@@nathalyescobar2950 Same. Nor would I be happy to be taking a cut in living standards to pay for someone else's kids when they never did it themselves.
@@joycewright5386 Child Support Collections WILL take "her money" as soon as they combine their money. BIG mistake for her to do that. She will lose everything she has worked/will work for....
Sure won’t be…. Dishonesty for starters, lack of character & integrity …. And they can go after the new wife’s income, tax refund, property assets to collect it…
Exactly what I was thinking. She needs to get out ASAP. He should have told her that amount. Seems untrustworthy. It would have been great to have Dave on this call, I think he would have given more sympathy to her.
What if its not his kid or he wasn't allowed to see the child and withheld support.... I know many fathers who refuse to pay child support cause the mother refused to let their kid see their dad
@@georgemendez6760 when you go to court for child support, the court asks the father if they want to check paternity. If the child or children weren’t his, they would’ve squared that away. Also during custody hearings, dads can petition for visitation rights. No judge will say no to that. Both are not legitimate excuses.
@@shawkins79 maybe the dad couldn't appear in court cause the courts sent the notice to the wrong address and he was completely unaware.... this happens all the time
@@georgemendez6760 I feel like if that was the case the mother would send a text or communicate SOMEHOW to tell him he now owes child support... I'm sorry but 100k is NOT an excusable amount. If he didn't know, he would've found out when he went to go get his children for the weekend or for a father's day or something... so if he didn't know he wasn't even seeing his children which is even worse
@@ronwhiteleo3352 I don't have any student loan debt...All my college was paid for...Also, all my debt is paid, so I am debt free....I'm not asking for anything I'm not bringing to the table...Plus I don't have kids....
If a man has not provide for his own child and failed to fulfill his responsibility as a father...what makes you think you are special as his wife? I can't tell you what to do, but that's a sign to leave before destruction falls on you.
@@xyzsame4081 I doubt it because he would have told her the exact amount in child support he owes rather than lie. Also, why wouldn't he work 2 r 3 jobs to provide for his children right now? He was not ready to be a husband. His first priority should have been clearing his debt first before being a leader in the household.
@@Originalman144 check yourself..I'm not a dude. Most often a man will hide things just to get a girl..then she finds things out when its too late. My fellow sister's need to do their investigation when dating so they'll NOT discover things after marriage. Same goes for a man too.
Most people making 30-40k a year and are in massive debt like student loan, credit card or child support don't care to check their credit report or keep up with exactly what the debt is.
@@lynettec9807 and if he's hiding that imagine what other huge bombshells are to come later!!!??? A man who doesn't support his children financially is a huge red flag. It means he'll lack accountability & be irresponsible in other areas of life.
I'm not gonna say he lied, but he was deceitful. Either way, if he's going to avoid talking about something as serious as 100K in back child support, what else is he hiding?
I am sorry, but holding withholding information is a lie. It is a choice, and they are choosing to not speak. I hope she does a full background check, and doesn't buy his excuses.
I really don’t know if I would put my money together at this point until he took care of this. This is tough, if it was a long relationship yes but it’s only 3 months.
Some women are so desperate to be married. My cousin did the same thing , married a guy with 2 kids by 2 different women. She had no children and settled for a life of struggle and stress. It’s like opening a checking account with a negative $250,000 balance.
A close friend of mine helped her husband pay off accumulated child support, along with credit card debt and lawyers fees from his divorce fro his first marriage. She loved him and felt he needed the opportunity to “become the better person that’s within him.” She devoted herself to their marriage, working so hard to pay off that debt. He was becoming the person she had faith in. Two children later, he cleared out their joint checking, savings, and his 401K plan on a gambling habit and to support an extramarital affair. SMH....she stayed with him. I would not be able to forgive both financial and marital infidelity.
A lot of Men are users like that guy and love to take advantage of an overly generous woman. I would not share my husbands money all the way and definitely not his pp, no ma’am…run!
@@Hoffagotneeds A good woman for a good man. A bad woman for a bad man. She needs to move on. ''No man'', is better than a bad man. He stole money from his CHILDREN to feed his s l u t.
And people say talking too much about finances/money when dating is taboo. Yeah right. This is sad to hear and not uncommon. I hope this gets worked out. Take caution ladies.
I did. I realize that if we had a UBI in America that most men would be homeless because their income of say $1200 a months would be cut to $400 after child support. That's on the low end too.
@C B you have a very cynical and misinformed view of welfare. Welfare keeps people from starving, it doesn't keep people poor. Also, the majority of welfare recipients are rural white people that vote republican.
@C B What a novel idea... Finish high school (@ the least). Don't have kids out of wedlock & that you can't afford. Get a JOB & keep it! Whoda' thunk it?
Wow, poor lady... she married someone who doesn't fulfill his obligations as a father. I hope she doesn't procreate with him. That says a lot about his character.
How do you even know that? Have you ever been to family court? As a man? They take your child then want your money. It's evil. Women benefit from it and voted for it.
@@beac8238 men in position of power wants to bring down men and masculinity there's a whole agenda to this that's why they control and fund femenism and LGBTQ
How much child support debt a man has says nothing about his character; it could say everything about his state's divorce laws, many of which have no regard for the rights of the father.
Nah, just be very wise with whom you decide to spend time with and marry. My wife and I are both millennials living in San Diego, CA and have our accounts together with ZERO issues. In addition, we are both self made “everyday millionaires” and continue to work.
