THIS ATM WILL TRICK YOU! DIRTY TRICK EXPOSED (Honest Guide)

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  • เผยแพร่เมื่อ 26 ม.ค. 2019
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    If you thought using ATM was safe, better watch this video so you won't fall for this trick!!! This company Euronet is all around Europe so watch out. Not only they would give you a bad rate, but they would also charge you a fee. It's easy to spot them as they're only marked with "ATM" sign. Find a regular ATM by a bank instead. Always decline conversion rate offered by the atm. If you're asked if you want to pay in local currency or your home currency, always choose "local currency" option.
    Learn more about the issue on our blog:
    honest.blog/2019/01/30/atm-sc...
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ความคิดเห็น • 6K

  • @SuccessforLifester
    @SuccessforLifester 5 ปีที่แล้ว +4610

    And many of these ATMs are illegal installations. They damaged historical building all over Europe

    • @Stormfox93
      @Stormfox93 5 ปีที่แล้ว +122

      Indeed, makes it double the problem

    • @hellcatz25
      @hellcatz25 5 ปีที่แล้ว +8

      200 like

    • @warmvibes5705
      @warmvibes5705 5 ปีที่แล้ว +8

      666 like

    • @c.powell8472
      @c.powell8472 5 ปีที่แล้ว +21

      How can they illegally install them?

    • @SuccessforLifester
      @SuccessforLifester 5 ปีที่แล้ว +85

      @@c.powell8472 By law they need to seek approval but they were not given and yet, they proceeded to install it. And the authorities also didn't pursue.

  • @nleak92
    @nleak92 4 ปีที่แล้ว +5440

    Not all hero’s wear capes, some wear glasses and a beard

    • @martinmena4625
      @martinmena4625 4 ปีที่แล้ว +13

      Lmao

    • @slappy8941
      @slappy8941 4 ปีที่แล้ว +38

      "Heroes". Not everything that ends with an "s" gets an apostrophe.

    • @Chasefanandluffyfam
      @Chasefanandluffyfam 4 ปีที่แล้ว +11

      Is that clark ken

    • @blendxrr
      @blendxrr 4 ปีที่แล้ว +33

      wear a beard>?

    • @bradleycooper7698
      @bradleycooper7698 4 ปีที่แล้ว +12

      You don't wear a beard idiot.

  • @roncatton7101
    @roncatton7101 11 หลายเดือนก่อน +252

    Well done for exposing these scams on public/tourists. The more who know about these things, the more that can boycott using them!

    • @omargoalzz
      @omargoalzz 10 หลายเดือนก่อน

      annoying thing is now its not only euronet, euronet opened a big counterpart called ria money transfer

  • @keeech1984
    @keeech1984 11 หลายเดือนก่อน +69

    Thank you so much for this video. I was recently in Rome and had to withdraw some emergency cash and one such ATM was the only option. When I reached the conversion screen, I somehow remembered to click on the “decline conversion” button and that is when I realized I would have surely been scammed as the offered conversion was 25% higher. I thank you again, my friend!

  • @henlo8325
    @henlo8325 4 ปีที่แล้ว +2263

    "Don't worry, Prague is a very safe and beautiful city, but look at these 3748283 videos of how you will be ripped off here as a tourist."
    Hahaha

    • @midnmusic2217
      @midnmusic2217 4 ปีที่แล้ว +61

      You mean every city in the world?

    • @henlo8325
      @henlo8325 4 ปีที่แล้ว +26

      Der Pwny I live in Europe... in Germany it‘s Not nearly as bad

    • @pancakezzzz_
      @pancakezzzz_ 4 ปีที่แล้ว +16

      @@henlo8325 these problems are all over Europe including Germany

    • @Thunderaz
      @Thunderaz 4 ปีที่แล้ว

      Laszlo Chiriac search em

    • @liltroglodyte5830
      @liltroglodyte5830 4 ปีที่แล้ว +12

      stam gkou I mean you can be ripped off as a tourist in any city of the world it shouldn’t stop you from traveling. Just be attentive and don’t get scammed...

  • @nomadasaurus
    @nomadasaurus 5 ปีที่แล้ว +1757

    Warning about this ATM - They even rip you off if you decline the conversion. We recently used one in Prague, and avoided the high withdrawal suggestions and shitty currency conversion offer, instead choosing 2000 CZK and declining the currency conversion. However when we checked our bank statement afterwards, they charged us the equivalent of 2376 CZK! Our bank card has zero international fees, so Euronet still scammed us about 20%. Avoid at all costs.

    • @Booyamakashi
      @Booyamakashi 5 ปีที่แล้ว +29

      I think just because you declined conversion by euronet, doesnt mean it didnt have to be converted, hence the difference. Also, part of the 376 added cost was a fee.

    • @efcf-gf5uq
      @efcf-gf5uq 5 ปีที่แล้ว +31

      @@Booyamakashi Sounds logical, it's about 14,50 EUR in fees in that case. For a 77 EUR withdrawal, that's still a very high fee though

    • @joshdoo6813
      @joshdoo6813 5 ปีที่แล้ว +11

      Go with ING they rebate ATM fees and charge no fees for international transactions

    • @jewellui
      @jewellui 5 ปีที่แล้ว +1

      Booyamakashi what you said doesn’t make sense, how can anyone know the fee then?

    • @igstah
      @igstah 5 ปีที่แล้ว +25

      The fact that ur card has zero international fees sadly means only that your bank does not charge you when withdrawing money abroad. Still, the foreign bank can and probably will charge you.
      So much for your bank advertising "no charge on international withdrawals".

  • @KryptoKiddi
    @KryptoKiddi 3 ปีที่แล้ว +584

    3:21 to the right of Janeks
    *Selling alcohol to minor*
    Guy (adult): “Don’t look now but I think we’re on camera”
    Girl (minor): Instantly looks right into the lens

    • @nahushmodak1003
      @nahushmodak1003 3 ปีที่แล้ว +15

      😮🤘

    • @174b9
      @174b9 3 ปีที่แล้ว +35

      Thought it was drugs but then I saw the cans.

    • @JohnDoe-yq8ox
      @JohnDoe-yq8ox 3 ปีที่แล้ว +47

      Ha, awesome observation.

    • @Raul.4o8
      @Raul.4o8 3 ปีที่แล้ว +6

      Dude ur so smart

    • @CuriousPavel
      @CuriousPavel 3 ปีที่แล้ว +34

      it's funny how he acknowledges the camera and still goes through with the sale :D

  • @billyandriam
    @billyandriam ปีที่แล้ว +132

    Totally makes sense. Paypal and Amazon does the exact same trick when you order something online with a foreign card. They will give you a bad rate. I always decline the upfront conversion rate and choose to order with my card's native currency instead. It has saved me a lot!!

    • @naomikhalif6954
      @naomikhalif6954 11 หลายเดือนก่อน +11

      How do you do it? I use Also Amazon and a visa card when order online. How?

