteworthy accomplishment, Samitji! Your gracious contribution of this splendid video is sincerely appreciated, and the lucidity of your thoughts therein is truly remarkable.😊

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +3

      Thanks Dr Kallal. Your words are very inspiring and motivating.

    • @rajapandey2039
      @rajapandey2039 9 หลายเดือนก่อน

      Remarkable, also, is your grandiloquence.

    • @jmc8076
      @jmc8076 6 หลายเดือนก่อน

      His situation is created not found.

  • @dhananjaydixit8153
    @dhananjaydixit8153 11 หลายเดือนก่อน +1

    Amazing & Inspirational Person

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks Dhananjay.

  • @caanwarabbas4388
    @caanwarabbas4388 10 หลายเดือนก่อน

    Very Informative and to the point
    Mr Samit sir belongs that elite 0.1% population.. It will be better if u can Take example of Middle Level Employees so that it will be relatable to Majority viewers here including me😃

  • @adeepbhojne
    @adeepbhojne 11 หลายเดือนก่อน +3

    Consistent modulated voice soothing on the ears...this is quality stuff...makes lot of sense and adds in that essential value which we all are looking for ❤

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +2

      Thanks. Glad you liked the talk

  • @Motovloggig
    @Motovloggig 11 หลายเดือนก่อน +5

    The best Episode I have ever seen, thank you wint wealth for adding value in our life, God bless you

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks Shriram.

  • @shanmukpaila6956
    @shanmukpaila6956 11 หลายเดือนก่อน +4

    Great video for finance planning and financial independence. I feel audiences are ready to listen this kind of videos for atleast 20 minutes.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Glad you liked it

  • @siddharthgupta2903
    @siddharthgupta2903 11 หลายเดือนก่อน +32

    Wint wealth is doing a great job making us aware of such people not known to many of us. Pls invite more people, if possible younger ones like 30 something who have also achieved financial freedom in true sense. I know it would be really hard to find such people.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +2

      Thanks Siddharth

    • @akash6012
      @akash6012 11 หลายเดือนก่อน

      Yes it's very help full to learn how we can achieve financial freedom too

  • @lilytea3
    @lilytea3 9 หลายเดือนก่อน +3

    0:06: 💰 The speaker discusses their retirement expenses and the amount of money they saved before retiring.
    3:02: 📊 The speaker discusses their retirement plan and calculations.
    6:04: 🏠 The speaker discusses their experience with investing in properties and how they lost money in most of them except for one house in Bangalore.
    8:39: 🏡 The speaker discusses the impressive quality of life and financial benefits of owning a farmhouse.
    11:59: 💰 The amount of money needed to retire varies depending on personal factors, but it can range from 2 to 3 crores.
    Recap by Tammy AI

    • @theanonymous111
      @theanonymous111 8 หลายเดือนก่อน

      Who is this tammy ai I'm seeing on almost every informative videp

  • @UdayYatnalli
    @UdayYatnalli 11 หลายเดือนก่อน +3

    🎯 Key Takeaways for quick navigation:
    00:00 💰 Plan your retirement expenses carefully and factor in inflation.
    01:36 📈 Use an Excel file to track assets, liabilities, and net worth for retirement planning.
    04:09 🎯 Start planning for early retirement as early as possible to achieve financial independence.
    06:00 🏠 Consider the pros and cons of investing in real estate versus other financial assets.
    09:52 🤷‍♂️ The amount needed to retire varies based on personal lifestyle, expenses, and goals. There's no one-size-fits-all answer.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Awesome. You’ve summarised well!

  • @aniketr7039
    @aniketr7039 10 หลายเดือนก่อน +1

    Thank you so much for sharing the wisdom.

  • @pavanmadamset
    @pavanmadamset 11 หลายเดือนก่อน +1

    SamitSingh Guruji And Wint Wealth Team, We All Are Grateful For Wisdom In This Video

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks Pavan.

  • @martinbabypremium
    @martinbabypremium 11 หลายเดือนก่อน +6

    Helps young generations to retire more early ❤

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Not necessarily that they need to retire early. But they should be able to take the plunge if needed.

  • @rb00777
    @rb00777 11 หลายเดือนก่อน +4

    Appreciate his take on calculation part. Keeping a blanket inflation percentage is not a sound approach. Few things will become more expensive than other.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      That’s true Rahul. Calculations need to be accurate

    • @venkateshtabjula9934
      @venkateshtabjula9934 11 หลายเดือนก่อน

      He factored an additional amount for unforeseen expenses

  • @kaustubhkokane
    @kaustubhkokane 11 หลายเดือนก่อน +2

    Crystal clear thinking 👍🏼. Njoy your retirement, you've earned it quite literally 😊

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks Kaustubh.