Exactly I really wish Dave Would speak more on CS. They operate in tricky ways and most parents paying them are unaware that they are being screwed. Then people say thing like “support your kids” when they probably have been getting their wages garnished for years wondering their doing wrong.
No he lied. She said he told her it was $20-30k and he’d paid the rest or some had been forgiven or something. She probably couldn’t pull his credit until they were married.
It sounds like he's never paid child support and just expected it to just follow him to the grave. They probably have separate accounts because he doesn't have one. The government probably already snatched his passport. If she stays with him she's about to be working 2 jobs to pay off this debt. Girl, is he worth it?
YES! And I don't think Ken realizes this when he gave that advice. Many states take your Passport as you said, along with your Driver's License in others, garnishment of wages, confiscating tax returns, and it makes it virtually impossible to have a bank account at all. Goodbye Emergency Fund! And if you are caught driving on said suspended DL, it is Straight to Jail where there are more fines, fees, and court costs. He's probably already been to jail at least once over this. It doesn't get to $100,000 without something like that happening.
Oh no. I was going to give him the benefit of doubt but when she said he said “some was FORGIVEN” that’s a lie. Even if his child or children turns 18....he still owes that back child support. 😬😬 This does not go away. I come from payroll I have seen child support order for children born in 1972.
I'm really happy there's so many more people on staff that says able to help besides just Dave. That means he's leaving a legacy to help future generations through the show AND the material. Duplication! 💯🔥
I think Mr Ramsay is also aware that he is not a marriage counselor (however close money problems are to marital problems) and I am happy he has more specialists aboard now to address these connecting issues!
Man.... I got 1,000 behind and got threatened to go to jail and take my license. I'm thinking how is that going to help get money out of me if I'm in jail or don't have a license to drive to a job. For just 1,000 behind. This guy should be in prison already.
This is deep. There's so much that could impact her too. Some states take the dad's driving license, some go to jail, some garnish the wages from the debtor and their spouse, tax returns are garnished... Nah I'm not sure if I'd stay married to him. Whew I really hope he's willing to work on this.
Crazy. This is normal. The family Court laws are toxic af but it’s taboo to talk about. A massive portion of that is simply interest for the state to profit on
@@ashleym6765 she can still cancel the marriage since it’s in early stage and under false pretense. Still, those kids aren’t hers, he can’t even take care of them since it accumulated to this amount..legally speaking it’s not her debt since it was not incurred during their marriage but before.
@@Originalman144 she can still cancel the marriage since it’s in early stage and under false pretense. Still, those kids aren’t hers, he can’t even take care of them since it accumulated to this amount..legally speaking it’s not her debt since it was not incurred during their marriage but before.
Its not his kids either, turns out that the ex lied to the courts and told them that he was the father.... she gave them an old address of his so he never appeared in court and got a default judgment and he's been trying to fight it ever since and not pay what the courts want him to pay.... that's why it grew to what it is today.... he doesn't owe his ex ANYTHING!
I would NOT join bank accounts. That part I totally disagree with. One because he has already lied or misled her so I definitely would not trust him with the money. No way. Bad advice for the new wife.
How in the world is combining the bank account coming out of his mouth...that's the LAST thing she needs to be doing! There has been a violation of trust, because he most definitely knew how much he owed. And because he lied to her about this (even if it's by omission) ...he's lied to her about other things BEFORE they got married and will continue to lie to her throughout the marriage...if she stays. A lot of the women that call in to the show about money matters concerning their spouses seem so afraid to even discuss money matters with their spouses...that's an issue as well. If you're scared to even TALK about money with the person you agreed to 'spend your life with', you're with the wrong person...there should be a SAFE SPACE to talk about that and anything else for all parties.
This sounds like my dad. Didn't give me or my mom anything. But once I'm a millionaire, don't come asking me for nothing. My wealth is for my future legacy.
WOW. We would not remain married. Anyone who does not take care of their children will never treat you correctly! My ex-husband owes our kids over 140k in child support. RED FLAG🚩.
She shouldn't have been calling the Dave Ramsey Show for financial advice. She should have been calling a lawyer to help her walk through the annulment process.
Before getting married make sure you demand the partner turn over all bank statements and credit reports. It's not very romantic but it will prevent situations like this occurring. Go through the statements carefully, going back at least 3 years, to make sure you're not marrying a deadbeat.
In Illinois a joint bank account can be garnished for child support. She should not get a joint account with him as long as she is truly ignorant of the child support debt. It is possible that, like he said, some of the debt has been forgiven but the credit bureaus haven't been updated by the child support agency. More investigation is needed on his part. He can probably give her permission to get information on the case if he wants her to know the full situation. Depends on WI law about that.
Why would you want to be with someone who isn’t doing everything thing they can to give their children everything they need. That speaks volumes about who he is as a person. Forget the money for a second - think about his character.
@@princesslamour1985 oh please! We are getting married I have authority. Maybe not to pull the report myself... but he’s going to give me his information. She could’ve sat down with him and had him pull his report. They could’ve sat down together and put all their information together. Ignoring the credit report it seems that some people don’t even have serious conversations with people they’re getting married to. If you can’t sit down with someone and go over their finances or go over other details that will become joined after marriage that’s crazy to me. She can’t even speak to the man about the credit report, instead she calls a show. Why are people afraid to communicate?
I think it is slowly dawning on her that she has just signed up for tickets on the train wreck that is this guy's life, and the easiest exit may be divorce. Not an easy thing to accept considering they are newly weds. And this dude isn't some 25 year old still figuring out life. He should have known better a long, long time ago. You aren't going to "fix" him at this stage.
