My Best Cashback Cards Strategy 2024

Sponsor: Webull (exclusive rewards ✅) kvli.link/webull
Best cashback card spreadsheet: ko-fi.com/s/b1ec8f1557
Citibank Cash Back - kvli.link/citicashback
Citi Rewards - kvli.link/citirewards
Citi SMRT - kvli.link/citismrt
DBS Live Fresh - kvli.link/dbslivefresh
DBS yuu AMEX - kvli.link/dbsyuuamex
DBS yuu Visa - kvli.link/dbsyuu
DCS Ultimate Platinum - kvli.link/dcsultimate
HSBC Advance - kvli.link/hsbcadvanced
HSBC Revolution - kvli.link/hsbcrevo
Instarem Amaze CODE "plTefu" - kvli.link/instarem
Maybank Family & Friends - kvli.link/maybankfnf
OCBC FRANK - kvli.link/ocbcfrank
StanChart Smart Card - kvli.link/scsmart
UOB Absolute Cashback - kvli.link/uobabsolute
UOB EVOL - kvli.link/uobevol
UOB One - kvli.link/uobone
ROBOADVISORS
► Endowus (free $50) kvli.link/endowus
► Syfe kvli.link/syfe
► StashAway (50% off fees) kvli.link/stashaway
► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth
► UOBAM Invest kvli.link/uobaminvest
► Kristal.AI kvli.link/kristal
► DBS digiPortfolio: go.dbs.com/kelvinrdp
► OCBC RoboInvest CODE "SKVFQ"
CRYPTO
► KuCoin kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange
► Coinhako (20% discount) kvli.link/coinhako
►‌ Coinbase (free $10) kvli.link/coinbase
►‌ Independent Reserve kvli.link/independentreserve
►‌ Tokenize Xchange kvli.link/tokenize
► Ledger kvli.link/ledger
► Trezor kvli.link/trezor
RESEARCH
► Seeking Alpha (offer price) kvli.link/seekingalpha
► Simply Wall St kvli.link/simplywallst
► TradingView kvli.link/tradingview
PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust
► Instarem Amaze CODE "plTefu" kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup
► ipaymy kvli.link/ipaymy
► Revolut kvli.link/revolut
► YouTrip (free $5) kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay
► Wise (free transfer) kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave
LIFESTYLE
‌► Envato kvli.link/envato
►‌ ‌Ohmyhome kvli.link/ohmyhome
0:00 - Intro
0:38 - No minimum spend cards
7:37 - $5500 minimum spend cards
10:45 - $800 minimum spend cards
14:01 - Conclusion
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[@KelvinLearnsInvesting]

Sponsor: Webull (exclusive rewards ✅) kvli.link/webull
Best cashback card spreadsheet: ko-fi.com/s/b1ec8f1557
Citibank Cash Back - kvli.link/citicashback
Citi Rewards - kvli.link/citirewards
Citi SMRT - kvli.link/citismrt
DBS Live Fresh - kvli.link/dbslivefresh
DBS yuu AMEX - kvli.link/dbsyuuamex
DBS yuu Visa - kvli.link/dbsyuu
DCS Ultimate Platinum - kvli.link/dcsultimate
HSBC Advance - kvli.link/hsbcadvanced
HSBC Revolution - kvli.link/hsbcrevo
Instarem Amaze CODE "plTefu" - kvli.link/instarem
Maybank Family & Friends - kvli.link/maybankfnf
OCBC FRANK - kvli.link/ocbcfrank
StanChart Smart Card - kvli.link/scsmart
UOB Absolute Cashback - kvli.link/uobabsolute
UOB EVOL - kvli.link/uobevol
UOB One - kvli.link/uobone
ROBOADVISORS
► Endowus (free $50) kvli.link/endowus
► Syfe kvli.link/syfe
► StashAway (50% off fees) kvli.link/stashaway
► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth
► UOBAM Invest kvli.link/uobaminvest
► Kristal.AI kvli.link/kristal
► DBS digiPortfolio: go.dbs.com/kelvinrdp
► OCBC RoboInvest CODE "SKVFQ"
CRYPTO
► KuCoin kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange
► Coinhako (20% discount) kvli.link/coinhako
►‌ Coinbase (free $10) kvli.link/coinbase
►‌ Independent Reserve kvli.link/independentreserve
►‌ Tokenize Xchange kvli.link/tokenize
► Ledger kvli.link/ledger
► Trezor kvli.link/trezor
RESEARCH
► Seeking Alpha (offer price) kvli.link/seekingalpha
► Simply Wall St kvli.link/simplywallst
► TradingView kvli.link/tradingview
PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust
► Instarem Amaze CODE "plTefu" kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup
► ipaymy kvli.link/ipaymy
► Revolut kvli.link/revolut
► YouTrip (free $5) kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay
► Wise (free transfer) kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave
LIFESTYLE
‌► Envato kvli.link/envato
►‌ ‌Ohmyhome kvli.link/ohmyhome

[@geraang857]

Tks, Kelvin. Very helpful information.

[@thetays7]

Oh Citi cashback gives cashback for car rental overseas? Ride hailing includes that? Thanks!

[@KelvinLearnsInvesting]

Ah, i made a mistake. It only covers ride hailing, not car rental

[@thetays7]

@@KelvinLearnsInvesting ahh ok thanks!! 🙏🏻

[@Ophius]

What are your thoughts on miles cards vs cashback cards? Assumption of course that the person will actually use the miles once a year or so!
My understanding has always been that miles gives back more value as a % of spend amount in exchange for only being able to redeem for travels (and all the ridiculous hoops to jump through...) while cashback cards are more universally attractive for the hard cash but has lesser reward %.

[@KelvinLearnsInvesting]

Miles cards actually have lesser hoops than cashback, eg no spend requirement. But need to remember which card accepted at which merchant

[@owariz9344]

Cimb VI, CIMB Worldcard, Amex TCB not in.

[@andyong558]

DCS exclude transaction with Amaze

[@silentmode5573]

What happens after the 1 year fee waiver? Do you terminate the cards? 😝

[@KelvinLearnsInvesting]

You can call them to request for a fee waiver! Usually if you spend enough money, they'll waive for you. I've used credit cards for over 10 years now, never had to pay any annual fee before

[@ejanimation101]

What about OCBC INFINITY Cashback Card ? Did you miss that out?

[@KelvinLearnsInvesting]

Its 1.6% cashback is nothing special.

[@ejanimation101]

@@KelvinLearnsInvesting​​⁠But there is a capital bonus benefits of 0.60% if you spend a min. $500 every month, which indirectly gives you more cashback every month if your capital is high. Ocbc 360

[@hex6593]

Thanks for not mentioning my Maybank platinum visa card which is similar to UOB One but can be used for insurance… 🤫 😂 won’t so fast nerf.

[@owariz9344]

U just didi it 😏