  • @adway1448
    @adway1448 11 หลายเดือนก่อน +1

    Thank you for the clarity of thought Samit ji. The excel sheet is much better than my own.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks. Glad you liked the talk.

  • @MariaGarcia-gv8hj
    @MariaGarcia-gv8hj 9 หลายเดือนก่อน +29

    Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are planning on relocating to Thailand. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment!"

    • @sanrock21
      @sanrock21 9 หลายเดือนก่อน

      any suggestion for passive income you have done which you can share here.

    • @lovetypauline6530
      @lovetypauline6530 9 หลายเดือนก่อน

      Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.

    • @MariaGarcia-gv8hj
      @MariaGarcia-gv8hj 9 หลายเดือนก่อน

      Sanrock, No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted us in managing our investments while we focused on my jobs without any concerns.

    • @lovetypauline6530
      @lovetypauline6530 9 หลายเดือนก่อน

      Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

    • @MariaGarcia-gv8hj
      @MariaGarcia-gv8hj 9 หลายเดือนก่อน

      I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online. She even got featured on CNN recently.

  • @srbharadwaj
    @srbharadwaj 11 หลายเดือนก่อน +6

    He is a role model...period!!! fantastic video!!!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you.

  • @rohtanshchachra4580
    @rohtanshchachra4580 11 หลายเดือนก่อน +2

    Sensible advice, we are earning to enjoy life but need to think of the future too. I hope to apply some of these lessons in my life as well.

    • @WintWealthYT
      @WintWealthYT  11 หลายเดือนก่อน

      Absolutely!

  • @agytjax
    @agytjax 11 หลายเดือนก่อน +1

    Let us not demonize real estate as completely a lost opportunity cost. In a well-rounded portfolio, every successful investor has real estate for the following reasons :
    1> Diversification to mitigate volatility
    2> Inflation adjusted Rental income
    This guy only speaks of capital gains while selling his house, but if he had bought a house in a locality that would yield 2-3 % rental yield, the capital gains is proportional to the years of ownership.
    The bottomline is we need to have every asset class for a successful portfolio - Equities, Mutual Funds, Real Estate, FDs, Gold and Bonds.

  • @lavansagar797
    @lavansagar797 11 หลายเดือนก่อน +7

    Few months back I've self prepared an excel sheet to track my savings and expenses. This video is helpful to add few more inputs...

    • @WintWealthYT
      @WintWealthYT  11 หลายเดือนก่อน +1

      Excellent!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Best of luck with your FIRE journey!

    • @lavansagar797
      @lavansagar797 9 หลายเดือนก่อน

      @@kumarsamit1 thank you 🙂

  • @xfinity9397
    @xfinity9397 11 หลายเดือนก่อน +5

    The clarity he has

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you Buddy!

  • @MohdSami-yp9ug
    @MohdSami-yp9ug 11 หลายเดือนก่อน +2

    Most Explainable FIRE video !

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thank you Sami

  • @soni5960
    @soni5960 10 หลายเดือนก่อน +2

    Hey Samit...
    Good to see you here!!
    All the best for your new life..😊😊

    • @kumarsamit1
      @kumarsamit1 10 หลายเดือนก่อน

      Thanks Soni 😊

  • @Sarkartraining
    @Sarkartraining 11 หลายเดือนก่อน +10

    A big thank you to Mr. Singh and the channel team for Such clear and valuable information 😊

  • @srinigenie1312
    @srinigenie1312 10 หลายเดือนก่อน +5

    Samit, loved the clarity in thought and the brevity of putting your knowledge across. Belonging to the tribe of aspiring early retirees, this certainly is one of the best videos have watched in recent times. Thank you for those nuggets of wisdom.

    • @kumarsamit1
      @kumarsamit1 10 หลายเดือนก่อน

      Thanks Srini. May you achieve your happiness as soon as possible.

    • @justanindianwhosprpud
      @justanindianwhosprpud 10 หลายเดือนก่อน +1

      What clarity? A person who only loves excel sheets & has Switzerland @number 1 in the bucket list after retirement can end up with very few options, watching the rain from a window at the foothills of the Swiss Alps is certainly not one of them.
      You need to have things inside yourself & not in the banks to enjoy life
      Honestly ask yourself , with this kind of physique at 50, can I go for a weekend hike & live inside a tent 2 nights in a row?

  • @dawoodwaris
    @dawoodwaris 11 หลายเดือนก่อน +2

    I manage a pension fund abroad and one of my client retired this year at the age of 42 after investing one crore in 2013 the day Raghuram Rajan joined as the governor of RBI. He is living off by taking 20% of the dividend returns of Rs2.6cr he receiving now and reinvesting the rest. Only long term value investing works for the people who wants to retire early.

  • @millionaire_minimalist
    @millionaire_minimalist 11 หลายเดือนก่อน +11

    Please keep making videos on early retirement. This is helpful.