Yikes. This relationship is a disaster in the making. She clearly just wanted to "fall in love and get married" and ignored probably a ton of red flags. 100k in owed child support is a pretty big deal to keep hidden.
@@abdulaliakbar1175 no I do not know what the facts are, but I do know that anyone that owes a large amount of child support ran away from their obligations.
This is why I've stayed single with no kids. All these games people play with each other whether married or not is crazy. At the days end I only have one person to be accountable for...ME!
@@reginatheresa199 Power for what? My wife and I are retired, each of us has two. $4K/mo each No longer contributing. No Debt, own house and cars, pay no taxes(fed, state, property)
Quick fix: Annulment due to gross misrepresentation. RUN GIRL RUN! NO MORE SEPARATE BANK ACCOUNTS? Is this guy crazy? If they combine their bank accounts, couldn't they garnish the child support from that account? Plus, husband pays for this past debt out of their COMBINED account? They have much larger problems than "just forgiving" a man who has outright lied about his financial burden.
I hate how they push "to be married you should have joint bank accounts" Stop this nonsense. Marriages work just fine without joint bank accounts. Joint accounts can lead to unnecessary stress headaches and arguments. Just spilt everything 50/50 via cash or Venmo, Zelle, wire etc.
Many years ago, my former coworker married a guy who was 7 years behind on taxes. It was a nightmare for her. Took like 12 years of installment payments, calls, omg. This kind of debt doesn't go away.
@@saulgoodman2018 Where did she get that impression? There is only one source she has for information about this and that is her husband. She married a guy thinking he had 25 to 30k in child support but thought it could just be forgotten. Lie down with dogs,
@@saulgoodman2018 This is fascinating to me. How did she get the impression that he owed 25 to 30k in child support? If he didn't tell her that, maybe she had a dream? Or it is just a normal thing for her boyfriends?
See about an annulment. He is an irresponsible loser who deceived you in a huge way. Sounds like he never spent a dime on anyone but himself and naive women.
Unfortunately a lot of people get married without having the difficult conversations. This is why I always recommend pre-marriage counseling with some who has several years of experience with it.
@@princesslamour1985 You don't believe everything you hear, irrespective of who they are. In a situation like marriage, it's always good to dig deeper. Let me see your credit report. Yes, I would ask that question.
$300 for a 5 question Polygraph. My wife has kids, there are questions and tests, to give her peace of mind. Everyone should have a list of questions to ask their future life partner. My wife had a child, the "father" never paid, the State filed, 35 years later, Social security garnishments, Stimulus checks He always owes taxes so no refund loss.
Why did she decide to pull his credit report after getting married? This seems like something she should have done and discussed with him before saying “I do”. There is definitely more to this story that the husband is clearly hiding.
My exhusband owes $30000 in back child support. I just got a letter saying they were putting it on his credit report and flagging him for the irs. 🤷🏼♀️
Reason number 678 why I don’t date men with children. Finances will be divided and divided households. When I have my family... as selfish as it may seem I want it to be just my family… I don’t want separate children, I don’t want another household that has to be taken care of, I don’t want another woman in the equation. Makes dating harder because most men have a freaking child.
@badassdahn What’s the point you’re trying to make? Plenty of people are avoiding dating others with children. Nothing new. I am aware there are men who don’t date single mothers. I only talked about myself and my reasons in my original comment. I don’t have children… If that’s what you’re implying?
That's why premarital counseling is so important, no matter how old you are or how many times you have been married. Financial red flags would have been exposed during that time.
WOOOWWW ITS NOT TOO LATE TO GET A ANNULL. That’s deceptive and if he’s gonna do that what else will he lie about. Doesn’t seems like he makes a great father getting that far behind.
@WeWhoAre AboutTODie Things aren’t simple but here goes....There’s still 2 mortgages to pay, 2 times the utilities. And women think that men should pay more. The state gets money from the federal government if it collects from men so the men get shafted. That’s reality.
Do not get joint accounts until he is in good standing. I had child support established early and when he eventually got married and he and his wife had joint accounts, because he was t paying they frozen their accounts. They froze everything with his name on it. Nothing could go in and nothing could come out. Keep separate accounts until this matter is resolved. I believe the other issues can definitely be talked about. This sound like multiple children and several years ago. He probably thought It was taken care of. I would present it with concern. Letting him know that it showed up on his credit and how did he want to handle it.
Yikes 😳 who knows what else he is hiding and he had her fooled thinking he just got behind...he is not only a horrible father but is most likely a horrible spouse. I mean unless he suddenly changed...which is pretty rare.
Terrible advise!!! Get a JOINT bank account! Are you nuts. Let him be responsible for the back child support... do not include her. I myself feel she should get an annulment!!!
Girl you better 🏃♀️ any man that isn’t even responsible to care for his own children is not a good, responsible man.. This woman likes to avoid issues, woman up and confront the situation. I would end the marriage ASAP.
If he’s lying to her about that, he’s lying to her about a lot of other things.
My experience with my ex says.....so true!!!!
He probably has multiple kids.
For sure!!
She said he told her but she wasn’t vigilant enough to ask the amount.
Ok!
I would get an annulment. She got married under false pretenses. Bump that noise.
Exactly....PeroidT
I agree. I don’t think I would be able to put my money together and dig him out of this hole. The marriage is too new.
Id get the marriage annulled too! No way I'm staying married to a man that hasn't been taking care of his child/children for a VERY long time
@@nathalyescobar2950 Same. Nor would I be happy to be taking a cut in living standards to pay for someone else's kids when they never did it themselves.