    • @antonhelsgaun
      @antonhelsgaun 10 หลายเดือนก่อน

      ​@@naomikhalif6954you just click the button where it says to charge in local currency

    • @counterleo
      @counterleo 10 หลายเดือนก่อน

      With PayPal it’s really annoying, it will apply bad conversion without asking, unless you log into your account, go to the Money Settings / Wallet tab and actually edit your card’s currency to match the order’s currency. (Your bank will charge you for the FX but still better than PayPal’s rate). It’s bad because it breaks the payment flow because during checkout you have to log in on a new tab to do this trick. Most people are either ignorant or lazy to do that, hence PayPal makes money.

    • @trevorsmith7753
      @trevorsmith7753 9 หลายเดือนก่อน

      That is bullshit ... home currency of payment makes no difference when paying abroad ... they still stiff you with lousy exchange rates.

    • @theschmoe01
      @theschmoe01 9 หลายเดือนก่อน +2

      You just have a crappy credit card without free foreign transaction fees. Sign up for something like the apple card.

  • @Tipko
    @Tipko 5 ปีที่แล้ว +4428

    On a funny note; EUROnet is an American company

    • @e1woqf
      @e1woqf 5 ปีที่แล้ว +535

      Not surprising...

    • @calvinjonathanganadhi981
      @calvinjonathanganadhi981 5 ปีที่แล้ว +104

      Should be amerinet

    • @thrawn-ys9hf
      @thrawn-ys9hf 5 ปีที่แล้ว +113

      so much for the intelligence of the EU if they get scammed so easily by the "Dumb Americans". . . .

    • @carina8916
      @carina8916 5 ปีที่แล้ว +108

      @thrawn444444 there are not only European People visiting Prague 🤦🏼‍♀️ a lot of international tourist come to this wonderful city every year

    • @KillaKern
      @KillaKern 5 ปีที่แล้ว +25

      thrawn4444 how Ironic calling them the dumb ones 😂 EU is shit

  • @mr.vegeta1212
    @mr.vegeta1212 5 ปีที่แล้ว +1548

    3:23 speaking of sketchy transactions , pay attention to the right side of your screen 😂

    • @Wilburbruh
      @Wilburbruh 5 ปีที่แล้ว +150

      California E92 good eye lmao probably some stolen goods!!

    • @revelbangtanexo2642
      @revelbangtanexo2642 5 ปีที่แล้ว +117

      what were they even doing & the fact that they were looking at the camera too shsjjs

    • @jimmytrinh95
      @jimmytrinh95 5 ปีที่แล้ว +44

      I was looking at that too, hoping to see it in the comment section.

    • @neilansiva6007
      @neilansiva6007 5 ปีที่แล้ว +4

      😂😂😂😂😂😂

    • @joepotentier
      @joepotentier 5 ปีที่แล้ว +3

      😂😂

  • @LenHarms
    @LenHarms 3 ปีที่แล้ว +183

    What I learned: Stay home, never leave home, home is safe.

    • @shakesfirst2443
      @shakesfirst2443 3 ปีที่แล้ว +1

      That isn't about money these days. There's a fucking pandemic.

    • @LenHarms
      @LenHarms 3 ปีที่แล้ว +2

      @@shakesfirst2443 I wasn't even talking about the pandemic, I've seen the movie ''Hostel".

    • @shakesfirst2443
      @shakesfirst2443 3 ปีที่แล้ว +1

      @@LenHarms Shit just keeps getting worse.

    • @Moon-ge8mc
      @Moon-ge8mc 3 ปีที่แล้ว

      Shakes First there isnt 🙄

    • @shakesfirst2443
      @shakesfirst2443 3 ปีที่แล้ว

      @@Moon-ge8mc Oh good, some random f()ckwit on TH-cam is making up lies in the face of entire medical science. I feel so much better now.

  • @travp7688
    @travp7688 ปีที่แล้ว +65

    Not enough honest guys around. There are so many scammers, it is unbelievable. More than a person would ever think. Luckily, there are good, honest people out there too.

    • @aRandomFox00
      @aRandomFox00 10 หลายเดือนก่อน +5

      ​@@DanN-nv7kg Do you blame the victim for falling for the scam and not the scammer for running it?

  • @SqueekyBums
    @SqueekyBums 5 ปีที่แล้ว +874

    So, ATM thieves, only target this type of machine. Poetic justice.

    • @ferguson20diesel49
      @ferguson20diesel49 5 ปีที่แล้ว +7

      Ill send I Irish over. Experts at it

    • @yissssss
      @yissssss 5 ปีที่แล้ว +17

      @The Armchair Spaceman Edgy as fuck.

    • @shweeps
      @shweeps 5 ปีที่แล้ว +10

      @The Armchair Spaceman We got a tough guy over here!
      See? Nobody cares

    • @iamthelichking8522
      @iamthelichking8522 5 ปีที่แล้ว

      @@shweeps I CARE....wait..what are we talking about?

    • @shweeps
      @shweeps 5 ปีที่แล้ว +9

      @The Armchair Spaceman I mean, if that's how you feel, that's fine and all. But at least when you're insulting someone, form cohesive sentences. Otherwise you just look more moronic than you already are.

  • @ryanlindsay7360
    @ryanlindsay7360 5 ปีที่แล้ว +392

    This is legit. When I was in Japan paying for my hotel after checking out I always had the option to pay with my card in Japanese or my home countries currency. I asked the guy what difference it made and he straight up told me it's always cheaper when you pay with the local currency. All businesses take advantage of foreigners

    • @mchvz_
      @mchvz_ 5 ปีที่แล้ว +11

      I was in japan aswell and I usually used the ATM, the minimum amount to take out was $10,000 jpy which to me was fine for a few days, however, I didn't review the conversion, I guess I was a fool 😕 (or maybe they didn't charge me much).

    • @martinj9268
      @martinj9268 5 ปีที่แล้ว +10

      It is possible some legit businesses would logically charge you less to pay in their native currency. I mean think about it, say you own a business in Mexico and someone comes in and pays with some Vietnamese Dong... That money is of absolutely no use to you unless you plan on going to Vietnam anytime soon, so you are only taking it out of convenience for your customer, thus you'd charge what is known as a *convenience fee* and on top of that it is *inconveniencing* you or one of your employees who is now tasked with going to convert the money to a currency useful to your business which means you will then be the one paying the fee for conversion and obviously will need to account for the inconvenience to you and conversion rate in the price they're paying. Even if you pay with a credit card they are still then being charged a fee through the processing company and getting their conversion rate.
      That's not to say there aren't always plenty of people trying to get over on tourist who expect them to be too dumb to do simple math to really understand how much they're spending or just not know any better, but in many places you will definitely pay less by paying in local currency

    • @carpediem6568
      @carpediem6568 5 ปีที่แล้ว +9

      It would help if the US dollar hadn't lost so much value because Republicans have run up so much national debt. They've bankrupted the country and are continuing to do it right now. It never ends with them, like a non stop self destruct machine.

    • @mikeries8549
      @mikeries8549 5 ปีที่แล้ว +1

      @@martinj9268 you explained that so well that you must work for a bank you pos.