    • @WintWealthYT
      @WintWealthYT  11 หลายเดือนก่อน +1

      Will do!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Glad you liked it

  • @Nitin_Kr_Pamnani
    @Nitin_Kr_Pamnani 10 หลายเดือนก่อน +8

    Never Retire From Work..
    Once You Achieve Your Financial Goal You Can Switch To What You Love To Do And Earn From It..
    Keep Yourself Engaged As Long As You Are Physically & Mentally Well..
    Retiring At 35-40-45 Sounds Interesting But It Is Damn Boring Decision..
    Do Cut Out Yourself From Over Load Of Work..
    Do Give More Time To Family Friends And Society..
    But Don't Ever Stop Working.. 🙏🏻

    • @sherlockholmes882
      @sherlockholmes882 9 หลายเดือนก่อน

      That's what most people do. Very few people would completely withdraw themselves from any kind of work.

  • @vijayrangarajanramakrishna318
    @vijayrangarajanramakrishna318 11 หลายเดือนก่อน +2

    Good Luck and Good Work in the right direction ❤️👍...Hard work will pay fruits one day in future

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Yes Vijay. Hardwork always pays.

  • @anishkumar-jj1rh
    @anishkumar-jj1rh 11 หลายเดือนก่อน +1

    Fantastic person lots to learn from him

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks Anish

  • @indoreification
    @indoreification 11 หลายเดือนก่อน +4

    Samit Congratulations. After listening to you my introspection got more belief.. Yes one should now (after retirement )perceive happiness 😊 rather
    than anything else.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thank you.

  • @shanbhogue88
    @shanbhogue88 11 หลายเดือนก่อน +14

    Kudos to you for achieving your financial freedom. It might have taken a toll on your health for these many years. I think this is the right time to invest on your health for the next 50 years. Just like how you've meticulously planned for your retirement, health needs meticulous planning & execution every single day. Wishing you a healthy retirement sir.

    • @bhaveshjoshi5215
      @bhaveshjoshi5215 11 หลายเดือนก่อน

      I think that he has a
      Totally missed out the health part. When you are planning for retirement it's both your financial soundness as well as health. Hope now he put mindful calculation for his "Health".

    • @parnamsaini4751
      @parnamsaini4751 10 หลายเดือนก่อน +1

      Keep eating kheer, puri and keddu evwryday..you can save and retire for another generation😂

    • @Sharma99099
      @Sharma99099 9 หลายเดือนก่อน

      Cute of him to plan for 100 years. It will be a wonder if this guy makes it to 70.

  • @seekertruth72
    @seekertruth72 11 หลายเดือนก่อน

    Very good lot of learning

  • @mohittkws
    @mohittkws 11 หลายเดือนก่อน +5

    nice and informative. just doing maths (for fun) -
    Current Corpus :
    (1) 15lac p.a. inflating at 7% and return of 8% for next 50 years - roughly 5.5cr
    (2) son's college education - another 0.5cr
    (3) since vacation, medical and margin inflation is higher, we add another 2cr
    Overall 8cr in 60:40 equity:debt. Then there is 18% of real estate. So overall of which .
    What say?

  • @GoldyMinchu
    @GoldyMinchu 11 หลายเดือนก่อน +3

    Wow! Very insightful

    • @WintWealthYT
      @WintWealthYT  11 หลายเดือนก่อน

      Glad you think so!

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks! I like your DP!

  • @ashishmittal6871
    @ashishmittal6871 11 หลายเดือนก่อน +16

    You're content is really appreciable ( can also be said as an asset ). Though i am 18 but could learn from this channel a lot.
    Would like to have more such stuff! ❤

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Ashish, at the young age of 18, if you can learn anything from this conversation, that would be fantastic. You are off to a great start!

    • @jmc8076
      @jmc8076 6 หลายเดือนก่อน

      Learn the basic net worth statement he showed and other basics of financial literacy. Walk before you run. If not born into it wealth is created. It doesn’t just happen. Make a daily effort to self educate. What YOU put into life is what you’ll get out of it. Use whatever happens as lessons vs excuses. Good luck.

  • @kk-wp7gj
    @kk-wp7gj 11 หลายเดือนก่อน +1

    Hope you have health and lifeline for next 50 years as well

  • @kadambeswarans4255
    @kadambeswarans4255 11 หลายเดือนก่อน +10

    I am not sure how you made that money to retire early but I am sure if you start a TH-cam channel or FIRE Masterclass, expressing your views and sharing guidance, you will earn way more than what you already did. Your clarity on thoughts is just amazing. 14 mins is too short to hear from you.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks

  • @lakshminarasimhannarasimha1338
    @lakshminarasimhannarasimha1338 11 หลายเดือนก่อน +7

    Very practical and very open discussion ❤❤❤❤. Thank you so much for this eye opener

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +2

      Cheers!