This 💯
She’s lucky they have separate bank accounts. He would probably wipe it out
@@prettypriscillapink thats not true. Its men
The state can still garnish her paychecks and bank accounts because they are married.
@@joycewright5386 true.garnish his wages.
@@joycewright5386 Child Support Collections WILL take "her money" as soon as they combine their money. BIG mistake for her to do that. She will lose everything she has worked/will work for....
@@joycewright5386 yup
A man that doesn’t support his kids will not be a good husband.
You don't know the situation .
Sure won’t be…. Dishonesty for starters, lack of character & integrity
…. And they can go after the new wife’s income, tax refund, property assets to collect it…
Man gtfoh, there's no way a damn agency should force you to pay the state to care for your children, which is violating your constitutional rights
How do you get 100k out of even 18 years? That is absolute nonsense.
@@davidtinnerello1524Interest. Some states charge as much as 12%>
Ken gave horrible advice here. Combining finances after finding out he owes 100k will destroy her. She needs a divorce
Exactly what I was thinking. She needs to get out ASAP. He should have told her that amount. Seems untrustworthy. It would have been great to have Dave on this call, I think he would have given more sympathy to her.
I thought so too. Why on earth would you put your income at the disposal of someone so irresponsible?!
Well, if they are staying together then combining is a good move so she has her eye on the money.
Anullment. With a divorce this lowlife could come after HER for spousal support.
I agree with Manny here.
Something tells me that the husband has got children all over town.
It’s called “bias”
@@orlandow1723 which we all clearly have so get off of your soap box
Idk y this made me laugh so hard 🤣 🤣
😢
GIRL NOOOOOOO, DO NOT get a joint bank account with him!!!!! Get that marriage annulled YESTERDAY
What if its not his kid or he wasn't allowed to see the child and withheld support.... I know many fathers who refuse to pay child support cause the mother refused to let their kid see their dad
@@georgemendez6760 when you go to court for child support, the court asks the father if they want to check paternity. If the child or children weren’t his, they would’ve squared that away.
Also during custody hearings, dads can petition for visitation rights. No judge will say no to that.
Both are not legitimate excuses.
@@shawkins79 maybe the dad couldn't appear in court cause the courts sent the notice to the wrong address and he was completely unaware.... this happens all the time
100k is owed and probably another 100k in the future. Lawyer up!
@@georgemendez6760 I feel like if that was the case the mother would send a text or communicate SOMEHOW to tell him he now owes child support... I'm sorry but 100k is NOT an excusable amount. If he didn't know, he would've found out when he went to go get his children for the weekend or for a father's day or something... so if he didn't know he wasn't even seeing his children which is even worse
I would get that marriage annulled...No one has time for lies at their ages...
Wow pretty girl. Are you single? I’m thirsty Lolol.
@@jeffreywhitaker5154 🤣🤣🤣🤣...Look at you on TH-cam flirting..
@@shgarrett624 Is that what its called nowadays?? lol
but yet you would want him to take on your STUDENT LOAN DEBT...
@@ronwhiteleo3352 I don't have any student loan debt...All my college was paid for...Also, all my debt is paid, so I am debt free....I'm not asking for anything I'm not bringing to the table...Plus I don't have kids....
She called the wrong show today. Terrible advice.
...Tasha needs to reconsider this marriage now.
If a man has not provide for his own child and failed to fulfill his responsibility as a father...what makes you think you are special as his wife?
I can't tell you what to do, but that's a sign to leave before destruction falls on you.
I wonder if he was in prison.
@@xyzsame4081 I doubt it because he would have told her the exact amount in child support he owes rather than lie. Also, why wouldn't he work 2 r 3 jobs to provide for his children right now? He was not ready to be a husband. His first priority should have been clearing his debt first before being a leader in the household.
Dude, stop it. She knew this guy had problems and she thought she could “fix” him. I’m sure she was totally ok with who the guy is.
@@Originalman144 check yourself..I'm not a dude. Most often a man will hide things just to get a girl..then she finds things out when its too late. My fellow sister's need to do their investigation when dating so they'll NOT discover things after marriage. Same goes for a man too.
If she has her own kids with him he won’t take care of them ones either.
He probably doesn’t realize all this is on his credit report.
Yep
Cuz he stoopid!
Yep, people that scummy are normally very stupid so that was my take on why he hadn’t said anything.
My thought exactly. He clearly has no financial savvy.
Most people making 30-40k a year and are in massive debt like student loan, credit card or child support don't care to check their credit report or keep up with exactly what the debt is.
Nah bro, get annulled. CANT TRUST this guy. ever. Sorry.
Too many reasons to write why.
Exactly
They’d never suggest that on air. Understandably so, too. But I agree that this guy can’t be trusted.
I feel that the worst thing she could do is have a SHARED Bank account with him! I think she married a wolf in sheep's clothing! RUN FOREST RUN!!!
That's what I thought!
@@lynettec9807 and if he's hiding that imagine what other huge bombshells are to come later!!!??? A man who doesn't support his children financially is a huge red flag. It means he'll lack accountability & be irresponsible in other areas of life.
Tasha: *pulls credit report
Husband: .........
Background Narration: In that moment, Tasha realized she messssssssed up.
She got scammed
@@angelikalaser7778 I see we have a victim enabler. She should’ve know better.
Pull out your gym shoes and run Girl 🏃♀️
I'm not gonna say he lied, but he was deceitful. Either way, if he's going to avoid talking about something as serious as 100K in back child support, what else is he hiding?