    • @martinj9268
      @martinj9268 5 ปีที่แล้ว +14

      @@mikeries8549 Good one? Or maybe, and just hear me out here, but maybe I simply have this thing people these days seem to be frequently lacking. I think it's something most people would refer to as *common sense* ? Perhaps it's that and the fact I've been working closely with vendors and manufactuerers from all over the globe for over a decade, and because of this I have a fair amount of experience in the logistics and financial pitfalls involved in accepting anything other than your preferred method of payment you're most familiar with - i.e. native currency.
      Honestly it's kind of unfortunate to me that in your mind someone requires some special insider knowledge in order to grasp the simple logic in being charged a convenience fee in return for a business accepting something which in the end they will need to pay a fee on and waste time with, simply to convenience you.

  • @hellotorin
    @hellotorin 3 ปีที่แล้ว +71

    It'd be great if the ATM displayed a message on the screen saying "Get that camera out my face!" and started wobbling away.

  • @DanielZloczower
    @DanielZloczower ปีที่แล้ว +20

    You are completely right, EURONET ATMs are taking terribly high fees, it's an unfair business practice, dishonest. I hope as many travelers as possible will watch this video and wont ever use EURONET ATM chain.

  • @Twitter_Posts
    @Twitter_Posts 5 ปีที่แล้ว +702

    What I’ve learned from these ATM machines:
    1. Pull the green card reader to make sure it’s real
    2. They scam you
    3. Many of them are illegally placed

    • @Fume1337
      @Fume1337 5 ปีที่แล้ว

      yeah thats what I thought too

    • @taehyungsbandana3719
      @taehyungsbandana3719 5 ปีที่แล้ว +4

      what do you mean pull the green card reader?

    • @Twitter_Posts
      @Twitter_Posts 5 ปีที่แล้ว +20

      Taehyung's Bandana some people put a fake card reader over the original one, but the fake one is a shell that takes the credit card information
      Video demo: th-cam.com/video/ll4f0Wim4pM/w-d-xo.html

    • @lyth1um
      @lyth1um 5 ปีที่แล้ว +6

      skimming. sometimes they replace them and just glue them in cheaply. they coping the magnet stripe and copy it to blank magnet card, then go somewhere else where the chip isnt used and withdraw it. search for ec-skimming, but nowdays it getting less because default bankaccounts only allow payment/withdrawels with chip enabled. they read the magnet stripe and chip and if a copy used without the chip, it wont work anymore.
      and also someone has to be near the skimming device to airgap it. if you see it, call cops and say, someone is skimming at that atm. and they search the surroundings.also pull on the digitpad. skimmers still need the pin. so pulling on the keyboard and see if its glued on. then cover the keyboard when entering the pin.

    • @lovely-mk4rt
      @lovely-mk4rt 5 ปีที่แล้ว +3

      Twitter Posts Thank you. I just learned how not to get ripped off!!!!

  • @OttoStrawanzinger
    @OttoStrawanzinger 5 ปีที่แล้ว +473

    Here in Berlin, there were cases of tourists putting in their card into EuroNet ATMs, realized how bad the conditions were, and cancelled the transaction. They were still charged 50€ for not getting any money out. They eventually did get the money back, but there is definitely something very sleazy about EuroNet cash machines. I‘m surprised they haven‘t been declared to be fraudulent yet, because that‘s what they seem to me.

    • @divadsn
      @divadsn 5 ปีที่แล้ว +5

      Well, even I got ripped off when I tried to withdraw my local currency from my Revolut account using a Euronet ATM on the beach, declined conversion but still got charged 16 zł fees (when withdrawing 50 zł), because the Revolut card is seen as a foreign which is ridiculous.

    • @flopunkt3665
      @flopunkt3665 5 ปีที่แล้ว +30

      @@divadsn But they must always give you the option to cancel the operation without charging anything at all. It's the law.

    • @HardstyleInfect
      @HardstyleInfect 5 ปีที่แล้ว +4

      @@flopunkt3665 Yep, but you won't find out if there will be any fee or not untill you already have the money withdrawn.

    • @flopunkt3665
      @flopunkt3665 5 ปีที่แล้ว +4

      @@HardstyleInfect Hmm ok. I always thought that fees by the ATM had to be shown on the display. Are you sure those fees were not charged by your own bank or card company?

    • @id104335409
      @id104335409 5 ปีที่แล้ว +15

      Euronet obviously belongs to people who are connected in the government. They pay parts from that stolen cash for the right to operate undesputed and above the law. So no, they will not be declared illegal. They are best friends.

  • @roflin101
    @roflin101 ปีที่แล้ว +206

    Well done mate, There should be more people like you.

    • @tongobong1
      @tongobong1 11 หลายเดือนก่อน +2

      I wonder what is police doing? Aren't they paid to prevent such frauds?

    • @shrF-qz1qv
      @shrF-qz1qv 11 หลายเดือนก่อน +2

      @@tongobong1 technically it is not a fraud, it is legal.

    • @tongobong1
      @tongobong1 11 หลายเดือนก่อน +1

      @@shrF-qz1qv then what are legislators doing? They should put sane limits to how much currency conversion and withdrawing of cash on ATMs can cost.

    • @TransparentMediaTruth
      @TransparentMediaTruth 11 หลายเดือนก่อน

      Gabriel Traveler covered this as well
      ..3+ yrs ago

    • @ZariainYT
      @ZariainYT 11 หลายเดือนก่อน

      Well, they dgaf & simply keep sacmming tourists...
      It's common sense to always exchange enough currency (Via reliable local banks/currency exchange shops) before going to other countries tbh

  • @HakanMB
    @HakanMB ปีที่แล้ว +59

    In Denmark, they used to allow only Dancard, its their national cardsystem, competing against Visa/Mastercard. So you went to Denmark, went to store "No, you cant pay here with your Visa, only Dancard!", then you had to use their atm with transfer fees as shown in this video. Nowaday most stores accepts Visa/Mastercard.

    • @andersbuchjeppesen5493
      @andersbuchjeppesen5493 11 หลายเดือนก่อน +1

      I am a young adult Dane and I’ve never heard about this, so it must be long gone. The Mastercard is for young people and has its own separate payment category (you can’t withdraw over your balance). The visacard+dancard (for adults) is always grouped together in payment options, so if you can pay with either one, then you can pay with the other as well.

    • @duckofdeath3266
      @duckofdeath3266 11 หลายเดือนก่อน +9

      @@andersbuchjeppesen5493 It wasn't _that_ many years ago. 😅 It was a really fraudulent system the Danish authorities just let happen for decades. It was technically not illegal for merchants to accept VISA or Mastercard, they just couldn't afford it as the fees for the merchants were so much higher. That changed around 2005, when EU banned fraudulent abuse like that.

    • @Fiddesh88
      @Fiddesh88 10 หลายเดือนก่อน +2

      I remember this 😂 went from Helsingborg to Helsingör over the day and wanted to eat and pay with my card. Had to go to an atm to pay for the food 😂 was like 15 years ago or so

    • @GreenOliveBranch
      @GreenOliveBranch 10 หลายเดือนก่อน +1

      similar in the netherlands, most places take only Maestro

    • @J0HN_D03
      @J0HN_D03 10 หลายเดือนก่อน +1

      Not surprised... denmark is a TAX HAVEN. Rogue state. 🤬

  • @WeDontReallyLikeU
    @WeDontReallyLikeU 4 ปีที่แล้ว +1030

    3:21
    My man on the right (Janeks left) pushing some stolen energy drinks.

