Tabia 5 Kubwa Zinazopoteza Fedha Zako Na Jinsi Ya Kuzishinda.

[@kayombog1694]

1.Impulse purchasing
Kununua vitu bila mpangilio!
2. Kutokuwa na budget
Bajeti nauli , vocha nk
3. Mikopo bila mpangilio
Hata kama hauhitaji
4. Expecting miracles
No strategies to overcome poverty
5. Entitlement mentality
Kufikiri wengine wanatakiwa kufanikiwa ndio wakusaidie wewe
You're blessed!

[@nataliasr3013]

Mm natumia pesa zangu pasipo na mpangilio sahihi hivyo najikuta pesa kupotea Asante sana kwakipindi chako nimejifunza namna ya kuwa na bajeti Asante kaka joel

[@saidmwangasama]

Asante kaka nimefanikiwa kwa kiwango kupitia wewe na sasa nipo sawa kifeza,mungu akulinde kaka by exaud, kalibu kwetu mkowa wa songwe mboz mrowo

[@redmastv9584]

NANAUKA THE GENIUS❤️

[@jeyshillyjack4470]

Wangwani,solo nzuri Sana Kaka angu hongera

[@fedharmmark6398]

Ahsante mkuu kwa kutupa Elimu hii Ubarikiwe sana 🙏💎

[@godblessappiah9428]

Hizi tabia zote zimeniathiri sana brother

[@furahairene1829]

Oooh thanks Aki Mara nyingi budget inanishinda dhow nmeona njia za kuifatilza tangu nifuatilie masomo yako bro,barikiwa

[@restutamjuni4739]

Nimekuelewa sana

[@paulinambelwa6188]

Nakupenda san kaka joel mungu akubariki sana

[@alanluwumba5104]

Matumiz ya kifedha ni elimu good sana

[@maliselinapetro4168]

Asante Sana My mentor
Najifunza mengi Sana kupitiaa wewe
Mungu akubariki Sana.

[@merykyungai2551]

Asante ubarikiwe kuliko jana

[@ErNesto-ty9yz]

Tuko pamoja kaka Joel Nanauka

[@williammasese7737]

Impulse purchasing
Kutokea na Budget
Hizi vitu vinanitesa sana nimeshajaribu sana kubadilika lakini zinanishinda

[@macksemuyango6108]

Habari yako Mwalimu wangu,,,, namba hiyo unayoitoa hapo kwa ajili ya kupata vitabu haipokelewiiiiii!!!

[@robertemmanuel1685]

Nice lesson 🤝

[@nkungwiprimary2363]

Be blessed Joel Nanauka

[@mwafrikaissa491]

I'm the first today, big up mr nanauka

[@mariammaligwa8887]

Hii ya tano ilikuwa inanihusu sana mm lkn kwa Sasa unanifungua sana na masomo yako nimetoka na najitahd kusimama kbsa

[@ezironvyats433]

Ahsante kwa malifaa

[@shedrackkiluswa5902]

Mwalimu nashukuru najitahidi sana kutaka kuwa na nidhamu na fedha lkn nashindwa nashindwa kujizuia kumsaidia mtu nikipata hela wanakuja wengi kweli wengine ni ndugu nifanyeje

[@adelinakibejile4696]

Thank u kaka

[@venajah3033]

Asant kk

[@pendothomas7258]

Barikiwa sanaa

[@unique1brand984]

Nice

[@michaelkayoka1615]

Asante

[@maribasimon6993]

Thank you

[@muhillukelliy5992]

dahh kk umenena yani yote uliyosem hpo yananigusa nifanyeje nitoke huko kaka nanauka?

[@zawadishiga1123]

Be blessed

[@azizaisack2572]

Somo zur san

[@ashakhamis3006]

Asante sana umenifunza mambo muhim mwalim

[@jumamaabad5430]

Namba haipatikani tunahitaji vitabu

[@alfredkenz380]

Staying without budget

[@micky6touch523]

Namb za simu please # joelNanauka#

[@mussaukwaju6495]

Bro samahani ila namba inaita tu haipokelewi na kwenye watsup last visit ni 4 apr bro ama kuna namba nyingine

[@jenipherrio7941]

Ahsant kaka umenifundisha Yani kila kinonacho lazma ninunue Nia Sina Tania yakupanga bajet

[@chrismassawe326]

Somo muhimu kwa anaejielewa anaetamani kufanikiwa nimelirudia kama mara 4 hivi nimejifunza vingi

[@nimubonainnocent2183]

Iyo badget mim kiwukweli nashwinda kupangiliya sababu mimi ni mufanya kazi najitegemeya namanisha Sina mushahara malum sasa nifanye je

[@harunmwazembe9980]

Tabia inayochangia mimi kutokufanikiwa ni kutokua na BAJETI na impulse purchasing.
Kuna wakati nanunua kitu kwasababu flani mf, saiv diary yangu imeisha nataka ninunue lkn haipo kwenye budget, na hii pia ni impluse purchasing?

[@elinileabukhay8650]

Hapana sio impulse purchase ila iingize kwenye zile asilimia 30 za wants kwenye budget yako ijayo

[@kinglugano6475]

No bajet😭😭😭😭

[@uwezobarton8764]

Kushinda kujizuia kununua vitu bila mpangilio

[@emanuelavaleriani8646]

Kama sisi wadada tunavyopenda nunua nguo, viatu, mapochi utafir una duka nyumbani kwako.

[@isikesamike]

Nitarekebisha #1 and #2 maana ndo tabia hasaa zinazonisumbua.

[@isackmaloha-vk7hm]

Ziko mbili ambazo ni kukosa bajeti na kupenda kununua vitukwa just watu wanione

[@bestcakes7098]

Tabia ya kutokupanga bajeti