I am sorry, but holding withholding information is a lie. It is a choice, and they are choosing to not speak. I hope she does a full background check, and doesn't buy his excuses.
He did lie because he said he paid 75% of it and the other 25% was forgiven.
I really don’t know if I would put my money together at this point until he took care of this. This is tough, if it was a long relationship yes but it’s only 3 months.
He lied. No way a guy making $35k/year doesn't know he had kids and that he didn't pay his kids thus owing the $100k lol.
@JNightlife how did he lie in the literal sense of the word?
Joint banking isn't the problem. The lack of communication is the issue. Freaking talk about it.
It’s the lying that’s the problem with this situation
She did talk to him and he said it was paid. She trusted him.
@@Faith-un7nsShe said he thought it was forgiven. How do we know he thought otherwise? We don’t.
Your supposed to find out these things BEFORE you get married.
He lied.. she asked and he lied
Some women are so desperate to be married. My cousin did the same thing , married a guy with 2 kids by 2 different women. She had no children and settled for a life of struggle and stress. It’s like opening a checking account with a negative $250,000 balance.
A close friend of mine helped her husband pay off accumulated child support, along with credit card debt and lawyers fees from his divorce fro his first marriage. She loved him and felt he needed the opportunity to “become the better person that’s within him.” She devoted herself to their marriage, working so hard to pay off that debt. He was becoming the person she had faith in. Two children later, he cleared out their joint checking, savings, and his 401K plan on a gambling habit and to support an extramarital affair. SMH....she stayed with him. I would not be able to forgive both financial and marital infidelity.
She's a great woman. Very few of those ladies.
She needs to divorce him. Are they still married?
@@Hoffagotneedsshe’s his fool.
A lot of Men are users like that guy and love to take advantage of an overly generous woman. I would not share my husbands money all the way and definitely not his pp, no ma’am…run!
@@Hoffagotneeds A good woman for a good man. A bad woman for a bad man. She needs to move on. ''No man'', is better than a bad man. He stole money from his CHILDREN to feed his s l u t.
Here to say what everyone else is thinking...
Wrap it up
😂😂😂
I just ordered a pack of condoms lol.
Agreed and we need sensible laws that don't ruin a man's future.
3 months in and a major lie.....I hope she can get an annulment.
Lol dude riggght!!!!
And people say talking too much about finances/money when dating is taboo. Yeah right. This is sad to hear and not uncommon. I hope this gets worked out. Take caution ladies.
Take caution ladies AND MEN. These financial problems come from both sides. Let's be mature and logical here.
His stimulus check is going straight to child support first.
I did. I realize that if we had a UBI in America that most men would be homeless because their income of say $1200 a months would be cut to $400 after child support.
That's on the low end too.
@@gainesdominique UBI is intended to be a back up source of income, not the only source.
@C B what point are you trying to make?
@C B you have a very cynical and misinformed view of welfare. Welfare keeps people from starving, it doesn't keep people poor.
Also, the majority of welfare recipients are rural white people that vote republican.
@C B What a novel idea... Finish high school (@ the least).
Don't have kids out of wedlock & that you can't afford.
Get a JOB & keep it!
Whoda' thunk it?
Wow, poor lady... she married someone who doesn't fulfill his obligations as a father. I hope she doesn't procreate with him. That says a lot about his character.
How do you even know that?
Have you ever been to family court?
As a man?
They take your child then want your money.
It's evil.
Women benefit from it and voted for it.
@@gainesdominique so did the men who were in the position to pass laws.
@@beac8238 men in position of power wants to bring down men and masculinity there's a whole agenda to this that's why they control and fund femenism and LGBTQ
How much child support debt a man has says nothing about his character; it could say everything about his state's divorce laws, many of which have no regard for the rights of the father.
@@verfed The laws were made by men..
Keep your bank account separate! Your hard work will be garnished!
Some states will garnish her account too since they are legally married. I'm not sure what Wisconsin's laws are.
Unfortunately the only way to get away with not paying child support is to get paid cash by your boss and not report it to the IRS.
Nah, just be very wise with whom you decide to spend time with and marry. My wife and I are both millennials living in San Diego, CA and have our accounts together with ZERO issues. In addition, we are both self made “everyday millionaires” and continue to work.
@@johnpham6780 was talking about this lady doh
Should have pulled that report 3 months ago...
Exactly
Man good luck to them. I’ve dealt with child support myself and they give No breaks.
Exactly I really wish Dave Would speak more on CS. They operate in tricky ways and most parents paying them are unaware that they are being screwed. Then people say thing like “support your kids” when they probably have been getting their wages garnished for years wondering their doing wrong.
She didn’t do enough research and financial discussion before marriage. Everything should have been put on the table. And where is that kid?
Most likely, more than 1 kid...
No he lied. She said he told her it was $20-30k and he’d paid the rest or some had been forgiven or something. She probably couldn’t pull his credit until they were married.
It sounds like he's never paid child support and just expected it to just follow him to the grave. They probably have separate accounts because he doesn't have one. The government probably already snatched his passport. If she stays with him she's about to be working 2 jobs to pay off this debt. Girl, is he worth it?
YES! And I don't think Ken realizes this when he gave that advice. Many states take your Passport as you said, along with your Driver's License in others, garnishment of wages, confiscating tax returns, and it makes it virtually impossible to have a bank account at all. Goodbye Emergency Fund! And if you are caught driving on said suspended DL, it is Straight to Jail where there are more fines, fees, and court costs. He's probably already been to jail at least once over this. It doesn't get to $100,000 without something like that happening.