    • @Maniwasaki
      @Maniwasaki 4 ปีที่แล้ว +99

      nicely caught in the act

    • @davidjr3769
      @davidjr3769 4 ปีที่แล้ว +87

      Dapping Dapper great spot lmao , looking right at the camera like oh shit

    • @patriciepopova8357
      @patriciepopova8357 4 ปีที่แล้ว +14

      Lol :D :D :D :D
      nice catch

    • @ogK2024
      @ogK2024 4 ปีที่แล้ว +24

      Wow good spotting. It sure looks dodgy...

    • @BDCKavalaGroup
      @BDCKavalaGroup 4 ปีที่แล้ว +34

      Hahah how you put a 32 pack if soft drinks in your bag without getting noticed? Hahah

  • @Vickypedia1985
    @Vickypedia1985 4 ปีที่แล้ว +433

    These ATMs are also here all over Berlin. I am usually calling them "Geldräuberautomaten", a word composed of "money", "thief" and "automaton".

    • @doppelpunktdrei333
      @doppelpunktdrei333 4 ปีที่แล้ว +7

      Generell in ganz deutschland die stehen zum teil so random rum

    • @mindlesscargo
      @mindlesscargo 4 ปีที่แล้ว +16

      Phoenix, die deutschen Sprache ist schön. Du bist die hassliche.

    • @GizoVtuber
      @GizoVtuber 4 ปีที่แล้ว +19

      @@fransman4957 isn't your language a mix between English and German? yours kinda sounds like a goblin language if you ask me

    • @joy_grgs762
      @joy_grgs762 4 ปีที่แล้ว +1

      @@mindlesscargo no it isn't hahahaha

    • @brokenredbench96
      @brokenredbench96 4 ปีที่แล้ว +1

      Mindlesscargo nah m8. Die deutschen Sprache klingt soo hart. Like it sounds harsh. Aber die Grammatik ist interessant.

  • @vagabond7883
    @vagabond7883 10 หลายเดือนก่อน +20

    Thanks Janek & Honza for the heads up! I'm surprised the local authorities allow scammers to rob tourists in this manner. We will remember EURONET and follow your good advice!

  • @paisleybuddie5096
    @paisleybuddie5096 ปีที่แล้ว +21

    I was in Prague in January and had a Revolut card loaded with GBP converted to CzK through their app.
    I used Fio Bank, CSOB and KB ATMs and received exactly the amount of CzK requested with no fees. A friend used a Raiffeisen ATM (again Revolut card loaded with CzK), it also dispensed with no fees.
    However he also used a Ceska Sporitelna ATM (corner of Narodni/Na Perstyne),withdrew 500 CzK and was charged a total of 669CzK!!!
    So, do not use Ceska Sporitelna ATMs, they will rob you of 169CzK (around £7)!!!

  • @grimfaith
    @grimfaith 5 ปีที่แล้ว +439

    Euronet:
    Creates an effective way to scam people.
    Honest guide:
    I'm about the end this man's whole career.

  • @rivenadeshizzle
    @rivenadeshizzle 5 ปีที่แล้ว +65

    This happens on ATMs and payment terminals around the world. Rule of thumb: ALWAYS choose to pay in LOCAL currency and ALWAYS DECLINE any conversion.

    • @thebasketballhistorian3291
      @thebasketballhistorian3291 5 ปีที่แล้ว +2

      35% is ridiculous though and an outright scam.
      Such a rate should be illegal.

    • @Zretgul_timerunner
      @Zretgul_timerunner 5 ปีที่แล้ว

      @@thebasketballhistorian3291 they actually are As long as you dont accept it the terms which "legalize" it. After all banks are not the average joes friend.

    • @JoaoMiguel-gb4qv
      @JoaoMiguel-gb4qv 5 ปีที่แล้ว

      From my experience as I process foreign credit cards in Brazil (and when I travel) they charge you more if you pay in the local currency. Even credit card processor they sent me to charge in a local currency and gain exchange commission.
      So I disagree with the video and I advise you to pay always by your credit card currency.

    • @Zretgul_timerunner
      @Zretgul_timerunner 5 ปีที่แล้ว +3

      @@JoaoMiguel-gb4qv well i disagree heavily, being partially from Czech republic, and in all my travels the rates always favour the local currencies

    • @michaelwilson8443
      @michaelwilson8443 5 ปีที่แล้ว +3

      @@JoaoMiguel-gb4qv you're so wrong everybody who does a fair amount of travelling knows to use the local rate, if you use your counties rate the ATM or establishment sets the rate to sell it to you and they make money from the extra charge. It's been on the news plenty of times with financial experts and travel experts advising to use the local rate

  • @cherishaurely2514
    @cherishaurely2514 ปีที่แล้ว +36

    These ATMs are present in Turin’s main train station, Torino Porta Nuova. Such a shame that the government allows them there. Hell, they were the ones who authorized it.

  • @RadhaKumari-ut8ko
    @RadhaKumari-ut8ko 3 ปีที่แล้ว +22

    When your bank balance is lower then minimum option : I have no such weakness

  • @VolpeWhereAreYou
    @VolpeWhereAreYou 3 ปีที่แล้ว +726

    Simply decline the pay in local, amazon in foreign countries does the same thing. ALWAYS GO LOCAL

    • @kronomcs
      @kronomcs 3 ปีที่แล้ว +2

      Volpe Where Are You damn your verified

    • @HistoricallyProven
      @HistoricallyProven 3 ปีที่แล้ว +1

      Volpe Where Are You 1st reply and hiiii

    • @SouravDas-wu5ev
      @SouravDas-wu5ev 3 ปีที่แล้ว +1

      Hi El patron! Love from India. Love your vlogs

    • @annother3350
      @annother3350 3 ปีที่แล้ว +19

      ^^ Yeh, decline or go local?!?!

    • @annother3350
      @annother3350 3 ปีที่แล้ว +9

      @@maxitaxi6484 Volpe says 'decline the pay in local'

  • @eken1725
    @eken1725 3 ปีที่แล้ว +96

    When I was in Tenerife, my mom told me about using local currency when paying with a debit card, but I accidentally forgot which one to pick, and when the guy I was buying from saw that I was about to pick my currency at home, he was quick to tell me not to do that. He really saved me a few extra euros and I appreciate it. He's what people should be like, giving helpfull advice and not making me pay extra.

  • @AaronAngusRubinstein
    @AaronAngusRubinstein 11 หลายเดือนก่อน +4

    Thanks for this great tip. I had this experience on two ATM in Prenzlauer Berg in Berlin, Germany. Its not just, that the give you horrible exchange fees, they charge you with extra fees for the exchange (EUR 4+) and the inform you that the are not able to make a printed received of our ATM transaction. They take care to leave no paper trail. After fall once for that scam, I made screenshots on second on with the same system. I informed the police and Berlin Ordnungsamt. The shut down the ATM a few days later and there is know a investigation going on in Berlin on fraud against the provider.

  • @GB-rb1up
    @GB-rb1up 10 หลายเดือนก่อน +1

    I watched your video about this scam before I went to Italy. The ATMs did EXACTLY what you said they would. I saved tons of money from your advice. Thank you!