  • @adi6183
    @adi6183 11 หลายเดือนก่อน +4

    What he said about real easte is so true. Its a cyclical investment. Lot of people invest im fomo and then get mediocre returns.

  • @e431215
    @e431215 9 หลายเดือนก่อน +2

    I really don't understand the urge to retire early. That can only happen when you don't love your job and are frustrated to the core.
    I personally don't want to retire, work keeps me young and healthy. I meet a lot of nice (as well as weird) people, I take a yearly vacation of 1 month. This way I don't have to wait for that magic age to retire and do all the Excel calculations.

  • @nitiksharathore5290
    @nitiksharathore5290 8 หลายเดือนก่อน +1

    Really liked his thought process

  • @AJK666007
    @AJK666007 11 หลายเดือนก่อน +3

    You sir need to be on more podcasts. Very thoughtful interview.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thank you. That’s a very motivating statement.

  • @RohitKumar-qt1hr
    @RohitKumar-qt1hr 11 หลายเดือนก่อน +9

    Great work. This guy really has clarity on how one should live his life

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      Thanks Rohit

    • @User-45456-hurtfh
      @User-45456-hurtfh 11 หลายเดือนก่อน

      Guy? show some respect d*** head

  • @kcpatel10
    @kcpatel10 2 หลายเดือนก่อน

    Wonderful video to learn mistakes and how to manage finance for retirement.
    Thank You Very Much

  • @unnikrish20
    @unnikrish20 11 หลายเดือนก่อน +1

    Can we get the spreadsheet he is maintaining? That could be a great tool for aspiring folks wanting to retire by 50.

  • @purutyagi5913
    @purutyagi5913 11 หลายเดือนก่อน +6

    With all due respect sir kindly invest in your health as well. With that kind of centripetal obesity...100 is ...

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน

      Thanks Puru. You are right. Health is one area I haven’t focused on. I intend to do that now.

  • @riyazahmed208
    @riyazahmed208 11 หลายเดือนก่อน +17

    Superb. The only thing sir should consider is fitness. Im 52 , will be financially free by 58 but i compensate that extention by embracing fitness. I am gym fit at 52 (have be working out since 30years) and have streamlined toned physique. I live a life of a 35year old and at 58 i should be biologically 40.chronological age is less important,biological age is more important . Rest I must say ,Sir has planned his finances splendidly

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +2

      Riyaz- you’re an inspiration. I wish I’d focused on health the way you are.

    • @riyazahmed208
      @riyazahmed208 11 หลายเดือนก่อน +1

      ​@@kumarsamit1Sir, you can make a start on that now. My dad is 83 .Still practicing as a doctor . My mom is 78 ,practices yoga and is fit . For them ,Im still young at 52 .And sir, you have the world at your feet as far as financial planning is concerned . Few could achieve what you have. Just close on this one critical compartment and you will feel like a king. Medical expenses will be minimal. That will be additional saving.

    • @sachn21
      @sachn21 11 หลายเดือนก่อน +1

      Wonderful Riyaz, most of us forget this aspect of life

    • @riyazahmed208
      @riyazahmed208 11 หลายเดือนก่อน

      @@sachn21 Thanks .

    • @anandmudkanna
      @anandmudkanna 11 หลายเดือนก่อน +1

      No offence but I am a doctor myself.Avid cyclist.Regular exercising.Now aged 48.1 year ago did my 300 km BRM cycling.Yet got cancer.Now a days be it environmental factor or else cancer is on rise..So just going to gym will not make you immune from various illnesses.Be prepared for the worst which I had luckily.My opinion

  • @shivayshakti6575
    @shivayshakti6575 7 หลายเดือนก่อน +1

    Really nuanced thanks ❤

  • @dilwaledulhaniyaleja
    @dilwaledulhaniyaleja 9 หลายเดือนก่อน +1

    I am grateful, with these kind of videos, WINT is providing answer that how much money in enough money.
    Thanks Wint

    • @kumarsamit1
      @kumarsamit1 9 หลายเดือนก่อน

      Glad you liked it!

  • @premkumar-gw9qi
    @premkumar-gw9qi 11 หลายเดือนก่อน +4

    Invite people who retire in 30s n 40s with less savings like 1crore and how they manage

  • @mtpatel90skid
    @mtpatel90skid 11 หลายเดือนก่อน +6

    Yeah sab early retirement high-end job walo k liye hi possible hai baki to sab 60 saal tak job hi karenge. So jo hai usme hi thoda time nikaal ke enjoy karo.

    • @kumarsamit1
      @kumarsamit1 11 หลายเดือนก่อน +1

      It’s not impossible Patel bhai. Stay positive. It takes 8-10 years and can be done by a lot is us who are not even at income levels.