The situation isn't so simple as you make it seem... the guy's ex refused to let him see his kid, the courts are biased against men
Oh no. I was going to give him the benefit of doubt but when she said he said “some was FORGIVEN” that’s a lie. Even if his child or children turns 18....he still owes that back child support. 😬😬 This does not go away. I come from payroll I have seen child support order for children born in 1972.
I'm really happy there's so many more people on staff that says able to help besides just Dave. That means he's leaving a legacy to help future generations through the show AND the material. Duplication! 💯🔥
I think Mr Ramsay is also aware that he is not a marriage counselor (however close money problems are to marital problems) and I am happy he has more specialists aboard now to address these connecting issues!
Help?! The advice on this call is terrible. The woman needs to keep her account separate unless she wants the joint account to be garnished.
Man.... I got 1,000 behind and got threatened to go to jail and take my license. I'm thinking how is that going to help get money out of me if I'm in jail or don't have a license to drive to a job. For just 1,000 behind. This guy should be in prison already.
Omg!!!!!!!! These type of calls scare me away from marriage. I catch flights not feelings💅🏿💅🏿
😂😂😂😂
This is deep. There's so much that could impact her too. Some states take the dad's driving license, some go to jail, some garnish the wages from the debtor and their spouse, tax returns are garnished... Nah I'm not sure if I'd stay married to him. Whew I really hope he's willing to work on this.
I wouldn't blame you for leaving you 🤣🤣
Right! This seems like a divorce waiting to happen. Marriage is starting with a lie and feel she will end up paying in the end.
Here in California your wages are garnished that happened to a friend of mine.
@WeWhoAre AboutTODie Hush now, you clearly have no idea what it's like raising children on your own. Don't speak on what you don't know
Call me crazy but it sounds like she married an ex-pro athlete.
No it be way higher than 100k if that's the case
Not at all. It would be way higher and none of it would be forgiven. Those poor children!
Crazy. This is normal. The family Court laws are toxic af but it’s taboo to talk about. A massive portion of that is simply interest for the state to profit on
@@dexterm1285 Yea! But how do you explain $100,000 in back-child support! Thats a lot!
@@HereIsWisdom1318 He likely hasn't paid much at all. Over say 17 years or so that's around 5k a year.
Get an annulment these aren't your kids, or debt
Now thats shes married, yes they are and yes its hers lol
@@ashleym6765 she can still cancel the marriage since it’s in early stage and under false pretense. Still, those kids aren’t hers, he can’t even take care of them since it accumulated to this amount..legally speaking it’s not her debt since it was not incurred during their marriage but before.
But she married him - it is now their debt and their kids 😂 😂
@@Originalman144 she can still cancel the marriage since it’s in early stage and under false pretense. Still, those kids aren’t hers, he can’t even take care of them since it accumulated to this amount..legally speaking it’s not her debt since it was not incurred during their marriage but before.
Its not his kids either, turns out that the ex lied to the courts and told them that he was the father.... she gave them an old address of his so he never appeared in court and got a default judgment and he's been trying to fight it ever since and not pay what the courts want him to pay.... that's why it grew to what it is today.... he doesn't owe his ex ANYTHING!
I would NOT join bank accounts. That part I totally disagree with. One because he has already lied or misled her so I definitely would not trust him with the money. No way. Bad advice for the new wife.
She should join bank accounts then open some credit cards together 😁
Add the fact in some states by being married now she may be on the hook for the debt too.
@@kenyajoiberry EXACTLY!!!
@WeWhoAre AboutTODie Those aren’t her kids, so no.
But if they are going to move forward and stay together, she has to have an equal eye on the finances.
How in the world is combining the bank account coming out of his mouth...that's the LAST thing she needs to be doing!
There has been a violation of trust, because he most definitely knew how much he owed. And because he lied to her about this (even if it's by omission) ...he's lied to her about other things BEFORE they got married and will continue to lie to her throughout the marriage...if she stays.
A lot of the women that call in to the show about money matters concerning their spouses seem so afraid to even discuss money matters with their spouses...that's an issue as well. If you're scared to even TALK about money with the person you agreed to 'spend your life with', you're with the wrong person...there should be a SAFE SPACE to talk about that and anything else for all parties.
This sounds like my dad. Didn't give me or my mom anything. But once I'm a millionaire, don't come asking me for nothing. My wealth is for my future legacy.
This is at least 15 years of him NOT paying. Absolutely disgraceful.
Having joint accounts is one of the worst decisions for a relationships, terrible advice
How deceitful. I would divorce him. This man lacks integrity.
WOW. We would not remain married. Anyone who does not take care of their children will never treat you correctly! My ex-husband owes our kids over 140k in child support. RED FLAG🚩.
What if all tangible benefits you seek were being met..?
deadbeats do not give 'tangible benefits' in the long run...
Thats what you get for opening your legs to the wrong man
@@anniesshenanigans3815 you right
@@shadowtail4063 Send that message to your momma. 😂😂😂
Do not get joint banking. Get an annulment NOW!!!!
I had no idea child support went on your credit report.
Child support in and of itself doesn't. The lien and judgment of non-payment that proves he's a dirt-bag does.
New hubby probably didn't either🤣
If you are in arrears, it gets reported until it gets caught up
All debt goes on the credit report, except perhaps loans from Mom and Dad...
Me either
She shouldn't have been calling the Dave Ramsey Show for financial advice. She should have been calling a lawyer to help her walk through the annulment process.