  • @dfjsdz
    @dfjsdz 3 ปีที่แล้ว +9

    Man, if there is one person like you in every major city it would be a much better world. THANKS

  • @abdull857
    @abdull857 4 ปีที่แล้ว +198

    Well my bank balance is always zero so i dont need to worry about that lol😂😂😂

    • @nabilhasan739
      @nabilhasan739 3 ปีที่แล้ว +6

      Yeah but should i worried about ur life? Haha

    • @fraskerfindeth8993
      @fraskerfindeth8993 3 ปีที่แล้ว +1

      I'm 15,and I don't have money either
      ._.

    • @vexixyt8137
      @vexixyt8137 3 ปีที่แล้ว +2

      Cause u spent on pubG?

    • @boxerchester8920
      @boxerchester8920 3 ปีที่แล้ว

      69 likes my man noice

    • @classical7
      @classical7 3 ปีที่แล้ว

      Same 😂😂😂

  • @jimjensen9139
    @jimjensen9139 11 หลายเดือนก่อน +4

    Thanks. I got taken once by them in Portugal. But figured out their tricks. Keep putting this out there to save others.

  • @gandihellfish
    @gandihellfish 3 ปีที่แล้ว +4

    When living in Prague, noticed this too and always declined conversion. Then compared it to a friend who didn't. Huge difference

  • @havingteawiththedevil
    @havingteawiththedevil 5 ปีที่แล้ว +593

    Eh, call me paranoid, but i would automatically be weary of putting any kind of card into a foreign atm as a tourist.

    • @abdul.rawi215
      @abdul.rawi215 5 ปีที่แล้ว +9

      That is just being smart

    • @Sp4wnEffect
      @Sp4wnEffect 5 ปีที่แล้ว +6

      It's an American company, but I guess you mean in a foreign country, not the machine itself...

    • @DiogoSilva-lf2oc
      @DiogoSilva-lf2oc 5 ปีที่แล้ว +5

      There are proper atms in Portugal for portuguese credit/debt cards and for tourists too but like always you need to pay fee to use the tourist one .
      My family never uses it as we have portuguese credit/ debit cards.
      It is not a scam , it depends which machine you are using and the country too .

    • @arthurvasco8626
      @arthurvasco8626 5 ปีที่แล้ว +8

      Generally in the EU all atms are safe except euronet. Here in Portugal you can use multibanco and not worry about anything

    • @lenkajunova7419
      @lenkajunova7419 5 ปีที่แล้ว +6

      I used local banks' ATMs when travelling around Europe, so far I have not had problem with crazy conversion rates or suggesting of very high amounts for withdrawals. It takes no time to just check exchange rates and average costs of basic stuff or living expenses before you go for a trip somewhere. I would be more careful about exchange offices, especially in Prague :-D

  • @billy-ps7jz
    @billy-ps7jz 5 ปีที่แล้ว +599

    20,000 CZK is like 900 USD. Even bank machines in the US don't allow you to take out more than $400 usd at a time

    • @christianwetzel2199
      @christianwetzel2199 5 ปีที่แล้ว +47

      the citibank atm in my home town in germany gave me up to 2000 euro

    • @IdrissAlMiqdad
      @IdrissAlMiqdad 5 ปีที่แล้ว +36

      Christian Wetzel Germany is special. Germans usually use cash. In France we use more our credit card. Two different mentalies.

    • @POLO9999
      @POLO9999 5 ปีที่แล้ว +4

      In Belgium the average of withdraw limit is topped at 650€ which is usually the daily limit of Belgian banks.

    • @tyrgoossens
      @tyrgoossens 5 ปีที่แล้ว +3

      ​@@POLO9999 Yeah so it's doubly strange that they mention CSOB, a subsidiary of our own KBC, as also misleading people in this way. Shame on them.

    • @POLO9999
      @POLO9999 5 ปีที่แล้ว +1

      @@tyrgoossens That's right... That confused me too.

  • @r_a_
    @r_a_ 10 หลายเดือนก่อน +3

    In my opinion you are a warrior for common people. More power to you for exposing these ठग institutions.

  • @nathaliedayan8442
    @nathaliedayan8442 ปีที่แล้ว +2

    Your Word is just amazing..we were in Prague this year and it helped me a lot..just big thanks

  • @Marcel1979K
    @Marcel1979K 5 ปีที่แล้ว +34

    Wow, thx for this video. In Cologne, Germany they are placed in nearly every "kiosk" area in the city centre. I will try to inform tourists next time and be a honest guide cologne *G*

  • @WerewolfLord
    @WerewolfLord 5 ปีที่แล้ว +131

    Same with Paypal. If buying stuff on eBay, I'd decline the Paypal conversion rate into my local currency, and let my bank make the conversion at their rate instead.

    • @CamilleonProductions
      @CamilleonProductions 5 ปีที่แล้ว +13

      Yep. I'm Australian so I do this all the time when buying stuff from the UK and US. My bank is still crap but at least its better than PayPal.

    • @martinj9268
      @martinj9268 5 ปีที่แล้ว +9

      It's probably worth avoiding PayPal completely. Most stuff is cheaper on AliExpress is usually cheaper anyway and has far better buyer protection than eBay/paypal

    • @user-ge4uk9ui8y
      @user-ge4uk9ui8y 5 ปีที่แล้ว +7

      @@martinj9268 ebay protection is so good i can just scam sellers by saying it didn't arrive or it was damaged even if package tracking shows otherwise.

    • @martinj9268
      @martinj9268 5 ปีที่แล้ว +15

      @@user-ge4uk9ui8y it's pretty bad when you have to lie about how much of a degenerate you are. www.ebay.com/help/selling/managing-returns-refunds/helping-buyers-items-not-received?id=4116
      Direct quote: "If a buyer doesn't receive their item, they're entitled to a refund *unless you can provide tracking information showing that it was delivered.* "... You were saying?

    • @riderviper
      @riderviper 5 ปีที่แล้ว

      Same.
      It was the first thing I was taught when paying online.

  • @counterleo
    @counterleo 10 หลายเดือนก่อน +2

    Always withdraw in the local currency, decline conversion. In shops too, ask to be charged in the local currency. Your bank might give you a bad rate but still always better than ATM’s and POS’s.

  • @littlemissxflydog
    @littlemissxflydog 3 ปีที่แล้ว

    Thanks for posting this! In 2019 I was able to stop my parents from being scammed in Italy because I remembered this video!

  • @MillennialTravelConfessions
    @MillennialTravelConfessions 5 ปีที่แล้ว +128

    You're doing a great job in making Prague a better place for tourists, fantastic work! 👍

  • @GravityFromAbove
    @GravityFromAbove 5 ปีที่แล้ว +7

    Thanks for doing this one Janek. I mentioned in another comment that I was really suspicious of these things at the train station. I did find a bank that had a good ATM. And yes I always reject the conversions. Thanks for underlining this and explaining why. And I'm going to pass this one to a friend going to Prague this week.

