I've never been as in love with this card as everyone seems to be. So for a $75 net AF I need to spend $7500 in mobile wallet purchases that I am not already getting 4x or 5x on? Then I can use those points at 1.5x, but no transfer partners? I feel like its the Gold Card debate all over again where people claim to get great value, but havent done the math. As with all cards, I am sure there are people absolutely KILLING it with this card...but I wont miss it. Thanks for the updates as always Matt!
I have the card, & I'm on the fence. The best thing is that I've started using Apple Pay more, which of course I can do with any card. Its most underrated feature for me is no FTFs at that 3x rate, but I product changed to the card and so far haven't earned enough points for a single RTR redemption, so haven't redeemed!
@@byrigelslight2167 correct but i get minimum of 2x on multiple cards, so its only 1x more than that, so $7500 to truly make this card come out ahead
@@byrigelslight2167 You have to calculate the opportunity cost of not using a 2% catchall card instead. So if you redeem at 1x for 3%, the break even is about $7175, but if you redeem all at 1.5x, it's closer to $3K.
The redditor said it is coming Monday. But what's odd is that Monday is Veteran's day where banks are closed. Maybe it doesn't matter, but I would think this sort of change happens on a business day.
Maybe they'll ditch the Altitude branding altogether since somebody realized it was incoherent in that the cards didn't work together. I product changed from Connect to Reserve right before they downgraded the Connect. If nothing else I may wind up with a Smartly, although the FTF on that one is a deal-killer.
A rebrand to the US Bank Voyager makes sense to me. Saw some posts on Reddit about how they just need a travel card not a good one and that it would lose mobile wallets. I suspect this is just fear-mongering as mobile wallet also has significantly less fraud risk. Add to that that they’re hoping to become a one stop shop like Fidelity. If they don’t offer a premium travel product people will go elsewhere to get it
Getting rid of the structure of USBAR makes no sense to me. But doing away with the Altitude Line and replace it with renamed cards makes much more sense to me. Altitude Reserve becoming Voyager and Altitude Connect becoming Fusion would make sense to me
If Reserve lose the mobile wallets, people will stop using it completely and downgrade to Cash+ or Smartly. Also, Smartly is not a good card to apply for 2.5% with no SUB. There are 2% cards with $200-$250 SUB and breakeven is $40000 for $200 SUB. Also, Usbank investment account has $50 annual fee and 100 trades are free but that $50 account fee negates the 0.5% extra cashback. Breakeven is increased now by $10k.
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US Bank is pleased to announce the re-launch of the USBAR as the "US Bank Altitude Fusion with Shield+ Power!!!"
It does laundry?
Don’t give them any ideas
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@@robertjarrell7276 only money.
Temporary or permanently, if they pull it, we might as well start calling it the "Altitude No".
I’m expecting that it becomes the Voyager Card in a few weeks/Months
I've never been as in love with this card as everyone seems to be. So for a $75 net AF I need to spend $7500 in mobile wallet purchases that I am not already getting 4x or 5x on? Then I can use those points at 1.5x, but no transfer partners? I feel like its the Gold Card debate all over again where people claim to get great value, but havent done the math. As with all cards, I am sure there are people absolutely KILLING it with this card...but I wont miss it. Thanks for the updates as always Matt!
I have the card, & I'm on the fence. The best thing is that I've started using Apple Pay more, which of course I can do with any card. Its most underrated feature for me is no FTFs at that 3x rate, but I product changed to the card and so far haven't earned enough points for a single RTR redemption, so haven't redeemed!
I do what I can. I don’t think this thing’s going completely away. Though the Altitude Name will go away. I expect it will become the Voyager
You only need to spend $2500 to cover the $75 fee. Since you earn 3x points per $1 spent.
@@byrigelslight2167 correct but i get minimum of 2x on multiple cards, so its only 1x more than that, so $7500 to truly make this card come out ahead
@@byrigelslight2167 You have to calculate the opportunity cost of not using a 2% catchall card instead. So if you redeem at 1x for 3%, the break even is about $7175, but if you redeem all at 1.5x, it's closer to $3K.
The redditor said it is coming Monday. But what's odd is that Monday is Veteran's day where banks are closed. Maybe it doesn't matter, but I would think this sort of change happens on a business day.
Likely be taken offline on Monday. But we’ll see how right this representative supposedly is on “gone gone” since US Bank has done this before.
Thank you.
Thank you!
Also seems a little Stub Hub-ish. Only 4 tickets remain. Only 2 days left to get the USBAR
It’ll be back. Or something.
Sure hope they don’t get rid of it. Tried applying just becuz I don’t want to miss out. Got denied.
I doubt it’s going anywhere.
Maybe they'll ditch the Altitude branding altogether since somebody realized it was incoherent in that the cards didn't work together. I product changed from Connect to Reserve right before they downgraded the Connect. If nothing else I may wind up with a Smartly, although the FTF on that one is a deal-killer.
I totally expect that Altitude will go away. Who knows what’s next.
A rebrand to the US Bank Voyager makes sense to me. Saw some posts on Reddit about how they just need a travel card not a good one and that it would lose mobile wallets.
I suspect this is just fear-mongering as mobile wallet also has significantly less fraud risk. Add to that that they’re hoping to become a one stop shop like Fidelity. If they don’t offer a premium travel product people will go elsewhere to get it
Getting rid of the structure of USBAR makes no sense to me. But doing away with the Altitude Line and replace it with renamed cards makes much more sense to me. Altitude Reserve becoming Voyager and Altitude Connect becoming Fusion would make sense to me
If Reserve lose the mobile wallets, people will stop using it completely and downgrade to Cash+ or Smartly. Also, Smartly is not a good card to apply for 2.5% with no SUB. There are 2% cards with $200-$250 SUB and breakeven is $40000 for $200 SUB. Also, Usbank investment account has $50 annual fee and 100 trades are free but that $50 account fee negates the 0.5% extra cashback. Breakeven is increased now by $10k.
US Bank smartly credit card it's not open for applications and pre-approval tool l
I see it’s up for application, but I don’t see a pre-approval tool for it
FTA 😮
Many thanks!
I swear reddit is going crazy over this. Thanks Stan the credit frog! 😂
More than a little silly
DOOM
For so many OTHER reasons