For what???? Hrs broke
She should have made sure he paid the child support before marrying him. He lacks integrity and married her for financial help
$100,000?? Lol people are so quick to marry people and they have no clue what they are marring into 🤷♂️🤣🤣
Exactly
Nothing on her responsibility in this maybe she was the one to Rush into marriage hence not knowing about his finances prior to marrying
Before getting married make sure you demand the partner turn over all bank statements and credit reports. It's not very romantic but it will prevent situations like this occurring. Go through the statements carefully, going back at least 3 years, to make sure you're not marrying a deadbeat.
In Illinois a joint bank account can be garnished for child support. She should not get a joint account with him as long as she is truly ignorant of the child support debt. It is possible that, like he said, some of the debt has been forgiven but the credit bureaus haven't been updated by the child support agency. More investigation is needed on his part. He can probably give her permission to get information on the case if he wants her to know the full situation. Depends on WI law about that.
Why would you want to be with someone who isn’t doing everything thing they can to give their children everything they need. That speaks volumes about who he is as a person. Forget the money for a second - think about his character.
PREACH🙌🏾
Why check the report after marriage and not before? People are dumb!!!
For real!
He lied about it before marriage. U have no authority on someone's finances b4 marriage
Because she trusted him.
@@princesslamour1985
Every couple that is divorced lied to one another.
Don’t need any authority.
All she had to do was ask before getting married.
@@princesslamour1985 oh please! We are getting married I have authority. Maybe not to pull the report myself... but he’s going to give me his information. She could’ve sat down with him and had him pull his report. They could’ve sat down together and put all their information together. Ignoring the credit report it seems that some people don’t even have serious conversations with people they’re getting married to. If you can’t sit down with someone and go over their finances or go over other details that will become joined after marriage that’s crazy to me. She can’t even speak to the man about the credit report, instead she calls a show. Why are people afraid to communicate?
Calls like these make me soooo happy to not be married
💯
I think it is slowly dawning on her that she has just signed up for tickets on the train wreck that is this guy's life, and the easiest exit may be divorce. Not an easy thing to accept considering they are newly weds. And this dude isn't some 25 year old still figuring out life. He should have known better a long, long time ago. You aren't going to "fix" him at this stage.
Maybe he was in prison.
Terrible advice. The last thing Im doing is combing bank accounts with this liar.
Yikes. This relationship is a disaster in the making. She clearly just wanted to "fall in love and get married" and ignored probably a ton of red flags. 100k in owed child support is a pretty big deal to keep hidden.
Forget divorce. Get an annulment due to fraud.
My gut is telling me that he is using her to pay for his child support fees.
No joint account. They can freeze the account and seize her money too.
and people have always asked me, at 47 yrs old why i never had kids or got married.
SAME!!!!
Why?
Why is not having kids the lesson here? How about support the kids you have?
Not a good way to start a marriage off. Thank goodness 🙏 she does NOT have a bank account with her husband!! She would be ruined financially!
Run. Run now.
He did that once.
He'll do it again.
Annulment if you can. That being said, you had to know what you were marrying...
Anthony O’Neal is right on the money. A man with the right head on his shoulders. Dave knows how to pick them.
no point in watching this one.. advice to her... RUN.
A good wife doesn’t run! That’s what you do!
@@abdulaliakbar1175 funny... since he ran away from his obligations.
How do you know that he ran away from his obligations??? You really don’t know, you’re just judgmental without knowing what the facts are!
How would you feel if you’re love one “Run Away” from you in your most darkest and challenging times?!
@@abdulaliakbar1175 no I do not know what the facts are, but I do know that anyone that owes a large amount of child support ran away from their obligations.
This reminds me that I should talk to my boyfriend about our finance situation.
This reminds me not to have kids or get married.
I thought we discussed this already? I wanna stay at home and play video games come on.
@@ChipZilla69if you aren’t going to support your kids, yes, don’t have any.
This is why I've stayed single with no kids. All these games people play with each other whether married or not is crazy. At the days end I only have one person to be accountable for...ME!
What a nightmare! I finally understand why Dave pushes for combining finances
@WeWhoAre AboutTODie two incomes are more powerful than one though. What are your thoughts on that?
@@reginatheresa199 are you from Nigeria haha
@@reginatheresa199 Power for what?
My wife and I are retired, each of us has two.
$4K/mo each
No longer contributing.
No Debt, own house and cars, pay no taxes(fed, state, property)
Quick fix: Annulment due to gross misrepresentation. RUN GIRL RUN! NO MORE SEPARATE BANK ACCOUNTS? Is this guy crazy? If they combine their bank accounts, couldn't they garnish the child support from that account? Plus, husband pays for this past debt out of their COMBINED account? They have much larger problems than "just forgiving" a man who has outright lied about his financial burden.
I hate how they push "to be married you should have joint bank accounts" Stop this nonsense. Marriages work just fine without joint bank accounts. Joint accounts can lead to unnecessary stress headaches and arguments. Just spilt everything 50/50 via cash or Venmo, Zelle, wire etc.
Many years ago, my former coworker married a guy who was 7 years behind on taxes. It was a nightmare for her. Took like 12 years of installment payments, calls, omg. This kind of debt doesn't go away.
Wow, so he told you about it, but lied about the amount owed? Smh...
@@saulgoodman2018 no she specifically said he told her it was about 30k instead of 100k, and said some had been forgiven
@@saulgoodman2018 Where did she get that impression? There is only one source she has for information about this and that is her husband. She married a guy thinking he had 25 to 30k in child support but thought it could just be forgotten. Lie down with dogs,
@@saulgoodman2018Now you are just being silly.