  • @leewest356
    @leewest356 11 หลายเดือนก่อน +21

    It’s not just Euronet. Here in México, all banks have that deceptive screen asking you if you wish to withdraw at a very disadvantageous rate. The screen says Accept or Decline, just like in the video. All you have to do is decline their stupid offer, and the transaction will continue and you will receive an exchange rate very close to the correct rate of the day. Today I got my money at 17.01 pesos to the dollar and the official rate was 17.11. Very close. The offer they made would have cost me 40 dollars more than what I paid to withdraw 10,000 pesos.

    • @aa-lk6jy
      @aa-lk6jy 10 หลายเดือนก่อน

      G approved means they don't care about u

  • @user-hf4cl7wc9w
    @user-hf4cl7wc9w ปีที่แล้ว +41

    I am avoiding "Euronet" ATMs even in my home country. I do not know why, but I suspect them in data leak.

    • @ibax013
      @ibax013 10 หลายเดือนก่อน

      Donʼt be paranoid, man.

    • @user-hf4cl7wc9w
      @user-hf4cl7wc9w 10 หลายเดือนก่อน

      @@ibax013 Paranoid or not, but after the only usage of Euronet ATM in my country (Bulgaria) all my money were withdrawn from the card. Thanks, the amount was not very big (dinner for 5 or 6 people in a good restaurant), but it was all the money that were in the card. if I did not had another card with the needed money, it would be very uncomfortable. And the card was brand new issued and was not used anywhere else, but that Euronet ATM. Well that was more than 10 years ago, but still I am avoiding these ATMs.

    • @BigToro
      @BigToro 10 หลายเดือนก่อน

      @@ibax013 being a little paranoid is fine, anything could be leaked.

  • @leftbackgeorge
    @leftbackgeorge 3 ปีที่แล้ว +56

    I went to Prague this summer and tried to withdraw cash, luckily I checked the exchange rates and I couldn't believe it! So I just ended up paying for everything with my card, was fine, just meant I never got to see Czech cash:/

  • @fabianripke8212
    @fabianripke8212 5 ปีที่แล้ว +67

    So happy you made this video!!
    I’m a student in Prague and I’ve been withdrawing money from a Euronet ATM right where I live for a several months!! Ugh. Now I know where not to go! Thank you so much and keep up with your videos. //top fan

    • @fsruiz64
      @fsruiz64 5 ปีที่แล้ว +2

      Fabian Ripke Janek and Honza are saving you money :)

    • @MrsRen
      @MrsRen 5 ปีที่แล้ว +2

      You always want to charge cards in local currency regardless of where you are in the world because your bank will do better by you than theirs. I used the ATM across from Palladium, right at the tram stop. I thing it was directly attached to a bank. The lady from the exchange program I used recommended that one.

    • @fabianripke8212
      @fabianripke8212 5 ปีที่แล้ว

      Deadzio will def check it out! :-))

    • @goqsane
      @goqsane 5 ปีที่แล้ว

      @@deadzio he's probably German, they have a better bank there, something with numbers. Same concept like Revolut. I have Revolut Premium even. Love it.

    • @goqsane
      @goqsane 5 ปีที่แล้ว

      @@deadzio Yes. I know that. But it's the same in the Netherlands, Belgium, etc. Those countries are at least a decade behind Eastern Europe in terms of banking. Still, that bank I'm talking about (N26) is as good as Revolut and is based in Germany.

  • @alexrodgers9247
    @alexrodgers9247 10 หลายเดือนก่อน +6

    This type of theft has been going on for many years. Back in the American Express travelers check days, I cashed one $20 check, the bank charged $5…So 25%? Really? Greed is greed, cheaters are cheaters.

  • @The_Real_Mier
    @The_Real_Mier 3 ปีที่แล้ว +1

    Thank you for the ‘decline rate’ and ‘choose local currency’ tips!!

  • @Shaheem89
    @Shaheem89 5 ปีที่แล้ว +7

    I have the same experience from Germany. Thank you for spreading of the information. Have a nice day

  • @RickSigma
    @RickSigma 5 ปีที่แล้ว +177

    Why do I even find these videos fun? I have never gone to Czech Republic and have no plans to do it? I just watch them for some reason

    • @billy-ps7jz
      @billy-ps7jz 5 ปีที่แล้ว +2

      hehe me too, but I want to go soon. ive only been to hungary, italy, netherlands, germany, and the UK

    • @kapuraftw
      @kapuraftw 5 ปีที่แล้ว +19

      Ditto. This channel does an amazing job though- Czech Republic wasnt even on my radar of places to go until these vids sparked my interest...

    • @romer_cze8771
      @romer_cze8771 5 ปีที่แล้ว +35

      I live in Czech Republic and I'm watching this too, ya'll never know when you gonna need it.

    • @martinsnobr3575
      @martinsnobr3575 5 ปีที่แล้ว +1

      Come!

    • @RickSigma
      @RickSigma 5 ปีที่แล้ว +2

      Martin2035
      I would but I’m broke lol

  • @twins2646
    @twins2646 3 ปีที่แล้ว

    Nice to c honest ppl helping other ppl visit their country... Truly remarkable

  • @abrahamarroyo8643
    @abrahamarroyo8643 3 ปีที่แล้ว +2

    You're totally right, the amounts to withdraw are just crazy, and now I understand why

  • @thatguy834
    @thatguy834 4 ปีที่แล้ว +3

    I know for a fact that you are helping so many people. Keep up the good work.

  • @Vladislavbgd
    @Vladislavbgd 5 ปีที่แล้ว +6

    Thanks for this guide. Didn't know or think, specially, too much about with what currency I am paying my drinks, for example, in a Cafe, using my credit cards. 👌🍻

  • @gmnewlook
    @gmnewlook 10 หลายเดือนก่อน +4

    Nice tips. Was in Paris at the beginning of the month and I withdrew from big bank ATMs, but in small amounts, twice. €40 and €50 (we were there two weeks). I don't recall having the option of conversion into CAD$ though, but I wouldn't have chosen it.

    • @omargoalzz
      @omargoalzz 10 หลายเดือนก่อน +1

      big banks that are worldwide known are always safer but you cant always find them because not all countries have worldwide known banks

  • @mgtdgirl
    @mgtdgirl ปีที่แล้ว +2

    Thank you! We will be in Lisbon next week, have heard about these atm's.

  • @antoniohousemusichdtv
    @antoniohousemusichdtv 5 ปีที่แล้ว +165

    57 taxi drivers disliked this video! :P

    • @kubyasek1406
      @kubyasek1406 5 ปีที่แล้ว +3

      @Provocateur Ale máte metro? xD

    • @paty07pata07
      @paty07pata07 5 ปีที่แล้ว +2

      @@kubyasek1406 Metro mají, tak přestaňte s těmi trapnými vtípky www.oknoplus.sk/wp-content/uploads/2017/06/metro-devinska-nova-ves-bratislava_024-400x400.jpg

    • @kubyasek1406
      @kubyasek1406 5 ปีที่แล้ว

      @@paty07pata07 xDDDD

    • @ishanpriyadarshi9187
      @ishanpriyadarshi9187 5 ปีที่แล้ว

      @Provocateur I loved Bratislava, and ROXOR

    • @krompirusa100
      @krompirusa100 5 ปีที่แล้ว

      You will need that money if you have misfortune to get illegal taxi in Prague.

  • @GustavoTiavo
    @GustavoTiavo 5 ปีที่แล้ว +6

    I know all about these things. Last year I lived on Gran Canaria and these machines were all over the place. They are fine to use though as long as you decline their conversion, like you said.

  • @mammothmotouk
    @mammothmotouk 3 ปีที่แล้ว

    I have personally fallen foul of this on one or two occasions. Great video.
    Short, simple and too the point.

  • @Sylhetiiefulausashowdown
    @Sylhetiiefulausashowdown 3 ปีที่แล้ว +1

    Great advice! Keep up the great work

  • @alecapin
    @alecapin 4 ปีที่แล้ว +124

    If those ATM are placed illegally, it means once destroyed the owner cannot file a complain.

    • @bondrewdthelordofdawn3893
      @bondrewdthelordofdawn3893 4 ปีที่แล้ว +25

      **Picks up sledge hammer**
      This is big brain time!

    • @avyrnia
      @avyrnia 4 ปีที่แล้ว +5

      @Promaster69 i was thinking that too

    • @johnmarkjimenez9175
      @johnmarkjimenez9175 4 ปีที่แล้ว +3

      Ahh i see hwhehehehehehehs

    • @samuelguldager3893
      @samuelguldager3893 3 ปีที่แล้ว +2

      @Promaster69 obviously not but they can't report it without getting Them selves in troubble. Which they more than likely make enough to not care about, so they would probably make a case out of it regardless the cost - i assume.

  • @vrborrelli
    @vrborrelli 5 ปีที่แล้ว +135

    It wouldnt trick me because i have $10 in my debit card 🙃

    • @nataliem9667
      @nataliem9667 5 ปีที่แล้ว +3

      😂😂😂 Funny!

    • @letsbehonest4221
      @letsbehonest4221 5 ปีที่แล้ว +4

      Thats $9 more then i have

    • @nebula534
      @nebula534 5 ปีที่แล้ว +2

      @@letsbehonest4221 holy moly you have 999999 money then i have!

    • @jcrowley1985
      @jcrowley1985 5 ปีที่แล้ว +3

      Make sure you have overdraft protection turned off or you get charged Bank fees on top of this scam.

    • @loweffortgaming2593
      @loweffortgaming2593 5 ปีที่แล้ว +1

      I'll take that 35% off your hands if you like. ($6.50. Lunch.)

  • @thrutheeyesofaparsi
    @thrutheeyesofaparsi 3 ปีที่แล้ว +1

    Thank you for this information. Very helpful.

  • @BrodiesVlogs
    @BrodiesVlogs 11 หลายเดือนก่อน +2

    This trick of declining the conversion rate has helped me all over the world, including many countries outside of Europe

  • @mateomejiaquiros4281
    @mateomejiaquiros4281 5 ปีที่แล้ว +2

    You can always withdrawal money with the "another amount" option. And yes, you must decline the conversion rate but is completely normal that these ATMs charge you with some percentage while you are using them, every ATM will do the same if is not an ATM belonging to your bank. That's why the best option is just to pay directly with your card. Great videos, keep it up!

  • @dzikie_serce
    @dzikie_serce 5 ปีที่แล้ว +4

    Thanks for information. You're doing a great work. I'm comming with my family to Czech Republic for our summer holidays. Your movies are superb :)

  • @cesariruegas8823
    @cesariruegas8823 ปีที่แล้ว +6

    Just withdraw the amount you actually need using a travel card so you get the atm fee reimbursed and decline the conversion so that your own bank does the conversion. Simple as that.

  • @megapangolin1093
    @megapangolin1093 10 หลายเดือนก่อน

    Great, helpful, interesting video. Very well presented. Thank you.

  • @harddiskkosong3661
    @harddiskkosong3661 3 ปีที่แล้ว +10

    I wish i found this video before i went to Hungary. I had this student mobility program in Hungary and I didn't know even slightest information regarding live in Europe especially Hungary.. or in general abroad. I had not had ever been abroad before. I realised that Euronet has dirty conversion rate after my professor's sister told me. Then i checked it again, it is true. After that i tried every single local ATM in Hungary. Then i found Budapest Bank is the lowest.
    Thanks Budapest Bank, you'll be remembered for my whole life 😘

    • @void2662
      @void2662 3 ปีที่แล้ว

      Oh shit I’ll go to Hungary next month vor almost a year. I have no clue how I can exchange money safely there

    • @harddiskkosong3661
      @harddiskkosong3661 3 ปีที่แล้ว

      @@void2662 you can watch this video.. just don't take your money from euro net.. the rate is disgusting. You can try search for local bank in Hungary in google. But for me Budapest bank is the best. In what city you are going to stay?

  • @misium
    @misium 5 ปีที่แล้ว +19

    Good advice. Always deny conversion.
    The Euronet machines will rip you off with fees on top of conversions - real tourist traps. They have the decency to inform you of the total cost before they do it - probably due to consumer protection laws in eu.
    When on Madeira (Portugal) I spent some time to find a normal ATM that locals were using and found one in the supermarket. It worked pretty much the same and also gave me total cost before finalizing. Needless to say it was much cheaper than those Euronet shitboxes.

    • @croft-tom1631
      @croft-tom1631 4 ปีที่แล้ว

      Problem is I think that they charge you the fee even if you decline the conversion, although the fee is listed on the same screen where you press the decline button (if it's the same fee), so the decline button should also relate to the listed fee.

  • @ManuB3581
    @ManuB3581 3 ปีที่แล้ว

    You are doing a great job !! Keep rocking !

  • @sustainablesolutions7976
    @sustainablesolutions7976 ปีที่แล้ว +8

    Thanks a lot, I didn't know what the difference was between local or foreign currency when paying. We noticed the bad currency conversion rate in Romania, absolutely horrible, but at that moment, we had to pay cash, so we had no choice... But for the future, we will be know.

  • @MarvinCZ
    @MarvinCZ 5 ปีที่แล้ว +18

    When I was withdrawing money from a German ATM at an Autobahn rest area, I had to decline the ATM's exchange rate three times on three different screens. It was asking 3 variations of "do you accept our rates" or "do you want to proceed without our rates", so the "correct" answer was "no" on one screen, "yes" on another, depending on the wording of each screen.
    I avoided the conversion but they still hit me with a €5 fee.

    • @flopunkt3665
      @flopunkt3665 5 ปีที่แล้ว

      Do you remember the company? Was it Euronet? Or maybe Reisebank?

    • @MarvinCZ
      @MarvinCZ 5 ปีที่แล้ว

      @@flopunkt3665 I can't remember the ATM company, I just remember the place - it was in the restaurant at Börde Nord (near Magdeburg).
      It might have been Euronet from the few bad photos of the place I found online.

    • @kiel9136
      @kiel9136 5 ปีที่แล้ว

      @@MarvinCZ 5 euro is a ''normal'' fee when you use a atm which is not from your bank.Even with my german bankaccount.My account is at the ''ING-Diba Bank'',and when i used last Time a atm of ''Sparkasse'' to get 20 Euro in fact the booked 25 from my account.But that it cost 5 Euro was clearly showed.