@@saulgoodman2018 This is fascinating to me. How did she get the impression that he owed 25 to 30k in child support? If he didn't tell her that, maybe she had a dream? Or it is just a normal thing for her boyfriends?
Combined bank accounts with that many arrears will leave her broke.
See about an annulment. He is an irresponsible loser who deceived you in a huge way. Sounds like he never spent a dime on anyone but himself and naive women.
Actually the woman didn't let him see his kid so he refused to pay child support, so its not so clear cut
I'm surprised he's not in jail.
how does someone get married to someone and not know the ins and outs of their partners income and especially their debt.
She must have been blindly infatuated by the dude that all sense of reasoning disappeared. Now things are just getting real.
Unfortunately a lot of people get married without having the difficult conversations. This is why I always recommend pre-marriage counseling with some who has several years of experience with it.
She said he lied when asked about it. Did u watch the video....???
@@princesslamour1985 You don't believe everything you hear, irrespective of who they are. In a situation like marriage, it's always good to dig deeper. Let me see your credit report. Yes, I would ask that question.
$300 for a 5 question Polygraph. My wife has kids, there are questions
and tests, to give her peace of mind.
Everyone should have a list of questions to ask their future life partner.
My wife had a child, the "father" never paid, the State filed,
35 years later, Social security garnishments, Stimulus checks
He always owes taxes so no refund loss.
I disagree with this being a valid marriage. He hid something SO big, and I think it’s a deal breaker at this stage in the relationship.
HE is a liar, be 100% done with him. These two AO and Chris are crazy. It is not a joint or separate banking problem it is financial infidelity.
You assume too much. He may be right and the report could be wrong. That's why you fight inaccuracies.
Get out now, he is a liar. Been there, it just gets WORSE,
It’s the tip of the iceberg honey
When the red flag is a neon sign the size of a semi truck, I think it's time to listen
Sounds about right
And do not join bank accounts. No way not after learning this and that he misleads ok lies. No no no do not join bank accounts.
Your new husband has $100,000 in child support and u haven't mentioned it to him
3:06 when Ken Coleman says that tensions gotta be so thick you could cut it with a knife 🔪 🤣
Why did she decide to pull his credit report after getting married? This seems like something she should have done and discussed with him before saying “I do”. There is definitely more to this story that the husband is clearly hiding.
My exhusband owes $30000 in back child support. I just got a letter saying they were putting it on his credit report and flagging him for the irs. 🤷🏼♀️
I don't agree with the joint account advice. Couldn't child support start taking money the wife has earned if they share an account?
No. Once they see another name on the account, they don’t garnish funds from that account.
@@indiyahblaque878 oh ok
I hope she divorced him, this story is CRAZY
HE LIED WHEN SHE ASKED ABOUT FINANCES!!!!!! did u all watch the video...?????
I would not combine my money with this man. I am not going to pay a boy child's child support.
Reason number 678 why I don’t date men with children. Finances will be divided and divided households. When I have my family... as selfish as it may seem I want it to be just my family… I don’t want separate children, I don’t want another household that has to be taken care of, I don’t want another woman in the equation. Makes dating harder because most men have a freaking child.
@badassdahn What’s the point you’re trying to make? Plenty of people are avoiding dating others with children. Nothing new. I am aware there are men who don’t date single mothers. I only talked about myself and my reasons in my original comment. I don’t have children… If that’s what you’re implying?
That's why premarital counseling is so important, no matter how old you are or how many times you have been married. Financial red flags would have been exposed during that time.
That does say a lot about his character. I will get a divorce ASAP. God help her...
I just appreciate the way you guys handle ignorant in the field of whatever
WOOOWWW ITS NOT TOO LATE TO GET A ANNULL. That’s deceptive and if he’s gonna do that what else will he lie about. Doesn’t seems like he makes a great father getting that far behind.
Child support is an evil tool to destroy men.
@WeWhoAre AboutTODie Things aren’t simple but here goes....There’s still 2 mortgages to pay, 2 times the utilities. And women think that men should pay more. The state gets money from the federal government if it collects from men so the men get shafted. That’s reality.
@WeWhoAre AboutTODie You obviously don’t know how the system works.
DON'T combine bank accounts! ALSO. I'd you file taxes together, the refund will be seized by the IRS!
No background check no credit check no std check no go
🗣🗣🗣
Smart!!!!
Do not merge bank accounts because any time they can decide to levy your bank account. This is a disaster and it’s on a $70k income.
One word :
ANNULMENT ✔
Do not get joint accounts until he is in good standing. I had child support established early and when he eventually got married and he and his wife had joint accounts, because he was t paying they frozen their accounts. They froze everything with his name on it. Nothing could go in and nothing could come out. Keep separate accounts until this matter is resolved. I believe the other issues can definitely be talked about. This sound like multiple children and several years ago. He probably thought It was taken care of. I would present it with concern. Letting him know that it showed up on his credit and how did he want to handle it.
Yikes 😳 who knows what else he is hiding and he had her fooled thinking he just got behind...he is not only a horrible father but is most likely a horrible spouse. I mean unless he suddenly changed...which is pretty rare.
Terrible advise!!! Get a JOINT bank account! Are you nuts. Let him be responsible for the back child support... do not include her. I myself feel she should get an annulment!!!
Girl you better 🏃♀️ any man that isn’t even responsible to care for his own children is not a good, responsible man.. This woman likes to avoid issues, woman up and confront the situation. I would end the marriage ASAP.