    • @MarvinCZ
      @MarvinCZ 5 ปีที่แล้ว

      @@kiel9136 My bank charges me 35 Cents for withdrawal abroad and I know there are at least some ATMS that do not charge a fee. Even then, I was more upset about the insidious way they were pushing DCC than the fee.

    • @paty07pata07
      @paty07pata07 5 ปีที่แล้ว

      @@MarvinCZ Depends on If you are chardeg by bank of ATMs.

  • @LifeIsKrazyLIK
    @LifeIsKrazyLIK 5 ปีที่แล้ว +78

    Really good tips man!! I always DECLINE CONVERSION in any country though!!

    • @nothing2believe
      @nothing2believe 5 ปีที่แล้ว

      No!!
      Decline conversion means your bank will do the conversion... In some cases it's worst! Especially if the local atm charge big money for foreign withdraw without converting

  • @kd110
    @kd110 3 ปีที่แล้ว +6

    To all Americans travelers, open a Charles Schwab checking account...no atm fees anywhere in the world! Also only use atms that doesnt ask to confirm conversion rate as they will automatically give you the current one...tricks I learn from my 5 years of travels...stay safe, stay humble!

  • @shj
    @shj 3 ปีที่แล้ว

    thanks for helping people this videos should been shared worldwide

  • @SS-cm9ek
    @SS-cm9ek 5 ปีที่แล้ว +5

    Hey man Thanks for letting us know 👍👍👍
    Keep up the good work 😁😁

  • @RomireTV
    @RomireTV 4 ปีที่แล้ว +35

    TH-cam put this in my recommendations.
    I learned something today!

    • @justofa1453
      @justofa1453 4 ปีที่แล้ว

      South park reference!

  • @lindatisue733
    @lindatisue733 3 ปีที่แล้ว

    Great advice, most people don't know about the exchange rate ripoff. Websites charge terrible exchange rates too. Always pay in local currency and let your bank do the exchange.

  • @jjwebber79
    @jjwebber79 3 ปีที่แล้ว

    Woot! Awesome video, hoping Czech is open this summer!!

  • @K3DK
    @K3DK 5 ปีที่แล้ว +9

    Same here. Using danish card or Revolut: Euronet is charging (stealing) 15-20% of transaction value if you are using conversion.
    Tried mostly in Poland, and another countries.
    REMEMBER EVERYONE: LOCAL CURRENCY. ALWAYS!

  • @SkywatcherSandra
    @SkywatcherSandra 5 ปีที่แล้ว +3

    Ty for sharing your videos and information with us ALL. Wow. Much appreciated. HUGS and blessings for ALL 🌌🏞🌠👍👣. HUGS from NY State

  • @nazroonnajumudeen
    @nazroonnajumudeen 3 ปีที่แล้ว

    Good one i really appreciate the video. I am living in Europe for 2 year and never used one of this machines, even this machine everywhere corner of the streets. Most of the places they accept Gpay and apple pay or transferwise money app this also help you to get best rates.

  • @SenadFerati
    @SenadFerati 11 หลายเดือนก่อน

    Thanks for the tips. Amazing video.

  • @hanasikova8634
    @hanasikova8634 5 ปีที่แล้ว +51

    A trick that works in Prague and perhaps somewhere else: we do not use the word ATM. we use "bankomat" (bankmachine), so if you encounter a "bankomat", you should be safe-ish. I believe this would work elsewhere as well, since the huge sign ATM is directed at tourists (ehm, Americans...sorry)

    • @flopunkt3665
      @flopunkt3665 5 ปีที่แล้ว +8

      In Austria it's also called Bankomat. In Italy, Switzerland and Luxembourg it's Bancomat. And in Germany it's Geldautomat.

    • @dominikobora5385
      @dominikobora5385 5 ปีที่แล้ว +6

      its also bankomat in poland

    • @hanasikova8634
      @hanasikova8634 5 ปีที่แล้ว +2

      @@peterjszerszen Only a few, and mostly for travellers, most places have their own washing machines (but not dryers, we don't use those)

    • @0235681956
      @0235681956 5 ปีที่แล้ว +8

      Tough luck, jn Greece it has the exact same initials, ATM. But here we don't have any money to withdraw so it's ok lol 😂

    • @well_as_an_expert_id_say
      @well_as_an_expert_id_say 5 ปีที่แล้ว

      @@hanasikova8634 how would you dry clothes in cold temperatures?

  • @abdullaabdulaziz7919
    @abdullaabdulaziz7919 5 ปีที่แล้ว +57

    Just came back from Prague and I withdrew 10000 czk out of that ATM Machine. Feels bad to watch this vid now😅

  • @guyosborn615
    @guyosborn615 11 หลายเดือนก่อน +1

    Thank you. Subscribed!

  • @Ching_Cheng_Hanji
    @Ching_Cheng_Hanji 3 ปีที่แล้ว

    I was going to visit Czechia and this will help me a lot, I think. Thank you!

  • @Make154
    @Make154 4 ปีที่แล้ว +110

    When too many people discover this is a scam, they'll change their name to Skynet

    • @giovannidemey6233
      @giovannidemey6233 4 ปีที่แล้ว

      XD I almost shit my pants hahahahahjaja

    • @saschamayer4050
      @saschamayer4050 4 ปีที่แล้ว +1

      Good name, sounds trustworthy and friendly.

    • @0chxrli3
      @0chxrli3 4 ปีที่แล้ว +1

      I hope judgement day wouldn’t begin

    • @tanaka6691
      @tanaka6691 4 ปีที่แล้ว +1

      DetectiveLevi oh no...

    • @nnnikirtal3664
      @nnnikirtal3664 4 ปีที่แล้ว

      Where is scam?

  • @gabor1991
    @gabor1991 5 ปีที่แล้ว +20

    1. You go to "other amount" and withdraw what you want.
    2. You choose "decline conversion" and use your card issuer's rate.
    That simple.

    • @bishhsasspusi2904
      @bishhsasspusi2904 5 ปีที่แล้ว +1

      Underrated

    • @kdsavage1991
      @kdsavage1991 5 ปีที่แล้ว +1

      How about you show us a demonstration on these specific atms since it's that simple

  • @namcat53
    @namcat53 3 ปีที่แล้ว

    THANKS you guys! We love you!

  • @phydeux
    @phydeux 3 ปีที่แล้ว

    Wow, not planning any trips to Europe, but this is still great to know. Great format.

  • @nepotiums
    @nepotiums 3 ปีที่แล้ว +4

    Thank you! You're a saviour for all travelers.

  • @deepc2490
    @deepc2490 4 ปีที่แล้ว +5

    Amazing man!! Lots of love from India.. Keep it up

  • @comesignotus9888
    @comesignotus9888 10 หลายเดือนก่อน

    Niice. Yep, I once noticed, that domestically Euronet is OK, but abroad they don't forget to charge a very FAAAT penny. Thank you for digging into this issue.

  • @HPHP2
    @HPHP2 10 หลายเดือนก่อน

    Thank you for the great tip! I travel abroad from the USA every year, sometimes three to four times and I have never thought of declining the rate! Thank you for saving tons of money for me. Like and subscribe. Cheers!